\’LIC Policy Loan\’ (225 Words)

In LIC, at present loans are granted on unencumbered policies up to 90 percent of the Surrender Value under policies which are in force for the full sum assured and up to 85 percent of the Surrender Value on policies which are paid- up for a reduced sum assured. The minimum amount for which a loan can now be granted under a policy is Rs. 1000/-. The rate of interest charged at present varies from 9 percent to 12 percent per annum payable half- yearly depending upon the type of plan. The terms and conditions printed on the policy bond reveal whether a particular policy is eligible for a loan.

Loans:

  • Loans are granted on policies to the extent of 90% of Surrender Value of the policies which are in force.
  • Loans are granted on policies to the extent of 85% of the Surrender Value in case of policies which are paid-up, inclusive of the cash value of bonus.
  • The rate of interest charged at present varies from 9 percent to 12 percent p.a. payable half-yearly.
  • Loans are not granted for a period shorter than six months.
  • The Conditions and Privileges printed on the back of the Policy Bond states whether a particular policy is with or without the loan facility.

Short Article on \’Global Warming\’ (180 Words)

\’Global warming\’ is the observed century-scale rise in the average temperature of Earth\’s climate system. Rising of temperature of the Earth\’s atmosphere causes Global Warming. Since, last century temperature is increasing by 0.75 degree centigrade causing greenhouse effect.

Human activities have resulted in the increase of global warming. Some of them are deforestation, pollution, consumption of fossil fuel, burning of plastic etc. Due to global warming, polar ice caps are melting and as a result sea level is rising. Islands would be submerged. Ozone layer is becoming thinner day by day resulting in entering of harmful ray in the atmosphere causing skin diseases and many other diseases. Climate is changing day by day. There is a change in rainfall pattern and global warming also affects the agriculture.

Therefore, it is necessary for us to take prevention steps. We should practice afforestation. Government must check our deforestation. Instead of fossil fuels, we should use clean fuels such as natural gas. We should stop the burning of plastics etc. Hence, necessary steps must be taken. Earth should remain beautiful forever. 

Short Article on \’Global Warming\’ (180 Words)

\’Global warming\’ is the observed century-scale rise in the average temperature of Earth\’s climate system. Rising of temperature of the Earth\’s atmosphere causes Global Warming. Since, last century temperature is increasing by 0.75 degree centigrade causing greenhouse effect.

Human activities have resulted in the increase of global warming. Some of them are deforestation, pollution, consumption of fossil fuel, burning of plastic etc. Due to global warming, polar ice caps are melting and as a result sea level is rising. Islands would be submerged. Ozone layer is becoming thinner day by day resulting in entering of harmful ray in the atmosphere causing skin diseases and many other diseases. Climate is changing day by day. There is a change in rainfall pattern and global warming also affects the agriculture.

Therefore, it is necessary for us to take prevention steps. We should practice afforestation. Government must check our deforestation. Instead of fossil fuels, we should use clean fuels such as natural gas. We should stop the burning of plastics etc. Hence, necessary steps must be taken. Earth should remain beautiful forever. 

Short Article on \’Global Warming\’ (180 Words)

\’Global warming\’ is the observed century-scale rise in the average temperature of Earth\’s climate system. Rising of temperature of the Earth\’s atmosphere causes Global Warming. Since, last century temperature is increasing by 0.75 degree centigrade causing greenhouse effect.

Human activities have resulted in the increase of global warming. Some of them are deforestation, pollution, consumption of fossil fuel, burning of plastic etc. Due to global warming, polar ice caps are melting and as a result sea level is rising. Islands would be submerged. Ozone layer is becoming thinner day by day resulting in entering of harmful ray in the atmosphere causing skin diseases and many other diseases. Climate is changing day by day. There is a change in rainfall pattern and global warming also affects the agriculture.

Therefore, it is necessary for us to take prevention steps. We should practice afforestation. Government must check our deforestation. Instead of fossil fuels, we should use clean fuels such as natural gas. We should stop the burning of plastics etc. Hence, necessary steps must be taken. Earth should remain beautiful forever. 

\’Should students be allowed to carry Mobile Phones with them\’ (290 Words)

The students of this generation want every gadget in their hands. They want to have the latest technology with them, and the first are mobile phones.

Nowadays, these are the most popular things to have. Even students are not able to escape from it.

Earlier, it was used to make and receive calls and send and receive messages, but nowadays students don\’t buy mobile phones for these purposes. They buy them to listen songs, to watch movies and videos, to play games etc. which hampers their studies. They listen audio with earphones which can cause a great problem in their ears as well as in their brains.

Every mobile has internet facility nowadays. By spending only few bucks they are able to get a multimedia mobile phone with every feature as well as with touch screen. Internet of the mobiles can be used by the students to gather some information which can help them in their studies, but they use this feature of mobiles to see the web pages which they should not see. They bring mobile phones to schools which is not allowed.

By calling and sending messages and using internet they waste a lot of money and pay the bill by wrong methods or the burden of the bill lies upon the parents. Mobile phones can also cause great damage when used while driving. Sometimes, they misuse the calling feature of the mobiles by making fake calls, which creates a problem in the work of the other people. The students use mobile phones to cheat while exams.

So what to do now? The answer is to stop the students from buying the mobile phones or the parents must not provide it to them. The main motive we have to follow is to save the future of the students going on wrong path. 

\’Should students be allowed to carry Mobile Phones with them\’ (290 Words)

The students of this generation want every gadget in their hands. They want to have the latest technology with them, and the first are mobile phones.

Nowadays, these are the most popular things to have. Even students are not able to escape from it.

Earlier, it was used to make and receive calls and send and receive messages, but nowadays students don\’t buy mobile phones for these purposes. They buy them to listen songs, to watch movies and videos, to play games etc. which hampers their studies. They listen audio with earphones which can cause a great problem in their ears as well as in their brains.

Every mobile has internet facility nowadays. By spending only few bucks they are able to get a multimedia mobile phone with every feature as well as with touch screen. Internet of the mobiles can be used by the students to gather some information which can help them in their studies, but they use this feature of mobiles to see the web pages which they should not see. They bring mobile phones to schools which is not allowed.

By calling and sending messages and using internet they waste a lot of money and pay the bill by wrong methods or the burden of the bill lies upon the parents. Mobile phones can also cause great damage when used while driving. Sometimes, they misuse the calling feature of the mobiles by making fake calls, which creates a problem in the work of the other people. The students use mobile phones to cheat while exams.

So what to do now? The answer is to stop the students from buying the mobile phones or the parents must not provide it to them. The main motive we have to follow is to save the future of the students going on wrong path. 

\’Should students be allowed to carry Mobile Phones with them\’ (290 Words)

The students of this generation want every gadget in their hands. They want to have the latest technology with them, and the first are mobile phones.

Nowadays, these are the most popular things to have. Even students are not able to escape from it.

Earlier, it was used to make and receive calls and send and receive messages, but nowadays students don\’t buy mobile phones for these purposes. They buy them to listen songs, to watch movies and videos, to play games etc. which hampers their studies. They listen audio with earphones which can cause a great problem in their ears as well as in their brains.

Every mobile has internet facility nowadays. By spending only few bucks they are able to get a multimedia mobile phone with every feature as well as with touch screen. Internet of the mobiles can be used by the students to gather some information which can help them in their studies, but they use this feature of mobiles to see the web pages which they should not see. They bring mobile phones to schools which is not allowed.

By calling and sending messages and using internet they waste a lot of money and pay the bill by wrong methods or the burden of the bill lies upon the parents. Mobile phones can also cause great damage when used while driving. Sometimes, they misuse the calling feature of the mobiles by making fake calls, which creates a problem in the work of the other people. The students use mobile phones to cheat while exams.

So what to do now? The answer is to stop the students from buying the mobile phones or the parents must not provide it to them. The main motive we have to follow is to save the future of the students going on wrong path. 

Short Paragraph on \’Binoculars\’ (85 Words)

The \’Binoculars\’ are an arrangement used for seeing distant objects erect. It consists of two telescopes fixed on the same frame for the two eyes. These telescopes produce an erect image of distant objects and have a sufficiently large field of view. Each telescope has two reflecting prisms in addition to an objective and an eye piece. The rays coming from a distant object suffer total internal reflection in the prisms and with the arrangement of an objective and an eye piece lense, the final image obtained is erect. 
 

Short Paragraph on \’Binoculars\’ (85 Words)

The \’Binoculars\’ are an arrangement used for seeing distant objects erect. It consists of two telescopes fixed on the same frame for the two eyes. These telescopes produce an erect image of distant objects and have a sufficiently large field of view. Each telescope has two reflecting prisms in addition to an objective and an eye piece. The rays coming from a distant object suffer total internal reflection in the prisms and with the arrangement of an objective and an eye piece lense, the final image obtained is erect. 
 

Short Paragraph on \’Binoculars\’ (85 Words)

The \’Binoculars\’ are an arrangement used for seeing distant objects erect. It consists of two telescopes fixed on the same frame for the two eyes. These telescopes produce an erect image of distant objects and have a sufficiently large field of view. Each telescope has two reflecting prisms in addition to an objective and an eye piece. The rays coming from a distant object suffer total internal reflection in the prisms and with the arrangement of an objective and an eye piece lense, the final image obtained is erect. 
 

Short Essay on \’Alexander Graham Bell\’ (120 Words)

The inventor of the telephone, \’Alexander Graham Bell\’, was born on 3rd March 1847 in Edinburgh, Scotland. His father was Professor Alexander Melville Bell and his mother was Eliza Grace. He later settled in the United States of America.

Alexander Graham Bell was an eminent scientist, inventor, engineer and innovator. Throughout his life, Bell had been interested in the education of deaf people, as both his mother and his wife were deaf. This interest led to invent the microphone and in 1876, his \’Electrical Speech Machine\’, which we now call a telephone.

What followed after that is history. Bell Telephone Company (later AT&T) was set up in 1877, which grew to be one of the largest telephone companies in the world

Short Essay on \’Alexander Graham Bell\’ (120 Words)

The inventor of the telephone, \’Alexander Graham Bell\’, was born on 3rd March 1847 in Edinburgh, Scotland. His father was Professor Alexander Melville Bell and his mother was Eliza Grace. He later settled in the United States of America.

Alexander Graham Bell was an eminent scientist, inventor, engineer and innovator. Throughout his life, Bell had been interested in the education of deaf people, as both his mother and his wife were deaf. This interest led to invent the microphone and in 1876, his \’Electrical Speech Machine\’, which we now call a telephone.

What followed after that is history. Bell Telephone Company (later AT&T) was set up in 1877, which grew to be one of the largest telephone companies in the world

Short Essay on \’Alexander Graham Bell\’ (120 Words)

The inventor of the telephone, \’Alexander Graham Bell\’, was born on 3rd March 1847 in Edinburgh, Scotland. His father was Professor Alexander Melville Bell and his mother was Eliza Grace. He later settled in the United States of America.

Alexander Graham Bell was an eminent scientist, inventor, engineer and innovator. Throughout his life, Bell had been interested in the education of deaf people, as both his mother and his wife were deaf. This interest led to invent the microphone and in 1876, his \’Electrical Speech Machine\’, which we now call a telephone.

What followed after that is history. Bell Telephone Company (later AT&T) was set up in 1877, which grew to be one of the largest telephone companies in the world

Renderforest: An Amazing Tool For Students & Teachers To Create Motion Graphic Videos

Source: Renderforest


Motion graphics are some of the most effective learning tools today. Sometimes called explainer videos or animated infographics, these multi-sensory clips deliver information in a high-octane fashion that appeals to all of the learning modalities.

These colorful, spirited videos combine voice, images, and kinetic typography to employ all of the brain’s receptors in internalizing ideas. They elevate static infographics to a whole other plane. Here are some of the best motion graphics for classroom and individual learning:


Source: Renderforest


Even more powerful than watching an explainer video is creating one’s own animation. We recently produced our first, professional-quality motion graphic, called “What Is Graphicacy?” These types of films can teach a lesson or bring a project to life or demonstrate mastery of a concept. Until recently, complex videos like these were the sole purview of trained graphic artists. Now, teachers and students alike can design and publish their own motion infographics with simple, elegant, free interfaces. Adobe Voice has long been one of our favorite apps for making videos, but Renderforest kicks the options and energy up to a higher level.

Renderforest is a web tool that offers a range of easy yet powerful templates for producing videos. Signing up for an account is free. Within minutes, you can be publishing your own content. The templates walk a perfect balance between customized choice and preset parameters. You have a range of selections in style and length of video, and you can then select a color theme to unite the presentation. Each slide has text elements that you can personalize, and the magic of Renderforest turns everything into a lively animation.


Renderforest: An ultimate Video Maker from Renderforest on Vimeo.

Originally intended for business users, Renderforest has enormous potential for education. Its subtle options in are its best. You can pick from its list of background musical tracks, all of which are nice. Or you can upload your own tunes and voiceover. In other words, any recording you have produced can be added to their frames. You can invite students to record podcasts or narrations, or use Garageband to layer original music with audio tracks. The app-smashing potential is tremendous.

When you export your finished product, you can easily go back and edit any element. The free option features a basic video quality with a company watermark in the corner. You can, therefore, show student or teacher videos in class for no charge. If you would like to choose from the HD playbacks, or download your film, there are modest pricing options available.

Source: Renderforest


We had no trouble designing our video, recording the audio in one take, converting it to HD, downloading it, and then uploading it to Vimeo in a surprisingly brief period of time.

This act of creating motion graphics nudges both students and teachers to blend a host of proficiencies. It involves visual design in colors and templates, just as it requires language skills of narration and storytelling. It supports key technological skills in manipulating online media, and it reinforces the importance of publishing in sharing child creations with peers and parents. Kids teaching kids is the purest model of learning. Renderforest allows them to produce permanent instructional videos that can reach global audiences and live on after their own school years have ended.


How to create motion graphic videos for free? Renderforest for Business from Renderforest on Vimeo.

Renderforest: An Amazing Tool For Students & Teachers To Create Motion Graphic Videos

Source: Renderforest


Motion graphics are some of the most effective learning tools today. Sometimes called explainer videos or animated infographics, these multi-sensory clips deliver information in a high-octane fashion that appeals to all of the learning modalities.

These colorful, spirited videos combine voice, images, and kinetic typography to employ all of the brain’s receptors in internalizing ideas. They elevate static infographics to a whole other plane. Here are some of the best motion graphics for classroom and individual learning:


Source: Renderforest


Even more powerful than watching an explainer video is creating one’s own animation. We recently produced our first, professional-quality motion graphic, called “What Is Graphicacy?” These types of films can teach a lesson or bring a project to life or demonstrate mastery of a concept. Until recently, complex videos like these were the sole purview of trained graphic artists. Now, teachers and students alike can design and publish their own motion infographics with simple, elegant, free interfaces. Adobe Voice has long been one of our favorite apps for making videos, but Renderforest kicks the options and energy up to a higher level.

Renderforest is a web tool that offers a range of easy yet powerful templates for producing videos. Signing up for an account is free. Within minutes, you can be publishing your own content. The templates walk a perfect balance between customized choice and preset parameters. You have a range of selections in style and length of video, and you can then select a color theme to unite the presentation. Each slide has text elements that you can personalize, and the magic of Renderforest turns everything into a lively animation.


Renderforest: An ultimate Video Maker from Renderforest on Vimeo.

Originally intended for business users, Renderforest has enormous potential for education. Its subtle options in are its best. You can pick from its list of background musical tracks, all of which are nice. Or you can upload your own tunes and voiceover. In other words, any recording you have produced can be added to their frames. You can invite students to record podcasts or narrations, or use Garageband to layer original music with audio tracks. The app-smashing potential is tremendous.

When you export your finished product, you can easily go back and edit any element. The free option features a basic video quality with a company watermark in the corner. You can, therefore, show student or teacher videos in class for no charge. If you would like to choose from the HD playbacks, or download your film, there are modest pricing options available.

Source: Renderforest


We had no trouble designing our video, recording the audio in one take, converting it to HD, downloading it, and then uploading it to Vimeo in a surprisingly brief period of time.

This act of creating motion graphics nudges both students and teachers to blend a host of proficiencies. It involves visual design in colors and templates, just as it requires language skills of narration and storytelling. It supports key technological skills in manipulating online media, and it reinforces the importance of publishing in sharing child creations with peers and parents. Kids teaching kids is the purest model of learning. Renderforest allows them to produce permanent instructional videos that can reach global audiences and live on after their own school years have ended.


How to create motion graphic videos for free? Renderforest for Business from Renderforest on Vimeo.