Day: September 20, 2022

Freelancing

 

What
is freelancing?

Working on projects for clients on a contract basis is known
as freelancing. Freelancers frequently work on several projects for various
clients at once. The Internal Revenue Service (IRS) views independent
contractors as self-employed people.

Part-time or full-time contract workers, freelancers
frequently sign agreements before beginning assignments.

Depending on the terms of the contract, the client may pay a
freelancer per project, per job, or per hour. Short-term assignments are normal
for freelance tasks, while happy clients frequently seek additional work. The
majority of freelance positions are found in the creative, service, and
skill-based industries, including copywriting, programming, engineering, and
marketing.

 

Benefits
of freelancing

There are several benefits to working for yourself as a
freelancer, including:

 

Flexibility:

You can set your own schedule as a freelancer
and pick when and where to work. You might work from home or while at the
beach, for instance. A better work-life balance is supported by the flexibility
of freelancing.

Selection of projects and clients:

You can choose the
projects you want to work on as a freelancer based on your interests and skill
set. You can choose customers based on specific requirements.

Deciding on your own prices:

Since you often set your own
prices when working as a freelancer, you may have more influence over your
earning potential. Another element that will probably affect your earnings is
the amount of work you are able to handle on a daily or weekly basis.

Enhanced skill set as a freelancer:

You can get the chance
to work on more specific projects, increasing your familiarity with specialist
subject matter.

International brand awareness:

You have the freedom to
select your clients and projects, giving you the chance to forge deep
connections with companies all around the world.

Disadvantages
of freelancing

 

While there are numerous benefits to being a freelancer, you
should also think about any potential drawbacks.

 

Isolation:

In contrast to a part-time or full-time job,
running your own freelancing business can be isolating, especially if you
operate from home. If you thrive on regular encounters with coworkers in an
office setting, freelancing could be alienating for you.

Unstable employment:

Freelance work is likely to be
unpredictable; you might occasionally have more work than you can handle while
having difficulty finding tasks at other times. In the beginning of your
freelance career, you might need to keep working at your day job to maintain a
solid income.

Responsibilities in administration:

You’ll have to take care
of billing, marketing, and other pertinent administrative tasks as an
independent contractor. These duties can take time away from your area of
concentration and necessitate extensive understanding of bookkeeping, tax laws,
and office technology.

No employer-funded benefits:

You don’t have an employer
who contributes to your health insurance, 401(k) retirement options, or other
benefits that come with having a full-time job if you work for yourself.

 

How UPI is a financial revolution.

United Payment Interface (UPI), a term unheard or unbelieved until April 2016, but in Modern India, UPI is the flag-bearer of the ongoing Financial Revolution.

From a tea vendor selling a Rs 10 Cutting Chai to a showroom with a pricey product range, a large section of our society has adapted to UPI. It actively utilises the mechanism for seamless payments. In the early stages, a year after the launch of UPI, the total number of payments was 6% compared to 36% of Card payments. However, in FY 2021, UPI’s share expanded to 63%, while the percentage of Card payments shrunk to 9%. The progressive advancement of UPI has not just constructed an efficient payment instrument, but it has connected millions on an inclusive and well-structured Digital platform.

It must be noted that the underlying infrastructure of Immediate Payment Service (IMPS) has been paramount for UPI’s grand success. Adopting a UPI ID rather than entering bank account numbers and IFSC codes has made transactions effortless. Integration with Bharat Bill Payment System (BBPS) for recurring Bill Payments has been crucial in creating an innovative platform.

The Indian real-time payments market is well developed when directly compared with other markets like the US, the UK, Canada and Australia, according to a report published by ACI Worldwide. The report also forecast that the share of all transactions occurring via real time instrument was expected to increase to 70.7 per cent in 2026 from the present 31.3 per cent. The report predicted that in 2026, business and consumer level benefits due to India’s real time instant payment was expected to reach $92.4 billion, adding, that it will have an impact of $54.9 billion or 1.12 per cent in India’s GDP.

How UPI is a financial revolution.

United Payment Interface (UPI), a term unheard or unbelieved until April 2016, but in Modern India, UPI is the flag-bearer of the ongoing Financial Revolution.

From a tea vendor selling a Rs 10 Cutting Chai to a showroom with a pricey product range, a large section of our society has adapted to UPI. It actively utilises the mechanism for seamless payments. In the early stages, a year after the launch of UPI, the total number of payments was 6% compared to 36% of Card payments. However, in FY 2021, UPI’s share expanded to 63%, while the percentage of Card payments shrunk to 9%. The progressive advancement of UPI has not just constructed an efficient payment instrument, but it has connected millions on an inclusive and well-structured Digital platform.

It must be noted that the underlying infrastructure of Immediate Payment Service (IMPS) has been paramount for UPI’s grand success. Adopting a UPI ID rather than entering bank account numbers and IFSC codes has made transactions effortless. Integration with Bharat Bill Payment System (BBPS) for recurring Bill Payments has been crucial in creating an innovative platform.

The Indian real-time payments market is well developed when directly compared with other markets like the US, the UK, Canada and Australia, according to a report published by ACI Worldwide. The report also forecast that the share of all transactions occurring via real time instrument was expected to increase to 70.7 per cent in 2026 from the present 31.3 per cent. The report predicted that in 2026, business and consumer level benefits due to India’s real time instant payment was expected to reach $92.4 billion, adding, that it will have an impact of $54.9 billion or 1.12 per cent in India’s GDP.

International Peace Day

 Need of International Peace Day

International peace day is observed on 21st September every year. The UN General Assembly has declared the day , this day is devoted to strengthening the ideals of peace, through observing 24 hours of non-violence and cease-fire. The International Day of Peace was established in 1981 by the United Nations General Assembly. Two decades later, in 2001, the General Assembly unanimously voted to designate the Day as a period of non-violence and cease-fire.The theme of 2022 International peace day is End racism. Build peace. The Peace Bell was donated by the United Nations Association of Japan in 1954. It has become tradition to ring the bell twice a year: on the first day of spring, at the Vernal Equinox, and on 21 September to celebrate the International Day for Peace. We all have a role to play in fostering peace. And tackling racism is a crucial way to contribute.

We can work to dismantle the structures that entrench racism in our midst. We can support movements for equality and human rights everywhere. We have to work towards a world free of racism and racial discrimination. A world where compassion and empathy overcome suspicion and hatred. A world that we can truly be proud of. Secretary-General António Guterres said that 

“Racism continues to poison institutions, social structures, and everyday life in every society. It continues to be a driver of persistent inequality. And it continues to deny people their fundamental human rights. It destabilizes societies, undermines democracies, erodes the legitimacy of governments, and… the linkages between racism and gender inequality are unmistakable.”

 

 

 

Need of World Ozone Day

 World Ozone Day

World Ozone day is celebrated on 16th September every year . The year 2022 marks the 35th year of the implementation of the Montreal Protocol. The UN is observing the Ozone Day with the theme “Montreal Protocol@35” and the worldwide collaboration safeguarding life on earth is the topic for this year’s World Ozone Day. World Ozone Day is celebrated to commemorate the signing of the Montreal Protocol that came into force on this day in 1987. World Ozone Day is celebrated every year to spread awareness among people about the depletion of Ozone Layer and the measures taken and to be taken to preserve it.

“ The principal aim of the Montreal Protocol is to protect the ozone layer by taking measures to control total global production and consumption of substances that deplete it, with the ultimate objective of their elimination on the basis of developments in scientific knowledge and technological information. It is structured around several groups of ozone-depleting substancesFor each group or annex of chemicals, the Treaty sets out a timetable for the phase-out of production and consumption of those substances, with the aim of eventually eliminating them completely.

The timetable set by the Protocol applies to consumption of ozone depleting substances. Consumption is defined as the quantities produced plus imported, less those quantities exported in any given year. There is also a deduction for verified destruction. There are a few exceptions for essential uses where no acceptable substitutes have been found, for example, in metered dose inhalers (MDI) commonly used to treat asthma and other respiratory problems or halon fire-suppression systems used in submarines and aircraft.

In 1994, the United Nations General Assembly proclaimed 16 September the International Day for the Preservation of the Ozone Layer, commemorating the date of the signing, in 1987, of the Montreal Protocol on Substances that Deplete the Ozone Layer (resolution 49/114).

Implementation of the Montreal Protocol

Implementation of the Montreal Protocol progressed well in developed and developing countries. All phase-out schedules were adhered to in most cases, some even ahead of schedule. Attention focused initially on chemicals with higher ozone-depletion potentials including CFCs and halons. The phase-out schedule for HCFCs was more relaxed due to their lower ozone-depletion potentials and because they have also been used as transitional substitutes for CFCs.”

Citation from United Nations https://www.un.org › observances

International Day for the Preservation of the Ozone Layer | United Nations

Need of Studying Abroad

 Need of studying Abroad

The need for higher studies and the trend of going abroad for enhancing student career and opportunities have increased in current scenario. Students should study courses abroad as it helps them to to develop  Intercultural Communication and Language. Each country have their own teaching methods and approaches. Studying abroad can help one grow academically and develop skills that will allow one to adapt to various educational environments. Most universities abroad offer merit-based scholarship programs and offer funding to international students to support their studies and day to day expenses, especially in terms of housing. This support is provided once students gain acceptance in the course of study.Depending on your topic of study, studying in a different country opens up more job prospects. Students can achieve their career and will enhance great opportunities for future career. Students will also get chance to do research in their fields. Students will become self sufficient and will be able to live an independent life without parents support.Living and studying in a different country will help you grow into an individual that thrives and embraces life as it comes. 

Abroad courses and programmes

 Abroad courses and programs

Most of the educational consultants insist students who wishes to study abroad programs should consider their attitudes, abilities,interest , goals and their expectations before pursuing course abroad. Most of the students are interested to pursue undergraduate, graduate, and doctoral programmes abroad. According to experts selecting the country, universities, administration of tests and visa processes are more important. Countries such as the UK, USA, Australia, Canada, New Zealand, Germany, France, The Netherlands and Ireland have a lot of opportunities. Decisions on funding options must be taken judiciously. Options for getting scholarships, assistantships and fellowships can be given more emphasis. It requires good academic merit and test scores. The initial task is to get good scores in English proficiency examinations like IELTS, and TOEFL. All the countries are providing post-study work visas for up to two years. Statement of purpose and motivation letters play a key role in facilitating admission process. Courses like quantum computing, climate tech, green technologies, health care technologies, life science courses, clean tech, manufacturing, psychology, data science, automation, energy, digital marketing, accounting, and management courses have lot of opportunities abroad.

• Students should prepare for proficiency tests and can join undergraduate programmes immediately after Plus Two. Degree students can prepare during their final year term itself for going abroad. Some of the top universities are Harvard University . Massachusetts Institute of Technology Stanford University.,California Institute of Technology, University of Cambridge,. Princeton University ,University of Oxford, Yale University.  Some of countries which are cheaper for Indian students are Germany, France, Mexico, Poland, Argentina  etc.

why should we donate to charity?

 why should we donate to charity?

Donation is a great way to provide the resources to those who need them the most as it could not completely fulfill their needs but it could be a support to them or help in a way. sometimes we also feel to give or help someone but we usually don’t know the ways or routes that’s why we are not able to support them. there are end of charitable institutions exist in our country through them we can help the needy ones but if know any kind of foundation or volunteer then you can even directly help them.

what could be the reason for the donation?

  • donation gives happiness 

 it is found that people usually give donation because it gives them happiness as we are humans who have some emotional side also which encourage us to help the needy one as we feel they also have the right to have every kind of accessibility as we have in way of food, money, etc.

  • for saving tax 

there are many organizations that donate their money just for the sake of saving it form tax as they don’t want to pay tax to the government so they thought the donation is a great way to spend that amount of money on needy ones and it creates the favorable image of that organization in front of the society.

  • ease in giving

before it was not easy for people to reach out to people who are in need or charitable institutions but with digitization, it has become easy for people to connect with them now they can even donate online and provide their funds to them.
  • awareness have raised 
before people were not that much aware of what is happening in the world but now because of the internet, we get instant updates about issues or problems which people are facing or suffering so because of knowing about contingencies people could contribute towards that and it has become the citizen more responsible towards their duty.

  • social media impact

social media also play a significant impact on raising awareness and contributing towards donation as everyone is active on social media platforms so their people get information about who is in need as sometimes we get to know through our connection people so we can easily help and support them.

conclusion –

so these were some reasons but it could be more the ultimate motive of donation is self-satisfaction as people get happy when they see the smile on another person’s face because of us so the motive could be different but the objective is someone same in all cases.