Day: August 1, 2022

7 Legit Ways To Make Money Online Blogging In 2023

 We’ve all heard those stories of someone that started a little blog one day and ten years later they’ve given up their day job because their blog is drawing in so much money for them they don’t even need to get out of bed in the morning. The funny thing is, with a lot of hard work and time spent on getting your blog up and running, you can actually make a pretty penny out it. So, if you’re interested in learning how to make money blogging then read on, I’ll warn you now though, you’re going to have to be seriously dedicated to get this running

Sell digital products

A really simple way to make money online is to sell things online. Whether you’re looking at selling digital goods or physical ones, you need to think closely about where your skills and strengths lie. Setting up a blog that is geared towards selling your goods might seem like a great idea but it’s better to set up a blog and add the odd link to other work that you’re doing. People read blogs for the stories and information, not to be sold goods left, right and centre, so keep this in mind when you’re starting out on the blogging journey.

Some commonly sold digital goods include: 

  • eBooks 
  • Audiobooks
  • Pictures & Videos
  • Digital music
  • Software programs
  • Website themes

Sell physical products

The other great thing to remember is that knowing your audience will make all the difference when you’re selling goods online. Running a blog about cars and motorsport and trying to sell homemade paper flowers just won’t mix. If paper bouquets are your passion and you know they’re good enough to sell, then the best thing for it is to set up a secondary blog that focuses on something more in keeping with what you’re selling. Remember though, don’t push the sales from the get go. If people feel like they’re being sold to, they won’t be interested. If your goods are just supporting what you’re saying in your blog then you’ll find a lot more enquiries fly your way!

Some of the physical goods that you can sell:

  • Clothing
  • Jewelry
  • Handmade goods
  • Household Items
  • Electronics

Sell Advertising space

A really common way to make money from a blog is to sell advertising. The more traffic you have flowing through your page, the more likely you are to draw advertising agencies in and this can be a really quick way to make a little bit of extra money. If you’re finding other ways of making money through your blog then you might want to think about using advertising space to your own benefit by advertising your own products! Taking people from your blog to your selling page will only generate a little bit of extra business for your sales. Sure, advertising someone else’s websites might bring in the cash at the point of sale but would you make extra money from sales of your own goods? Just something to consider!

Sell online courses and eBooks

If you’re really feeling confident in the topic of your blog then you might want to consider doing some form of educational documentation. Whether you do a few online courses or write an ebook, if your followers really respect your expertise in the field you’re talking about then they will flock to what you have to offer. Obviously, the best products to sell will vary massively depending on the type of blog you run. Factual blogs will work well with eBooks, lifestyle blogs might offer some one to one coaching sessions and online courses might be best for those that are thinking about a change of scenery in the workplace. If in doubt, ask your readers what they’d like and whether they’d be interested! There’s no better feedback than the people you’re already writing for.

Freelancing

If you’re reading all of these tips and thinking ‘that doesn’t apply to me’ then worry not, you’re not alone! We’ve all got our own areas of expertise and very often, the job you do for your career can make you some extra money at home. Whether you’re coming from a financial background, web design or bookkeeping, they’re all skills that are highly sought after for a lot of people. The great thing about advertising these skills on your blog is you’re more likely to pick up a job that directly corresponds with your interests. Sick of making up advertisements for big businesses and fancy helping out a local dealer? Well your blog could be the perfect place to get business like that running. Before you know it, you could be a freelancer running your own business!

Here are some ideas:

  • Freelance writing
  • Data Entry
  • Virtual assistant work
  • Web Development
  • Marketing

Affiliate marketing

If all else fails then there’s always the opportunity to sell other people’s good through your blog. This doesn’t necessarily include actively selling their goods in that you don’t have to deal with the postage and packaging though! Affiliate marketing is an amazing way to make money from blogging if you’re smart about how you go about it. Picking your affiliates sensibly and going for products that will actually hold the interest of your readers, a simple plug about the product at the end of the post might be all it takes. You might choose to go a little more in depth and focus an entire post on one product although this does depend on the sort of blog you run! Make-up and fashion blogs do exceedingly well at this sort of sales (and they often get free gifts out of it as an added bonus!)

Membership sites

Finally, offering a membership to your blog will allow people to check out extra content on your blog. This is a great way of making money when you’re a well established blog as you’re basically offering a bonus to people that pay for it while still keeping up with the basic info for people that have followed you from the start.

If you’re thinking about starting a membership site but don’t know what to do, here are some ideas:

  • Offer exclusive downloads each month via email (i.e. apps, graphics, recipes etc.)
  • Exclusive educational videos, blog posts, webinars, or courses
  • Downloadable guides or books 
  • Offer Expert advice

Making money through your blog is a great little bonus at the end of the month, however if you’re really serious about it then you need to work hard and be dedicated to the cause. A sporadic blog that has no focus is much less likely to bring you any extra pennies in compared to someone who does weekly blogs and has specific themes on different nights. If you intend to make money out of your blog then your best bet is to sit down, give a good hard think as to the type of blog you’re running and what goods you can offer in tandem with this. After you settle in, keep in mind that making seriously big bucks out of your blog means you have to be in it for the long run.

5 Reasons why you need Insurance?

 

why do we need insurance?

 People often believe that insurance is not a significant part of their life as we have a good healthy life,  and have enough money for our kids for spending their whole life so why do we need it? irrespective of thinking about the future contingencies as we all know life is uncertain, and anything could happen but in India, people don’t think so because of a regressive mindset now people are adopting insurance as a part of their life and spending a portion of their income on purchasing it.

people can prevent many unfolded issues in their life by using insurance as it has immense benefits for an individual as it provides protection moreover it may be for the property, life, and car but along with that it also exempts your financial burden from crisis situations.



benefits of using insurance:.

  • Insurance encourages savings as people invest in several life policy plan like money back policy where they allocate their funds in form of premium every year which they bring when its maturity times comes and recieve entire invested amount so it enhance & promote savings which sometimes becomes hard for people to do.
  • Insurance provides protection as it secure our life as we all live a life which is unpredictable and unforeseen so people need protection to secure their family life more than their own life as if in future any crisis happens like death or accident so in that case the lump -sum amount will help his  family  continue the same lifestyle without him.
  • Insurance gives you a peaceful life as u have already secure your life or peroperty so u don’t worry about the expenses which might be happen in the emergency situtaions because now you don’t own those problems.
  • Insurance provides you financial security as when any mishappeing happens in form of death or accident so people got shattered becuase of their loved ones but at this time no one can give them emotional support but yes insurance releive your financial strain during this hard time.
  • Insurance secure your retirement as there is a retirement policy which helps in saving your income as you pay premium over a long peiod and when you get your retirement then the accumulated amount  will give to you in form of pension.

 

 

Importance and Type Of Insurance

 Importance and Type of Insurance

Insurance is a way to protect your life from various risks. You can buy insurance to get protection against financial risks or losses. It is a way to secure your life from financial problems. In today’s world, it’s become important to get insurance to protect every step of your life because everything is unpredictable in today’s world. We don’t know what will happen next in our life. Getting an insurance plan is very important if someone wants to protect their family, themself, property, etc. from financial risk. Insurance is very important to solve many problems in personal and professional life.

Insurance protects against sudden loss. For example, if the house caught fire due to a short circuit, in such cases it is difficult to bear the loss. Insurance provides cover against such sudden losses. In the same way, if the person who is the only one to earn for his/her family dies due to a sudden accident, then insurance help to provide money to the family to continue their livelihood. It helps to protect the future of the child in the terms of education and a better lifestyle.

The person who buys an insurance policy, pays a premium to the insurer. These collected premiums can be used for the industrial development of the country. This helps industries to create employment, so insurance has become an important source for the formation of capital. Insurance is not only a way to protect life but also it is a way to invest for your future. It develops the habit of saving money to pay for premiums. The amount of policy is paid to the nominee whenever it’s required to pay.

There are different types of Insurance plans available, which help to protect life from different circumstances. They are the following:

1. Life Insurance

Life Insurance is what you can buy to safeguard your family in case you die during the tenure of the policy. It helps to secure your family financially by paying a lump sum amount. You can buy a life Insurance policy, which includes a large amount payable to your family if something happens to you. You have the flexibility to choose policy period, coverage amount, and payout based on your financial requirements.

2. Health Insurance

Health Insurance is a type of insurance that is bought to cover medical expenses including various health issues, hospitalization, treatment, etc. This insurance plan is very helpful in case of a medical emergency. Health insurance plans either pay for treatment or you can get free treatment across the network hospitals of the insurer.

3. Home Insurance

A Home insurance policy covers protection to your house against any physical disaster, damage, or accident such as fire, earthquake, robbery, burglaries, etc. 

4. Motor Insurance

Motor insurance includes financial protection for your vehicles like cars and bikes, in case they get involved in an accident, damage, or natural calamities. Motor insurance includes car insurance, bike insurance, or commercial vehicle insurance.

5. Child Plans

Child Plans are types of insurance that help to save money for your child for their higher education and marriage, in the absence of parents. These plans provide financial benefits to your child at the right age.
Thus,  getting insurance is very important. It is the need of hour today to get protection against uncertain problems of life.

Behavioral, cognitive ways for teaching

 

Behavioral theory

The behavioral theory of learning can be considered as the type of concept through which the conditioning that occurs is operational. the operational consideration also looks into the different types of conflict through which the behavioral stems work from the learning processes. After that, it should also be considered that the behavioral theory believes in the different types of knowledge that exist independently and even outside of the thinking of the people and through which the blank slate is provided to the people without experience and after that latest filled with experience. 

What can be seen in this theory?

In the behavioral theory, the behaviorist tend to believe that the learning that occurs have changes in behaviors and also occurs when a new behavior is acquired by the people through the aspect of stimuli as well as responses and this theory is extremely important to be considered in the learning mechanism as the change of theory and in the causes of learning as well. After that, it should be considered that the learning process in this particular aspect is extremely observable in behavior because there are several aspects through which accusation of new behavior is taken and their environment which is present from those new responses are gathered as well. There are certain types of advantages which look into establishing rules as well as helps in the participation of points as well and teachers can use this theory to reward and punish the students as well because through which the desired behavior will come.

What are the limitations?

Certain limitations of this behavior can also be seen and this theory’s limitation is it does not teach about creative thinking or even problem-solving. But this theory also looks into the basic facts and automatic responses as there are certain aspects through which the repetitive practice and bonus points are given to the students and teamwork is also taught in a proper manner through which it can be understood that the children can learn to mix with the diversity as well as different types of culture and this is a good practice for the children as well As for the teachers in the learning theory. The social hypothesis of learning can be considered as the kind of idea through which the molding that happens is operational. the operational thought additionally investigates the various sorts of contention through which the social stems work from the learning measures. 

Cognitive theory

The theory that should be taken into consideration is cognitive information processing all also known as the cognitive theory of learning through which the different types of processing of information is based on the process of thought behind the behavior and this theory is also important for the learning process as well As for the teachers and the children were there to learn. It can be understood that the theory is based on the idea on which the processing of humans take place and how-to information they receive the process it inside their mind and also responds to it through certain aspects of stimuli that think about what exactly is happening in the particular situation. This theory also looks into the different types of changes that are seen in the learners head by which the learner is exactly trying to notice different types of skills which are getting reflected and new knowledge is also entering through the mirror of the mind in the learner’s heart and brain and this can be understood by the cognitive theory of learning. 

What does it mean?

The cognitive theory of learning also uses and warns the learner and the participant to play and very active role in understanding the different ways of information and also processing them so they can relate to the already known aspect in their mines and after that, it can also be seen that the learning process shows certain credit to the teacher because the memory is sharpened to a high rate. The learning process in this cognitive theory occurs through internal processing of different types of information that is taking place by the learner but unlike the behavioral theory, it is governed by certain circumstances that are external to the person’s mind and where the internal processes take place as well. 

The evolution in the Life Insurance industry post pandemic.

Photo by Kindel Media on Pexels.com

The global pandemic of covid-19 has created a atmosphere that have made humans realize the value of one’s life. Pandemic has made potential risks to human life and business starkly visible, forcing the entire civilization and economies to reorient their way of living. The life insurance sector has also seen this impact, the industry settled more claims in the year 2021 than in 2020 due to this global event. A sudden demand for life insurance policies and increased claims induced operational changes for the insurance industry.

The recent trend in the life insurance sector can been seen in below mentioned five points.

  • Increase in the policy holders.

There has been a noticeable shift in who and how life insurance solutions are being consumed. A particular increase was witness among the young insurer those in the age group of 20-30 years have become more conscious about life insurance.

  • Implementation of technology in operation.

Insurance advisors earlier engaged potential customers in face-to-face conversations due to the challenges posed due to social distancing. They had to change to online meetings quickly. The advantage of online video conversations is that they can be done at any convenient time or even on-the-go.

  • Offering of wider range of policies by insurance companies.

With the increase in the demand, it has made mandate for the insurance companies to offer a wide range of policies that can cater to the need of the groups of people. Introduction of specific policy for health care workers, for younger generations, for the one who have been got in the disease of covid are some of the different segment that have got been introduced amid pandemic.

  • Sustainability and Environment, Social and Governance.

Among financial services companies, life insurers are better positioned to invest based on Environment, Social and Governance (ESG) principles under the broader theme of sustainability. The long-term capital that they hold is an enabler. They can invest in businesses that commit to environmental goals, sustainability, and better governance.

  • Restoring customers faith by Insurers.

In 2022, insurers will have to make efforts to restore customers’ faith in the industry, as well as minimizing customer losses in the wake of premium rises. Insurers will no doubt focus on improving the customer experience by increasing transparency and simplifying the claims process in order to boost retention rates and strengthen consumer brand loyalty.

This year also like the preceding one will be a difficult year for many insurers, with some industries still predicting losses a year ahead. Hopefully, many of the changes insurers can make to automate and streamline their workflows in the coming years can mitigate these losses in the wake of the pandemic.

The evolution in the Life Insurance industry post pandemic.

Photo by Kindel Media on Pexels.com

The global pandemic of covid-19 has created a atmosphere that have made humans realize the value of one’s life. Pandemic has made potential risks to human life and business starkly visible, forcing the entire civilization and economies to reorient their way of living. The life insurance sector has also seen this impact, the industry settled more claims in the year 2021 than in 2020 due to this global event. A sudden demand for life insurance policies and increased claims induced operational changes for the insurance industry.

The recent trend in the life insurance sector can been seen in below mentioned five points.

  • Increase in the policy holders.

There has been a noticeable shift in who and how life insurance solutions are being consumed. A particular increase was witness among the young insurer those in the age group of 20-30 years have become more conscious about life insurance.

  • Implementation of technology in operation.

Insurance advisors earlier engaged potential customers in face-to-face conversations due to the challenges posed due to social distancing. They had to change to online meetings quickly. The advantage of online video conversations is that they can be done at any convenient time or even on-the-go.

  • Offering of wider range of policies by insurance companies.

With the increase in the demand, it has made mandate for the insurance companies to offer a wide range of policies that can cater to the need of the groups of people. Introduction of specific policy for health care workers, for younger generations, for the one who have been got in the disease of covid are some of the different segment that have got been introduced amid pandemic.

  • Sustainability and Environment, Social and Governance.

Among financial services companies, life insurers are better positioned to invest based on Environment, Social and Governance (ESG) principles under the broader theme of sustainability. The long-term capital that they hold is an enabler. They can invest in businesses that commit to environmental goals, sustainability, and better governance.

  • Restoring customers faith by Insurers.

In 2022, insurers will have to make efforts to restore customers’ faith in the industry, as well as minimizing customer losses in the wake of premium rises. Insurers will no doubt focus on improving the customer experience by increasing transparency and simplifying the claims process in order to boost retention rates and strengthen consumer brand loyalty.

This year also like the preceding one will be a difficult year for many insurers, with some industries still predicting losses a year ahead. Hopefully, many of the changes insurers can make to automate and streamline their workflows in the coming years can mitigate these losses in the wake of the pandemic.

What is Building Performance and Simulation

Building Performance and Simulation (BPS) refers to the process of using computer-based models and simulations to assess and predict the performance of buildings in terms of various aspects such as energy consumption, thermal comfort, indoor air quality, lighting, acoustics, and more. It’s a multidisciplinary field that combines principles from architecture, engineering, physics, and computer science to analyze how a building’s design, construction, and operation will impact its overall performance.

The primary goal of building performance and simulation is to optimize building designs and operations to achieve energy efficiency, occupant comfort, and other desired outcomes. By creating virtual models of buildings and their components, researchers and professionals can analyze different design options, evaluate the effectiveness of various technologies, and make informed decisions to enhance a building’s performance before it is actually constructed or retrofitted.
Key aspects of Building Performance and Simulation include:
Energy Performance: Simulating the energy consumption of buildings under different scenarios to identify opportunities for energy savings. This involves analyzing heating, cooling, lighting, and equipment systems.
Thermal Comfort: Evaluating the indoor thermal environment to ensure occupant comfort by considering factors like temperature, humidity, and air movement.
Indoor Air Quality: Assessing ventilation and air distribution systems to maintain healthy indoor air quality for occupants.
Daylighting and Lighting: Analyzing the amount of natural daylight a building receives and how artificial lighting systems can be optimized for energy efficiency and occupant satisfaction.
Acoustics: Simulating sound propagation within buildings to ensure optimal acoustic conditions for various spaces.
Solar Gain and Shading: Studying the effects of solar radiation on a building’s interior and exterior and determining how shading strategies can help manage heat gain.
Material Performance: Analyzing the thermal properties and behavior of building materials to optimize insulation and overall energy efficiency.
Life Cycle Assessment: Evaluating the environmental impact of a building’s design, construction, and operation over its entire lifecycle.
Occupant Behavior: Incorporating human behavior patterns into simulations to understand how occupants’ actions influence building performance and energy consumption.
Parametric Design: Using simulation tools to explore a wide range of design options and parameters quickly, allowing architects and engineers to make data-driven decisions.
Advanced computer software and simulation tools play a crucial role in this field, enabling professionals to create accurate virtual models that replicate real-world building behavior. These simulations help to predict how buildings will perform under various conditions and scenarios, aiding architects, engineers, and building owners in making informed decisions to optimize building design and operation for sustainability, comfort, and efficiency.

Story of a Old Man

In a small village nestled deep in the mountains, there lived an old man named Keshav. Keshav had lived in the village his entire life and had watched it grow and change over the years. He was now the oldest person in the village and had seen many things in his long life.

Despite his age, Keshav was still active and loved to take long walks in the mountains. He would often wander off into the hills, exploring new paths and enjoying the natural beauty that surrounded him.

The other villagers respected Keshav for his wisdom and experience, and many would seek his advice on various matters. Keshav was always happy to help, and his insights were highly valued by the community.

However, one day Keshav fell ill and was unable to leave his home. He was bedridden and unable to take his daily walks in the mountains. The villagers were saddened by this news and worried about their wise old friend.

But Keshav remained positive, despite his illness. He would often sit outside his home and watch the village life unfold. He loved watching the children play and the farmers tending to their fields.

As the days went by, Keshav’s health slowly improved. He was soon able to take short walks outside again, and the villagers rejoiced at his recovery.

In the years that followed, Keshav continued to live in the village, watching as it grew and changed around him. He was always there with a kind word or a bit of advice for those who needed it.

Though he was no longer able to explore the mountains like he used to, Keshav was content with the life he had lived. He knew that he had been a part of something special, and that his legacy would live on long after he was gone.

In the end, Keshav passed away peacefully, surrounded by his loved ones. The village mourned his loss, but also celebrated his life and the wisdom he had shared with them. Keshav may have been gone, but his memory would live on in the hearts and minds of the villagers for generations to come.