Prevailing Semiconductor Crisis.

Already under pressure due to the surging demand for semiconductors amid the COVID-19 pandemic followed by the Russia-Ukraine war and now inflation, the chip industry is now witnessing signs of stress following US House Speaker Nancy Pelosi’s visit to Taiwan.

The effects of the global chip shortage last year, highlighted the world economy’s reliance on Taiwan. The semiconductor shortage had massive knock-on effects for the auto industry, for example, forcing many large firms to halt production. Taiwan Semiconductor Manufacturing Company (TSMC) is the world’s largest chip foundry and it’s Apple’s main producer of chips. During her visit to Taiwan, Pelosi met Mark Liu, chairman of the TSMC.

Cutting TSMC off from the rest of the world would currently be a major threat to the global economy, so tensions are obviously high. If production were to stop at the Taiwanese manufacturer, supply shortages would inevitably occur. These shortages could cause a global recession and stock market crash, which would likely lead to a spike in unemployment numbers at a time when many countries like the UK are currently enduring an ongoing cost of living crisis. 

The negative consequences that dependencies such as these can have are currently being demonstrated more clearly than ever before by the war in Ukraine. To avoid the downside of globalization, countries are therefore increasingly turning to their own chip or semiconductor production. This is not only the case in China. In the USA and Europe, too, there are programs with the Chips Act for America and the European Chips Act, respectively, which are intended to ensure local semiconductor production.

Seeing the situation, the Indian government has launched the ‘Semiconductor Mission’ to establish a self-reliance and give boost to India’s fast-expanding electronics manufacturing and innovation ecosystem. The Union Cabinet has approved the ‘Semicon India’ programme with a total investment of Rs 76,000 crore in the growth of the country’s semiconductor and display manufacturing ecosystem. Through India Semiconductor Mission (ISM), the central government wants to encourage the use of secure microelectronics and the establishment of a reliable semiconductor supply chain, including raw materials, speciality chemicals, gases, and production equipment.

Research and Development in Defence Manufacturing

 The steps taken by the Government to enhance Research and Development in defence manufacturing are as follows:

  • DRDO has introduced a policy on selection of the Development cum Production Partner (DcPP) for DRDO developed systems, which ensures involvement of industries from the beginning of development cycle and lead to reduction in the time-frame of the development-to-induction cycle.
  • DRDO has promulgated new Transfer of Technology (ToT) policy and procedure with ‘Nil’ ToT fee for its industry partners Development cum Production Partners (DcPP)/ Production Agency (PA) and ‘Nil’ royalty for supply to Indian Armed Forces and Govt. Deptt. This will enhance capabilities and competitiveness of Indian industries in global market. This will also provide further boost to Indian industries in defence manufacturing sector to achieve higher self-reliance.
  • DRDO has promulgated new patent policy to facilitate Indian industries to get free access to use DRDO patents. This will provide an access to Indian industries to the innovations carried out by DRDO to further boost up their R&D and develop new technologies.
  • DRDO has launched Technology Development Fund (TDF) which provides financial support to the Indian industries including MSMEs & Startups for design & development of innovative defence products. It provides funding through the means of grants-in-aid to design & develop technologies for the systems, components and weapons utilized by Armed Forces. TDF contributes towards shaping an enabling environment for nurturing innovation and boosting the development of indigenous defence manufacturing ecosystem.

The details of projects and amount sanctioned for utilisation under various R&D projects at DRDO during the last three years are as follows:

       (Rs in crore)

Year

No of Projects sanctioned

Amount

2019

81

4895.86

2020

88

4031.7

2021

74

19978.90

Jan 2022 – Till date

39

9078.91

Total

282

37,985.37

 

The Government has taken several policy initiatives in the past few years and brought in reforms to encourage indigenous design, development and manufacture of defence equipment, thereby promoting self-reliance in defence manufacturing & technology in the country. Some of the important steps are as follows:

  • According priority to procurement of capital items from domestic sources under Defence Acquisition Procedure (DAP)-2020. The announcement of 18 major defence platforms for industry led design & development in March 2022.
  • Notification of three ‘Positive Indigenisation Lists’ of total 310 items of Services and two ‘Positive Indigenisation Lists’ of total 2958 items of Defence Public Sector Undertakings (DPSUs) for which there would be an embargo on the import beyond the timelines indicated against them.
  • Simplification of Industrial licensing process with longer validity period.
  • Liberalisation of Foreign Direct Investment (FDI) policy allowing 74% FDI under automatic route.
  • Simplification of Make Procedure, Launch of Innovations of Defence Excellence (iDEX) scheme involving startups & micro, small and medium enterprises (MSMEs).
  • Implementation of Public Procurement (Preference to Make in India) Order 2017.
  • Launch of an Indigenization portal namely SRIJAN to facilitate indigenisation by Indian Industry including MSMEs.
  • Reforms in Offset policy with thrust on attracting investment and transfer of Technology for Defence manufacturing by assigning higher multipliers.
  • Establishment of two Defence Industrial Corridors, one each in Uttar Pradesh and Tamil Nadu.
  • Opening up of Defence Research& Development (R&D) for industry, startups and academia with 25 percent of defence R&D budget.
  • Progressive increase in allocation of Defence budget of Military modernisation for procurement from domestic sources, etc.

Real Estate crisis in China.

China’s real estate sector has a debt problem. Large property developers like the embattled company Evergrande have racked up massive amounts of debt, leading to construction stoppages and lots of angry homebuyers.

Amid the turmoil, buyers across China have banded together and threatened to stop paying mortgages on over three hundred unfinished housing projects. Hundreds of thousands of homebuyers have begun a mortgage boycott, refusing to pay their mortgage for unfinished or stalled housing projects.

As of previous month, homebuyers in 80 cities and 200 projects had threatened to stop mortgage payments. Home sales have collapsed by nearly 60% compared to a year ago, and the current constant decline of sales (11 months) is pegged to be the worst in China’s history. Analysts expect property sales to have dropped 25% from January to June, amidst China’s Zero Covid Cases strategy. Numerous developments in China have halted as property developers have run out of capital to finish construction.

Across China, real estate developers are getting desperate – attempting to sell homes by whatever means possible, even going as far as accepting down-payments in wheat, garlic, watermelons and peaches to cater to farmers.

The real estate industry has an oversized impact on the economy. When related sectors like construction and property services are included, real estate accounts for more than a quarter of Chinese economic output, by some estimates. About 70 per cent of household wealth is stored in property, along with 30-40 per cent of bank loan books, while land sales account for 30-40 per cent of local government revenues, according to sources. The worsening crisis will test authorities’ ability to minimise the fallout. In case the situation is not being handled strategically by Chinese authority, then the consequences of such crises may spread all across asia and globe as well.

Business Software and Types.

Software is a generic term, used to refer to a set of algorithms, instructions, or programs which instruct a computer to complete specific tasks.

Business software (or a business application) is any software or set of computer programs used by business users to perform various business functions. These business applications are used to increase productivity, to measure productivity and to perform other business functions accurately.

Popular types of business software are :

Accounting Software

Accounting is, as everyone knows, an integral part of operating any business. Choosing the best accounting software for your business needs is highly important. But there are many types of accounting software which cater to a variety of different needs. 

Payroll Software

One of the best accounting software options for small businesses to use is payroll software. Easy to use payroll software can be a lifesaver for over encumbered small business owners, allowing smooth daily operation of business activities and making sure that employee satisfaction and morale is kept high through competent pay management.

Tax Software

A comprehensive, easy to use and easily implemented tax software application can provide exactly what business owners need in order to navigate the complexities of any nation’s tax framework. It is well known that fulfilling legal tax obligations and calculating the best tax outcome for your business is one of the most important aspects of maintaining business integrity.

Book-keeping Software

Streamlined and easy to understand bookkeeping software programs are the lifeblood of any successful business of any size. When it comes to accounting software for small businesses, the ability for layman business owners to have important accounting information delivered in an easy to use, easy to understand format can be absolutely essential, allowing business owners to focus less on understanding complex accounting mechanics and more on running their business. 

Communication Software

Effective and efficient communication, both internally within the business and externally towards customers, is vitally important to the successful operation of any small business. It is important to identify and make use of competent workflow software in order to maximise the efficiency of your business communications.

Customer Relationship Management Software

One of the best ways to better understand relationship with customers and to drive business growth is to use a CRM software tool in order to better analyse the ways in which your business interacts with its customer base. Small businesses are able to successfully manage customer relationships through the best CRM for small businesses.

Academic Degrees in India.

An academic degree is a college or university diploma, often associated with a title and sometimes associated with an academic position, which is usually awarded in recognition of the recipient having either satisfactorily completed a prescribed course of study or having conducted a scholarly endeavour deemed worthy of his or her admission to the degree. It is a qualification awarded to students upon successful completion of a course of study in higher education, usually at a college or university. These institutions commonly offer degrees at various levels, usually including bachelor’s, master’s and doctorates, often alongside other academic certificates and professional degrees. The most common degrees awarded today are associate, bachelor’s, master’s, and doctoral degrees. 

Some of the popular academic degrees pursued in India are:

Bachelor of Arts (BA)

A BA represents the completion of an undergraduate program that focuses on a discipline in the arts or humanities. What distinguishes a BA from other types of bachelor’s degrees is that it tends to emphasize each student’s exploration of a given subject.

Bachelor of Commerce(B.Com)

B.Com stands for Bachelor of Commerce which is a three year undergraduate program. B Com subjects impart Analytical skills, Financial Literacy, Business Acumen, Business Laws, Taxation knowledge etc, with aim to make the student job ready in the field of Banking, Accounting, Insurance and Finance. 

Bachelor of Technology (B.Tech)

B.Tech or Bachelor of Technology is one of the prestigious and most popular courses opted by science students. It is a 4-year full-time undergraduate course and is offered in various disciplines such as Computer Science, Civil, Mechanical, Electronics, and Information Technology.

Master of Business Administration (MBA)

The Master of Business Administration (MBA) is an internationally-recognized graduate-level degree that develops the skills required for careers in business and management. The value of the MBA, however, is not limited strictly to the business world. An MBA can also be useful for those pursuing a managerial career in the public sector, as well as government and the nonprofit sectors. 

Bachelor of Science (BSc)

BSc or Bachelor of Science is an undergraduate degree of three years duration which is universally offered across institutes and universities across India. BSc is one of the most popular courses opted by students who have a flair for scientific aptitude and zeal for research-oriented and calculative approaches based on a proven systematic method. Science is all about experimentation, research and discovery. A BSc degree is a culmination of both theoretical and practical ways of learning. 

Vande Bharat : India's Indigenous bullet train.

Indian Railways is developing its own super-fast train by increasing the speed of the locally made Vande Bharat Express in a phased way to match those running in European nations. The railways plans to increase the speed of the new version of the Vande Bharat

Express train to 180km per hour (kmph) this year from 160kmph. The train is expected to run at speeds of 220kmph byb2025 and subsequently faster at 260kmph, on par with the speed of most European high-speed trains. Vande Bharat would also increase its speed in phases and continue to improve the overall passenger experience, safety and security.

The first version of the Vande Bharat trains was launched in 2019 under the Make in India initiative and is  designed to reach speeds up to  160kmph. However, this has been boosted to 180kmph in the second version, which will start operating this month, with 75 such trains deployed by 15 August next year as part of the country’s 75 years of independence celebrations.

Indian Railways has set a tar-get of manufacturing 300 Vande Bharat train sets over the next three years (2025). This will be increased to 500 trains by 2028. Prime Minister Narendra Modi has given the Railways a target to make at least 75 such trains by August 2023, coinciding with 75 years of Indian Independence. The plan is also to connect 75 key Indian cities with these trains. Indian Railways’ Integral Coach Factory, Chennai, plans to manufacture around 10 Vande Bharat trains a month and, eventually, the Rail Coach Factory, Kapurthala, and the Modern Coach Factory, Rae-bareli, are also likely to start manufacturing these coaches to meet the target of 500 trains. Two sets of Vande Bharat trains are running on the Delhi-Katra and Delhi-Varanasi routes. Two more Vande Bharat semi-high-speed trains are expected to enter operations by August.

Top 10 Killer Tips To Improve Page Rank

 Page rank is based on an algorithm that determines how close your link is to the query that was put into a search engine such as Google. The more important your link is shown to be, the higher it will be ranked on search results pages. The result is that web traffic increases to the links that are ranked at or near the top.

How the Page Rank is Calculated?

The calculations used by the algorithm that determines page rank includes the number of links that are connected to your site. That includes inbound, internal, external, do-follow, and no-follow links along with backlinks. To increase your web traffic, you need to improve page rank so that it pulls in more people who are likely to purchase the products or services that you offer.

Here are 10 killer ways to improve page ranking so that more people will start visiting your website.

How to Improve Page Rank?

Submit Site to Web Directories

A simple, but very effective way to increase web traffic is adding more high quality backlinks. This can be done simply by submitting the content to respected web or article directories. They provide a great way for more people to see your content. Some good directories include the following:

By finding the right articles and web directories, you can quickly improve your page rank for your content.

Post Regularly

Google like sites that post on a regular basis, so set up a schedule where you have new, fresh content for your site on a daily or weekly basis. Be sure to post on the same day or days each week which will help improve your overall ranking.

Improve Content

If the content is well written, informative, and unique, this will help increase the chance that readers will share it with others. The better the content is presented, the more likely it is to be shared and that will improve its page ranking.

Link Exchange

This is a well-known technique, but it still works. To get a higher page rank, you will need to get other sites that are ranked higher to link to your site. Therefore, you will automatically have good links that will help boost the ranking of your content. This means that you will need to appeal to those with higher ranked sites to agree to share their link with you.

Post on Other Sites

This is also called guest posting, it is another tried-and-true technique that helps you improve page rank. Find blogs that allow for guests to post so that you can receive two or three backlinks in return for what you have submitted. The key is to post on blogs that are in your industry or niche so that you can attract readers to your site.

Add Comments to Other Sites

In addition to posting articles, you should also comment regularly on articles posted on other sites. You will need to set up a schedule so that you can comment on a consistent basis on posts that are in your niche or industry. The more you post, the more active you are in the community which means that more your site will grow in status. While most sites today have Disqus installed which means that a link to your site is automatically posted, others still use the Do-Follow which means you will need to include the link.

Increase Uptime

Be sure that you choose a web host that offers 99.9% uptime so that your website is available to anyone who wants to visit. Long downtimes can significantly cut into your web traffic, so be sure to choose a provider that is reliable and provides guarantees about uptime.

Social Bookmark

The social network is a great way to help increase the visibility of your content and improve page rank as well. By sharing your content on the best social sites, you will get more traffic thanks to the free backlink. Naturally, you’ll want to choose sites that are quite popular like the following;

  • Facebook
  • Google Plus
  • Pinterest
  • Reddit
  • Stumble Upon
  • Digg
  • Delicious

By sharing with good social media sites, you can increase page rank considerably. Plus, it will work for you over time to help bolster your site. Plus, be sure to be active on your social media sites by responding to questions so that potential customers will stay close to your efforts.

Multiple Pages

This is another old, but useful technique that can improve your page rank thanks to internal linking. Basically, you will need multiple pages that you link together for articles or content that is similar in nature. It takes a little work, but it is well worth it to see the results over time.

Research Popular Keywords

Focus on keywords that are the most common which means using words that people are most likely to use as queries on search engine sites. By using the most commonly searched keywords, you can help boost your page ranking significantly over time. This means having more visitors and better results when it comes to your sales.

In addition to these ten proven ways to improve page rank, you should also consider the power of advertising. By creating a simple banner and advertising with it on other sites, you can generate a lot of good backlinks which in turn creates more traffic for your page. Keep in mind that you should be active daily when it comes to blogs and forums that are in your niche as well.

Another small trick is to add a link to your signature in forums and emails, although you’ll want to avoid any illegal tactics that will put your website into trouble. By using proper techniques, you can improve page rank naturally which builds for your long-term success. After all, your goal is to be successful by increasing the ranking of your content. So, you should put in the time and effort to do things right to succeed.

Which methods do you use to improve page rank? Share with us in a comment below.

The evolution in the Life Insurance industry post pandemic.

Photo by Kindel Media on Pexels.com

The global pandemic of covid-19 has created a atmosphere that have made humans realize the value of one’s life. Pandemic has made potential risks to human life and business starkly visible, forcing the entire civilization and economies to reorient their way of living. The life insurance sector has also seen this impact, the industry settled more claims in the year 2021 than in 2020 due to this global event. A sudden demand for life insurance policies and increased claims induced operational changes for the insurance industry.

The recent trend in the life insurance sector can been seen in below mentioned five points.

  • Increase in the policy holders.

There has been a noticeable shift in who and how life insurance solutions are being consumed. A particular increase was witness among the young insurer those in the age group of 20-30 years have become more conscious about life insurance.

  • Implementation of technology in operation.

Insurance advisors earlier engaged potential customers in face-to-face conversations due to the challenges posed due to social distancing. They had to change to online meetings quickly. The advantage of online video conversations is that they can be done at any convenient time or even on-the-go.

  • Offering of wider range of policies by insurance companies.

With the increase in the demand, it has made mandate for the insurance companies to offer a wide range of policies that can cater to the need of the groups of people. Introduction of specific policy for health care workers, for younger generations, for the one who have been got in the disease of covid are some of the different segment that have got been introduced amid pandemic.

  • Sustainability and Environment, Social and Governance.

Among financial services companies, life insurers are better positioned to invest based on Environment, Social and Governance (ESG) principles under the broader theme of sustainability. The long-term capital that they hold is an enabler. They can invest in businesses that commit to environmental goals, sustainability, and better governance.

  • Restoring customers faith by Insurers.

In 2022, insurers will have to make efforts to restore customers’ faith in the industry, as well as minimizing customer losses in the wake of premium rises. Insurers will no doubt focus on improving the customer experience by increasing transparency and simplifying the claims process in order to boost retention rates and strengthen consumer brand loyalty.

This year also like the preceding one will be a difficult year for many insurers, with some industries still predicting losses a year ahead. Hopefully, many of the changes insurers can make to automate and streamline their workflows in the coming years can mitigate these losses in the wake of the pandemic.

Some facts about corruption in China

 In India corruption, fraud, etc. almost everyday news.  The corruption case of West Bengal political leader and former minister Partha Chatterjee is now great news. Anyway, corruption has penetrated China also. Generally, we think because of one-party communist rule corruption is less in China. Sometimes we read about leaders of China’s rude behaviour towards Uyghurs and other ethnic and religious minorities in Xinjiang. But while going through the two editions of South China Morning Post, 21 and 29 July 2022, also Bloomberg newspaper of New York, I have astonished to know about the level of corruption in China. Let me highlight the facts based on secondary sources. In the Henan branch of the Bank of China, (BoC) around 1000  people gathered and protested in July 2022 as April 2022 onwards their deposits have been frozen because of corruption. They raised the slogan ‘give my money back’. But unfortunately in white dresses some people came and beat the protestors awfully. It is pertinent to mention that a sum of 6 million US dollars in Chinese money amounts to 40 billion Chinese Yuan had been swindled by the local gangs. The newspaper itself has questioned how such a huge amount of money was stolen. The people are now scared if such a level of corruption takes place in other local banks then what will happen to the economy? Another problem recently faced by the Government of China is protests by common citizens. According to the newspaper Bloomberg, New York (July 19, 2022, Updated on July 20, 2022), President Xi Jinping faces “a surprise challenge from middle-class homeowners who are watching their family wealth slip away with a sustained slide in the property market, which makes up a fifth of China’s economic activity. Some 70% of household wealth in China is tied up in property”. Further it is evident from Bloomberg news that “now ordinary Chinese people are publicly revolting, with rapidly escalating boycotts on mortgage payments spread across at least 301 projects in about 91 cities. These homeowners accuse developers of failing to deliver apartments they’ve already paid for: the value of mortgages that could be affected has swelled to an estimated 2 trillion Yuan ($297 billion)”.  

The third news regarding corruption is done by a former Chinese Police boss Fu Zhenghua. According to South China Morning Post  (29/7/22) “once one of China’s most powerful police chiefs, stood trial on Thursday (28/7/22) for taking bribes worth over 100 million Yuan (US$14.9 million) and hiding his brother’s alleged crimes. Fu, 67, who appeared before the Changchun Intermediate People’s Court in the north-eastern province of Jilin on Thursday (28/7/22), admitted all charges”.

All these evince that corruption has penetrated even in China that too in a massive way.  I was in China and observed in general people were scared of talking about Government policy. I politely raised the Tiananmen Square protests to a few people but all avoided the question.  From Wikipedia, we know in the Tiananmen Square protests started on 15 April and were forcibly suppressed on 4 June 1989 when the Government declared martial law and sent the People’s Liberation Army. Troops armed with assault rifles and accompanied by tanks fired at the demonstrators (mostly students) as result many were killed and many injured.  

Zero probability of recession in India.

Amid global pandemic accompanied by Russia-Ukraine crises and rising prices of fuels, the major economies across the globe are facing economic slowdown majorly in the form of peaked inflation, unstable government, industrial slowdown, low supplies and much more consequences. Some of the economies have slipped into crises, while some are struggling through the worst phase of slowdown. Industry experts have been showing aspersions that a global recession is just around the corner.

The recent survey by Bloomberg has attempted to gauge the percentage probabilities of various countries slipping into recession. The survey by Bloomberg said that risk of recession in a handful of Asian economies is rising as higher prices spur central banks to accelerate the pace of their interest rate hikes. Sri Lanka, which is in the midst of its worst economic crisis ever, has an 85% probability of falling into recession in the next year, up from a 33% chance in the previous survey by far the highest increase in the region. Economists see a 20% chance that China will enter recession, and a 25% likelihood that South Korea or Japan will enter one. Bloomberg economists also raised their expectations for a chance of recession in New Zealand, Taiwan, Australia and the Philippines to 33%, 20%, 20% and 8%, respectively. Central banks in those places have been raising interest rates to tame inflation.

India being one of the major and growing economy, also have been facing the consequences of global crises, particularly inflation. The survey report by Bloomberg for India is that it mentions that India has zero probability of slipping into recession. India literally has 0 percent chances of recession as against economic giants US and China which has 40 percent and 20 percent respectively. Although for India, surging domestic prices of key commodities is mainly on account of imported inflation, retail inflation based on consumer price index stood at 7.01%. In April, it had jumped to 8-year high of 7.79% have feared the economist about a probable recession but the case for India is much better compared to other economies.

Launching of first International Bullion Exchange in India.

India being the second biggest consumer of precious metals, tries to regulate the market for the precious metal. For this Prime Minister on July 29 laid the foundation of India International Bullion Exchange (IIBX), based at Gujarat International Finance Tec-City, or GIFT City in western Gujarat state.

India imported 1,069 tonnes of gold in 2021, up from 430 tonnes a year ago. Indian households own an estimated collective 25,000 tonnes of gold, which passes from one generation to the next. New Delhi has been trying to monetise these holding to reduce the imports. Gold is tightly regulated in India and currently only nominated banks and agencies approved by the central bank can import gold and sell to dealers and jewellers. The opening of the international bullion exchange is aimed to standardize the gold pricing in India. It further seeks to it easier for small bullion dealers and jewellers to trade.

Currently, there are nominated banks and agencies who have been approved by the central bank to conduct trade or import gold and sell it to dealers.

“IIBX with its technology-driven solutions, will facilitate transition of Indian bullion market towards a more organised structure by granting qualified jewellers a direct access to import gold directly through the exchange mechanism,” the exchange said in a statement.

The International Bullion Exchange shall be the Gateway for Bullion Imports into India, wherein all the bullion imports for domestic consumption shall be channelized through the exchange, as per a government’s notification.

The exchange ecosystem is expected to bring all the market participants at a common transparent platform for bullion trading and provide an efficient price discovery, assurance in the quality of gold, enable greater integration with other segments of financial markets and help establish India’s position as a dominant trading hub in the World.

What is Visual Design

Visual design is a creative concept that aims to communicate to the visitor what is needed for the business. At its core, it’s an environment that focuses attention on. Visual design with the help of results and applications used performs the function of informing. The task of a visual designer is to show the organization of the process and lead the client to purchase a specific product or service. Visual designers focus on the look and feel of the product and brand, showing their best sides.

Web studio Laroche www.laroche.co reports that design is a complex art that can motivate the client to action. A competent designer not only uses theoretical knowledge, tries to introduce new “chips” and apply special techniques. With the help of a combination, you can really create an extraordinary, memorable site.

Basic principles of visual design

Visual design concepts will help to implement the set goals and lead the site visitor to the final result. To accomplish this task, you should be guided by certain principles of site design.

  • Lines. The simplest connection of two points, which is used to create a form and its derived components. All lines have length, width and directions. They create a motion effect. Emphasize the right data.
  • Blocks. Certain areas that carry functionality and perform the assigned task. To outline the areas, lines are used, different colors are used. The blocks have a task – to hold the visitor’s gaze.
  • Color. Selected for specific tasks. The purpose of the chosen color is to divide objects, focus attention, organize the presentation of information. Shades and halftones are used in order to psychologically affect visitors. The game of shades can both distract and retain the visitor.
  • Texture. An element that visually shows how the surface is represented. It creates and forms models. They are used to attract or distract attention, lead the visitor to the ultimate goal. Textured visualization will be able to create the effect of realism.
  • Printing house. You should know that the use of fonts is important. Something needs to be highlighted, something is lowered down, into the “footer” of the site. Depending on which font was chosen, the functional value of the information is determined. The correct font decorates the site, contributes to the visual representation of the site.
  • Form. This includes three-dimensional objects that are depicted in a realistic style. A form is created by combining multiple objects. It can be expanded or differentiated using tones, textures, or colors. With the help of the form, it is possible to “play” with the attention of visitors.
  • Space. With the help of an area that focuses attention or looks away, you can visually convey information. Space is used to convey the necessary to the client or distract him. Performs an important role in the design of the site and the demonstration of objects for site guests.
  • Visual concept. In fact, this is the most important thing in design. The main thing for a designer is to keep in mind the goal for which the site is made. A strong concept will necessarily fulfill the task and help to convey information to the consumer. Competently thought-out design will fulfill all the tasks and lead to their implementation. All actions should lead to a positive result.

These are the basic principles of visual design. In addition to the main ones, there are several others. This includes scale, dominance and similarities. Applying the basic formulas, it will be easy for the designer to perform the task, to convey the necessary information to the visitor.

Upcoming Car In August 2022: Which 5 luxurious cars

After a few months, the festive season is about to come, in view of which the vehicle manufacturing companies are making various strategies. Many vehicles have been launched in July this month, while 5 cars are going to be launched in August 2022 as well. Let’s know the list of upcoming cars

  1. New Hyundai Tucson – Launch on August 4
    The price of Hyundai Tusson is going to be revealed on August 4. The Hyundai Tucson has been kept longer and wider and the wheelbase has been increased by 3.4 inches. Apart from this, the Hyundai logo and four-spoke steering wheel will be seen on the rear windshield. In terms of lighting, the Tucson will get a large front grille with integrated LED DRLs. The SUV will be equipped with LED lighting at the front and rear.
  2. Toyota Hyryder – Launch on August 16
    Toyota Highrider will be launched in the Indian market on 16th August. The highlight of the Hyryder is its mild-hybrid petrol engine, a first of its kind in its segment. It is also the first model in the segment to get all-wheel-drive in the mild-hybrid variant. The High Rider is powered by a 1.5-litre engine. This engine gives an output of 68 kW and is capable of generating 122Nm of pickup torque.
  3. Five Mahindra Electric SUVs – Unveil on August 15
    Mahindra is building the Bourne Electric Platform, which aims to make Mahindra’s electric cars. The company is set to introduce its 5 new electric cars on August 15.
  4. New Maruti Alto – Launch on August 18
    This third generation Alto will be the first fully redesigned model in itself. Based on the spy images found earlier, the upcoming Alto can share the styling from the new Celerio that was launched last year. This could include bigger sweptback headlamps, reprofiled front and rear bumpers, new fog lamp housings and updated taillights. The new Alto can be launched on August 18.
  5. Mercedes AMG EQS 53 4Matic+ – Launch on August 24
    Luxury vehicle maker Mercedes is all set to launch the Mercedes AMG EQS 53 4Matic+ on 24th August next month.

Top 5 things you must know about Canadian vaping law

Top5 THINGSTHAT YOU MUST KNOWABOUT CANADIAN VAPING LAW.

As we know, Vaping is rapidly becoming a lot more famous with Canadians. Too much is not good for anything, It looks quite confusing but, because of its use as a method to quit smoking, but also because young people are getting addicted to it. Vaping, or e-cigarettes, are battery-powered devices that simulate your smoking experience by using an inhalation procedure that vaporizes liquid within the device. 

According to the study, youth who are between 15 to 19 years old and young adults who are aged between 20 to 25 years, have the highest rate of using vaping in Canada, and now it is serving a problem for the government about the further increased use of vaping in youth.

Delivering the shortage of study on the long-term health effects of vaping products and their addictive essence, e-cigarettes should not be consumed by youth, by non-smokers, or by ex-smokers who have stopped completely.

But right now, vaping products are only allowed under the Tobacco and vaping products act, TVPA will be liable to significant restrictions to communicate the questions containing these products. These restrictions mainly focus on dealers, distributors, address manufacturing, sale, labeling, and growth. The laws, as defined by the TPVA will be are as follows:

1 . Availability and age limitations.

The sale of such products is prohibited, tobacco sales are prohibited and promotional materials for vapor products are not visible in the shops where they are sold. Advertising, advertising, and sponsorship of e-cigarettes are limited to products displayed at the point of sale. The bans on tobacco advertising also apply to vaping. 

In May 2018, the Federal Government passed Act S-5, the Tobacco and Steam Products Act (TVPA), which is in part intended to provide a legal framework to regulate the manufacture, sale, labeling, and promotion of nicotine-containing steam products sold in Canada.

2. Health clues on vaping products.

In May 2018 the federal government passed Act 5 the Tobacco and Steam Products Act (TVPA), the purpose of which is in part to provide a legal framework to regulate the production, sale, labeling, and promotion of nicotine-containing steam products sold in the country. TVPA aims to protect Canadians from nicotine dependence and tobacco incentives, in particular, from the consumption of juvenile vapor products. 

In addition to the Tobacco and Steam Products Act and related provisions, several provinces have imposed restrictions on the use of steam appliances, many of which include age limits, sales and sale restrictions for flavored products, and nicotine ceilings. 

Vaping products that make health claims to stop smoking contain products that contain nicotine and other medications within the meaning of the Food and Drug Act (FDA). The regulations adopted by Health Canada do not define requirements to inform consumers that vaping products contain nicotine, how much nicotine is present, or that nicotine is addictive. However, the rules require that the packaging of vapor products must include information on the presence or absence of nicotine, whether the product contains nicotine, and warnings about the risk of addiction to nicotine. 

3. Advertising and promotion restrictions.

The new rules, which make strict limits on the promotion of steam products and the advertising and promotion of steam products and make health warnings for steam products mandatory, are intended to ensure that young Canadians do not see advertisements for steam products in public spaces and convenience stores. Steamy product advertising rules are rules aimed at reducing the impact of steam advertising on young people by prohibiting the advertising of a steaming product or associated brand elements when the advertising is in a way that can be seen or heard by a young person. Advertising is permitted in some cases, but the new rules require that advertising of the product and its related brands and elements must include the necessary health warnings about the product and its emissions. 

On May 23rd, 2018 the Act S-5, Amending the Tobacco and Non-Smoking Health Act and the resulting amendments to other laws entered into force in Canada, a significant change to the Canadian regulatory framework. Implementation of the Tobacco and Vapor Products Act (TVPA) established a national approach to regulating vapor products and tobacco products.

4. Public space bans.

Federal law prohibits the use of e-cigarettes at all places where smoking is forbidden, including federal workplaces (with a few exceptions), residential premises, and workplaces where a person has access to during the shift, such as vehicle workplaces. Advertising, advertising, or sponsorship of an e-cigarette is limited to product displays at outlets. 

In Canada, smoking is prohibited indoors, on public transport, and in the workplace, including restaurants, bars, and casinos in all territories, provinces, and the federal government. Since 2005, smoking in public spaces and workplaces has been prohibited in all provinces under the Smoke-Free Environment Act, including liquor stores and bingo halls licensed under the law. Subnational legislation prohibits smoking in all public indoor spaces and workplaces with the limited exception of designated smoking areas in residential groups and nursing facilities as well as some hotel rooms. 

5. Marketing restrictions.

The new regulations are part of a 10-point plan to protect young people from the harm caused by vaping by introducing limits on the nicotine content of vapor pods and liquids, restricting the sale of flavored products, introducing new labeling requirements, including plain packaging and health warnings, tightening restrictions on the public advertisement and increasing the national sales tax on vapor products and accessories from 7% to 20%. The proposals are expected to affect teens and adults who smoke or vaporize, as well as the vaping industry in Nova Scotia, NS, Prince Edward Island, and PEI provinces and territories, where regulations prohibit the sale of all flavored e-cigarette liquids except tobacco flavors, which will be in effect from April 2020 to March 2021. 

Most forms of tobacco advertising, promotion, and sponsorship are prohibited with a few exceptions. Advertising and sponsorship of e-cigarettes are limited to product displays at the point of sale. 

They also prohibit the use of tobacco products in many retail stores. The restrictions on outdoor advertising and advertising materials in vape shops are visible from the outside. The bans that apply to tobacco advertising also apply to vape shops. 

CONCLUSION:

Other serious concerns about the risks of tobacco use include recent reports of serious lung damage in young people who smoke. In addition to the development of an addiction that can lead to tobacco smoking, research has shown that nicotine can alter adolescent brain development, impair memory and concentration and impair adolescents’ ability to learn.

References:

Top 5 Things You Must Know About Canadian Vaping Laws

https://www.canada.ca/en/health-canada/services/smoking-tobacco/vaping/product-safety-regulation.html

https://www.cbc.ca/news/canada/vaping-regulations-1.3812180

https://canadavapes.com/info/canadian-e-cigarette-laws.html

Commonwealth Games 2022: PM Modi will hold talks with the Indian team going to participate in Commonwealth Games today, will give victory mantra

Prime Minister Narendra Modi will interact with the Indian contingent prepared for the 2022 Commonwealth Games (CWG) via video conference on Wednesday.The Prime Minister’s interaction is part of his ongoing efforts to motivate athletes ahead of their participation in major sporting events.PM Modi will interact with the Indian team via video conference PM Modi will interact with the Indian team via video conference.This includes players and coaches.The Prime Minister will speak to the players at 10am. PM Modi was already interacting with athletes before the Tokyo Olympics Last year PM Modi interacted with the contingent of Indian athletes participating in the Tokyo 2020 Olympic Games as well as the Indian para-athletes for the Tokyo 2020 Paralympic Games. The prime minister was also very interested in the progress of the athletes at sporting events. PM Modi calls to congratulate athletes On several occasions, PM Modi personally called the athletes to congratulate them on their achievements and sincere efforts and motivate them to do even better. Apart from that, the Prime Minister also met and chatted with the athletes upon their return to the country.Commonwealth Games to be held from July 28th to August 8th The 2022 Commonwealth Games are scheduled to be held in Birmingham from July 28th to August 8th .A total of 215 athletes will represent India at the CWG 2022 in 141 events across 19 sports.