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YOGA: TRY IT AND SEE THE BENEFITS!

Woman Squatting on Ground While Raising Both Hands

Yoga has been part of Indian culture and society as far back as we can go. With it several positive effects that have been witnessed by the people who have tried it, yoga has become quite popular among people all around the globe and is now, not just practiced in India but several other nations as well. While it provides us with a variety of advantages to incorporate yoga in our everyday lives, even science has backed these developments and even doctors have recommended people to make yoga a part of their routine as it is far more than sitting at one place and simply breathing with eyes closed. Every year, a large number of people, in quest for spiritual and religious awakening, travel to India and try yoga in order to reach their respective mental and physical goals and in fact, they are able to do so always.

Some if the benefits of including yoga in our everyday routine includes:-

MAKES US FLEXIBLE

Person Performing Exercise

Perhaps one of the major reasons why people pick up yoga is to make their body more flexible. In fact, yoga does make us flexible as it makes our body more loose, with all the stiff muscles that open up over time due to regular and consistent yoga practicing.

PROMOTES MUSCLE BUILDING AND STRENGTH TRAINING

Photo Of Women Stretching Together

Yoga has been proven to aid muscle building among regular yoga practitioners. It helps us be more flexible, which improves our performance significantly in gyms and other muscle building programs. Further, it helps us to strengthen our core as well, making us more than capable to manage our own body weight so that we can become a stringer and better version of ourselves.

So, make sure to try yoga at least for a few weeks if you want o build muscles and observe the magic of yoga!

HELPS WITH BODY ACHES

Photo of Girl Hugging Her Mom While Doing Yoga Pose

Yoga helps in soothing body aches significantly. This can be supported by the fact that as we do yoga, the blood flow in our body improves and happens more efficiently, henceforth, blood is properly supplied to all the limbs of our body. Not only this, the blood cells receive much more oxygen, all thanks to yoga, which helps them heal faster and efficiently.

So next time when you face a back pain, make sure to do some yoga stretches which will surely help you with the pain!

BETTER POSTURE

Man in Black Crew Neck T-shirt

The placement of the head in our body along with our everyday lifestyle does more than harm to our back and posture. While we slump everyday in front of our computer screens as we work, our backs are prone to becoming extremely weak. However, a number of studies have shown that yoga can helps us with this issue as it can aid in correcting our body balance, along with imbalanced muscles as well. this will ensure that we hve good posture throughout the day and we do not face an back problems!

To sum it all up, yoga can be excellent tool for everyone actively willing to improve themselves on their journey to health and wellness.

Organ trafficking

Organ trafficking is a very big issue which the world is facing right now. It is a deadly crime which robs human beings of their healthy life. It is essentially an illegal business of human organs, tissues and body parts. They use them for transplantation. It is bringing down the human body to the worth of an object. They trade them off for a little money or some other commodities. There are various reasons why this happens greatly in all parts of the world.

Causes of Organ Trafficking

When we look at the problems people are facing in today’s world, a lack of organ donors is the main one. There are too many patients nowadays and too few volunteers. Thus, when the supply and demand do not match, crimes like these will rise.

Most importantly, poverty is a great cause of this. People who are in great debt or in need of money sell off their organs to get some temporary relief. They get very less amount than the actual worth. Furthermore, illiteracy is also a great cause. Those who are not educated are not aware of the consequences of selling their organs. They do not know the health hazards and are very vulnerable to this crime.

The children in war and developing regions are also very vulnerable to organ trafficking. When they get displaced from their homes, the traffickers make them easy targets. Furthermore, deceiving and dishonest medical firms and people also are a major cause. As organ transplant cannot be done without proper knowledge of it, people of the medical field who are corrupt contribute to it.

The lack of proper implementation of laws also contributes largely to this problem. As there are no stringent laws against this crime, the traffickers have no fear. Moreover, they also get off easy which makes it easy to commit this crime.

Impact of Organ Trafficking

Organ trafficking has a negative impact on society as a whole. The poor people get robbed off their good health due to this crime. The traffickers exploit them endlessly to make sure they do not betray them.

Moreover, kidnapping and human trafficking also happen due to this crime only. The traffickers abduct and traffic children into selling their organs. Some also murder them after their work is done to not leave any proof behind.

Organ trafficking also impacts the health of a person as well as their safety. The high demand for organs results in diseases and illnesses amongst people whose organs are trafficked. People also rob others so they can sell their organs. Even medical firms are losing their credibility because of such illegal practices.

Therefore, we need to eliminate this crime to protect people. The government must take strict measures and implement stringent laws against this crime. We must spread awareness about organ donation so people can donate their organs after death so the supply meets the demand. This will ensure no organ trafficking happens. Moreover, people must also be made aware of the dangers of organ trafficking so they can be better prepared and aware of the consequences.

“life is a gift of our creater…And it should NEVER Be for SALE”

8 Hardest Languages to Learn In The World For English Speakers

Which languages are the most difficult to learn? You can see where different languages broke off as you peel back the onion to the beginnings of language creation, often known as the ‘Old World Language Families.’ You may now see why Spanish has parallels to languages such as German, Italian, and French. And why Korean is comparable to Mandarin, Japanese, and other Asian languages. We’ll concentrate exclusively on the most difficult languages for English speakers to learn.

Photo by Pixabay on Pexels.com

1. Mandarin: Why it’s so difficult: English may be the most widely spoken language on the planet, but it comes with its own set of challenges for native speakers. Because Mandarin is a tonal language, adjusting your tone can give a word a whole different meaning. Thousands of letters, intricate systems, and a wealth of homophones make it one of the most difficult languages to learn in the world.

2. Icelandic: Why it’s difficult: The Icelandic language has remained unchanged since the ninth and eleventh centuries, but it continues to add new meaning to old terms. It also doesn’t help that there are only about 400,000 native speakers with whom you can practise.

3. Japanese: Why is it difficult: There are three distinct writing systems in Japanese: hiragana, katakana, and kanji. Japanese students must first study thousands of distinct characters in these writing systems before they can begin writing. It is, nevertheless, much less difficult to learn than Mandarin!

4. Hungarian: Why is it difficult: As previously stated, most languages are descended from the Indo-European language family. Hungarian, on the other hand, is a Finno-Ugric language in which words are produced separately. To put it another way, it’s not the way English speakers generally construct words or phrases. ‘With my [female] friend,’ for example, is shortened to to ‘barátnőmmel.’ Are you perplexed yet? We’re in the same boat.

5. Korean: Why is it difficult: Korean is an isolated language that is not related to any other language family. There’s more, though. There are seven main speech levels in Korean, which native speakers switch between, depending on the formality.

6. Arabic: Why is it difficult: Despite the fact that there are 221 million native speakers from whom you can learn, Arabic remains one of the most difficult languages to master. First, when writing, vowels are not included. To make matters even more complicated, most Arabic letters are written in four distinct ways depending on where the word is placed.

7. Finnish: Have you ever seen The Lord of the Rings? The Elvish language was founded on the Finnish language by author J.R.R. Tolkien. Finnish, like Hungarian, is a Finno-Ugric language with a lot of grammatical intricacy. And just when you think you’ve figured out how to translate Finnish to English, you’ll discover that current Finnish speakers have their own method of expressing emotions that differs from the standard translation!

8. Polish: Making pierogies is one thing, but speaking the language of the country that produces them is another. The Polish language’s complexity can be divided into two categories. First and foremost, the pronunciation. For novice learners, simply saying ‘hello’ (cześć) is a headache because the ‘c’ and’s’ are pronounced significantly differently than in English. The other is that the Poles have seven different gender-affected grammatical cases and seventeen different cases for numbers. Yes, there are seventeen distinct ways to say ‘ten.’

The main crux is that the most difficult languages to learn for English speakers are determined by a variety of criteria, not just one. The number of speakers, linguistic origins, resemblance to English, and other factors all contribute to how difficult it will be to learn. Every language will have its own set of difficulties, but it will also have its own set of rewards, joys, and fulfilment. Remember that whatever language you choose to study, your time will be well invested.

Anklets

” The anklet of my leg was

jingling to sound like his heartbeats.

~ Mariyam Mehboob

Ladies wear anklets

The are usually worn by married women, but unmarried girls also wear them,which signifies their bravery and pride. Usually anklets have small tinkling bells,which creates jingling sound when a lady walks. Anklets also helped a wife to attract the attention of husband.

Uses of wearing anklets

Wearing silver anklets have scientific significance as well and it is one the delicate jewellery to wear. The scientific reason behind Wearing them is the energy isn’t wasted and in fact re-vibrate back to one’s own body again. Hence Wearing them is the best way to remain energetic and divine.

☆ Getting rid of leg pain.

☆ Protection against swelling heels.

☆ Energy healers.

☆ Immunity Booster.

☆ 16 or solah shringar.

☆ Bring positivity in home.

☆ Saviour to problems.

Why gold anklets should not be worn?

Gold represents Goddess Lakshmi,the Hindu goddess of wealth, fortune and prosperity. Thus,wearing it on our feet will be seen as disrespecting the goddess herself.

A friend is someone who knows your past. Believes in your future and accepts you just the way you are.

10 Interesting Facts About Harry Potter

There’s no arguing that “Harry Potter” is a cultural phenomenon, whether you’re a die-hard fan or a Muggle who’s only seen the movies. Here are 10 interesting facts that you did not know about the Harry Potter franchise.

1. Rowling and Harry Potter share a birthday: J.K. Rowling: J.K. Rowling’s birthday comes on July 31st; being the author of Harry Potter, Rowling took the advantage of the writing license, and decided to give her birthday (except the year, of course) to her main character.

2. Rowling gave her characters names that reflect their roles in the series: Rowling’s world-building is legendary among fans, and the unique names she gave her characters are no exception. She disclosed on Pottermore that she came up with names for 40 Hogwarts students in Harry’s year, including every member of the Golden Trio, early in the creative process. Harry’s name, for example, refers to his leadership skills, while Ron’s refers to his function as a sidekick. “Harry” is a Middle English variant of the name “Henry,” which has been popular among English kings for ages. Rowling appears to have based “Ronald” on the Old Norse “Rögnvaldr,” a title for a ruler’s adviser. Hermione’s name, which comes from Shakespeare’s “The Winter’s Tale” (as well as Greek mythology in general), has less to do with her personal characteristics and more to do with her Muggle parents’ desire to come up with a witty pseudonym.

3. The “Harry Potter” books have been translated into around 80 languages, from Albanian to Hebrew to Scots: The “Harry Potter” books have sold more than 500 million copies worldwide and have been translated into 80 different languages, including Scots, which is spoken as a first language by 90,000 people.

4. Rowling jotted down the Hogwarts house names on an airplane vomit bag: Many people, including celebrities, connect strongly with a Hogwarts house. Rowling first scribbled the words Gryffindor, Slytherin, Ravenclaw, and Hufflepuff on the back of an aircraft puke bag, which may surprise you. In 2017, she divulged this tidbit on Twitter.

5. When she invented Dementors, Rowling drew from her past experiences with depression: Rowling struggled with depression when she was in her twenties. Dementors, she said in an interview with Oprah Winfrey, are based on the “hollowed-out feeling” of sadness. “I know sadness. Sadness is to cry and to feel. But it’s that cold absence of feeling — that really hollowed-out feeling. That’s what Dementors are,” she stated.

6. Rowling planned in advance who would meet a grim fate in the series — but she decided to spare one character’s life at the last minute: One of the plot aspects that Rowling planned ahead of time is character deaths. She had intended for Ron’s father, Arthur Weasley, to die in “Order of the Phoenix,” but she altered her mind. In a 2007 interview with “Today,” she said, “I think part of the reason for that is there were very few good fathers in the book.”

7. Some of the most expensive costumes to make were the Hogwarts uniforms: The Hogwarts uniforms were arguably of the most expensive clothes in the series to produce because they contained silk ties and wool sweaters. She previously told Insider, “I never wanted to use anything but the most beautiful material.” “The ties are silk, the sweaters are wool, and the gowns are made of a very expensive material.”

8. Some of the food on set was real: Despite the fact that part of the food in the “Harry Potter” films was painted resin, there were edible things in the mix for the feast scene in “Goblet of Fire.” Try some of the wonderful options at Universal Studios’ Wizarding World of Harry Potter, from butterbeer to bangers and mash, if you want to eat like a Hogwarts student.

9. Edinburgh, Scotland, where Rowling resides, provided a ton of inspiration for the series: The Gothic architecture, cobblestone streets, and tight alleys abound in Scotland’s capital. From Greyfriars Kirkyard, where the “genuine” Tom Riddle is buried, to George Heriot’s School, a private institution whose turreted architecture inspired Hogwarts, Rowling was fascinated by the city’s locations.

10. Like the multitude of spells in the series, Hogwarts’ official motto is also in Latin: Rowling is well-versed in Latin, having studied Classical languages and mythology at Exeter University. The series’ many spells, as well as Hogwarts’ motto, “Draco dormiens nunquam titillandus,” (“Never tickle a sleeping dragon”) are based on that old language. “You know the way that most school slogans are things like persevere and nobility, clarity, and fidelity or something,” Rowling noted in a 2005 BBC interview “it just amused me to give an entirely practical piece of advice for the Hogwarts school motto.”

Chilly memories -winter

Winter is one of the most important seasons in India. It is a part of the four seasons that occur in India. Winters are the coolest season that starts from December and last till March. The peak time when winter is experienced the most in December and January. In India, winters hold great importance. In addition, the essence it has is admired by many people. Winters give you the time to indulge in various activities like snowball fighting, building snowmen, ice hockey and more. It is a great time for kids to enjoy their vacations and get cozy in their blankets.

Essence of Winter

During winters, schools usually take a break and close down. The days are shorter and the nights get longer. The chilly mornings give you a different sense altogether. Hot drinks like coffee, tea, and hot chocolate are enjoyed more during winters. The sun rises quite late and sometimes it does not.

Even when it does, it doesn’t get a bit hot. People long for a little sunshine as the cold weather sends chills down the spine. You see people on the roads burning woods and paper to get a little warmth. However, not many people prefer going out in winters. They like sitting by the fireplace or heater all day.

In the hilly areas, people experience snow during winters. They have to shovel it out of the way to make way for walking. The essence of winters is enhanced by Christmas as well. It sets the holiday mood for people and is admired all over the world.

In the hilly areas, people experience snow during winters. They have to shovel it out of the way to make way for walking. The essence of winters is enhanced by Christmas as well. It sets the holiday mood for people and is admired all over the world.

As the animals do not have proper shelter, they too lose their lives. In addition, many flights are also canceled during this season. Nonetheless, this does not make winter any less important. It is quite essential to maintain balance in the weather of our country.

Why I Love Winter?

I personally love winters. This season brings a lot of healthy fruits and vegetables. People get the chance to eat fresh grapes, apples, carrots, cauliflower, guava and more. Furthermore, so many beautiful flowers bloom during this season. These flowers include roses, dahlias and more. This makes winter even more beautiful than it already is.

Other than that, no lizards are to be found as they go in hibernation. This makes me very happy and lets me live fearlessly. Most importantly, winter mornings are the best part of this season for me. I like getting up early in winters and witnessing the morning dew on flowers. There is a different vibe altogether that comes with winters.

Also, our school organizes bonfire which is one of the most awaited events of the year.

In short, winter is as important as any other season. Sure, it may have its negative sides and positive sides, but that happens with every season. Winters helps you enjoy long morning walks and fresh air.

“To appreciate the beauty of a snowflake it is necessary to stand out in the cold”

—ARISTOTLE

Role of youths in nation

“we cannot always build the future for our youth, but we can built our youth for our future“

17+ Youth Leadership Quotes | Youth quotes, Leadership quotes, Good leadership quotes

It is a well-known fact that the youth of any country is a great asset. They are indeed the future of the country and represent it at every level. The role of youths in nation-building is more important than you might think. In other words, the intelligence and work of the youth will take the country on the pathway of success. As every citizen is equally responsible, the youth is too. They are the building blocks of a country.

Role of Youth

The youth is important because they will be our future. Today they might be our partners, tomorrow they will go on to become leaders. The youths are very energetic and enthusiastic. They have the ability to learn and adapt to the environment. Similarly, they are willing to learn and act on it as well to achieve their goals.

Our youth can bring social reform and improvement in society. We cannot make do without the youth of a country. Furthermore, the nation requires their participation to achieve the goals and help in taking the country towards progress.

National Youth Day 2021: 10 inspirational and powerful quotes by Swami Vivekananda

Likewise, we see how the development of any country requires active participation from the youth. It does not matter which field we want to progress in, whether it is the technical field or sports field, youth is needed. It is up to us how to help the youth in playing this role properly. We must make all the youth aware of their power and the role they have to play in nation-building.

Ways to Help the Youth

There are many ways in which we can help the youth of our country to achieve their potential. For that, the government must introduce programs that will help in fighting off issues like unemployment, poor education institutes and more to help them prosper without any hindrance.

Similarly, citizens must make sure to encourage our youth to do better in every field. When we constantly discourage our youth and don’t believe in them, they will lose their spark. We all must make sure that they should be given the wind beneath their wings to fly high instead of bringing them down by tying chains to their wings.

Furthermore, equal opportunities must be provided for all irrespective of caste, creed, gender, race, religion and more. There are various issues of nepotism and favoritism that is eating away the actual talent of the country. This must be done away with as soon as possible. We must make sure that every youth has the chance to prove themselves worthy and that must be offered equally to all.

Quote of the Week: Daisaku Ikeda on the power of youth. - World Tribune

In short, our youth has the power to build a nation so we must give them the opportunity. They are the future and they have the perspective which the older generations lack. Their zeal and enthusiasm must be channelized properly to help a nation prosper and flourish.

Conclusion

Thus, youths play a significant role in the progress and development of the nation. They can bring rapid change and development with sincere efforts. They have fire in them to fly high and chase the sky. So, if the power of youth is used wisely and optimally then it can surely lead to the national development.

“a youth who doesn’t work hard,will be begging will he is old “

THE STRESS FACTOR

While there is no denying that the world loves a winner. It is important that you recognise the signs of stress in your behaviour, and be healthy to enjoy your success.

Firstly, let me tell you what is stress? What does it mean? Stress is a physical or emotional response the body of the person has when changes occur in their daily life. When we hear the word ”stress” then automatically one thing comes in our mind that the person is suffering from something bad in their life. Stress can be caused from anything like work, relationships, money, illness and family issues etc. Mainly at this time, when the whole country is suffering from Covid-19, it is found that the stress rate has increased very much because of many financial problems, health- related problems and the sudden deaths of their loved ones.

  • ^BMODEL RELEASED^b. Work related stress. Office worker with a headache.

Stress can strike anytime, in a fashion that may leave you unaware of its presence in your life. While a certain amount of pressure is necessary for performance, it is important to be able to recognise your individual threshold. For instance, there are some individuals who accept competition in a healthy fashion. There are others who collapse into weeping wrecks before an exam, or on comparing marksheets and finding that their friend has scored better. Whenever there is a change in external environment such as temperature, pollutants, humidity and working conditions, it leads to stress. In these days of competition when a person makes up his mind to surpass what has been achieved by others, leading to an imbalance between demands and resources, it causes psycho-social stress. It is a part and parcel of everyday life.

DIFFERENT MEANINGS OF STRESS DEPENDING ON THE STAGE OF LIFE-

1- FOR A CHILD- The loss of a toy or a reprimand(scold) from the parents might create a stress shock in a child.

2- FOR AN ADOLESCENT- An adolescent who fails an examination may feel as if everything has been lost and life has no further meaning.

3- FOR AN ADULT- In an adult, the loss of his or her companion, job or professional failure, may appear as if there is nothing more to be achieved.

SIGNS OF STRESS THAT APPEAR IN AN INDIVIDUAL-

Such signs appear in the attitude and behaviour of the individual, as muscle tension in various parts of the body, high blood pressure, indigestion and hyperacidity and ultimately in self destructive behaviour such as eating and drinking too much, smoking excessively, trembling, shaking, nervous blinking, dryness of throat and mouth and difficulty in swallowing. The professional under stress behaves as if he is a perfectionist followed by depression, lethargy, weakness for further work. Periodic mood shifts also indicate the stress status of students, executives and professionals.

  • Woman in office stress vector illustration of cartoon girl manager working on computer with disheveled messy hair and documents piles. Overwork and deadline office work concept

SOME WAYS TO PREVENT STRESS-

  • The best technique is self inner control. This arises by having faith in oneself, on the usefulness of the job he is doing and on any superpower who would deliver the result of effort made.
  • Do exercise and meditation daily. This is the best way to cope up with stress and negativity.
  • Eating right at the right time also prevents stress and various diseases.
  • Sleep for at least 8 hours to fight with stress and you will feel more energetic and determined.
  • Massage from Naturopathy, food supplements and herbs from herbal medicine helps in curing stress.
  • Develop new hobbies like dancing, singing, painting and if you have already then practice it daily.
  • Talk with your parents about your problems, share with them, they will definitely have a solution and it helps you to manage with stress.
  • Avoid bad habits like smoking, drinking, drugs and all those things that affect your health
  • Watch TV, movies, shows of your choice, listen to news that helps you gain knowledge about various things and develops interest.
  • Surround yourself with good people who give you positive vibes, who gives you peace and happiness. Cut off yourself from negative people who are the reason of your stress.

CONCLUSION-

Stress is very harmful for your health resulting to various diseases and health related problems. It is very important to deal with stress and the ways of dealing it are very easy, everyone can practice it. If you find even a very small or acute symptom or sign of stress, do not take it lightly instead start doing exercise or anything that will prevent it. You can always start early and develop new and good habits. Especially at this time of pandemic, people are dealing with so much problems and stress that they surely need a therapy. Stress is a major problem and if not cured with proper time, it can lead to very serious damages even harming your life. So take good care of yourself, surround yourself with positivity and good people having good thoughts.

As it is always said, ” PREVENTION IS BETTER THAN CURE ”.

THE IMPENDING OBSOLESCENCE OF PHYSICAL STORES

With the onset of the pandemic, people are less willing to go to a physical shop in order to buy a product, and in fact many reputed brands have even closed down their physical shops owing to this lack of activity. After a year of observing lockdowns, work from homes, and online schooling people have become accustomed to making purchases online. This can be concluded from the all time low attendance rate in physical and the emerging behavior of consumers to buy consumer non-durable goods ( Washing machine, TV, Furniture) as against earlier only consumer durable goods (Mobile Phones, Grocery, Laptops).

This phenomenon can be a result of various factors. One such may be the ever growing advancement on technology, and to be more particular AR technology. AR (Augmented Reality) has come so far that we can virtually try on a dress to see how it looks on us. Online store also boasts a full inventory of all the products versus physical stores that can only hold a limited inventory due to its tight space. Consumers also have easy access to real time information about products, pricing and quality and social media enables them to amplify their options and complaints. Price transparency made available to consumers by online retailers maintain pressure on margins along with whole value chains. Additionally, margins are being squeezed by more frequent markdowns combined with constant discounts, as consumers expect year-round discounts. Prices across different brands can also be compared easily.

One thing coming out clearly is this. brands and distributors would need to spend more on digitally influencing their sales. they should not get overly focused pushing more digital online sales through their own websites as shoppers prefer pure-play e- commerce aggregates like Amazon and noon more than a brand or distributer websites. Their focus would need to be on reducing or rationalizing their brick and motor investments and increasing their digital influencing costs. The timing is just about appropriate. Strong distributors should ensure that they are financially prepared to pounce on an MNA opportunity when it arises specifically by reducing debt and freeing up cash. They should evaluate their portfolios more than once a year close deals quickly and build a robust and integration capabilities. With tech platforms empowering users to control campaigns, companies will be forced to re imagine the costs of their digital campaigns.

Banking Products “SBI VS ICICI”

Products offered

By SBI and ICICI

Like any other bank these two banks offer similar products :

  • Deposit account – savings and current account
  • Loan                   –  various specialized loan
  • Investment         – Fixed and Recurring deposits
  • Cards                 – Debit and Credit cards
  • Banking              – Net/Mobile Banking

Analysis(SBI VS ICICI)

  1. Deposit account :-As per the site clients with Rs 1 lakh or more in their bank account procures a premium of 3.25 percent. Be that as it may, clients with a store not as much as Rs 1 lakh get a loan fee of 3.5 percent. With this record, an essential RuPayDebit card is given to the clients, that as well, liberated from cost and no upkeep charge is applied. The receipt or credit of cash through electronic installment channels, for example, NEFT and RTGS is free too. There are no charges on actuation of broken records and on account conclusion. It might, in any case, be noticed that in the event that the client as of now has a Savings Bank Account, the equivalent must be shut inside 30 days of opening a Basic Savings Bank Deposit Account. Anyway ICICI offers a loan cost of 3.5 percent on the record equilibrium of underneath Rs 50 Lakh and 4 percent on Rs 50 lakh above. It offers a free Rupay card, money store or withdrawal and passbook office. It takes no charges for non-support of MAB, money withdrawals in accounts at base branch, money withdrawal at non-base branches inside the base city, exchange at non-ICICI Bank ATM. There are no yearly expenses on charge cards and a worth added SMS ready office.
  2. Loan :-

its own pros and cons that have to be evaluated before choosing the best offer. Some of the key results of the comparison between the two banks are:

  • Lowest Interest rate of SBI Personal Loan is 9.60%, which is lower than the lowest interest rate of ICICI Bank at 10.75%. Hence, SBI is offering a cheaper loan option.
  • When compared to other Personal Loan charges such as processing fees, SBI charges a processing fee of 1.00% while ICICI Bank charges a processing fees of Up To 2.25% of Loan Amount.
  • ICICI Bank offers Personal Loan upto an amount of ₹ 30 Lakh while SBI offer Personal Loan upto an amount of ₹ 15 Lakh. ICICI Bank can be a better option if you are looking for a high value amount.
  • One feature that makes Personal Loan a better option is foreclosure facility. ICICI Bank and SBI gives the option to close the loan after 6 months at 5% and 3%. This makes ICICI Bank a better option for Personal Loan.
  • ICICI Bank has an average customer ratings of 4.5, while SBI has an average customer rating of 3.6, based on which it is clear that ICICI Bank has a high customer service focus, an easy Personal Loan process and a quick turnaround.
  • (source: myloancare)
BankSBIICICI BANK
Parameters  
Interest Rate9.60% – 16.40%10.75% – 22.00%
Processing Fees1.00%Upto 2.25% of Loan Amount
Loan Amount₹ 50,000 to ₹ 15 Lakh₹ 50,000 to ₹ 30 Lakh
Loan Tenure6 to 72 Months12 to 60 Months
Lowest EMI Per Lakh₹ 1,832₹ 2,162
Part Payment ChargesNot AllowedNot Allowed
Foreclosure ChargesAllowed after 6 months at 3%Allowed after 6 months at 5%
Borrower’s Age21 to 58 Years23 to 58 Years
Minimum Income₹ 24,000₹ 25,000
Current Work Experience12 Months12 Months
  1. Investments :- 

ICICI

SBI

TenureFD Interest RatesSenior Citizen FD Interest Rates
7 days to 45 days2.90%3.40%
46 days to 179 days3.90%4.40%
180 days to 210 days4.40%4.90%
211 days to 364 days4.40%4.90%
1 year to 1 year 364 days4.90%5.50%
2 years to 2 years 364 days5.10%5.60%
3 years to 4 years 364 days5.30%5.80%
5 years to 10 years5.40%6.20%

SBI

The interest rates on RD offered by SBI are the same as offered in term deposits. At SBI, a five year or more recurring deposit account, will help you earn 6.25% interest. In the case of senior citizen, it is 6.75%.

ICICI Bank: 

This bank has launched a flexible recurring deposit scheme called as iWish.  At ICICI Bank, for a recurring deposit for upto 5 years and above, you can earn interest at 7%. For senior citizens, the interest rate is 7.50%.

75th Independence day

 

75th Independence Day

By: Astha Raghav 

Independence Day, in India national holiday celebrated annually on August 15. On 15 August 1947, India was declared independent from British colonialism and become the largest democracy in the world. Independence Day reminds us of all the sacrifices that were made by our freedom fighters to make India free from British rule.

15th August is celebrated as a national festival with flag hoisting, parades and cultural events.

Schools, colleges, offices, society complexes, government and private organizations conduct functions and celebrate this day with great enthusiasm. On this day, the Prime Minister of India hoists the flag at the Red Fort and addresses the nation by a speech. Doordarshan broadcasts the entire event live on television. Prime Minister Pandit Jawaharlal Nehru performed the first flag hoisting ceremony on 15th August 1947.

Why Do We Celebrate Independence Day 

India achieved independence after years of struggle. India got complete freedom from the British and secured full autonomy on 15th August 1947. That’s why the day holds great significance in the heart of every Indian citizen living in India or abroad. India completed 73 years of freedom on 15h August 2020. This day also reminds us of the struggles of freedom fighters and lives sacrificed by them in achieving independence. The pain that our heroes have gone through reminds us that the freedom we enjoy today has been earned by shedding the blood of lakhs of people. It also awakens a feeling of patriotism inside every citizen of India. It makes the present generation closely understand the struggles of the people at that time and acquaints them with the freedom fighters of India.

We remember the day with the sacrifices of our brave Indian freedom fighters. When India got independent, our first Prime Minister, Pandit Jawaharlal Nehru Unfurled, our tricolor national flag at Red Fort and Lahori Gate in Delhi. From that day and onward, this day was celebrated as an independent day. The honour of the day’s solemn occasion, many programs dedicated at Red fort-like march past by our Indian soldiers, 21 gunshots are fired for the beginning of events and cultural activities by school students. Kite flying has also been done as the tradition of Independence Day celebration, with kites of various sizes, shapes, and colours filling in the sky. Later on, from the year 1974, all the chief ministers of respective States unfurled the National flag. 

Thank You! 

5 reasons why reading is so important for a student to succeed

It seems so simple. Of course, students should learn to read. That’s been understood for generations. No one is going to argue against the importance of student literacy.

However, many don’t understand just how important student literacy and reading are to student development, starting at a very young age. Reports say that reading when young – even infants being read to by their parents – increases academic success down the road. However, many children enter kindergarten without the skills needed to read well. Helping students bridge that skills gap falls to those who have trained to become elementary school teachers. They play a significant role in the development of young minds in this vital area.

Here are some of the ways student literacy impacts a young mind:-

1.Self Esteem


This might be the most important area of all. The sooner students develop reading skills, the more they gain ground in the areas listed below. That leads to more assurance in how they speak and write and gives them the confidence of an expanded knowledge base. When students start to read about diverse people, distant places, and historical events at an early age, they become more creative and open. Also, those who have read a lot will naturally be asked to answer more questions – another confidence builder for a young student.

2.Improved Concentration


An emphasis on reading and student literacy helps develop higher levels of focus and concentration. It also forces the reader to sort things out in their own mind – including topics that might not be familiar to them at all (Paris at the end of World War II, for example, or another planet in a science fiction novel). This type of concentration on one topic – rather than trying to do many things at once – leads to better focus even after the book is put down.

3.Critical and Analytical Thinking Skills


The classic here is when a young reader becomes absorbed with a mystery book – Hardy Boys or Nancy Drew were examples for generations all over the world – and manages to solve the mystery in her head before the books reveal it. That’s a simple example of how reading helps students develop better critical and analytical skills, something that carries over even after they have put the book down.

4.Stronger Memory Skills



Think about reading. Even an elementary-age child with a relatively simple book must keep in mind a group of characters, the setting, and past actions. Reading helps to strengthen memory retention skills. That’s a powerful tool for young students – and older adults, as well.

5.Expanded Vocabulary

How many times do we all search for just the right word to express what we’re trying to say? Readers do that less. They have a larger vocabulary, and the words that young readers learn in a book will eventually make their way into their speech.

These are some of the most powerful ways that reading is important for student success. For those who have decided to teach children at the elementary school level, their impact on students in this vital area can resonate throughout the rest of their lives.

Must-Have Meet Add-Ons

As more schools have transitioned to online learning, the platforms or apps that offer online learning have come up to be extremely useful. One such is Google Meet.
It was initially released publicly on March 9, 2017, but its usage increased recently during the pandemic period. Reportedly, its usage increased sharply, in 2020, when many schools shifted to remote education during the COVID-19 pandemic. Since then It has got a far wider use. Screen recorder for windows 10 free is available now.

Although there are many available features to make the most out of a user’s virtual time, the app still has its limitation. And that is where these add-ons or the extensions come into the picture. They provide added functionality to counter the application’s limitation. These Google Meet extensions will let you customize your virtual calls and conferences to get a better experience.

Here are some of the best extensions you can install to make your Google Meet experience even better :

Grid View for Google Meet

Unlike Zoom, Google Meet does not provide the feature to see all the participants present in the conversation. Although recently a tile view feature was added but it still allows only 16 participants to be seen at a time.

This problem can be solved by using this extension. It allows you to see all of the participants on a single screen in form of small grids.

This button appears in the top right corner of the meet window screen, next to the chat and participant list buttons. You can toggle between grid view and speaker view to customize your screen and experience, even within a single Google Meet.

Dualless Window Splitter

It facilitates a split screen allowing the users to share the screen and view the meet window simultaneously. It is very helpful for teachers to share screen and monitor the class at the same time.

This is an ideal replacement for a dual monitor set-up. The are several screen ratios available to choose from like 3:7,4:6,5:5,6:4, or 7:3.

Meet Attendance

As is obvious from the name this extension is used to record the attendance of participants. It records the list of all the attendees and exports the same in a Google sheet which can be accessed by the creator. 

It automatically records data of each participant like their name, the time of joining the Meet, the time they left the Meet, the number of times they joined during the Meet, and the total duration in the Meet.

This extension is very helpful for the people who are hosting a classroom or a classroom-like environment, especially teachers.

Push to Talk

This extension allows the user to quickly mute or unmute themselves by just pressing a key.
By default, the spacebar is set to do this task but it can be customized anytime.
With this extension installed, all you need to do is just press the spacebar to talk and when released the mic is muted back again.

Training and Internship

A young kid after his first encounter with a fictional world passionately years for more of it. Then, with the benefit of accessibility, voraciously consumes the stories be it books or cinema. This engagement not only feeds the young mind with new ideas, but also teaches it how to express. After umpteen fictional experiences, the mind learns the art of restrain and silence. Now the quietened mind begins to observe the aesthetics of a fictional world and the seeds of creation are sown in the mind. An artist is born.
This allegory in a way helps us to understand the role and importance of training and internship. A fledgling equipped only with knowledge and curiosity enters the place where it can fly. The opportunity to work in a practical setting teaches it the art of application and restrain. Here at this point, I believe l, it is important for it to experience a state called the ‘Flow’. The obligation of presenting the environment conducive to experience this state, a concept borrowed by me from Kalam’s autobiography, lies on the organization and the mentor.

The mentor’s role is to hold the hand of the intern so that his mind frees itself from fear and doubt and is in a better position to experience the Flow. Now the quietened mind learns the art of working in and observing an organizational setting. The observation results in creative output. The experience of the Flow builds the qualities of passion for work, commitment and effort. This ideal training benefits the organization through the performance of the intern and production of quality workforce. The person gains practical skills and builds his character through his experiences of working with others in an organizational setting. The fire is bestowed with the wings to fly.

Key Elements of Good Web Design

Web design is at the center of providing a satisfactory online experience. Modern web design has come a long way. Websites cannot afford to look like the Classified section of a newspaper. No site stands a chance if it cannot look sophisticated and function flawlessly.

Effective web design does not just create visual appeal but also implements favorable SEO optimization techniques to help the site rank higher on Google searches. While there are hundreds of design elements to choose from, a few of them are indispensable.

Key Elements of Good Web Design

This article will narrow down these elements to seven essentials, the elements that must be fixtures in every web design blueprint.

1. Mobile-Friendly Layout

This trend is only set to increase as more people take to their phones as their primary source of online access. Consequently, a mobile-friendly layout lies at the core of modern web design.

Primarily, a mobile-friendly layout refers to the usage of responsive website design. Responsive web design refers to a design strategy that lets websites ‘adapt’ to different screen sizes without compromising usability and user experience. Text, UI elements, and images rescale and resize depending on the viewport.

85% of adults think that a company’s website, when viewed on a mobile device, should be as good or better than its desktop website. That means any website not incorporating responsive design will offer an unsatisfactory user experience, leading to loss of traffic, revenue, and credibility. You can see the example of Website design Charleston SC.

2. Clean and Bold Typography

Modern website design must feature safe, clean, and bold typography – a pillar of minimalist design.

Clean typography must include the following:
Appropriately sized text, which is usually larger than 16px
Black/gray typography, in accordance with the background hues or images
Web-standard fonts
Adequate space between lines to facilitate easy reading

Most organizations use a particular font or typography as part of their brand identity. For example, The New Yorker uses Adobe Caslon to create its highly recognizable typeset. Consider adopting a font for your website that will remain consistent across pages and other online resources you may provide.
3. Hamburger Menus

Most websites offer a long menu of options and features for users to choose from. While this may make for more straightforward navigation (since the user can go directly to whatever option they want from the home page), it also takes up a lot of screen space – especially on mobile devices.

Solve this quickly with a hamburger menu – a button that opens up to a broader menu or navigation drawer. This saves space, keeps the interface clean and uncluttered without removing navigational ease for website visitors.

4. Optimization for Speed

Web pages that load within five seconds experience a bounce rate of 38%. A 100-millisecond delay in load time can cause conversion rates to drop by 7%. Numbers like these should depict the significance of speed in modern web design – both on desktop and mobile devices.

In the age of instant gratification, websites are expected to load immediately, or they will be abandoned. Fortunately, building website design aligned with high page load speed is not a difficult task. A few simple steps to achieve this would be:
Optimize all images, regardless of size.
Choose a robust hosting environment, be it VPS hosting, shared hosting, or even a server dedicated to your site.
Use compression to keep files smaller.
Minimize HTTP requests in Chrome’s Developer Tools.

5. White Space

As an element of minimalist design, white space is essential for modern homepage design. Since the internet subjects every user to an infinite barrage of information, they can quickly reach a point of intellectual exhaustion. Using a balance of white space and content ensures that the site looks clean, organized, readable, and easy to navigate. Let your website breathe.
6. SEO Optimization

Modern website design elements can go a long way in improving a site’s SEO-based ranking. Quite a few of them are invisible, such as meta tags, heading tags, and other HTML coding hacks that belong to the website’s back-end code. Insert, tweak, and optimize these elements so that the website can reap the full benefits of Google’s SEO algorithm.

7. Cross-browser and device compatibility

Every design element being coded into a site needs to be displayed and function perfectly on every device and browser that the site is viewed with. The only way to achieve this level of consistency is iterative testing on real browsers and devices. That means every batch of design pushed into staging must be verified on real browser-device-OS combinations.

Look through a few modern website design examples, and notice how the pointers outlined above play a role in making them highly functional and appealing. Since every website must compete with thousands, sometimes millions of options online, it cannot afford to release anything but the most effective and aesthetically pleasing design. When discussing design plans, use these guidelines as a set of best practices, and continue to build creatively without excluding these stipulations.