\’LIC Policy Loan\’ (225 Words)

In LIC, at present loans are granted on unencumbered policies up to 90 percent of the Surrender Value under policies which are in force for the full sum assured and up to 85 percent of the Surrender Value on policies which are paid- up for a reduced sum assured. The minimum amount for which a loan can now be granted under a policy is Rs. 1000/-. The rate of interest charged at present varies from 9 percent to 12 percent per annum payable half- yearly depending upon the type of plan. The terms and conditions printed on the policy bond reveal whether a particular policy is eligible for a loan.

Loans:

  • Loans are granted on policies to the extent of 90% of Surrender Value of the policies which are in force.
  • Loans are granted on policies to the extent of 85% of the Surrender Value in case of policies which are paid-up, inclusive of the cash value of bonus.
  • The rate of interest charged at present varies from 9 percent to 12 percent p.a. payable half-yearly.
  • Loans are not granted for a period shorter than six months.
  • The Conditions and Privileges printed on the back of the Policy Bond states whether a particular policy is with or without the loan facility.

\’LIC Policy Loan\’ (225 Words)

In LIC, at present loans are granted on unencumbered policies up to 90 percent of the Surrender Value under policies which are in force for the full sum assured and up to 85 percent of the Surrender Value on policies which are paid- up for a reduced sum assured. The minimum amount for which a loan can now be granted under a policy is Rs. 1000/-. The rate of interest charged at present varies from 9 percent to 12 percent per annum payable half- yearly depending upon the type of plan. The terms and conditions printed on the policy bond reveal whether a particular policy is eligible for a loan.

Loans:

  • Loans are granted on policies to the extent of 90% of Surrender Value of the policies which are in force.
  • Loans are granted on policies to the extent of 85% of the Surrender Value in case of policies which are paid-up, inclusive of the cash value of bonus.
  • The rate of interest charged at present varies from 9 percent to 12 percent p.a. payable half-yearly.
  • Loans are not granted for a period shorter than six months.
  • The Conditions and Privileges printed on the back of the Policy Bond states whether a particular policy is with or without the loan facility.

\’LIC Policy Loan\’ (225 Words)

In LIC, at present loans are granted on unencumbered policies up to 90 percent of the Surrender Value under policies which are in force for the full sum assured and up to 85 percent of the Surrender Value on policies which are paid- up for a reduced sum assured. The minimum amount for which a loan can now be granted under a policy is Rs. 1000/-. The rate of interest charged at present varies from 9 percent to 12 percent per annum payable half- yearly depending upon the type of plan. The terms and conditions printed on the policy bond reveal whether a particular policy is eligible for a loan.

Loans:

  • Loans are granted on policies to the extent of 90% of Surrender Value of the policies which are in force.
  • Loans are granted on policies to the extent of 85% of the Surrender Value in case of policies which are paid-up, inclusive of the cash value of bonus.
  • The rate of interest charged at present varies from 9 percent to 12 percent p.a. payable half-yearly.
  • Loans are not granted for a period shorter than six months.
  • The Conditions and Privileges printed on the back of the Policy Bond states whether a particular policy is with or without the loan facility.

\’LIC Policy Loan\’ (225 Words)

In LIC, at present loans are granted on unencumbered policies up to 90 percent of the Surrender Value under policies which are in force for the full sum assured and up to 85 percent of the Surrender Value on policies which are paid- up for a reduced sum assured. The minimum amount for which a loan can now be granted under a policy is Rs. 1000/-. The rate of interest charged at present varies from 9 percent to 12 percent per annum payable half- yearly depending upon the type of plan. The terms and conditions printed on the policy bond reveal whether a particular policy is eligible for a loan.

Loans:

  • Loans are granted on policies to the extent of 90% of Surrender Value of the policies which are in force.
  • Loans are granted on policies to the extent of 85% of the Surrender Value in case of policies which are paid-up, inclusive of the cash value of bonus.
  • The rate of interest charged at present varies from 9 percent to 12 percent p.a. payable half-yearly.
  • Loans are not granted for a period shorter than six months.
  • The Conditions and Privileges printed on the back of the Policy Bond states whether a particular policy is with or without the loan facility.

\’LIC Policy Loan\’ (225 Words)

In LIC, at present loans are granted on unencumbered policies up to 90 percent of the Surrender Value under policies which are in force for the full sum assured and up to 85 percent of the Surrender Value on policies which are paid- up for a reduced sum assured. The minimum amount for which a loan can now be granted under a policy is Rs. 1000/-. The rate of interest charged at present varies from 9 percent to 12 percent per annum payable half- yearly depending upon the type of plan. The terms and conditions printed on the policy bond reveal whether a particular policy is eligible for a loan.

Loans:

  • Loans are granted on policies to the extent of 90% of Surrender Value of the policies which are in force.
  • Loans are granted on policies to the extent of 85% of the Surrender Value in case of policies which are paid-up, inclusive of the cash value of bonus.
  • The rate of interest charged at present varies from 9 percent to 12 percent p.a. payable half-yearly.
  • Loans are not granted for a period shorter than six months.
  • The Conditions and Privileges printed on the back of the Policy Bond states whether a particular policy is with or without the loan facility.

Short Article on \’Global Warming\’ (180 Words)

\’Global warming\’ is the observed century-scale rise in the average temperature of Earth\’s climate system. Rising of temperature of the Earth\’s atmosphere causes Global Warming. Since, last century temperature is increasing by 0.75 degree centigrade causing greenhouse effect.

Human activities have resulted in the increase of global warming. Some of them are deforestation, pollution, consumption of fossil fuel, burning of plastic etc. Due to global warming, polar ice caps are melting and as a result sea level is rising. Islands would be submerged. Ozone layer is becoming thinner day by day resulting in entering of harmful ray in the atmosphere causing skin diseases and many other diseases. Climate is changing day by day. There is a change in rainfall pattern and global warming also affects the agriculture.

Therefore, it is necessary for us to take prevention steps. We should practice afforestation. Government must check our deforestation. Instead of fossil fuels, we should use clean fuels such as natural gas. We should stop the burning of plastics etc. Hence, necessary steps must be taken. Earth should remain beautiful forever. 

Short Article on \’Global Warming\’ (180 Words)

\’Global warming\’ is the observed century-scale rise in the average temperature of Earth\’s climate system. Rising of temperature of the Earth\’s atmosphere causes Global Warming. Since, last century temperature is increasing by 0.75 degree centigrade causing greenhouse effect.

Human activities have resulted in the increase of global warming. Some of them are deforestation, pollution, consumption of fossil fuel, burning of plastic etc. Due to global warming, polar ice caps are melting and as a result sea level is rising. Islands would be submerged. Ozone layer is becoming thinner day by day resulting in entering of harmful ray in the atmosphere causing skin diseases and many other diseases. Climate is changing day by day. There is a change in rainfall pattern and global warming also affects the agriculture.

Therefore, it is necessary for us to take prevention steps. We should practice afforestation. Government must check our deforestation. Instead of fossil fuels, we should use clean fuels such as natural gas. We should stop the burning of plastics etc. Hence, necessary steps must be taken. Earth should remain beautiful forever. 

Short Article on \’Global Warming\’ (180 Words)

\’Global warming\’ is the observed century-scale rise in the average temperature of Earth\’s climate system. Rising of temperature of the Earth\’s atmosphere causes Global Warming. Since, last century temperature is increasing by 0.75 degree centigrade causing greenhouse effect.

Human activities have resulted in the increase of global warming. Some of them are deforestation, pollution, consumption of fossil fuel, burning of plastic etc. Due to global warming, polar ice caps are melting and as a result sea level is rising. Islands would be submerged. Ozone layer is becoming thinner day by day resulting in entering of harmful ray in the atmosphere causing skin diseases and many other diseases. Climate is changing day by day. There is a change in rainfall pattern and global warming also affects the agriculture.

Therefore, it is necessary for us to take prevention steps. We should practice afforestation. Government must check our deforestation. Instead of fossil fuels, we should use clean fuels such as natural gas. We should stop the burning of plastics etc. Hence, necessary steps must be taken. Earth should remain beautiful forever. 

Short Article on \’Global Warming\’ (180 Words)

\’Global warming\’ is the observed century-scale rise in the average temperature of Earth\’s climate system. Rising of temperature of the Earth\’s atmosphere causes Global Warming. Since, last century temperature is increasing by 0.75 degree centigrade causing greenhouse effect.

Human activities have resulted in the increase of global warming. Some of them are deforestation, pollution, consumption of fossil fuel, burning of plastic etc. Due to global warming, polar ice caps are melting and as a result sea level is rising. Islands would be submerged. Ozone layer is becoming thinner day by day resulting in entering of harmful ray in the atmosphere causing skin diseases and many other diseases. Climate is changing day by day. There is a change in rainfall pattern and global warming also affects the agriculture.

Therefore, it is necessary for us to take prevention steps. We should practice afforestation. Government must check our deforestation. Instead of fossil fuels, we should use clean fuels such as natural gas. We should stop the burning of plastics etc. Hence, necessary steps must be taken. Earth should remain beautiful forever. 

Short Article on \’Global Warming\’ (180 Words)

\’Global warming\’ is the observed century-scale rise in the average temperature of Earth\’s climate system. Rising of temperature of the Earth\’s atmosphere causes Global Warming. Since, last century temperature is increasing by 0.75 degree centigrade causing greenhouse effect.

Human activities have resulted in the increase of global warming. Some of them are deforestation, pollution, consumption of fossil fuel, burning of plastic etc. Due to global warming, polar ice caps are melting and as a result sea level is rising. Islands would be submerged. Ozone layer is becoming thinner day by day resulting in entering of harmful ray in the atmosphere causing skin diseases and many other diseases. Climate is changing day by day. There is a change in rainfall pattern and global warming also affects the agriculture.

Therefore, it is necessary for us to take prevention steps. We should practice afforestation. Government must check our deforestation. Instead of fossil fuels, we should use clean fuels such as natural gas. We should stop the burning of plastics etc. Hence, necessary steps must be taken. Earth should remain beautiful forever. 

Short Article on \’Global Warming\’ (180 Words)

\’Global warming\’ is the observed century-scale rise in the average temperature of Earth\’s climate system. Rising of temperature of the Earth\’s atmosphere causes Global Warming. Since, last century temperature is increasing by 0.75 degree centigrade causing greenhouse effect.

Human activities have resulted in the increase of global warming. Some of them are deforestation, pollution, consumption of fossil fuel, burning of plastic etc. Due to global warming, polar ice caps are melting and as a result sea level is rising. Islands would be submerged. Ozone layer is becoming thinner day by day resulting in entering of harmful ray in the atmosphere causing skin diseases and many other diseases. Climate is changing day by day. There is a change in rainfall pattern and global warming also affects the agriculture.

Therefore, it is necessary for us to take prevention steps. We should practice afforestation. Government must check our deforestation. Instead of fossil fuels, we should use clean fuels such as natural gas. We should stop the burning of plastics etc. Hence, necessary steps must be taken. Earth should remain beautiful forever. 

The Power Of Student-Made Videos – Easy Apps For Projects & Primary Sources

Source: ASIDE 2016


The use of videos in learning is no longer exceptional. Whether via classroom viewing, flipped instruction, or self-directed YouTube searches, kids expect a multimedia accompaniment to their otherwise humdrum lectures and daily note-taking.

Having students create their own videos upgrades the internalization of ideas to a much more nuanced level. Inviting learners to produce their own content is the difference between input and output, content and skills, decoding and encoding, passivity and activity. 
Luckily, an array of user-friendly (and largely free) websites and apps has made it easy to incorporate video projects into any humanities or scientific classroom. For example, we’ve written before about how much we like Adobe Voice and Renderforest in giving students agency over their own learning.
Source: Magisto

One of our favorite (and effortless) apps for creating videos is Magisto. Intended as an automatic editor, Magisto’s algorithm self-selects the best parts of your video clips and images, and it splices them together into a stunning finished product. Even using only still photos, the app does a magnificent job of melding photographs into a powerful short film. Yes, there are free and paid options, but the free version offers a nice buffet of styles and songs to allow for customization. In addition, setting up student accounts is a breeze, with no concerns for firewalls or emails.

In our history classroom, we’ve used Magisto to particularly worthwhile effect in studying primary sources. For example, in our investigation of assimilation and the Dawes Act in the American West, our eighth-graders examined the photographs of Edward S. Curtis in his documentation of Native Americans. Among historians, Curtis owns a difficult legacy. On one hand, he was the only Easterner who committed years of his life to record and preserve the vanishing tribes of the continent’s First Peoples. On the other hand, he posed his subjects in deliberately disingenuous headdresses, choreographed untimely rituals, and removed contemporary technologies from the photographs he thought should speak only to yesteryear.
“true” or not, Curtis’ choices invite valuable conversations about historiography and ethnography. In the end, all photographs involve making choices. They are, therefore, by nature artificial. Every kid who frames and retouches an Instagram snapshot knows this. All primary sources, in this mold, are less-than perfect, because they all emerge from the lens of their creator. But does that detract from their value as illuminating historical relics? Or put differently: the lesson here is for students of history to be rightfully skeptical, while still appreciating the value of evidence.
Using Magisto, our eighth-graders made videos with Curtis’ photos, using the following determinations:
  • Selection – which images would properly relate to their theme?
  • Sequence – what progression would make sense from start to finish?
  • Style – what editing suite would complement the intended mood?
  • Music – what instrumentation would add value to the theme?
  • Text – what title and summary would help teach others?
  • Tone – what overall feeling or motif would wed the images together


The father of data visualization, Edward Tufte, likes to say that 1 + 1 = 3. He refers primarily to white space and spatial adjacency. But another corollary suggests that when combined, two visual elements create a third sense of meaning simply because of their union. The marriage of two parts establishes a separate sensibility via their juxtaposition. Nowhere is this more true than in producing videos. The images, text, editing, soundtrack, transitions, and effects all fuse together to give birth to a wholly original animal that is more than the sum of its parts.

When kids design their own films, they become the educators of their peers. They must stitch together a narrative and storyboard each moment in a process that combines logical reasoning, cause-and-effect, and content mastery. They also must employ their graphicacy skills to fashion compelling and appealing visual displays. On a most basic level, students also genuinely like making movies. It’s a low-cost, high-reward project that gets them excited to dive into primary sources and eager to engage with the material.

Short Biography of ‘Alexander Graham Bell’ (120 Words)

The inventor of the telephone, ‘Alexander Graham Bell’, was born on 3rd March 1847 in Edinburgh, Scotland. His father was Professor Alexander Melville Bell and his mother was Eliza Grace. He later settled in the United States of America.

Alexander Graham Bell was an eminent scientist, inventor, engineer and innovator. Throughout his life, Bell had been interested in the education of deaf people, as both his mother and his wife were deaf. This interest led to invent the microphone and in 1876, his ‘Electrical Speech Machine’, which we now call a telephone.

What followed after that is history. Bell Telephone Company (later AT&T) was set up in 1877, which grew to be one of the largest telephone companies in the world.

Short Essay on ‘Alexander Graham Bell’ (120 Words)

The inventor of the telephone, ‘Alexander Graham Bell’, was born on 3rd March 1847 in Edinburgh, Scotland. His father was Professor Alexander Melville Bell and his mother was Eliza Grace. He later settled in the United States of America.

Alexander Graham Bell was an eminent scientist, inventor, engineer and innovator. Throughout his life, Bell had been interested in the education of deaf people, as both his mother and his wife were deaf. This interest led to invent the microphone and in 1876, his ‘Electrical Speech Machine’, which we now call a telephone.

What followed after that is history. Bell Telephone Company (later AT&T) was set up in 1877, which grew to be one of the largest telephone companies in the world

\’Should students be allowed to carry Mobile Phones with them\’ (290 Words)

The students of this generation want every gadget in their hands. They want to have the latest technology with them, and the first are mobile phones.

Nowadays, these are the most popular things to have. Even students are not able to escape from it.

Earlier, it was used to make and receive calls and send and receive messages, but nowadays students don\’t buy mobile phones for these purposes. They buy them to listen songs, to watch movies and videos, to play games etc. which hampers their studies. They listen audio with earphones which can cause a great problem in their ears as well as in their brains.

Every mobile has internet facility nowadays. By spending only few bucks they are able to get a multimedia mobile phone with every feature as well as with touch screen. Internet of the mobiles can be used by the students to gather some information which can help them in their studies, but they use this feature of mobiles to see the web pages which they should not see. They bring mobile phones to schools which is not allowed.

By calling and sending messages and using internet they waste a lot of money and pay the bill by wrong methods or the burden of the bill lies upon the parents. Mobile phones can also cause great damage when used while driving. Sometimes, they misuse the calling feature of the mobiles by making fake calls, which creates a problem in the work of the other people. The students use mobile phones to cheat while exams.

So what to do now? The answer is to stop the students from buying the mobile phones or the parents must not provide it to them. The main motive we have to follow is to save the future of the students going on wrong path.