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SOME INTRESTING FACTS ABOUT KAILASH MANASAROVAR

Credit- The Quint

Mount Kailash is located near Lake Manasarover and Lake Rakshastal, near the Indus River, the headwaters of Asia’s longest river. Sutlej; Brahmaputra; Karnali also known as Ghaghara (a tributary of the Ganges) in India. Mount Kailash is considered to sacred in four religions. Receipts; Buddhism; and Jainism.

SOME INTRESTING FACTS ABOUT KAILASH MANASAROVAR

• Stairway to Heaven: Mount Kailash in Tibet is considered a “stairway to heaven”. According to Hindu mythology, it is the residence of Lord Shiva and Goddess Parvati. Climbing this sacred mountain peak is forbidden, as other religions also considered it sacred.
•Sacred to different religions: Mount Kailash is sacred to four religions, including Hinduism, Jainism, Bonn, and Sikhism.
Kailash Strange Structure:The strange pyramid shape of Kailash Manasarovar led to the theory that it was an artificial mountain. According to Russian researchers, Kailash is not a mountain because it is too perfect and symmetrical to be considered a natural event. According to scientists, it’s an artificial vacuum pyramid surrounded by hundreds of small pyramids.
• Kailash cannot be conquered :Kailash, just 6,656 meters above sea level, is not the highest mountain in the world, but it is still unconquerable. There were several trekker trying to climb Mount Kaikash, but none reached the summit. It is believed that climbing this sacred summit will protect the gods.
• Unexpected death of a climber: There are certain points in time when subsequent visits are prohibited. Siberian mountaineers visited once before this point and quickly aged decades earlier. Surprisingly, they died a year later at an old age. Divinity Dwelling: Mt. Kailash is a physical embodiment of Mt. Meru and is believed to have the technical expertise of the superhuman being of God.
Earth’s Energy Center: This sacred mountain is considered the center of the universe. It is considered the axis of the universe, the center of the world, and the pillars of the world. It is the place where the earth and the sky meet.
• Accelerating Aging Near Mt.Kailash: Scientists believed that the aging process would accelerate here. People who spend nearly 12 hours here have been shown to grow their hair and nails. This is equivalent to two weeks in normal life.
• Kailash satellite view: The satellite view of Kailash shows that the shadow of Kailash represents the smile of Lord Shiva.
• Kailash Mystery: You can see the Hindu symbol OM (ॐ) from the southern ridge of Kailash. The formation of a huge ice valley and horizontal rocks from the top of the mountain make up this symbol. Headwaters of the Great Rivers: There are four great rivers in Asia that spring from Kailash Manasarobar. Lake Mansarobar are the sources of the Indus, Sutlej, Brahmaputra and Karnali rivers, which form the main left tributaries of the Ganges.
• Lakes of Good and Evil: The Kailas Himalayan region has two lakes, Lake Manasarovar and Lake Rakshastal. There are many myths surrounding these two lakes. They also show both the good and the bad of humanity.
• Birthplace of Sir Ganesha: Gauri Kund is located near Lake Manasarovar, which is believed to be the birthplace of Lord Ganesha. This is the place where the goddess Parvati surrounded Sir Ganesha with bubbles while taking a bath.
Mount Kailash is said to be non-flying area, you cannot fly over Mt. Kailash by helicopter or any other means.

” It’s pointless giving advice to people who will not listen. It only reduces the value of your words. “

– Author: Farahad Zama

best ways to overcome laziness

Hello friends, today we are going to tell you the most effective and best ways to remove laziness, in which if you do any work, you will not feel lazy at all and you will be able to do every task in a better way.

Avoiding laziness is a very difficult task and this habit is a little bit in every person and it can be more in some people, due to this you are not able to do any of your work in such a great way if you can get rid of laziness. If you become capable, then you become capable of achieving all kinds of success, every problem or problem related to life is related to laziness somewhere, because of this, it is necessary for you to first overcome your laziness. For this, you can use the method given by us.

best ways to overcome laziness

best ways to overcome laziness

There are many reasons for laziness, which can make you lazy and you are not able to complete that work even if you want, the reason for laziness can also be your daily routine and your food and most important is the environment around you. If you live in contact with lazy people or your living is in the middle of a lazy atmosphere, then you can soon become a victim of laziness.

We are now telling you some of the best and most effective ways through which you can get rid of laziness and for this, you follow all the methods mentioned by us.

1. Pure environment

If you want to keep laziness away, and thoughts about success, then you stay in a pure environment, this will not affect you due to laziness Spend it, you will get rid of laziness in a few days and you will start feeling active.

2. Pure Eating

If your food is not pure, then you will become a victim of laziness very quickly and so to avoid laziness, first of all, you must improve your diet and avoid mass etc. and consume more green vegetables, this will not help your laziness. And you can do every task in the best possible way.

3. Drug Abuse

It is a habit of most people they do some kind of intoxication. If you do, then you have to stay away from all kinds of intoxicants and if you have become a habit of intoxication, then you will have to leave it too.

4. Sufficient Sleeping Time

Many people do not even take nought or take very little to complete their work, due to this you become very lazy and you are not able to do your work in a better way, so you must sleep for at least 8 hours every day and in the morning Try to get up as early as possible.

5. Break Big Tasks into Smaller Parts

If you are doing some big work or doing some difficult task, then you start getting laziness more, thinking that when you will be able to complete that work and how it will be completed, due to work etc., you start getting laziness more. If you are doing big work, then do it in small parts, then you can complete that work and you will not even get lazy.

6. Take inspiration from successful people

If you are doing some work or are thinking of doing that work, then you must take inspiration from the successful people by doing that work or read about them in books etc. New hope of getting success will start waking up.

7. Exercise Regularly

The best way to overcome laziness is that you must exercise regularly in the morning with your will, this gives you new energy and exercising daily will never make you lazy, so you must exercise daily.

8. Take Time for Yourself

Many people only work and become careless about their health, I d like to tell you that take as much time as you can for yourself and at that time at the place of your choice. Go, remember you’re happy moments and talk to friends or family, this will give you new energy.

9. Keep calm

Most people are angry about their work and because of this they are not able to do their work properly, if you do any work, be calm towards it and do this work calmly, it will not make you lazy towards that work.

10. Always think about profit and success

If you do any work, then forget about the difficulty of that work and think about the benefits you will get after being successful in that work, by this, you will be able to do that work in a very good way and you will come.

There will not even be laziness in the ripe mind towards that work.

11. Control Yourself

If you want to get rid of laziness, then you need to control controlling yourself, you can easily do even bigger tasks, so it is important for you that you should learn to control yourself. You will be able to avoid laziness to a great extent.

I hope that you must have liked our best ways to overcome laziness information, you can comment us and if you like the information, then definitely share it so that other people also know about it. can be obtained.

Why do I wake up very early in the morning

Hello friends, today we are telling you about this Why do I wake up very early in the morning , if you want to get up early in the morning, then there are many different ways for this, by adopting this you can very easily get up every day at the desired time, we can give you the easiest And we are telling you about the best ways, by adopting which you will be able to get up in the morning whenever you want, for this you should read our article carefully.

Why do I wake up very early in the morning

Why do I wake up very early in the morning


Getting up early in the morning is the desire of many people and you can wake up early in the morning in many ways, but we will tell you the methods that we adopt to get up in the morning and in this way, you will be able to get up early every day at your fixed time in the morning. To get up, first of all, you have to prepare yourself. If you get ready and make sure, then you will be able to get up early in the morning.

Benefits of Getting up early in the morning


Waking up early in the morning is beneficial for health in many different ways and if you wake up early in the morning then you get to see many good results. But it is obtained as follows

sharp brain

Waking up early in the morning is very important for a sharp mind. So you will remember what you have read for a long time and you will not even have to remember them again and again, people believe that the right time to read or study anything is to wake up early in the morning and read.

2. Increase in Concentration

If you wake up early in the morning, then it also increases your concentration and if you want to increase your concentration during work time, then you can wake up early in the morning and do yoga, due to this you will be able to increase your concentration a lot during work time and many more. People have also got good results in terms of concentration by getting up in the morning.

3. Pure Oxygen

You also know this thing that you get the best and purest oxygen throughout the day only in the morning time because most of the vehicles and factories etc. If you wake up early in the morning, you are also protected from all the diseases of the heart due to pure oxygen and with this, you will also be saved from other diseases.

4. More time to work

Many people say that they do not get time for any work and many students also say that they do not get much time to study, due to which their numbers are useful, then the best way for all these is that you get up early in the morning. This will give you more time and you will be able to study and do any work for a longer time, if you wake up 2 hours earlier than every day and do some work, then you will be able to do that work for 2 hours more, then by getting up early in the morning, this is also a lot. There is a great benefit.

5. Increased Willpower

Waking up early in the morning also increases your willpower and it increases your thinking power. If you want, you can wake up in the morning and do yoga every day, this is also a great way to increase your willpower.

6. Positive Thinking

In many people, you must have seen that there are a hundred more negatives in them regarding any work, these times we also feel inside ourselves, by getting up late in the morning, negative thinking starts increasing in the body and if you wake up early in the morning then your Negative thinking will start working slowly and positive thinking will start growing in you at the same place, through yoga or exercise, you can get the best results in work time and this is the only way to grow positive thinking.

7. Good Health

Waking up in the morning is very good for health and even the child knows about it because it is told at home, school and any other place that waking up in the morning keeps your health very good, if you wake up early in the morning, then this Your health will be very good, you will also be saved from diseases in many ways and if you want, you can wake up early in the morning and do yoga or exercise. You can also delete it.

How to wake up very early in the morning


If you want to get up early in the morning, then there are many different ways, by adopting which you can easily get up early in the morning and what you will have to do for this and what methods you will have to adopt.

We are telling you that by adopting them, you will be able to get up early in the morning.

1. Sleep early at night

To get up early in the morning, it is very important to sleep on time and early at night, if you sleep early at night, then you will be able to get up early in the morning. Special care should be taken and if you sleep late at night and wake up early in the morning, it can also spoil your health, so if you sleep early every night, you will be able to get up early in the morning very easily.

2. Keep a fixed time to wake up in the morning

To get up early in the morning, you should set a time to wake up early in the morning, as if you want to get up at 4.15 every day, then you have to keep this time for daily, this will make you get used to it in a few days and later you will help without any alarm. Will be able to get up at 4.15 in the morning.

3. Keep the alarm a little away from the bed

If you wake up early in the morning with the help of an alarm, then you should take special care that when you set the alarm, then keep it away from yourself as much as possible because often we try to turn it off when the alarm sounds in the morning. If the alarm is near, then we close it and go to sleep, but if you keep the alarm away, then you will not be able to turn off the alarm in the morning and for this reason, you will also be able to get up early in the morning.

4. Sleep with a glass of water near you at night

If you do not get up early in the morning, then you should sleep with a glass of water because when you wake up in the morning, there is a lot of sluggishness which makes it very difficult to get up, but if you have a glass of water then you wake up as soon as you wake up. You will be able to wash your face, this will not make you sleep again and if you want, you can drink water after getting up in the morning.

5. Have a light meal at night

To get up early in the morning, you also have to keep this thing in mind that you should eat light food the night time, this will make it easier for you to get up early in the morning and it also maintains your health and if possible, do some work at night. Take food in quantity, like if you take 4 rotis every day, then take only 3 rotis in the night time, it is not only necessary for your health and at the same time, you will also get it easy in the early morning.

6. Workout

If you have to make a habit of getting up early, then you need to do workouts, due to this the circulation of blood starts well in your body and it also saves you from problems like stress and sleeplessness, due to which you can get full sleep and in the morning. You will also find it easier to get up early, as well as after having dinner, you should start working out.

Conclusion – In this article, we have told you the best ways to get up early in the morning and the benefits of getting up early in the morning. Do share with us and if you want to ask any kind of question related to it, then you can also tell through a comment.

How to avoid self doubt?

Photo by cottonbro on Pexels.com

Self doubt may be outlined as a state of uncertainty concerning the reality of something. It may well be concerning our thoughts, beliefs, emotions, opinions, decisions, self views or any “truth”. We tend to hold in our minds. We have a sense that we are not stable. However, researchers suggests that self doubt involves questioning on our own self competence. There are many adverse psychological effects of self doubt’s which calls for an immediate measure to counter it. Some of the ways in which one can avoid self doubt are:

  1. Practice Self Compassion: If self doubt is holding you back from taking a leap with your career or in another side of your life, it helps you to recollect that we all are humans. We tend to create mistakes along our path, and it’s ok to do so. Therefore, when we doubt our skills, it’s actually because we don’t wish to form any area for mistakes. However mistakes are the medium for us to learn and grow. We will mitigate self doubt and fear of failure by being kind to ourselves, no matter the result.
  2. Take A Break And Get A Boost Of Optimism: Sometimes the longer we feel stuck in a scenario or feelings, the more stiff it becomes for us to come back out. Just take a flash to relax and shift your focus to something completely different. By doing so, it will enable us to filter out mind and look at things from a n and fresh perspective. If you would need an boost, try create an inventory of things you are grateful for. This will naturally shift your thoughts in a more positive direction.
  3. Try Not To Compare Yourself To Others: They say that comparison is the thief of joy. This saying rings true in many ways. If you are experiencing self-doubt as result of your afraid that you won’t accomplish something at constant level as somebody else, then it is often a paralyzing feeling. Everyone’s journey and concepts of success are different. What we can manage and control and target is our own path and where we want to take it, regardless of where other people are at or what they have done.
  4. Spend Time With Supportive People: The friends and members of the family in our lives who believe in us and everything that we are capable will always be on our side. When you are feeling self doubt, surround yourself with these individuals. They will inform and remind you how talented and resilient you are during times you are not feeling that way about yourself.
  5. Remember You Are The Harshest Critic: Would you doubt a friend who took on a new job or the for the manner they parent their kids the similar manner that you doubt yourself? The solution is probably no. We are going to continuously be the harshest critique for ourselves. It’s a pleasure reminder to treat ourselves with a similar kindness and compassion that we have got for others, rather than being therefore vital on ourselves.
  6. Keep A Journal: Journaling is often not therapeutic exercise to follow. Writing down your thoughts of self doubt or experiences with Imposter Syndrome onto paper can be an honest unharness. You will even understand once you see your issues written down that they may not be as prejudicial as you thought they were. This could facilitate to gradually overcome self-doubt.
  7. Raise Your Self-Awareness: Self awareness is one of the foremost powerful personal development tools in your arsenal. Make use of it by understanding the foundation of your cause for your self doubt. What specific things trigger bouts of self doubt? If it is lack of ability or skill in a section, resolve to try and do something concerning it.
  8. Stop Asking For Validation: Seeking others input and recommendation is useful. However, if you are within the habit of endlessly asking others what they think before making decisions on vital matters, you may be weakening your faith in yourself. For example, if you are functioning on a presentation, setting up an internet site or undertaking a new project, and you continue to change what you have created based on the feedback you receive, you might end up losing your voice and the end product becomes diluted version of you. Take some advice, but at some point make a decision what feels right to you.
  9. Look To The Past And Awash Yourself In The Memories: Be real with yourself and raise yourself this necessary question : How many times after I doubted myself or feared something would happen? Did that negative thing inherit reality when I still took action? The answer on behalf of me and possibly for you too isn’t very often at all. Self doubts are most often simply monsters in your head that your mind could use to keep you from creating changes and to keep you within the comfort zone. If you look to your past experiences and see how well things have gone persistently despite those self doubts, then it become easier to let go to of them or ignore them, to reduce fear of failure and to focus. on probably positive outcome and to take action.
  10. Talk To Someone About It: When you keep your thoughts on the inside, they’ll become distorted, exaggerated, and not very much in line with reality or reasonable expectations. This is abundantly true once it involves thoughts and feelings of self doubt. So allow them to vent out and saying them loud can often help you to hear how exaggerated these thoughts have become. So let them out into the light. Talk to someone close to you like a good friend about yourself doubts. And by talking regarding those doubts with someone that is supportive you’ll get a modification and change in perspective.
Photo by Andrea Piacquadio on Pexels.com

Melting of Glaciers – A topic which should not be avoided.

Credit- Scientific American

Glaciers are persistent chunks of dense ice that are constantly moving under their own weight. Glaciers are formed where snow accumulation exceeds its erosion over the years, and often centuries.

Rising global temperatures have undoubtedly been the cause of glacier melting throughout history. Due to the rate at which climate change is occurring today, it can become extinct at record rates.

Some of the other reasons:
Carbon dioxide gases Emissions: Atmospheric concentrations of carbon dioxide and other greenhouse gases (GHGs) produced by human activities such as industry, transportation, deforestation, and burning fossil fuels warm the earth and melt glaciers. Glacier savings can be achieved if CO2 emissions can be reduced by 45% over the next decade before reaching zero by 2050.
Ocean warming: The ocean absorbs 90% of the earth’s heat. This fact mainly affects the melting of sea glaciers near the poles and on the coast of Alaska (USA) and other heavy snow covered areas.

The main consequences of melting glaciers are:
Sea Level Rising- Sea level is rising and covers most of the continental region. This means that which means within years most of the areas can be a complete flooded regions.
Less freshwater – No glaciers also mean less water for population consumption, less hydropower capacity, and less water available for irrigation.
Climate change-The balance between cyclone and anticyclone structure and meteorological patterns is deteriorating.
Food Chain Imbalances-The habitats of some marine and terrestrial species are changing and they may harms to them in maintaining their natural circulation and habitat.

Temperature imbalances, extensive processes of deforestation, and rainfall can be other reasons for global warming that lead to glacier melting.
Glaciologists believe that despite the massive ice loss, there is still time to save the glacier from the predicted disappearance. It can done through to curb climate change and save glaciers from getting extinct. Scientists believe that controlling climate change can prevent glaciers from melting and disappearing.

“The earth has a skin and that skin has diseases; one of its diseases is called man.”

– Friedrich Nietzsche

What is SIP? Full details of SIP

Do you know what is SIP? How to invest in SIP? So friends, today we are going to tell you everything from SIP Meaning In Hindi to everything about it. So read this article completely and thoroughly.

Perhaps you must have heard about SIP from someone, invest in SIP, it is very good or someone must have told you that you know about SIP, only then today you come here to know about SIP.

That’s why today we are going to give you a lot of information about SIP. This information will be very useful for you, and you will get to know a lot about SIP, which you will hardly know.

What is SIP? Full details of SIP

What is SIP? Full details of SIP

Today in this article we are going to tell you, what is SIP and what is its work? More information will be given to you through this article, so let’s go ahead.

Your emphasis should always be on saving money. With this, you will be able to achieve your financial goals, and you will be able to face problems in the future.

Investing in mutual funds through SIPs has grown exponentially in the last few years. If you also want to earn a good return on your savings, then we are telling you how you can easily invest in SIP, so let’s know about SIP.


What is SIP?

SIP i.e. Systematic Investment Plan This is a facility given by mutual funds to its investors, which allows them to invest in the fund for a fixed time period, and which is called SIP.

Investors can also start investing in mutual funds through SIP with a minimum amount of Rs 500. Every month a fixed amount is invested in the chosen mutual fund from the investor’s bank account. The investor is then given a fixed number of mutual fund units in return, based on the Net Asset Value (NAV).

If you want to get a regular and balanced wealth, then you should invest your saved amount through SIP. By doing SIP, not only are we increasing our savings, but through this we also get tax exemption.

SIP is mostly used to invest in Mutual Funds. In this method, instead of investing the entire amount at once, the investor keeps on investing a fixed amount at a fixed time interval.

Like the investor has started SIP of 1000 rupees per month, then he will keep investing 1000 rupees in that mutual fund every month.

Investing your small amount every month or every quarter does not increase the financial burden on the investor. Therefore, even a person with very low income can make this investment.

Benefits of SIP


A disciplined approach towards investing helps a lot in building wealth in the long run.

The earlier you invest, the more your money grows over time.

According to the income and saving capacity, the amount of SIP can be increased or decreased.

It allows you to start and stop SIP as per your wish.

After starting the SIP without any restriction, the date of its tenure can also be changed.

You can reap the benefits of a huge amount of your investment after some time.

If you close the S.I.P in a poorly performing fund, the fund house does not charge a fee.

If you want to increase the amount of your SIP, then you do not need to start a new SIP for this. You can increase the amount by increasing the existing SIP.

There are many benefits to investing in SIP. You can start SIP for any number of years. On the other hand, if you want, you can also stop it in the middle. There is no penalty for stopping the SIP in between. Apart from this, you can also change your SIP amount in between.

In every scheme of mutual funds, several dates are given for SIP. You can choose any date. If you want, you can also start different SIPs of the same mutual fund scheme for more than one date.

Another good thing about investing through SIP is that it is a hassle free process. All an investor has to do is instruct his bank to enable auto-debit from his account.

This way the investor does not need to go through manually and pay his installment amount, the technology works for him.

In most mutual fund schemes, SIPs are allowed to start from Rs.500. There are only a few schemes where SIP can be started with a minimum of Rs 1000.

If you start any good mutual fund scheme with a SIP of Rs 500 a month, then it will grow in this way. Here the return is considered to be up to 12 percent.

Best mutual funds to invest in.

HDFC Small Cap Fund

DSP BlackRock Midcap Fund

HDFC Mid-Cap Opportunities Fund

Axis Focused 25 fund

ICICI Prudential Bluechip Fund

L&T India Prudence Fund

Mirae Asset India Opportunities Fund-Reg

SBI Blue Chip Fund-Reg

Franklin India Prima Plus Fund

TATA India Consumer Fund

What is the risk in SIP?

Lack of money every month.

Currency and foreign investment risk.

liquidity risk.

Market and policy change risk.

Hidden charges and fraud.

how to invest in SIP


To start investing in SIP, you have to first complete the KYC formalities. For this, you will have to keep a check book ready to give PAN card, address proof, passport size photograph and bank details.

In the next step, you go to the website of the fund house where you want to invest through SIP. Here you have to give basic information like your name, date of birth. Softcopy of PAN card, address proof and photo will also have to be uploaded.

After this, an appointment for a video call will have to be taken for verification. During the videocall verification, you will also have to show your Aadhar card and PAN card.

After the verification process is completed, you have to choose the mutual fund scheme of your choice, in which you want to invest. To register a new account, you need to fill an application form. After giving all the information here, the ID password will also have to be selected. Here you will also give bank details.

When the registration is complete and you get the confirmation from the fund house, then you can start investing.


Conclusion-

Friends, in this way now you must have come to know what is SIP? And at the same time you must have got to know many more information about SIP. Today you must have got some information about SIP through this article. Which would have worked for you.

If you still don’t understand anything, or you want to ask us something, then you can ask us in the comment box given below. We will do our best to help you.

And also, if you liked this article, and you got to learn something good from it today, then definitely share it with your friends and also inform them about SIP.

how to become an app developer from scratch

Hello friends, today we are telling you about how to become an app developer from scratch, if you are interested in the field related to computer or technology, then app developer is a very good option for you in which you can make your best future and if you want to become an app developer. If you do not have detailed information about it, then you should read our article carefully.

how to become an app developer from scratch

how to become an app developer from scratch

Today many people are earning lakhs of rupees every day by becoming an app developer and there are many different ways to earn money from it so that you can earn lakhs of rupees a day, but before that, it is very important for you to have information about becoming an app developer. Only then you will be able to make a better future in it by becoming an app developer and earning well from it.

Earlier, people had to work hard to become an app developer, but recently due to new technology it has become very easy to become an app developer recently working as an app developer earns a lot, which People have a lot of interest in this, but before becoming an app developer, it is very important to keep the following things in mind so that you do not have any kind of problem later.

To become an app developer, you must have a good command of English.

To become an app developer, it is very important to have an interest in com computers and mobile.

To do this work, you should know about surfing.

It is very important for the app developer to be interested in learning new things.

Keeping the following things in mind, you do this course and if you have the following qualifications, then you can easily become an app developer and you will not have any kind of problem later.

What is App Developer

The main job of an app developer is to create an application and an app developer creates applications for Android, iOS, and computers, recently you can use whatever application like whatsapp, Instagram, Youtube etc. are used, they are all made by some app developer and after doing this course, you can earn crores of rupees by making such an app as well as illuminate your name in the world.

Which course to do to become an App Developer


To become an app developer, you need to do this course because through this you will be able to create applications and learn about computer language recently there are many different courses for an app developer, after which you can make an app. One can make a career as a developer and for this, the following types of courses can be done.

IT Engineering

B.Sc. i.e. Computer Science

B.Voc.ie Software Development

M.Voc.ie Software Development

Diploma in Computer Engineering

M.E. ie M.Tech. Software Development

PG Diploma i.e. Software Development

B.E. ie B.Tech. Software Development

BCA – Bachelor of Computer Applications

B.E. ie B.Tech. Computer Science Engineering

M.E. ie M.Tech. Computer Science Engineering

All these courses are very good courses to become an app developer, if you want, after doing these courses, you can become an app developer.

What is required to become an App Developer


To become an app developer, it is very important to know rough this you can create any kind of professional app, along with this, if there is any problem etc. And along with this y,  ou youed t learn the following things.

  • Java
  • Kotlin
  • C#
  • SQL
  • Python
  • HTML + CSS + JavaScript
  • XML

All these things are needed to make the application and if you learn all of them, then after that you will be able to make the app very easily as you want.

How does App Developer earn?


App developer earns in many ways and you can earn a lot from it by adopting many different methods, for this, we are telling you some ways, by adopting those methods, you will be able to earn a lot from it.

By making your app – Often after becoming an app developer, people earn money from it by making their app, this can be earned very well for a long time and this you have to make your popular app, after that if you want to sell, then you can sell money by selling it. You can earn and if you want, you can also earn money from it through advertising.

By doing a job in a company – if you become an app developer, then you can easily get a job in a big company and you are also given a very good post in this so that your earnings will be very good, many companies like this Which also gives salary of lakhs of rupees every month to the app developer, it all depends on your knowledge.

By giving service to the people – recently many people and companies etc. need to make an app, in such a situation, they choose the app developer to work and give a very good amount in exchange for making the app if you want Fiverr etc. Through this, you can give your services to the people and in return, you can earn very good money.

Conclusion – In this article, we have given you information about how to become an app developer from scratch, we hope you have found the information given about becoming an app developer useful, if you like the information, then definitely share it with your friends and related to it. If you want to ask any other questions, you can also tell through comments.

Communalism in India: Threat to National Integration

Photo by Mauru00edcio Mascaro on Pexels.com

National Integration is a process by which divisive people and culture are synthesized into a unified whole, along with higher levels of cooperation, mutual understanding, shared values, common identity and above all national consciousness. In the process of national integration, people of a nation develop the sense of we feeling and are unified. The broader objective of national integration has been the attainment of ideological goals such as secularism and democracy. But these are some negative forces lurking within the society which pose as a rising threat to the national integration of India in the form of communalism, regionalism, linguism, etc.

India represents a divirse religions and cultures. Hinduism, Islam, Sikhism, Christianity, Zoroastrianism, Buddhism, etc have flourished here. Whereas the Hindus constitute the major segment of India’s population, the Muslims constitute the largest minority. But the irony is that the adjustment between the Hindus and Muslims has been a failure several times, resulting in violent outbursts and communal riots. The inhuman behavior seen in the communal riots during the period of Independence of India, has no parallel instances in the entire history of the world. In fact, communalism is not a new phenomenon and has tended to exist since the times of the Muslim rule in the medieval period.

Communalism is described as a tool to mobilize people for or against, by raising an appeal on communal lines. Asghar Ali Engineer, Moin Shakir and Abdul Ahmed try to explain communalism as an ideological tool for propagation of economic and political interests. According, to them it I an instrument in the hands of the hands upper class to concentrate power by dividing people.

Communalism as an ideology may be perceived as:

  • A total commitment to a set of beliefs,
  • Far from rationality,
  • Commiting of self to the community alone,
  • Unwillingness to accept other belief patterns and faiths,
  • Closing of self and being highly emotional to it, to the extent of crossing the bounds of law at times.
  • It mostly rests on prejudices,
  • It causes rivalry and violence among masses,
  • It effects are disastrous,
  • It strikes at the roots of secularism and national integration.

There are many factors that lead to the emergence of communalism in the society. Some of these factors include provocation of enemy countries, negative effect of mass media, geographical causes, weak economic status of minorities, historical causes, organized and militant fundamentalist organization, orthodoxy and obscurantism and failure of government policies.

There stands an urgent need of eradication of communalism in our society. Some policies that can be undertaken in this regard include abolition of communal parties in our country, healthy public opinion, inter- religious marriages, declaration of national festivals, etc. These are few measures that may help in curbing communalism from causing any threat to the National integration of our country.

India’s last village Mana.

Credit- AmarUjala

Mana Village is located in the Chamoli district of Uttarakhand, at an altitude of 3200 m , on the banks of the Saraswati River, about 5 km from the famous Hindu pilgrimage site Badrinath. This beautiful place is located 26 km from the border between India and Tibet and is the last village of India.
According to the 2011 census, the village was home to about 558 households and with population of about 1214 people . Most of the population here belong to Marchhas and Jads or Bhotias. During the winter, the area is covered with snow, so the entire population moves to lower altitudes. Many cafes here tell people that their store is the last cafe on the Indian border. Most of the people here speaks Garhwali Or Hindi languages.
If you visit this place, you will notice that the shopkeepers in the area sell their products under the title “Last Village”, such as “The Last Tea and Coffee Corner in India”.

Religious importance of mana village:

The village of Mana is of great religious importance to Hindus as it is associated with the Mahabharata era. Pandavas, the five mythical figures of the epic Mahabharata, is believed to have passed through the village of Mana on his final journey to heaven. There is also a stone bridge called “Bheempul” near the Saraswati River. It is believed to have been created by Bheem, one of the Pandava’s .

How do you get to Mana village?
You can reach Mana village easily as it is easily accessible from Rishikesh / Haridwar/Dehradun and situated just 5 km from Badrinath Temple. The nearest train station is located in Haridwar, about 275 km away, and you can reach the village by bus / taxi from outside this station. Mana is just 315 km from Dehradun and there is a regular bus in front of the train station.

Mana attractions :

Neelkanth Peak: At an altitude of 6597 feet above sea level, Neelkanth Peak is one of the region’s main attractions. Also known as the “Queen of Garhwal”, this snow-capped peak rises beautifully above the Badrinath Temple and is a must-see for adventure and trekking lovers.

Tapt Kund: According to Hindu mythology, Tapt Kund is the Sanctuary of the Lord of Agni (Fire). This natural hot spring is thought to have medicinal properties, and it is said that soaking in Tapt Kund water will cure skin diseases.

Vasudhara: This is a scenic waterfall about 9km from Badrinath Temple. According to Legend it is the place where Pandavas stayed for some time during their exile.

Vyas Gufa: As the name implies, Ved Vyas, a famous scholar and author of the epic Mahabharata, lived in this cave while writing the four famous vedas. What makes this cave interesting is a small shrine dedicated to him, which is said to be over 5,000 years old.

Beehma Pul: One of Mana Village’s main attractions is Beehma Pul. Beehma is said to have built this Bheem Pul, a stone bridge to allow his wife Draupadi to cross the Saraswati River on a journey to heaven.

Racial composition of India

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Race remains one of the most complex concepts in sociology. In popular usage, race maybe human race, car race, etc., but in this context it refers to any category or group of people who have similar physical traits. Race according to some is a group of people who maybe separated from other groups by repeating physical features like color of skin, hair, stricture of jaw, structure of eyes, etc.

Race, as a term, gained usage around 16th century and it began being referred to family, village and breed. It was in the 18th century period, especially during the enlightenment,i.e., age of reason, that the idea of race began to be restored more systematically. Ethnic groups in Indian society have a complex history of more than 5000 years. It is a history of series of migration, accommodation, assimilation, invasions and wars.

According to Dubey, it can stipulate about the original people of India on the basis of information provided by physical anthropology regarding the racial groups in the composition of India. The most authoritative and widely accepted classification is by Dr. B.S.Guha who identified six major racial types, namely:

  1. The Negrito: People belonging to this racial group are characterized by black skin color, frizzly hair, thick lips, etc. The prevelance of a Negrito segment in the Indian population is a matter of controversy for the anthropologists and as such they are divided into two groups:
    1. The protagonists, who believe in the existence of the Negritos in India.
    2. The antagonists, who do not find any conclusive evidence of the existence of Negrito racial stock in Indian population.
  2. The Proto- Austroloid: This racial stock consists of an ethnic group comprising of the Australians aborigines and other people of the Southern Asia and Pacific Islands. The aborigines are also considered the pre- Dravidian race and the Indian tribal population in general, is dominated by this racial element.
  3. The Mongoloid: The Mongoloids, as a major racial stock, are native to Asia. This race entered India from the Western China through The Tibet, The Chinese, The Japanese, The Burmese, The Eskimos and also the American Indians are covered within this strain.
  4. The Mediterranean: This racial stock may be related to the Caucasian physical type i.e., the white race. It is one of the dominant races in India.
  5. The Western Brachycephals: It is believed that this racial group have entered India from the West. This race is divided into three sub- groups:
    1. The Alpinoid
    2. The Dinaric
    3. The Armenoid
  6. The Nordic: People belonging to this racial stock are characterized by tall stature, long head, light skin and hair and blue eyes. Tho physical stock has come to India from the North East Asia, South West Siberia through Central Asia and spread all over the Northern part of our country during the second millennium B.C.

What is IPO? All you need to know about IPO

Who does not love money, and then if even more money is made by investing money somewhere, then you will also know how good it will be.

In the same way, many big and small companies also keep investing in the same way, and at the same time many ways are brought to invest in them, one of them is IPO.

So today we are awake to tell you what this IPO is, and how you can get a lot of returns by investing in a good IPO.

A company planning an IPO will typically select an underwriter or underwriter. They will also choose an exchange in which the shares will be issued and subsequently publicly traded.


Are you planning to invest in IPO? So get ready, because there are lots of good IPOs coming up next week. So, if you want to invest, you need to have complete knowledge about it. Let’s know what is IPO?

What is IPO


What is IPO?

IPO means Initial Public Offering which is called IPO in short. When a company issues its common stock or shares to the public for the first time, it is called an IPO, Initial Public Offering.

This IPO is issued by limited companies so that they can get listed on the stock exchange. After listing on the stock exchange, the shares of the company can be bought in the stock market.

In IPO, when a company issues its common stock or shares to the public for the first time, it is called IPO (Initial Public Offering).

IPOs are mostly issued by smaller, newer companies that want capital to grow their business, but they can also be issued by large privately-owned companies that enter the public market. She wants to do business (publicly traded).

What is IPO

Typically a large IPO is underwritten by a syndicate of investment banks, led by one or more large investment banks.

On the sale of shares, underwriters receive a commission based on the value of the shares sold. Typically, the lead underwriter, the underwriter who has sold the largest portion of the IPO, receives the highest commission – 8 % in some cases.

How do IPOs work?

Before an IPO, a company is considered private. As a private company, the business has grown with a relatively small number of shareholders, including early investors such as founders, family and friends, as well as professional investors such as venture capitalists or angel investors.

When a company reaches a stage in its growth process where it believes it is mature enough to meet the rigors of SEC regulations, as well as the benefits and responsibilities to public shareholders, it may advertise its interest in going public.

Typically, this stage of growth will occur when a company has reached a personal valuation of about $1 billion, also known as unicorn status.

However, private companies with different valuations with strong fundamentals and proven profitability potential may also qualify for an IPO based on market competitiveness and ability to meet listing requirements.

An IPO is a big step for a company. This facilitates the company to raise a lot of money. This gives the company more potential to grow and expand. The increased transparency and credibility of share listings can also help in getting better terms along with borrowing funds.


Some important things about IPO.

IPO refers to the process of offering shares of a private corporation to the public in a new stock issuance.

Companies must meet requirements by exchanges and the SEC to hold an initial public offering.

Companies hire investment banks to market, solicit demand, price and date IPOs, and more.

An IPO can be viewed as an exit strategy for company founders and early investors, to realize the full benefits from their personal investments.

The company that offers its shares, known as the ‘issuer’, does so with the help of investment banks. After the IPO, the company’s shares are traded on an open market. Those shares can be further sold by investors through secondary market trading.


What is IPO?

The company that offers its shares, known as the ‘issuer’, does so with the help of investment banks. After the IPO, the company’s shares are traded on an open market. Those shares can be further sold by investors through secondary market trading.

The stages of an IPO include the following:

Underwriters submit proposals and valuations that discuss their services, market offerings

The best type of security to offer the price for, the quantity of shares and the estimated time frame.

The company chooses its underwriter and formally agrees to underwrite the terms through an underwriting agreement.

IPO teams are formed of underwriters, attorneys, certified public accountants, and Securities and Exchange Commission experts.

Ensure procedures for reporting auditable financial and accounting information every quarter.

What is the reason for bringing IPO?

When a company needs additional capital, it issues an IPO. This IPO company can issue even when it is short of funds, it considers it better to raise money from IPO instead of taking loan from the market.

This is the expansion plan of any company. After listing on the stock exchange, the company can invest its shares in other schemes.

Securities and Exchange Board of India i.e. SEBI (Securities and Exchange Board of India) is a government regulator for companies that bring IPO.

It makes the companies bringing the IPO strictly follow the rules. Companies are obliged to give all kinds of information to SEBI.

The money raised through IPO is generally used for the expansion of the company, its technological development, to buy new assets, to clear debts, etc.


How many types of IPO are there? (Types of IPO)

There are two types of IPO. First Fixed Price IPO and second Book Building IPO Let us know about both.

Fixed Price IPO

Fixed price IPO can be referred to as the issue price that some companies set for the initial sale of their shares.

Investors get to know about the price of the shares that the company decides to take public.

The demand for shares in the market can be ascertained after the issue is closed. If investors participate in this IPO, they must ensure that they pay the full price of the shares while applying.

Book Building IPO

In terms of book building, the company initiating an IPO offers investors a 20% price band on the shares. Interested investors place bids on the shares before the final price is fixed.

Here investors need to specify the number of shares they wish to buy and the amount they are willing to pay per share.

The lowest share price is known as the floor price and the highest stock price is known as the cap price. The final decision regarding the price of the shares is determined by the bids of the investors.

How to invest in IPO?

The IPO issuer opens its IPO for investors for 3-10 days. Meaning when any IPO comes, any investor can buy it within 3 to 10 days.

Some companies keep their IPO issuance period for only 3 days and some keep more than three days.

You can invest in an IPO within these specified days by visiting the company’s site or through a registered brokerage.

Now if IPO is a fixed price issue then you have to apply for IPO at the same fixed price, and if IPO is a book building issue then you have to bid on that book building issue only.

IPO Allotment Process

When the IPO opening closes, the company allots the IPO. In this process, the company allots the IPO to all the investors and after the IPO is allotted to the investors, the shares get listed on the stock exchange (STOCK MARKET).

After listing in the stock market, shares are bought and sold in the secondary market. Unless the shares are listed in the stock market, you cannot sell them. Once the shares are listed in the stock market, the money and the shares are exchanged between the two investors.

Once listed, you can also sell and buy shares according to the stock market timing.


Is it good to invest in IPO?

Investing in IPO is a good idea but investing in every single IPO may not be the same. After all, the course of each IPO is different.

Initial Public Offerings present a convenient platform, especially for early investors. This is a good opportunity for them to enter the market at the best possible rates.

How does IPO make money?

A bank or group of banks put money to fund an IPO and buy shares of the company even before it is listed on a stock exchange.

Banks make their profit on the difference in price paid before the IPO and when the shares are officially offered to the public.

Overall, the road to IPO is very long. Thus, interest-generating public investors can develop headlines and other information along the way to help them complement the valuation of the best and potential offering price.

The pre-marketing process typically involves demand from large private accredited investors and institutional investors that influence the opening day of the IPO.

Investors are not included in the public until the day of the final offering. All investors can participate but individual investors must have exclusive trading access.

The most common way for an individual investor to obtain shares is to have an account with a brokerage platform that itself receives an allotment and wishes to share it with its clients.

So friends, you must have understood that what is IPO? Or what is IPO, although we have tried to give you some information about IPO, but still if you have any problem or you want to ask something from us, you can ask in the comment box given below. We will do our best to help you.

Metaverse what is it

Do you know what the metaverse is? Today we are going to tell you a lot about Metaverse. Today you will get to know a lot about the Metaverse in this article.

As you already know that ever since the Internet has come into our lives, we have seen many changes all over the world. Today, with the help of the internet, we can get information about anything and anywhere sitting at home, as today you have reached here with the help of the internet to know about Metaverse.

Friends, the world is progressing very fast, and we should also know about these new things, what the changes happening around us and in the world, as a new change is this metaverse, so let’s tell you today What is the metaverse, and what will it benefit us, as well as how it is useful for us.

You must have used Facebook because Facebook is one of the first social media platforms in the world. Now Facebook’s parent company is named Meta. Which is derived from the word metaverse. After all, what is this metaverse, let us know.

What is Metaverse?


Metaverse what is it



The Metaverse is a virtual world where you can do everything you would do in the real world. Simply put, in a world where you have an identity, you will be at home, but your avatar will be in the metaverse.

There are many different technologies used in the metaverse. It uses Augmented Reality, Virtual Reality and video tools. The concept of the Metaverse is that people digitally connect in a digital space.

For example, if you want to attend a live concert on the Metaverse, you can do that too. This will be different from a concert in video format, as your avatar will be present with other people at this concert.

You will be able to feel like you are participating in that concert and enjoying with the people through the device you use for the metaverse because there will be other people in the form of avatars and you will see them right there You can also have a conversation.

Metaverse can be used in different places. From the gaming sector to meeting and interacting with each other will be included in this.

People will be able to meet each other, talk and do gaming together in the digital space through their avatar sitting at home. People can even take virtual trips around the world through their avatars in the digital space.

How did the metaverse start?


In 1992, Steven Stephenson used the term Metaverse in his science fiction novel Snow Crash.

He envisioned that the metaverse would be a space where people would be able to interact with each other through their avatars. Have you ever thought that people will give billions of rupees to buy virtual land? It is true.

People are buying virtual land in Metaverse now, and it is very much in trend.

What is the future of the metaverse?


The way the Metaverse is becoming popular right now, this is going to change our lives very soon. Friends, 20 to 30 years ago hardly anyone would have thought that the world would become dependent on the internet, similarly, if you think that the metaverse will flop then you are wrong.

Because as of Web 3.0, the metaverse looks like a solid future. Barbados has become the first country to announce the opening of its embassy in the metaverse. Barbados is building its diplomatic compound in the Decentraland of the Metaverse.

People are also seeing this as a new way to earn money in the metaverse. Because the price at which plots are available in the metaverse right now is expected to increase prices as fast as cryptocurrencies in the future, and then everyone will have a different property of theirs in the metaverse.

The term that will trend after Cryptocurrency for the next few years is Metaverse. You should not see it by associating it with Facebook, since recently Facebook has changed its name to Meta, so people are seeing Metaverse associating it with Facebook, but it is not so.

Metaverse is a term, for the real world where you and I live and you can think of Metaverse as a virtual world.

Just like in the real world you need land to build a house or open a shop, so in the Metaverse, people are buying virtual plots to live, open a shop, play or hold a concert.


What would the world of the Metaverse be like?


The world of the Metaverse can be understood with a simple example in such a way that if a person is married, then in today’s time people gather in one place.

But with the arrival of the metaverse, it will happen that the bride and groom may also stay at their home and the rest of the guests too, just all in their virtual way.

-Gather through your image and talk to each other through 3D images and perform other rituals.

A few years ago a film was made in Hollywood called Avatar. This film was very much liked all over the world. Let us tell you that the world shown in the film Avatar is the world of the metaverse, in which a person will remain at his home but his virtual avatar can be anywhere in the world.

The world of Metaverse has started to form, it can be gauged from the fact that gaming company Epic Games organized a music concert in the past, which was virtual and people participated in it virtually.

This means people were dancing in concert with pop stars sitting in their homes, similarly, office meetings and classes can also be organized in future.

Metaverse land

In the metaverse, land means virtual land. Like you buy land or plot in the real world. Similarly, land can be bought or sold in the metaverse as well.

conclusion-

So in this way today you have learned what is the metaverse, and at the same time today, you must have got to know a lot more about the metaverse.

By the way, today in this article we have tried to tell you a lot about Metaverse, if you also know something about Metaverse, then you can share it with us, through the comment box given below.

And if you liked this article, and you got to learn something good from it today, then definitely share it with your friends too, and they too can get more information about what is Metaverse and about it. help.

Linguistic composition in India

At the time of Independence from the British rule in 1947, there were many princely states. Sardar Vallabh Bhai Patel, the then home minister, played a stellar role in amalgamating these states into the union of India. The Constitution of India was adopted on 20th November 1949 and came into effect on 26th January 1950, which defined Union of India, comprising of different states and union territories. In 1956, the states were recognized on linguistic basis.

Language is a system of mutually intelligible vocal symbol by which the member of a society communicates. It serves as a medium of communication and expression of and for the masses, thereby instilling in them a sense of belongingness and warmness. In a broader sense, language plays an essential ROK in constructing a sense of identity.

India is one such country which holds more than a billion population comprising of a vast communities having its own ethnocentric and distinctive profile of spoken and written languages. About 400 languages and 300 dialects spoken across 29 states and 7 Union Territories of India. According to 2011 linguistic survey, census at a reports there are a total of 121 languages and 270 mothertongues. There are 22 languages specified in the 8the constitution of India, of which Hindi is the predominant language spoken by about 43.63% of the population followed by Bengali (8.03%), Marathi (6.83%), Telugu (6.70%) and Tamil (5.70%).

The multilingual aspect of the country affects every aspect of its national life. At present the language problem has become so acute that it has posed a major threat to national integration. Most often linguistic tensions are being manifested in the borders which are bilingual.

Of course English is a great language, but the problem is that, no nation can grow great with the help of a foreign language, simply because a foreign language fails to represent the indigenous culture. In the past, India did not have the problem of languages, because Sanskrit and Prakrit served as link language. At present, although Hindi has been recognized as the official language of the Union, but his has promoted bitter hostilities, particularly in the South.

Development of one national language, that is, Sanskrit maybe keep the linguistic unrest under control as most of the languages owe their origin to the Sanskrit grammar and literature. States should be recognized as administrative unit rather than linguistic units. There should be ban on the political organizations which try to solidify linguism.

In conclusion, language is the most delicate part of the body of community. It should not ordinarily be disturbed in the process of national development or social regeneration.

Web 3.0 : Financial Service Industry

How will the evolution of the web have an effect on Financial Services? This is a question that puts many financial institutions in peril but is it really something that will put banks out of business? 

What is Web 3.0?

Web 3.0 is a new evolution phase that is coming into reality. The web as we know, is evolving into something more secure with more opportunities and various features. A lot of people don’t understand Web 3.0 and are scared of it. This will be a massive change on how we see the internet and how we will use it. It is going to be a decentralized platform and it will be individualized wherein you can customize your internet browsing experience. 

The Royal Bank of Canada is utilizing millions of data points to train its own AI, resulting in fewer client calls and faster application delivery. Meanwhile, BNY Mellon, the world’s largest cross-border payments service provider, improved its fraud prediction accuracy by 20%. By researching real-time market data within nanoseconds, AI and high-performance computing (HPC) are combining to provide better and faster trading intelligence.

What does this mean for Financial Services?

Web 3.0 is transforming the finance sphere slowly into a decentralized place. Basically, you don’t need a financial institution governing your transaction or authorizing them. The transaction will only be initiated by you and reaches the receiver, in a matter of moments, without any middlemen. Using cryptocurrency, you can make transactions over blockchain that eliminates that bank server from between. Cryptos are digital assets that let users transact directly without a payment service provider in the intermediary, which means that they enable new forms of capital. Although Bitcoin remains comparatively low now, it still may provide effective money governance by preserving and protecting the data or memory of what our money represents. Then there is the unparalleled manipulation of fiat money. We can observe how central banks have significantly extended their balance sheets since the GFC and the ongoing pandemic COVID-19. 

DeFi

DeFi is short for decentralized finance where there are no middlemen between you and the receiver. The transaction will be on the blockchain where the transaction time is reduced from time of hours/days, to moments that you can count on your hands. With DeFi, you can perform all transactions and services that are offered by traditional banks, without the bank in between. Now, you might wait for your transaction to be passed through because your bank should allow it and then it has to pass through the bank’s server. 

DeFi uses cryptocurrency as the main currency because they are programmed using blockchain technology. There is a huge difference between CeFi and DeFi. 

Effect on Financial Services

Undoubtedly, Web 3.0 has opened its doors for infinite opportunities and many FinTechs are utilizing them while traditional institutions are being left behind. These organizations are investing in their technology and its improvement in this rapidly changing market. These FinTechs’ major part of investment is into AI which are being programmed to understand the different problems faced by people and able to give out the solutions in a matter of seconds. This dependance on AIs is being constantly improved which are learning from their own errors and giving better and more efficient solutions. A survey by NVIDIA , according to it, nearly 83% of finance service professionals say that AI is essential for the companies’ success. It is also said that AI can improve company growth by 20%.

Conclusion

Web 3.0 is bringing so many opportunities while improving the present technology and organizations that are utilizing it will not be taking rest anytime soon. This technology is just going to become better and better. Every single day that we see this technology step up just shows that we are not done with technology, it can be better and more efficient and these companies are proving that to use everyday. Web 3.0 is showing more freedom of speech and thoughts than the present restricted web 2.0, decentralization is going to put back the control back in the hand of the User.

“Where there is life, there is growth

Where there is age, there is evolution.”

~Charles Darwin

Thank you so much for reading this article. I have added information from different websites and I thank them for their view on this topic. Do leave comments on different aspects of Web 3.0 that you think will change us.

The links to pages that helped me understand Web 3.0 better:

Financialit.net: How web 3.0 is transforming the financial services industry?

https://www.finextra.com/the-long-read/231/how-ai-is-powering-the-future-of-financial-services

https://n26.com/en-eu/blog/what-is-defi#:~:text=How%20does%20DeFi%20work%3F,are%20secured%20through%20blockchain%20technology.