SAVOURING FOOD WITH ALL THE SENSES

It’s quite enthralling to watch Detective Charles Boyle’s character from the famous comedy show Brooklyn Nine-Nine defining his love for ‘genuinely satisfying’ food with the help of his gifted sensory characteristics and his incredible ability to rate the overall acceptability and rank of a restaurant’s special food dish. Truly, the art of rating a food item based on various sensory parameters like taste, smell, flavour, aroma, mouthfeel and numerous other qualities which make up a food connoisseur’s review of what how good and proper dish is, is delicate as well as intriguing. This also covers identifying the aspects and suggesting near-exact methods used to prepare the dish to perfection. The amount of a particular ingredient in the food item, the time for which it was cooked, if it was cooked in the right temperature and heat, if the procedure or recipe of the item was perfectly followed, whether and if yes, what innovation was added to the dish, whether that enhanced the sensory appeal of the dish, and if yes, what particular characteristic of the added component elevates the overall score of the complete dish, how different spices blend in together to bring out a pleasant taste to the dish, how their quantity affects the palatability of food, and oodles of other intricate but important factors that come into play when we ‘sense’ a dish. Identifying and judging all these complex parameters, separating each parameter and combining different flavours that generate one bite of the food is extremely arduous. This is when sensory evaluation experts come into existence. These members are highly trained till they develop consistent and accurate results of the sensory aspects of any food item. They are expected to rate a new food product to estimate how general public’s sensory appeal to the product might be. Their ratings and scores are also helpful to spot loopholes in a food item’s recipe, design or product packaging and improve them to get a good acceptability score. Why is sensory evaluation such an important part for consumer foods? A lot goes into a dish from when a product idea is conceived in the kitchen to its design, creation and finally large-scale production for commercial consumption. Thus, its sensory properties are critical in establishing its potential and continued success, apart from brand and product acceptance and outreach in the market. A sensory panel performs objective tests for the evaluation of sensory attributes of a food item.

What is sensory evaluation?

According to an article in Nature journal, ‘Sensory evaluation is a science that measures, analyses, and interprets the reactions of people to products as perceived by the senses.’ Another article in Elsevier defines it as ‘a systematic study of human response to physico-chemical properties which make it possible to obtain information about the sensitivity of human sense and about the four dimensions of sensory perception, that are, quantitative, qualitative, temporal and hedonic dimensions.’ A sensory panel performs objective tests for the evaluation of sensory attributes of a food item. These include discriminative, descriptive, scoring, preference, sensitivity tests. Qualitative tests are based on aroma, appearance, flavour, oral texture, geometry, fat content characteristics, while quantitative tests follow descriptive panels to measure a product’s sensory characteristics and are preferential and acceptance-based.

Thus, a sensory panel is trained to be intelligent and serious, possess discriminative stimuli, express sensory perceptions verbally, work as team and be flexible and memorize sensory information. Sensory perception of a product throws light on its important but unnoticed characteristics which go a long way to make its place in the market and be liked and sought after by the common consumer for its special and peculiar attributes.

Corruption

Corruption refers to a form of criminal activity or dishonesty. It refers to an evil act by an individual or a group. Most noteworthy, this act compromises the rights and privileges of others. Furthermore, Corruption primarily includes activities like bribery or embezzlement. However, Corruption can take place in many ways. Most probably, people in positions of authority are susceptible to Corruption. Corruption certainly reflects greedy and selfish behavior.

Methods of Corruption

First of all, Bribery is the most common method of Corruption. Bribery involves the improper use of favours and gifts in exchange for personal gain. Furthermore, the types of favours are diverse. Above all, the favours include money, gifts, company shares, sexual favours, employment, entertainment, and political benefits. Also, personal gain can be – giving preferential treatment and overlooking crime.Embezzlement refers to the act of withholding assets for the purpose of theft. Furthermore, it takes place by one or more individuals who were entrusted with these assets. Above all, embezzlement is a type of financial fraud.The graft is a global form of Corruption. Most noteworthy, it refers to the illegal use of a politician’s authority for personal gain. Furthermore, a popular way for the graft is misdirecting public funds for the benefit of politicians.Extortion is another major method of Corruption. It means to obtain property, money or services illegally. Above all, this obtainment takes place by coercing individuals or organizations. Hence, Extortion is quite similar to blackmail.Favouritism and nepotism is quite an old form of Corruption still in usage. This refers to a person favouring one’s own relatives and friends to jobs. This is certainly a very unfair practice. This is because many deserving candidates fail to get jobs.Abuse of discretion is another method of Corruption. Here, a person misuses one’s power and authority. An example can be a judge unjustly dismissing a criminal’s case.Finally, influence peddling is the last method here. This refers to illegally using one’s influence with the government or other authorized individuals. Furthermore, it takes place in order to obtain preferential treatment or favour.

Ways of stopping corruption

One important way of preventing Corruption is to give a better salary in a government job. Many government employees receive pretty low salaries. Therefore, they resort to bribery to meet their expenses. So, government employees should receive higher salaries. Consequently, high salaries would reduce their motivation and resolve to engage in bribery.Increasing the number of workers can be another suitable way of curbing Corruption. In many government offices, the workload is very high. This provides an opportunity to slow down the work by government employees. Consequently, these employees then indulge in bribery in return for faster delivery of work. Hence, this opportunity to bribe can be removed by bringing in more employees in government offices.

Tough laws are very important for stopping Corruption. Above all, strict punishments need to be meted out to guilty individuals. Furthermore, there should be an efficient and quick implementation of strict laws.

Applying cameras in workplaces is an excellent way to prevent corruption. Above all, many individuals would refrain from indulging in Corruption due to fear of being caught. Furthermore, these individuals would have otherwise engaged in Corruption.

The government must make sure to keep inflation low. Due to the rise in prices, many people feel their incomes to be too low. Consequently, this increases Corruption among the masses. Businessmen raise prices to sell their stock of goods at higher prices. Furthermore, the politician supports them due to the benefits they receive.

To sum it up, Corruption is a great evil of society. This evil should be quickly eliminated from society. Corruption is the poison that has penetrated the minds of many individuals these days. Hopefully, with consistent political and social efforts, we can get rid of Corruption.

A 100 year battle

This started about a century ago, in the early 1900s. During that time Israel-Palestine was under the Ottoman Empire. The place was diverse with a majority of Arabs and Christians and a minority of Jews. At that time, the Jews and Palestinians wanted their own country. After World War 1, the Ottoman Empire collapsed and British took control over
Palestine. But then many conflicts between Arabs and Palestinians began and as the conflicts started to worsen, the UN took action divide British Palestine into Israel for the Jews, Palestine for the Arabs and Jerusalem was an international site as it was important for the Jews, Arabs and Christians. But the Arabs weren’t satisfied with this and
decided to declare war on Israel. This was the Arab – Israeli war (1946 –1949).

There were many consequences of this war. One was the destruction and loss of life, there was loss of life of soldiers and even innocent people. Israel won the war and took over some parts of Palestine. Due to this, some of the Palestinians were expelled from their homes. Israel conquered most of the territory except the West Bank and Gaza in Egypt. After this war there were prolonged conflicts between Israel and Palestine. Israel had won many of the wars and occupied the Palestinian territory in the West Bank and Gaza. This is when it became an Israeli – Palestinian struggle. The recent Gaza conflicts where a violent extremist group of Palestinians situated in Gaza known as HAMAS declared war on Israel. This war had bombs and other machinery due to which many people lost their lives and their homes. In the future the condition can get worse or better, so we shall just hope for the best. People in these battles have shown various colors from both the sides, the countries have played their parts in the violence and havoc in todays world. People including toddlers have been pulled into the vicious cycle of battle between both the places for their nationalistic issues.

Benefits of Eating Chewing Gum

Everyone is fond of chewing gums for their taste, keeps you active, and stays away from mouth odor. Some people keep chewing to get rid of laziness but there are talks that chewing gums are harmful and lead to many health hazards. Many research studies have proved the benefits of chewing gums and how it helps in building your metabolic functions. Here are some true facts on the health benefits of chewing gums.

Builds your memory power – Chewing gum does a great job as far as your brain function is concerned. The sugar-free gum when consumed can easily enhance your memory power and makes you active. The flow of blood to your brain is improved and helps in boosting your brain skills.

Lowers ear pain – For ear pain, chewing gums are found to be a great reliever. Especially when you are flying or moving to high altitudes, you suffer ear pain. Chewing gum can release air from your ear and lower your ear pain.

Decreases anxiety – Along with stress, chewing gum also handles anxiety. It can easily bring down your anxiety level by enhancing oxygen flow to your brain.

Reduces Fat Face – The fat accumulated around your face can result in a fat face. Chewing gum can reduce fats on the cheeks and the chin area by burning the fat content.

Relieves you from stress – Chewing gum does an excellent job of reducing stress. We have seen many stress releasing methods but the most simple and instant relief is achieved in the chewing gums. It increases oxygen flow in the brain and releases tension in nerves. Cortisol is the stress hormone that is well reduced in the blood.

Relieves Constipation – Constipation problems occur due to disturbance in bowel movements or hard in passing stools. Chewing gum can very well resolve this problem. The extra saliva secreted helps in soothing the bowel movement and also lubricates your intestines.

Boosts your energy level – To find the best energy booster then go for chewing gums. They can reboot your energy and makes you active. Chewing gums can improve your blood flow and supplies enough oxygen to the brain.

Reduces Weight – Chewing gums can reduce your hunger pangs and prevent unnecessary eating. It can make you feel less hungry and aids in weight reduction. Avoid chewing gum with a high sugar content if you look for weight loss.

Earthquakes

Earthquake, any sudden shaking of the ground caused by the passage of seismic waves through Earths’s rocks. Seismic waves are produce when some form of energy stored in Earth’s crust is suddenly released, usually when masses of rock straining against one another suddenly fracture and “slip.” Earthquakes occur most often along geologic faults, narrow zones where rock masses move in relation to one another

  • tectonic earthquake is one that occurs when the earth’s crust breaks due to geological forces on rocks and adjoining plates that cause physical and chemical changes.
  • volcanic earthquake is any earthquake that results from tectonic forces which occur in conjunction with volcanic activity.
  • collapse earthquake are small earthquakes in underground caverns and mines that are caused by seismic waves produced from the explosion of rock on the surface.
  • An explosion earthquake is an earthquake that is the result of the detonation of a nuclear and/or chemical device.

Seismic waves is of three types-primary waves,secondary waves and surface wave.

Of the body waves, the primary waves has the higher speed of propagation and so reaches a seismic recording station faster than the secondary, or S, wave. P waves, also called compressional or longitudinal waves, give the transmitting medium whether liquid, solid, or gas a back-and-forth motion in the direction of the path of propagation, thus stretching or compressing the medium as the wave passes any one point in a manner similar to that of sound waves in air.

P waves can travel in all three medius.S waves can only travel in solid medium.

Two common surface waves are Love waves (L wave) and Rayleigh waves (R wave). The L-waves are the slowest among the earthquake waves and are recorded last on the seismograph.
Of the four seismic waves, most of the shaking and damage from an earthquake is due to the Rayleigh
wave (R-wave).

Earthquakes can occur due to human activity or natural reason like volcano,tsunami etc.

Depression and it’s symptoms

Depression is a mood disorder that involves a persistent feeling of sadness and loss of interest. It is different from the mood fluctuations that people regularly experience as a part of life.

Major life events, such as bereavement or the loss of a job, can lead toTrusted Source depression. However, doctors only consider feelings of grief to be part of depression if they persist.

Depression is an ongoing problem, not a passing one. It consists of episodes during which the symptoms last for at least 2 weeks. Depression can last for several weeks, months, or years.

Signs and symptoms
The symptoms of depression can include:

a depressed mood
reduced interest or pleasure in activities once enjoyed
a loss of sexual desire
changes in appetite
unintentional weight loss or gain
sleeping too much or too little
agitation, restlessness, and pacing up and down
slowed movement and speech
fatigue or loss of energy
feelings of worthlessness or guilt
difficulty thinking, concentrating, or making decisions
recurrent thoughts of death or suicide, or an attempt at suicide

ARTIFICIAL INTELLIGENCE:

Artificial Intelligence refers to the intelligence of machines. This is in contrast to the natural intelligence of humans and animals. With Artificial Intelligence, machines perform functions such as learning, planning, reasoning and problem-solving. Most noteworthy, Artificial Intelligence is the simulation of human intelligence by machines. It is probably the fastest-growing development in the World of technology and innovation. Furthermore, many experts believe AI could solve major challenges and crisis situations.

Types of Artificial Intelligence:

First of all, the categorization of Artificial Intelligence is into four types. Arend Hintze came up with this categorization. The categories are as follows:

Type 1: Reactive machines – These machines can react to situations. A famous example can be Deep Blue, the IBM chess program. Most noteworthy, the chess program won against Garry Kasparov, the popular chess legend. Furthermore, such machines lack memory. These machines certainly cannot use past experiences to inform future ones. It analyses all possible alternatives and chooses the best one.

Type 2: Limited memory – These AI systems are capable of using past experiences to inform future ones. A good example can be self-driving cars. Such cars have decision making systems. The car makes actions like changing lanes. Most noteworthy, these actions come from observations. There is no permanent storage of these observations.

Type 3: Theory of mind – This refers to understand others. Above all, this means to understand that others have their beliefs, intentions, desires, and opinions. However, this type of AI does not exist yet.

Type 4: Self-awareness – This is the highest and most sophisticated level of Artificial Intelligence. Such systems have a sense of self. Furthermore, they have awareness, consciousness, and emotions. Obviously, such type of technology does not yet exist. This technology would certainly be a revolution.

Applications of Artificial Intelligence:

First of all, AI has significant use in healthcare. Companies are trying to develop technologies for quick diagnosis. Artificial Intelligence would efficiently operate on patients without human supervision. Such technological surgeries are already taking place. Another excellent healthcare technology is IBM Watson.Artificial Intelligence in business would significantly save time and effort. There is an application of robotic automation to human business tasks. Furthermore, Machine learning algorithms help in better serving customers. Chatbots provide immediate response and service to customers.

AI can certainly make education more efficient. AI technology can discover the needs of students. Then it can adapt according to their needs. AI tutors provide study help to students. Also, AI can automate grading which results in saving a lot of time.AI can greatly increase the rate of work in manufacturing. Manufacture of a huge number of products can take place with AI. Furthermore, the entire production process can take place without human intervention. Hence, a lot of time and effort is saved.Artificial Intelligence has applications in various other fields.

These fields can be military, law, video games, government, finance, automotive, audit, art, etc. Hence, it’s clear that AI has a massive amount of different applications.To sum it up, Artificial Intelligence looks all set to be the future of the World. Experts believe AI would certainly become a part and parcel of human life soon. AI would completely change the way we view our World. With Artificial Intelligence, the future seems intriguing and exciting.

The Indian Tax System

There are various references in History which act as evidence that taxation existed in olden times also. Some references are ‘Arthashastra’ by Chanakya, King Dalip’s regime and Caesar Augustus. The word “Tax” originated from “Taxation” meaning ‘an estimate’. These were imposed and collected on the trade of commodities or livestock in a disorganised manner. The importance of tax increased with time and became a source of government income and expenditure.

TAX STRUCTURE IN INDIA 

India has a well developed taxation structure. The tax system in India is mainly a three-tier system which is based between the Centre, State governments and the Local Government organisations. In most cases, these local bodies include the local councils and the municipalities. According to the Constitution of India, the Government has the right to levy taxes on individuals and organisations. However, the Constitution states that none has the right to levy or charge taxes except the authority of law. 

The tax structure in India is divided into two components: Direct Taxes (such as income tax) and indirect taxes (such as custom duty). 

I. Direct Taxes: Direct taxes are those taxes that are not shifted, that is, the incidence of which falls on persons who pay them to the government, the taxpayer. According to Article 265, each tax levied or collected has to be backed by an accompanying law, passed either by the Parliament or the State Legislature. 

The direct taxes in India are: 1. Wealth Tax- 

Wealth tax is one of the major direct taxes in India. It is also known as the Wealth Tax Act, 1957. This tax is applicable to all the citizens of India. Wealth tax is the cess levied on owned property. It applies to those who enjoy property ownership benefits. It is applicable to every property owner till he or she retains the ownership of that particular property. The tax paid on property depends entirely on the current market rate. In case the property is not generating any income, then also wealth tax has to be paid. 

2. Corporate Income Tax- 

Corporate income tax is levied in many different forms in India. Corporate Income Tax is primarily meant to be paid by domestic corporations. Domestic corporations in India pay a minimum income tax rate of 35 per cent along with a surcharge of 2.5 per cent. Corporate income tax is also applicable to foreign organisations that have their own economic bases working in the country. These types of corporations are required to pay tax on 40 per cent of their income along with a surcharge of 2 per cent. This surcharge goes as a reservation for funding the state‘s education. Corporate income tax is also applicable to all the people that are working for any corporation in or outside India. 

3. Personal Income Tax- 

This is the most common form of tax in India. The system of personal income tax in India is very similar to the taxation system in the United States of America. It is based on the personal income of an individual. If the annual income of an individual is under Rs. 1, 80, 000/- then he or she is exempted from paying any personal tax. There are further allowances made under the personal income tax domain for the physically handicapped and elderly. 

II. INDIRECT TAXES: An indirect tax is defined as a tax levied on goods and services rather than on income or profits. Given below are the indirect taxes imposed in India: 

1. Sales Tax- 

Sales tax is the tax levied by the State Government on goods bought and sold in the country. This policy is followed in most industrially developed countries in the world. The taxes levied under sales tax are not the same for all kinds of goods. 

2. Custom Duties-

Custom duties were introduced in India through the Customs Act in 1962. This duty was introduced with the aim of checking illegal exports and imports of goods. Taxes are charged for all the goods that are imported into the country, mainly to protect the industries in India. 

Shortcomings of Indian Tax System: 1. Canon of Justice: The increased activities of the Government of India to develop the infrastructure and economy indicate a regressive tax structure that is against the canon of justice. The lower and middle income groups have to bear more burden of taxation as compared to the higher income groups because the government tries to raise amounts by indirect taxation. 

2. Agricultural Income: Agricultural income is not taxed in India. Hence, there is a higher burden of taxes on the urban areas. 

3. Complex Tax Framework: India has a complex tax framework with contradictory tax exemptions. Efforts are being made by the IT Department to enhance and simplify transparency of the tax system to help the individual taxpayers by reducing their compliance costs. 

4. Removal of Tax Incentives: Tax exemptions are given to achieve the objectives of development but they promote rent seeking behaviour, contributing to the complex tax laws. Exemptions lead to tax leakage and tax abuse which makes the system counterproductive and dysfunctional. 

5. Refunds: Getting refunds of tax from the Income Tax Department is a difficult process. It should be made easier by easy accessibility through internet services and refunding electronically. 

6. PAN: The tax base must be increased by extending PAN to cover all citizens serving as a Citizen Identification Number. 

7. Monopolistic Power of Tax Officials: The tax officials operate within a geographical limit with ambiguously defined roles that leads to abusive behaviour on their part. A high degree of discretionary power and lack of adequate monitoring and reporting mechanisms leads to corruption. The tax officials misuse the rules of the government and extract illegal payments from taxpayers. 

8. Lack of Supervision: There is a lack of supervision and monitoring of officers and holding them accountable for their actions. There must be promotion and enforcement of ethical standards, merit based recruitments, promotion procedures and regular staff rotation schemes to prevent the creation of a nexus. 

9. Decrease in Tax Revenue due to Corruption: Corruption decreases tax revenue, which leads to a shortfall in the funds of the government. This forces governments to resort to public borrowing and public debt, thereby endangering fiscal sustainability. Corruption adds to the adverse effect over investment and growth. 

10. Broadening the Tax Base: The majority in India do not file personal income tax. To bring them into the tax net, the government adopted a “one-in-six” scheme under which an individual satisfies one out of six criteria. This measure has increased the number of individual income tax payers, but a lot needs to be done still. 

India was different from other countries as they were made by the Indian citizens without any sort of external interference. 

There are different types of taxes in India. The system of taxation in India is clearly vested in the hands of authorities such as the central government, state government and the local governments. The taxes that are levied by the central government are on personal income, central excise, custom duties and service tax.

Education and Inequality

Introduction

Educational inequality is the unequal distribution of academic resources, including but not limited to; school funding, qualified and experienced teachers, books, and technologies to socially excluded communities. These communities tend to be historically disadvantaged and oppressed. Individuals belonging to these marginalized groups are often denied access to schools with adequate resources. Inequality leads to major differences in the educational success or efficiency of these individuals and ultimately suppresses social and economic mobility.

There are some key areas where structural inequalities in educational outcomes can be expected. An example is the process of socialization. How girls and boys are socialized differently from one another can impact upon their educational outcomes in terms of their confidence, performance, and interests. There are many factors that can impact on how well a child does in school and whether he or she pursues post-secondary education. Many of these different factors—but certainly not all.

Many characteristics people have that can impact on the opportunities they have in life (or their life chances) can be divided into ascribed and achieved characteristics. Ascribed characteristics are those features of individuals with which they are born, such as race, sex, and the social class of one’s family. Achieved characteristics, in contrast, are earned or chosen through individual effort, like personal skills and occupational designations. Most life chances are influenced by a combination of ascribed and achieved characteristics. For example, earning a doctorate requires a lot of effort on the part of the individual, but people from middle- and upper-class families are more likely to pursue post-graduate degrees. In this chapter, however, the focus is on ascribed characteristics.

Gender

Gender is a major contributing factor to socialization. The outperformance of boys by girls on recent standardized reading tests was also discussed, which suggests that gender is no longer a barrier to educational achievement for girls—although debates have arisen as to whether the school environment has become feminized to match the learning styles of girls, leaving boys at a disadvantage.

Male disadvantage

In 51 countries, girls are enrolled at higher rates than boys. Particularly in Latin America, the difference is attributed to the prominence of gangs and violence attracting male youth. The gangs pull the males in, distracting them from school and causing them to drop out.In some countries, female high school and graduation rates are higher than for males. In the United States for example, 33% more bachelor’s degrees were conferred on females than males in 2010–2011.This gap is projected to increase to 37% by 2021–2022 and is over 50% for masters and associate degrees. Dropout rates for males have also increased over the years in all racial groups, especially in African Americans. They have exceeded the number of high schools and college dropout rates than any other racial ethnicity for the past 30 years. A majority of the research found that males were primarily the most “left behind” in education because of higher graduation dropout rates, lower test scores, and failing grades. They found that as males get older, primarily from ages 9 to 17, they are less likely to be labeled “proficient” in reading and mathematics than girls were.In general, males arrive in kindergarten much less ready and prepared for schooling than females. This creates a gap that continually increases over time into middle and high school.

In Asia, males are expected to be the main financial contributor of the family. So many of them go to work right after they become adults physically, which means at the age of around 15 to 17. This is the age they should obtain a high school education.Males get worse grades than females do regardless of year or country examined in most subjects.

It has also been suggested that teacher bias in grading may account for up to 21% of the male deficit in grades.One study found that male disadvantage in education is independent of inequality in social and economic participation.

Female disadvantage

Obstacles preventing females’ ability to receive a quality education include traditional attitudes towards gender roles, poverty, geographical isolation, gender-based violence, and early marriage and pregnancy.Throughout the world, there is an estimated 7 million more girls than boys out of school. This “girls gap” is concentrated in several countries including Somalia, Afghanistan, Togo, the Central African Republic and Democratic Republic of the Congo. In the Democratic Republic of the Congo, girls are outnumbered two to one.

Early marriage affects females’ ability to receive an education.”The gap separating men and women in the job market remains wide in many countries, whether in the North or the South. With marginal variables between most countries, women have a lower employment rate, are unemployed longer, are paid less, and have less secure jobs.Young women, particularly suffer double discrimination. First for being young, in the difficult phase of transition between training and working life, in an age group that has, on an average, twice the jobless rate or older workers and are at the mercy of employers who exploit them under the pretext of enabling them to acquire professional experience. Secondly, they are discriminated against for being women and are more likely to be offered low paying or low-status jobs.Discrimination is still very much in evidence and education and training policies especially targeting young women are needed to restore a balance. Although young women are increasingly choosing typically ‘male’ professions, they remain over-represented in traditionally female jobs, such as secretaries, nurses, and underrepresented in jobs with responsibility and the professions.

Remedies

There are a variety of efforts by countries to assist in increasing the availability of quality education for all children.

Education for All Act

The Education For All act or EFA is a global commitment to provide quality basic education for all children, youth, and adults. In 2000, 164 governments pledged to achieve education for all at the World Education Forum. There are six decided-upon goals designed to reach the goal of Education for All by 2015. The entities working together to achieve these goals include governments, multilateral and development agencies, civil society, and the private sector. UNESCO is responsible for coordinating the partnerships. Although progress has been made, some countries are providing more support than others. Also, there is a need to strengthen overall political commitment as well as strengthening the needed resources.

Massive online classes

There is a growing shift away from traditional higher education institutions to massive open online courses (MOOC). These classes are run through content sharing, videos, online forums, and exams. The MOOCs are free which allows for many more students to take part in the classes, however, the programs are created by global north countries, therefore inhibiting individuals in the global south from creating their own innovations

International Day against Drug Abuse and Illicit Trafficking 2021

In this modern world , many people including youths are taking many drugs to get relief from stress. They are saying that , it gives pleasure to them and relives physical and mental stress. But taking drugs may cause social, physical, mental and other job related problems.

International Day against Drug Abuse and illicit Trafficking is observed on June 26 every year in order to create and spread awareness among the people throughout the globe about the problems , to eliminate drug misuse and the issues related to the drugs. Many people are working on it to prevent drug abuse and to save the victims from this evil. It’s main aim is to create an international society free from drug abuse. The problem of drug abuse was recognized by the people throughout the world during the 20th century.

The United Nations Office on Drugs and Crime (UNODC) said that, ” Together, we can tackle the world drug problem!” . UN arm fights against the drug abuse and the international crime related trafficking.

International Day against Drug Abuse and Illicit Trafficking : History

In order to achieve the goal of international society free from drug abuse , the United Nations General Assembly on December 7 1987,declared  June 26 as International Day against Drug Abuse and Illicit Trafficking every year. This day is also known for ‘Lin Zexu’s’ who was trying to destroy the opium business, before the initiation of first opium war started in Humane, Guangdong in China.

International Day against Drug Abuse and Illicit Trafficking 2021: Theme

The theme of International day against drug abuse and illicit trafficking is “share facts on drugs , save lives ” . The main focus of this year is to control the misinformation about the usage of drugs by sharing factual data about drugs. Spreading the health issues by taking drugs and solutions to tackle the problem will help us to make a society free of drug abuse.

The UNODC website says that ” Do your part and combat misinformation by sharing the real facts on drugs — from health risks and solutions to tackle the world drug problem, to evidence-based prevention, treatment, and care” .

International Day against Drug Abuse and Illicit Trafficking : Significance

This day helps to share and created awareness among people through social medias and others . It provides the data about the drug abuse and provides solution to how to overcome from it. On this day the United Nations organises many activities to create awareness among the people and it also shows the unity among the activists, doctors ,governments and others.

Every year, there will be a report released by The United Nations Office on Drugs and Crime (UNODC) which provides facts and datas about drug abuse round the world and it gives solutions to tackle these problems.

Taking this opportunity, our honorable Prime minister, Narendra Modi took social media platform to encourage the achievements and steps taken by the activists and doctors to achieve their goal of drug free India. He also says that ‘ Drug bring with it darkness, destruction and devastation’.

“Stay away from drugs and live a happy life”

HISTORY OF THE OLYMPICS

The games which originated in ancient Greece 3000 years ago. From the 8th century B.C. to the 4th century A.D., the games were conducted every 4 years in Olympia, which was to honor the god Zeus. The first Olympics took place in the year 1896 in Athens. Since the year 1994, the summer and winter Olympics have been held separately and are alternated every two years. The first records of the Olympics states that a cool named Coroebus back in the day of 776 B.C. won the only event held then and was made to be the first Olympics champion. Legend says that Hercules, son of Zeus and the mortal woman Alcmene, found the the games, which by the end of the 6th century B.C. The name of the games come from the location Olympia, which is a very sacred site located near to the western coast of the Peloponnese peninsular region. Eventually over time there were more events and races added into the event.

The pentathlon was introduced 708 B.C. The participation of the Olympics was first only for the male members of society and there were no women events held. Even more specifically, married women were prohibited from participating. The first modern games were hosted at Athens, Greece in 1896. There were about 280 participants and all were males. There were multiple new additions in the sporting events such as Swimming, Cycling, Wrestling, Cycling and so much more. The official symbol of the the modern games which is the five interlocking colored rings =, show the continents which unite to play the games. The continents being North and South America, Asia, Africa, Europe and Australia. The flag features the symbol and flew first at Antwerp,1920. After a few years the winter Olympics starred their debut by introducing a variety of winter sports such as figure skating, ice hockey, bobsledding. After a few years, women were introduced to a few sports and eventually to every sport and now women are leading various sporting categories in the Olympics.

Banking ombudsman


APPOINTMENT & TENURE

(1) The Reserve Bank may appoint one or more of its officers in the rank of Chief General Manager or General Manager to be known as Banking Ombudsmen to carry out the functions entrusted to them by or under the Scheme.

(2) The appointment of Banking Ombudsman under the above Clause may be made for a period not exceeding three years at a time.

5. LOCATION OF OFFICE AND TEMPORARY HEADQUARTERS

(1) The office of the Banking Ombudsman shall be located at such places as may be specified by the Reserve Bank.

(2) In order to expedite disposal of complaints, the Banking Ombudsman may hold sittings at such places within his area of jurisdiction as may be considered necessary and proper by him in respect of a complaint or reference before him.

POWERS AND JURISDICTION

(1) The Reserve Bank shall specify the territorial limits to which the authority of each Banking Ombudsman appointed under Clause 4 of the Scheme shall extend.

1(2) The Banking Ombudsman shall receive and consider complaints relating to the deficiencies in banking or other services filed on the grounds mentioned in clause 8 irrespective of the pecuniary value of the deficiency in service complained and facilitate their satisfaction or settlement by agreement or through conciliation and mediation between the bank concerned and the aggrieved parties or by passing an Award as per the provisions of the Scheme.

(3) The Banking Ombudsman shall exercise general powers of superintendence and control over his Office and shall be responsible for the conduct of business thereat.

(4) The Office of the Banking Ombudsman shall draw up an annual budget for itself in consultation with Reserve Bank and shall exercise the powers of expenditure within the approved budget on the lines of Reserve Bank of India Expenditure Rules, 2005.

(5) The Banking Ombudsman shall send to the Governor, Reserve Bank, a report, as on 30th June every year, containing a general review of the activities of

his Office during the preceding financial year and shall furnish such other information as the Reserve Bank may direct and the Reserve Bank may, if it considers necessary in the public interest so to do, publish the report and the information received from the Banking Ombudsman in such consolidated form or otherwise as it deems fit.

PROCEDURE FOR REDRESSAL OF GRIEVANCE 

GROUNDSOFCOMPLAINT

(1) Any person may file a complaint with the Banking Ombudsman having jurisdiction on any one of the following grounds alleging deficiency in banking including internet banking or other services.

(a). non-payment or inordinate delay in the payment or collection of cheques, drafts, bills etc.;

(b). non-acceptance, without sufficient cause, of small denomination notes tendered for any purpose, and for charging of commission in respect thereof;

(c). non-acceptance, without sufficient cause, of coins tendered and for charging of commission in respect thereof;

(d). non-payment or delay in payment of inward remittances;

(e). failure to issue or delay in issue of drafts, pay orders or bankers’ cheques

(f). non-adherence to prescribed working hours;

(g). failure to provide or delay in providing a banking facility (other than loans

and advances) promised in writing by a bank or its direct selling agents;

(h). delays, non-credit of proceeds to parties’ accounts, non-payment of deposit or non-observance of the Reserve Bank directives, if any, applicable to rate of interest on deposits in any savings, current or other account maintained

with a bank;

(i). complaints from Non-Resident Indians having accounts in India in relation to

their remittances from abroad, deposits and other bank- related matters;

(j). refusal to open deposit accounts without any valid reason for refusal;

(k). levying of charges without adequate prior notice to the customer;

(l). non-adherence to the instructions of Reserve Bank on ATM /Debit Card and Prepaid Card operations in India by the bank or its subsidiaries on any of the following:

i. Account debited but cash not dispensed by ATMs

ii. Account debited more than once for one withdrawal in ATMs or

for POS transaction

iii. Less/Excess amount of cash dispensed by ATMs

iv. Debit in account without use of the card or details of the card

v. Use of stolen/cloned cards

vi. Others

(m). non-adherence by the bank or its subsidiaries to the instructions of Reserve Bank on credit card operations on any of the following:

i. Unsolicited calls for Add-on Cards, insurance for cards etc.

ii. Charging of Annual Fees on Cards issued free for life

iii. Wrong Billing/Wrong Debits

iv. Threatening calls/ inappropriate approach of recovery by

recovery agents including non-observance of Reserve Bank

guidelines on engagement of recovery agents

v. Wrong reporting of credit information to Credit Information

Bureau

vi. Delay or failure to review and correct the credit status on

account of wrongly reported credit information to Credit

Information Bureau.

vii. Others

(n). non-adherence to the instructions of Reserve Bank with regard to Mobile Banking / Electronic Banking service in India by the bank on any of the following:

i. delay or failure to effect online payment / Fund Transfer,

ii. unauthorized electronic payment / Fund Transfer,

(o). non-disbursement or delay in disbursement of pension (to the extent the grievance can be attributed to the action on the part of the bank concerned, but not with regard to its employees);

(p). refusal to accept or delay in accepting payment towards taxes, as required by Reserve Bank/Government;

(q). refusal to issue or delay in issuing, or failure to service or delay in servicing

or redemption of Government securities;

(r). forced closure of deposit accounts without due notice or without sufficient reason;

(s). refusal to close or delay in closing the accounts;

(t). non-adherence to the fair practices code as adopted by the bank;

(u). non-adherence to the provisions of the Code of Bank’s Commitments to Customers issued by Banking Codes and Standards Board of India and as adopted by the bank ;

(v). non-observance of Reserve Bank guidelines on engagement of recovery agents by banks;

(w). non-adherence to Reserve Bank guidelines on para-banking activities like sale of insurance /mutual fund /other third party investment products by banks with regard to following:

i. improper, unsuitable sale of third party financial products

ii. non-transparency /lack of adequate transparency in sale

iii. non-disclosure of grievance redressal mechanism available

iv. delay or refusal to facilitate after sales service by banks

(x). any other matter relating to the violation of the directives issued by the

Reserve Bank in relation to banking or other services.

(2) A complaint on any one of the following grounds alleging deficiency in banking service in respect of loans and advances may be filed with the Banking Ombudsman having jurisdiction:

(a) non-observance of Reserve Bank Directives on interest rates;

(b) delays in sanction, disbursement or non-observance of prescribed time schedule for disposal of loan applications;

(c) non-acceptance of application for loans without furnishing valid reasons to the applicant; and

(d) non-adherence to the provisions of the fair practices code for lenders as adopted by the bank or Code of Bank’s Commitment to Customers, as the case may be;

(e) non-observance of Reserve Bank guidelines on engagement of recovery agents by banks; and

(f) non-observance of any other direction or instruction of the Reserve Bank as may be specified by the Reserve Bank for this purpose from time to time.

(3) The Banking Ombudsman may also deal with such other matter as may be specified by the Reserve Bank from time to time in this behalf.

Causes of gender inequality

Over the years, the world has gotten closer to achieving gender equality. There is better representation of women in politics, more economic opportunities, and better healthcare in many places of the world. However, the World Economic Forum estimates it will take another century before true gender equality becomes a reality. What drives the gap between genders? Here are 10 causes of gender inequality:

#1. Uneven access to education
Around the world, women still have less access to education than men. ¼ of young women between 15-24 will not finish primary school. That group makes up 58% of the people not completing that basic education. Of all the illiterate people in the world, ⅔ are women. When girls are not educated on the same level as boys, it has a huge effect on their future and the kinds of opportunities they’ll get.

#2. Lack of employment equality
Only 6 countries in the world give women the same legal work rights as men. In fact, most economies give women only ¾ the rights of men. Studies show that if employment became a more even playing field, it has a positive domino effect on other areas prone to gender inequality.


#3. Job segregation
One of the causes for gender inequality within employment is the division of jobs. In most societies, there’s an inherent belief that men are simply better equipped to handle certain jobs. Most of the time, those are the jobs that pay the best. This discrimination results in lower income for women. Women also take on the primary responsibility for unpaid labor, so even as they participate in the paid workforce, they have extra work that never gets recognized financially.

#4. Lack of legal protections
According to research from the World Bank, over one billion women don’t have legal protection against domestic sexual violence or domestic economic violence. Both have a significant impact on women’s ability to thrive and live in freedom. In many countries, there’s also a lack of legal protections against harassment in the workplace, at school, and in public. These places become unsafe and without protection, women frequently have to make decisions that compromise and limit their goals.

#5. Lack of bodily autonomy
Many women around the world do not have authority over their own bodies or when they become parents. Accessing birth control is frequently very difficult. According to the World Health Organization, over 200 million women who don’t want to get pregnant are not using contraception. There are various reasons for this such as a lack of options, limited access, and cultural/religious opposition. On a global scale, about 40% of pregnancies are not planned and while 50% of them do end in abortion, 38% result in births. These mothers often become financially dependent on another person or the state, losing their freedom.

June 26- International day against Drug abuse and illicit trafficking

International day against drug abuse and illicit trafficking is annually observed on 26 June to raise awareness on the dangers of drugs and to strengthen global action to achieve a world free from drug abuse. The day is initiated by United Nations General Assembly decided to observe it on June 26th. UN every year reaches out to non-profit organizations and countries to do more against drug abuse and illicit trafficking. On this day, people communities, organizations across the globe try to raise awareness about the problems that occur due to illicit drugs. The United Nations in its message said people globally got to have more solidarity and compassion to tackle the menace that destroyed lives of millions including youngsters. The theme for 2020 International Day against drug abuse and illicit trafficking “Better Knowledge for Better Care” emphasizes the need for improve the understanding of the world drug problem. Around 35.6 million people suffer from drug use disorders globally.

How do drugs affect our mind?

Let’s take a look at how our brain works. The basic working unit of the brain is called a ‘Neuron’, neuron sends signals back and forth to each other and the rest of the nervous system. In order to do this, it releases neurotransmitters through the gap between it and the next neuron. Once the neurotransmitters crosses the gap, it attaches itself on the receptor of the receiving neuron in the middle of our brain there is a system that controls our emotions and memories. A part of that system is called the ‘Brain Reward System’ which generates the feelings of pleasure. One type of neurotransmitters involved in this system is called ‘Dopamine’, when dopamine is released it sends signals to the brain that something important is happening and it needs to be remembered.

Some drugs have similar chemical structures as our natural neurotransmitters, this means that the drugs can activate neurons. However since they are not natural neurotransmitters, they send abnormal messages to the brain. Other drugs can cause neurons to release large amount of natural neurotransmitters like dopamine and this over activates the reward system. It then makes the connection between the pleasurable feeling and drugs. The increased use of drugs makes the brain adjust the levels of dopamine and other neurotransmitters. The brain will then produce less of these neurotransmitters in the Reward System or it will reduce the number of receptors receiving the neurotransmitters which means it will get much more difficult for the person to feel pleasure from anything but the drugs. Over time as the brain gets more adapted to high levels of dopamine taking drugs becomes less of a pleasure unless they keep taking more drugs. Eventually the person takes drugs to relieve from the discomfort rather than to seek the initial. Although the effects of drugs vary from person to person, the process is difficult one to stop, instead of turning the drugs we could always choose natural ways to release chemicals in our brain. Around 8.4 million females or 6.6 percent ages 18 and above have misused prescription drugs in the past year. We must tackle the world’s drug problem by building solutions that are based on facts shared responsibility and solidarity with the most vulnerable.

ECOLOGICAL SUCCESSION:

Ecological succession is process that describes how the structure of a biological community (that is, an interacting group of various species in a desert, forest, grassland, marine environment, and so on) changes over time.Ecological succession is the gradual process by which ecosystems change and develop over time. Nothing remains the same and habitats are constantly changing.

There are two main types of succession, primary and secondary.There are two main types of succession, primary and secondary.

Primary succession is the series of community changes which occur on an entirely new habitat which has never been colonized before. For example, a newly quarried rock face or sand dunes.

Secondary succession is the series of community changes which take place on a previously colonized, but disturbed or damaged habitat. For example, after felling trees in a woodland, land clearance or a fire.

The Major Points:

The species living in a particular place gradually change over time as does the physical and chemical environment within that area.Succession takes place because through the processes of living, growing and reproducing, organisms interact with and affect the environment within an area, gradually changing it.Each species is adapted to thrive and compete best against other species under a very specific set of environmental conditions.

If these conditions change, then the existing species will be outcompeted by a different set of species which are better adapted to the new conditions.The most often quoted examples of succession deal with plant succession. It is worth remembering that as plant communities change, so will the associated micro-organism, fungus and animal species. Succession involves the whole community, not just the plants.Change in the plant species present in an area is one of the driving forces behind changes in animal species.

This is because each plant species will have associated animal species which feed on it. The presence of these herbivore species will then dictate which particular carnivores are present.The structure or ‘architecture’ of the plant communities will also influence the animal species which can live in the microhabitats provided by the plants.Changes in plant species also alter the fungal species present because many fungi are associated with particular plants.

more Succession is directional. Different stages in a particular habitat succession can usually be accurately predicted.These stages, characterised by the presence of different communities, are known as ‘seres’.Communities change gradually from one sere to another. The seres are not totally distinct from each other and one will tend to merge gradually into another, finally ending up with a ‘climax’ community.Succession will not go any further than the climax community. This is the final stage.

This does not however, imply that there will be no further change. When large organisms in the climax community, such as trees, die and fall down, then new openings are created in which secondary succession will occur.Many thousands of different species might be involved in the community changes taking place over the course of a succession. For example, in the succession from freshwater to climax woodland.The actual species involved in a succession in a particular area are controlled by such factors as the geology and history of the area, the climate, microclimate, weather, soil type and other environmental factors.