Month: August 2021

Chilly memories -winter

Winter is one of the most important seasons in India. It is a part of the four seasons that occur in India. Winters are the coolest season that starts from December and last till March. The peak time when winter is experienced the most in December and January. In India, winters hold great importance. In addition, the essence it has is admired by many people. Winters give you the time to indulge in various activities like snowball fighting, building snowmen, ice hockey and more. It is a great time for kids to enjoy their vacations and get cozy in their blankets.

Essence of Winter

During winters, schools usually take a break and close down. The days are shorter and the nights get longer. The chilly mornings give you a different sense altogether. Hot drinks like coffee, tea, and hot chocolate are enjoyed more during winters. The sun rises quite late and sometimes it does not.

Even when it does, it doesn’t get a bit hot. People long for a little sunshine as the cold weather sends chills down the spine. You see people on the roads burning woods and paper to get a little warmth. However, not many people prefer going out in winters. They like sitting by the fireplace or heater all day.

In the hilly areas, people experience snow during winters. They have to shovel it out of the way to make way for walking. The essence of winters is enhanced by Christmas as well. It sets the holiday mood for people and is admired all over the world.

In the hilly areas, people experience snow during winters. They have to shovel it out of the way to make way for walking. The essence of winters is enhanced by Christmas as well. It sets the holiday mood for people and is admired all over the world.

As the animals do not have proper shelter, they too lose their lives. In addition, many flights are also canceled during this season. Nonetheless, this does not make winter any less important. It is quite essential to maintain balance in the weather of our country.

Why I Love Winter?

I personally love winters. This season brings a lot of healthy fruits and vegetables. People get the chance to eat fresh grapes, apples, carrots, cauliflower, guava and more. Furthermore, so many beautiful flowers bloom during this season. These flowers include roses, dahlias and more. This makes winter even more beautiful than it already is.

Other than that, no lizards are to be found as they go in hibernation. This makes me very happy and lets me live fearlessly. Most importantly, winter mornings are the best part of this season for me. I like getting up early in winters and witnessing the morning dew on flowers. There is a different vibe altogether that comes with winters.

Also, our school organizes bonfire which is one of the most awaited events of the year.

In short, winter is as important as any other season. Sure, it may have its negative sides and positive sides, but that happens with every season. Winters helps you enjoy long morning walks and fresh air.

“To appreciate the beauty of a snowflake it is necessary to stand out in the cold”

—ARISTOTLE

HARYANA

Haryana is a state in India located in the northern part of the country. It was carved out of the former state of East Punjab on 1 November 1966 on a linguistic basis. It is ranked 22nd in terms of area, with less than 1.4% of India’s land area. Chandigarh is the state capital, Faridabad in National Capital Region (NCR) is the most populous city of the state, and Gurgaon is a leading financial hub of the NCR, with major Fortune 500 companies located in it. Haryana has 6 administrative divisions, 22 districts, 72 sub-divisions, 93 revenue tehsils, 50 sub-tehsils, 140 community development blocks, 154 cities and towns, 6,848 villages, and 6,222 villages panchayats.

Music Edit
Main article: Music of Haryana
Haryana has its own unique traditional folk music, folk dances, saang (folk theatre), cinema, belief system such as Jathera (ancestral worship), and arts such as Phulkari and Shisha embroidery.

Folk theatre and dances Edit
Folk music and dances of Haryana are based on satisfying cultural needs of primarily agrarian and martial natures of Haryanavi tribes.

Haryanvi musical folk theatre main types are Saang, Rasa lila and Ragini. The Saang and Ragini form of theatre was popularised by Lakhmi Chand.

Haryanvi folk dances and music have fast energetic movements. Three popular categories of dance are: festive-seasonal, devotional, and ceremonial-recreational. The festive-seasonal dances and songs are Gogaji/Gugga, Holi, Phaag, Sawan, Teej. The devotional dances and songs are Chaupaiya, Holi, Manjira, Ras Leela, Raginis). The ceremonial-recreational dances and songs are of following types: legendary bravery (Kissa and Ragini of male warriors and female Satis), love and romance (Been and its variant Nāginī dance, and Ragini), ceremonial (Dhamal Dance, Ghoomar, Jhoomar (male), Khoria, Loor, and Ragini).

Folk music and songs Edit
Haryanvi folk music is based on day to day themes and injecting earthly humour enlivens the feel of the songs. Haryanvi music takes two main forms: “Classical folk music” and “Desi Folk music” (Country Music of Haryana), and sung in the form of ballads and love, valor and bravery, harvest, happiness and pangs of parting of lovers.

Classical Haryanvi folk music Edit
Classical Haryanvi folk music is based on Indian classical music. Hindustani classical ragas, learnt in gharana parampara of guru–shishya tradition, are used to sing songs of heroic bravery about the bravery of Alha and Udal, Jaimal and Patta of Maharana Udai Singh II), Brahmas worship and festive seasonal songs (such as Teej, Holi and Phaag songs of Phalgun month near Holi). Bravery songs are sung in high pitch.

Role of youths in nation

“we cannot always build the future for our youth, but we can built our youth for our future“

17+ Youth Leadership Quotes | Youth quotes, Leadership quotes, Good leadership quotes

It is a well-known fact that the youth of any country is a great asset. They are indeed the future of the country and represent it at every level. The role of youths in nation-building is more important than you might think. In other words, the intelligence and work of the youth will take the country on the pathway of success. As every citizen is equally responsible, the youth is too. They are the building blocks of a country.

Role of Youth

The youth is important because they will be our future. Today they might be our partners, tomorrow they will go on to become leaders. The youths are very energetic and enthusiastic. They have the ability to learn and adapt to the environment. Similarly, they are willing to learn and act on it as well to achieve their goals.

Our youth can bring social reform and improvement in society. We cannot make do without the youth of a country. Furthermore, the nation requires their participation to achieve the goals and help in taking the country towards progress.

National Youth Day 2021: 10 inspirational and powerful quotes by Swami Vivekananda

Likewise, we see how the development of any country requires active participation from the youth. It does not matter which field we want to progress in, whether it is the technical field or sports field, youth is needed. It is up to us how to help the youth in playing this role properly. We must make all the youth aware of their power and the role they have to play in nation-building.

Ways to Help the Youth

There are many ways in which we can help the youth of our country to achieve their potential. For that, the government must introduce programs that will help in fighting off issues like unemployment, poor education institutes and more to help them prosper without any hindrance.

Similarly, citizens must make sure to encourage our youth to do better in every field. When we constantly discourage our youth and don’t believe in them, they will lose their spark. We all must make sure that they should be given the wind beneath their wings to fly high instead of bringing them down by tying chains to their wings.

Furthermore, equal opportunities must be provided for all irrespective of caste, creed, gender, race, religion and more. There are various issues of nepotism and favoritism that is eating away the actual talent of the country. This must be done away with as soon as possible. We must make sure that every youth has the chance to prove themselves worthy and that must be offered equally to all.

Quote of the Week: Daisaku Ikeda on the power of youth. - World Tribune

In short, our youth has the power to build a nation so we must give them the opportunity. They are the future and they have the perspective which the older generations lack. Their zeal and enthusiasm must be channelized properly to help a nation prosper and flourish.

Conclusion

Thus, youths play a significant role in the progress and development of the nation. They can bring rapid change and development with sincere efforts. They have fire in them to fly high and chase the sky. So, if the power of youth is used wisely and optimally then it can surely lead to the national development.

“a youth who doesn’t work hard,will be begging will he is old “

THE STRESS FACTOR

While there is no denying that the world loves a winner. It is important that you recognise the signs of stress in your behaviour, and be healthy to enjoy your success.

Firstly, let me tell you what is stress? What does it mean? Stress is a physical or emotional response the body of the person has when changes occur in their daily life. When we hear the word ”stress” then automatically one thing comes in our mind that the person is suffering from something bad in their life. Stress can be caused from anything like work, relationships, money, illness and family issues etc. Mainly at this time, when the whole country is suffering from Covid-19, it is found that the stress rate has increased very much because of many financial problems, health- related problems and the sudden deaths of their loved ones.

  • ^BMODEL RELEASED^b. Work related stress. Office worker with a headache.

Stress can strike anytime, in a fashion that may leave you unaware of its presence in your life. While a certain amount of pressure is necessary for performance, it is important to be able to recognise your individual threshold. For instance, there are some individuals who accept competition in a healthy fashion. There are others who collapse into weeping wrecks before an exam, or on comparing marksheets and finding that their friend has scored better. Whenever there is a change in external environment such as temperature, pollutants, humidity and working conditions, it leads to stress. In these days of competition when a person makes up his mind to surpass what has been achieved by others, leading to an imbalance between demands and resources, it causes psycho-social stress. It is a part and parcel of everyday life.

DIFFERENT MEANINGS OF STRESS DEPENDING ON THE STAGE OF LIFE-

1- FOR A CHILD- The loss of a toy or a reprimand(scold) from the parents might create a stress shock in a child.

2- FOR AN ADOLESCENT- An adolescent who fails an examination may feel as if everything has been lost and life has no further meaning.

3- FOR AN ADULT- In an adult, the loss of his or her companion, job or professional failure, may appear as if there is nothing more to be achieved.

SIGNS OF STRESS THAT APPEAR IN AN INDIVIDUAL-

Such signs appear in the attitude and behaviour of the individual, as muscle tension in various parts of the body, high blood pressure, indigestion and hyperacidity and ultimately in self destructive behaviour such as eating and drinking too much, smoking excessively, trembling, shaking, nervous blinking, dryness of throat and mouth and difficulty in swallowing. The professional under stress behaves as if he is a perfectionist followed by depression, lethargy, weakness for further work. Periodic mood shifts also indicate the stress status of students, executives and professionals.

  • Woman in office stress vector illustration of cartoon girl manager working on computer with disheveled messy hair and documents piles. Overwork and deadline office work concept

SOME WAYS TO PREVENT STRESS-

  • The best technique is self inner control. This arises by having faith in oneself, on the usefulness of the job he is doing and on any superpower who would deliver the result of effort made.
  • Do exercise and meditation daily. This is the best way to cope up with stress and negativity.
  • Eating right at the right time also prevents stress and various diseases.
  • Sleep for at least 8 hours to fight with stress and you will feel more energetic and determined.
  • Massage from Naturopathy, food supplements and herbs from herbal medicine helps in curing stress.
  • Develop new hobbies like dancing, singing, painting and if you have already then practice it daily.
  • Talk with your parents about your problems, share with them, they will definitely have a solution and it helps you to manage with stress.
  • Avoid bad habits like smoking, drinking, drugs and all those things that affect your health
  • Watch TV, movies, shows of your choice, listen to news that helps you gain knowledge about various things and develops interest.
  • Surround yourself with good people who give you positive vibes, who gives you peace and happiness. Cut off yourself from negative people who are the reason of your stress.

CONCLUSION-

Stress is very harmful for your health resulting to various diseases and health related problems. It is very important to deal with stress and the ways of dealing it are very easy, everyone can practice it. If you find even a very small or acute symptom or sign of stress, do not take it lightly instead start doing exercise or anything that will prevent it. You can always start early and develop new and good habits. Especially at this time of pandemic, people are dealing with so much problems and stress that they surely need a therapy. Stress is a major problem and if not cured with proper time, it can lead to very serious damages even harming your life. So take good care of yourself, surround yourself with positivity and good people having good thoughts.

As it is always said, ” PREVENTION IS BETTER THAN CURE ”.

THE IMPENDING OBSOLESCENCE OF PHYSICAL STORES

With the onset of the pandemic, people are less willing to go to a physical shop in order to buy a product, and in fact many reputed brands have even closed down their physical shops owing to this lack of activity. After a year of observing lockdowns, work from homes, and online schooling people have become accustomed to making purchases online. This can be concluded from the all time low attendance rate in physical and the emerging behavior of consumers to buy consumer non-durable goods ( Washing machine, TV, Furniture) as against earlier only consumer durable goods (Mobile Phones, Grocery, Laptops).

This phenomenon can be a result of various factors. One such may be the ever growing advancement on technology, and to be more particular AR technology. AR (Augmented Reality) has come so far that we can virtually try on a dress to see how it looks on us. Online store also boasts a full inventory of all the products versus physical stores that can only hold a limited inventory due to its tight space. Consumers also have easy access to real time information about products, pricing and quality and social media enables them to amplify their options and complaints. Price transparency made available to consumers by online retailers maintain pressure on margins along with whole value chains. Additionally, margins are being squeezed by more frequent markdowns combined with constant discounts, as consumers expect year-round discounts. Prices across different brands can also be compared easily.

One thing coming out clearly is this. brands and distributors would need to spend more on digitally influencing their sales. they should not get overly focused pushing more digital online sales through their own websites as shoppers prefer pure-play e- commerce aggregates like Amazon and noon more than a brand or distributer websites. Their focus would need to be on reducing or rationalizing their brick and motor investments and increasing their digital influencing costs. The timing is just about appropriate. Strong distributors should ensure that they are financially prepared to pounce on an MNA opportunity when it arises specifically by reducing debt and freeing up cash. They should evaluate their portfolios more than once a year close deals quickly and build a robust and integration capabilities. With tech platforms empowering users to control campaigns, companies will be forced to re imagine the costs of their digital campaigns.

T.V., mobiles , computers and the Suffering childhood

Photo by Jean van der Meulen on Pexels.com

Ever since the onset of the pandemic and the beginning of online classes, mobiles and computers have played a significant role in education and mobile, televisions and laptops are the source of entertainment to kids and relaxation to the parents. Since the advent and accessibility of technology to children, its ability to entice the mind of children has grown exponentially. Programs and advertisements meant specifically for kids , it increases the overall effect technology has on the mind of children.

Though the technology today is important for education, its negative effects on the minds and body of children plays a significant role. It affects the cognitive development of child’s mental faculties, and lowers their concentration level ,with them switching to various modes of entertainment in between their studies. t also , very severely might I add, degrades health and physicality of a growing child, caused due to increased exposure to radiations and lack of physical activities. Children are exposed to sensitive and violent content that later reflects in their behaviors. Children really are growing far quickly than their ages. All these reasons being mentioned, children are leading themselves to paths of self destruction. Online people are exposed to certain degrees of online harassments (eg.- phishing). Adults can protect themselves, having gained knowledge and awareness, but what about kids? We all agree as to how the presence of any digital device in close vicinity is more than enough to keep us up for hours. Grown up and all , this is our level of self restraint. So let us think about kids. Unsupervised, what restraint will those kids show?

The children have, due to years of access, grown a certain fondness over their gadgets as well as over those lethargic activities they call games . As a result, younger children are having issues with face-to-face social interactions. Many of them (well, even us adults sometimes) seem to prefer to text or talk on social media as opposed to talking to each other in-person. Even when children spend time together, they may spend more time texting or on their phones than actually being together, engaging in group activities and games. Well, group activities now refer to chat rooms and online games.  

Though, we can’t disagree, the important role technology has in the overall development of a child’s personality. Access to world class education, unlimited resources and that too without any geographic or economic barrier (well, not not any but definitely reduced barriers). But it is important that it is carefully regulated, especially for the children in the teen or pre-teen age group.

Winston Churchill: The greatest hero of World War II who saved the whole world from Hitler

This is about the second world war. There was a great uproar in Britain only the second day after Germany attacked Poland. Prime Minister Neville Chamberlin succumbed to pressure and appointed Winston Churchill as First Lord of the Admiralty. In today’s context, this appointment can be called like Defense Secretary. Churchill was given the same position that he had in the First World War. Then he was removed from this post due to the failure of a military action.
” WINNIE IS BACK ” : 
Churchill had said long ago that not only Europe, but the whole world is in danger from Hitler. And on September 1, 1939, as soon as Poland was attacked, his claim proved to be true. When the war came to the shores of Britain, the talk of the First World War was forgotten and the 64-year-old Churchill was given the command of the war. 
Although Lord Mountbatten confirms this, historian John Perry doubts the claim that the message of ‘Winnie is Back’ was sent to Britain’s fleets spread around the world as soon as Churchill was appointed. Whatever it is. At that time there was no one in the British Parliament who was as knowledgeable on German issues as Churchill had. He spent many wonderful years of his life in understanding Germany.
Churchill also did not disappoint Britain, Europe, the world, history and above all, time. Without Churchill, England might have lost the war. He is given the status of wartime prime minister. From Gumnani to becoming the First Lord of Admiralty and then the Wartime Prime Minister, this story of his is very thrilling.
Churchill’s impudence :
Two days after the attack, on September 3, Churchill gave a speech in the House of Commons explaining the rationale for England’s entry into the war. He said, ‘The road to war will be very long and difficult, but the victory will ultimately be for England because the truth is with England. This is a matter of highest morality. Not only morality, it is also a matter of practicality.’ He further said, ‘We will fight to save the world from the Nazis. We will fight together and hence we will win’.
Churchill approached the people of England with honesty and frankness. He recognized that Britain was inferior to Germany in military power, that people’s lives were going to be difficult, sacrifices were needed and it would not go in vain. In his speeches, he said that the great cities of Europe, which were being taken by Hitler’s armies, would one day be liberated. People were believing his words. Although Chamberlin was then Prime Minister of England, Churchill became the hope and voice of the people.
Churchill’s ‘Lakshagriha’ :
The battle was being fought on every front i.e., air and sea. Britain’s naval power was stopping Germany. Nazi troops were heavy on the ground. To save the European country of Norway from Germany, the army of England had to take a fierce fight. The effect of victory and defeat on Norway would have been on England. Seeing things not working out, people started doubting Chamberlin’s ability. Voices started rising against him.
A no-confidence motion was passed against him in Parliament and he had to resign. Chamberlin offered to the King of England to make Foreign Secretary Lord Halifax the next prime minister. Rejecting this, the King appointed Churchill as Wartime Prime Minister of England on 10 May 1940. England did not have a better option than him. 
The command was now in the hands of Churchill. The moment for which he had waited so long had come, even in what difficult situation? Ramdhari Singh Dinkar has written in ‘Rashmirathi’, ‘Those who burn in Lakshagriha, the same surma emerges’. Churchill was to become Surma. Many believed that Churchill was not the right choice for this task. But within two weeks things changed.
Churchill’s Three memorable speeches : 
Few people would know that Churchill had some difficulty in speaking. Despite this, he was a very motivational speaker. More than speaking well, he also did a great job. His first speech on becoming Prime Minister was: 
I have nothing but to give hard work, sweat, tears and blood. We have the most difficult task of this era before us. Many months of struggle and torture are before us. You may ask what is our policy? All I would say is that we will fight – on land, in air and in water. We will fight with as much strength as God has given us. You may ask, what is our goal? I would say, Vijay. Victory at all costs. No matter how much fear, no matter how difficult it may be, no matter how long the road has to go. You will not survive without living. Taking this task in hand with Harsh, I seek everyone’s cooperation. Let us move forward with all our might.’
Although Britain was defeated in the ‘Dunkirk operation’, but by saving several lakhs of its soldiers, the government kept the morale of the soldiers and people high. Even while accepting this defeat, Churchill said in his speech, ‘We will fight till the end. We will fight at sea. Fight in the ocean. We will fight bravely. Whatever we have to do, we will fight for our country. We will fight in the air. We will fight on the shores. We will fall on the ground. We will fight in the fields. We will fight in the streets. We will fight in the mountains but will never surrender.’
When France was conquered by Germany and its top leadership pleaded with Hitler for mercy, it was as if darkness fell in Europe. Churchill understood that war was now inevitable. On 18 June 1940, he delivered what can be called one of the greatest speeches in the world. They said:
‘After the French war is over, now (Germany) will go to war with England. The burden of Christian civilization rests on this battle (decision). The life of Britain (the British people), its institutions and the empire depends on it. The force and anger of the enemy will now be on our side. Hitler knows we must defeat him to win. If we win, then Europe will be free, life in the whole world will progress towards progress. If we lose, the whole world including America will be lost in darkness. So, let us move towards our duty and think, if our empire and this Commonwealth survive for thousands of years, then remembering this day people will say – that was the best moment of their life!’ 
Churchill’s Tough Decisions and Diplomacy :

Hitler had greatly expanded his military capabilities as soon as he gained power in Germany. As soon as he became Prime Minister, Churchill appealed to the people to reduce their expenditure and talked about saving money for military preparations. On the other hand, France refused to hand over its ships standing in the port of Algeria to England. Churchill feared that after the defeat, French power would hand over the ships to Germany at the behest of Hitler. Churchill destroyed these warships without wasting time.
At the same time, when it came to joining hands with Russia, Churchill said, ‘If it is a question of choosing between a monster and a communist, I will choose the communist.’ After winning the war, he ironed out the opacity of Stalin’s communist regime. Said like a screen. 
To increase the strategic power of England, Churchill appealed to America for help. He told the American people, ‘Give us your blessings and support. We will neither lose nor fall. We are neither afraid of the horrors of war, nor will we get tired. Give us weapons, we will not let you down. 
Won the war, but lost the elections :

The war was not over yet, but its result was already visible. Then came the elections in England. The popularity of Churchill, who converted England’s sure defeat into victory in World War I, was at its peak. But to everyone’s surprise, the citizens of England threw Churchill out of power. As if in the eyes of the people of England, their importance was only till the war. People no longer wanted ‘War Prime Minister’. Churchill said with restraint that ‘this is the victory of democracy’ in 1951, he won the election again and became Prime Minister again. 
Some interesting aspects of Churchill’s personality :

Churchill’s mother was American. Churchill was born premature. He never went to college. His wife’s name was Clementine Churchill, who was very similar to Clement Attlee, from whom he was elected. It was said that the number of hats he has, even his wife does not have. The fact behind his being a good speaker is also the fact that he used to have difficulty in speaking, so he used to speak very thoughtfully. He is the only Prime Minister to receive the Nobel Prize for Literature. He is the only Prime Minister of England whose residence, 10 Downing Street, was attended by the British royal family for a meal. When he died, the royal family attended his funeral. This also happened for the first time.
Yes, Churchill’s view of India was quite pessimistic. In his eyes, Indians were stupid and cowardly. They did not want India to be given independence. He would probably be the only head of state in the world who wished for Mahatma Gandhi to die.

Gen Alpha

The successors of Gen Z (1997-2012), the youngest adults currently, the gen Alpha were welcomed to the earth about a decade ago. The gen Alpha (or the gen A) comprises of all the people born after 2012 to maybe, around 2025. These people are the future of the world and though currently, all those reading this article might belong to Gen Z or Gen Y, (or millennials as you all like to call yourselves), knowing about our successors won’t hurt.

Photo by cottonbro on Pexels.com

Let us first begin with why are the generations named after alphabets.

It all started post World War-2. Americans at that time enjoyed a new found prosperity which resulted in a lot of children being born. The children in this era came to be known as ‘baby boomers’. Well, the name here is self explanatory though, so no issue. The children born after this era, didn’t have any special cultural identifier that made them different. And so here, the name ‘Gen X’ originated, illustrating the diminishes characteristics that would later be known. The generations next was by default known as ‘Gen-y’, though they later adopted a new name- ‘the Millennials’, when the impending turn of the millennium began to feature heavily in the cultural consciousness.

It is now assumed, though, that both the ‘gen-Z’ and the ‘gen-A’, will later adopt a new name that suits their interests. Some potential names for ‘gen-z’ include Gen Tech, post-Millennials, iGeneration, Gen Y-Fi, and Zoomers.

Gen-A is the first generation to be born completely in the 21st century and most off them are the children of millennials. Generation Alpha is expected to reach two billion by 2025. Many members of Generation Alpha have and will grow up using smartphones and tablets as part of their childhood entertainment as well as education with many being exposed to devices as a soothing distraction or educational aids, especially now with the global pandemic. Generation Alpha have also been surrounded by adult Internet use from the beginning of their lives, much more even when compared to gen-x (whose parents are primarily gen-x). Their parents, primarily Millennials, are heavy social media users and rely heavily on gadgets for work and even entertainment (Alexaaa!). Broadcast television viewing among children has declined during the early lives of Generation Alpha. Statistics from the United States suggested that viewing of children’s cable networks among American 2- to 11-year-olds were falling sharply in early 2020 and continued to do so even after them being at home due to pandemic(source: Wikipedia). After some time, we might not even see cartoon channels in the wake of the children belonging entirely to Gen-Alpha or Gen-Beta .

The first wave of Generation Alpha will venture into adulthoods in 2030s. By that time, the human population is estimated to be just under nine billion, and the world will have the highest ever proportion of people aged over 60. Gen Alpha has a huge burden waiting for them.

Banking Products “SBI VS ICICI”

Products offered

By SBI and ICICI

Like any other bank these two banks offer similar products :

  • Deposit account – savings and current account
  • Loan                   –  various specialized loan
  • Investment         – Fixed and Recurring deposits
  • Cards                 – Debit and Credit cards
  • Banking              – Net/Mobile Banking

Analysis(SBI VS ICICI)

  1. Deposit account :-As per the site clients with Rs 1 lakh or more in their bank account procures a premium of 3.25 percent. Be that as it may, clients with a store not as much as Rs 1 lakh get a loan fee of 3.5 percent. With this record, an essential RuPayDebit card is given to the clients, that as well, liberated from cost and no upkeep charge is applied. The receipt or credit of cash through electronic installment channels, for example, NEFT and RTGS is free too. There are no charges on actuation of broken records and on account conclusion. It might, in any case, be noticed that in the event that the client as of now has a Savings Bank Account, the equivalent must be shut inside 30 days of opening a Basic Savings Bank Deposit Account. Anyway ICICI offers a loan cost of 3.5 percent on the record equilibrium of underneath Rs 50 Lakh and 4 percent on Rs 50 lakh above. It offers a free Rupay card, money store or withdrawal and passbook office. It takes no charges for non-support of MAB, money withdrawals in accounts at base branch, money withdrawal at non-base branches inside the base city, exchange at non-ICICI Bank ATM. There are no yearly expenses on charge cards and a worth added SMS ready office.
  2. Loan :-

its own pros and cons that have to be evaluated before choosing the best offer. Some of the key results of the comparison between the two banks are:

  • Lowest Interest rate of SBI Personal Loan is 9.60%, which is lower than the lowest interest rate of ICICI Bank at 10.75%. Hence, SBI is offering a cheaper loan option.
  • When compared to other Personal Loan charges such as processing fees, SBI charges a processing fee of 1.00% while ICICI Bank charges a processing fees of Up To 2.25% of Loan Amount.
  • ICICI Bank offers Personal Loan upto an amount of ₹ 30 Lakh while SBI offer Personal Loan upto an amount of ₹ 15 Lakh. ICICI Bank can be a better option if you are looking for a high value amount.
  • One feature that makes Personal Loan a better option is foreclosure facility. ICICI Bank and SBI gives the option to close the loan after 6 months at 5% and 3%. This makes ICICI Bank a better option for Personal Loan.
  • ICICI Bank has an average customer ratings of 4.5, while SBI has an average customer rating of 3.6, based on which it is clear that ICICI Bank has a high customer service focus, an easy Personal Loan process and a quick turnaround.
  • (source: myloancare)
BankSBIICICI BANK
Parameters  
Interest Rate9.60% – 16.40%10.75% – 22.00%
Processing Fees1.00%Upto 2.25% of Loan Amount
Loan Amount₹ 50,000 to ₹ 15 Lakh₹ 50,000 to ₹ 30 Lakh
Loan Tenure6 to 72 Months12 to 60 Months
Lowest EMI Per Lakh₹ 1,832₹ 2,162
Part Payment ChargesNot AllowedNot Allowed
Foreclosure ChargesAllowed after 6 months at 3%Allowed after 6 months at 5%
Borrower’s Age21 to 58 Years23 to 58 Years
Minimum Income₹ 24,000₹ 25,000
Current Work Experience12 Months12 Months
  1. Investments :- 

ICICI

SBI

TenureFD Interest RatesSenior Citizen FD Interest Rates
7 days to 45 days2.90%3.40%
46 days to 179 days3.90%4.40%
180 days to 210 days4.40%4.90%
211 days to 364 days4.40%4.90%
1 year to 1 year 364 days4.90%5.50%
2 years to 2 years 364 days5.10%5.60%
3 years to 4 years 364 days5.30%5.80%
5 years to 10 years5.40%6.20%

SBI

The interest rates on RD offered by SBI are the same as offered in term deposits. At SBI, a five year or more recurring deposit account, will help you earn 6.25% interest. In the case of senior citizen, it is 6.75%.

ICICI Bank: 

This bank has launched a flexible recurring deposit scheme called as iWish.  At ICICI Bank, for a recurring deposit for upto 5 years and above, you can earn interest at 7%. For senior citizens, the interest rate is 7.50%.

5 top places to visit in Bhubaneshwar

Lingaraja Temple

The 54m-high Lingaraj Mandir dedicated to Shiva dates from 1090 to 1104 – though some parts are more than 1400 years old–and is surrounded by several smaller temples and shrines. The granite block within, representing Tribhubaneswar (Lord of Three Worlds), is bathed daily with water, milk and bhang (marijuana). The main gate, guarded by two mustachioed yellow lions, is a spectacle in itself as lines of pilgrims approach with offerings in hand. The temple is closed to non-Hindus.

Given the high compound wall, foreigners can view the temple’s interiors only from a viewing platform (this may also include Hindu foreigners). Face the main entrance, walk right, then follow the wall around to the left and find the viewing platform on your left, just before you reach Chitrakarini Temple. There is occasional aggressive hassling for ‘donations’ at the viewing platform. The money will not go to the temple, so stand your ground and do not pay.

Location: Lingaraj Road, Old Town Bhubaneswar, Odisha
Timings: 5:00 AM to 9:00 PM
Entry Fees: No entry fee

Nandankanan Zoological Park

Spread over 400 hectares in the Chandaka forest lies the impressive Nandankanan Zoological Park. Located on the banks of Kanjia Lake, this zoo is home to over 67 kinds of mammals, 81 species of birds and 18 varieties of reptiles. It was the first zoo in India to join the World Association of Zoos and Aquariums (WAZA) and also houses a botanical garden. Visitors can see black panthers, white tigers, gharial crocodiles and many other animals, birds and reptiles in an attempt to maintain the natural balance of nature against the growing urbanisation of Bhubaneswar.

Price: Budget

Opening hours: 7.30am-5.30pm (April–September), 8am-5pm (October–March); Closed Monday.

Odisha State Museum

Wondering what to do in Bhubaneswar? Visit Odisha State Museum, which houses a treasure trove of artifacts emphasizing the magnificent history of the state and the families which ruled it for centuries. The museum, established in the year 1948, houses the best collection of erratic palm-leaf manuscripts, scroll paintings, folk musical instruments, and Bronze Age tools.

Location: Near Lewis Road, Kalpana Square, BJB Nagar Bhubaneswar, Odisha
Timings: 10 AM to 5.00 PM
Entry Fees: INR 10 for Indians and INR 50 for foreigners

Pathani Samanta Planetarium 

The Pathani Samanta Planetarium was recognized to create awareness of astrophysics, astronomy, and space science. Multiple shows, workshops, regular conferences about outer space are organized here. There is an extensive library with an impressive number of books from the field of astronomy, science and technology are there.

Location: Sachivalaya Marg Acharya Vihar, Bhubaneswar, Odisha
Timings: 1.00 PM to 5:45 PM
Entry Fees: INR 30

Udayagiri & Khandagiri Caves

Udayagiri and Khandagiri caves are located six kilometres to the west of Bhubaneswar. These caves offer a brief look into the history of Jain religion and Kalinga Empire. The names of these caves were derived from the hills on which they are located. The caves have been numbered according to the Archaeological Survey of India, Hatigumpha, and Ganesha Gumpha are the most popular in the area. Cave 1 is decked out by sculptural wall painting with carved figures of athletes, women, elephants, and geese carrying flowers.

Location: Khandagiri, Bhubaneswar, Odisha
Timings: 9.00 AM to 6.00 PM
Entry Fees: INR 15 for Indians and INR 200 for foreigners

Rain Water Harvesting

It is a scientific fact that living things on earth exist only because of water and air. If rainwater is not stored, the earth will soon face a drought. Only if rainwater is stored will water be available from the ground whenever needed. Let’s see a little bit about rain water harvesting here.

Rainwater Harvesting?

We need drinking water. Drinking water is available only from rain water. But, rainwater is not always available. So man is storing rainwater and injecting it into the ground and using the groundwater for drinking purposes.

Rainwater Harvesting During the Monarchy  

The work of all the kings who ruled the earth was to cut the rivers and create ponds and lakes. They created ponds, puddles, and lakes in low-lying areas to prevent water from flowing into the sea during the rainy season, and rivers were connected to each other to protect them from extinction. They raised the quality of groundwater. They always made water available for agriculture.

If Rainwater is Not Stored

U.S. scientists are announcing that “Southern India could become a desert in twenty years” if rainwater were not absorbed from the ground as it is today.” Due to the monsoon in the last few years, Tamil Nadu has experienced a severe drought. Famine and starvation will be rampant without water for agriculture. Crops and livestock are prone to disaster when it does not rain. The trees wither and the onslaught of heat without air is very cruel. 

By saving rainwater

1. The quality and quantity of groundwater will increase.

2. The plant, the vine, the trees will sprout. 

3. Agriculture will prosper.

4. There will be no flooding or drought.

5. All kinds of businesses will grow. 

Modern Rainwater Harvesting System

There is no substitute for the fact that rainwater is very clean, tasty and healthy. But it gets dirty and polluted. So the unpolluted rainwater that falls on the roofs of buildings can be collected in a water tank through a pipe. Modern and simple rainwater harvesting is then done by simply pouring it through peat, sediment, baked bricks and filtering it into open outdoor wells or deep wells. In addition, the best way to collect rainwater is to dig, deepen and clean the lakes and ponds on behalf of the government, rather than trading them for residential areas.

We will all save rainwater by realizing that water is essential for living things to survive in the world. We will enrich life. We will act by realizing that the raindrop of the sky is the drop of life in the soil.

INDIA’S OBSESSION WITH LONG HAIR

INTRODUCTION

In India, long hair and femininity are synonymous with each other. The television and film industries are the trendsetters in our country. Their activities play a significant role in the trending fashion from clothes to hairstyles to everything. Unfortunately, these role models are still stuck up in the conventional long hair fashion. Sadly, they haven’t made many efforts to broaden this understanding of femininity. The fashion collections of famous designers usually feature women in long, demure hairstyles. This cements the obsession for long hair harder.

A LOOK AT THE STEREOTYPES

Society has a wide range of stereotypes associated with hair. These stereotypes are prevalent across the countries. Since ancient times goddesses are always portrayed with extra-long hair. Bengali culture has many references to feminine beauty ideals in literature, song, and poetry. Long hair has been hyped up so much as if it is a certification of femininity. Curly brides seldom wear their natural hair at their weddings. They are forced to adhere to a stereotypical beauty standard of long straight hair. The brides often have to adhere to the; mainstream bridal fashions that simply don’t factor in curls. All of this highlights a cultural obsession with long, straight, “proper” hair.

Society often tends to have a really narrow view of beauty. Fair skin, tall height, and long hair are often seen as the yardsticks of beauty. People usually link femininity to having long hair and beauty. Surprisingly women themselves are quick to judge other women based on hair stereotypes. A bizarre assumption in society is that you will not take your work seriously if your hair is fun. Another funny assumption is that you’re aggressive, butch, unfeminine if you have short hair. Besides curly or short hair, colored hair hurt society’s eyes even more. Coloring hair is often seen as the characteristic of an irresponsible or selfish girl. Surprisingly a girl still has to seek permission from her parents or her husband to color her hair. Colored hair is looked upon as highly unprofessional. Especially when women have short colored hair, they often fall victim to the judgmental behavior of society. Sadly this behavior often comes from their own family and friends. Other women themselves are the forerunners in this series of comments and judgments.

WHY DO THE STEREOTYPES GET STRONGER?

The television and film industry tends to stick to them and make them even more prevalent. Advertisements, movies, and daily soaps further cement these stereotypes. Short-haired women are cinematized as mouthy tomboys, athletes, or staunch careerists. They are never picturized as affectionate mothers or wives. Short or colored hair is stereotyped as a shrill, cold archetype devoid of softness and femininity. Long straight hair is shown as the typical main lead thing. Big banner movies and commercials usually feature the heroine with super long hair. They rarely feature curly-haired leads. 

In hair oil or shampoo advertisements, super long straight hair is always glorified. These advertisements mislead us that long straight hair is a beauty standard or that every girl wants them. Even songs celebrate long hair only. We can never think of a song that praises a woman’s short hair, but we can remember hundreds that do this for long hair. The obsession is deeply rooted in the country, especially in the visual profession. Visual professions like modeling or acting expect people to adhere to their usual beauty standards, long hair being one of them. 

Sadly workplaces aren’t hair-inclusive. Surprisingly many companies have a policy about the types of colors allowed on women’s hair. Straight long hair that is not frizzy or colored is considered professional. A majority of Indian corporations believe buzz cuts as unprofessional.

THE CURRENT SCENARIO

Women are trying to free themselves of these suffocating beauty standards. But sadly, due to this, they often face trolling and lose comments from society. From being compared to noodles or broom, their hair often becomes a subject of words. Some women have even decided to go bald. Although we very conveniently say that “bald is beautiful,” but we fail to believe that. If a woman goes bald, she is assumed to be diseased or mourning for someone’s death. Society must stop weaponizing hair to judge women. 

The scenario is undoubtedly changing. Women have become more accepting of themselves. They are making efforts to free themselves of the societal shackles associated with beauty and femininity. We have Indian actors like Kangana Ranaut and Tapsee Pannu, breaking stereotypes related to curly hair. Change is visible in animated children’s heroines as well. Earlier, we had Disney princesses with super long hair. But now we have famous characters like Merida and Moana with curly hair. Women must have the right to decide how they want to look. This decision is a matter of personal choice. It should not be a consequence of societal pressure or stereotypes. Beauty is indeed not derived from skin or hair. There is no benchmark for beauty as “Beauty lies in the eyes of the beholder.”

SLEEPLESS NIGHTS

 

Are you getting an adequate amount of sleep these days? If not, then what is the reason behind this. Have you ever given a thought to it? Recently I was asked this great although very common question. I was completely puzzled out. I went blank. How strange is this? Isn’t it? A simple and common question like this left me pondering over many things which I have never thought about or you can say I never considered it important to think about.

What keeps me awake at night?

To find the answer to this question I started making an endless list in my mind. What can be the reason which is not letting myself have peaceful sleep at night? Many thoughts started popping into my head. I even googled to check what are the things which can keep a student like me awake at night. I found many articles but one was clashing with the other. So, I ended up with this list.

·       Stress – Yes this could be one such reason which I might take to bed with me. Study looms large in people’s minds, and I am not Einstein to not get affected by it. Stress-related to studies, job, career, parent’s and society’s expectations all these thoughts suddenly started crashing into my head. And then I realized that this could be the potential reason.

·       Insomnia – This might be the problem that maybe I am a born insomniac. Tossing and turning on the bed, failing to fall asleep. This can also be a problem.

·       Racing Thoughts – One can have control over his/her feelings but one can’t control his thoughts. It is said that you can stop someone from coming after you but how can you stop someone from thinking about you. I am the kind of person who loves being lost in her imagination. You can call me a mess of chaos. Sometimes I keep trying to make them stop, but nothing works. It is very hard for me to control my thoughts.

·       Depression– Maybe I am suffering from depression. If you sometimes start crying without any reason, then what will you call it. What will you call it when you don’t even know the reason why you are crying? I seem to cry more often when I try sleeping. But even at other times of the day when I am not crying, I often feel sad about something. And the worst part is that I don’t know the reason, or maybe I know but just don’t want to accept it.

      I started thinking about what else could be the reason which is keeping me awake at night. Then it came to me, that I should think about that one time when I slept peacefully without any thought racing around in my mind. Suddenly something hit me strikingly from within. Everything went doomed. All of the list which I have made up in my mind disappeared and only thoughts started lingering in my mind. I started feeling chills without fever. Tears started shedding from my eyes and I felt the same pain that I have been trying to hide vigorously for the past many years.

      What happens to a dream deferred? For me, it just explodes. He was my dream. His picture radiated happiness for me. He is the one whom I cannot have. You might not believe in one true love, but I do. For me, he is the only one. Even after he left me alone, he will forever be the one. I often used to think about people who used to get move on quickly. Even my friends suggested me the same but I failed and I failed terribly. Call me a loser if you want but for me, you can fall in love many a time but with just that one person whom you consider your eternal love.

      His memory was a pounding headache or a stiff back which is the reason why I have sleepless nights. Not being able to sleep is perhaps a common occurrence after a breakup. I guess it has affected me badly. Mostly because my mind is so busy running through the events that happened in the past. Even sometimes when I manage to fall asleep, I wake up more frequently. This all is due to my restless mind and my broken heart. Maybe I haven’t accepted the truth yet. Maybe I’m still stuck in the past, in his thoughts, and his memories.

      Little does my mind know that remembering those vibrant memories will likely inflict more pain and aggravate my situation further. And needless to say, he has started living in my mind persistently, even more than he used to when we were together. I used to tell him, “My happiness lies in your happiness.” He is now happy even without me then why do I have to face sleepless nights? Why do his thoughts keep me awake at night? I’ll tell you why I had to.

      ·       They say you realize the value of something when it is lost. But I had always valued him. And maybe that’s why I lost my sleep. I valued him beyond everything and when I wasn’t reciprocated, I lost my sleep.

      ·       I lost my sleep because I couldn’t get over the thought that he can even be happier without me.

      ·       His smile used to radiate happiness in my life. Thinking about the thought that it’s reflecting upon someone else’s life has made me lose my sleep.

      ·       I have lost my sleep because somewhere in the corner of my heart I knew that he will come back to me, but that desire for us to be back together is still unfulfilled.

     You might consider me a lunatic but I guess I am happy this way, lost in my unfathomable thoughts, lost in the memory of that last tranquil night when I was in his arms lost in our world together. I am now used to of these sleepless nights where I am awake with his thoughts subconsciously protracting in my mind. While I am writing this, I can feel that same pain running through me. Memories are sneaking out of my eyes and rolling down my cheeks. Something which was endured within my heart for so long has suddenly busted out. I finally got the answer to my question. His memories are the one which makes me awake at night. Maybe I will have these sleepless nights forever.

Emily Dickinson – An intellectually Rebellious and the most memorable poet of all time.

About Emily Dickinson, her writing style, favorite works and Amazing facts about her. Dickinson Series- Apple TV

Emily DIckinson

Birth, inspirations, and how her works were saved.

Emily Dickinson was born on December 10, 1830, in Amherst, Massachusetts. She attended Mount Holyoke Female Seminary in South Hadley for one year. Dickinson’s poetry was influenced by the Metaphysical poets of seventeenth-century England. She also read Book of Revelation, admired the poetry of Robert and Elizabeth Barrett Browning, and John Keats. She was dissuaded from reading the verses of Walt Whitman (Due to his daring writeups). Yet Walt Whitman and Emily Dickinson ending up being two of the most famous poets from the time period who revolutionized both the subject and style of American poetry. The first volume of her work was published posthumously in 1890 and the last in 1955. She died in Amherst in 1886. Dickinson’s family found forty volumes of nearly 1,800 poems (or “fascicles”).

Dickinson assembled these booklets by folding and sewing five or six sheets of stationery paper, what seem to be final versions of poems. The original order of the poems was not restored until 1981, when Ralph W. Franklin used the physical evidence of the paper itself to restore her intended order. He relied on smudge marks, needle punctures, and other clues to reassemble the packets.

The Manuscript Books of Emily Dickinson (Belknap Press, 1981) is the only volume that keeps the order intact.

Her Writing Style:

Her features were of verse forms suggesting hymns and ballads, with lines of three or four stresses. Her unusual off-rhymes have been seen as influenced by the 18th-century hymnist Isaac Watts. The intellectual content of her work amazed many and her writings were exceptionally and beautifully bold and original. Her verses has distinct quality by their epigrammatic compression, haunting personal voice, enigmatic brilliance, and lack of high polish.

Her major themes include nature, law, music, commerce, medicine, fashion, finding oneself, death and immortality, and love. She had a unique usage of Capitalization. She is best known for her use of slant rhyme.

Facts:

  • Unconventional approach to poetry, she interspersed her writing with many dashes of varying lengths and orientations (horizontal and vertical)
  • She could play piano.
  • She called herself a pagan.
  • She had an older brother named William Austin and a younger sister called Lavinia.
  • She wrote about the benefits of science over religion.
  • She lived with her family throughout her life. She shared her poems via letters to Susan, her alleged love interest. Who became her sister-in-law later.
  • She sent 250 poems.
  • Dickinson was a fan of the book ‘Jane Eyre’.
  • Her sister and Mabel Loomis Todd (An alleged mistress) published her works after Dickinson’s death.
  • Her second Tombstone reads “Called Back”, reference to an 1880 novel by Hugh Conway called “Called Back” that Dickinson enjoyed loved. This was the idea of Martha Dickinson Bianchi, her niece. The reason could be that she wrote a letter to her cousins before her death to her cousins which had only “Called Back” written.

Emily Dickinson’s well-known must-reads!!

  1. I’m Nobody! Who are you?
  2. Because I could not stop for Death
  3. Success is Counted sweetest
  4. Wild nights – Wild nights!
  5. I taste a liquor never brewed
  6. I Felt a Funeral, in my Brain
  7. Hope” is the thing with feather
  8. Tell all the truth but tell it slant
  9. My Life had stood – a Loaded Gun
  10. ‘Hope’ is the thing with feathers

Emily Dickinson and Susan Gilbert

Ps… Dickinson is believed to have a lifelong love affair with her childhood friend Susan Gilbert, who agonizingly became her sister-in-law. Emily had written many letters to Susan till the end. The letters are believed to be indirect confession and expression of love. Austin’s mistress Mabel Loomis Todd -Editor and publisher- erased references to Susan from Emily’s letter, but the fact that the Mysterious “Master” poem – letters (Alleged love interest of Emily) were sent to Susan, doesn’t hide much. But, well historians will still call them “Best Friends”, right?

There’s a book called “Emily Dickinson’s Intimate Letters to Susan Huntington Dickinson”

Summary: For the first time, selections from Emily Dickinson’s thirty-six year correspondence to her neighbor and sister-in-law, Susan Huntington Dickinson, are compiled in a single volume. Open Me Carefully invites a dramatic new understanding of Emily Dickinson’s life and work, overcoming a century of censorship and misinterpretation.

MY FOREVER FAVOURITE FAVOURITE POTRAYAL OF EMILY DICKINSON.

Dickinson (2019) : SEASON 1 AND 2!!

An American comedy streaming television series about Emily Dickinson, created by Alena Smith and produced for Apple TV+.

Hailee Steinfeld as Emily Dickinson and Ella Hunt as Susan and many more !! Their acting is top-notch and the series will hold you till the end and leave you wanting for more.

It is a must-watch.

References:

https://poets.org/poet/emily-dickinson

England vs India 2nd test match preview

England and India will be locking horns on Thursday in 2nd test match of the series in an iconic venue of lords. Both teams are coming here after a disappointing draw in Nottingham, but the good news is that weather is expected to be clear during the next 5 days of the test match but you never know and cannot exactly predict the weather of England.it should be a fascinating test match between two quality teams.

Both , India and England are having some injury issues before going to the test match. Stuart Broad is already out from an injury and he is even ruled out for the entire test series against India. while in Indian team , shardul thakur may also miss the second test due to an injury.

First test match of the series was a very good test match although India dominated the major part of it. Jasprit Bumrah was back in the form with an impressive figures of 9 – 110 .For England , their captain joe root was a big positive , Root made runs in both innings including a wonderful hundred in second test match with the help of which England made a comeback in the test match, interesting ending of the test match was sure but rain came at the last day when India was needing 157 runs with 9 wickets in hand but unfortunately we were not able to get a result, thanks to rain. India were favourites to win that match.

Team news

England

England have some serious issues to solve before the start of test match . Stuart broad is already out because of injury, even James Anderson is set to miss second test match due to a tight quad. This will be a huge blow for the home side as they both are most experienced test bowlers of England team. Mark Wood is set to come back into the team. Moen Ali has been recalled for the second test match and it is very likely that he will play the second test as a lone spinner.

India

India has only one problem that Shardul Thakur is expected to miss the second test due to strain in hamstring. It will be interesting to see who will come in place of Thakur , it could be spinner R Ashwin if India wants to play 2 spinners but recent matches in lords, pitch is helping fast bowlers rather than spinners. And the second option is to play a fast bowler in Ishant Sharma or Umesh Yadav , but it will weaken batting in lower order. Except this , India is much balanced and confident than England. openers are making runs , bowlers are taking wickets though middle order is a problem , but we except them to perform better in lords.

Weather forecast and pitch condition :-

The first test match was affected due to rain but the weather in 2nd test match is good and whole 5 days of cricket is expected although there is little bit rain On Sunday. The lord ‘s pitch should be a very good pitch , offering a good contest between bat and ball. little bit of grass is expected to be there in pitch. last time India played in lords they were bundled out for just 107 in first Innings.it should be a mouth watering contest in lords . (source : cricbuzz)