Top Ten Books of Journalism

Journalism serves as a cornerstone of a well-informed society, providing crucial information and analysis that shape public discourse. Aspiring journalists, seasoned reporters, and curious readers alike turn to a diverse array of literature to grasp the essence of this dynamic field. This essay delves into some of the top journalism books that have left an indelible mark on the profession, offering insights into the art and responsibility of storytelling. crazymonkeycafe.com is an emerging platform to check out.

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  1. “All the President’s Men” by Carl Bernstein and Bob Woodward: This iconic book chronicles the Watergate scandal and the investigative efforts of the two Washington Post journalists, Bernstein and Woodward. Their tenacity and dedication in uncovering the truth demonstrate the vital role of investigative journalism in upholding democracy and holding those in power accountable.
  2. “The Elements of Journalism: What Newspeople Should Know and the Public Should Expect” by Bill Kovach and Tom Rosenstiel: This foundational work delves into the ethical considerations and principles that guide journalism. Kovach and Rosenstiel outline the core elements of journalism, emphasizing accuracy, fairness, independence, and transparency. The book provides readers with a comprehensive understanding of the journalistic ethos.
  3. “Into the Wild” by Jon Krakauer: While not a traditional journalism book, Krakauer’s narrative nonfiction masterpiece exemplifies the power of immersive reporting. The author traces the journey of Christopher McCandless, a young man who ventured into the Alaskan wilderness. Krakauer’s meticulous research and storytelling skills illuminate the line between personal exploration and ethical responsibility in reporting.
  4. “The New New Journalism: Conversations with America’s Best Nonfiction Writers on Their Craft” by Robert S. Boynton: This anthology compiles interviews with prominent journalists and writers, shedding light on the evolving landscape of nonfiction storytelling. Boynton explores the various techniques used by writers such as Susan Orlean, Jon Krakauer, and Gay Talese, providing aspiring journalists with diverse perspectives on the craft.
  5. “On Writing Well” by William Zinsser: While not exclusively a journalism book, Zinsser’s guide to writing effectively transcends genres. The book emphasizes clarity, simplicity, and brevity in communication, offering journalists valuable tools to engage their audience without sacrificing substance.
  6. “The Road to Serfdom” by F.A. Hayek: Though not a journalism-focused book, Hayek’s work remains a testament to the importance of economic journalism. This seminal book argues for the dangers of centralized planning and the importance of individual liberties, illustrating the significance of informed economic reporting in shaping public policy debates.

Conclusion:

The realm of journalism is multifaceted, encompassing investigative rigor, ethical considerations, immersive storytelling, and effective communication. These top journalism books exemplify the depth and breadth of the field, providing readers with insights that extend beyond headlines. From the tenacious pursuit of truth in “All the President’s Men” to the principles of responsible journalism outlined in “The Elements of Journalism,” these books contribute to a nuanced understanding of the profession’s role in society. Aspiring journalists, seasoned reporters, and engaged citizens can all benefit from the wisdom and knowledge embedded within these literary treasures.

Rishi sunak: Prime minister of UK

Rishi Sunak born on May 12, 1980, is a British politician who has served as Prime minister designated the United Kingdom and Leader of the conservative party since 24 October 2022. He previously served as Chancellor of the Exchequer from 2020 to 2022 and chief secretary to the treasure from 2019 to 2020. He has been a member of Parliament and MP for Richmond York since 2015.

    Rishi Sunak was born in Southampton to parents of Punjabi-Indian descent who migrated to Britain from East Africa in the 1960s. He was educated at Winchester College read philosophy politics and economics PP at Lincoln College Oxford and gained an MBA from Stanford University in California. As a Fulbright scholar while studying at Stanford, he met his future wife shitamorti, the daughter of Inar Narayana Morty the Indian Billionaire businessman who founded Infosys. Sunak and Morty are the 2022 richest people in Britain with a combined fortune of 730 metres as of 2022. After graduating Sunak worked for Goldman Sachs and later as a partner at the huge fund firms the Children’s investment fund management and Saleem Partner. Sonic was elected to the House of Commons for Richmond in North Yorkshire. Its the 2015 general election succeeding William Hague sonic supported Brexit in the 2016 reference on EU membership he was appointed to Thresha Mays’s second government as the parliamentary government in the 2018 reshuffle he voted three times in favor of Mays’s Brexit withdrawal agreement after May resigned, Sonak supported Boris Johnson campaign to become a conservative leader. After Johnson was elected and appointed prime minister he appointed Sunak as Chief secretary to the treasury Sonak replaced Saja David as Chancellor of ex check after his resignation in February 2020 Cabinetry shuffle as Chancellor sunak was prominent in the government’s financial response to the Covid 19 pandemic and it’s economic impact including the coronavirus job retention and reaches to help out schemes. He resigned as Chancellor on July 2022 followed by Johnson’s resignation amid a government crisis. Sunak stood in the Conservative party leadership election to replace Johnson and last the members vote for Liz Dress following Truss’s resignation amid another government crisis. Sunak was elected unopposed as a leader of the conservative party and is set to become the next British prime minister.  

He is the eldest of three siblings. His father was born and raised in the colony and protectorate of Kenya present-day Kenya while his mother was born in Tanganyika which later became part of Tanzania. His grandfather was born in Punjab province British India and migrated from East Africa with their families to the UK in the 1960s. His paternal grandfather Ramdas Sunak was from Gujranwala in presence Pakistan and moved to Nairobi in 1936 to work as a clerk where he was joined by his wife Suhagwani sunk from Delhi

Sunak’s maternal grandfather rub reason berry MBE worked in Tanganyika as a tax officer and had arranged a marriage with 16-year-old Tanganyika born srksha with whom he had three children the family moved to the UK in 1966 funded by Srksha sold her wedding jewelry Sunk attended school in Romsey Hampshire and Winchester college a boy’s independent boarding school where he was head boy.

WOMEN EMPOWERMENT

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Empowerment stands for giving authority and power to women. Thus, Women’s empowerment refers to empowering women to make their own decisions. It means women should have full equality across all fields, regardless of stereotypes. With higher literacy rates and equal pay for equal work, women can thrive economically and rise out of poverty. Protecting women and girls from violence and abuse while challenging the stigmas against reporting crimes would overall create a much safer society.

The Current State of Gender Equality:

On the World Economic Forum’s Global Gender Gap Index of 2021, India ranks 140th among 153 nations, “becoming the third-worst performer in South Asia.” India fell 28 places from its 2020 rank of 112th. The report cites several reasons for this fall. In terms of political empowerment, the number of female ministers declined from about 23% in 2019 to just 9% in 2021. The female workforce participation rate also decreased “from 24.8% to 22.3%.”
Additionally, the “share of women in senior and managerial positions also remains low.” The report also indicates that women in India earn just one-fifth of what men earn.

Furthermore, “one in four women” endure “intimate violence” at least once in their lifetime. Although India has achieved gender parity in educational attainment, illiteracy rates among women remain high. The report indicates that just 65.8% of women in India are literate in 2021 in comparison to 82.4% of men.


Women also endure inequality concerning land and property rights. A 2016 UNICEF report noted that only 12.7% of properties in India “are in the names of women” despite 77% of women in India depending on agricultural work as a core source of income.

Benefits of Empowering Women in India:

As the majority of India’s population, women represent a significant portion of the nation’s untapped economic potential. As such, empowering women in India through equal opportunities would allow them to contribute to the economy as productive citizens. With higher literacy rates and equal pay for equal work, women can thrive economically and rise out of poverty.

Protecting women and girls from violence and abuse while challenging the stigmas against reporting crimes would overall create a much safer society. Improving the female political representation rate would enable more women to serve as role models for young girls and allow a platform to bring awareness to the issues affecting women in India. Overall, gender equality allows for women to live a better quality of life, allowing them to determine their futures beyond traditional expectations.

Women Of Worth (WOW):

According to its website, “Women Of Worth exists for the growth, empowerment, and safety of girls and women” standing “for justice, equality and change.” WOW began in 2008, created by a group of women who longed for change in a society rife with gender discriminatory practices. Its ultimate vision is “to see women and girls live up to their fullest potential.” With a mission of empowering women in India.

The organization has three focal areas:

1. Advocacy Work: WOW utilizes social media platforms to raise awareness of gender inequality and “change attitudes and behavior.”


2. Training and Health Services: WOW provides training to both men and women in schools, tertiary institutions, and companies on women’s safety and rights. It also presents lectures and “keynote addresses” on the topic. Furthermore, WOW provides counseling sessions to improve mental health.
Rehabilitation and Restoration: WOW offers “counseling, life skills training, and therapy” to children and women who are victims of abuse, neglect, and trafficking.


WOW’s efforts have seen success. The organization helped to rescue 200 girls from abusive backgrounds, providing them with rehabilitation services. WOW also gave 11 girls scholarships to continue their education. WOW provided training on gender equality to about 800 working people and “1500 students” along with “200 parents” and 300 educators.


3. Gender equality is a crucial cornerstone in the advancement of any society or nation as it affects all areas of society from economic growth to education, health, and quality of life. Gender inequality in India is a deep-rooted, complex, and multi-layered issue but it is also an essential battle to overcome to see the fullest potential of the nation.

How are women empowered in India?

The Constitution of India has certain provisions that specifically focus on women’s empowerment and prevents discrimination against women in society. Article 14 talks about equality before the law. Article 15 enables the state to make special provisions for women.

Beti Bachao Beti Padhao Andolan has been launched for creating awareness among the people to educate all girl children in the country. The government successfully promotes this scheme by forming District Task Force and Block Task Force. The scheme was launched in the Panipat district of Haryana on 22 January 2015 with initial funding of Rs. 100 crore. Before the launching of this scheme, the Child Sex Ratio of Panipat was 808 in 2001 and 837 in 2011.
Massive publicity is made about the program in print and electronic media, and the logo of this scheme is very common in government buildings such as pillars of National Highway 44, Panipat District Court, bus stand, and railway station of Panipat district, etc.

Financial independence is important for women’s empowerment. Women, who are educated and earning, are in a much better position in our society as compared to uneducated women workers. Therefore, a scheme called working women hostels has been launched so that safe and convenient accommodation should be provided to working women. The benefit of this scheme is given to every working woman without any distinction of caste, religion, marital status, etc. To take benefit from this scheme, the gross total income of women should not exceed Rs. 50,000 per month in the case of metropolitan cities whereas, in the case of small cities, the gross total income should not exceed Rs. 35,000 per month.

The focus of the government has shifted from women’s development to women-led development. To achieve this goal, the government is working around the clock to maximize women’s access to education, skill training, and institutional credit. MUDRA Yojana ( Micro Units Development and Refinance Agency Ltd ) is one such scheme that was launched on 8 April 2015 in which loans up to Rs. 10 lakh are provided to women entrepreneurs, without any collateral. For instance: A woman namely Kamla daily wage laborer from Panipat has taken a loan of Rs. 45,000 from the State Bank of India to start work in a beauty parlor and she is engaged in gainful employment with dignity now.

Conclusion:

Women must have an equal voice, rights, and opportunities, throughout their lives. Gender equality can make a difference to individual lives and whole communities. Economic and Social Empowerment places women and girls in a stronger position. Women’s and girls Economic Empowerment gives a voice in decison making processes. women also should be given equal rights like men to actually empower them. They need to be strong, aware, and alert every time for their growth and development. The most common challenges are related to the education, poverty, health, and safety of women.

Queen Elizabeth II (1926-2022)

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Elizabeth II (Elizabeth Alexandra Mary; 21 April 1926 – 8 September 2022) was Queen of the United Kingdom and other Commonwealth realms from 6 February 1952 until she died in 2022. She was queen regnant of 32 sovereign states during her lifetime and 15 at the time of her death.[a] Her reign of 70 years and 214 days is the longest of any British monarch and the longest recorded of any female head of state in history.

Elizabeth was born in Mayfair, London, as the first child of the Duke and Duchess of York (later King George VI and Queen Elizabeth). Her father acceded to the throne in 1936 upon the abdication of his brother, King Edward VIII, making Elizabeth the heir presumptive. She was educated privately at home and began to undertake public duties during the Second World War, serving in the Auxiliary Territorial Service. In November 1947, she married Philip Mountbatten, a former prince of Greece and Denmark, and their marriage lasted 73 years until his death in April 2021. They had four children: Charles, Anne, Andrew, and Edward.

When her father died in February 1952, Elizabeth—then 25 years old—became queen of seven independent Commonwealth countries: the United Kingdom, Canada, Australia, New Zealand, South Africa, Pakistan, and Ceylon (known today as Sri Lanka), as well as Head of the Commonwealth. Elizabeth reigned as a constitutional monarch through major political changes such as the Troubles in Northern Ireland, devolution in the United Kingdom, the decolonization of Africa, and the United Kingdom’s accession to the European Communities and withdrawal from the European Union. The number of her realms varied over time as territories gained independence and some realms became republics. Her many historic visits and meetings include state visits to China in 1986, Russia in 1994, and the Republic of Ireland in 2011, and meetings with five popes.

Significant events include Elizabeth’s coronation in 1953 and the celebrations of her Silver, Golden, Diamond, and Platinum jubilees in 1977, 2002, 2012, and 2022, respectively. Elizabeth was the longest-lived British monarch and the second-longest reigning sovereign in world history, behind only Louis XIV of France. She faced occasional republican sentiment and media criticism of her family, particularly after the breakdowns of her children’s marriages, her annus horribilis in 1992, and the death of her former daughter-in-law Diana, Princess of Wales, in 1997. However, support for the monarchy in the United Kingdom remained consistently high, as did her popularity. Elizabeth died aged 96 at Balmoral Castle, Aberdeenshire in 2022, months after the Platinum Jubilee, and was succeeded by her eldest son, Charles III.

Elizabeth was the elder daughter of Prince Albert, duke of York, and his wife, Lady Elizabeth Bowes-Lyon. As the child of a younger son of King George V, the young Elizabeth had little prospect of acceding to the throne until her uncle, Edward VIII (afterward duke of Windsor), abdicated in her father’s favor on December 11, 1936, at which time her father became King George VI and she became heir presumptive. The princess’s education was supervised by her mother, who entrusted her daughters to a governess, Marion Crawford; the princess was also grounded in history by C.H.K. Marten, afterward provost of Eton College, and had instruction from visiting teachers in music and languages. During World War II she and her sister, Princess Margaret Rose, perforce spent much of their time safely away from the London blitz and separated from their parents, living mostly at Balmoral Castle in Scotland and the Royal Lodge, Windsor, and Windsor Castle.
Early in 1947, Princess Elizabeth went with the king and queen to South Africa. After her return, there was an announcement of her betrothal to her distant cousin Lieutenant Philip Mountbatten of the Royal Navy, formerly Prince Philip of Greece and Denmark. The marriage took place in Westminster Abbey on November 20, 1947. On the eve of the wedding her father, the king, conferred upon the bridegroom the titles of duke of Edinburgh, earl of Merioneth, and Baron Greenwich. They took residence at Clarence House in London. Their first child, Prince Charles (Charles Philip Arthur George), was born on November 14, 1948,

In the summer of 1951, the health of King George VI entered into a serious decline, and Princess Elizabeth represented him at the Trooping the Colour and on various other state occasions. On October 7 she and her husband set out on a highly successful tour of Canada and Washington, D.C. After Christmas in England she and the duke set out in January 1952 for a tour of Australia and New Zealand, but en route, at Sagana, Kenya, news reached them of the king’s death on February 6, 1952. Elizabeth, now queen, at once flew back to England. The first three months of her reign, the period of full mourning for her father, were passed in comparative seclusion. But in the summer, after she had moved from Clarence House to Buckingham Palace, she undertook the routine duties of the sovereign and carried out her first state opening of Parliament on November 4, 1952. Her coronation was held at Westminster Abbey on June 2, 1953.

The modern monarch:

The queen seemed increasingly aware of the modern role of the monarchy, allowing, for example, the televising of the royal family’s domestic life in 1970 and condoning the formal dissolution of her sister’s marriage in 1978. In the 1990s, however, the royal family faced several challenges. The separation and later divorce (1996) of Charles and the immensely popular Diana further eroded support for the royal family, which was viewed by some as antiquated and unfeeling. The criticism intensified following Diana’s death in 1997, especially after Elizabeth initially refused to allow the national flag to fly at half-staff over Buckingham Palace. In line with her earlier attempts at modernizing the monarchy, the queen subsequently sought to present a less-stuffy and less-traditional image of the monarchy. These attempts In 2002 Elizabeth celebrated her 50th year on the throne. As part of her “Golden Jubilee,” events were held throughout the Commonwealth, including several days of festivities in London. Having dealt with several physical setbacks in recent years, Philip, who had been Elizabeth’s husband for more than seven decades, died in April 2021. On their 50th wedding anniversary, in 1997, Elizabeth had said of Philip, “He has, quite simply, been my strength and stay all these years.” Because of social-distancing protocols brought about by the COVID-19 pandemic, the queen sat alone in a choir stall in St. George’s Chapel (in Windsor Castle) at Philip’s funeral. The widely disseminated images of her tragic isolation were heartbreaking but emblematic of the dignity and courage that she brought to her reign. In June 2022 Britain celebrated Elizabeth’s 70 years on the throne with the “Platinum Jubilee,” a four-day national holiday that included the Trooping the Colour ceremony, a thanksgiving service at St. Paul’s Cathedral, a pop music concert at Buckingham Palace, and a pageant that employed street arts, theatre, music, circus, carnival, and costume to honor the queen’s reign. Health issues limited Elizabeth’s involvementElizabeth was known to favor simplicity in court life and was also known to take a serious and informed interest in government business, aside from the traditional and ceremonial duties. Privately, she became a keen horsewoman; she kept racehorses, frequently attended races, and periodically visited the Kentucky stud farms in the United States. Her financial and property holdings made her one of the world’s richest women.

Photo Gallery :

Mutual Funds

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A mutual fund is a company that pools money from many investors and invests the money in securities such as stocks, bonds, and short-term debt. The combined holdings of the mutual fund are known as its portfolio. Investors buy shares in mutual funds.

Why do people buy mutual funds?

Mutual funds are a popular choice among investors because they generally offer the following features:

1. Professional Management -:The fund managers research for you. They select the securities and monitor the performance.
2. Diversification-: “Don’t put all your eggs in one basket.” Mutual funds typically invest in a range of companies and industries. This helps to lower your risk if one company fails.
3. Affordability -: Most mutual funds set a relatively low dollar amount for initial investment and subsequent purchases.
4. Liquidity -: Mutual fund investors can easily redeem their shares at any time, for the current net asset value (NAV) plus any redemption fees.

What types of mutual funds are there?

1. Money market funds-: Have relatively low risks. By law, they can invest only in certain high-quality, short-term investments issued by U.S. corporations, and federal, state, and local governments.
2. Bond funds-: Have higher risks than money market funds because they typically aim to produce higher returns. Because there are many different types of bonds, the risks and rewards of bond funds can vary dramatically.
3. Stock funds-: Invest in corporate stocks. Not all stock funds are the same. Some examples are:
• Growth funds-: focus on stocks that may not pay a regular dividend but have the potential for above-average financial gains.
• Income funds-: invest in stocks that pay regular dividends.
• Index funds-: track a particular market index such as the Standard & Poor’s 500 Index.
• Sector funds-: specialize in a particular industry segment.
4. Target date funds -: Hold a mix of stocks, bonds, and other investments. Over time, the mix gradually shifts according to the fund’s strategy. Target date funds, sometimes known as lifecycle funds, are designed for individuals with particular retirement dates in mind.

What are the benefits and risks of mutual funds?

Mutual funds offer professional investment management and potential diversification. They also offer three ways to earn money:

1. Dividend Payments -: A fund may earn income from dividends on stock or interest on bonds. The fund then pays the shareholders nearly all the income, and fewer expenses.
2. Capital Gains Distributions -: The price of the securities in a fund may increase. When a fund sells a security that has increased in price, the fund has a capital gain. At the end of the year, the fund distributes these capital gains, minus any capital losses, to investors.
3. Increased NAV -: If the market value of a fund’s portfolio increases, after deducting expenses, then the value of the fund and its shares increases. The higher NAV reflects the higher value of your investment.


A fund’s past performance is not as important as you might think because past performance does not predict future returns. But past performance can tell you how volatile or stable a fund has been over a while. The more volatile the fund, the higher the investment risk.

How to buy and sell mutual funds:

Investors buy mutual fund shares from the fund itself or through a broker for the fund, rather than from other investors. The price that investors pay for the mutual fund is the fund’s per share net asset value plus any fees charged at the time of purchase, such as sales loads.

Mutual fund shares are “redeemable,” meaning investors can sell the shares back to the fund at any time. The fund usually must send you the payment within seven days.

Before buying shares in a mutual fund, read the prospectus carefully. The prospectus contains information about the mutual fund’s investment objectives, risks, performance, and expenses.

Avoiding fraud:

By law, each mutual fund is required to file a prospectus and regular shareholder reports with the SEC. Before you invest, be sure to read the prospectus and the required shareholder reports. Additionally, the investment portfolios of mutual funds are managed by separate entities known as “investment advisers” that are registered with the SEC. Always check that the investment adviser is registered before investing.

Are mutual funds safe?

Mutual funds are a safe investment if you understand them. Investors should not be worried about the short-term fluctuation in returns while investing in equity funds. You should choose the right mutual fund, which is in sync with your investment goals and invest with a long-term horizon.

Insurance and it’s Types

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Insurance is a means of protection from financial loss. It is a form of risk management, primarily used to hedge against the risk of a contingent or uncertain loss. An entity that provides insurance is known as an insurer, an insurance company, an insurance carrier, or an underwriter. an arrangement with a company in which you pay them regular amounts of money and they agree to pay the costs if, for example, you die or are ill, or if you lose or damage something.

Insurance is a contract in which an insurer indemnifies another against losses from specific contingencies or perils. It helps to protect the insured person or their family against financial loss. There are many types of insurance policies. Life, health, homeowners, and auto are the most common forms of insurance. insurance is a contract, represented by a policy, in which a policyholder receives financial protection or reimbursement against losses from an insurance company. The company pools clients’ risks to make payments more affordable for the insured.

Insurance policies are used to hedge against the risk of financial losses, both big and small, that may result from damage to the insured or their property or liability for damage or injury caused to a third party.

Key Takeways :

1. Insurance is a contract (policy) in which an insurer indemnifies another against losses from specific contingencies or perils.

2. There are many types of insurance policies. Life, health, homeowners, and auto are the most common forms of insurance.

3. The core components that make up most insurance policies are the deductible, policy limit, and premium.

How Insurance Works :

A multitude of different types of insurance policies is available, and virtually any individual or business can find an insurance company willing to insure them—for a price. The most common types of personal insurance policies are auto, health, homeowners, and life. Most individuals in the United States have at least one of these types of insurance, and car insurance is required by law. Businesses require special types of insurance policies that insure against specific types of risks faced by a particular business. For example, a fast-food restaurant needs a policy that covers damage or injury that occurs as a result of cooking with a deep fryer. An auto dealer is not subject to this type of risk but does require coverage for damage or injury that could occur during test drives. There are also insurance policies available for very specific needs, such as kidnap and ransom (K&R), medical malpractice, and professional liability insurance, also known as errors and omissions insurance.

Insurance Policy Components:

A firm understanding of these concepts goes a long way in helping you choose the policy that best suits your needs. For instance, whole life insurance may or may not be the right type of life insurance for you. Three components of any type of insurance are crucial: premium, policy limit, and deductible.

1. Premium -:
A policy’s premium is its price, typically expressed as a monthly cost. The premium is determined by the insurer based on your or your business’s risk profile, which may include creditworthiness.

2. Policy Limit -:
The policy limit is the maximum amount that an insurer will pay under a policy for a covered loss. Maximums may be set per period (e.g., annual or policy term), per loss or injury, or over the life of the policy, also known as the lifetime maximum.

3. Deductible -:
The deductible is a specific amount that the policyholder must pay out of pocket before the insurer pays a claim. Deductibles serve as deterrents to large volumes of small and insignificant claims.

Types of Insurance :

There are many different types of insurance. Let’s look at the most important.

1.Health Insurance -:
Regarding health insurance, people who have chronic health issues or need regular medical attention should look for policies with lower deductibles. Though the annual premium is higher than a comparable policy with a higher deductible, less expensive access to medical care throughout the year may be worth the tradeoff.

2. Home Insurance -:
Homeowners insurance (also known as home insurance) protects your home and possessions against damage or theft. Virtually all mortgage companies require borrowers to have insurance coverage for the full or fair value of a property (usually the purchase price) and won’t make a loan or finance a residential real estate transaction without proof of it.

3. Auto Insurance -:
When you buy or lease a car, it’s important to protect that investment. Getting auto insurance can offer reassurance in case you’re involved in an accident or the vehicle is stolen, vandalized, or damaged by a natural disaster. Instead of paying out of pocket for auto accidents, people pay annual premiums to an auto insurance company; the company then pays all or most of the costs associated with an auto accident or other vehicle damage.


4. Life Insurance -:
Life insurance is a contract between an insurer and a policy owner. A life insurance policy guarantees that the insurer pays a sum of money to named beneficiaries when the insured dies in exchange for the premiums paid by the policyholder during their lifetime. Life insurance. life insurance provides for your family if you unexpectedly die. This is especially important if your family is dependent on your salary. Industry experts suggest a policy that pays out 10 times your yearly income. But not everyone can afford the cost. When estimating the amount of life insurance you need, factor in funeral expenses. Then calculate your family’s daily living expenses. These may include mortgage payments, outstanding loans, credit card debt, taxes, child care, and future college costs.


5. Travel Insurance -:
Travel insurance is a type of insurance that covers the costs and losses associated with traveling. It is useful protection for those traveling domestically or abroad.

6. Long-Term Disability Coverage -: Long-term disability insurance is the type of insurance most of us think we will never need. Yet, according to statistics from the Social Security Administration, one in four workers entering the workforce will become disabled and will be unable to work before they reach the age of retirement. Often, even workers who have great health insurance, a nice nest egg, and a good life insurance policy don’t prepare for the day when they might not be able to work for weeks, months, or ever again. While health insurance pays for hospitalization and medical bills, you’re still left with all of the expenses that your paycheck had covered.

Is insurance an asset?

Depending on the type of life insurance policy and how it is used, permanent life insurance can be considered a financial asset because of its ability to build cash value or be converted into cash. Simply put, most permanent life insurance policies can build cash value over time.

Conclusion:

Insurance plans will help you pay for medical emergencies, hospitalization, contraction of any illnesses and treatment, and medical care required in the future. The financial loss to the family due to the unfortunate death of the sole earner can be covered by insurance plans.




LGBTQ AND THEIR RIGHTS

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LGBTQ is an acronym for “lesbian, gay, bisexual, transgender, and queer. Lesbian, Gay, Bisexual and Transgender, Queer. Over the past decade, LGBT people have gained more and more tolerance and acceptance in India, especially in large cities.

LGBTQ people in India remain closeted, fearing discrimination from their families, who might see homosexuality as shameful. Discrimination is still present in rural areas, where LGBTQ people often face rejection from their families and forced opposite-sex marriages. People in the LGBTQ community are fighting for equal rights and acceptance. Trans people, especially, face a lot of difficulty in finding acceptance. People in the LGBTQ community are looked down upon all the time.

This is a major issue because discrimination against the LGBTQ community is highly prevalent. People’s prejudices lead them to think that LGBTQ people are odd and very different. Today, homosexuality and queer identities may be acceptable to more Indian youths than ever before but within the boundaries of families, homes, and schools, acceptance remains a constant struggle for LGBTQ people. I have heard of people coming out of the closet and declaring to their families that they are not the person their family expected them to be. Being L, G, B, T, or Q is not a ‘problem’, nor is it a ‘choice’ as such. LGBTQ individuals are merely individuals who have sexual preferences that differ from what would appear to be the ‘norm’, due to differing learned behaviors and, you know, having a personal perspective and mindset that differs from everyone else’s. Saying that it’s objectively wrong for people to have sexual preferences that differ from the norm is objectively wrong itself.

Transgender people in India are allowed to change their legal gender post-sex reassignment surgery under legislation passed in 2019 and have a constitutional right to register themselves under a third gender. Additionally, some states protect hijras, a traditional third-gender population in South Asia through housing programs, and offer welfare benefits, pension schemes, free operations in government hospitals as well as other programs designed to assist them. There are approximately 480,000 transgender people in India as per Census 2011. Article 15 of our Indian Constitution Article 15, 1949. 15. Prohibition of discrimination on grounds of religion, race, caste, Sex, or place of birth.

In 2018, in the landmark decision of Navtej Singh Johar v. Union of India, the Supreme Court of India decriminalized consensual homosexual intercourse by reading down Section 377 of the Indian Penal Code and excluding consensual homosexual sex between adults from its ambit. Amidst strong political movements in favor of LGBTQ rights, people are more accepting of same-sex relationships, with around three out of four Indians supporting them according to an opinion poll. In the 2010s, LGBT people in India increasingly gained tolerance and acceptance, especially in large cities.

Major Activists of LGBTQ:

1. Anand Grover.
2. Menaka Guruswamy.
3. Laxmi Narayan Tripathi.
4. Anjali Gopalan.
5. Gopi Shankar Madurai.
6. Manvendra Singh Gohil.
7. Harish Iyer.
8. Ashok Row Kavi.

Conclusion:

The backlash is the biggest concern at the moment. Homophobia is still one of the last acceptable forms of bigotry in some regions, and my hope is that that changes. Legally India has taken many steps in this area to identify the rights of LGBT community. Discrimination and the fear of discrimination is an important concern among the minorities at workplace.

If normal men and women have the right to live in this society with respect then why not a person who belongs to LGBTQ can live in this society with respect? It’s not about what our religion says it’s about what humanity says.

FASHION BLOGGING

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A fashion blog can cover many topics, such as specific items of clothing and accessories, beauty tips, trends in various apparel markets (haute couture, prêt-à-porter, etc.), celebrity fashion choices, and street fashion trends. Many fashion blogs could also be categorized as shopping blogs, similar to the content of fashion magazines. Some retailers in the fashion industry have started blogs to promote their products. Some blogs focus more on fashion advice, featuring how-to articles for the lay reader. Articles discuss clothing fit, the matching and complementing of colors, and other information on clothes wearing and care, along with prescriptive advice on adhering to basic standards and recent trends.

History:

Fashion blogs first appeared in the blogosphere before 2002. Both the number of fashion blogs and the number of media mentions of fashion blogs have grown considerably since then. Published accounts of the growing number of fashion blogs are mentioned above, and a Facteva search reveals that media articles mentioning “fashion blogs” grew from one in 2002 to over 100 in 2006. In 2006, the commercial success and growing profile of fashion bloggers were the two main themes in the coverage of fashion blogs. In 2009, CNN wrote about a blogger, Rumi Neely of Fashion Toast, who went from a small website to the runway for a popular label.

Impact on Fashion Industry:

Fashion is a multi-billion dollar industry that has a considerable impact on the way ordinary people dress and present themselves and relies heavily on media and advertising to communicate the producer’s preferences and goals and influence public perception through various types of promotion; at the same time, fashion can be influenced by social change and counter-trends outside the producer, retailer or advertiser’s control. As fashion is driven by trends within and without the fashion industry, fashion blogs and other “new media” outside the control of traditional establishments represent a disruptive innovation to the social dynamics of mass media and fashion consumption in modern consumer society.

From the industry’s standpoint:

The New York Times “Style” section writer, Eric Wilson, did an extensive study on the impact of fashion bloggers on the fashion industry for one of his style columns. Wilson wrote that these bloggers have ascended ‘from the nosebleed seats to the front row’ in the past year and that the divide between the ‘high code’ editors with a professional opinion and the ‘amateur’ fashion bloggers is beginning to disintegrate.


From a reader’s standpoint:

A similar statement was said by Constance White, the style director for eBay and former fashion journalist, saying that the impact of the fashion blogosphere has allowed the whole population to take ownership of the fashion world, including people of all different races, genders, and social standings. Unlike fashion-focused magazines and television shows, fashion blogs can be updated more frequently, keeping up to date with the new and up-and-coming fashion trends.

From an advertising standpoint:

Many of these fashion blogs also serve as a source of advertisement for both designers and fashion retail stores. These advertisements have had a heavy influence on fashion designers of various standings, helping to give a name to small up-and-coming designers as well as bringing high-end designers back to life. Many of the top fashion bloggers are said to have received free samples of the designer pieces that they have mentioned in their blogs and some top fashion bloggers got paid for wearing and publishing a brand name product on their Instagram accounts.

Types of fashion blogs:

• By writer’s expertise:

Fashion blogs may be written by insiders, outsiders, or aspiring insiders. Insiders are people who work (or have previously worked) in the fashion industry or for the traditional fashion media. In addition, some fashion insiders write occasionally as guest bloggers on larger sites. For example, the fashion designer Nanette Lepore has contributed to Glam.com. Aspiring insiders are people who want to work in the fashion industry or media and believe their blog may provide a ‘back door entry into a mainstream fashion writing job.

• By ownership:

Fashion blogs may be owned either by individuals or by companies. The types of individuals running fashion blogs are listed above. The types of companies now running fashion blogs include large mainstream media organizations and fashion retailers. Condé Nast Publications is a mainstream media organization with fashion blogs. Fashion retailers with blogs include Bluefly, Queen of Suburbia, and Splendora.

Indian Fashion Bloggers:

1. Komal Pandey.
2. Masoom Minawala Mehta.
3. Aashna Shroff.
4. Kritika Khurana.
5. Riya Jain.
6. Sakshi Sindwani.
7. Siddharth Batra.
8. Karron S Dhingra.
9. Usaamah Siddique
10. Abhinav Mathur

Conclusion:

Fashion blogs are increasingly becoming a part of the mainstream fashion press. Many big media organizations have started fashion blogs and the best fashion bloggers are now also being offered mainstream media positions. Fashion blogging is also now regarded as worthy of mainstream media coverage. The reference list below shows the very high caliber of media publications that have written about fashion blogs. These publications include the Wall Street Journal, The New York Times, Fast Company, and the Sydney Morning Herald. Fashion blogging is rapidly becoming a highly profitable new media business, with a mixture of independent blogs and well-funded fashion blog networks competing to dominate the space.

MICROPHONES

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A microphone is a device that translates sound vibrations in the air into electronic signals and scribes them to a recording medium or over a loudspeaker. Microphones enable many types of audio recording devices for purposes including communications of many kinds, as well as music vocals, speech and sound recording.

Types Of Microphone

There are three main types microphones based on construction -:

1. Dynamic/Moving coil. 2. Ribbon. 3. Condenser/ capacitor

1. Dynamic / Moving coil

A microphone in which the sound waves cause a movable wire or coil to vibrate in a magnetic field and thus induce a current.

Key Advantages -:

1. Rugged and able to handle high sound pressure levels, like those delivered by a kick drum.
2. Provide good sound quality in all areas of microphone performance.
3. They do not require a power source to run
4. They are relatively cheap

Key disadvantages -:

Heavy microphone diaphragm and wire coil limits the movement of the assembly, which in turn restricts the frequency and transient response of the microphone
Generally not as suitable as condenser microphones for recording instruments with higher frequencies and harmonics, such as a violin.

Dynamic microphones can be used for many applications, produce an excellent sound and are suitably rugged – great for traveling on the road. They are best avoided when recording high-frequency content on an important recording.

For reliable, everyday tasks you will not find a more multifaceted, trustworthy device than a good quality dynamic microphone.

Ribbon -:

A ribbon microphone, also known as a ribbon velocity microphone, is a type of microphone that uses a thin aluminum, duraluminum or nanofilm of electrically conductive ribbon placed between the poles of a magnet to produce a voltage by electromagnetic induction. Ribbon microphones are typically bidirectional, meaning that they pick up sounds equally well from either side of the microphone

Key Adavantages -:

1. Ribbon Microphones are very sensitive and accurate
2. Ribbon microphones have a very low noise
3. Ribbon microphones tend not to pick up lots of background noise
4. Ribbon microphones can be very expensive
5. Ribbon microphones are good to produce a thin and tinny sound

Key disadvantages -:

1. Ribbon microphones can be very large and heavy
2. Ribbon microphones are very sensitive to air movements
3. It is very difficult to achieve a tight polar pattern
4. The ribbon is fragile and susceptible to damage
5. Ribbon microphones are not as popular as dynamic microphones
Ribbon microphones require more maintenance

Ribbon microphones are often described as the most natural-sounding microphones available, and for good reason: they condenser microphones that use a thin ribbon of aluminum foil to pick up sound (instead of a solid diaphragm).

Condenser/ Capacitor Microphones -:

A Condenser capsule is constructed similarly. It consists of a thin membrane in close proximity to a solid metal plate. The membrane or diaphragm, as it is often called, must be electrically conductive, at least on its surface. The most common material is gold-sputtered mylar, but some (mostly older) models employ an extremely thin metal foil.

When sound waves hit the diaphragm, it moves back and forth relative to the solid backplate. In other words, the distance between the two capacitor plates changes. As a result, the capacitance changes to the rhythm of the sound waves. Thus, converted sound into an electrical signal.

Key Adavantages -:

1. They have a Greater Dynamic Range than Ribbon or Dynamic Mics.
2. They Have a Better Frequency Response than Dynamic Mics.
3.They Have a Better Noise Floor than Dynamic or Ribbon Mics.
4. When Hit with Loud Transients, They Generally Sound Snappier than Dynamic or Ribbon Mics.

Key Disadvantages -:

1. The limited number of operating microphones at the same time and place.
2. The limited number of radio channels.
Sound files can use up a lot of computer memory in a device.
3. Voice recognition system software is not as accurate as typing manually.

Condenser microphones are best used to capture vocals and high frequencies. They are also the preferred type of microphone for most studio applications.

Conclusion -:

Microphones are used everywhere, from stage performances, broadcasting, and even talking on the phone. The microphone is a transducer, a machine that changes one form energy to another form of energy. Microphones are an essential part of any audio recording system.

Television In India

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Television is the most powerful medium of mass communication that has ever existed. It has revolutionized our lives in many ways. Isn’t it a wonder that we can witness the events happening all over the world in the comfort of our drawing-room by merely switching on the Television? Today television has become an integral part of our lives. Television is a recent invention. Very few homes had television sets some fifty years ago. Also, till the 1990s Doordarshan was the only channel available to a vast majority of Indians.

Evolution Of Television-:

Today television has become an integral part of our lives. 1939, television broadcasts began in the United States also. Other countries began television broadcasting on a wide scale only by the 1950s. Second World War slowed down the rapid development of the new medium, but the post-war years made up for it. The limitations of the early camera forced the actors and anchors to work with impossibly hot lights. Imagine trying to read news with full makeup under a blazing light. The early television broadcasts were all black and white. The first successful program in color was transmitted by Columbia Broadcasting System (CBS) in the USA in 1953. From being a “radio with pictures” it acquired a unique style of its own. As a result of this, this phase is often called the “golden age” of television.

Important dates -:

1. 1936 – British Broadcasting Corporation (BBC) of Britain began the first television service in the world.
2. 1939 – Television broadcasts began in the US. The 1950s – Other countries began television broadcasting on a wide scale.
3. 1953 – The first successful program in color was transmitted by CBS in the USA.

1959- TELEVISION BEGAN IN INDIA ON AN EXPERIMENTAL BASIS -:

The early programs on these experimental broadcasts were generally educational programs for school children and farmers. Several community television sets were set up in Delhi’s rural areas and schools around Delhi for the dissemination of these programs. By the 1970s, television centers were opened in other parts of the country also. In 1976, Doordarshan, which was All India Radio’s television arm until then became a separate department.

1976- DOORDARSHAN BECAME A SEPARATE DEPARTMENT INDEPENDENT OF ALL INDIA RADIO (AIR) -:

Several community television sets were distributed as a part of one of the important landmarks in the history of Indian television, the Satellite Instructional Television Experiment (SITE). It was conducted between August 1975 and July 1976. Under this program, the Indian government used the American satellite ATS-6 to broadcast educational programs to Indian villages. Six states were selected for this experiment and television sets were distributed in these states.

• Clusters selected for SITE

1. Andhra Pradesh
2. Karnataka
3. Madhya Pradesh
4. Bihar
5. Orissa
6. Rajasthan

1975-1976 SATELLITE INSTRUCTIONAL TELEVISION EXPERIMENT (SITE) -:

SITE was an important step taken by India to use television for development. The programs were mainly produced by Doordarshan which was then a part of AIR. The telecasts happened twice a day, in the morning and evening. Other than agricultural information, health and family planning were the other important topics dealt with in these programs. Entertainment was also included in these telecasts in the form of dance, music, drama, folk, and rural art forms. A major milestone in the history of Indian television was the coverage of the Ninth Asian Games in 1982. In addition to the domestic transmission, Doordarshan was also providing content for the broadcasters of many other countries. After 1982, there was a huge increase in the live coverage of sports by Doordarshan. Doordarshan provided national coverage for the first time through the satellite INSAT 1A. Also, for the first time, the transmission was in color.

1982- DOORDARSHAN PROVIDED NATIONAL COVERAGE FOR THE FIRST TIME THROUGH THE SATELLITE INSAT 1A. -:

By 1983, the government-sanctioned a huge expansion of Doordarshan. Several new transmitters were set up throughout the country. Thus towards the end of the 80s around 75 percent of the population could be covered by the transmitters. Many of the programs of Doordarshan like Hum Log, Buniyaad, and Nukkad were immensely popular.

1983- GOVERNMENT SANCTIONS HUGE EXPANSION OF DOORDARSHAN -:

In 1997, Prasar Bharati, a statutory autonomous body was established. Doordarshan along with AIR was converted into government corporations under Prasar Bharati. The Prasar Bharati Corporation was established to serve as the public service broadcaster of the country which would achieve its objectives through AIR and DD. This was a step towards greater autonomy for Doordarshan and AIR. However, Prasar Bharati has not succeeded in shielding Doordarshan from government control.

1997- ESTABLISHMENT OF PRASAR BHARATI -:

About 90 percent of the Indian population can receive Doordarshan programs through its network. From its humble beginning as a part of All India Radio, Doordarshan has grown into a major television broadcaster with around 30 channels. These include Regional Language Satellite Channels, State Networks, International Channel, and All India Channels like DD National, DD News, DD Sports, DD Gyandarshan, DD Bharati, Loksabha Channel, and DD Urdu.

Conclusion -:

Television as a medium of visual communication offers immense possibilities to overcome the illiteracy barrier and assists in the process of modernization. It has a marked role to play in furthering the cause 2 of education and has a unique advantage over the media. While it provides words with pictures and sound effects like the movies, it scores over the latter by its high intimacy and reaches the largest number of people in the shortest possible time the visual in it has ii an edge over sound broadcasting. It can also deal with topical problems and present known persons who can provide solutions. People learn through the eye and remember things better. periodical surveys about the public reaction to television programs have indicated that most of the programs telecast are rather dull. There is a lot to be done in them. The plays particularly are uninspiring and badly directed.

Criticism against Indian television is that like the All India Radio, it is the mouthpiece of the Government and the ruling party. The News Bulletins in Hindi and English and the news and views programs are heavily colored in favor of the Government and the party in power. Achievements of the Government are highlighted while the weaknesses are ignored. There is hardly any program: which allows free, frank, and straightforward criticism of the Governmental policies and the ruling party politicians. Therefore, there has been a demand for All India Radio and Doordarshan to be turned into autonomous bodies with no control and interference by the Government.

Evolution Of Camera

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The history of the camera began even before the introduction of photography. Cameras evolved from the camera obscura through many generations of photographic technology – daguerreotypes, calotypes, dry plates, film – to the modern day with digital cameras and camera phones.

Camera obscura (Before the 17th century) -:

The forerunner to the photographic camera was the camera obscura. Camera obscura (Latin for “dark room”) is the natural optical phenomenon that occurs when an image of a scene on the other side of a screen (or for instance a wall) is projected through a small hole in that screen and forms an inverted image (left to right and upside down) on a surface opposite to the opening. The oldest known record of this principle is a description by the Han Chinese philosopher Mozi (c. 470 to c. 391 BC). Mozi correctly asserted that the camera obscura image is inverted because light travels in straight lines from its source. In the 11th century, Arab physicist Ibn al-Haytham (Alhazen) wrote very influential books about optics, including experiments with light through a small opening in a darkened room. It was wildly successful after debuting to the public in 1839 when both it and the calotype began introducing photography to the masses. Normally, having portraits taken was an activity exclusive to the upper classes. The cost and amount of time needed to produce such works were unreasonable for most working-class people. The speed of the camera, which only increased as time went on, made it possible for anybody to have quality portraits.

Early photographic camera (18th–19th centuries) -:

The development of the photographic camera, it had been known for hundreds of years that some substances, such as silver salts, darkened when exposed to sunlight.[9]: 4  In a series of experiments, published in 1727, the German scientist Johann Heinrich Schulze demonstrated that the darkening of the salts was due to light alone, and not influenced by heat or exposure to air.[10]: 7 The Swedish chemist Carl Wilhelm Scheele showed in 1777 that silver chloride was especially susceptible to darkening from light exposure and that once darkened, it becomes insoluble in an ammonia solution.[10] The first person to use this chemistry to create images was Thomas Wedgwood.

The first permanent photograph of a camera image was made in 1825 by Joseph Nicéphore Niépce using a sliding wooden box camera made by Charles and Vincent Chevalier in Paris.[10]: 9–11  Niépce had been experimenting with ways to fix the images of a camera obscura since 1816. The first photographic camera developed for commercial manufacture was a daguerreotype camera, built by Alphonse Giroux in 1839. Giroux signed a contract with Daguerre and Isidore Niépce to produce the cameras in France,[9]: 8–9  with each device and accessories costing 400 francs.[13]: 38  The camera was a double-box design, with a landscape lens fitted to the outer box, and a holder for the ground glass focusing screen and image plate on the inner box. By sliding the inner box, objects at various distances could be brought to as sharp a focus as desired. After a satisfactory image had been focused on the screen, the screen was replaced with a sensitized plate. A knurled wheel controlled a copper flap in front of the lens, which functioned as a shutter. The early daguerreotype cameras required long exposure times, which in 1839 could be from 5 to 30 minutes.

Within a decade of being introduced in America, 3 general forms of the camera were in popular use: the American- or chamfered-box camera, the Robert’s-type camera or “Boston box”, and the Lewis-type camera. The American-box camera had beveled edges at the front and rear, and an opening in the rear where the formed image could be viewed on the ground glass. The top of the camera had hinged doors for placing photographic plates. Inside there was one available slot for distant objects, and another slot in the back for close-ups. The lens was focused either by sliding or with a rack and pinion mechanism. The Robert’s-type cameras were similar to the American box, except for having a knob-fronted worm gear on the front of the camera, which moved the back box for focusing.

Early fixed images -:

The first partially successful photograph of a camera image was made in approximately 1816 by Nicéphore Niépce,[18][19] using a very small camera of his own making and a piece of paper coated with silver chloride, which darkened where it was exposed to light. His unhardened bitumen was then dissolved away. One of those photographs has survived.

Daguerreotypes and calotypes -:

After Niépce died in 1833, his partner Louis Daguerre continued to experiment and by 1837 had created the first practical photographic process, which he named the daguerreotype and publicly unveiled in 1839.[21] Daguerre treated a silver-plated sheet of copper with iodine vapor to give it a coating of light-sensitive silver iodide. After exposure to the camera, the image was developed by mercury vapor and fixed with a strong solution of ordinary salt (sodium chloride). Henry Fox Talbot perfected a different process, the calotype, in 1840. As commercialized, both processes used very simple cameras consisting of two nested boxes. The rear box had a removable ground glass screen and could slide in and out to adjust the focus. After focusing, the ground glass was replaced with a light-tight holder containing the sensitized plate or paper and the lens was capped.

Dry plates -:

Collodion dry plates had been available since 1857, thanks to the work of Désiré van Monckhoven, but it was not until the invention of the gelatin dry plate in 1871 by Richard Leach Maddox that the wet plate process could be rivaled in quality and speed. The 1878 discovery that heat-ripening a gelatin emulsion greatly increased its sensitivity finally made so-called “instantaneous” snapshot exposures practical.

The invention of photographic film -:

The use of photographic film was pioneered by George Eastman, who started manufacturing paper film in 1885 before switching to celluloid in 1888–1889. His first camera, which he called the “Kodak”, was first offered for sale in 1888. It was a very simple box camera with a fixed-focus lens and single shutter speed, which along with its relatively low price appealed to the average consumer.

35 mm -:

Some manufacturers started to use 35 mm film for still photography between 1905 and 1913. The first 35 mm cameras available to the public, and reaching significant numbers in sales were the Tourist Multiple, in 1913, and the Simplex, in 1914.

TLRs and SLRs -:

The first practical reflex camera was the Franke & Heidecke Rolleiflex medium format TLR of 1928. Though both single- and twin-lens reflex cameras had been available for decades, they were too bulky to achieve much popularity. The Rolleiflex, however, was sufficiently compact to achieve widespread popularity and the medium-format TLR design became popular for both high- and low-end cameras.

Instant cameras -:

Polaroid Model 430, 1971
While conventional cameras were becoming more refined and sophisticated, an entirely new type of camera appeared on the market in 1948. This was the Polaroid Model 95, the world’s first viable instant-picture camera. Known as a Land Camera after its inventor, Edwin Land, the Model 95 used a patented chemical process to produce finished positive prints from the exposed negatives in under a minute.

Automation -:

The first camera to feature automatic exposure was the selenium light meter-equipped, fully automatic Super Kodak Six-20 pack of 1938, but its extremely high price (for the time) of $225 (equivalent to $4,331 in 2021)[23] kept it from achieving any degree of success.

Digital cameras -:

Digital cameras differ from their analog predecessors primarily in that they do not use film but capture and save photographs on digital memory cards or internal storage instead. Their low operating costs have relegated chemical cameras to niche markets.

Digital imaging technology -:

The first semiconductor image sensor was the CCD, invented by Willard S. Boyle and George E. Smith at Bell Labs in 1969.[24] While researching MOS technology, they realized that an electric charge was the analogy of the magnetic bubble and that it could be stored on a tiny MOS capacitor.

Early digital camera prototypes -:

The concept of digitizing images on scanners, and the concept of digitizing video signals, predate the concept of making still pictures by digitizing signals from an array of discrete sensor elements. Early spy satellites used the extremely complex and expensive method of de-orbit and airborne retrieval of film canisters. Technology was pushed to skip these steps through the use of in-satellite development and electronic scanning of the film for direct transmission to the ground. The amount of film was still a major limitation, and this was overcome and greatly simplified by the push to develop an electronic image-capturing array that could be used instead of film.

Analog electronic cameras -:

Handheld electronic cameras, in the sense of a device meant to be carried and used as a handheld film camera, appeared in 1981 with the demonstration of the Sony Mavica (Magnetic Video Camera). This is not to be confused with the later cameras by Sony that also bore the Mavica name.

Early true digital cameras -:

In the late 1980s, the technology required to produce truly commercial digital cameras existed. The first true portable digital camera that recorded images as a computerized file was likely the Fuji DS-1P of 1988, which recorded to a 2 MB SRAM (static RAM) memory card that used a battery to keep the data in memory. This camera was never marketed to the public.

Digital SLRs (DSLRs) -:

Nikon was interested in digital photography since the mid-1980s. In 1986, while presenting to Photokina, Nikon introduced an operational prototype of the first SLR-type digital camera (Still Video Camera), manufactured by Panasonic.[48] The Nikon SVC was built around a sensor 2/3 ” charge-coupled device of 300,000 pixels. Storage media, a magnetic floppy inside the camera allows recording of 25 or 50 B&W images, depending on the definition.

Camera phones -:

The first commercial camera phone was the Kyocera Visual Phone VP-210, released in Japan in May 1999.[54] It was called a “mobile videophone” at the time,[55] and had a 110,000-pixel front-facing camera.[54] It stored up to 20 JPEG digital images, which could be sent over e-mail, or the phone could send up to two images per second over Japan’s Personal Handy-phone System (PHS) cellular network.

SCHIZOPHRENIA

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Schizophrenia is a disorder of the brain in which the person has lost touch with reality, and has symptoms like delusions, hallucinations, and bizarre beliefs. A person with schizophrenia has only one personality. The ‘split’ refers to the fact that their thinking, feeling, and behavior may not be consistent/congruent with one another (e.g., laughing while recollecting a sad story).

Schizophrenia sometimes can cause a person to behave violently, but not all with schizophrenia are violent. It is only a small minority of violent persons. Even these people are not violent all the time; they may become violent mostly when they are very ill. After a proper diagnosis and appropriate medication, a person with schizophrenia is no more or less violent than a person who does not have the disorder. Improved patients who are on treatment are no more dangerous than the general population.

Symptoms of Schizophrenia –:

The symptoms are classified into 5 types Behavioural, cognitive, mood, psychological, speech

1. Behavioural: social isolation, disorganized behavior, aggression, agitation, compulsive behavior, excitability, hostility, repetitive movements, self-harm, or lack of restraint
2. Cognitive: thought disorder, delusion, amnesia, belief that an ordinary event has a special and personal meaning, belief that thoughts aren’t one’s own, disorientation, mental confusion, slowness in activity, or false belief of superiority
3. Mood: anger, anxiety, apathy, feeling detached from self, general discontent, loss of interest or pleasure in activities, elevated mood, or inappropriate emotional response
4. Psychological: hallucination, paranoia, hearing voices, depression, fear, persecutory delusion, or religious delusion
5. Speech: circumstantial speech, incoherent speech, rapid and frenzied speaking, or speech disorder

• Also common: are fatigue, impaired motor coordination, lack of emotional response, or memory loss.
• Triggers may include:
• stress
• drug misuse
• chronic alcohol use

Causes of schizophrenia –:

1. Genetics
2. Structural changes in the brain
3. Chemical changes in the brain
4. Pregnancy or birth complications
5. Childhood trauma
6. Previous drug use

Can you prevent schizophrenia?

Researchers don’t completely understand what causes schizophrenia, there’s no sure way to prevent it. However, if you’ve been diagnosed with this disorder, following your treatment plan can reduce the likelihood of relapse or worsening symptoms.

Do People with schizophrenia need to be cared for in a hospital ?

Not all people with schizophrenia need to be hospitalized. The family can care for the person at home, by understanding the disorder and learning what kind of support the person needs, while diligently following the advice of the mental health professionals.

Is schizophrenia caused by bad parenting or abuse during childhood ?

Schizophrenia is not caused by bad parenting or abuse. The occurrence of schizophrenia is linked to the structure of the brain, and other risk factors: genetic, physical, emotional, and social. Adolescence is a period where some structural changes take place in the brain. One of the theories is that due to some faulty disruption that happens in the brain during adolescence, the teenager may be more vulnerable to developing the illness if other risk factors are also present.

When to seek help ?

If you believe you or a loved one is showing signs of schizophrenia, it’s important to seek immediate treatment.
Keep these steps in mind as you seek help or encourage someone else to find help.


1. Remember that schizophrenia is a biological illness. Treating it is as important as treating any other illness.
2. Find a support system. Find a network you can rely on or help your loved one find one they can tap into for guidance. This includes friends, family, colleagues, and healthcare providers.
3. Check for support groups in your community. Your local hospital may host one, or they can help connect you to one.
4. Encourage continuing treatment. Therapy and medications help people lead productive and rewarding lives. You should encourage a loved one to continue treatment plans.

Treatment –:

Treatment includes medications and therapies –:


1. Medications – Antipsychotic and Anti-Tremor
2. Therapies – Support group, Rehabilitation, Cognitive therapy, Psychoeducation, Family therapy, Behaviour therapy, and Group psychotherapy

Schizophrenia is a lifelong condition. However, properly treating and managing your symptoms can help you live a fulfilling life. Recognizing strengths and abilities will help you to find activities and careers that interest you. Finding support among family, friends, and professionals can help you to reduce worsening symptoms and manage challenges.

Bitcoin The Future?

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Bitcoin is a type of digital currency that enables instant payments to anyone. Bitcoin was introduced in 2009. Bitcoin is based on an open-source protocol and is not issued by any central authority. It is an electronic currency created back in January 2009. It is known to be decentralized electronic cash that does not rely on banks. It is possible to send from one user to another on the bitcoin blockchain network without the necessity for mediators. It is primarily used for sending or receiving cash through the internet even to strangers. Bitcoin is also known to be a new type of cash. It is predicted to grow at a rapid pace over the years, along with its value. It is typically purchased as an investment by numerous industries and people.


The central government typically handles bitcoins without specific rules, unlike dollars and euros. It is not owned by a country, individual, or group. Therefore, it reduces the chances of corruption and inflation.

History -:

The origin of Bitcoin is unclear, as is who founded it. A person, or a group of people, who went by the identity of Satoshi Nakamoto are said to have conceptualized an accounting system in the aftermath of the 2008 financial crisis.

Uses -:

1. Originally, Bitcoin was intended to provide an alternative to fiat money and become a universally accepted medium of exchange directly between two involved parties.
2. Fiat money is a government-issued currency that is not backed by a commodity such as gold.
3. It gives central banks greater control over the economy because they can control how much money is printed.
4. Most modern paper currencies, such as the US dollar and Indian Rupee are fiat currencies

Acquiring Bitcoins -:

1. One can either mine a new Bitcoin if they have the computing capacity, purchase them via exchanges, or acquire them in over-the-counter, person-to-person transactions.
2. Miners are the people who validate a Bitcoin transaction and secure the network with their hardware.
3. The Bitcoin protocol is designed in such a way that new Bitcoins are created at a fixed rate.
4. No developer has the power to manipulate the system to increase its profits.
5. One unique aspect of Bitcoin is that only 21 million units will ever be created.
6. A Bitcoin exchange functions like a bank where a person buys and sells Bitcoins with traditional currency. Depending on the demand and supply, the price of a Bitcoin keeps fluctuating.

Bitcoin Regulation -:

The supply of bitcoins is regulated by software and the agreement of users of the system and cannot be manipulated by any government, bank, organization, or individual.Bitcoin was intended to come across as a global decentralised currency, any central authority regulating it would effectively defeat that purpose.It needs to be noted that multiple governments across the world are investing in developing Central Bank Digital Currencies (CBDCs), which are digital versions of national currencies.
The legitimacy of Bitcoins (or cryptocurrencies)

In India -:
In the 2018-19 budget speech, the Finance Minister announced that the government does not consider cryptocurrencies as legal tender and will take all measures to eliminate their use in financing illegitimate activities or as a part of the payment system.
In April 2018, the Reserve Bank of India (RBI) notified that entities regulated by it should not deal in virtual currencies or provide services for facilitating any person or entity in dealing with or settling virtual currencies.
However, the Supreme Court struck down the ban on the trading of virtual currencies (VC) in India, which was imposed by the RBI.
The Supreme Court has held that cryptocurrencies are like commodities and hence they can not be banned.

Possible Reasons for the Rise in the Value of the Bitcoin -:

1. Increased acceptance during the pandemic.
2. Global legitimacy from large players like payments firm PayPal, and Indian lenders like State Bank of India, ICICI Bank, HDFC Bank, and Yes Bank.
3. Some pension funds and insurance funds are investing in Bitcoins.

Bitcoin Transaction -:

Bitcoin address is built from the public key. It is very similar as compared to an email address, anyone can check up and provide bitcoins. The private key is known to be identical to that of an email password since it is possible to send bitcoins with the help of remote access only. That’s why it is essential to keep the private key confidential or hidden. To send bitcoins, it is required to verify to the network that you acquire the private key of that particular address without the private key being revealed. It can be done with a specific mathematics branch referred to as public-key cryptography. The identification of the user possessing bitcoins is known as a public key. The public access and the ID number are very alike. For an individual to send you bitcoins, they require your bitcoin address. It is known to be another version of the public key that can be typed and read effortlessly.

However, the security concern of bitcoin is increasing day by day across the world. Since digital wallets are used to store bitcoins, they might be targeted by hackers as their value increases.

Censorship of Indian Films

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In India, films are censored by the Central Board of Film Certification (CBFC), a statutory censorship and classification body under the Ministry of Information and Broadcasting, Government of India. Films should be certified by the board to be publicly exhibited it in India, including films shown on television.

History -:

Film censorship, the control of the content and presentation of a film, has been a part of the film industry for almost as long as it has been around. The activists of current society continue to broaden the First Amendment rights for the film industry allowing the art to be restricted to a certain limit.[24] Britain established film censorship in 1912 and the United States followed a decade later. Other early efforts of censoring the film industry include the Hays Code of 1922 and the Motion Picture Production Code of 1930.

The Film Fraternity – :

Films are considered a great medium of communication with people. With the development and progress of society and also with the progress in the field of science and technology, films have undergone a sea change and by adopting all the available technologies, have been able to reach the masses and are also significantly contributing to the social and cultural development of the country. In this way, the films are equated with the Press as Press is also considered a great medium of communication.

The Constitution-:

Article 19(1) of the Indian constitution ensures the right to freedom of speech and expression for all. Hence, this right is also applicable to moviemakers as well as writers. Article 19(2) specifies that freedom of expression should not threaten the sovereignty and integrity of the Nation. Censor Board was established based on this principle.

Central Board of Film Certification (CBFC) -:

A motion film is certified by CBFC, the regulatory authority in India, under Sections 5A and B of the Cinematograph Act, 1952. CBFC certifies and differentiates movies as ‘U (Unrestricted Public Exhibition)’, ‘U/A (Parental Guidance for children below the age of 12 years)’, A (Restricted to adults), and S (Restricted to any special class of persons).

NECESSITY OF CENSORSHIP -:

1. Influences the young -:
Nowadays, most movies have unrealistic scenes. Violent scenes that motivate young viewers to copy the tasks their heroes perform on screen may cost them their lives. movies that claim that the consumption of drugs is injurious to health are promoting the use of drugs as young minds grow curious to try them in real life. It is better if such scenes are censored. Children are also watching ‘A’ certified movies, filled with full of violence. The accessibility to movies has increased considerably. So there is a need to remove scenes of too much violence and vulgarity.

2. Tackles the unacceptable -:
If a part of a movie contains scenes or language that cannot be accepted by people of all religions, then there will be calls to ban the movie and a riot may break out. So, to avoid them, the government has set up a board that will censor those unacceptable parts. If there is no censorship, there are dangers that movies that hurt the sentiments of certain sections will be out in public. This can lead to violence and threatens public order.

3. Keeps children safe -:
Censoring certain parts of movies helps keep children away from hearing and seeing inappropriate things. Nowadays, children are addicted to watching TV. When a movie is shown on TV — and most movies are these days — children are exposed to it. Inappropriate scenes or a string of wrong words can teach them all the wrong things and have a bad influence. As a society, we have a responsibility to protect children from being exposed to dangerous content.

4. Maintains harmony -:
Scenes that make a travesty of history or create friction amongst people should be completely removed. The case of the movie, Padmaavat, which was released in January 2018, is the perfect example of the need of censoring movies to maintain communal harmony.

DISADVANTAGES OF CENSORSHIP -:

1. An art -:
The arts do not influence people’s thoughts and feelings, let alone their actions unless they connect with something already present in those people’s personalities or experiences. People choose what art they will look at, what movies they will watch, what games they will play, or what sites they will visit, because of who they already are. Cinema, like other art forms, is a medium for expression. Filmmakers translate their vision onto the big screen through months or years of hard work. Thus, to snip off portions that are undesirable in a movie is unfair.

2. Obstructs creativity -:
Censoring parts of movies obstructs their creative flow and nullifies the effect of the narrative. It is always up to us if we want to watch a movie or not. Censoring parts of it means breaking the million thoughts and ideas that go into building that movie. Documentaries, which are meant to expose truths, are also undergoing many cuts. Filmmakers spend a lot of money and time making movies. If parts of the movie are cut in the name of censorship, they will be discouraged to make more movies.

3. Essence lost-:
Be it a plot or sub-plot, every part of a movie is crucial. So, with a part missing, the entire essence of the movie is lost. It’s time to leave movies in the hands of the movie’s crew and not the certification board. People have the mental ability to decide what to watch and what not to watch. Government has no right to decide what people are allowed to watch.

Is censorship a necessary evil?

Censorship can be considered a necessary evil, but that doesn’t negate the freedom of speech and expression completely. The chief problem is that it seems that Censor Board doesn’t look into alternative options before banning a movie and fails to take into account a lot of mitigating factors involved in the making of the movies. While public interest needs to be protected, the private interest of the parties involved cutely be forgotten.

Loss of time and money :

Right from the script to music, to production and advertising, a lot of effort and money has gone into the movies which when banned enormously impacts the economic status of people involved, which in turn comes under the ambit of their fundamental right of livelihood. This repeated pattern of Board or Government banning or halting the release of movies, thereby consequently an appeal being filed to High Courts and Supreme Court where the ban is lifted is getting quite tedious.

Conclusion :

The Certification Board must take a balanced approach while reviewing movies and must take into account that the harmony between freedom of expression and a sense of security and peace in society is maintained. In a perfect world, censorship would not be necessary. Children wouldn’t be exposed to movies inappropriate for their age and every person would have the mental stability to recognize the boundary between movies and reality. But we don’t live in a perfect world – so while we can’t always monitor what our children watch, or predict what could inspire violent behavior, we can take steps to protect the unguarded things in society through classification and censorship.

YOUTUBE MARKETING

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YouTube Marketing is the practice of promoting businesses and products on YouTube’s platform, by uploading valuable videos on a company’s YouTube channel or using YouTube ads. more and more companies are including YouTube as part of their digital marketing strategy.

That’s partly because YouTube as a platform is growing insanely fast. But it’s also because the video is an extremely powerful medium.

The truth about youtube marketing -:

YouTube is an opportunity to get more traffic and customers. YouTube can be a very competitive place. This means you can’t just start uploading videos and expect to see results. Countless “big brands” have jumped into YouTube marketing head-first… with only a handful of views and subscribers to show for it.

The truth is, to succeed on YouTube, you need to have a winning strategy, the ability to create great videos, and the SEO know-how to optimize those videos around keywords and topics that people on YouTube care about.

Why youtube is considered a major market for advertising – :

1. YouTube is the 2nd most-visited website in the world.
2. 2 billion people log in to YouTube every month.
3. 68% of YouTube users state that videos help them make a “purchasing decision”.
4. The number of SMBs advertising on YouTube has doubled over the last 2 years.

What is the main goal of YouTube marketing?

One of your objectives for your YouTube marketing should be to help your customer find you. A catchy slogan or prominent company name throughout the video can keep you on people’s minds long after they’ve seen your message online. They can then do an online search and find you.

Objectives of Youtube marketing –:

YouTube videos should have clear objectives that align with your company goals. focus all of your efforts on gimmicks that will get the attention of viewers and help your video go viral, you may overlook the reason you market on YouTube to get more business. Make sure your attention-getting videos help you move toward your company objectives.

1. Reaching Your Target Customer -:

If your target demographic is women between the ages of 35 and 45, and your video catches on with teenagers, you may be popular, but you won’t be effective. Think about the kinds of images and messages that would appeal to your customer, and make it one of your objectives to use as many of those images as possible.

2. Making It Easy to Find You -:

One of your objectives for your YouTube marketing should be to help your customer find you. A catchy slogan or prominent company name throughout the video can keep you on people’s minds long after they’ve seen your message online. They can then do an online search and find you. You should include a link to your website, along with any other contact information, such as an email address, business address, or phone number. Don’t lose sight of your objective of helping customers contact you.

3. Establishing a Relationship -:

You should evaluate the relationship you want with your customers, and create a video that helps them feel you are one of them. You can convey a sense of trust, lightheartedness, sophistication, down-to-earth values, or even anger, to name a few relationship starters.

4. Keeping Your Product in Mind -:

Don’t get so involved with making an interesting video that you lose sight of your number-one objective: letting people know about your product or service. Feature your product prominently and clearly, so that viewers won’t have to wonder what you are marketing.

Importance of YouTube to Business -:

1. Advertising -: the largest video-sharing website on the Internet, according to NBC, YouTube also doubles as one of the largest video search engines in the world
2. Customer Communication -: YouTube provides an array of channels for businesses to communicate with customers and prospects.
3. Internal Communication -: YouTube provides a convenient and easy-to-use video hosting service, it can serve as an inexpensive way to post instructional videos, announcements, and other internal communications.
4. Complaints –: As a business owner, you should carefully monitor YouTube for customer feedback and complaints.
5. Considerations -: YouTube can offer numerous important benefits to businesses, but you should keep some considerations in mind when using this resource.

Advantages of YouTube Marketing –:

1. Heavy Traffic
2. Higher Visibility on Google
3. Build Your Email List on YouTube
4. Higher Conversion Rates
5. Multiple Video Types
6. Massive Media Library

Disadvantages of Youtube Marketing –:

1. Control
2. Targeting
3. Ad Bypass
4. Auctions
5. Sales Conversion

YouTube provides every business with an insane opportunity to get more traffic and customers. However, it is also a very competitive place as well. This means that you can’t just start uploading videos and expect to see results overnight. Many big businesses jump into YouTube marketing with no strategy – their lack of views and subscribers show for it. The truth is that to succeed on YouTube is not just about creating great videos. It’s knowing how to optimize those videos around keywords that people on YouTube are searching for.