The Nyuntam Aay Yojana is a social welfare program that was a proposed by the Indian National Congress in its 2019 general election manifesto. According to The economic times NYAY is “yet another welfare program for India, but one that is between promising the moon and simply loony”.

Under this scheme, bottom 20% poorest families who are earning less than Rupees 12,000 per month will get Rupees 6000 per month directly transferred to their bank accounts.

NYAY promises annual income transfers of ₹72,000 to each of the poorest five crore families comprising approximately 25 crore individuals. If implemented, it will cost the exchequer ₹3.6 lakh crore per annum.


  • It helps poor people in providing nutrition and education.
  • It follows direct cash transfer which eliminates fake beneficiaries.
  • The money will be transferred to the women of the family which will in turn help in empowering women.


  • Spending money on development is much more effective than giving out cash directly.
  • Inflation may rise.
  • This scheme should not be as a permanent scheme. If it is, the whole purpose of eliminating poverty will be defeated.
  • There is no incentive to work. And hence NYAY can make people lazy and may stop them looking for work.

If it is targeted well, and if leakages are avoided, NYAY can bring at least a few people out of poverty. There are more issues that remain unanswered.

Well there isn’t a definite answer weather it can end poverty or not, but it is in the hands of every individual to kick poverty out of our country as well as the whole world.

Poverty is not like cancer where every cell must be removed or will come back. Whereas we can consider it like , being overweight or obese. The hard and slow process; victories are partial, sometimes you regress. But keeping up the fight you can definitely succeed. So just working towards poverty each and every day we can eventually overcome it.

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