Setting financial goals that one can achieve

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When we hear the term ‘goal’, the very first thing that comes to our mind is a certain objective that a person desires to achieve at some point of time of his life owing to his determination, capability and will power. We all have certain goals in our life. One of the most common goals that everyone shares is ‘to achieve financial stability’. Speaking about financial stability, here, we put forward the idea of being monetarily sufficient to lead a stable life without facing any issues related to money. Financial goals do vary from person to person. Although each one’s goals vary, it is not a compulsion or a possibility at everyone’s part to fulfill those goals. This is due to the difference between the determination and capability of different people. There are certain cases where a person sets much high of a goal than what he is capable of achieving, resulting in nothing but failure and discouragement. One has to keep certain things in the mind while setting the financial goals.

Given below are few basic points that a person should keep in mind while setting any financial goal:

1. When should a person start setting a financial goal? There is no particular age as to when a person should set a financial goal. The age can be as low as 16 to as high as 25-30. The most preliminary thing to be kept in mind is how much the person is aware of his/ her capabilities and validness of his/ her goals. Of course, this can be a bit confusing. This leads to our next point.

2. Know your capabilities: This is the very thing a person should be aware of while setting his/ her financial goal. There is no point of setting a very big goal irrespective of one’s capabilities, as it will result in nothing but inability to fulfill the goal followed by sheer disappointment. It is good to step out of the comfort zone but that does not mean setting higher goals and falling short in completing them.

3. Evaluate the validity of your goal and the deadline set to achieve the same: This is the second most important thing one should keep in mind. A person should set a valid goal that ensures success owing to his/ her capabilities and determination to complete them. It is also important to keep the deadline practical. There is no use of setting a high goal to be completed within a year or two but falling short in completing so due to lack of time and skills. Knowing one’s capabilities and evaluating the validity of his/ her goals go hand in hand.

4. Have appropriate knowledge regarding financial benefits of your goals: Having appropriate idea about how much benefit one is supposed to gain from his/ her goals is another important point one should keep in mind. Thoughts such as “Whether the goal will only provide short term benefit?” or “whether it will provide a long-term benefit?” must be taken into consideration.

5. Take help of a person who has already succeeded in achieving his/ her financial goals: Having some advice from experienced person can help a lot in setting the financial goal. With proper guidance it becomes easier to achieve one’s goal. For example, a student while facing a problem in mathematics asks the respective subject teacher his doubt and not to someone who specializes in any another subject. Similarly taking help of someone who has already achieved financial stability will give a person a true picture of his/ her goal validity and fulfillment.

6. Start investing during an early age and start from a small amount: Investment in various share markets, stock markets and mutual funds is the new age shortcut way of achieving financial goals. No doubt these markets have innumerable number of risk factors. Thus, first try investing in small amounts in different firms and thereafter go for any big amount. Also, investing at an early age is more beneficial than investing at the later age.

7. Do not make any hasty decisions while doing an investment: Do not make quick investments in the mentioned areas such as, mutual funds or share markets, without having proper and adequate knowledge about the entire thing. Do not fall prey to any fraudulent calls or messages and make quick decisions.

8. Consult a financial advisor, if necessary: While facing any difficulties, one can always take help of a verified financial advisor while setting his/ her financial goals. As stated previously, these are a few basic points to be kept in mind while setting a financial goal and actually being able to achieve them. One can always delve deeper into the ocean of knowledge before setting his/ her goal and making the achievement possible. Setting of goals on a long-term basis is very helpful in the modern world which is full of uncertainty and risk.

How to be motivated for any goals!

We feel that comfort and convenience are the necessities of life, while all that we need to make ourselves happy is something to be proud of. ” – Albert Einstein

Dip

In all language courses, company building, and any type of creative project, there is immersion. Dip a long distance between beginner luck and real success.
Extraordinary benefits accumulate a handful of people who can push for longer than most.

Starting Before Immersion

In any goal to be achieved, there is a Beginning. It is often overlooked, as it always is.
Getting started is a big problem as you can only reach The Dip if you don’t finish Start, and many people dream of doing something rather than doing it and quitting.

Motivational management

The biggest problem we face in completing our projects is not production or time management, but motivational management. If you are motivated enough to accomplish something, you will move heaven and earth to do it.

Motivation Explained

Motivation is “the reason or reason for a person to do or behave in a certain way,” or to put it another way, “a common desire or determination.”

“If you stop doing what you want to do, then the reasons for quitting are more than just reasons to keep going. Thus, to maintain your motivation you can strengthen the reasons for continuing or weaken the reasons for quitting. Effective motivation often involves both. ” – Ericsson & Poole

Promotion to Start a Project
  • Increase your reason for starting a project, by increasing the importance of starting it.
  • Increase the time you are expected to succeed in the task.
  • Reduce your reasons for the delay, by increasing urgency, using deadlines.
Parkinson’s Law

It says “work grows to complete the available time for its completion.”

Commitment device

Many people use a dedicated device or play around them to find and stay motivated.
You can help your physical goal with things like throwing away your junk food, just bathing in the gym to get there, and similar activities aimed at focusing on your goal. People also use social responsibility in social media to keep themselves motivated by peer pressure.

Stay Motivated

Set small, climbing goals that are fun enough to motivate you and that you expect to achieve.

How to proceed
  • Keep your Expectancy feeling in the project using minimal winnings and achievements.
  • Reward yourself.
  • Maintain a sense of urgency by finding a way to remind yourself of the big picture of the small daily moments of effort.
  • Develop good habits.
  • Get flow.
  • Set clear goals to follow.
  • Save energy.
reference

https://www.nateliason.com/blog/motivation

Ideas to change your life!

“People don’t like to think, if one thinks, one must reach conclusions. Conclusions are not always pleasant.” – Helen Keller

Think big, act small

Never let anything hold you back when you think of ideas.
You’ve got nothing to lose. Just make sure you act small. Put in the work and stay practical.

Problems are unanswered questions

Every time you experience stress over a problem, you’re sabotaging your life.
A problem is nothing but an unanswered question. So stay calm. And figure out the answer.

firm foundation for relationships

Wrong reasons to start relationships include money, fear of being alone, abuse, needing attention.
The foundation of all relationships should be based on love, respect, support, trust, patience, good company, laughter, sadness, and more support.

Nothing in life is free

You always pay for something with money, time (the most valuable thing you have), or other resources.
Life is a business. And smart business people spend their resources wisely.

Never be afraid of making decisions

Waiting, postponing, doubting, researching too much — it’s all not useful. Get your act together, and decide firmly whenever you have to make one. 
And when you made the wrong decision, own it, apologize, and make another decision.

Decide to become a leader

Being a leader also has nothing to do with your title.
When everyone looks at each other because no one wants to take responsibility, decide that you will take responsibility.

Productivity yields results

There’s only one thing that helps you to go from nothing to something: You have to put in the work. 
Make sure you value effectiveness over everything. Results matter. Get things done and move on to the next thing.

See yourself as a salesperson

In almost everything you do, you’re selling yourself.
When you sell, be transparent, honest, and to the point. Don’t waste your time on people who don’t like you anyway. 

Improve your skills

To improve your self-confidence.
You only improve your self-confidence by becoming good at something: By learning, doing, seeing results, and repeating that process for years. Your confidence will grow slowly every day.

Value your friends

We’re social animals. When we’re alone, we die early.  
So be nice to each other. And respect that your friends also have lives of their own.

Don’t believe everything you see

Don’t believe all the success stories you see everywhere. YouTubers, Instagram models, millionaire entrepreneurs: They seem perfect. But you only see the outside.
You don’t have to be a cynic. Just don’t take appearances for facts.

Learn to love criticism

It’s fuel for you. You can use criticism to improve yourself, your product, or your service. 
Or, if the criticism makes no sense, it can make you angry, which is also a good thing. That type of anger is useful. “I’ll show them!”

Take care of your body

If you can’t take care of your body, you can’t take care of anything.
You can influence your health by eating healthy, exercising, and treating your body with respect.

Happiness is a choice

You control your thoughts. That means you decide what you do with your life. If you’re unsatisfied, angry, or frustrated, that’s all you.

Create something

Make yourself useful. 
Instead of consuming so much information, products, and entertainment from others, spend a fraction of that time on creating something yourself.

Reference

https://observer.com/2017/02/i-have-15-ideas-to-change-your-life-do-you-have-five-minutes/

What are Carbon Markets ?



Carbon Markets: Carbon markets facilitate the trading of emission reductions. Such a market allows countries, or industries, to earn carbon credits for the emission reductions they make in excess of their targets. These carbon credits can be traded to the highest bidder in exchange of money. The buyers of carbon credits can show the emission reductions as their own and use them to meet their reduction targets. Carbon markets are considered a very important and effective instrument to reduce overall emissions.



A carbon market existed under Kyoto Protocol but is no longer there because the Protocol itself expired last year. A new market under Paris Agreement is yet to become functional. Developing countries like India, China or Brazil have large amounts of carbon credits left over because of the lack of demand as many countries abandoned their emission reduction targets. The developing countries wanted their unused carbon credits to be transitioned to the new market, something that the developed nations had been opposing on the grounds that the quality of these credits — the question whether these credits represent actual emission reductions — was a suspect. A deadlock over this had been holding up the finalisation of the rules and procedures of the Paris Agreement.


The Glasgow Pact has offered some reprieve to the developing nations. It has allowed these carbon credits to be used in meeting countries’ first NDC targets. These cannot be used for meeting targets in subsequent NDCs. That means, if a developed country wants to buy these credits to meet its own emission reduction targets, it can do so till 2025. Most countries have presented climate targets for 2025 in their first NDCs.

The resolution of the deadlock over carbon markets represents one of the major successes of COP26.

Achievements of the Glasgow Summit 2021




What was achieved?

Mitigation: The Glasgow agreement has emphasised that stronger action in the current decade was most critical to achieving the 1.5-degree target. Accordingly, it has:

1. Asked countries to strengthen their 2030 climate action plans, or NDCs (nationally-determined contributions), by next year.

2. Established a work programme to urgently scale-up mitigation ambition and implementation.

3. Decided to convene an annual meeting of ministers to raise ambition of 2030 climate actions.

4. Called for an annual synthesis report on what countries were doing.

5. Requested the UN Secretary General to convene a meeting of world leaders in 2023 to scale-up ambition of climate action.

6. Asked countries to make efforts to reduce usage of coal as a source of fuel, and abolish “inefficient” subsidies on fossil fuels
Has called for a phase-down of coal, and phase-out of fossil fuels. This is the first time that coal has been explicitly mentioned in any COP decision. It also led to big fracas at the end, with a group of countries led by India and China forcing an amendment to the word “phase-out” in relation to coal changed to “phase-down”. The initial language on this provision was much more direct. It called on all parties to accelerate phase-out of coal and fossil fuel subsidies. It was watered down in subsequent drafts to read phase-out of “unabated” coal power and “inefficient” fossil fuel subsidies. But even this was not liking to the developing countries who then got it changed to “phase down unabated coal power and phase out inefficient fossil fuel subsidies while providing targeted support to the poorest and the most vulnerable in line with national circumstances…”. Despite the dilution, the inclusion of language on reduction of coal power is being seen as a significant movement forward.



Adaptation: Most of the countries, especially the smaller and poorer ones, and the small island states, consider adaptation to be the most important component of climate action. These countries, due to their lower capacities, are already facing the worst impacts of climate change, and require immediate money, technology and capacity building for their adaptation activities.

As such, the Glasgow Climate Pact has:

Asked the developed countries to at least double the money being provided for adaptation by 2025 from the 2019 levels. In 2019, about $15 billion was made available for adaptation that was less than 20 per cent of the total climate finance flows. Developing countries have been demanding that at least half of all climate finance should be directed towards adaptation efforts.


Created a two-year work programme to define a global goal on adaptation. The Paris Agreement has a global goal on mitigation — reduce greenhouse gas emissions deep enough to keep the temperature rise within 2 degree Celsius of pre-industrial times. A similar global goal on adaptation has been missing, primarily because of the difficulty in defining such a target. Unlike mitigation efforts that bring global benefits, the benefits from adaptation are local or regional. There are no uniform global criteria against which adaptation targets can be set and measured. However, this has been a long-pending demand of developing countries and the Paris Agreement also asks for defining such a goal.



Finance: Every climate action has financial implications. It is now estimated that trillions of dollars are required every year to fund all the actions necessary to achieve the climate targets. But, money has been in short supply. Developed countries are under an obligation, due to their historical responsibility in emitting greenhouse gases, to provide finance and technology to the developing nations to help them deal with climate change. In 2009, developed countries had promised to mobilise at least $100 billion every year from 2020. This promise was reaffirmed during the Paris Agreement, which also asked the developed countries to scale up this amount from 2025. The 2020 deadline has long passed but the $100 billion promise has not been fulfilled. The developed nations have now said that they will arrange this amount by 2023.

What does the Glasgow Agreement say?

Following are the major observations of the Glasgow Summit :

1. A deal aimed at staving off dangerous climate change has been struck at the COP26 summit in Glasgow.

2. Expressed “deep regrets” over the failure of the developed countries to deliver on their $100 billion promise. It has asked them to arrange this money urgently and in every year till 2025.

3. Initiated discussions on setting the new target for climate finance, beyond $100 billion for the post-2025 period.

4. Asked the developed countries to provide transparent information about the money they plan to provide.

5. Loss and Damage: The frequency of climate disasters has been rising rapidly, and many of these cause largescale devastation. The worst affected are the poor and small countries, and the island states. There is no institutional mechanism to compensate these nations for the losses, or provide them help in the form of relief and rehabilitation. The loss and damage provision in the Paris Agreement seeks to address that.


Introduced eight years ago in Warsaw, the provision hasn’t received much attention at the COPs, mainly because it was seen as an effort requiring huge sums of money. However, the affected countries have been demanding some meaningful action on this front. Thanks to a push from many nations, substantive discussions on loss and damage could take place in Glasgow. One of the earlier drafts included a provision for setting up of a facility to coordinate loss and damage activities. However, the final agreement, which has acknowledged the problem and dealt with the subject at substantial length, has only established a “dialogue” to discuss arrangements for funding of such activities. This is being seen as a major let-down.

What are Carbon Markets ?

Glasgow Summit 2021



Carbon Markets: Carbon markets facilitate the trading of emission reductions. Such a market allows countries, or industries, to earn carbon credits for the emission reductions they make in excess of their targets. These carbon credits can be traded to the highest bidder in exchange of money. The buyers of carbon credits can show the emission reductions as their own and use them to meet their reduction targets. Carbon markets are considered a very important and effective instrument to reduce overall emissions.



A carbon market existed under Kyoto Protocol but is no longer there because the Protocol itself expired last year. A new market under Paris Agreement is yet to become functional. Developing countries like India, China or Brazil have large amounts of carbon credits left over because of the lack of demand as many countries abandoned their emission reduction targets. The developing countries wanted their unused carbon credits to be transitioned to the new market, something that the developed nations had been opposing on the grounds that the quality of these credits — the question whether these credits represent actual emission reductions — was a suspect. A deadlock over this had been holding up the finalisation of the rules and procedures of the Paris Agreement.


The Glasgow Pact has offered some reprieve to the developing nations. It has allowed these carbon credits to be used in meeting countries’ first NDC targets. These cannot be used for meeting targets in subsequent NDCs. That means, if a developed country wants to buy these credits to meet its own emission reduction targets, it can do so till 2025. Most countries have presented climate targets for 2025 in their first NDCs.

The resolution of the deadlock over carbon markets represents one of the major successes of COP26.

Five terms that came up at the climate change conference in Glasgow 2021


The main task for COP26 was to finalise the rules and procedures for implementation of the Paris Agreement. Most of these rules had been finalised by 2018, but a few provisions, like the one relating to creation of new carbon markets, had remained unresolved.

After two weeks of negotiations with governments debating over provisions on phasing out coal, cutting greenhouse gas emissions and providing money to the poor world, the annual climate change summit came to an end on Saturday night with the adoption of a weaker-than-expected agreement called the Glasgow Climate Pact.



The Glasgow meeting was the 26th session of the Conference of Parties to the UN Framework Convention on Climate Change, or COP26. The main task for COP26 was to finalise the rules and procedures for implementation of the Paris Agreement. Most of these rules had been finalised by 2018, but a few provisions, like the one relating to creation of new carbon markets, had remained unresolved. However, due to clear evidence of worsening of the climate crisis in the six years since the Paris Agreement was finalised, host country United Kingdom was keen to ensure that Glasgow, instead of becoming merely a “procedural” COP, was a turning point in enhancing climate actions. The effort was to push for an agreement that could put the world on a 1.5 degree Celsius pathway, instead of the 2 degree Celsius trajectory which is the main objective of the Paris Agreement.

Euthymia-Tranquility

Euthymia is a term used in psychology to define a middle state which is neither too maniac nor depressive. Its commonly associated with bipolar disorder.

However, the history of the term goes back to ancient Greece. The term was coined by Democritus, a Greek philosopher. The term ‘ Euthymia’ can be roughly translated to tranquility, serenity and cheerfulness. According to Democritus, Euthymia referred to a state of calmness and steadiness of the soul in absence of fear and passion.

However, the famous Greek philosopher Seneca had later translated the term and defined it as “believing in yourself and trusting that you are on the right path, and not being in doubt by following the myriad footpaths of those wandering in every direction.

How is it useful in today’s generation?

We live in a ‘competitive world’ or maybe we perceive the world to be so. Competition cannot be eliminated but participating in it is upto you.
What is a race? It is a sport wherein every contestant runs for the same goal, on the same path. Life cannot be described through this metaphor, In simple words, we cannot run on the same path as someone else just to prove our superiority or ‘capability’. What worked for them, may not work for us and even if we achieve success on that path, we will never feel the satisfaction and contentment which we expected from it.

Euthymia is a concept which preaches of believing in one’s path. It describes life through a simple metaphor. You don’t compete with others but yourself. Euthymia is calmness over rush, confidence over self doubt and contentment over jealousy.

Some of the common distractions which we face are:

Social Media: Often, while we browse social media, we come across glittering pictures of people around us having fun, living lavishly, ‘enjoying lives’, celebrating their wins or a new job. To be honest, it does demotivate us and we develop feelings of envy. Sometimes, even observing a friend’s progress in life can make us envious towards them. We doubt our own present, our decisions, our path and we lock ourselves in stagnancy. We forget that every person has a different meaning of success and is walking on a different path. We scroll through the posts and with each hour of scrolling through social media, we drown deeper into the sea of self doubt.

If you ever drown in it, ask yourself , ‘What Is Important To Me?’. Knowing what you want assists you in having faith and focus on your path. When you know what you want you will spend your time working on it. Scrolling through others’ profiles will become least of your concerns.


Opportunities And Priorities: Euthymia is awareness about one’s path. About one’s purpose. Awareness of our path helps us in identifying our prioritize and eliminate the rest. It teaches us how to say ‘no’. A person who aims at seeking validation or lives on attention may try to grab many eye catchy opportunities at once and end up failing in them all. Life is filled with opportunities and it often tests our belief and dedication by throwing opportunities as hurdles in front of us. When a person knows what they are doing, they also know how to do it and select opportunities which they truly need to progress.

The foreign opinion: Your path may be unappealing to many. Not many will motivate you on your way. However, everyone has their own opinions but it is your belief, dedication and confidence which will help you walk steadily towards progress. When you walk on YOUR path, validation seems unnecessary.

Ego: Lastly, rushing into opportunities and new ways can be a product of ego. Ego cannot compromise. It wants you to be the best in every sphere which is impossible.
Purpose on the other hand demands compromise. A rather healthy and obvious compromise. You cannot master the world but yourself.

When one is content with their path…jealousy, insecurities,doubts,anxiety, and confusion does not pull his/her will down. Euthymia teaches us the basic principles of awareness,patience,hard work, self belief, faith, dedication and focus which are all virtues of true success.


MANAGEMENT CHARACTERISTICS

1) IT IS A CONTINUOUS PROCESS

It is a never ending process. Continuity is an important part of management. It is necessary throughout the life of organization. Management is essential to begin the activity, to run it smoothly and to control the activity.

2) MANAGEMENT IS GOAL ORIENTED

Every business organisation has their own set of goals which is decided prior to the execution of the goal. When the management achieves the goal it is called success. Success depends on proper management skills and a manager takes a lot of efforts to achieve this goals. So management is a goal oriented activity.

3) MANAGEMENT IS DYNAMIC

Management is dynamic and not static in character. It deals with human efforts different situations and activities. It embrace changes in form of technological change, socio-economical change, political changes and many more.

4) MANAGEMENT IS UNIVERSAL

Management is universal in character. The principles and theories of management are equally applicable to everywhere and in every field like defence, business, education, etc. These principles are guidelines which are flexible and capable of adaptation to every type of organization.

Tips to learn a new language faster

Learning a new language often considered as really tough task, but is it true? Maybe for some, but the real truth is if followed right resources and direction is definitely an task to do so. So for this here are some tips that might help you.

1) Know about the language that you are going to learn

By writing this I mean one should know what language is he or she going to learn. If you have clear idea of what actually you are going to learn will help you to set almost perfect goals which will ultimately help you to do what you want.

2) Set goals

Setting goals to learn a new language will help you to go far and keep yourself ahead. Goal setting should be done after being familiar by the subject.

3) Set small goals

Setting small goals will help you to complete your work on given time. Setting small goals will also help you to analyse yourself and keep your records on track.

4) Analyse yourself

Analysing is an art if done properly will take you way to far. Whenever do things do them on time and analyse what mistakes you make or what are the problem that you have encountered.

5) Challenge yourself

This part will help you to grow. grow beyond your limits. But one thing to keep in mind while doing so is do not challenge yourself more than what will harm you. Doing this in moderation will definitely help but if done excessive will also harm.

6) Use the language as frequently as you can

If you do so it will help you to retain things faster. It will also help you to clear your vocabulary and pronunciation and also will help you to keep everything you learn stored in your brain for a long time.

7) Test yourself

At the end complete your learning and test your self this will help you to know how much you have learn about the language.

Hope you will like my blog follow the steps and go ahead. Happy learning!

Book review: A novel: It ends with us

BOOK:- It ends with us

AUTHOR:- Colleen Hoover

GENRES:- It is a standalone contemporary romance novel, fiction.

RELEASE DATE:- 2nd August, 2016.

ADAPTATIONS:- It ends with us (play) and It ends with us (movie).

MAIN CHARACTERS:- Lily Bloom ( female protagonist), Ryle Kincaid ( Lily’s husband, a surgeon) & Atlas Corrigan ( Lily’s teenage love interest, a homeless boy later owner of a restraunt). And many supporting characters like Lily’s father, her mother, ryle’s sister, his sister’s husband, ryle’s mother.

Fifteen seconds, That’s all it takes to completely change everything about a person. Fifteen seconds that we’ll never get back.”

– Line said by the protagonist Lily in the book.

SUMMARY:-

The book starts with introducing the female protagonist Lily Bloom. Lily is a twenty-three year old business graduate. She has grown up in an abusive family where her father was usually abusive towards her mother. At the age of fifteen she fell in love with Atlas, a eighteen year old homeless boy from her neighbourhood. She cares for Atlas. She loved him so much. But he left her promising to come to her when he will join military. She was all alone at this time but she didn’t loose hope. She left her past life and started her own flower business in Boston.

In Boston, she met Ryle, a neurosurgeon and soon fall in love with him. But he was not ready to be in a relationship and they parted their ways. After six months, Lily hired an employee named Allysa, who was Ryle’s sister. After many encounters Ryle finally realised that he can’t live without Lily so decided to marry her. Everything was perfect, the romance between Ryle and Lily was increasing day by day. One day Ryle decided to meet Lily and her mother, there she encounters Atlas, and was not able to control her feelings, which was not loves by Ryle for sure. Slowly he started to abuse her,Whenever he can. Lily always told herself that she was not like her mother and Ryle was not like her father.

She started to live with Ryle and she found a deep dark past of Ryle and was shocked. His behaviour towards Lily was being more and more abusive day by day until one day when he can’t control himself and almost raped her. She asked Atlas help in that situation and found that she was pregnant. She doesn’t know whether to love Ryle or hate him for his behaviour. After two months she witnessed a knock on her door and she was sacred to find that he was none other than Ryle. He told her that he just came to talk to her and he did so, but she wasn’t happy with it. She missed him. But also she cannot forget what he did to her. And the story continues how ryle’s sister and Lily’s mother help her, how she allowed Ryle to be with her in her pregnancy dates, how she told Ryle what she felt about him.

BOOK REVIEW:-

Overall the book is just beyond fabulous The characters, the narration and everything seems to be perfect. I personally loved the character of Lily and Atlas. Lily’s strong decision and ability to do justice to herself and her daughter was remarkable. The narration was so strong that you will personally think of yourself in the characters place.

Firstly while reading the book I thought it will be just an average but as soon the book started every single page hooked me to read more and more. Especially I loved the narration it was just awesome. The character of Lily was so very incredible. Atlas has great chemistry with Lily like after so long they had the same feelings for each other.

This is the must read book though sometimes the story didn’t bother me but it was such a great piece of writing that can’t be expressed in words. I hadn’t given the spoiler because it would be far better to read and enjoy it at the same time.

Top motivational quotes to awaken the beast hiding in you

Motivation is something that helps you grow. Not only from inside but also from all aspects, all ups and downs in your life, whenever you feel low why do you need motivation? Have you ever thought about it. Here, is the answer because motivation is something that helps you to grow, that helps you to be you, that makes you. It has the power to awaken the beast hiding inside you.

Your perspective with either become prison or your passport.

-Steven Furtick

Realise deeply that the present moment is all that you ever have.

– Eckhart Tolle

How you love yourself is how you teach others to love you.

– Rupil Kaur

The Secret of your success is determined by your daily agenda.

– John C. Maxwell

Burn the past, Turn the page, Move on.”

– Safura Arsh

Act as what you do makes a difference, IT DOES.”

– William James

Excessive fear is always powerless.”

– Aeschylus

A good Education is the foundation of better future.”

– Elizabeth Warren

Between thinking and seeing there is a place called knowing.”

– Carolyn Myss

You can’t build a reputation on what you are going to do.”

– Henry Ford

Believe you can and you are halfway there.”

– Theodore Roosevelt

Take care of your body, It is the only place you have to live.”

– Jim Rohn

If you hear a voice within you say ‘ you cannot paint,’ then by all means paint and that voice will be silenced.”

– Vincent Van Gogh

Ofcourse motivation is not permanent. But then, neither is bathing: but it is something you should do on a regular basis.”

– Zig Ziglar

The only way to do a great work is to love what you do.”

– Steve Jobs

It’s not the load that breaks you down, it’s the way you carry it.”

– Lou Haltz

Nothing will work unless you do.”

– Mayo Angelo

Do one thing everyday that scares you.”

– Anonymous

If you are not willing to risk the usual, you will have to settle for the ordinary.”

– Jim Rohn

When I hear somebody sigh, ‘ Life is hard,’ I am always tempted to ask, ‘Compared to what?’

– Sydney Harris

Success is walking from failure to failure with no loss of enthusiasm.”

– Winston Churchill

All progress takes place outside the comfort zone.”

– Michael John Bobak

The only place where success comes before work is in the dictionary.”

– Vidal Sassoon

Here are some of the motivational quotes that if you implement in your lives will be successful for sure. Motivation will help you to achieve all your goals and so are these quotes.

Affordable places to visit in india

India the land of culture, heritage, devotion and beauty. There are many beautiful places to visit in India and we cannot talk about all places in this article. So, here are 4 affordable places to visit. If you are travel lover then this is great for you all.

1) Goa

Goa is one of the cheapest country to visit. Alcohol is also very cheap here. You can have unlimited fun and crazy party all night and can even return with full pocket. The best time of the year to visit is October to March. Must visit places to visit is Calangute Beach, Fort Aguada, Dudhsagar falls, Anjuna beach. Goa is also known for its cruise and its water sports. You can check many websites for price. Average 4 days/ 3 Nights will cost you around 12,000 per adult on twin sharing with many amenities.

2) Nainital, uttarakhand

Nainital is famous for its misty lakes and mountains. Nainital is very beautiful hill station. It is also known for its cheap hotels and meals. You can do boating here at barely any cost. The area of interest lies in its name which it has gotten from the eye shaped Lake the Naini Lake thus due to this eye shaped Lake it’s called Nainital. Must visit places include Naini Lake, Tiffin top, Snow view point, Mall road, Eco cave gardens and High Altitude zoo. Average 3 days/ 2 Nights will cost you around 4,500 Rs per adult on twin sharing with other amenities as well. It can be seen that how much affordable is this place. Best time to visit is throughout the year.

3) Udaipur, Rajasthan

Udaipur also know as city of lakes. It is also called as Venice of East. It is also termed as jewel. It has abundance of natural beauty, awesome architecture and breathtaking temples. Must visit places include Lake pichola, City Palace, Fateh Sagar Lake, Jaisamand Lake, Sajjangarh palace, Jagdish temple. In addition to this it cost very less on average 6 days/ 5 night stay cost you around 17,700 INR per adult on twin sharing. Best time to visit is from October to March.

4) Darjeeling, West Bengal

Darjeeling also know as Queen of Himalayas, has jaw dropping and mesmerizing sunrises, the breathtaking beauty of the hills, the charm of past and all those beautiful smile of beautiful people. It is one of the most appealing hill station. And all chai lovers it offers best quality chai. Hotels and lodges are at reasonable price and it’s also cheap. Must visit places include Darjeeling Himalayan railway, Tiger hill, Batasia loop, Himalayan mounteering institute, Darjeeling ropeway and Nightingale park. Average 4 days/ 5 nights will cost around 8,375 Rs per adult on twin sharing. Best time to visit is from February to March and September to December.

So these are the places that have jaw dropping and breathtaking beauty. Apart from this they are also very affordable and hence you can easily visit with low money in your pocket. You can even check rates on different websites and there you may can get offers too. Hope you all like it.

Values

Values are the positive teachings provided to help us and tread the right path in life. Every parent wants his child to imbibe these. These can even be referred to as good qualities. A person who imbibes good values grows on to become a responsible individual and he is capable of demarcating right and wrong. Also, he is able to make wiser decisions in life.

Importance of Values

For an individual, values are most important. An individual with good values is loved by everyone around as he is compassionate about others and also he behaves ethically.

Values Help in Decision Making

A person is able to judge what is right and what is wrong based on the values he imbibes. In life at various steps, it makes the decision-making process easier. A person with good values is always likely to make better decisions than others.

Values Can Give Direction to Our Life

In life, Values give us clear goals. They always tell us how we should behave and act in different situations and give the right direction to our life. In life, a person with good values can take better charge.

Values Can Build Character

If a person wants a strong character, then he has to possesses good values such as honesty, loyalty, reliability, efficiency, consistency, compassion, determination, and courage. Values always help in building our character.

Values Can Help in Building a Society

If u want a better society then people need to bear good values. Values play an important role in society. They only need to do their hard work, with compassion, honesty, and other values. Such people will help in the growth of society and make it a much better place to live.

Characteristics of Values

Values are always based on various things. While the basic values remain the same across cultures and are intact since centuries some values may vary. Values may be specific to a society or age. In the past, it was considered that women with good moral values must stay at home and not voice their opinion on anything but however, this has changed over time. Our culture and society determine the values to a large extent. We imbibe values during our childhood years and they remain with us throughout our life.

Family always plays the most important role in rendering values to us. Decisions in life are largely based on the values we possess. Values are permanent and seldom change. A person is always known by the values he possesses. The values of a person always reflect on his attitude and overall personality.

The Decline of Values in the Modern Times

While values are of great importance and we are all aware of the same unfortunately people these days are so engrossed in making money and building a good lifestyle that they often overlook the importance of values. At the age when children must be taught good values, they are taught to fight and survive in this competitive world. Their academics and performance in other activities are given importance over their values.

Parents, as well as teachers, teach them how to take on each other and win by any means instead of inculcating good sportsman spirit in them and teaching them values such as integrity, compassion, and patience. Children always look up to their elders as their role models and it is unfortunate that elders these days have a lack of values. Therefore the children learn the same.

Conclusion

In order to help him grow into a responsible and wise human being, it is important for people to realize that values must be given topmost priority in a child’s life because children are the future of the society. There can be nothing better in a society where a majority of people have good values and they follow the ethical norms.

“VALUES ARE LIKE FINGERPRINTS. NOBODY’S ARE THE SAME, BUT YOU LEAVE THEM ALL OVER EVERYTHING YOU DO.”

— ELVIS PRESLEY