Know all about Mutual funds

 Mutual fund is a pool of money managed by a professional Fund Manager. It is a trust that collects money from a number of investors who share a common investment objective and invests the same in equities, bonds, money market instruments and/or other securities. 

The combined holdings of the mutual fund are known as its portfolio. Investors buy shares in mutual funds. Each share represents an investor’s part ownership in the fund and the income it generates.

And the income / gains generated from this collective investment is distributed proportionately amongst the investors after deducting applicable expenses and levies, by calculating a scheme’s “Net Asset Value” or NAV. 

What is “Net Asset Value” or NAV. Just like an equity share has a traded price, a mutual fund unit has Net Asset Value per Unit. The NAV is the combined market value of the shares, bonds and securities held by a fund on any particular day (as reduced by permitted expenses and charges). NAV per Unit represents the market value of all the Units in a mutual fund scheme on a given day, net of all expenses and liabilities plus income accrued, divided by the outstanding number of Units in the scheme.

Mutual funds are ideal for investors who either lack large sums for investment, or for those who neither have the inclination nor the time to research the market, yet want to grow their wealth. The money collected in mutual funds is invested by professional fund managers in line with the scheme’s stated objective. In return, the fund house charges a small fee which is deducted from the investment. The fees charged by mutual funds are regulated and are subject to certain limits specified by the Securities and Exchange Board of India (SEBI).

Mutual funds offer multiple product choices for investment across the financial spectrum. As investment goals vary – post-retirement expenses, money for children’s education or marriage, house purchase, etc. – the products required to achieve these goals vary too. The Indian mutual fund industry offers a plethora of schemes and caters to all types of investor needs.

Mutual funds offer an excellent avenue for retail investors to participate and benefit from the uptrends in capital markets. While investing in mutual funds can be beneficial, selecting the right fund can be challenging. Hence, investors should do proper due diligence of the fund and take into consideration the risk-return trade-off and time horizon or consult a professional investment adviser. Further, in order to reap maximum benefit from mutual fund investments, it is important for investors to diversify across different categories of funds. 

While investors of all categories can invest in securities market on their own, a mutual fund is a better choice for the only reason that all benefits come in a package.

TYPE OF MUTUAL FUND SCHEMES

Mutual Fund schemes could be ‘open ended’ or close-ended’ and actively managed or passively managed.

OPEN-ENDED AND CLOSED-END FUNDS

An open-end fund is a mutual fund scheme that is available for subscription and redemption on every business throughout the year, (akin to a savings bank account, wherein one may deposit and withdraw money every day). An open-ended scheme is perpetual and does not have any maturity date.

A closed-end fund is open for subscription only during the initial offer period and has a specified tenor and fixed maturity date (akin to a fixed term deposit). Units of Closed-end funds can be redeemed only on maturity (i.e., pre-mature redemption is not permitted). Hence, the Units of a closed-end fund are compulsorily listed on a stock exchange after the new fund offer, and are traded on the stock exchange just like other stocks, so that investors seeking to exit the scheme before maturity may sell their Units on the exchange.

ACTIVELY MANAGED AND PASSIVELY MANAGED FUNDS

An actively managed fund is a mutual fund scheme in which the fund manager “actively” manages the portfolio and continuously monitors the fund’s portfolio, deciding on which stocks to buy/sell/hold and when, using his professional judgement, backed by analytical research. In an active fund, the fund manager’s aim is to generate maximum returns and out-perform the scheme’s bench mark.

A passively managed fund, contrast, simply follows a market index, i.e., in a passive fund, the fund manager remains inactive or passive inasmuch as, she does not use her judgement or discretion to decide as to which stocks to buy/sell/hold, but simply replicates / tracks the scheme’s benchmark index in exactly the same proportion. Examples of Index funds are an Index Fund and all Exchange Traded Funds. In a passive fund, the fund manager’s task is to simply replicate the scheme’s benchmark index i.e., generate the same returns as the index, and not to out-perform the schemes benchmark.

 

 Mutual funds can be further classified as ;

1.money market funds, have relatively low risks. By law, they can invest only in certain high-quality, short-term investments issued by U.S. corporations, and federal, state and local governments.

2.Bond funds, have higher risks than money market funds because they typically aim to produce higher returns. Because there are many different types of bonds, the risks and rewards of bond funds can vary dramatically.

3.Stock funds, invest in corporate stocks. Not all stock funds are the same.

4. Target date funds hold a mix of stocks, bonds, and other investments. Over time, the mix gradually shifts according to the fund’s strategy. Target date funds, sometimes known as lifecycle funds, are designed for individuals with particular retirement dates in mind.

 

 

Mutual Funds are then further categorised depending on the investment goal the fund is trying to fulfil. While some investors seek capital protection and safe returns, others have a strong risk appetite and look for high returns.

Growth funds or capital protection funds

Income funds – These schemes aim to provide income for the investors.

Liquid funds – These funds invest in fixed-income securities such as bonds and government securities.

Balanced funds – These funds invest both in equity as well as fixed-income securities to provide returns while trying to keep the risks to a minimum.

Mutual Funds based on geography

Domestic funds – These invest in securities traded within the country.

International or foreign funds

Global funds Examples: Emerging market funds, regional funds

These funds are further classified based on the investments made.

1 Equity funds

2 Large-cap / Mid-cap / Small-cap funds

3 Aggressive / growth funds

4 Value funds

5 Dividend-yield funds

6 Index funds

7 Diversified equity funds

8 Sectoral funds

9 Debt funds / Fixed-income funds

10 Income funds

11 Gilt funds

12 Dynamic bond funds

Money market funds or liquid funds

Ultra-short-term funds or treasury management funds

Floating-rate funds Short-term / Medium-term income funds corporate bond funds Fixed Maturity Plans (FMPs) (they are close-ended) Hybrid funds / Balanced funds Monthly Income Plans (MIPs)Capital Protection Funds (these are close-ended)

Other categories include

Tax-saving funds Pension funds Fund of funds Exchange Traded Funds (ETFs)Leverage funds

 

Why do people buy mutual funds?

 

Mutual funds are a popular choice among investors because they generally offer the following features:

1 Professional Management. The fund managers do the research for you. They select the securities and monitor the performance.

2 Diversification or “Don’t put all your eggs in one basket.” Mutual funds typically invest in a range of companies and industries. This helps to lower your risk if one company fails.

3 Affordability. Most mutual funds set a relatively low dollar amount for initial investment and subsequent purchases.

4 Liquidity. Mutual fund investors can easily redeem their shares at any time, for the current net asset value (NAV) plus any redemption fees.

What are the benefits of mutual funds?

Mutual funds offer professional investment management and potential diversification. They also offer three ways to earn money:

Dividend Payments. A fund may earn income from dividends on stock or interest on bonds. The fund then pays the shareholders nearly all the income, less expenses.

Capital Gains Distributions. The price of the securities in a fund may increase. When a fund sells a security that has increased in price, the fund has a capital gain. At the end of the year, the fund distributes these capital gains, minus any capital losses, to investors.

Increased NAV. If the market value of a fund’s portfolio increases, after deducting expenses, then the value of the fund and its shares increases. The higher NAV reflects the higher value of your investment.

Risk involved with Mutual Funds

 All funds carry some level of risk. With mutual funds, you may lose some or all of the money you invest because the securities held by a fund can go down in value. Dividends or interest payments may also change as market conditions change.

 

A fund’s past performance is not as important as you might think because past performance does not predict future returns. But past performance can tell you how volatile or stable a fund has been over a period of time. The more volatile the fund, the higher the investment risk.

Structure of a Mutual Fund

Mutual Funds in India are created as trusts. The parties involved are:

Sponsor – This is the one who sets up the Mutual Fund or trust. A sponsor is similar to a promoter of a company. The sponsor of a Mutual Fund appoints / sets up the board of trustees, the asset management company or fund house and appoints the custodian.

Board of trustees – The role of the trustees is to ensure that the interests of Mutual Fund holders are protected. The board of trustees also needs to ensure that the fund house complies with all the rules laid down by the Securities Exchange Board of India (SEBI). The board needs to have at least four independent directors. The trustees act according to the Trust Deed executed by the sponsor. The board sees to it that the fund house has established the required infrastructure and ensures that processes are in place to operate and manage the fund effectively. The board appoints the main members of the fund house including the board of directors and fund managers (scheme-wise). They also devise the fund house’s internal control and audit processes including the rules for enrolling and dealing with brokers / agents.

Asset Management Company (AMC)/Fund house – An AMC or fund house will act as the investment manager for the trust. It will be responsible for the day-to-day operations. This means that it is be taking care of all the money put in by investors. The AMC or fund house is appointed by the sponsor or the board of trustees. SEBI approval is required for setting up the AMC. 40% of its net worth should be contributed by the sponsor.

Custodian – A custodian is one who has custody of all the shares and securities invested in by the AMC. The custodian is responsible for the investment account of a fund house.

 

 

Savita

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Government Initiated Educational Policies

Government Initiated Educational Policies That Are Modifying The Education Sector

Major changes have been made to India’s educational system.
Over the years, the Indian government has implemented a number of initiatives to support skill development and education. Private institutions can adopt these policies’ concepts and use them to increase their revenues.
Here are a few of the key educational policies that have lately been established.
Digital Payment
Prakash Javadekar, the Union HRD minister, promoted the advantages of digital payment by implementing cashless payment across all centrally-aided institutions.
No Detention Policy
For all students in grades 5th to 8th, the HRD Ministry amended the previous rule to allow for promotion to the following class. The new policy makes passing every exam necessary in order to advance to the following class.
Male Students can also file for sexual harassment
The number of incidents of sexual harassment against male students has significantly increased. Male students may now report instances of sexual harassment thanks to new rules established by the UGC.
Gender Education Must Be Required
Telangana’s government mandated gender education as a requirement for graduation. Along with doing so, it was the first state in India to do so, and it also brought in multilingual textbooks.
Yoga classes 
Yoga sessions are now required in all ICSE and ISC institutions, according the Council for the Indian School Certificate Examinations (CISCE).
Free higher education for students with disabilities
The government of Guwahati has established a programme that will provide these kids with free education from Class 9 to the university level in all government-run institutions of higher learning.

No homework for students of class 1st and 2nd
No homework may soon become reality. Prakash Javade, the minister of human resource development (HRD), suggested that students in grades 1 and 2 might no longer have homework.
New guidelines for girls’ education
A “modern education policy” is something the government wants to implement. The new education policy’s (NEP) main emphasis will be on females’ education. It intends to eliminate educational inequity.
Eklavya schools 
By 2022, Scheduled Caste (SC) and Schedule Tribe (ST) students will have access to Eklavya schools, which will be modelled after Navodaya schools. It will offer athletic instruction and skill development. Additionally, it will contain unique spaces for conserving regional art and culture.
Diksha scheme 
The Indian government will soon introduce the integrated B.Ed programme and develop the learning portal “DIKSHA” to improve teaching abilities.
Sports Education
The government of India is proposing to make sports education a component of the Fundamental Rights and to promote it countrywide.
Reducing the bag’s weight
For lower primary classes, the Department of Primary and Secondary Education intends to implement ideas like “no bag day” and a lighter bag requirement.

Government Initiated Educational  Policies 

Government Initiated Educational  Policies That Are Modifying The Education Sector

Major changes have been made to India’s educational system.
Over the years, the Indian government has implemented a number of initiatives to support skill development and education. Private institutions can adopt these policies’ concepts and use them to increase their revenues.
Here are a few of the key educational policies that have lately been established.
Digital Payment
Prakash Javadekar, the Union HRD minister, promoted the advantages of digital payment by implementing cashless payment across all centrally-aided institutions.
No Detention Policy
For all students in grades 5th to 8th, the HRD Ministry amended the previous rule to allow for promotion to the following class. The new policy makes passing every exam necessary in order to advance to the following class.
Male Students can also file for sexual harassment
The number of incidents of sexual harassment against male students has significantly increased. Male students may now report instances of sexual harassment thanks to new rules established by the UGC.
Gender Education Must Be Required
Telangana’s government mandated gender education as a requirement for graduation. Along with doing so, it was the first state in India to do so, and it also brought in multilingual textbooks.
Yoga classes 
Yoga sessions are now required in all ICSE and ISC institutions, according the Council for the Indian School Certificate Examinations (CISCE).
Free higher education for students with disabilities
The government of Guwahati has established a programme that will provide these kids with free education from Class 9 to the university level in all government-run institutions of higher learning.
No homework for students of class 1st and 2nd
No homework may soon become reality. Prakash Javade, the minister of human resource development (HRD), suggested that students in grades 1 and 2 might no longer have homework.
New guidelines for girls’ education
A “modern education policy” is something the government wants to implement. The new education policy’s (NEP) main emphasis will be on females’ education. It intends to eliminate educational inequity.
Eklavya schools 
By 2022, Scheduled Caste (SC) and Schedule Tribe (ST) students will have access to Eklavya schools, which will be modelled after Navodaya schools. It will offer athletic instruction and skill development. Additionally, it will contain unique spaces for conserving regional art and culture.
Diksha scheme 
The Indian government will soon introduce the integrated B.Ed programme and develop the learning portal “DIKSHA” to improve teaching abilities.
Sports Education
The government of India is proposing to make sports education a component of the Fundamental Rights and to promote it countrywide.
 Reducing the bag’s weight
For lower primary classes, the Department of Primary and Secondary Education intends to implement ideas like “no bag day” and a lighter bag requirement.

ARGENTINA

 ARGENTINA

Argentina also known as Argentine Republic. The capital of Argentina is Buenos Aires. Other large cities are : Cordoba, Rosario, La Plata, Mendoza. The languages spoken are Italian and Spanish. Currency of Argentina is Peso. Argentina got independence on 9th July 1816. Type of government ruling is Republic.Argentina is the second largest state in South America. Argentina abounds in deposits of coal, lead, copper,zinc,gold,silver, sulphur and oil. Meat packing is the chief industry, with flour milling coming second. Others are chemicals, textiles, machinery, motor vehicles, paper and consumer durables. Agriculture and animal husbandry form important segments of the economy. Chief crops are : grains, maize, grapes, linseed, sugar, tobacco, rice, livestock products. Argentina is the world’s largest source of tannin. Argentina is famous for its mate culture, soccer and love for Tango. It is bounded by Atlantic Ocean in the East. Border countries are Chile, Bolivia, Paraguay, Brazil, Uruguay. It is the 8th largest country in the world.

Video Jockey

 Video Jockey

With the advent of different music channels on television, video jockey is becoming an exciting career option for music crazy generation. The job of video jockey(VJ) is to introduce music videos and host music related shows on television. VJ’s area of work is very competitive and one have to introduce videos, host games to travel shows and youth forums, chat with public, do interview with artists and music celebrities etc. Jockeys generally involved in 3 areas: Video jockeys they present shows on T.V, Radio Jockeys (RJs) they do shows on Radio and Disc Jockeys(DJs) present live shows in clubs, restaurants, music stores etc.

A background in mass communication, visual communication or performing arts and command over language is very important as they have to talk a lot. Some voice training would help VJs they need clear voice, pleasant and strong. One should answer promptly within seconds and should be energetic and should have a wonderful sense of humor to make the show interesting. With the increasing music channels and introduction of commercial FM radios have increased demand of jockeys enormously.

THE UNITED NATIONS

 

The United Nations

The names ‘United Nations’ was devised by US President Franklin D. Roosevelt and was first used in the Declaration by the United Nations of Jan 1, 1942 during second World War. It is an association of states which have pledged themselves to maintain international peace and security and cooperate in solving international political, economic, social, cultural and humanitarian problems. The United Nations officially came into existence on 24th October 1945. United Nations day is celebrated on 24th October each year. New member states are admitted by the General Assembly on the recommendation of the Security Council. Official languages of UN are : Arabic, Chinese, English, French, Russian and Spanish. The UN has a post office originating its own stamps. The headquarters New York city, USA. Principal organs of the UN are : General Assembly, Secretariat, Security Council, Trusteeship Council, Economic and Social Council and International Court of Justice. 

The General Assembly consist of the representatives of all the member states. Each state has one vote. The General Assembly meets atheist once in a year. It elects its own President and Vice president every year.

Trusteeship Council – The Charter provides for an international trusteeship system to safeguard the interest of the inhabitants of territories which are not yet fully self governing and which may be placed under by individual trusteeship agreements. These are called trust territories. 

International Court – The International Court of Justice was created by an international treaty, the Statute of the Court which forms the integral part of the United Nations Charter. The headquarters located The Peace Palace, Netherlands. The Court has its seat at The Hague, but may sit elsewhere whenever it considers desirable. The expenses of the Court are borne by the UN. The languages are English and French.

KYOTO PROTOCOL

 Kyoto Protocol

The amendment to the treaty on United Nations Framework Convention on Climate change called Kyoto Protocol. It aims at cutting global emissions of Green House Gases(GHG). The main objectives of Kyoto protocol are : it is intended to assign mandatory targets for the reduction of global emissions of greenhouse gas to signatory nations. The objective is the “stabilization of greenhouse gas concentrations in the atmosphere at a level that would prevent dangerous anthropogenic interference with the climate system.”

“Kyoto is underwritten by governments and is governed by global legislation enacted under UN aegis.” Governments are separated into two general categories: developed countries referred to as Annex 1 countries who have accepted strict GHG emission reduction obligations. Any Annex 1 entity failing to meet its Kyoto targets is subject to a fine and further penalized by having its reduction targets increased by 30%. Developing countries referred to as Non Annex 1 countries who have no GHG emission reduction obligations. “Kyoto includes linking mechanisms ”which allow Annex 1 economies to meet their GHG targets by purchasing GHG emission reductions from elsewhere. The treaty was negotiated in Kyoto, Japan in December 1997, opened signature on March 16, 1998 and closed on March 15, 1999. As of July 2006, a total of 164 countries have ratified the agreement. According to terms of the protocol, conditions for entry into force required 55 parties and at least 55% reduction of the total carbon dioxide emission. 

Latest 5G mobile phones under 20000

As we all know in today’s world without mobile phones we can not live a single moment. These smart mobile phones have made us lazy and we have been very dependent on our phones but it has also had some good results. Everything, everything has both good and bad sides so it depends on us what path we choose. Mobile phones make our life easy and less time-consuming. Like earlier if we have to recharge our phone or television we have to go to the shop and then we can recharge but now we don’t need to step out of our house. We can use our phones and within a second we can make online payments easily. We can book our online tickets for any trip, we can book our online movie tickets, we can pay our electricity bills and many more are there. So basically without phones, we are nothing. Now we are using our 4G mobile phones but now 5G mobile phones have arrived and it is so amazing. Here we will discuss some new 5g phones under 20000 

Latest 5G mobile phones under 20000

1. Redmi Note 11T 5G mobile phone

This Redmi phone has all the features one needs in his phone. It has a 5000 mAh massive battery along with a 50  MP AI camera and 8MP ultra-wide camera. It has a 16.7 cm ( 6.6 inches) FHD + Display. 1-year guarantee offer. Its price is 20,999.  
2. Realme 8s 5G mobile phone
It has a 64 MP+ 2 MP+2MP primary camera and it has a 16.5 cm( 6.5 inches) FHD + 90 Hz ultra-smooth display. Its price is 17,999.00.
3. Infinix Note 12 5G mobile phone

This phone has a 16 MP front camera with a 5000 mAh Li-Ion Polymer battery. It has a 17.02 cm (6.7) inch Full HD + AMOLED Display. 1-year guarantee offer. Its price is 19,999.
4. Xiaomi Redmi Note 10T 5G mobile phone
It has a 1-year guarantee and it has an 8 MP In- Display front camera with 48 MP, 2MP, and 2MP Rear cameras. It has 6 GB of memory and 128 GB of storage. Its price is 18,999.
5. Realme 8s 5G mobile phone
It has a 6nm dimension 810 5G processor, 33 Dwart Charge with 16.5 cm (6.5) inch FHD + 90 Hz Ultra smooth display. It has realme UI 2.0 Based on the Android 11 Operating System. Its price is 19,999.
 
This festive season brings happiness to your home with these amazing 5G mobile phones. You can get a discount on reliance digital. in. Check their official website for more information.
Go and grab your latest smartphones now. 

Right to Information

 Right to Information Act

The Right to Information Act 2005 is enacted by the Parliament of India giving citizens of India access to Central Government records. Under provision of this Act, any citizen may request information from a public authority which is required to reply within thirty days. Every public authority need to computerize their records for wide dissemination and publish certain categories of information. It is applicable to all constitutional authorities including executive, legislature and judiciary, any institution established or constituted by an Act of Parliament or a State legislature. The Act specifies that citizens have right to : request any information, take copies and inspect documents, works and records, take certified samples of materials of work, obtain information in form of printouts, tapes or in any other electronic mode.

Under the Act, all complying department must appoint Public Information Officer(IPO). Any citizen of India may submit request to the PIO for information in any format paper or electronic. Public information officers responsibility is to ensure that the information is obtained from the appropriate department or section. If the request pertains to other public authority, it is the PIO’s responsibility to transfer or forward the concerned portions of the request to a PIO of the other. Every public authority is required to designate Assistant public information officer( APIOs) to receive RTI requests and appeals for forwarding to the PIOs of their public authority. The citizen making the request is not obliged to explain why the information is needed. The Act specifies time frames for replying to the request. 

1st war of independence

 

The 1st war of Independence 

The year 1857 is very significant in the history of India’s freedom struggle. It witnessed a revolt which the British historians have dubbed the Sepoy Mutiny and the Indian historians the First war of Independence. The troubles first broke out in Berhampore of Bengal on February 26 in 19th Bengal infantry. The first shot was fired by Mangal Pandey of the 34th Bengal infantry at Barrackpore of Bengal. He was hanged at Barrackpore on April 8th.

Mutiny started on May 10th at Meerut, followed in Delhi on May 11th. The revolt began as a mutiny of Indian soldiers against British commanders. The military and political coalesced in the revolt of 1857. The Indian soldiers having massacred British personnel in Meerut, marched to Delhi and proclaimed Mughal Emperor Bahadur Shah II as the Emperor of India. Bahadur Shah issued proclamation urging people of India “ to end the tyranny and the oppression of the infidel and treacherous English.” The British recaptured Delhi from the mutineers on September 20. Bahadur Shah surrendered to Lt. W.S.R. Hodson on September 21 at Humayun’s Tomb in Delhi. Queen Victoria was proclaimed the Empress of India.

Global Warming

 Global warming is the long-term warming of the planet’s overall temperature. Though this warming trend has been going on for a long time, its pace has significantly increased in the last hundred years due to the burning of fossil fuels. As the human population has increased, so has the volume of fossil fuels burned. Fossil fuels include coal, oil, and natural gas, and burning them causes what is known as the “greenhouse effect” in Earth’s atmosphere.

The greenhouse effect is when the Sun’s rays penetrate the atmosphere, but when that heat is reflected off the surface cannot escape back into space. Gases produced by the burning of fossil fuels prevent the heat from leaving the atmosphere. These greenhouse gasses are carbon dioxide, chlorofluorocarbons, water vapor, methane, and nitrous oxide. The excess heat in the atmosphere has caused the average global temperature to rise overtime, otherwise known as global warming.

Global warming has presented another issue called climate change. Sometimes these phrases are used interchangeably, however, they are different. Climate change refers to changes in weather patterns and growing seasons around the world. It also refers to sea level rise caused by the expansion of warmer seas and melting ice sheets and glaciers. Global warming causes climate change, which poses a serious threat to life on earth in the forms of widespread flooding and extreme weather. Scientists continue to study global warming and its impact on Earth.

Great Wars of 20th century

 Great wars of the 20th Century


The major wars that happened in 20th century are:

1. World War I

The WWI involved many countries and caused great destructions. It spread from western Europe to Middle East and the war lasted for 4 years( 1914 – 1918). The war took the lives of nearly ten million soldiers. The war was fought between two European powers the Central power( Germany, Australia and Hungary) later Turkey joined, and the Allies (Britain, France and Russia) Italy also joined. On June 28th 1914, the Prince of Austria – Hungary , Franz Ferdinand was gunned down at Sarajevo by Serbian nationalist. Austria- Hungary declared war on Serbia. Germany declared war on Russia and France, and invaded Belgium. Britain entered war in support of Serbia, Belgium and France. The Central Powers surrendered in November 1918. The treaty of Versailles imposed on Germany. The Treaty created a condition which led to the outbreak of World War II.

The Russian Revolution

The Russian revolution of 1917 ended the long regime of or autocratic Tsars in Russia and culminated in the creation of the first communist state the Soviet Union. In February, revolution in which the Tsar Nicholas II was abdicated his throne and the Provisional government took power. In October revolution the provisional government was overthrown by Bolsheviks led by V.I. Lenin.

Food shortages provoked riots to which Tsar reacted very harshly. Hundreds of unarmed demonstrators were shot dead by troops in St. Petersburg in 1905. The provisional government failed to improve the situation. The Tsar and family we’re massacred in 1918.

World War II

The World War II lasted for six years (1939 – 1945) and the war killed more than 17 million soldiers and great numbers of civilians. It was fought between the Axis (Germany, Italy and Japan) and the Allies (Britain, the USSR, China and thr U.S). The war began on September 1, 1939 when Germany under Adolf Hitler invaded Poland. It annexed Australia, Denmark, Norway, Netherlands,France, Belgium. Germany defeated by USSR, Germany surrendered and the war continued in Eastern front the Japanese cities Hiroshima and Nagasaki were bombed by the U.S on August 6th and 9th, Japan also surrendered. 

Korean War

Korea was under Japan occupation until 1945, Japan was defeated in WWII. The nation was divided into two and northern half under control of USSR and southern half under control of U.S. The war began on 1950 North Korea invaded South Korea. The UN forces send to assist Soth Korea against North assisted by China and the USSR. North was beaten and south was recaptured. The fighting stopped in 1953. Korea remained divided as before. 

Iran – Iraq war

It was one of the longest , bloodiest and costliest Third world armed conflicts in the 20th century the rivalry between Arabs and Persians. The war began in September 1980 and ended in August 1988, it cost more than 1 million lives on both sides. On 1980, Saddam Hussein launched military attack on Iran. Iraq captured Iranian border towns and Iran’s largest oil refinery. In 1982, Iran drew the Iraqis out and carried the war back. Both bombed each other’s cities and attacked the oil tankers in the Gulf. The war ended in August 1988 when Iran reluctantly accepted UN call for truce which Iraq accepted. 

Tour to Rajasthan

 Tourism in Rajasthan

The places to visit in Rajasthan are :

Jaipur known as the Pink city has massive forts, magnificent palaces and exquisite temples, marvelous gardens. Hawa Mahal, the City palace and the museum, the Chandra mahal, the Central museum in the Ram Niwas Gardens, Jal Mahal palace, Sheeshmahal palace, Jaigarh and Nahargarh forts are other places interesting to visit. It is also home for handicrafts, beautiful textile prints, delicate jewelry, precious gems and stones. Amber was the capital of Jaipur for six centuries the fortress palace built here in 1592 combines Mughal and Hindu styles of architecture.

Alwar – Alwar is between a cluster of small hills of Aravalli range. It has natural heritage with beautiful lakes and thickly wooded picturesque valleys. The government museum in the city palace complex has series of paintings based on music ragas. It also reflect the elegance of former rulers lifestyles. Other attractions are Bala Quila, Purjan vihar, Kankwari hill fort, Siliserh, Sariska Tiger Reserve and National Park.

Ajmer and Pushkar – Ajmer is a popular pilgrimage center for both Hindus and Muslims. The Dargah Sharif, the tomb of Sufi Saint, Khwaja Moinuddin Chisti with a mosque inside. The Ana sagar lake created in the 12th century has two parks – Daulat bagh and Subash bagh on its banks. Shajahan’s mosque, Akbar’s palace housing the government museum, the Nasiyan temple etc. Pushkar separated from Ajmer by Naag Pahar( snake mountain).It is sacred place for Hindus. Famous are Brahma temple, Savitri temple, the Papmochani temple. It is also famous for the camel fair held every year.

Jaisalmer – Jaisalmer, the Golden city in the Thar desert was founded by Rawal Jaisal, a Bhati Rajput in 1156 AD. The Fort, Gadi Sagar lake, Manak Chowk, Lakshminath temple, Salim Singh ki Haveli, wood fossil park, Sam sand dunes and the Desert National Park are the attractions.

Jodhpur – Jodhpur at the edge of the Thar Desert was the capital of old Marwar State. The great attractions are Meherangarh fort and museum, Umaid gardens, Sadar museum, Balsamand lake and garden,Kailana lake, Rohet fort, Luni fort, Umaid Bhavan palace etc.

Mount Abu – Rajasthan” s only hill station, Mount Abu at 1220 m on the Aravalli hills is a place of scenic beauty. Toad rock, wildlife sanctuary, Dilwara group of Jain temples, Gaumukh, Achalgarh fort, the Guru Shikhar peak are important attractions. 

Ranthambore – Rathambore National Park is home to tigers, sambhar, wild boar, leopard, jackal, hyena etc. Other attractions are Rathambore fort, Jogi mahal the Sunehri Kothi – a monument with rich interior.

Gardening

 Gardening

Gardening is the cultivation of plants, flowers, trees and many more. If you plant, trees, and flowers in your garden it looks so beautiful that you will fall in love with them. We should plant trees as many as we can because if we plant trees then only we can live in green nature and survive our lives. In many towns and cities, we can see that there are no trees and for that reason, the humidity arises and the city gets very hot. The problem is that humans don’t plant trees as we expect from nature. But it is our fault, not nature. What we have done to nature, we are getting back from nature. 

Many people have the hobby of gardening, and many people also do gardening when they get upset or bored. Doing gardening makes the mind relaxed and peaceful. Those small plants and colourful flowers are so beautiful that you can’t ignore them. While doing gardening many of the steps we should follow for healthy plants.

1. We should always give water to them

2. We should keep them in sun as well to get their nutrition

3. We should give them fertilisers

4 We should not pick the flowers