A contract between a person (Policyholder) and an insurance business is known as an insurance policy or plan (Provider). According to the terms of the contract, you pay the insurer regular sums of money (referred to as premiums), and they pay you if the sum assured is realised in the case of an unpleasant occurrence, such as the early death of the life insured, an accident, or damage to a home. Let’s learn more about what insurance is and the different features, advantages, and forms of insurance that are offered in India.

If an event occurs, the insurer pays a lump sum settlement to the policyholder/nominee in accordance with the insurance terms.

Depending on a person’s needs and life goals, they will decide which kind of insurance coverage to purchase.

An insurance policy has a number of different parts, each of which should be well understood before selecting the one that best suits your needs.

Insurance-Related Items

Listed below are some of these elements to assist you comprehend “what is insurance” and how it operates:

Policy for Insurance Premiums

The amount you must pay to purchase a certain quantity of insurance coverage is known as the premium of an insurance policy. It is often described as a consistent expense that you have during the period of premium payments, whether it is monthly, quarterly, half-yearly, or annually.

The premium for an insurance policy is determined by a number of variables by an insurance provider. The purpose is to determine if an insured person is qualified to purchase the particular sort of insurance policy that he or she desires.

For instance, if you are in good health and have never received treatment for serious physical ailments, you will probably pay less for health insurance or a life insurance policy than someone who is unwell.

Additionally, you should be aware that different insurance providers may charge various costs for comparable types of plans. So it does take some work to choose the appropriate one at a price you can afford.

Policy Limit

It is described as the highest sum that an insurance provider is accountable for covering for damages covered by the insurance policy. Based on the timeframe (the policy term), the loss or injury, and comparable other considerations, it is decided.

Generally speaking, the higher the coverage limit, the more expensive the premium will be. The highest sum that an insurer will pay to the nominee under a life insurance policy is referred to as the sum assured.

Deductible

The amount or percentage that the policyholder agrees to pay out of pocket prior to the insurer beginning to settle a claim is the deductible associated with an insurance policy. It also serves as a deterrent to the numerous petty, unimportant claims that people make under their insurance coverage.

According to the conditions of a certain type of policy, deductibles are applied per policy or per claim. High deductible insurance policies are typically less expensive because fewer claims are filed due to the greater out-of-pocket costs.

How Do Insurance Policies Work?

According to the definition given above, an insurance policy is a binding legal agreement between the policyholder and the insurance provider. It contains all the information on the terms or situations under which the insured person or the policy nominee will receive insurance benefits from the insurer.

You can protect yourself and your loved ones from a financial crisis by purchasing insurance. You purchase an insurance policy for the same, and the insurance provider assumes the associated risk and provides insurance coverage for a set fee.

The insured or nominee may submit a claim to the insurer in the event of any occurrence. The insurer examines the claim application and resolves the claim based on the criteria for claim evaluation.

India’s Insurance Options

The four forms of insurance that people most frequently purchase are:

Health Insurance

Medical Insurance

Vehicle Insurance

Property Insurance

Gains from Insurance :

Insurance plans have numerous advantages for both individuals and society as a whole. Other advantages of insurance, besides the obvious ones, are less well known or spoken of.

1. Protect against ambiguity

It is among the most notable and significant advantages of insurance. According to the insurance plans, the insured person or organisations are protected against losses. The correct kind of insurance coverage might help you protect yourself from losses brought on by various life’s uncertainties.

2. Managing Cash Flow

The management of cash flow is greatly impacted by the uncertainty of covering the losses out of pocket. However, you can deal with this uncertainty with ease if you have an insurance coverage on your side. The selected insurance company

3. Possibilities for Investment

A portion of the premium for the unit-linked insurance plan is invested in various market-linked funds. They make it possible for you to consistently invest money in order to benefit from market-linked returns and achieve your life goals.

Benefits of Insurance for Taxes

You can receive income tax benefits in addition to protection benefits from insurance plans.

Article 80C

According to Section 80C of the Income Tax Act, the premiums for life insurance policies may be deducted from taxable income. The maximum deduction allowed is Rs. 1.5 lakh.

Article 80D

According to Section 80D of the Income Tax Act of 1961, health insurance premiums paid to purchase policies for you and your parents are also tax deductible.

Chapter 10 (10D)

This clause exempts from taxation any life insurance benefits that you or the insurance policy nominee receive from the insurer.

Purchase insurance to be safeguarded.

In today’s world, having insurance to stay protected is essential. Even while many people invest in various insurances, not everyone is aware of all the benefits they can provide. Insurance, such as life insurance, safely and affordably guarantees the financial security of your family as well as your own. Additionally, buying life insurance promotes the development of a consistent saving routine. It so gives you the ability to create a significant corpus.

You may protect your financial situation and that of your family with the aid of insurance plans from one of the available Life Insurance policy, such as term plans and health insurance plans, and you can also benefit from a number of other advantages. Now that you understand what insurance is and how it functions, you should think about getting the kind that’s right for you and stay safe!

How many countries are in the G20?

Role of NGOs in India

NGO means non-Governmental organization, which is a voluntary group with social mission. These organization are independent from government. These are non-profitable organization whose mission is to fight the social issues and do charity for public good. They have high degree of public trust which make them more concerned about the society. People join NGOs as their member to work for the welfare of society from their end by keeping the goal of NGO as their primary concern. NGOs receive funding from the government, an individual, or an organization.

NGOs were first called in Article 71 in the charter of newly formed United Nation in 1945. NGOs activity includes environment, social advocacy, human rights, consumer protection, health, development, etc. They work at different level like local, regional, national, international, etc.

Different NGOs work in different form like providing charity (beneficiaries provide input) to the needy people, providing healthcare and education services, by participating in the cause in the form of money, land, material, etc., by aware and empowering the poor people to understand the social, political, economical factor which affects their lives.

Different NGOs in India

1. CHILDLINE India foundation

CHILDLINE aims to reach out to every child in need and ensure their rights and protection. There four Cs model – Connect, Catalyse, Collaborate and Communicate – is the system that enables them to reach out to more and more children, every year.

2. Pratham

Pratham is one of the largest NGO in India that provides innovative learning to improve the quality of education in the country. It focuses on high-quality, low-cost interventions to address the gaps in the education system. Pratham partners with several state governments to help children acquire foundational skills. Their programs have successfully reached millions of children every year.

3. Smile Foundation

Smile Foundation wants to bring about change in the lives of the underprivileged society by enabling civil society to engage proactively in the change process.Smile Foundation aims to empower the lower strata of society especially children and women through relevant education, innovative healthcare and market-focused livelihood programs.

4. CRY (Child rights and you)

Their vision is that every child is happy, healthy and creative and whose rights are protected and honoured in an equal and dignified society. They want to enable people to take responsibility and make them aware of their potential for action and change. It wants people to commit to helping secure, protect and honor the rights of Indian children.

5. Nanhi kali

This education NGO aims to positively impact India’s development by educating girls and encouraging people to contribute to a worthy cause. Nanhi Kali has ensured that 90% of girls in their program successfully complete their schooling till Class X. Project Nanhi Kali supports underprivileged girls by providing them daily academic assistance through Academic Support Centres, Annual Supplies Kit and Digital Tablets to secondary school girls.

Thus, The numbers of NGOs are not limited. There are a lot NGOs who are working to reframe the society and it’s our responsibility to support them in their good cause. As much as we become responsible, the quality of life of needy people will increase. If we share a little part of what we have we can build a great nation.

Business software and it's types.

Business software and it’s types.

What is business software?

Business software is any software or set of computer programs used by business users to perform various business functions.

Some common types of software used in business are –

1. Word processing program

2. Accounting software

3. Billing software

4. Payroll software

5. Database software

6. Asset management software

7. Desktop publishing programs

With the help of business software, a person done many useful things which gives benefit to their business.

Many decisions is taken on the basis of management information system. As business software is very useful for the businessman .

They make their work easy and provide relief to the businessman.

Types of business software

1. Customer Relationship Management –

Customer Relationship Management is used by companies to solicit, review, store, and analyze customer data . It also helps to manage customer interaction, facilitates the sales process , and enable relevant partner relationships.

2. Project Management Software –

One of the most popular forms of software used by businesses is project management software.

With this software you can define the scope of a project and the milestone associated with it. This then makes it easy for you to get a snapshot view of a projects progress , and how long it will take until the project is completed.

3. Accounting software –

Accounting software helps businesses manage the financial side of their business.

Accounting software is especially helpful because it allows businesses to do a better job of keeping records. That’s because this software automatically tracks the transactions that take place in a company.

4. Enterprise resource planning –

Enterprise application software, is computer software used to satisfy the needs of an organisation rather than individual users. Such organisation include businesses, schools, interest – based user groups, clubs , charities, and government.

5. Freshbooks –

Freshbooks accounting software is comprehensive and is designed primarily for small businesses in the service industry.

6. Quick Books –

QuickBooks is a comprehensive accounting software suite with all the modules you need to carry out the accounting functions of your small business.

7. Communication software –

Businesses need communication software to help their employees collaborate with others . This type of business software helps businesses expand their Market reach and get in touch with other businesses in their industry.

8. Human Resource Information System –

Human resources is one of the most essential units of the team . They handle significant roles such as employee management, recruitment, maintaining employee records, training , and payroll system.

Real estate and its types

Real estate

Real estate is a real property consisting of own land, natural resources and many more. Real estate is different from personal property such as jewellery, furniture, vehicles etc.

Types of real estate

1. Commercial real estate

Commercial real estate is any property which is for business purposes. Example – parks, complex, gas stations, stores, shopping mall, movie hall grocery stores, restaurants, hospitals

2. Residential real estate

Residential real estate is only for own residential purposes. Example – own house, cooperative,multifamily residences and more.

3. Industrial real estate

Industrial real estate is a property which is for industrial purposes. Example – storage, distribution, manufacturing, research and development.

4. Land

Land is for undeveloped property like agricultural lands such as farms, orchards and timberland.

Online Courses by SWAYAM

SWAYAM is a programme initiated by Government of India and designed to achieve the three cardinal principles of Education Policy viz., access, equity and quality. The objective of this effort is to take the best teaching learning resources to all, including the most disadvantaged. SWAYAM seeks to bridge the digital divide for students who have hitherto remained untouched by the digital revolution and have not been able to join the mainstream of the knowledge economy.

This is done through a platform that facilitates hosting of all the courses, taught in classrooms from Class 9 till post-graduation to be accessed by anyone, anywhere at any time. All the courses are interactive, prepared by the best teachers in the country and are available, free of cost to any learner. More than 1,000 specially chosen faculty and teachers from across the country have participated in preparing these courses.

The courses hosted on SWAYAM are in 4 quadrants – (1) video lecture, (2) specially prepared reading material that can be downloaded/printed (3) self-assessment tests through tests and quizzes and (4) an online discussion forum for clearing the doubts. Steps have been taken to enrich the learning experience by using audio-video and multi-media and state of the art pedagogy / technology.

In order to ensure that best quality content is produced and delivered, nine National Coordinators have been appointed. They are:

AICTE (All India Council for Technical Education) for self-paced and international courses

NPTEL (National Programme on Technology Enhanced Learning) for Engineering

UGC (University Grants Commission) for non-technical post-graduation education

CEC (Consortium for Educational Communication) for under-graduate education

NCERT (National Council of Educational Research and Training) for school education

NIOS (National Institute of Open Schooling) for school education

IGNOU (Indira Gandhi National Open University) for out-of-school students

IIMB (Indian Institute of Management, Bangalore) for management studies

NITTTR (National Institute of Technical Teachers Training and Research) for Teacher Training programme

Courses delivered through SWAYAM are available free of cost to the learners, however learners wanting a SWAYAM certificate should register for the final proctored exams that come at a fee and attend in-person at designated centres on specified dates. Eligibility for the certificate will be announced on the course page and learners will get certificates only if this criteria is matched. Universities/colleges approving credit transfer for these courses can use the marks/certificate obtained in these courses for the same.

How to apply for the SWAYAM Courses?

1. Step 1. Search for the SWAYAM website or you can click on https://swayam.gov.in/ to go directly to the website.

2. Step 2. The webpage will open and you can register on the website by clicking on SIGN- IN/REGISTER button.

3. Step 3. After registering on the website click on All Courses at the top of the page to find the relevant course. The page will appear which shows all the courses.

4. Step 4. You can find the course of your choice by searching in the Course Catalog option or by scrolling down. You can also apply a filter (shown on the left of the above image) to search for the course according to your convenience.

5. Step 5. After choosing your favorite course click on it. This will direct you to the page showing all the information about that particular course. You can get every information about that course and can join the course by clicking on the JOIN button.

I hope, the information is helpful for you to find free courses by the government of India. Enroll yourself now and get started with government authorize short-term courses.

Source– https://swayam.gov.in/

Seventh Governing Council meeting of NITI Aayog

As India commemorates 75 years of Independence, there is a reinforced need for the states to be agile, resilient and self-reliant and move towards ‘AatmaNirbhar Bharat’ in a spirit of cooperative federalism. In the drive towards building a steady, sustainable and inclusive India, the Seventh Governing Council meeting of NITI Aayog will be held on 7th August 2022 and will pave the way for synergies towards a new era of collaboration and cooperation between Centre and States/ Union Territories.

Prime Minister Shri Narendra Modi will chair the seventh meeting of the Governing Council at Rashtrapati Bhawan Cultural Centre, New Delhi. The agenda of the meeting, interalia, includes crop diversification and achieving self-sufficiency in oilseeds and pulses and agri-communities; implementation of the National Education Policy–school education; implementation of the National Education Policy–higher education; and urban governance.

As part of preparations for the meeting, the National Conference of Chief Secretaries held in Dharamshala in June 2022 which was the culmination of the six month long rigorous exercise by the Centre and States. The conference was chaired by the Prime Minister and attended by the Chief Secretaries of all States and UTs, along with senior officials of the Central and State Governments. The 7th Governing Council Meeting will endeavour to finalize a roadmap and outcome oriented action plan on each of the above themes.

This would be the first in-person meeting of the Governing Council since July 2019. It is particularly important as we enter Amrit Kaal against the backdrop of the Covid-19 pandemic and in light of India hosting the G20 Presidency and summit next year. The meeting would also lay emphasis on the importance of the Presidency for India for the federal system and the role that states can play in highlighting their progress at the G-20 Platform.

NITI Aayog’s Governing Council is the premier body tasked with evolving a shared vision of national priorities and strategies with the active involvement of States and Union Territories. The Governing Council presents a platform to discuss inter-sectoral, inter-departmental and federal issues. It comprises the Prime Minister of India; Chief Ministers of all the states and union territories with legislature; Lt Governors of other UTs; Ex-Officio Members; Vice Chairman, NITI Aayog; Full-Time Members, NITI Aayog; and Union Ministers as Special Invitees. It provides one of the most important forum for deliberations between the Centre and States and identifying key strategies for cohesive action with a whole-of-Government approach.

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GOI Measures for Safety, Security and Empowerment of Women

The Government accords highest priority to improving sex ratio in the country and ensuring healthy life for women. Some major initiatives taken by the Government in this regard are as follows:

Beti Bachao Beti Padhao (BBBP) ensures protection, survival and education of girl child.

Mission Saksham Anganwadi and Poshan 2.0 aims to address the challenges of malnutrition in children, adolescent girls, pregnant women and lactating mothers through a strategic shift in nutrition content and delivery and by creation of a convergent eco-system to develop and promote practices that nurture health, wellness and immunity.

Pradhan Mantri Matru Vandana Yojna (PMMVY) provides partial compensation for the wage loss and seeks to improve health seeking behaviour among the pregnant women and lactating mothers. The revamped PMMVY under Mission Shakti also aims to promote positive behavioural change towards girl child by providing additional cash incentives for the second child, if that is a girl child.

Rollout of Comprehensive Primary Health Care including health promotion through Ayushman Bharat-Health & Wellness Centers (AB-HWC).

Janani Shishu Suraksha Karyakram (JSSK) to eliminate out-of-pocket expenses for pregnant women delivering in public health institutions and sick infants accessing public health institutions for treatment.

Janani Suraksha Yojana (JSY) to provide financial assistance to pregnant women for encouraging institutional delivery.

Pradhan Mantri Ujjwala Yojana empowers women and protects their health by providing LPG cylinder free of cost.

As a result of the above measures, the sex ratio at birth has improved from 918 (2014-15) to 937 (2020-21) and the life expectancy at birth has improved from 69.4 years (2014-18) to 69.7 years (2015-19).

The Government has taken several initiatives to enhance women’s participation in labour force. The labour laws have specific provisions relating to women workers besides all other rights under labour laws which, inter alia, include:

The Equal Remuneration Act, 1976 provides that there shall be no discrimination in an establishment or any unit thereof among employees on the ground of gender in matters relating to wages by the same employer, in respect of the same work or work of similar nature done by any employee.

The Maternity Benefit Act, as amended in 2017, provides paid maternity leave from 12 weeks to 26 weeks for two surviving children. It also has enabled provision of “Work from home”, after availing of the maternity benefit by the woman, where the nature of work being assigned of such nature, for such period and on such conditions mutually agreed upon by the employer and the woman employee.

Vide notification dated 29th January 2019 under Mines Act 1952, the Government allowed the employment of women in the aboveground mines including opencast workings between 7 pm and 6 am and in below ground mines working between 6 am and 7 pm in technical, supervisory and managerial work where continuous presence may not be required.

The Government has also enacted the four Labour Codes, namely the Code on Wages, 2019; the Industrial Relations Code, 2020; the Code on Social Security, 2020, and the Occupational Safety, Health and Working Conditions Code, 2020, which inter alia promote participation of women in workforce in a dignified manner through a number of provisions, some of which are as follows:

No discrimination on the ground of gender in matters relating to wages, recruitment and in the conditions of employment,
Women are entitled to be employed in all establishments for all types of work even before 6 AM and beyond 7 PM subject to their consent and other adequate safety measures.

Some of the major initiatives taken by the Government for improving economic empowerment of women are as follows:

Sakhi Sadan (Working Women’s Hostel) scheme provides safe and affordable housing for working women and thereby encourages more women to seek employment.

Palna, the National Crèche Scheme, ensures that women take up gainful employment through providing a safe, secure and stimulating environment to the children.

Hubs for Empowerment of Women (HEW) at National, State and District level have been approved under the new ‘Mission Shakti’. The support under HEW is available for guiding, linking and hand holding women to various institutional and schematic set-up for their empowerment and development including equal access to healthcare, quality education, career and vocational counselling/training, financial inclusion, entrepreneurship, backward and forward linkages, health and safety for workers, social security and digital literacy at various levels across the country.

Pradhan Mantri Mudra Yojana (PMMY) has been initiated by Government, inter alia, for facilitation self-employment. Under PMMVY, collateral free loans upto Rs. 10 lakh are extended to micro/small business enterprises and to individuals to enable them to setup or expand their business activities. Majority of the beneficiaries under this yojana are women.

Stand Up India scheme promotes entrepreneurship amongst women, SC and ST categories, i.e., those sections of the population understood to be facing significant hurdles due to lack of advice/ mentorship as well as inadequate and delayed credit.

Pradhan Mantri Kaushal Vikas Yojana aims to enable a large number of Indian youths including women to take up industry-relevant skill training in securing a better livelihood.

Deen Dayal Antyodaya National Urban Livelihoods Mission focuses on creating opportunities for women in skill development, leading to market-based employment.

Pradhan Mantri Awaas Yojana aims to provide housing under the name of woman also.

Sukanya Samriddhi Yojna – Girls have been economically empowered by opening their bank accounts under this scheme.

Skill Upgradation & Mahila Coir Yojna is an exclusive training programme of MSME aimed at skill development of women artisans engaged in coir Industry.

Prime Minister’s Employment Generation Programme is a major credit-linked subsidy programme aimed at generating self-employment opportunities through establishment of micro-enterprises in the non-farm sector.

Provisions for Children With Special Needs Under Mission Vatsalya

Mission Vatsalya Scheme is a roadmap to achieve development and child protection priorities aligned with the Sustainable Development Goals (SDGs). It lays emphasis on child rights, advocacy and awareness along with strengthening of the juvenile justice care and protection system with the motto to ‘leave no child behind’. The Juvenile Justice (Care and Protection of Children) Act, 2015 provisions and the Protection of Children from Sexual Offences Act, 2012 form the basic framework for implementation of the Mission. Funds under the Mission Vatsalya Scheme are released according to the requirements and demands made by the States/UTs.

Under Mission Vatsalya Scheme support is provided to States/ UTs for setting up of Special Unit for children with special needs in Child Care Institutions (CCIs), who are not able to go to school due to physical/ mental disabilities. Special provisions are made in the CCIs to provide services including Special Educators/ therapist and Nurse required for such children in CCIs for occupational therapy, speech therapy, verbal therapy and other remedial classes as per the children’s need. The capacity building of the Special Unit staff in sign language, Braille etc. is undertaken with help of resource institutions in States for such Homes.

Mission Vatsalya Scheme

The Scheme is implemented as a Centrally Sponsored Scheme in partnership with State Governments and UT Administrations to support the States and UTs in universalizing access and improving quality of services across the country. The fund sharing pattern is in the ratio of 60:40 between Centre and State & Union Territories with Legislature respectively. The fund sharing pattern between Centre and State is in the ratio of 90:10 for the North-Eastern States viz. Arunachal Pradesh, Assam, Manipur, Meghalaya, Mizoram, Nagaland, Sikkim and Tripura and two Himalayan States viz. Himachal Pradesh and Uttarakhand, and UT of Jammu and Kashmir. For Union Territories without Legislature, it is 100% central share.

Mission Vatsalya scheme supports the children through Non-Institutional Care under Private Aided Sponsorship wherein interested sponsors (individuals/ institutions/ company/ banks/ industrial units/ trusts etc.) can provide assistance to children in difficult circumstances. The District Magistrates take measures to encourage individuals or Public/ Private Sector Organisations to sponsor a child or a group of children or an Institution. Such arrangements are subject to stipulations as per the Juvenile Justice (Care and Protection of Children) Act, 2015, and Rules thereof.

Digitalization of Anganwadi Services

IT systems have been leveraged to strengthen and bring about transparency in nutrition delivery support systems at the Anganwadi centres. The ‘Poshan Tracker’ application was rolled out on 1st March 2021 as an important governance tool. The Poshan Tracker facilitates monitoring and tracking of all AWCs, AWWs and beneficiaries on defined indicators. Technology under Poshan Tracker is being leveraged for dynamic identification of stunting, wasting, under-weight prevalence among children. Further, under Poshan Abhiyan, for the first time, a digital revolution was ushered in when the Anganwadi Centres were equipped with mobile devices. The mobile application has also facilitated digitization and automation of physical registers used by AWWs that helps in improving their quality of work.

Universal access to Anganwadi Services ensures that no beneficiary, who migrates or whose family migrates from one State to another or within a State is deprived of access to key services delivered through Anganwadis. To facilitate the same, a module on ‘migration’ is available and functional on Poshan Tracker. Using the same, beneficiary details can be accessed by the Anganwadi Centre, where the beneficiary migrated to, by using the beneficiary’s Aadhar details. The Anganwadi Worker at the Centre, where the beneficiary migrated to, can pull the data of the beneficiary to its own data-base by using the migration module. In this regard, Ministry has informed all States / UTs about the detailed flowchart of the migration module on the Poshan Tracker and advised them to undertake appropriate measures for wider dissemination of the availability of this facility among beneficiaries

Aadhaar Seeding of beneficiaries has been initiated to ensure last mile tracking and effective delivery of services to beneficiaries at Aanganwadi centres. Further, a child’s Aadhaar card shall not be mandatory for availing the benefits under the Scheme. The benefits under the scheme can be accessed using the mother’s Aadhaar card. As on 31st July 2022, close to 53% of beneficiaries have been Aadhar seeded on the Poshan Tracker. The Ministry is constantly following up with the States/ UTs to complete the Aadhar seeding process. Funds for enrollment kits have been placed with the States/UTs to facilitate enrollment of beneficiaries at the AWC itself.

Conditions Conducive to Sex Workers to Live with Dignity

The National Commission for Women (NCW) organized a Consultation on the topic ‘Conditions Conducive to Sex Workers to Live with Dignity’ to understand the issues faced by the sex workers and to take recommendations to attempt mainstreaming of their rights.

Through this Consultation, the Commission sought to discuss topics such as educating marginalised sex workers about the recent Supreme Court ruling and how to use it for their protection, human and fundamental rights of sex workers, as well as sensitization of the masses to protect dignity of sex workers and their children.

Ms Rekha Sharma, Chairperson, National Commission for Women, Ms Meeta Rajivlochan, Member Secretary, NCW and other senior officials of the Commission graced the occasion. Stakeholders from across the country were invited to attend the meeting to understand the problems of sex workers. Some of the organisations that joined today’s deliberation were All India Network of Sex Workers, Saheli Sangh, SANGRAM, Kat-Katha Foundation, Guria India, Durbar, National Network of Sex Workers, VAMP, ApneAap Women’s Collective, Mahila Jagrut Seva Bhavi Sanstha, SIAAP, Karnataka Sex Workers Union and Women Initiatives (Me and My World).

In her inaugural address, the Chairperson Ms Rekha Sharma said that like every citizen, sex workers are also entitled to all the rights and a life of dignity and it is important to provide them with opportunities and support. “Today’s Consultation aims to understand the problems faced by sex workers and to understand and prepare a future roadmap for providing them with better institutional support and help for mainstreaming their rights,” said Ms Sharma.

The participants stressed on the need to sensitize police officers as major violence/misuse of power is observed in their conduct while dealing with sex workers, and that social security schemes and benefits be easier to access for sex workers and their children. Physical, mental and social well-being of sex workers and media sensitization on sharing pictures without consent of these workers were also discussed by the participants.

Additionally, the experts also discussed monitoring shelter homes since they may lead to further harassment, ensuring that rehabilitation is not forced, and providing educational and skill development opportunities for sex workers and their children.

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Handloom sector is a symbol of our country’s rich and varied cultural heritage

Minster of State for Textiles and Railways Smt. Darshana Vikram Jardosh accompanied by esteemed women members of parliament Smt. Hema Malini, Smt. Navneet Kaur Rana, Smt. Mahua Moitra and others inaugurated Exclusive Handloom Expo ‘My Handloom My Pride Expo’ at Handloom Haat today. They interacted with weavers & artisans and bought the exquisite handloom products. Smt Darshana Jardosh had invited all the women Members of Parliament to visit the Exclusive Handloom Expo at Janpath Haat and see the rich handloom heritage in order to encourage the weavers and promote the industry.

A total of 55 Sant Kabir and National Awardees from 14 states are showcasing and selling exquisite handloom products. The exhibition will be open to public from 11 am to 8 pm for 7 days up to August 11th, 2022. This Exclusive Handloom Expo is an initiative of the O/o Development Commissioner (Handlooms), Ministry of Textiles, Government of India through National Handloom Development Corporation (NHDC) Ltd.

“Handloom sector is a symbol of our country’s rich and varied cultural heritage,” said Smt. Jardosh.

Swadeshi Movement which was launched on 7th August, 1905 had encouraged indigenous industries and in particular handloom weavers. In 2015, the Government of India decided to designate 7th August every year, as the National Handloom Day.

On this day, we honour our handloom weaving community and highlight the contribution of this sector in the socio-economic development of this country. We reaffirm our resolve to protect our handloom heritage and to empower the handloom weavers and workers with greater opportunities.

The art of Handloom weaving has traditional value attached to it and each region has exquisite varieties. The uniqueness of products such as Pochampally, Tangaliya saree, Kota Doria, Banarasi, Jamdani, Baluchari, Ikkat, Kalamkari etc. to name a few, attracts customers across the globe with exclusives weaves, designs and traditional motifs.

Through these exhibitions, handloom weavers not only market their products at reasonable rates but also get to know customers’ choice with regard to colour, design and weaving for future improvement of the product. The exhibition enables a direct interface between the awardee Handloom weavers and consumers.

Handloom products drawn from some of the exotic locations of India are on display and sale at the exhibition. A brief list is given below: –

· Andhra Pradesh	Venkatagiri Jamdani Cotton Saree,
· Assam	Vegetable Dyed Silk Saree
. Gujarat	Tangaliya Saree, Duppta Marino woolen Shawl
. Himachal Pradesh	Kullu Shawl
. Jammu & Kashmir	Kani Shawl
· Madhya Pradesh	Chanderi sarees, suit, dupatta
· Manipur	Manipur traditional H/L products
· Nagaland	Nagaland traditional H/L products
· Odisha	Triyantra Saree, Pratijna, Ramshila, Beti Cotton Saree
· Rajasthan	Punja Duri, Kota Doria Saree
· Tamil Nadu	Kancheepuram Korvai Silk Saree
· Telangana	Double Ikat Telia Rumal Saree
· Uttar Pradesh	Rangkat Saree, Cotton Jamdani, Cutwork Stole
· West Bengal	Jamdani sarees, dress material, stoles

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What is the warning for iPhone users?

What is an Insurance Policy?

How many countries are in the G20?

Business software and it's types.

Business software and it’s types.

What is business software?