Day: July 16, 2022

Education system in India

Photo by Pixabay on Pexels.com

Since ancient times, education has been a dominant force in society. The only change that has occurred is the substitution of teachers and schools with gurus and gurukuls. However, one crevice that is often overlooked is the true meaning of education in Indian society. We can see what perfect education is by breaking down this large issue into a few parts. The process of obtaining or imparting fundamental information, particularly at the school or university level, is characterized as education.

Education is a crucial aspect that contributes to the country’s improved literacy rate. The Indian government has primarily concentrated on providing education to all citizens since independence, and it has developed new initiatives to improve Indian education for many years.

The Indian education system is divided into four stages: lower primary, which is for children aged six to ten years, and upper primary, which is for children aged eleven to twelve years. High school, in which students begin school at the age of 13 and graduate at the age of 16, with the completion of upper secondary school occurring between the ages of 17 and 18. The Indian education system is regarded as the world’s oldest education system. It is not the greatest, despite being the oldest. The Indian education system is unproductive and inconvenient due to a lack of changes and improvements. Education, rather than being a formidable tool for shaping students into better beings with practical knowledge, has been reduced to an illusion of practicality due to several flaws. This eventually caused the system to fail, since it was no longer advantageous to pupils, eventually resulting to EXAM STRESS. Let’s see how things turn out.

The Indian education system has always been structured for a child to learn from a book and write tests in order to acquire excellent scores. While it aids in the development of children’s reading and writing skills, it does not aid in the acquisition of life skills. We frequently hear on the news that India’s unemployment rate is rising, and that many graduates with advanced degrees are unable to find work. So, what’s the deal with that? Our educational system is the answer. The Indian educational system was created to educate students how to achieve excellent grades and score high scores, but it was never intended to teach them how to live in this world. I completely agree that the education and information we gain from reading diverse books is unrivalled. However, while the Indian education system gives theoretical information to students, it is equally critical to educate them how to use that knowledge effectively, which many students fail to do, and this is one of the reasons why India’s unemployment rate is increasing at an exponential rate. Furthermore, the educational system is only a mirror of ideas, making it incredibly difficult for pupils to understand.

Failure to consider the balance in education, as well as how to deal with pressure, frequently leads to stress, with pupils becoming depressed as a result. It is the instructors’ obligation to allow pupils to think in new ways. Teachers should also instill in students the importance of classroom learning and teach them how to put it into practice. Furthermore, teachers must be open to the concept of learning new things from their students. If significant efforts are taken, our educational system may be improved. Instead than encouraging kids to prepare for exams by just mugging up textbooks for the goal of getting a good grade, more practical information should be imparted to them. The educational authority should provide pupils with opportunity to put what they’ve learned in the textbooks into practice. Our educational system should also provide opportunities for kids to gain financial skills that will assist them in surviving in this world. Education authorities should educate pupils how to budget money, save money, and invest it in various assets such as stocks, gold, silver, and other precious metals. This will aid pupils in their future preparation. According to the United Nations Organization (UNO), India is ranked 145th out of 191 countries in terms of educational provision. We aren’t even among the top 50 countries on the planet. It is not about comparison, it is about the quality education we are reciprocating to the youth. This demonstrates how much we need to improve in order to stay current. If we want our country to develop and progress, we must first improve the quality of education we offer to our youngsters. As the phrase goes, “Today’s children are tomorrow’s future,” thus we should begin by modernizing India’s educational system at the basic level. Rather of enabling students to study solely theoretical information, educational authorities should use practical approaches that allow students to apply what they have learned in the classroom. We must do it for the sake of a brighter future if we can bring a wave of revolution by moderating our educational system.

Personal Habits: Over-Apologizing

How would it feel when a person you know apologizes for something which isn’t their fault? If someone dashed into him, he would apologize saying, “ I am sorry, I didn’t see you coming my way.” There is a limit for everything and after a while it feels weird to hear them say sorry for so many things. 

There are so many factors that lead you to apologize for things. It could be how you have been raised or it’s something you have seen your family do, maybe it’s how you see the world. Apologizing is good for finding peace in conflicts or relationships. You say sorry for the mistake you have made so you don’t repeat it again. It reassures a person that you genuinely didn’t expect the outcome that has come and you want to amend your mistake. 

You should not apologize for something you have not done or you have done for something that needed help. When you dash into someone, you apologize because you should have seen him coming, but you shouldn’t apologize for someone who dashed into you when you have been standing quietly. 

A lot of people apologize for the reason of avoiding conflict or because they feel that they made the other person feel bad. It usually is either of them. Sometimes, it’s guilt that drives them. Guilty for joking/pranking, guilty for ignoring them, guilty for not asking them or the feeling of guilt for putting themselves first.

Reasons why you feel like apologizing:

  1. You were taught to put others first: When you were a kid, you saw someone fall down. You rush to their aid and lift them up with your itty-bitty strength, and they thank you for helping them. You are praised by your family and the incident’s talked about at various family gatherings. It gives you the feeling of responsibility and makes you feel that you have to put others first and it should be your priority over anything. Fast forward to now, your friends ask for your help on their project, and you rush. You complete their project but yours gets delayed. Your sir calls you out in front of the class saying that you delay your work because of your laziness and your friend doesn’t stand up. Neither do they tell the sir after nor give you credit. You don’t say anything because your friend was first even if you were called out. You apologize to sir because you couldn’t finish it and not for helping your friend before yourself.

Truth: By putting others first, you don’t gain much but you do lose out on time that you could have used for yourself. If you had taken time to complete yours along with theirs, the work would have been completed quickly and efficiently with time to go over errors.

  1. You were taught to help others without seeing what you need: You always gave your grandpa medicine on time, you helped your mother in cooking, you would take the newspaper to your dad along with his morning tea/coffee, and you were always told to help people. Today, you help someone, no matter how much stress/workload you have. They ask for anything and you help them out. Sometimes, it’s just a text to their crush on how to ask out and you help them, despite the deadline of your project. So you apologize when you can’t help them because you are placing yourself first.

Truth: You need to see what help you need first so you can complete the necessary task at hand. The text can be sent anytime but your deadline can only be given once. You need to help others but you need to see if it is something that actually needs help.

  1. Scolded when you placed more importance on yourself: A lot of children are told to share and to not be selfish. If you have 2 chocolates, give it to your friend because you are a “good boy/girl”. After growing up, whenever you need new shoes or your family needs a new appliance, you choose the second option because it feels like a need but yours feels selfish.

*Appliance is used twice and placed for “Future Use”*

Truth: Sometimes, being selfish is good. You need new shoes and your home has enough appliances. By getting new shoes, you will stop getting the foot ache that you have been facing for the past 2 months. If you get new shoes, then you can work with more focus and more energy. 

  1. Avoiding Conflict: In most cases, when you were a kid, your tantrums would cause your parents to scold you and you would face punishment, or your friends would distance you because you get angry frequently. The last one pushes a child to socializing issues and causes anxiety on how others perceive them for every single action they take. So, they apologize whenever someone raises their voice a little bit, no matter what the conversation is about. They want to avoid the conflict because they don’t want to face what happened earlier and become outcasted.

Truth: You will face conflicts in future, either in relationships or friendships, you need to understand why you should apologize and for what you should stand your ground. Conflicts are what brings people closer to understand the other person better by learning their needs. If you never have a fight, how will you know what the other person actually feels?

  1. Harmed someone in childhood: When a kid unknowingly harms someone, they get scared and cannot move because they don’t know what to do. Their mind goes blank and they freeze because this feeling is new to their system and it’s hard to know what to do next. The kid is then scolded and constantly lectured over and over again to the point the kid feels anxious to touch a person. When they grow, the anxiety grows with them and it constantly pricks them. What if the casual punch hit harder than it should? What should I do if I dash into someone a little too hard? Should I give them a handshake or fist bump? What if I punch them too hard? Let’s go with the handshake so I don’t hit them too hard.

Truth: It’s okay to give a fist bump or handshake or high-five to a person whom you know. You just need to relax your mind. If you want to touch the person but are scared of the force you put into it, then show a sign of initiation. For a handshake, raise your hand out in the form of a handshake, and wait for them to accept it. By showing initiation, you let the other person engage and guide you through the conversation.

Saying sorry is well and good but exceeding it drains you of your self-confidence. You are a person at the end of the day and you need to stop saying sorry for that. You are existing which means that you will make mistakes and you will learn, but saying sorry for things that don’t require an apology then it will just drain you. It’s not going to get fixed overnight because you have taken years to build this habit. It will be fixed if you work on it every time you notice it happening.

Thank you for reading this article. It is something I have faced and I have learnt how to overcome it. Leave a comment on how has overaplogizing affected your life and how have you overcome it or trying to overcome it.

Personal Habits: Over-Apologizing

How would it feel when a person you know apologizes for something which isn’t their fault? If someone dashed into him, he would apologize saying, “ I am sorry, I didn’t see you coming my way.” There is a limit for everything and after a while it feels weird to hear them say sorry for so many things. 

There are so many factors that lead you to apologize for things. It could be how you have been raised or it’s something you have seen your family do, maybe it’s how you see the world. Apologizing is good for finding peace in conflicts or relationships. You say sorry for the mistake you have made so you don’t repeat it again. It reassures a person that you genuinely didn’t expect the outcome that has come and you want to amend your mistake. 

You should not apologize for something you have not done or you have done for something that needed help. When you dash into someone, you apologize because you should have seen him coming, but you shouldn’t apologize for someone who dashed into you when you have been standing quietly. 

A lot of people apologize for the reason of avoiding conflict or because they feel that they made the other person feel bad. It usually is either of them. Sometimes, it’s guilt that drives them. Guilty for joking/pranking, guilty for ignoring them, guilty for not asking them or the feeling of guilt for putting themselves first.

Reasons why you feel like apologizing:

  1. You were taught to put others first: When you were a kid, you saw someone fall down. You rush to their aid and lift them up with your itty-bitty strength, and they thank you for helping them. You are praised by your family and the incident’s talked about at various family gatherings. It gives you the feeling of responsibility and makes you feel that you have to put others first and it should be your priority over anything. Fast forward to now, your friends ask for your help on their project, and you rush. You complete their project but yours gets delayed. Your sir calls you out in front of the class saying that you delay your work because of your laziness and your friend doesn’t stand up. Neither do they tell the sir after nor give you credit. You don’t say anything because your friend was first even if you were called out. You apologize to sir because you couldn’t finish it and not for helping your friend before yourself.

Truth: By putting others first, you don’t gain much but you do lose out on time that you could have used for yourself. If you had taken time to complete yours along with theirs, the work would have been completed quickly and efficiently with time to go over errors.

  1. You were taught to help others without seeing what you need: You always gave your grandpa medicine on time, you helped your mother in cooking, you would take the newspaper to your dad along with his morning tea/coffee, and you were always told to help people. Today, you help someone, no matter how much stress/workload you have. They ask for anything and you help them out. Sometimes, it’s just a text to their crush on how to ask out and you help them, despite the deadline of your project. So you apologize when you can’t help them because you are placing yourself first.

Truth: You need to see what help you need first so you can complete the necessary task at hand. The text can be sent anytime but your deadline can only be given once. You need to help others but you need to see if it is something that actually needs help.

  1. Scolded when you placed more importance on yourself: A lot of children are told to share and to not be selfish. If you have 2 chocolates, give it to your friend because you are a “good boy/girl”. After growing up, whenever you need new shoes or your family needs a new appliance, you choose the second option because it feels like a need but yours feels selfish.

*Appliance is used twice and placed for “Future Use”*

Truth: Sometimes, being selfish is good. You need new shoes and your home has enough appliances. By getting new shoes, you will stop getting the foot ache that you have been facing for the past 2 months. If you get new shoes, then you can work with more focus and more energy. 

  1. Avoiding Conflict: In most cases, when you were a kid, your tantrums would cause your parents to scold you and you would face punishment, or your friends would distance you because you get angry frequently. The last one pushes a child to socializing issues and causes anxiety on how others perceive them for every single action they take. So, they apologize whenever someone raises their voice a little bit, no matter what the conversation is about. They want to avoid the conflict because they don’t want to face what happened earlier and become outcasted.

Truth: You will face conflicts in future, either in relationships or friendships, you need to understand why you should apologize and for what you should stand your ground. Conflicts are what brings people closer to understand the other person better by learning their needs. If you never have a fight, how will you know what the other person actually feels?

  1. Harmed someone in childhood: When a kid unknowingly harms someone, they get scared and cannot move because they don’t know what to do. Their mind goes blank and they freeze because this feeling is new to their system and it’s hard to know what to do next. The kid is then scolded and constantly lectured over and over again to the point the kid feels anxious to touch a person. When they grow, the anxiety grows with them and it constantly pricks them. What if the casual punch hit harder than it should? What should I do if I dash into someone a little too hard? Should I give them a handshake or fist bump? What if I punch them too hard? Let’s go with the handshake so I don’t hit them too hard.

Truth: It’s okay to give a fist bump or handshake or high-five to a person whom you know. You just need to relax your mind. If you want to touch the person but are scared of the force you put into it, then show a sign of initiation. For a handshake, raise your hand out in the form of a handshake, and wait for them to accept it. By showing initiation, you let the other person engage and guide you through the conversation.

Saying sorry is well and good but exceeding it drains you of your self-confidence. You are a person at the end of the day and you need to stop saying sorry for that. You are existing which means that you will make mistakes and you will learn, but saying sorry for things that don’t require an apology then it will just drain you. It’s not going to get fixed overnight because you have taken years to build this habit. It will be fixed if you work on it every time you notice it happening.

Thank you for reading this article. It is something I have faced and I have learnt how to overcome it. Leave a comment on how has overaplogizing affected your life and how have you overcome it or trying to overcome it.

Shrikhand Mahadev Yatra: one of India’s toughest treks is closing soon

One of India’s most strenuous treks shrikhand Mahadev trek started on 11 July this year after being closed for 2 years due to a pandemic. It is believed that the Kalash Mansarovar trek is the most difficult trek for pilgrims and after that Shrikhand Mahadev is the one. It is situated at a height of 18570 feet and the jyotirlinga is 75 feet tall. CLOSING DATE FOR SRIKHAND MAHADEV IS 24th July.

Online Registration is available this year

Pilgrims can do online registration this year with a charge of rupees 2 and also had to upload and submit a medical fitness certificate. This is compulsory for all pilgrims, those who cant do online registration also have an offline facility.

How to reach shrikhand

If you are coming from any part of India you have to visit Shimla if you can reach Rampur Bushehr then take the direct bus because after coming to Shimla you have to go Rampur Bushehr. From Rampur Bushehr, you can get a bus to Jalgaon and jaigaon is the place from where trek begins.You have to trek 35km from one side and 35 while returning so it is a total of 70 km trek which can take around 4 days to complete it. If you are planning to go there try to go as early as possible because the trek is called off sometimes due to heavy rain. Hope you have a exciting trek! .

how to prevent debit card hacking

Hello friends, in today’s article, we are going to give you information about how to prevent debit card hacking, often people keep asking us questions about how we can secure our ATM card and how to save it from being hacked. If so, today we are going to give you information about this.

It is often heard many times that the ATM of many people gets hacked and due to this money is withdrawn from their bank without their permission, all this can also be due to your small negligence, so we are going to tell you some ways. With which you can secure your ATM, any person can hack your ATM only when he has information about your ATM, it can be known to other people in many ways until no one knows about your ATM. Till then your ATM remains secure.


how to prevent debit card hacking


how to prevent debit card hacking



If you want to secure your ATM, then for this you have to follow the method given by us, by this you can make your ATM more secure than before.

1. ATM usage

Many people get so busy with their work that they do not go to withdraw money from ATM, due to which they ask another person to withdraw money from ATM, this is a big mistake because the next person will balance your account. Along with watching, you can keep your PIN with you and if you get a chance, you can steal your ATM and withdraw money as per your wish.

Therefore, do not allow your ATM to be used by any other person, as far as possible, do the work of transactions on your own with your own hands.

2. Be careful in online payment

Due to many reasons, we have to pay online through an app or website and as there are thousands of applications and websites like Paytm, PayPal, and phones pe from which we pay online, then we should be very careful in this way.

You should be very careful while making online payments from ATMs, many companies save the information of your ATM by doing online transactions, which increases the risk of your ATM being hacked.

Therefore, for transactions, you should always choose a trusted website so that your ATM is not misused.

3. Caution in Online Shopping

If you do online shopping, then you should be most careful at that time because most hackers target anyone through online shopping sites, so you should pay special attention while shopping.

Whenever you do shopping, at that time you get the option of cash on delivery, if you choose it, then you do not have to give credit card or debit card details and your money is taken from you only at the time of delivery, this is a very safe method. It happens.

4. Downloading Untrusted App

There are many apps that hackers make to hack any phone, if you download such an app once, then after that, all your data goes to the hacker, he can easily hack your ATM. can.

You should not install any untrusted app or any unnecessary application and if you have already installed it and it is not necessary for you, then uninstall them, this will keep your data secure.

5. Via Public WiFi

If you use public WiFi, then you should be very careful because many times hackers can steal your phone’s data by luring WiFi, they put a virus in your phone through WiFi so that they can easily access your phone. data can be hacked.

In this way, along with your phone’s data, they can also find out your ATM details so that your ATM can be hacked, so public WiFi should be used very carefully.

6. Keeping the PIN with the ATM Card

Most people fall prey to this problem because they keep their ATM card and PIN together or write the PIN code on the ATM itself, due to which their ATM is stolen or lost somewhere in the future, then the next person will have their PIN also available with ATM so that they can easily withdraw money.

If you use ATM then you should always remember your PIN and if you cannot remember your PIN then you should write your PIN in any safe place so that your PIN does not fall into any wrong hands.

7. Malware can be dangerous

Most hackers put viruses or malware in any device to hack it, with the help of which they can steal your data, this problem is for both mobile users and PC users, so you should always use good antivirus on your phone. should.

It is safer to use a premium antivirus than free antivirus, if you can spend some money then you can always use this premium antivirus.

Use this, no one will be able to hack your system and your data will be safe.

8. Don’t Share OTP

OTP is great security as well as a better important part, which prevents your ATM from being misused is extremely important.

If you are not doing any transaction, you get OTP from any kind of bank, then you must complain about it on the bank helpline and if someone asks you for OTP through SMS or call, then you should not tell OTP and file a complaint against him.

Conclusion – With the methods, we have told you, you can very easily save your ATM from being hacked and your caution only keeps your data safe, you can save your debit card or credit card to a great extent by following the above-mentioned method. can increase security. If you want to ask any question related to saving your ATM card from being hacked, then you can tell us by commenting and if you like the information, then also share it with your friends so that other people can also get information about it.

Shabaash Mithu Vs Hit Box office: Rajkummar Rao is a ‘hit’ ahead of Taapsee Pannu’s ‘Balle’, know the first day earnings of both the films

Shabaash Mithu vs Hit The First Fall Box Office Collection Day 1: This year has not been good at all for Bollywood films.One after the other the series of flops continues.This week’s release didn’t show anything special either.The first day’s earnings of Rajkumar Rao’s film ‘Hit: The First Case’, which according to Stree is yearning for a hit film, have also disappointed.If this film also remains a flop, it will be Raj Kumar Rao’s ninth flop in a row.Rajkummar Rao’s hit The First Fall released Taapsee Pannu also knocked on the door this Friday with her film Shabash Mithu. Taapsee’s previous films were released on OTT so obviously expectations would have been higher than for this film, but the fate of this biography of cricketer Mithali Raj looks worse than Rajkummar Rao’s hit. At least considering their poor opening, it doesn’t feel wrong to say that both Taapsee and Rajkumar disappointed audiences.Hit: The First Case brought in so many crores As far as Hit: The First Case is concerned, this film is a Hindi remake of a famous Telugu psychological thriller film of the same name. Alongside Rajkumar Rao, Sanya Malhotra also stars in the film.According to reports from Pinkvilla, the hit barely grossed 1 crore in theaters on its first day.On the other hand, it has also started to increase that Hindi audiences are losing interest in the remakes of South Indian hit films.This is why Shahid Kapoor’s Jersey, Shilpa Shetty’s Nikamma collapsed at the box office.Taapsee Pannu also faded Taapsee Pannu’s Shabaash Mithu wasn’t much liked at the box office either.Due to its poor performance, the film took in an opening of just 40 lakhs.Taapsee Pannu gave her life to make the film work.The reviews were also well received, but audiences didn’t reach the theaters.Although there is still a full weekend left, the film Shabash Mithu’s box office is expected to skyrocket somewhat on Saturday and Sunday.

Shabaash Mithu Vs Hit Box office: Rajkummar Rao is a 'hit' ahead of Taapsee Pannu's 'Balle', know the first day earnings of both the films

Shabaash Mithu vs Hit The First Fall Box Office Collection Day 1: This year has not been good at all for Bollywood films.One after the other the series of flops continues.This week’s release didn’t show anything special either.The first day’s earnings of Rajkumar Rao’s film ‘Hit: The First Case’, which according to Stree is yearning for a hit film, have also disappointed.If this film also remains a flop, it will be Raj Kumar Rao’s ninth flop in a row.Rajkummar Rao’s hit The First Fall released Taapsee Pannu also knocked on the door this Friday with her film Shabash Mithu. Taapsee’s previous films were released on OTT so obviously expectations would have been higher than for this film, but the fate of this biography of cricketer Mithali Raj looks worse than Rajkummar Rao’s hit. At least considering their poor opening, it doesn’t feel wrong to say that both Taapsee and Rajkumar disappointed audiences.Hit: The First Case brought in so many crores As far as Hit: The First Case is concerned, this film is a Hindi remake of a famous Telugu psychological thriller film of the same name. Alongside Rajkumar Rao, Sanya Malhotra also stars in the film.According to reports from Pinkvilla, the hit barely grossed 1 crore in theaters on its first day.On the other hand, it has also started to increase that Hindi audiences are losing interest in the remakes of South Indian hit films.This is why Shahid Kapoor’s Jersey, Shilpa Shetty’s Nikamma collapsed at the box office.Taapsee Pannu also faded Taapsee Pannu’s Shabaash Mithu wasn’t much liked at the box office either.Due to its poor performance, the film took in an opening of just 40 lakhs.Taapsee Pannu gave her life to make the film work.The reviews were also well received, but audiences didn’t reach the theaters.Although there is still a full weekend left, the film Shabash Mithu’s box office is expected to skyrocket somewhat on Saturday and Sunday.

What is Pradhan Mantri Fasal Bima Yojana

Today we are going to talk about Pradhan Mantri Fasal Bima Yojana, many farmer brothers of India do not know about what is crop insurance scheme and how to take advantage of it, so today we are going to tell you complete information about it. If you do not have complete information about the scheme launched by the Prime Minister, then you should read our article completely so that you can get complete information about it.

Today we are going to tell you the information related to the Pradhan Mantri Fasal Bima Yojana in this article, many people do not have complete information about what it is and how to apply it, what kind of benefits can we get in this, so today’s This article of ours has been written to give you information related to this so that you can get complete information about PMFBY.

We all know that every year somewhere or the other, farmers suffer heavy losses due to natural calamities etc. That farmer takes out all the expenses on his crop, in such a situation, if his crop gets spoiled, he would have to face many problems, due to which the government has started this scheme to benefit the farmers in such situations.

What is Pradhan Mantri Fasal Bima Yojana?


What is Pradhan Mantri Fasal Bima Yojana


First of all, let us tell you what is Pradhan Mantri Fasal Bima Yojana because most people do not know about it, then you all know that farmer is the only person who can do farming and the same if we talk about India. So here more than 70% of people are farmers, who earn their living by farming day and night.

We all find their life easy because we see them outside, but there are many types of fears and thoughts in their hearts and minds, from which we are all oblivious, today farmers feed all the living beings of the whole country, but very It is a pity that even after so many years of independence of our country, farmers are still compelled to commit suicide and we all often hear and see about it.

After independence, you all know that different governments were formed by many parties, but no government could do such a thing that the farmers could get good and maximum benefits, but in 2016 the Government of India gave a very big gift to the farmers. Due to this, there was a wave of happiness among the farmers, and that scheme was Pradhan Mantri Fasal Bima Yojana.

As you all know that the biggest crisis for farmers is natural calamity because it completely ruins the crop of the farmers, which is related to many expectations of the farmers, so to give security of the crop to the farmers, the government has given the crop. An insurance scheme was started so that farmers could get compensation from the government in case of such loss.

Benefits of crop insurance scheme


The Prime Minister’s Fasal Bima Yojana was started for many special purposes, we are telling you about some of its main benefits so that you can get the benefit of it.

This scheme was launched by Prime Minister Narendra Modi on January 13, 2016, under this, farmers have to insure it within ten days of sowing the crop and if there is any damage to their crop due to flood or rain or hail and other natural calamities. Farmers are given the benefit of insurance.

A farmer may or may not have his farm, but if he cultivates, then he can get this insurance and compensation for the damage caused by any natural calamity or natural calamities like flood, rain, hail, drought or storm etc. can obtain.

It has also been laid in this that it is mandatory to get your insurance within 10 days of the harvest and after 14 days of harvesting, if the crop is damaged due to rain or any natural calamity, then the farmer will get the insurance money.

In case of crop failure, the farmer has to inform the insurance company. If for some reason the farmer is not able to contact the insurance company, then he can also inform any nearest bank or official.

Information related to crop insurance scheme


Now we are telling you some very important information about it, of which you need to be aware.

  • In this scheme, there is no upper limit on government subsidy and the remaining premium is up to 90%, which is borne by the government.
  • The remaining premium will be given to the insurance company by the government, which will be shared equally between the central and state governments.
  • The premium rate of this scheme has been kept very low so that any farmer can easily bear its instalment.
  • This scheme will also work psychologically for the benefit of the farmers.
  • Keep in mind that human-made disasters like fire,You will not get compensation for damage caused by theft, burglary etc.

These are all important things about which you need to know so that you do not have any kind of problem later.

Main Objectives of Pradhan Mantri Kisan Yojana


Along with starting this scheme, the government has also set various objectives, due to which farmers can get the maximum benefit from the government and more and more farmers can join this scheme. like.

If there is any loss in any type of crop due to natural calamity or due to insect or disease etc., then under this scheme the farmers will get insurance.

provide cover and financial assistance

To provide a permanent income to the farmers to keep the farmers engaged in agriculture and to bring growth to agriculture.

To encourage the farmers of the country to adopt modern methods

The main objectives of starting this scheme were to ensure the availability of credit in the state.

These were the main objectives of starting the Pradhan Mantri Fasal Bima Yojana, which all farmers should know.

Documents Required for Pradhan Mantri Fasal Bima Yojana


If you want to apply to this scheme and want to take advantage of this scheme, then you must have some necessary documents only then you can apply to this scheme.

  1. I’d card of the applicant (Aadhar card, PAN card, Identity card, Driving license etc.)
  2. Address Proof (Electricity Bill, Aadhar Card, Identity Card, Passport etc.)
  3. Latest passport photo of the applicant
  4. If you have a farm, keep its account number and measles number with you.
  5. You have to give proof that you have sown in the field, for this you can write a letter from Patwari, Sarpanch, Gram Sevak etc. For proof.
  6. If you are cultivating another’s farm on rent, then you must take a photocopy of the agreement with the owner of the farm for that.
  7. Take a cancelled check of your bank account, this will give you the amount directly in the bank if there is a loss in the crop.

If you want to take advantage of this scheme, then you need to have all these documents, if you have these documents then you will be able to take advantage of this scheme.

How to apply in PMFBY


If you want to apply in this scheme, then you can apply in 2 ways, in this, you can apply both online and offline.

If you want to apply offline, then you have to contact any nearest bank branch, there you get complete information about it so that you can get information about this scheme, after that you will get a form from there. It has to be filled, after that, you will be able to take advantage of this scheme.

If you want, you can also apply for this scheme online, for this you have to first go to the official website of PMFBY, after that, you will get complete information about this scheme on this website, in that you have to click on the option of apply online. After that you will be asked to fill in some important information, there you have to fill in the information asked and there you have to upload all the documents that are asked from you, in this way you can also apply online in it.

Friends, you can easily apply for the Prime Minister’s Fasal Bima Yojana through our mentioned method and can take advantage of this scheme. You must have understood the information about how to do it and what documents you need to have to apply for it.

Conclusion – If you want to ask any other questions about PMFBY, then you can tell us through comment, we will be happy to answer your questions and if you like the information, then share it with your friends. Get information about this.