Man and the Environment

Environment is the surroundings of man. Earth is a big environment. Man lives in the environment. Man depends on the environment. Whatever he gets, he gets from the environment. Whatever he gives, he gives to the environment. The environment contains natural resources. He exploits them for his welfare. As he uses more and more, it deteriorates. Man knows the effects of deterioration. So he conserves environment.

Uses of Environment

The environment serves mam in the following respects:

1. It provides substratum for man to live.

2. It supplies food

3. It supplies oxygen for respiration

4. It supplies water

5. It supplies carbon dioxide for photosynthesis

6. It supplies energy resources such as coal, petrol, diesel, etc.

Threats from the Environment

Man controls his environment. However, man is threatened by natural disasters such as, Cyclones, Earthquakes, Floods, Droughts, Landslides, Volcanoes, Fire accidents, Nuclear accidents, etc.

Environmental Deterioration

Overpopulation, modern technologies and industrialization lead to the deterioration of the environment. The following factors cause the deterioration of the environment. Air pollution, water pollution, land pollution, oil pollution, thermal pollution , Nuclear pollution, Noise pollution, plastic pollution, pesticide pollution, acid rain, Ozone depletion, Global warming, world war, Nuclear weapons, Biological weapons, Photochemical smog, Loss of Biodiversity

Conservation of Environment

Man is well aware that environment becomes part and parcel of his life. He also knows that it is deteriorating. Hence he initiated steps to conserve the environments. The following steps are taken to conserve environment: limited use of resources, Reuse of wastes, Reduction of wastes, Recycling of wastes, Vermicomposting , Eco-friendly biofertilizers, Eco-friendly biopesticides, Rain water harvesting, Remote sensing, Use of clean technology, Use of wind energy, use of sunlight as energy

SAVE TIGERS

 

To save tigers, we need to protect the
forest habitats across Asia where they live. By saving biologically diverse
places, we allow tigers to roam and preserve the many other endangered species
that live there. As a large predator, the tiger plays a key role in maintaining
healthy ecosystems.

Reason For Tiger Disappearing

Deforestation loss of Habitat

Forests are being cut down for various
purposes like paper, palm, housing, furniture, firewood. Deforestation has been
the cause of a truly massive number of species extinction in modern times and
historical times. It always lacks the large biodiversity of its previous state.
With the disappearance of the original forest, many species go extinct, and
many that don’t lose a great deal of their genetic diversity and variation.

Tiger’s skin

Consumers demand for tiger body parts
poses the largest threat to the tiger. Tigers are being illegally hunted for
their skin, bones, teeth, nails, etc. which are highly valuable for medicinal
use and remedies. In the past 10 years over 1000 tigers are hunted to meet the
consumer demand. Chinese people use tiger skin and other body parts for
medicinal use and black magic with the disappearance of the original forest,
many species go extinct, and many that don’t lose a great deal of their genetic
diversity and variation.

Spread of disease among tiger population

There is certain disease that spread like
an epidemic. Diseases like Feline Panleukopenia, Tuberculosis, Sarcocystis have
to lead to endangered of tigers. Health Management of wildlife is neglecting.

Loss of Habitat

Tigers need an intact habitat in order to
live. They like to live in the depth of the thick forests. 100 sq km area is
sufficient to survive about 15 to 16 tigers. Males’ tigers run throughout the
forests to hunt and mate. Thus habitat loss causes birth rate and lowers
overall survive.

It is mainly found on the continent of
Asia. A decade ago, tigers were hunted for their skin and other body bones, so
the Indian government declared the tiger a national animal.

Conservation Status on Save Tigers

 Tigers require an extremely large habitat
to hunt prey and raise their young. Moreover, tigers are solitary animals,
which means they generally live alone. Tiger cubs usually stay with their
mother for about two years before venturing out to establish territories of
their own. Tigers used to be more widespread before man started to encroach its
habitat. In fact, the current habitat of tigers is severely dwindled, with an
estimated 93% lost in the last few decades. Consequently, the tiger is now
listed as an endangered species by the IUCN Red List. For perspective, at the
start of the 20th century, an estimated 100,000 individuals had existed in the
wild. Today, that number is less than 4,000. If humans continue with their
destructive actions, tigers may become extinct.

How To Protect Tigers?

With the population of tigers dwindling at
an alarming rate, many countries across the world have launched campaigns that
are designed to help increase the tiger population. One of the most important
campaigns launched by India is the Project Tiger, which was launched by the
first woman prime minister of India – Indira Gandhi. The project was very
successful in its endeavour, tripping the number of Bengal tigers from 1,200
(1973) to 3,500 (1990). However, the numbers have significantly reduced again
due to poaching.

 

8 Hardest Languages to Learn In The World For English Speakers

Which languages are the most difficult to learn? You can see where different languages broke off as you peel back the onion to the beginnings of language creation, often known as the ‘Old World Language Families.’ You may now see why Spanish has parallels to languages such as German, Italian, and French. And why Korean is comparable to Mandarin, Japanese, and other Asian languages. We’ll concentrate exclusively on the most difficult languages for English speakers to learn.

Photo by Pixabay on Pexels.com

1. Mandarin: Why it’s so difficult: English may be the most widely spoken language on the planet, but it comes with its own set of challenges for native speakers. Because Mandarin is a tonal language, adjusting your tone can give a word a whole different meaning. Thousands of letters, intricate systems, and a wealth of homophones make it one of the most difficult languages to learn in the world.

2. Icelandic: Why it’s difficult: The Icelandic language has remained unchanged since the ninth and eleventh centuries, but it continues to add new meaning to old terms. It also doesn’t help that there are only about 400,000 native speakers with whom you can practise.

3. Japanese: Why is it difficult: There are three distinct writing systems in Japanese: hiragana, katakana, and kanji. Japanese students must first study thousands of distinct characters in these writing systems before they can begin writing. It is, nevertheless, much less difficult to learn than Mandarin!

4. Hungarian: Why is it difficult: As previously stated, most languages are descended from the Indo-European language family. Hungarian, on the other hand, is a Finno-Ugric language in which words are produced separately. To put it another way, it’s not the way English speakers generally construct words or phrases. ‘With my [female] friend,’ for example, is shortened to to ‘barátnőmmel.’ Are you perplexed yet? We’re in the same boat.

5. Korean: Why is it difficult: Korean is an isolated language that is not related to any other language family. There’s more, though. There are seven main speech levels in Korean, which native speakers switch between, depending on the formality.

6. Arabic: Why is it difficult: Despite the fact that there are 221 million native speakers from whom you can learn, Arabic remains one of the most difficult languages to master. First, when writing, vowels are not included. To make matters even more complicated, most Arabic letters are written in four distinct ways depending on where the word is placed.

7. Finnish: Have you ever seen The Lord of the Rings? The Elvish language was founded on the Finnish language by author J.R.R. Tolkien. Finnish, like Hungarian, is a Finno-Ugric language with a lot of grammatical intricacy. And just when you think you’ve figured out how to translate Finnish to English, you’ll discover that current Finnish speakers have their own method of expressing emotions that differs from the standard translation!

8. Polish: Making pierogies is one thing, but speaking the language of the country that produces them is another. The Polish language’s complexity can be divided into two categories. First and foremost, the pronunciation. For novice learners, simply saying ‘hello’ (cześć) is a headache because the ‘c’ and’s’ are pronounced significantly differently than in English. The other is that the Poles have seven different gender-affected grammatical cases and seventeen different cases for numbers. Yes, there are seventeen distinct ways to say ‘ten.’

The main crux is that the most difficult languages to learn for English speakers are determined by a variety of criteria, not just one. The number of speakers, linguistic origins, resemblance to English, and other factors all contribute to how difficult it will be to learn. Every language will have its own set of difficulties, but it will also have its own set of rewards, joys, and fulfilment. Remember that whatever language you choose to study, your time will be well invested.

Armadillo

Physical description

The armadillo, an ancient mammal that first appeared 65 million years ago, is currently represented by approximately 20 different species, the most common of which in the US is the nine-banded armadillo. It averages 0.75 m in length (including the tail) and 6 kg in weight. The armadillo boasts a unique carapace, or hard, protective outer shield encasing the body, covered with a dark brown keratin layer. Beneath this layer is a well organized arrangement of bony tiles that are closely compacted and connected by collagen fibers. The carapace is divided into five regions: head, pectoral, banded, pelvic shields and tail. The tiles are hexagonally shaped in the pectoral and pelvic regions and triangular along the mid-section.

Habitat

The nine-banded armadillo is distributed from northern Argentina to the southern US, living in a wide range of environmental conditions. The armadillo is most active at dusk and during the night in order to avoid predators and extremes of temperature, though this varies with climate and seasonality. The nine-banded armadillo, compared with most eutherian mammals, has an atypical endothermy characterized by low and variable metabolic rates and body temperatures. Some armadillos are insectivores, but many species, like those of the genus Dasypus, also feed on fruits, roots and small vegetables. Armadillos swallow their prey together with soil particles, which provide iron.

Behavior

Armadillos dig burrows for their homes or to escape predators, and a single armadillo can have several different burrows with multiple entrances. Pregnant females always give birth to identical quadruplets. She produces one egg that splits into four identical offspring that are either all female or all male. This trait differs from most other mammals.

Armadillos are fascinating in other respects. When they need to cross narrow water bodies, they often walk on the bottom underwater. If it is a wide body of water, they will inflate their stomach to twice its normal size, allowing for enough buoyancy to swim across. When startled, armadillos often leap high into the air, and then run quickly to a nearby burrow.

Feeding

Armadillos are largely insectivores but may consume fruit when available. Their skull, jaw and teeth are adapted to a specialized diet. Their tongue is sticky with rear facing hooks giving the tongue a rough texture. The armadillo’s diet consists mainly of invertebrates including insects (beetles, wasps, moth larvae) and also ants, millipedes, centipedes, snails, leeches, and earthworms. The exact composition varies by season, availability and geographic locations. Studies show they also consume fruit, seeds and other vegetable matter. They have been reported to consume newborn rabbits and at least one robin. It is unknown if they merely found these animals dead or not. Other items known to be consumed by armadillo include salamanders, toads, frogs, lizards, skinks, and small snakes.

Populations

The sex ratio by litter is 1 male litter (= 4 identical quadruplets) per 0.78 female litters in Florida. Armadillos probably live 6 to 7 years in the wild. Population density is about one animal per 4 acres but could range as high as two animals per acre.

Problems with armadillos

Armadillos prolific rooting and burrowing can damage lawns and flower-beds. To reduce armadillo damage to your lawn, keep watering and fertilization to a minimum.  Moist soil and lush vegetation bring earth worms and insect larvae to the surface of the soil.  Armadillos can sometimes be enticed to move on by watering areas adjacent to the damage site.  Also, watering gardens in the morning is preferable since the soil can dry out in the afternoon and not be as easily detected by noctournal armadillos. Armadillos can be excluded from small areas with extensive damage by using fencing at least 2 feet high and with an apron buried at least 18 inches deep. Armadillos are also particularly attracted to fermenting fruit. Remove fallen fruit to avoid attracting unwelcome wildlife.

Anklets

The anklet of my leg was

jingling to sound like his heartbeats.

~ Mariyam Mehboob

Ladies wear anklets

The are usually worn by married women, but unmarried girls also wear them,which signifies their bravery and pride. Usually anklets have small tinkling bells,which creates jingling sound when a lady walks. Anklets also helped a wife to attract the attention of husband.

Uses of wearing anklets

Wearing silver anklets have scientific significance as well and it is one the delicate jewellery to wear. The scientific reason behind Wearing them is the energy isn’t wasted and in fact re-vibrate back to one’s own body again. Hence Wearing them is the best way to remain energetic and divine.

☆ Getting rid of leg pain.

☆ Protection against swelling heels.

☆ Energy healers.

☆ Immunity Booster.

☆ 16 or solah shringar.

☆ Bring positivity in home.

☆ Saviour to problems.

Why gold anklets should not be worn?

Gold represents Goddess Lakshmi,the Hindu goddess of wealth, fortune and prosperity. Thus,wearing it on our feet will be seen as disrespecting the goddess herself.

A friend is someone who knows your past. Believes in your future and accepts you just the way you are.

10 Interesting Facts About Harry Potter

There’s no arguing that “Harry Potter” is a cultural phenomenon, whether you’re a die-hard fan or a Muggle who’s only seen the movies. Here are 10 interesting facts that you did not know about the Harry Potter franchise.

1. Rowling and Harry Potter share a birthday: J.K. Rowling: J.K. Rowling’s birthday comes on July 31st; being the author of Harry Potter, Rowling took the advantage of the writing license, and decided to give her birthday (except the year, of course) to her main character.

2. Rowling gave her characters names that reflect their roles in the series: Rowling’s world-building is legendary among fans, and the unique names she gave her characters are no exception. She disclosed on Pottermore that she came up with names for 40 Hogwarts students in Harry’s year, including every member of the Golden Trio, early in the creative process. Harry’s name, for example, refers to his leadership skills, while Ron’s refers to his function as a sidekick. “Harry” is a Middle English variant of the name “Henry,” which has been popular among English kings for ages. Rowling appears to have based “Ronald” on the Old Norse “Rögnvaldr,” a title for a ruler’s adviser. Hermione’s name, which comes from Shakespeare’s “The Winter’s Tale” (as well as Greek mythology in general), has less to do with her personal characteristics and more to do with her Muggle parents’ desire to come up with a witty pseudonym.

3. The “Harry Potter” books have been translated into around 80 languages, from Albanian to Hebrew to Scots: The “Harry Potter” books have sold more than 500 million copies worldwide and have been translated into 80 different languages, including Scots, which is spoken as a first language by 90,000 people.

4. Rowling jotted down the Hogwarts house names on an airplane vomit bag: Many people, including celebrities, connect strongly with a Hogwarts house. Rowling first scribbled the words Gryffindor, Slytherin, Ravenclaw, and Hufflepuff on the back of an aircraft puke bag, which may surprise you. In 2017, she divulged this tidbit on Twitter.

5. When she invented Dementors, Rowling drew from her past experiences with depression: Rowling struggled with depression when she was in her twenties. Dementors, she said in an interview with Oprah Winfrey, are based on the “hollowed-out feeling” of sadness. “I know sadness. Sadness is to cry and to feel. But it’s that cold absence of feeling — that really hollowed-out feeling. That’s what Dementors are,” she stated.

6. Rowling planned in advance who would meet a grim fate in the series — but she decided to spare one character’s life at the last minute: One of the plot aspects that Rowling planned ahead of time is character deaths. She had intended for Ron’s father, Arthur Weasley, to die in “Order of the Phoenix,” but she altered her mind. In a 2007 interview with “Today,” she said, “I think part of the reason for that is there were very few good fathers in the book.”

7. Some of the most expensive costumes to make were the Hogwarts uniforms: The Hogwarts uniforms were arguably of the most expensive clothes in the series to produce because they contained silk ties and wool sweaters. She previously told Insider, “I never wanted to use anything but the most beautiful material.” “The ties are silk, the sweaters are wool, and the gowns are made of a very expensive material.”

8. Some of the food on set was real: Despite the fact that part of the food in the “Harry Potter” films was painted resin, there were edible things in the mix for the feast scene in “Goblet of Fire.” Try some of the wonderful options at Universal Studios’ Wizarding World of Harry Potter, from butterbeer to bangers and mash, if you want to eat like a Hogwarts student.

9. Edinburgh, Scotland, where Rowling resides, provided a ton of inspiration for the series: The Gothic architecture, cobblestone streets, and tight alleys abound in Scotland’s capital. From Greyfriars Kirkyard, where the “genuine” Tom Riddle is buried, to George Heriot’s School, a private institution whose turreted architecture inspired Hogwarts, Rowling was fascinated by the city’s locations.

10. Like the multitude of spells in the series, Hogwarts’ official motto is also in Latin: Rowling is well-versed in Latin, having studied Classical languages and mythology at Exeter University. The series’ many spells, as well as Hogwarts’ motto, “Draco dormiens nunquam titillandus,” (“Never tickle a sleeping dragon”) are based on that old language. “You know the way that most school slogans are things like persevere and nobility, clarity, and fidelity or something,” Rowling noted in a 2005 BBC interview “it just amused me to give an entirely practical piece of advice for the Hogwarts school motto.”

Chilly memories -winter

Winter is one of the most important seasons in India. It is a part of the four seasons that occur in India. Winters are the coolest season that starts from December and last till March. The peak time when winter is experienced the most in December and January. In India, winters hold great importance. In addition, the essence it has is admired by many people. Winters give you the time to indulge in various activities like snowball fighting, building snowmen, ice hockey and more. It is a great time for kids to enjoy their vacations and get cozy in their blankets.

Essence of Winter

During winters, schools usually take a break and close down. The days are shorter and the nights get longer. The chilly mornings give you a different sense altogether. Hot drinks like coffee, tea, and hot chocolate are enjoyed more during winters. The sun rises quite late and sometimes it does not.

Even when it does, it doesn’t get a bit hot. People long for a little sunshine as the cold weather sends chills down the spine. You see people on the roads burning woods and paper to get a little warmth. However, not many people prefer going out in winters. They like sitting by the fireplace or heater all day.

In the hilly areas, people experience snow during winters. They have to shovel it out of the way to make way for walking. The essence of winters is enhanced by Christmas as well. It sets the holiday mood for people and is admired all over the world.

In the hilly areas, people experience snow during winters. They have to shovel it out of the way to make way for walking. The essence of winters is enhanced by Christmas as well. It sets the holiday mood for people and is admired all over the world.

As the animals do not have proper shelter, they too lose their lives. In addition, many flights are also canceled during this season. Nonetheless, this does not make winter any less important. It is quite essential to maintain balance in the weather of our country.

Why I Love Winter?

I personally love winters. This season brings a lot of healthy fruits and vegetables. People get the chance to eat fresh grapes, apples, carrots, cauliflower, guava and more. Furthermore, so many beautiful flowers bloom during this season. These flowers include roses, dahlias and more. This makes winter even more beautiful than it already is.

Other than that, no lizards are to be found as they go in hibernation. This makes me very happy and lets me live fearlessly. Most importantly, winter mornings are the best part of this season for me. I like getting up early in winters and witnessing the morning dew on flowers. There is a different vibe altogether that comes with winters.

Also, our school organizes bonfire which is one of the most awaited events of the year.

In short, winter is as important as any other season. Sure, it may have its negative sides and positive sides, but that happens with every season. Winters helps you enjoy long morning walks and fresh air.

“To appreciate the beauty of a snowflake it is necessary to stand out in the cold”

—ARISTOTLE

HARYANA

Haryana is a state in India located in the northern part of the country. It was carved out of the former state of East Punjab on 1 November 1966 on a linguistic basis. It is ranked 22nd in terms of area, with less than 1.4% of India’s land area. Chandigarh is the state capital, Faridabad in National Capital Region (NCR) is the most populous city of the state, and Gurgaon is a leading financial hub of the NCR, with major Fortune 500 companies located in it. Haryana has 6 administrative divisions, 22 districts, 72 sub-divisions, 93 revenue tehsils, 50 sub-tehsils, 140 community development blocks, 154 cities and towns, 6,848 villages, and 6,222 villages panchayats.

Music Edit
Main article: Music of Haryana
Haryana has its own unique traditional folk music, folk dances, saang (folk theatre), cinema, belief system such as Jathera (ancestral worship), and arts such as Phulkari and Shisha embroidery.

Folk theatre and dances Edit
Folk music and dances of Haryana are based on satisfying cultural needs of primarily agrarian and martial natures of Haryanavi tribes.

Haryanvi musical folk theatre main types are Saang, Rasa lila and Ragini. The Saang and Ragini form of theatre was popularised by Lakhmi Chand.

Haryanvi folk dances and music have fast energetic movements. Three popular categories of dance are: festive-seasonal, devotional, and ceremonial-recreational. The festive-seasonal dances and songs are Gogaji/Gugga, Holi, Phaag, Sawan, Teej. The devotional dances and songs are Chaupaiya, Holi, Manjira, Ras Leela, Raginis). The ceremonial-recreational dances and songs are of following types: legendary bravery (Kissa and Ragini of male warriors and female Satis), love and romance (Been and its variant Nāginī dance, and Ragini), ceremonial (Dhamal Dance, Ghoomar, Jhoomar (male), Khoria, Loor, and Ragini).

Folk music and songs Edit
Haryanvi folk music is based on day to day themes and injecting earthly humour enlivens the feel of the songs. Haryanvi music takes two main forms: “Classical folk music” and “Desi Folk music” (Country Music of Haryana), and sung in the form of ballads and love, valor and bravery, harvest, happiness and pangs of parting of lovers.

Classical Haryanvi folk music Edit
Classical Haryanvi folk music is based on Indian classical music. Hindustani classical ragas, learnt in gharana parampara of guru–shishya tradition, are used to sing songs of heroic bravery about the bravery of Alha and Udal, Jaimal and Patta of Maharana Udai Singh II), Brahmas worship and festive seasonal songs (such as Teej, Holi and Phaag songs of Phalgun month near Holi). Bravery songs are sung in high pitch.

Role of youths in nation

we cannot always build the future for our youth, but we can built our youth for our future

17+ Youth Leadership Quotes | Youth quotes, Leadership quotes, Good  leadership quotes

It is a well-known fact that the youth of any country is a great asset. They are indeed the future of the country and represent it at every level. The role of youths in nation-building is more important than you might think. In other words, the intelligence and work of the youth will take the country on the pathway of success. As every citizen is equally responsible, the youth is too. They are the building blocks of a country.

Role of Youth

The youth is important because they will be our future. Today they might be our partners, tomorrow they will go on to become leaders. The youths are very energetic and enthusiastic. They have the ability to learn and adapt to the environment. Similarly, they are willing to learn and act on it as well to achieve their goals.

Our youth can bring social reform and improvement in society. We cannot make do without the youth of a country. Furthermore, the nation requires their participation to achieve the goals and help in taking the country towards progress.

National Youth Day 2021: 10 inspirational and powerful quotes by Swami  Vivekananda

Likewise, we see how the development of any country requires active participation from the youth. It does not matter which field we want to progress in, whether it is the technical field or sports field, youth is needed. It is up to us how to help the youth in playing this role properly. We must make all the youth aware of their power and the role they have to play in nation-building.

Ways to Help the Youth

There are many ways in which we can help the youth of our country to achieve their potential. For that, the government must introduce programs that will help in fighting off issues like unemployment, poor education institutes and more to help them prosper without any hindrance.

Similarly, citizens must make sure to encourage our youth to do better in every field. When we constantly discourage our youth and don’t believe in them, they will lose their spark. We all must make sure that they should be given the wind beneath their wings to fly high instead of bringing them down by tying chains to their wings.

Furthermore, equal opportunities must be provided for all irrespective of caste, creed, gender, race, religion and more. There are various issues of nepotism and favoritism that is eating away the actual talent of the country. This must be done away with as soon as possible. We must make sure that every youth has the chance to prove themselves worthy and that must be offered equally to all.

Quote of the Week: Daisaku Ikeda on the power of youth. - World Tribune

In short, our youth has the power to build a nation so we must give them the opportunity. They are the future and they have the perspective which the older generations lack. Their zeal and enthusiasm must be channelized properly to help a nation prosper and flourish.

Conclusion

Thus, youths play a significant role in the progress and development of the nation. They can bring rapid change and development with sincere efforts. They have fire in them to fly high and chase the sky. So, if the power of youth is used wisely and optimally then it can surely lead to the national development.

a youth who doesn’t work hard,will be begging will he is old “

THE STRESS FACTOR

While there is no denying that the world loves a winner. It is important that you recognise the signs of stress in your behaviour, and be healthy to enjoy your success.

Firstly, let me tell you what is stress? What does it mean? Stress is a physical or emotional response the body of the person has when changes occur in their daily life. When we hear the word ”stress” then automatically one thing comes in our mind that the person is suffering from something bad in their life. Stress can be caused from anything like work, relationships, money, illness and family issues etc. Mainly at this time, when the whole country is suffering from Covid-19, it is found that the stress rate has increased very much because of many financial problems, health- related problems and the sudden deaths of their loved ones.

Stress can strike anytime, in a fashion that may leave you unaware of its presence in your life. While a certain amount of pressure is necessary for performance, it is important to be able to recognise your individual threshold. For instance, there are some individuals who accept competition in a healthy fashion. There are others who collapse into weeping wrecks before an exam, or on comparing marksheets and finding that their friend has scored better. Whenever there is a change in external environment such as temperature, pollutants, humidity and working conditions, it leads to stress. In these days of competition when a person makes up his mind to surpass what has been achieved by others, leading to an imbalance between demands and resources, it causes psycho-social stress. It is a part and parcel of everyday life.

DIFFERENT MEANINGS OF STRESS DEPENDING ON THE STAGE OF LIFE-

1- FOR A CHILD- The loss of a toy or a reprimand(scold) from the parents might create a stress shock in a child.

2- FOR AN ADOLESCENT- An adolescent who fails an examination may feel as if everything has been lost and life has no further meaning.

3- FOR AN ADULT- In an adult, the loss of his or her companion, job or professional failure, may appear as if there is nothing more to be achieved.

SIGNS OF STRESS THAT APPEAR IN AN INDIVIDUAL-

Such signs appear in the attitude and behaviour of the individual, as muscle tension in various parts of the body, high blood pressure, indigestion and hyperacidity and ultimately in self destructive behaviour such as eating and drinking too much, smoking excessively, trembling, shaking, nervous blinking, dryness of throat and mouth and difficulty in swallowing. The professional under stress behaves as if he is a perfectionist followed by depression, lethargy, weakness for further work. Periodic mood shifts also indicate the stress status of students, executives and professionals.

SOME WAYS TO PREVENT STRESS-

  • The best technique is self inner control. This arises by having faith in oneself, on the usefulness of the job he is doing and on any superpower who would deliver the result of effort made.
  • Do exercise and meditation daily. This is the best way to cope up with stress and negativity.
  • Eating right at the right time also prevents stress and various diseases.
  • Sleep for at least 8 hours to fight with stress and you will feel more energetic and determined.
  • Massage from Naturopathy, food supplements and herbs from herbal medicine helps in curing stress.
  • Develop new hobbies like dancing, singing, painting and if you have already then practice it daily.
  • Talk with your parents about your problems, share with them, they will definitely have a solution and it helps you to manage with stress.
  • Avoid bad habits like smoking, drinking, drugs and all those things that affect your health
  • Watch TV, movies, shows of your choice, listen to news that helps you gain knowledge about various things and develops interest.
  • Surround yourself with good people who give you positive vibes, who gives you peace and happiness. Cut off yourself from negative people who are the reason of your stress.

CONCLUSION-

Stress is very harmful for your health resulting to various diseases and health related problems. It is very important to deal with stress and the ways of dealing it are very easy, everyone can practice it. If you find even a very small or acute symptom or sign of stress, do not take it lightly instead start doing exercise or anything that will prevent it. You can always start early and develop new and good habits. Especially at this time of pandemic, people are dealing with so much problems and stress that they surely need a therapy. Stress is a major problem and if not cured with proper time, it can lead to very serious damages even harming your life. So take good care of yourself, surround yourself with positivity and good people having good thoughts.

As it is always said, ” PREVENTION IS BETTER THAN CURE ”.

THE IMPENDING OBSOLESCENCE OF PHYSICAL STORES

With the onset of the pandemic, people are less willing to go to a physical shop in order to buy a product, and in fact many reputed brands have even closed down their physical shops owing to this lack of activity. After a year of observing lockdowns, work from homes, and online schooling people have become accustomed to making purchases online. This can be concluded from the all time low attendance rate in physical and the emerging behavior of consumers to buy consumer non-durable goods ( Washing machine, TV, Furniture) as against earlier only consumer durable goods (Mobile Phones, Grocery, Laptops).

This phenomenon can be a result of various factors. One such may be the ever growing advancement on technology, and to be more particular AR technology. AR (Augmented Reality) has come so far that we can virtually try on a dress to see how it looks on us. Online store also boasts a full inventory of all the products versus physical stores that can only hold a limited inventory due to its tight space. Consumers also have easy access to real time information about products, pricing and quality and social media enables them to amplify their options and complaints. Price transparency made available to consumers by online retailers maintain pressure on margins along with whole value chains. Additionally, margins are being squeezed by more frequent markdowns combined with constant discounts, as consumers expect year-round discounts. Prices across different brands can also be compared easily.

One thing coming out clearly is this. brands and distributors would need to spend more on digitally influencing their sales. they should not get overly focused pushing more digital online sales through their own websites as shoppers prefer pure-play e- commerce aggregates like Amazon and noon more than a brand or distributer websites. Their focus would need to be on reducing or rationalizing their brick and motor investments and increasing their digital influencing costs. The timing is just about appropriate. Strong distributors should ensure that they are financially prepared to pounce on an MNA opportunity when it arises specifically by reducing debt and freeing up cash. They should evaluate their portfolios more than once a year close deals quickly and build a robust and integration capabilities. With tech platforms empowering users to control campaigns, companies will be forced to re imagine the costs of their digital campaigns.

T.V., mobiles , computers and the Suffering childhood

Photo by Jean van der Meulen on Pexels.com

Ever since the onset of the pandemic and the beginning of online classes, mobiles and computers have played a significant role in education and mobile, televisions and laptops are the source of entertainment to kids and relaxation to the parents. Since the advent and accessibility of technology to children, its ability to entice the mind of children has grown exponentially. Programs and advertisements meant specifically for kids , it increases the overall effect technology has on the mind of children.

Though the technology today is important for education, its negative effects on the minds and body of children plays a significant role. It affects the cognitive development of child’s mental faculties, and lowers their concentration level ,with them switching to various modes of entertainment in between their studies. t also , very severely might I add, degrades health and physicality of a growing child, caused due to increased exposure to radiations and lack of physical activities. Children are exposed to sensitive and violent content that later reflects in their behaviors. Children really are growing far quickly than their ages. All these reasons being mentioned, children are leading themselves to paths of self destruction. Online people are exposed to certain degrees of online harassments (eg.- phishing). Adults can protect themselves, having gained knowledge and awareness, but what about kids? We all agree as to how the presence of any digital device in close vicinity is more than enough to keep us up for hours. Grown up and all , this is our level of self restraint. So let us think about kids. Unsupervised, what restraint will those kids show?

The children have, due to years of access, grown a certain fondness over their gadgets as well as over those lethargic activities they call games . As a result, younger children are having issues with face-to-face social interactions. Many of them (well, even us adults sometimes) seem to prefer to text or talk on social media as opposed to talking to each other in-person. Even when children spend time together, they may spend more time texting or on their phones than actually being together, engaging in group activities and games. Well, group activities now refer to chat rooms and online games.  

Though, we can’t disagree, the important role technology has in the overall development of a child’s personality. Access to world class education, unlimited resources and that too without any geographic or economic barrier (well, not not any but definitely reduced barriers). But it is important that it is carefully regulated, especially for the children in the teen or pre-teen age group.

Winston Churchill: The greatest hero of World War II who saved the whole world from Hitler

This is about the second world war. There was a great uproar in Britain only the second day after Germany attacked Poland. Prime Minister Neville Chamberlin succumbed to pressure and appointed Winston Churchill as First Lord of the Admiralty. In today’s context, this appointment can be called like Defense Secretary. Churchill was given the same position that he had in the First World War. Then he was removed from this post due to the failure of a military action.
” WINNIE IS BACK ” : 
Churchill had said long ago that not only Europe, but the whole world is in danger from Hitler. And on September 1, 1939, as soon as Poland was attacked, his claim proved to be true. When the war came to the shores of Britain, the talk of the First World War was forgotten and the 64-year-old Churchill was given the command of the war. 
Although Lord Mountbatten confirms this, historian John Perry doubts the claim that the message of ‘Winnie is Back’ was sent to Britain’s fleets spread around the world as soon as Churchill was appointed. Whatever it is. At that time there was no one in the British Parliament who was as knowledgeable on German issues as Churchill had. He spent many wonderful years of his life in understanding Germany.
Churchill also did not disappoint Britain, Europe, the world, history and above all, time. Without Churchill, England might have lost the war. He is given the status of wartime prime minister. From Gumnani to becoming the First Lord of Admiralty and then the Wartime Prime Minister, this story of his is very thrilling.
Churchill’s impudence :
Two days after the attack, on September 3, Churchill gave a speech in the House of Commons explaining the rationale for England’s entry into the war. He said, ‘The road to war will be very long and difficult, but the victory will ultimately be for England because the truth is with England. This is a matter of highest morality. Not only morality, it is also a matter of practicality.’ He further said, ‘We will fight to save the world from the Nazis. We will fight together and hence we will win’.
Churchill approached the people of England with honesty and frankness. He recognized that Britain was inferior to Germany in military power, that people’s lives were going to be difficult, sacrifices were needed and it would not go in vain. In his speeches, he said that the great cities of Europe, which were being taken by Hitler’s armies, would one day be liberated. People were believing his words. Although Chamberlin was then Prime Minister of England, Churchill became the hope and voice of the people.
Churchill’s ‘Lakshagriha’ :
The battle was being fought on every front i.e., air and sea. Britain’s naval power was stopping Germany. Nazi troops were heavy on the ground. To save the European country of Norway from Germany, the army of England had to take a fierce fight. The effect of victory and defeat on Norway would have been on England. Seeing things not working out, people started doubting Chamberlin’s ability. Voices started rising against him.
A no-confidence motion was passed against him in Parliament and he had to resign. Chamberlin offered to the King of England to make Foreign Secretary Lord Halifax the next prime minister. Rejecting this, the King appointed Churchill as Wartime Prime Minister of England on 10 May 1940. England did not have a better option than him. 
The command was now in the hands of Churchill. The moment for which he had waited so long had come, even in what difficult situation? Ramdhari Singh Dinkar has written in ‘Rashmirathi’, ‘Those who burn in Lakshagriha, the same surma emerges’. Churchill was to become Surma. Many believed that Churchill was not the right choice for this task. But within two weeks things changed.
Churchill’s Three memorable speeches : 
Few people would know that Churchill had some difficulty in speaking. Despite this, he was a very motivational speaker. More than speaking well, he also did a great job. His first speech on becoming Prime Minister was: 
I have nothing but to give hard work, sweat, tears and blood. We have the most difficult task of this era before us. Many months of struggle and torture are before us. You may ask what is our policy? All I would say is that we will fight – on land, in air and in water. We will fight with as much strength as God has given us. You may ask, what is our goal? I would say, Vijay. Victory at all costs. No matter how much fear, no matter how difficult it may be, no matter how long the road has to go. You will not survive without living. Taking this task in hand with Harsh, I seek everyone’s cooperation. Let us move forward with all our might.’
Although Britain was defeated in the ‘Dunkirk operation’, but by saving several lakhs of its soldiers, the government kept the morale of the soldiers and people high. Even while accepting this defeat, Churchill said in his speech, ‘We will fight till the end. We will fight at sea. Fight in the ocean. We will fight bravely. Whatever we have to do, we will fight for our country. We will fight in the air. We will fight on the shores. We will fall on the ground. We will fight in the fields. We will fight in the streets. We will fight in the mountains but will never surrender.’
When France was conquered by Germany and its top leadership pleaded with Hitler for mercy, it was as if darkness fell in Europe. Churchill understood that war was now inevitable. On 18 June 1940, he delivered what can be called one of the greatest speeches in the world. They said:
‘After the French war is over, now (Germany) will go to war with England. The burden of Christian civilization rests on this battle (decision). The life of Britain (the British people), its institutions and the empire depends on it. The force and anger of the enemy will now be on our side. Hitler knows we must defeat him to win. If we win, then Europe will be free, life in the whole world will progress towards progress. If we lose, the whole world including America will be lost in darkness. So, let us move towards our duty and think, if our empire and this Commonwealth survive for thousands of years, then remembering this day people will say – that was the best moment of their life!’ 
Churchill’s Tough Decisions and Diplomacy :

Hitler had greatly expanded his military capabilities as soon as he gained power in Germany. As soon as he became Prime Minister, Churchill appealed to the people to reduce their expenditure and talked about saving money for military preparations. On the other hand, France refused to hand over its ships standing in the port of Algeria to England. Churchill feared that after the defeat, French power would hand over the ships to Germany at the behest of Hitler. Churchill destroyed these warships without wasting time.
At the same time, when it came to joining hands with Russia, Churchill said, ‘If it is a question of choosing between a monster and a communist, I will choose the communist.’ After winning the war, he ironed out the opacity of Stalin’s communist regime. Said like a screen. 
To increase the strategic power of England, Churchill appealed to America for help. He told the American people, ‘Give us your blessings and support. We will neither lose nor fall. We are neither afraid of the horrors of war, nor will we get tired. Give us weapons, we will not let you down. 
Won the war, but lost the elections :

The war was not over yet, but its result was already visible. Then came the elections in England. The popularity of Churchill, who converted England’s sure defeat into victory in World War I, was at its peak. But to everyone’s surprise, the citizens of England threw Churchill out of power. As if in the eyes of the people of England, their importance was only till the war. People no longer wanted ‘War Prime Minister’. Churchill said with restraint that ‘this is the victory of democracy’ in 1951, he won the election again and became Prime Minister again. 
Some interesting aspects of Churchill’s personality :

Churchill’s mother was American. Churchill was born premature. He never went to college. His wife’s name was Clementine Churchill, who was very similar to Clement Attlee, from whom he was elected. It was said that the number of hats he has, even his wife does not have. The fact behind his being a good speaker is also the fact that he used to have difficulty in speaking, so he used to speak very thoughtfully. He is the only Prime Minister to receive the Nobel Prize for Literature. He is the only Prime Minister of England whose residence, 10 Downing Street, was attended by the British royal family for a meal. When he died, the royal family attended his funeral. This also happened for the first time.
Yes, Churchill’s view of India was quite pessimistic. In his eyes, Indians were stupid and cowardly. They did not want India to be given independence. He would probably be the only head of state in the world who wished for Mahatma Gandhi to die.

Gen Alpha

The successors of Gen Z (1997-2012), the youngest adults currently, the gen Alpha were welcomed to the earth about a decade ago. The gen Alpha (or the gen A) comprises of all the people born after 2012 to maybe, around 2025. These people are the future of the world and though currently, all those reading this article might belong to Gen Z or Gen Y, (or millennials as you all like to call yourselves), knowing about our successors won’t hurt.

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Let us first begin with why are the generations named after alphabets.

It all started post World War-2. Americans at that time enjoyed a new found prosperity which resulted in a lot of children being born. The children in this era came to be known as ‘baby boomers’. Well, the name here is self explanatory though, so no issue. The children born after this era, didn’t have any special cultural identifier that made them different. And so here, the name ‘Gen X’ originated, illustrating the diminishes characteristics that would later be known. The generations next was by default known as ‘Gen-y’, though they later adopted a new name- ‘the Millennials’, when the impending turn of the millennium began to feature heavily in the cultural consciousness.

It is now assumed, though, that both the ‘gen-Z’ and the ‘gen-A’, will later adopt a new name that suits their interests. Some potential names for ‘gen-z’ include Gen Tech, post-Millennials, iGeneration, Gen Y-Fi, and Zoomers.

Gen-A is the first generation to be born completely in the 21st century and most off them are the children of millennials. Generation Alpha is expected to reach two billion by 2025. Many members of Generation Alpha have and will grow up using smartphones and tablets as part of their childhood entertainment as well as education with many being exposed to devices as a soothing distraction or educational aids, especially now with the global pandemic. Generation Alpha have also been surrounded by adult Internet use from the beginning of their lives, much more even when compared to gen-x (whose parents are primarily gen-x). Their parents, primarily Millennials, are heavy social media users and rely heavily on gadgets for work and even entertainment (Alexaaa!). Broadcast television viewing among children has declined during the early lives of Generation Alpha. Statistics from the United States suggested that viewing of children’s cable networks among American 2- to 11-year-olds were falling sharply in early 2020 and continued to do so even after them being at home due to pandemic(source: Wikipedia). After some time, we might not even see cartoon channels in the wake of the children belonging entirely to Gen-Alpha or Gen-Beta .

The first wave of Generation Alpha will venture into adulthoods in 2030s. By that time, the human population is estimated to be just under nine billion, and the world will have the highest ever proportion of people aged over 60. Gen Alpha has a huge burden waiting for them.

Banking Products “SBI VS ICICI”

Products offered

By SBI and ICICI

Like any other bank these two banks offer similar products :

  • Deposit account – savings and current account
  • Loan                   –  various specialized loan
  • Investment         – Fixed and Recurring deposits
  • Cards                 – Debit and Credit cards
  • Banking              – Net/Mobile Banking

Analysis(SBI VS ICICI)

  1. Deposit account :-As per the site clients with Rs 1 lakh or more in their bank account procures a premium of 3.25 percent. Be that as it may, clients with a store not as much as Rs 1 lakh get a loan fee of 3.5 percent. With this record, an essential RuPayDebit card is given to the clients, that as well, liberated from cost and no upkeep charge is applied. The receipt or credit of cash through electronic installment channels, for example, NEFT and RTGS is free too. There are no charges on actuation of broken records and on account conclusion. It might, in any case, be noticed that in the event that the client as of now has a Savings Bank Account, the equivalent must be shut inside 30 days of opening a Basic Savings Bank Deposit Account. Anyway ICICI offers a loan cost of 3.5 percent on the record equilibrium of underneath Rs 50 Lakh and 4 percent on Rs 50 lakh above. It offers a free Rupay card, money store or withdrawal and passbook office. It takes no charges for non-support of MAB, money withdrawals in accounts at base branch, money withdrawal at non-base branches inside the base city, exchange at non-ICICI Bank ATM. There are no yearly expenses on charge cards and a worth added SMS ready office.
  2. Loan :-

its own pros and cons that have to be evaluated before choosing the best offer. Some of the key results of the comparison between the two banks are:

  • Lowest Interest rate of SBI Personal Loan is 9.60%, which is lower than the lowest interest rate of ICICI Bank at 10.75%. Hence, SBI is offering a cheaper loan option.
  • When compared to other Personal Loan charges such as processing fees, SBI charges a processing fee of 1.00% while ICICI Bank charges a processing fees of Up To 2.25% of Loan Amount.
  • ICICI Bank offers Personal Loan upto an amount of ₹ 30 Lakh while SBI offer Personal Loan upto an amount of ₹ 15 Lakh. ICICI Bank can be a better option if you are looking for a high value amount.
  • One feature that makes Personal Loan a better option is foreclosure facility. ICICI Bank and SBI gives the option to close the loan after 6 months at 5% and 3%. This makes ICICI Bank a better option for Personal Loan.
  • ICICI Bank has an average customer ratings of 4.5, while SBI has an average customer rating of 3.6, based on which it is clear that ICICI Bank has a high customer service focus, an easy Personal Loan process and a quick turnaround.
  • (source: myloancare)
BankSBIICICI BANK
Parameters  
Interest Rate9.60% – 16.40%10.75% – 22.00%
Processing Fees1.00%Upto 2.25% of Loan Amount
Loan Amount₹ 50,000 to ₹ 15 Lakh₹ 50,000 to ₹ 30 Lakh
Loan Tenure6 to 72 Months12 to 60 Months
Lowest EMI Per Lakh₹ 1,832₹ 2,162
Part Payment ChargesNot AllowedNot Allowed
Foreclosure ChargesAllowed after 6 months at 3%Allowed after 6 months at 5%
Borrower’s Age21 to 58 Years23 to 58 Years
Minimum Income₹ 24,000₹ 25,000
Current Work Experience12 Months12 Months
  1. Investments :- 

ICICI

SBI

TenureFD Interest RatesSenior Citizen FD Interest Rates
7 days to 45 days2.90%3.40%
46 days to 179 days3.90%4.40%
180 days to 210 days4.40%4.90%
211 days to 364 days4.40%4.90%
1 year to 1 year 364 days4.90%5.50%
2 years to 2 years 364 days5.10%5.60%
3 years to 4 years 364 days5.30%5.80%
5 years to 10 years5.40%6.20%

SBI

The interest rates on RD offered by SBI are the same as offered in term deposits. At SBI, a five year or more recurring deposit account, will help you earn 6.25% interest. In the case of senior citizen, it is 6.75%.

ICICI Bank: 

This bank has launched a flexible recurring deposit scheme called as iWish.  At ICICI Bank, for a recurring deposit for upto 5 years and above, you can earn interest at 7%. For senior citizens, the interest rate is 7.50%.