Role of Banks in the Development of Indian Economy


Without a sound and effective banking system, no country can ever have a healthy economy.


In the modern’s economic system, banks play a very important role in economic development of country. They collect the surplus savings of the people and make them available for investment. They also create new demand deposits in the process of granting loans and purchasing investment securities. They facilitate trade both inside and outside the country. Commercial banks, which is an important part of the financial system of the country.


Bank is a financial institution that performs several functions like accepting deposits, lending loans thus helps in agriculture and rural development etc. Bank plays an important role in the economic development of the country. Without a sound and effective banking system, no country can have a healthy economy. For the past three decades, India’s banking system has several outstanding achievements. This is one of the reasons of India’s growth process.
Banks role in the economic development of country can be explained under following headings.


Removing the deficiency of capital formation:

The serious capital deficiency in developing Countries is removed by banks. A sound banking system mobilizes small savings of the community and makes them available for investment in productive enterprises. Banks mobilise deposits by offering attractive rates of interest and thus convert savings into active capital. Banks distribute these savings through loans among productive enterprises which are helpful in nation building. It facilitates the optimum utilization of the financial resources of the community.
Helps in generating employment opportunity: Banks helps in providing financial resources to industries and that helps in automatically generate employment opportunity. Equally revenue generation through tax and dividend collection by the government invested every year. While revenue and employment generation are two very important contributions, successfully maintaining healthy credit line to industrial sector as well as to overall economy is another important contribution of financial sector.


Financial assistance to Industries:

The commercial banks finance the industrial sector in a number of ways. They provide short-term, medium-term and long-term loans to industry. The Industrial Development Bank of India is the main institution in India providing financial assistance to the industrial sector. It provides direct financial assistance to the industrial enterprises in the form of granting loans and advances, and purchasing or underwriting the issues of stocks, bonds or debentures.
Promote saving Habits of the people: Bank attracts depositors by introducing attractive deposit schemes and providing higher rates of interest. Banks providing different kinds of deposit schemes to its customers. It enables to create saving habits among people. Bank open different accounts to attract customer. These accounts are opened as per the requirements of customers such as current account, fixed deposit account, saving account and recurring account etc.


Financial assistance to Consumer Activities:

People in underdeveloped countries being poor and having low incomes do not have sufficient financial resources to buy durable consumer goods. The commercial banks advance loans to consumers for the purchase of such items as houses, furniture, refrigerators, etc. In this way, they also help in raising the standard of living of the people in developing countries by providing loans for consumption activities.


Helps in implementing Monetary Policy:

The commercial banks help the economic development of a country by implementing the monetary policy of the RBI. RBI depends upon the commercial banks for the success of its policy of monetary management in keeping with requirements of a developing economy. Thus, the commercial banks contribute much to the growth of a developing economy by granting loans to agriculture, trade and industry, by helping in capital formation and by following the monetary policy of the country


Financial facilities for Trade:

The commercial banks help in financing both internal and external trade. The banks provide loans to retailers and wholesalers to purchase goods in which they deal. They also help in the movement of goods from one place to another. Banks provide all types of facilities such as discounting and accepting bills of exchange, providing overdraft facilities, issuing drafts, etc. for promoting the trade. Moreover, they finance both exports and imports of developing countries by providing foreign exchange facilities to importers and exporters of goods.


Promotion of New Entrepreneurs:

Development banks in India have also achieved a success in creating a new class of entrepreneurs and spreading the industrial culture. Special capital and seed Capital schemes have been introduced to provide equity type of assistance to new and technically skilled entrepreneurs who lack financial resources of their own.


Balanced Development:

Modern banks spreading its operations throughout the world. We can see number of big banks like citi bank, SBI, PNB, Baroda bank etc. It helps a country to spread banking activities in rural and semi urban areas. With the spreading of banking operations all over the country, helps to attain balanced regional development by promoting rural areas. Financial assistance to agriculture sector: Agriculture is the backbone of economy of any country like India. The commercial banks help the large agricultural sector in developing countries. They provide loans to traders in agricultural commodities. They open a number of branches in rural areas to provide agricultural credit. They provide finance directly to agriculturists for the marketing of their produce, for the modernisation and mechanisation of their farms, for providing irrigation facilities, for developing land, etc.
Thus, the banks have come to play a useful role in promoting economic development by- mobilising the financial resources of the community and by making them flow into the productive channels. The Indian banks are now playing a very active role in fostering economic development of the country.

How to deal with whatssap messages in COVID 19 pandemic?

I came across a forwarded message on my WhatsApp. Take a look-

Group admin is requested to close group for 2 days as police can take action against admin & group members vide section 68, 140 & 188 if anyone even by mistake posts joke on corona. Everyone could be in trouble. Hence I draw the attention of group admin to take necessary steps.

This message claims that Supreme court of India made an order against sharing of information on social media regarding COVID-19 and if found guilty, WhatsApp admins will be watched by police.

During such pestilence, we must cover our ears along with mouth from masks to avoid such fake messeges. Using some intelligence, we can figure out what’s fake and what’s authentic.

The second part of the message reads-

Tonight 12 ( midnight) onwards Disaster Management Act has been implemented across the country. According to this update, apart from the Govt department no other citizen is allowed to post any update or share any forward related to Corona virus and it being punishable offence.

This message talks about the update from a goverment department. Before believing the message, you should ask- Which department? Is it mentioned? I searched some reliable sources to check the authenticity of this messege .

According to The Times of India fact check on April 7, 2020, the claims came out to be fake. Talking about the Disaster Management Act, 2005, it was invoked amid nationwide lockdown that was announced on 24 March 2020. But the act has no provisions which says only the government, and not the citizens can share COVID-19 updates/information. The Supreme Court, however, do mentions that “section 54 of the Disaster Management Act, 2005” provides punishment to a person who makes or circulates a false alarm or warning which may led to panic. Such persons shall be punished with imprisonment that may extend to an year or with fine.

This is just an example of one fake messege on WhatsApp. Every second tonnes of fake and misleading information is being shared on the social media. To which, I recommend that before sharing such doubtful, remember this breif saying- “When in doubt, check it out!”

During such situations, you should don’t share anything before you’re sure about it. Every misleading information call for trouble. Don’t create panic during such crucial times.

Right now all the efforts and attention of the government is in containment and mitigation of this pandemic, and the responsibility is on our shoulders to follow the instructions by the authorities and verify the information from a number of sources.

Section 377

Section 377 of Indian penal code criminalizes homosexuality and says whoever voluntarily has carnal intercourse against the order of nation with any man; woman or animal shall be punished with imprisonment for life. However, the Supreme Court on 6 September, 2018, decriminalized the section 377 of IPC. The sc said that it is natural and people have no control over it. Being homosexual is not a disease but people in India still don’t accept. Before moving further we need to know what homosexuality is.

It is basically same sex attraction and attraction can physical, emotional or psychological of the same sex.LGBT means lesbian, gay, bisexual, transgender. The LGBT community is harassed now also they still are not respected in our society even after law has accepted. Their human rights are violated. These people suffer a lot they even can’t approach to police station if there is any case of sexual assault and rape on them. HIV AIDS are mostly found in same sex but they are neither provided with proper heath facilities nor aware about these diseases transmission. There are separate schools for them that are discriminatory. They are prevented from seeking legal protection from violence just because they are attracted to same sex people. A culture of silence in society is created about homosexuality that results to their denial and rejection at home as well as discrimination in workplaces and public places. They are people like us so why to treat them like this. They are called by different names like chakka, hijra and many others. They too have the same right to live in society with all dignity and respect. We all must respect them as they faced a lot in this society.

‘Made in Heaven’ one of the popular series that indicate to very serious problem LGBT where a person can’t even open to his family about his homosexuality. After knowing the truth his mother tortures her son and their landlords file a case against him. Even a married person can’t stand up for himself. It is our society who makes people so weak that they couldn’t speak up for themselves. We all should encourage such people instead of making their jokes and calling with different names and treating them with discrimination. Our law has decriminalized this section 377 but society didn’t accept this. We must give time to each other for this acceptance.

Current developments in section 377

1.       To decriminalize sexual intercourse in private between consenting adults

2.       The age of consent should be 18 or above

3.       The phrase ‘against the order of nature’ should be removed because it is not against nature, it is a natural process.

One has to understand that fight cannot be achieved only through legal amendments but you should ask yourself if you are able to accept this orientation in which one female is attracted to another female or vice versa. So it should be accompanied by awareness campaigns to educate parents, children. To adopt a healthy and supportive attitude towards homosexuals and to have broader approach to gay lifestyle or lesbian lifestyle or any other lifestyle should be considered normal.

A new version of Durga Puja

If anyone manages to come to Kolkata during the upcoming festive months of Durga Puja, one would definitely feel very lucky to watch tall brightly coloured idols with crowds dressed in their best attire and swarming through the streets. But it is all gone now, at least for this year.

Usually for each year, all the orders for idols used to come during Rath-yatra and the days following that. And there existed a countdown for the final day. And not to forget about the markets, which always remained overcrowded for at least three months before the actual occasion. There was a feeling of joy and celebration in the air with people in extremely good mood. But this year is going to markedly very different from all the previous years. As per the sources, orders to Kumartuli have slashed by a great percentage this year. At the same time, the delay in the orders is quite noticeable. This year, even the big budget Durga Puja clubs have not yet placed the orders and even if some of them did, the height of the idols have reduced drastically. Previously, the normal height used to range from 12 to 15 feet and that too added with expensive clothes and ornaments. But this year, sources verify that the height ranges somewhere between 8 and 10 feet, with none exceeding 10 feet. Many clubs who usually hosted such big budget idols are very much sceptical whether they should go for it considering the financial stress and social isolation issue. Some are outright enough to cancel the celebrations and others who are hopeful that the situation will subside eventually have gone for placing the orders.

But this is not just all. The Forum of Dugotsab which is a committee of 350 Durga Puja Committees have passed certain rules to make this a safe festive season. Some recommendations which are passed include thermal screening of visitors, wearing of masks is mandatory, regular sanitisation of structures and finally there should be only 25 people inside a marquee at any point of time. But just to ensure that every devotee gets to enjoy the festival, the authorities have also ensured to place screens outside or podiums so that the devotees can at least view the idols. As per the Puja committees, they have specified that they will strictly adhere to the safety guidelines and that that they will celebrate keeping in mind the safety and livelihood of thousands of individuals.

But recent concern is that due to such economic constraints, the Kumartuli artisans have asked for the advance payment of 50% of the total idol making cost at the time of booking the idol. They are fearing that they will incur heavy losses owing to the lockdown and the destruction caused due to the Amphan Cyclone. Kumartuli artisans are sceptical because they have made the idols for Basanti Puja, but because of the onset of lockdown they could not sell those and thus had to suffer huge losses. So according to them they want to be sure for this time.

Durga Puja which is the most quintessential celebration of the Bengalis, will be celebrated in a completely different way. But whatever it is, we just wish for our Ma Durga to abode on this earth with her children and demolish the COVID-19 Rakshash with her Trishul.

Till then, stay safe.

Source: https://www.hindustantimes.com/kolkata/kumartuli-artisans-for-50-advance-for-durga-idols/story-R4wztUk5q1UQMAvkCXr7VJ.html

Technology Cannot Replace Manpower

Gone are the days when one needed to look through long telephone directories to contact a companion, or send letters by post to speak with our darlings, go through hours in transportation, or do manual works like washing garments with hands and go through hours in books to scan for data. Presently associating with companions or looking for data is simply click away. Innovation has made our carries on with a lot simpler and effective. At the point when machine accomplishes a manual work, saying washing garments, it saves human’s an ideal opportunity to put resources into other keen and mind devouring stuff, say a house spouse can invest more energy with her children presently to instruct them. Most likely that innovation has made our carries on with significantly simpler!

With a greater amount of headway and disclosures now we talk about computerized reasoning (PC frameworks ready to perform undertakings ordinarily requiring human insight, for example, visual observation, discourse acknowledgment, dynamic, and interpretation between dialects), food creation has expanded immensely using Biotechnology and hereditary designing. Clearly, innovative advances show individuals progressively proficient approaches to get things done, and these procedures get results.

Be that as it may, why would that be a dread that a similar innovation that people made has the ability of assuming control over the labor?

Organizations are moving towards a greater amount of ‘automation’ that diminishes the requirement for human work power and builds the productivity, making it progressively gainful for firms to supplant human work power with machine. Humanoid robots are accepted to perform family unit modest errands therefore supplanting housemaids. Be that as it may, this is definitely not another wonder as people have been advancing with time.

Since seventeenth century the world has experienced three mechanical upheavals. First steam power from motorized creation, trailed by power for large scale manufacturing and the as of late hardware made ready for ‘robotized’ creation. Every unrest changes the extent of human work significantly and has prompted globalization and division of work. Today we talk about the fourth modern transformation that will make a huge difference once more.

Innovation has progressively penetrated our lives and there have been quick advances in assembling and man-made reasoning. Since the hardware insurgency Human Labor has crossed over the separation between cutoff points of innovation and requests of creating economies.

The fourth mechanical insurgency is disposing of the requirement for laborers to work as center men among purchasers and machines. That is clearly not uplifting news for low talented and low paid labor. Numerous occupations will be gradually eliminated for cutting edge computerization.

For instance, self-driving vehicles will take out the requirement for cab drivers; drone conveyance will cut off postal administrations (we see pizza being conveyed through automatons nowadays). Developing innovations are as of now having the option to supplant tremendous number of laborers. Similarly as the primary boundary being the underlying expense of setting up a robotized foundation. Similarly as with a greater amount of mechanical developments the expense will undoubtedly diminish. Rich nations make certain to profit.

In any case, shouldn’t something be said about creating nations like India and China with gigantic pool of work power? Man-made consciousness and robots are said to crush their preferred position of “minimal effort labor” World Economic Forum has anticipated that by 2020 the vast majority of the employments will be lost expanding the current sex and class holes. Obviously every mechanical upset has experienced a similar issue, yet this time it’s a reason for stress. Some clever individuals including Stephen Hawking and Elon Musk are doubter of PCs being smart to the point that they could overwhelm human insight. Almost certainly about the dread of human race getting supplanted by astute PCs (resounding movies like the Terminator), yet some others deny this reality as well.

Having said that, how might we say that creation (innovation) can’t supplant the maker (labor)? Human dynamic and comprehension depend on knowledge, yet they are likewise founded on understanding and qualities. For a PC to accomplish such a degree of modernity is a whimsical thought starting at now. To run a firm effectively innovation is basic yet not at the expense of labor. For proficient utilization of innovation and to build profitability human personalities are required.

HR assume a critical job in accomplishing the goals of an association by keeping up solid system of connections over the association. Looking after connections, keeping the inspiration up, building solid bond and sound connection among makers and customers isn’t something that innovation can do alone. Obviously innovation has overcome any issues in correspondence. Long range informal communication, media and promoting help in advertising and drawing in buyer base.

These new companies resemble a trendy expression. Hazard taking capacities, advancement, determination and managing unexpected conditions is the stuff to run a startup, alongside other fundamental assets. Again innovation is required here; PCs have become a basic piece of lives today. In any case, they are not the substitution of labor aptitudes.

With regards to protections of timberland’s and condition, it has been discovered that contribution of neighborhood clans and networks eases the undertaking and prompts increasingly productive administration of regular assets. An examination by specialists at the Wildlife Institute of India found that the lions and nearby clan ‘Maldharis’ have a reliant relationship that profited both. Ability of conventional practices has end up being basic for protection of untamed life.

World well known works of art of Pablo Picasso must be made by a human with immaculate imaginative astuteness. It must be copied by a machine. Unfathomable composing abilities of J.K Rowling and William Shakespeare are another model where innovation can’t supplant it.

Likewise, with a greater amount of automation and individuals losing positions will eventually diminish the purchasing limit of individuals prompting loss of organizations who went for complete mechanization at the primary spot. Innovation most likely encourages us make our errands simpler however it is never a substitute for labor. The aptitudes which human cerebrum have, the correspondence with language and enthusiastic bond which expands profitability at work can and should just be supplemented and supplanted by innovation. Innovation isn’t a panacea for all issues, human worth training, and abilities instruction is basic to receive the reward of expanding progression in innovation. A fair methodology will profit all. No machine or innovation can supplant the labor with remarkable aptitudes and qualities.

Is Cooperative federalism a Myth?

Participation towards a typical and shared goal is generally what can be called as cooperating or is an attribute of cooperative relationship. Federalism is a cutting edge political idea – perceived leverage sharing between the association government and the state government. India embraced the bureaucratic type of government remembering of her different state of states and society in itself. Anyway now and again, it has been contended whether there exists any collaboration between the association government and state government with regards to federalism.

Regularly it has been scrutinized by the state government that the association government utilizes unusual capacity to make coercive move. Then again, the association government scrutinizes that states governments don’t consent to their given mandates. Inside the limit of the constitution, there are measures that can be taken in circumstances of crisis, disappointment of working of state apparatus – by the association government. Be that as it may, once in a while, utilizing a few escape clauses, there has been utilization of the article 352, 356 without quite a bit of any reasonability and now and again it is likewise politically persuaded.

This truly uncovered certain fantasies around helpful federalism. In like manner, there additionally exists different components that normally go dubious and are not seen as conspicuous while examining the connection between the states and the association viz. – Factionalism, Polar ideological gatherings, discernment distinction between the two, unique models of usage being utilized by them two, contrast of administering party in the association and different gatherings in the states. and so on.

Sometimes, these variables get so much attention that it results into political logjam and them two think that its hard to take a shot at their particular administrative framework, which results into unfortunate ramifications for the association and state government. This impacts the resident of our nation exceptionally hard separated from the misfortune as far as economy and time with no productive yield.

The association parliament anyway involves delegates from the states and the association domains which work In the upper house or Rajya Sabha. However, the constitution likewise has placed limitation in the Rajya Sabha that it feels frail in contrast with lower house or the Lok Sabha.

Taking a case of how point of view varies would be adept here. The association government is an assorted and wide type of government which has different measurements to take care of that could possibly be in line of thought with the state government. The state governments anticipate advancement in their separate states and their duty to adherence to global ecological laws may appear to be impeding to improvement of the state. Yet, Union has all the more close and extraordinary pledge to submit to the universal agreement with respect to such condition issues. This is the place the need changes as far as duty – worldwide and wide issues versus state advancement. The conditions of North East India has been under different type of fear monger assaults for the sake of battling for sway, statehood, self-governing force and so forth. Furthermore, in light of these the association government has forced the Armed Forces Special Powers Act in those states or regions which have been proclaimed as upset region. The aim may appear to be correct yet some of the time, it is by all accounts tyrant as the states don’t have any state in it. So in specific zones, there can’t be any helpful activity, and the association government goes all incredible.

As opposed to what it might appear or what the connection has been, since the freedom of India and even before that, them two have been cooperating in a way that may or might be agreeable however have functioned admirably in light of a legitimate concern for the residents of this nation. The nearness of an autonomous and solid Judiciary additionally has a decent effect for the agreement between the state and the association. The structure of the working between the two is all around characterized in the constitution. Different changes have likewise been made in this respects, eg : Sarkaria Committee, corrections to the seventh timetables as and when required. The presentation of GST is another ongoing case of helpful federalism which shows that it isn’t past our span, where in the blink of an eye, the vast majority of the states have endorsed the law. Regardless of whether and when the decision party varies in the state and in the association, the assemblies should work in light of a legitimate concern for country first. Keeping aside the contrast between their gatherings’ belief system, it is progressively essential to consider the improvement of productive work for the nation. The state government likewise needs to contemplate on the orders given by the middle wherein both appear to be at the contrary side of execution of an approach. Discerning and logical reasoning will be the key during the time spent seeing one another. Each choice needs to have logical just as helpful incentive inside it – however without bargaining an inch of our national intrigue.

World War III, would it be Democracy Vs Dictatorship?

The current scenario of world order is disturbed and tightly stressed in the midst of on-going epidemic, Corona Virus. A virus that originated in China has spread across the globe reaching almost every country. Many countries are pointing fingers at Communist Party of China (CPC) for delaying information regarding deadly virus outbreak. Some accusations even suggest that this particular virus had been intentionally developed by the Chinese in the wuhan laboratory of virology to rupture the global economy. All this has led to tensioned strings between China and the rest of the world, with only few countries in support of china. Nations among these few allies of china are North Korea, Pakistan, Turkey, Iran etc. The most important aspect drawing attention is that all of China’s allies are either dictatorship or partially democratic.

This leads to our conclusion for the title, world war 3 would definitely be a war between dictatorship and the democracy.

India’s Military Up-gradation

India has decided to order 12 more Su30MKI fighter jets that will be made at Nasik by HAL under Russian licence. This new order will add to the 272 fighters of the type already ordered by the Indian Air Force. The Su30MKI fleet is now the backbone of IAF and will continue to be so for the coming years. The Chinese air force, too, operates the Su30 fighters.

With more than 260 fighters in service, Su30MKI forms the bulk of IAF. Additional jets are still being manufactured by HAL at Nasik and production will continue for next 2-3 years. The Indian versions are different from other Su30s as they are tailored to the needs of IAF. The designated MKI for India, the India’s modified Su30MKI have advanced Israeli avionics and an electronic warfare system, making them different from the standard Su30. The Indian fighter Aircrafts also demonstrates Brahmos firing capabilities.While they all have standard Russian origin R73/77 missiles, the Indian version will now be equipped with the longer-range Astra, the beyond visual range air-to-air missile developed by India’s DRDO (Defence Research & Development Organisation). This adds an advanced new capability to the aircraft that has till now been hampered by limited range to take down air targets, compared to the western platforms. Though it’s beyond visual range combat ability is limited, at close quarters it has unbeatable capabilities. China operates two variants of Su30 but these aren’t as capable as the Indian versions. The restrictions on the use of Israeli and western subsystems is one of the major reasons. China had ordered 73 of the older MKK version and later added 24 of the MK2 version for its Navy. However, unlike the MKI, the Chinese version does not have thrust vectoring engines, making them less manoeuvrable and nimble than the Indian fighters. China did not manufacture Su30s domestically, but it copied the design to make two indigenous versions called J11 and J16. The J11, which is based on Su27 platform, is the backbone of PLAAF, with 346 of the type ordered. The more advanced version J16 is based on the Su30 platform and are at least 128 in the service. China has fitted the aircraft with indigenous weapons, including PL12 and PL15 air-to-air missiles.

Both India and China are engaged in setting up their armies at the Indo-China borders, more aggressively after the galwan, Ladakh incident of clash between PLA (people liberation of China) and Indian army. It is also observed that most of the world leaders are upset with China’s response and careless behaviour towards the spread of covid-19. If at any point war breaks between India & China, the world would divide into allies and enemies. Diplomatically the India’s relationship with the rest of the world, would leave China helpless during war.

Motivation and Morale

The key difference between motivation and morale is that morale is a feeling of enthusiasm and encouragement that comes from an individual, whereas motivation refers to an individual’s drive to get a task done.

Motivation and morale are two concepts for establishing a positive work environment. Both these can ultimately contribute to high productivity and low staff turnover. However, it is important to understand the difference between motivation and morale in order to make use of these concepts.

Motivation:

Motivation is the process of stimulating people to actions to accomplish goals. In other words, motivation involves stimulating desire and energy in people so that they show continuous interest and commitment to a job or role or to make an effort to achieve a goal. Human Resource models describe two types of motivation: intrinsic motivation and extrinsic motivation .

Extrinsic motivation refers to motivation that comes from external factors. For instance, you can motivate employees by offering incentives or promotions. In contrast, intrinsic motivation refers to motivation that comes from self-satisfaction. It is important to note that intrinsic motivation is more favourable than extrinsic motivation.

In a workplace with high motivation, employees are willing to work beyond the boundaries of their job description. Enthusiasm, interest or commitment make someone to work beyond his responsibility. Moreover, the employees think in a proactive manner for the betterment of the company. This will increase productivity, efficiency, and quality of work and. Thus, when the staff is highly motivated, businesses are usually geared towards success.

Morale :

Morale is a psychological condition or a feeling of a person that determines his or her willingness to cooperate. There are two states of morale as high morale and low morale. High morale indicates determination at work, which is essential in achieving management objectives. You can see the following features in a workplace with high morale.

▪Anenthusiastic team

▪︎organisational commitment

▪︎Proper conflict management

▪︎Healthy and safe work environment

▪︎ Effective communication in the organisation

▪︎Greater motivation

▪︎ increase in productivity and efficiency

There are the following features in a workplace with people having low morale:

▪︎ Too many conflicts in the organisation

▪︎Job dissatisfaction and frustration among employees

▪︎A high rate of absenteeism and turnover

▪︎Lack of motivation

Relationship between motivation and morale

Both morale and motivation are a fundamental part of creating a positive working environment. Sometimes, both morale and motivation go hand in hand. When employees have high morale, they work harder, and are motivated to achieve goals; there is also an increase in production and quality of work. At the same time, when employees have low morale and low motivation, they tend to work slower; there is a decline in production and low quality of work. However, there are exceptions to this case.

In certain instances, there can be highly motivated employees who work harder to achieve the goals, but with low morale. Negative factors such as job insecurity and fear of supervisor may drive these employees to work harder. In these instances, motivation is high, while morale is low. You can also note cases where morale is high, but motivation is low.

Difference between motivation and morale

Morale is a  feeling of enthusiasm and encouragement that comes from an individual, whereas motivation refers to an individual’s drive to accomplish a task. So, this is the key difference between motivation and morale. Higher motivation can often lead to higher morale of employees; however, high morale does not essentially result in highly motivated employees as their attitude may not encourage them to work more efficiently. Thus, high motivation leads to higher productivity, whereas higher morale may not lead to higher productivity. Moreover, motivation is considered as an individual concept, whereas morale is a group concept. Therefore, this is another difference between motivation and morale.

Although morale and motivation are fundamentals for a positive work environment, there is a distinct difference between motivation and morale. Morale is a  feeling that comes out from an individual to cooperate, whereas motivation refers to an individual’s drive to get a task done. Thus, motivation is considered as an individual concept, whereas morale is a group concept.

Dil bechara

late actor sushanth Singh Rajput last movie Dil bechara is going to steam in Disney+ hotstar on 24 th July 2020 7:30 pm

Sara Ali khan shared movie poster on twitter for everyone to watch the movie,and also the movie is going to available for subscribes and non-subscribes

Dil Bechara stars sushanth Singh rajput, sanjana and directed by mukesh chhabra

Derailment at its worst

Despite the whole perfection with a good performance history, failed subsequently to reach expected levels of achievement, and ended up stagnating in their career or being hired from the jobs was rated as the worst one. The actual problem will begin with the first step that is posed by transition. Very example , promotion to a senior job, or a move to a new boss, or an unfamiliar challenge.Mild moments of managerial or monetary factors-oriented derailment results from non-adaptation to new challenges of a different context which effects in results in the job assignment requires people to apply a different skill set. But derailed executives fail to notice the need to develop new strengths Taking all the considerable factors into brief observation paradoxically , the same talents that once brought them early success, later lead to great fiascos , flaws and blind spots that seemed insignificant earlier in their careers, suddenly start to matter a great deal.

MODESTY IN THE RESCUE : Being grounded and known to your limits , raising voices when needed results in utmost subtle modesty to avoid the derailment scam that you’re trapped in you require realistic self-assessment, recognition of the need for new strengths, conscious development of a broader set of skills and perspectives that can serve you in the new situation. Derailment is also caused by another related problem. The problem created by success.

Improve your English

Writing for the sake of writing isn’t writing. You should have a passion to write. That pushes you forward to a greater extent. The interest on writing makes you write the writings that were never written. Don’t make yourself to write, let yourself make you write. There’s a lot of difference between them. It’s like earning to write and writing to earn. What we know is a drop, what we don’t know is an ocean.

Develop a habit of writing because that makes us improve without our knowledge. Write something that happened to you because it tries to bring the coordination between our brain and hands. As the time passes our hand should be faster than our brain. We should think of next sentence while writing the previous. It can even be writing in a dairy.

Start a blog and keep on writing and express what you feel like. Share it to your contacts and ask them to suggest any improvements. Keep on writing and improving by implementing their suggestions and get improvised with your writing.

Writing not only comes from writing. Start reading the different writings. Analyse the way different people write and try to figure out the pattern they try to express themselves. Read and read until you get better in writing.

Write for someone who are looking for writers because that makes you know more about your writing from others. Try to become freelancer and ask for work. Doing work makes you improve. Such work involves lot of research and you will get a chance to know about the unknowns.

Start your journey in facebook groups and Quora groups and make friendship with your mates . Connect with like minded people and that will surely make you know more about the various styles of writing.

WhatsApp Bullying

A few days back, I was casually chatting with my cousin sister discussing about how the pandemic is altering our life. While discussing she cited a very interesting incident which happened to her daughter, Tanaya a couple of weeks back. Tanaya is currently promoted to fifth standard and she has been attending her classes in online mode since June end. My cousin said that they have created WhatsApp group among themselves where they discuss about their ‘school-affairs’. A few days passed by, she noticed that Tanaya was feeling very low and she almost stopped communication with her fellow mates. Distressed, she questioned her if something is bothering her, since it is a very new thing for Tanaya. After a lot of pestering, she opened her unofficial WhatsApp group of their class and she says that she was shocked reading the conversation. She noticed that there were a lot of slangs for fifth standard students. The most oppressive thing that she understood was that Tanaya was completely ignored when she asks or say something, or laughed at or completely victimised her. She was so outrageous that she took the matter up to the Principal and finally after a heated discussion that volunteer parents will be a part of those group and banned the creation of any other unofficial WhatsApp groups. Upon listening, I just saluted her for what she did and how she stood up to it.

WhatsApp is the only source of communication among us right now. That is the platform where everyone, from students to professionals, converse among themselves, trying to keep up with the changing world. That said, now when we all are chatting in a public forum, we usually tend to oversee the boundaries and limitations. Students who have been programmed to attend classes in offline mode were under a lot of restrictions and discipline and so such random conversations were easily avoided. But they have started attending their classes online, where there is no restriction, no rules and especially there is no such ingrained discipline. Well, I have particularly experienced that seeing my cousin’s daughter. Considering her age, it is very well perceived that freedom of such kind in unexpected and very often, such freedom bears its own consequences. They tend to say everything, thinking that it is cool and very often they tend to exhibit groupism. At times, they say something to a particular person, out of ‘longing for acceptance’, without giving it a second thought. This is what constitutes bullying. Repeated avoidance, being laughed at or made mockery of, posting ridiculous and insulting messages as WhatsApp status, sending offensive memes or caricatures in the public groups are some forms of mental harassment in online mode, otherwise known as WhatsApp Bullying.

What I believe is that people, especially such young ones, are going through a massive change. Schools and other such institutions need to understand that just initiating classes in the online mode can make someone ‘educated’ but it will completely erode the ‘mental’ and ‘civilized’ part of our character. Parents and teacher should make them understand that everyone is feeling excluded at this hour and we should take the responsibility of making someone feel inclusive.

While leaving my cousin’s house, Tanaya came to bid me good-bye. I looked at her eyes and remembered about my past too. I smiled, and then left.

Source: Self

Right to Marry

The three most important events of human life are equally devoid of reason: birth, marriage and death. ~ Austin O’Malley

Definition of marriage:

The dictionary defines marriage as “The legal union of a man and woman as husband and wife.” The definition of marriage can be looked at from a legal perspective. A legal dictionary defines marriage as “the state of being united to a person of the opposite sex as husband or wife in a legal, consensual, and contractual relationship recognized and sanctioned by and dissolvable only by law.” Legally, marriage is a binding contract between the two parties that joins together their possessions, income, and lives.

Marriage Under Personal Law


Marriage, according to the Hindu Law,

Marriage is a body for the performance of religious duties. It is deemed as a holy union in Hindu Law. It is also considered to be an union of flesh and flesh and blood and blood. It is a religious sacrament and not a civil contract.

Marriage, according to the Muslim law:

Quran states “every person must marry”. Quran asserts that marriage is the only way to satisfy one’sdesire. Marriage (niqah) is defined to be a contract which has for its object the procreation and the legalizing of children.

The European Convention on Human Rights:

The ECHR states that all men and women, who have reached the age at which they can legally marry, have the right to get married and to start a family.

The European Convention on Human Rights (ECHR) sets out a list of fundamental rights and freedoms which are believed to be common to all people. The ECHR lists these rights in numbered’ Articles’.

Article 8 of the ECHR concerns an individual’s right to respect for their private and family life.

Article 12: Right to marriage

Men and women of marriageable age shall have the right to marry and to found a family, according to national laws governing the exercise of this right.

Indian Perspective:

right to marry in India


The right to marry is a component of right to life under Article 21 of Constitution of India which says, “No person shall be deprived of his life and personal liberty except according to procedure established by law”. 

Kerala has the highest literacy rate in India. Yet when a girl decided to convert to another religion and marry by her own choice, it became a matter of debate for the entire nation.

In the bizarre case of Hadiya, she converted to Islam and got married to a Muslim man. Hadiya was 25 years old when she got married . On 24th May 2017, the Kerala High Court annulled the marriage of Hadiya (previously known as Akhila) and Shafin Jahan.

Her father has filed a petition before Kerala High Court as he claimed that she was allegedly coerced into adopting Islam as her religion and might be trafficked to Syria.

The Kerala High Court, after admitting the petition filed by her father, granted Hadiya’s custody to her parents. Absurdly, while rendering this order, Kerala High Court observed that “we are not satisfied that it is safe to let Akhila free to decide what she wants in her life.”

Later on the High Court’s decision was challenged by Hadiya’s husband, who filed a special leave petition in the Supreme Court, that ordered an NIA probe in the matter. 

On November 27th 2017, the apex court took Hadiya’s testimony in open court and freed her from her father’s custody. The Supreme Court allowed Hadiya to continue her studies in a Salem college and to live with her husband. 

Choice of religion is a personal choice of a person. If the court does not allow a person to freely choose his religion, it amounts to a violation of his or her fundamental right as guaranteed under the Constitution of India.

At 18, a woman in India can vote, marry, have a child, take up a job and drive. Then why there is so much of fuss when a Hindu decided to convert to Islam. Why is the right to freedom of religion veiled under the garb of ‘love jihad’. Denying Hadiya her right mocks the notion of adulthood.

India has a diverse culture, and religion and caste are an integral part of our society. Society still frowns on inter-caste marriages. India still largely follows the ancient and rigid structure of the caste system.

Conclusion


Legally, every young person has right to marry and to enter into a marriage contract.arriage is the foundation of a family as well as social relations. A couple owes a great responsibility to the family and society.Right to marriage is provided under human right charter that to under the heading of” Right to have family”.

In Indian Constitution this right not expressly mention. But it is interpretated under Article21 .Right to marry is universal right .It is available to all persons. Marriage right is recognized at international level .Marriage right is mentioned under various covenant . Indian constitution provides for right to marry but it is not fundamental right.

History of Series of evolution of cinematography


 Pinhole images: Pinhole photography on the other hand is the capturing of those images and shapes using no lens. A tiny hole replaces the lens. Light passes through the hole and an image is formed in the back wall of the camera. The image is of course upside down because light travels in straight lines
and therefore crosses at the aperture (hole). If an outdoor scene is seen, the sky is at the bottom and ground at the top.
Objects reflect light in all directions, and that rays from the top of an object, when passing through a hole, will produce the lower part of an image.
This is how first image was invented.  Camera obscura effect
The term camera obscura (“dark room”) was coined by Johannes Kepler (1571-1630). At this time, the term had come to mean a room, tent or box with a lens aperture used by artists to draw a landscape. The lens made the image bighter and focused at a certain distance. Thus this type of camera differed from the pinhole camera obscura used by Frisius in 1544. In the 1620s Johannes Kepler invented a portable camera obscura. Camera obscuras as drawing aids were soon found in many shapes and sizes. Both artists and painters used them. During the 19th century several large scale camera obscuras were built as places of education and entertainment.
The meniscus lens, superior to the bi-convex lens, improved the quality of the projected images.  The magic lantern
The magic lantern, a projector with a future that would inevitably become one of the most famous and entertaining inventions in history.
he magic lantern was the forerunner of our current day slide projector and overhead. It however, was without motion. Void of fluidity yet electrifying and
exhilarating in it’s presentation, this little tin box with a chimney was only one of many vital components that make up the art of seeing pictures “move”.
And they all have their special place in the story, and history of cinematography.  The phantasmagoria In the last 18th century The Phantasmagoria shows were often held in old run-down monasteries and chapels to add to the effect. The dark and somber surroundings were ideal for special effects much like those created through Dolby surround sound and darkened theatres of today. Showmen used waxed
sheets to catch images from “moving” lanterns on wheels and smoky rooms allowed images to float and “hang” in the air.  Persistence Of Vision
The first modern steps toward motion pictures were those taken in the direction of the study of persistence of vision. The investigation of this subject appears to have been conducted on a serious note by Peter Mark Roget in 1824. Roget presented a scientific paper detailing his studies and called it `Persistence of Vision with Regard to Moving Objects’. The phenomenon itself was not only known in the 19th century. When digging deep into the history of any subject we can be
astounded at what we find. In 1832 Joseph A. F. Plateau and Simon Ritter von Stampfer in Vienna, Austria, independently of one another, discovered an identical method for creating the illusion. They used flat disks which were perforated with a number of evenly spaced slots. Around the rim of the disk were an equal number of hand-drawn figures. Each figure showed successive phases of movement. Holding the device with the figures facing a mirror, the viewer spun the disk and looked through the slots. The figures reflected in the mirror appeared to move. Plateau’s device, the phenakistoscope, and Stampfer’s, the stroboscope, led to the invention of more elaborate devices using the same principle, such as the zoetrope.  Photography One of the most important constituents in the discovery of motion pictures was the photograph.

Cinematography and role of cinematographers

Cinematography is a blend of science and art used to capture, manipulate and store moving images for the purpose of creating a motion picture.
The person responsible for the technical process that gives a film its unique look and feel is called the cinematographer or director of
photography (DP). The DP works closely with the film’s director, who is responsible for ensuring that the actors, set and technical choices made
by the DP accurately reflect the script’s intentions. In many instances, particularly smaller budget films, the director of photography will also serve
as the camera operator.
Many of the same cinematic goals for example, engaging the viewer and manipulating emotions are used in both film and digital cinematography.
Consider, for example, the depth of focus and framing. The first part of these, the depth of focus, refers to how much of the image on the screen, or
frame, is in focus and how much is blurry. By having subjects closer to the camera in sharp focus and those in the background blurry, the eye is
drawn to the foreground. Alternatively, having both near and distance objects in sharp focus gives equal weight to both. The director of
photography can choose to alternate focus from foreground to background to heighten a sense of tension or to make a revelation to the viewer and
the character in the foreground. Camera angle is another important consideration the cinematographer must consider. Scenes shot from a low-to-
high angle, for example, can make the subject seem either foreboding or powerful.
The technical aspects the cinematographer must consider include the aspect ratio, depth of focus and framing, color, lighting, camera angle, frame
rate, film stock (for example, 8mm, 16mm, 35mm, and 65mm) and special effects (FX). Each of these technical aspects requires specific
equipment and settings on that equipment to achieve the desired results. It is the technical aspect of film making that has changed most over the
years.