Key to being Financially Independent in India

We all work right from graduating till retirement for five days a week -sometimes six days – only to spend what we have earned. In the midst of this daily hustle, how much time do we actually devote to plan for financial independence? Hardly any! Is financial independence a plan only for retirement? The answer is NO.

Photo by RODNAE Productions on Pexels.com

The first step towards financial independence is to not procrastinate it. A single drop of penny today will contribute to an ocean of financial resource. Then comes the below mentioned road map to a start of a great solo journey of life.

  • Financial planning – First, define clear and realistic financial goals like child’s education or a comfortable retired life. It is critical to factor in inflation while drawing up your financial plan. If you are planning your child’s education, you should be aware that a professional degree that costs Rs.4 lakhs today, is likely to cost around Rs.20 lakhs, 10 years from now.
  • Personal research – While a qualified financial planner can give you investment advice, the importance of doing your own research cannot be undermined. You can rely on credible websites to understand the pros and cons of each financial instrument.
  • Personalized financial plan – A common mistake is to opt for a particular plan simply because others are doing so. An investment plan must be customized according to personal factors such as your risk appetite, financial goals and life-stage needs.
  • Adequate time horizon – It is necessary to align the investment plan and the expected time frame for getting returns out of it. It is irrational to expect immediate returns from long term products like insurance, PPF etc.
  • Risk diversification – A smart investor would always ensure that the risk is distributed over a variety of instruments. A high risk instrument such as, an equity should ideally be balanced with a stable one such as bonds. Your investment portfolio should be a judicious mix of equity, debt, life insurance, real estate etc.
  • Planning for unforeseen events – Along with the current assessment of your future needs, risk of unexpected events must also be factored in. As a woman, it is crucial to be financially prepared to deal with unfortunate events like death, divorce etc.
  • Regularly track your investment – It is common to become complacent and expect the returns to flow in, once the investments are done. However, it is every investor`s responsibility to keep a tab on the performance of their portfolio.
  • Proper paperwork – There have been several instances where an investor is unable to claim returns from a bona fide investment simply because of misplaced or wrongly-filled documents. Proper documentation is a must to safeguard your investments. Also, ensure that someone other than yourself is fully aware of all your investments.
  • Securing your future: As a working member of the family, it is crucial for you to have adequate insurance to ensure that in your absence, your family does not go through any financial stress. Investing in a simple term insurance plan will ensure financial continuity.
  • Plan and execute – Last, but most important is to begin planning for all your financial needs from an early stage. The cost of postponement will weigh heavily on you in the later years when investing will become a compulsion rather than a choice.

In this world of instant gratification, have patience and watch as your pot fills with money one sweat and hard work at a time. Kudos to being financially independent!

Dowry – A social evil

A relic of a historical traditi on no longer relevant, the insti tuti on of dowry is one of the most pervasive and damaging features of India’s modern social fabric. It is one of the main causes of violence against women and has caused scores of men to treat women like mere property that can be owned and disposed of, rather than human beings to be respected. While dowry may have initially been seen as a way to help the newly-married couple set up their home, greedy husbands and their families have used it to reduce marriage to a business arrangement where the element of money takes precedence over all other considerations. This greed has led to the horrific and painful death of thousands of women all over India, who have not been able to meet their husband’s family’s ever-increasing demands for dowry and is conti nuing to do so. In order to combat this clear social evil, in 1961 Parliament took the step of introducing legislati on to combat it by enacting the Dowry Prohibiti on Act 1961. This was the first law that made the giving of dowry, the taking of dowry and the demanding of dowry criminal off ences.
A key part of all of these newly-created off ences was the concept of ‘dowry’ and what it included. Therefore, at Section 2 of the Dowry Prohibition Act 1961, the legislature introduced the following definition of dowry:

‘Dowry’ means any property or valuable security given or agreed to be given either directly or indirectly-
(a) by one party to a marriage to the other party to the marriage; or
(b) by the parents of either party to a marriage or by any other person, to either party to the marriage or to any other person;
at or before or anytime aft er the marriage in connecti on with the marriage of said parties but does not include dower or mahr in the case of persons to whom the Muslim Personal Law (Shariat) applies.

The institution of dowry prevalent in India cuts across all religions, castes, races and socio-economic groups. It is seen as a religious obligati on of the father to part with authority over his daughter and, in the course of fulfi llment of this ‘dharma’, the husband and his family are endowed with monetary and other benefi ts bestowed by the bride’s family. Usually the demand made is far beyond the capacity of the woman’s family, resulti ng in huge debts incurred in order to fulfil this religious duty. This custom is so deeply embedded in the larger framework of the society that, more oft en than not, this phenomenon is seen as a regular social practice, surpassing the enormity and threat that it poses to the delicate structure of a healthy and balanced society.


Quite often the form and nature of dowry differs, making it impossible to recognize any one disti nct method of transacti on that would consti tute the giving or taking of dowry. Therefore in additi on to the traditional payments made to the groom and his family, the amount or valuables paid to the husband or his relati ves subsequent to the marriage is also regarded as dowry, the underlying premise being that the transaction is made in connecti on with marriage.


Appallingly but not surprisingly, a major proporti on of violence against women is in relati on to and in connecti on with the failure to pay the amount demanded as dowry. As the phenomenon is not restricted to demands made solely on the occasion of marriage but long after the sacrament has been solemnized, there have been instances where torture of the bride and ‘bride burning’ have been reported years aft er the couple have cohabited together under the insti tuti on of marriage.


To combat the growing menace of dowry, the legislature enacted the Dowry Prohibition Act in 1961. Though the Act was the first major step by the legislature to deal with the ever increasing and variant forms of dowry, several legal infi rmiti es within the Act have prevented it from achieving what was intended of it, which necessitated further steps being taken to combat the problem.


As a result the legislature added Secti on 304-B to the Indian Penal Code, 1860, which made ‘dowry death’ a specific offence punishable with a minimum sentence of imprisonment for seven years and a maximum sentence of imprisonment for life. Although this provision, when read in conjuncti on with secti on 113B of the Evidence Act 1872, has enabled the convicti on of many who were not caught by the Dowry Preventi on Act, it too has failed to fully combat the menace of dowry. Perhaps in response to this failure, a recent trend of the judiciary has been to include a charge under Section 302 IPC, a murder charge, in additi on charges under Secti on 304-B IPC, as this allows courts to impose the death penalty on the perpetrators of the off ence. It remains to be seen whether this trend will conti nue but it is our sincere hope that it will not – Whilst the crime of dowry death is indeed a heinous and terrible crime, the implementati on of the death penalty for those convicted does no justi ce to either party.

According to NCRB reports on an average, every hour a woman succumbs to dowry deaths in India with the annual figure rising upwards of 7000. No matter how many PhDs a woman earns, her identity and the right to live is decided according to the kilos of gold, cash, latest vehicles and appliances she brings in dowry for her in-laws. If you are reading this article, share it widely so we can push for conversations that question this and helps us all change the system.
If the society as a whole understands more clearly the social evil only with society’s wider acceptance that dowry is deeply damaging can the menace that it presents be truly eradicated.

Covid-19:India adds 24,879 new cases, total cases 7,67,296.

India had a record single-day surge of 24,879 Corona cases taking the cases to 7,67,296 on Thursday, with Maharashtra, Tamil Nadu, Karnataka, Delhi, Telangana, UP and Andhra Pradesh contributing to around 75 per cent of the new cases, according to the Union Health Ministry data.

The death toll climbed to 21,129 with 487 new deaths, the updated data at 8 am showed.

There have been 4,76,377 recovered cases, while there are 2,69,789 active cases of coronavirus infection in the country.

“Around 62.08 per cent of patients have recovered so far,” an official said.

The total number of confirmed cases included foreigners.

Of the 487 deaths reported in the last 24 hours, 198 are from Maharashtra, 64 from Tamil Nadu, 54 from Karnataka, 48 from Delhi, 23 from West Bengal, 18 from Uttar Pradesh, 16 from Gujarat, 12 from Andhra Pradesh, 11 from Telangana, 10 from Rajasthan, seven from Madhya Pradesh, six each from Jammu and Kashmir and Odisha, three each from Bihar, Uttarakhand, Punjab and Haryana and two from Assam.

India is seeing huge surge in cases with almost 20,000 to 25,000 new cases every day. The positive fact is that recovery rate is very good around 61 % and death rate is also nearly 4-5% .India is facing many tensions amid such pandemic ie border disputes with China, terrorist attacks from Pakistan as well as internal attacks from gangsters. But India would soon sort out things and pave way for world to recover from this crisis.

The US may impose ban on TikTok along with other Chinese apps after India.

Mike Pompeo, the U.S. Secretary of State, has said that the country is contemplating to ban Chinese apps which include the majorly popular app, TikTok. Having said that, he also has mentioned how TikTok has caused security breaches by sharing information with the Chinese government. The app has experienced massive growth all over the world and now this statement by the Secretary of State could cause a major blow to the app.

On being asked a question which was on the lines of recommending users to download TikTok, Mike Pompeo replied saying, ‘ Only if you want your private information in the hands of the Chinese Communist Party. ‘

This is definitely not the first time the TikTok has received a backlash on how this particular app is responsible for relaying information of a particular country back to China, India too has made the same allegations recently.

The ban may be seen in coming week after India had raised questions against The Chinese apps for sharing information with other servers located outside India. This can be huge blow to TikTok company after its ban in India.Now, U.S. lawmakers are also of the same opinion that the app definitely has some serious security concerns that should not be overlooked at any cost. Chinese laws also need domestic companies ‘to support and cooperate with intelligence work controlled by the Chinese Communist Party.’ The U.S government has now made it very clear that the citizens of the country should be wary of the app.

The Chinese based app, which is owned by ByteDance, was asked to clarify the statements that stated the security concerns, to which it had completely denied the same. ‘We have no higher priority than promoting a safe and secure app experience for our users. We have never provided user data to the Chinese government, nor would we do so if asked,’ TikTok has mentioned in the email it has sent.

It has now created a safe distance from its Chinese roots hoping to calm the global uproar it has created. In the case of the U.S., it is still unclear if the sole reason behind the thought of banning this app is purely based on security concerns.

‘Dhoni not thinking about retirement:’, his manager provides huge updates on former Indian captain’s future.

MS Dhoni’s manager Mihir Diwakar has clarified that the wicketkeeper batsman does not seem to be harbouring thoughts of retirement as of now. The former India captain, who has not played any form of cricket since India’s World Cup exit last year, turned 39 on Tuesday.

His manager and childhood friend Mihir Diwakar, while speaking to PTI, gave a peek into the trailblazer’s reclusive life at his home in Ranchi.

“Patriotism is in his blood, be it serving for the country (in defence) or (farming) the land, he’s very passionate about it. He has about 40-50 acres of farm land and he is busy growing organic crops like papaya, banana there,” Diwakar said.

The wicketkeeper-batsman was expected to be back in action at the IPL but that has been postponed indefinitely due to the COVID-19 pandemic.He was recently seen driving a tractor during the lockdown. Diwakar said they are soon going to launch their organic fertiliser under their company’s name Neo Global.

He said the fertiliser is being tested at Dhoni’s farm. Dhoni recently spoke about the harmful impact of pesticides in a video to promote organic farming. “We have a team of experts and scientists and they have developed the fertiliser and it should be launched within two-three months,” Diwakar said.”I spoke to him past midnight. It was a normal business talk. As usual, Dhoni would be at home with his family, with a quiet birthday celebration.”

India's MS Dhoni, second right, carries his bats before batting in the nets during a training session.

Asked whether retirement has crossed Dhoni’s mind, Diwakar said: “Being friends, we don’t talk about his cricket. But looking at him, he’s not all thinking about retirement.”He is very determined to play the IPL. He has worked really hard for this. If you remember he was there in Chennai one month in advance before everything was shut down,” he pointed out.

“He is very determined to play the IPL. He has worked really hard for this. If you remember he was there in Chennai one month in advance before everything was shut down,” he pointed out.

“He has maintained his fitness regimen at his farmhouse and will start practice after the lockdown is lifted. Everything now depends on how fast the situation returns to normalcy,” he concluded.

MS Dhoni

Instagram reels: good alternative to Tiktok. Check here how to use it.

Instagram’s new feature Reels were in testing for some time now and now as the TikTok took an exit from India, Facebook-owned Instagram has rolled out their new Reels feature which allows user to shoot 15-second videos. The feature now arrives in India. This is good opportunity for reels to attract short video lovers as its demand has grown in the country.

many short video apps such as Roposo, Mitron, Chingari, Sharechat, and others are becoming more popular among users and seeing millions of downloads every day.Facebook is also all set to use this opportunity to attract 200 million TikTok users to Reels.

Reels is just a new feature on Instagram and users in India are loving this new feature which is just like TikTok.

Image credits: Twitter.
Memers doing memes on instagram reels against tiktok

How to use Instagram Reels?

Step 1: Update your Instagram on Google Play

Step 2: Open the Instagram Camera

Step 3: Reels option is available next to boomerang, Superzoom, hands-free, and layout.

Step 4: Click on Reels and select audio from the Instagram Music library.

Step 5: Reels also come with an option to record original voice besides lip-syncing.

Step 6: Reels also let users add AR effects and provide options like Timer, Speed to edit videos as required before sharing. Reels also let users re-record a video and even delete it if needed.

Step 7: After creating their Reel, users can choose to share it with either their followers or everyone on Instagram. Reels can be shared to Feed as well as Explore so everyone on Instagram can view it.

Instagram Reels Is Now Available in India, but Can It Replace TikTok?

Reels also feature several AR effects allowing users to add a custom touch to their videos. To put AR effects in their videos, users can open Reels camera and go to effects and then AR effects.

Users will also be able to record multiple 15 seconds Reels – it can also be recorded at once and the different effects can be added to each clip post the shoot. The Reels can also be reviewed, deleted, and re-recorded.

Asia cup 2020 officially postponed,ACC hoping to conduct it in coming june 2021.

Asia Cup 2020 officially postponed, ACC hopeful of hosting it in June 2021.The Asian Cricket Council on Thursday announced that the 2020 Asia Cup has been postponed. ACC stated that it is hopeful to conduct and schedule tournament on June 2021.

In the press release, ACC stated that the travel restrictions, different quarantine rules of countries, health risks and social distancing norms have posed as challenges to the conduct of the Asia Cup.The Asian Cricket Council on Thursday announced that the 2020 Asia Cup has been postponed. ACC stated that it will try to secure the window of June 2021 to schedule the tournament.

Right from the beginning the board was to organise the tournament as per the original schedule.However, travel restrictions, country-specific quarantine requirements, fundamental health risks and social distancing norms have posed as substantial challenges to the holding of the Asia Cup. Above all, the risks related to health and safety of participating players, support staff, commercial partners, fans and the cricketing community were deemed to be significant,” ACC quoted in the release.

The ACC is hopeful to schedule the Asia Cup in 2021 are looking for the June window to host the tournament.

Captains posing with the Asia Cup in 2018.

” The Board, after careful consideration of all the above factors, has confirmed that the Asia Cup 2020 be postponed. Conducting the event with all due safety is major responsibility of ACC and the Board is hopeful that the tournament will be held in 2021. The ACC is currently working towards securing June 2021 as a option for the same,” quoted ACC.

ACC also cleared the air on the hosting nation of the next Asia Cup as it said the Pakistan Cricket Board has exchanged hosting rights with Sri Lanka Cricket Board.

“It can be possible that Sri Lanka hosts for the Asia Cup 2020, Pakistan Cricket Board (PCB), has exchanged hosting rights for the tournament with Sri Lanka Cricket (SLC). Through this arrangement, the SLC will now host the rescheduled Asia Cup expected in June 2021 while the PCB will host the Asia Cup 2022,” the ACC press release stated.

Breaking news Vikas Dubey killed in encounter.Doctors in Kanpur Hallet hospital confirmed death.

Vikas Dubey, dreaded gangster, wanted in killing of 8 policemen, has been killed in an encounter.

Vikas Dubey, dreaded gangster and prime accused in the killing of 8 police personnel in the Kanpur encounter case, has been killed in an encounter after UP STF’s car carrying the criminal overturned when it was returning from Madhya Pradesh’s Ujjain to Kanpur today amid heavy rainfall.

The incident was reported after Uttar Pradesh police entered the state limits with gangster Vikas Dubey. Doctors in the hospital where Vikas Dubey was rushed after he got injured have pronounced him dead. Meanwhile, information on the injured police personnel and other details are still awaited.

He was brought to Kanpur’s Hallet hospital with bullet wounds. Doctors pronounced him dead.
Police say Vikas Dubey tried to escape after the UP STF car carrying him overturned.
Vikas Dubey attempted to flee by snatching pistol of the injured policemen after car overturned.
Police said that they tried to stop him and surrender, But he fired at the policemen. Vikas was injured in retaliatory firing by police. He was later taken to the hospital, SP Kanpur West said.

Why are numbers banned?

Bans, they are measures taken by the government to control whatever they feel is threatening to their rule or to the general populace. They say the pen is mightier than the sword, and authorities have often agreed. From outlawed religious tracts and revolutionary manifestos to censored and burned books, we know the potential power of words to overturn the social order. But as strange as it may seem, some numbers have also been considered dangerous enough to ban. Our distant ancestors long counted objects using simple tally marks. But as they developed agriculture and began living together in larger groups this was no longer enough. As numbers grew more complex, people began not just using them, but thinking about what they are and how they work.

By 600 B.C.E ancient Greece, the study of numbers was well developed. Pythagoras, one of the most famous mathematicians and his school of followers found numerical patterns in shapes, music and stars. For them math held the deepest secrets of the universe. But one Pythagorean named Hippasus discovered something disturbing. Some quantities like the diagonal of a square with sides of length one each couldn’t be expressed by any combination of whole numbers or fractions, no matter how small. These numbers which we call irrational numbers, were seen as a threat to the Pythagorean notion of a perfect universe. They imagined a reality that could be described with rational, numerical patterns. Historians write that Hippasus was exiled for publicizing his findings while legends of the Pythagorean era claim he was drowned by the god themselves as punishment for his blasphemous findings. While irrational numbers upset philosophers, later mathematical inventions would draw attention from political and religious authorities as well. In the middle ages, while Europe was still using roman numerals other cultures had developed positional systems that included a symbol for zero. When Arab merchants brought this system to Italy, its advantages for merchants and traders was clear. However, the authorities were wary as Hindu- Arabic numerals were quite easy to forge or alter, especially since they were less familiar to customers than to merchants. And since the concept of zero opened the path to negative numbers and the recording of debt at a time when money-lending was regarded with suspicion. In 13th century, Florence totally banned the usage of Hindu- Arabic numerals for record keeping. Even though they were immensely useful, controversies regarding zero and negative numbers continued for a long time. Negative numbers were dismissed as absurd and prominent mathematicians like Gerolamo Cardano avoided using zero despite the easier route it provided to solve cubic and quartic equations. Even today it is illegal to use various numbers for a plethora of reasons. Governments usually ban the usage f numbers which have symbolic meanings or connections to opposing political figures and parties. Some numbers are banned because of the sensitive information they carry. These days any image, file, video or executable program can be translated into a string of numbers. So, this means protected materials such as copyrights and state secrets can also be represented as numbers, so possessing or publishing these are considered a criminal offense.

Thus, in a world where calculations and algorithms, shape more and more of our lives, the mathematicians pen grows stronger each passing day.   

Indian option of CamScanner launched with name BharatScanner.

The BharatScanner mobile app, an Indian alternative to cam scanners, has been launched. In this app, users have got the facility from scanning documents to creating PDFs. The special thing is that this app is completely free and users will not have to pay a separate charge to use any feature.

Rating of 4.4 points found on Google Play Store

Bharat Scanner app is available on Google Play Store for users. This app has downloaded more than 10 thousand users so far and it has got a rating of 4.4 points on the Google Play-Store. At the same time, this app size is 36 MB. .

Features of BharatScanner .

Some current features of BharatScanner are as follows: .

  • Users can scan documents easily.
  • Filters have been supported in this app.
  • Users can keep their documents as PDF.
  • Users have got the facility to share documents in this app on mail and Whatsapp.

Indian government imposes ban on Chinese mobile app .

Under Section 69A of the Information Technology Act, the Government of India decided to block 59 apps as these apps were a threat to India’s sovereignty and integrity, defense of India, security of the state and public order. The government had received many complaints about these apps from various sources, including about the misuse of many mobile apps. These apps were stealing data from both iPhone and Android users.

  • लॉन्च हुआ CamScanner का भारतीय विकल्प Bharat Scanner, जानें इसकी खासियतें

Ban on these Chinese apps

Tiktok, CamScanner, Shareit, Kwai, UC Browser, Baidu Map, Shein, Clash of Kings, DU Battery Saver, Helo, Likee, YouCam makeup, Mi Community, CM Browers, Virus Cleaner, APUS Browser, ROMWE, Club Factory, Newsdog these 59 apps are banned, including BeutryPlus, WeChat, UC News, QQ Mail.

Government concerned over return of large number of Indian students from US due F1 visa issues.

The US order of July 7 stating that F1 visas will not be renewed for students if they are attending only online- lectures in the US is a concerning mater for India since the highest number of foreign students in the US are from India. The US government has announced those F-1 and M-1 (non-academic and vocational students) visa holders attending only online classes will not be allowed to remain in the US.

US Noted India's Concerns Regarding F-1 Visa Issue: Centre

India on Thursday said it has reported its concerns to the US govt about the new rule on F1 visa and urged to keep in mind the role education have played in the developing relationship between the two countries.

The concerns were expressed during the virtual foreign office consultations between Foreign Secretary Harsh Vardhan Shringla and US political affairs secretary David Hale on Tuesday. Ministry of External Affairs’ spokesperson Anurag Srivastava said that the US government has looked into the concern regarding the new rule.

During virtual meeting, Srivastava said that India is concerned about the possibility of the return of a large number of Indian students studying in the US due to new rules in visa.

The Immigration and Customs Enforcement (ICE), an agency of the US Department of Homeland Security (DHS) on Monday said that the foreign students pursuing courses in the US must return to their country if their institutes are conducting only online course due to covid-19 pandemic.

A Safe Guide to Abortions

“Why is abortion abnormal, but police brutality, hate crime, suicide abetment just the way of life? I choose not to bring a life into this world, that I am not ready to care for. I am protecting my unborn by keeping it away from this patriarchal world.”

Anonymous

What is ABORTION?

Abortion refers to the termination of pregnancy by the removal or expulsion of an embryo or fetus. It is also referred to as termination of pregnancy.

Why is it Important to Have a Safe and Informed Abortion?

Each year 6.4 million fetuses are aborted, 3.4 million of which are unsafely performed using unsanitary methods. Each day, approximately 13 women die as a result and thousands more suffer severe reproductive health issues. 

Unsafe Abortions are the 3rd most leading cause of mortality amongst women. 

Further, a huge chunk of our population are unaware of the legality of abortions and opt for unsanitary alternatives. 

Not every General Practitioner, Gynaecologist, nor Obstetrician is legally allowed to carry out abortions nor prescribe medications.

Safe abortions don’t limit to just the procedure. Abortions have a huge impact on a woman’s body and frequent check-us are vital. Carrying out proper treatment is the only way to avoid other medical conditions. 

Reasons for Abortion:

There are multiple reasons why women might want to abort. A few reasons include:

  • When the parent(s) is financially unprepared
  • Unplanned/Accidental
  • Bad/Abusive Partner
  • Conception by Rape, Incest, or any other sexual assault 
  • Teen/Early Pregnancy
  • Health Issues
  • Dependent and/or Unprepared
  • Addiction
  • No longer want kids
  • Delaying Parenthood
  • Unwilling to be a parent
  • Not ready to have a kid
  • Pregnancy interfering with Education, Work, Promotion.
  • Any other unique reason a woman wants to terminate her pregnancy.

When is a Pregnancy Unsafe?

There are many situations where medical complications harm or might harm the mother and baby. Some situations might end in abortion because of unsafe pregnancies.

It is important to routinely have check-ups, take prenatal vitamins and other prescribed medications, and avoid taking any stress or straining yourself physically.

A few warning signs and complications of unsafe pregnancy: 

(NOTE: these warning signs don’t always lead to abortion, but please contact your doctor immediately)

  • Heavy bleeding and abdominal pain
  • Severe Nausea
    • Nausea is common in pregnancy, many women have morning sickness. 
    • Uncontrollable vomiting and not eating and drinking properly can make you dehydrated and harm you and the baby
  • Significant Decline in Baby’s activity
  • Contractions early in the 3rd trimester
  • When your water breaks early
  • Gestational Diabetes
  • Macrosomia
    • The baby is much larger than normal
    • When the mother’s blood had too much glucose, the pancreas of the fetus converts the extra glucose into fat
  • Flu-Like symptoms
  • Amniotic Fluid Complications
    • Too much or too little amniotic fluid in the sac
    • Difficulty in breathing 
    • Prenatal diabetes
  • Ectopic Pregnancy
    • The development of the fetus outside of the uterus. 
  • Placental Complications
    • Placental Abruption – detached placenta from the uterine wall
    • Placental Previa – the condition in which the placenta is attached too close to the cervix. 
  • Preeclampsia or Eclampsia
    • Pregnancy-induced high blood pressure
    • Can lead to seizures, coma, and death

Who is Allowed to get an Abortion in India?

Medical Termination of Pregnancy (MTP) Act legalized the termination of pregnancy (still not using the word abortion) with several conditions up to 20 weeks (from the first day of the last menstrual period). The conditions are:

  • “When continuation of pregnancy is a risk to the life of a pregnant woman or could cause grave injury to her physical or mental health;
  • When there is substantial risk that the child, if born or dead would be seriously handicapped due to physical or mental abnormalities;
  • When pregnancy is caused due to rape (presumed to cause grave injury to the mental health of the woman);
  • When pregnancy is caused due to failure of contraceptives used by a married woman or her husband (presumed to constitute grave injury to mental health of the woman).”

The Indian Abortion Laws are not liberal and do not permit women to terminate a pregnancy because they are not ready or unprepared. More information on the legal details of abortion in India can be found here.

Who is allowed to Perform an Abortion in India?

The MTP Act also specifies who is legally allowed to terminated a pregnancy, a practitioner who 

  • “has a recognized medical qualification under the Indian Medical Council Act, 
  • whose name is entered in the State Medical Register, and 
  • who has experience or training in gynecology and obstetrics.”

Not every Gynaecologist and/or Obstetrician is legally allowed to perform abortions. Be sure to check their license and get a safe and secure abortion if and when needed.

Consent for Abortion?

In India, an adult woman does not need consent from her husband, father nor the father of her unborn child until 20 weeks of gestation. Minors, however, require a legal adult’s consent. 

Once the pregnancy crosses 20 weeks, a woman needs special permission from the courts and two other people’s consent to be able to terminate her pregnancy.

To get an abortion, there are a legal-forms one needs to fill and sign. It is important to be aware of what documents you are signing and the terms you are agreeing to. 

The Price for abortions is fixed, a first-trimester abortion is approximately, Rs.500-1000 while a second-trimester abortion cost around, Rs.2000-3000. 

It is important to know your rights and pay only the correct rate. If a doctor charges more, you are entitled to report them. 

Many doctors are known to charge Rs,10,000, and more.

Procedural Blueprint:

Courtesy of Vardaan Hospital, Delhi.

There is a procedure that mot doctors follow. You are entitled to find out the procedure before-hand and report anyone for misbehavior.

There are two methods, oral and surgical. 

Oral Method Procedure:

If the pregnancy is less than 6 weeks, a mother can opt for the oral method

  • Ultrasound – to check for the duration of pregnancy or to see if it is a tubal pregnancy
  • Medication is prescribed 
  • Blood tests are done
  • 2 doses are given 48hrs apart.

Surgical Method Procedure:

  • Ultrasounds and Blood tests
  • Depending on the duration of the pregnancy, medication is prescribed to dilute the uterus.

One of the below

  • Vacuum Aspiration.
  • Dilation and Evacuation.
  • Dilation and Curettage.
  • Suction evacuation.

Follow Up:

Courtesy of Vardaan Hospital, Delhi.

Oral Method:

  • Bleeding is common in the 24-48 hours whole taking the dose and lasts for a week
  • Tissue might retain in some cases which leads to incomplete abortion. Suctional evacuation is important.
  • Confirmation of a complete abortion is done by another ultrasound.

Surgical Method:

  • The pain during and after the process varies for each woman.

General:

  • Maintain a proper diet
  • Take proper medications on time
  • Avoid exercising and moving around a lot
  • Counseling is important to recover
  • Avoid tampons during the menstrual cycle
  • No sexual contact for at least a month.

When is Abortion not Safe?

Abortion is unsafe if a woman:

  • Is more than 70 days pregnant (counted from the first day of the last menstrual period)
  • Has bleeding problems or is taking blood-thinning medication
  • Has chronic adrenal failure or is taking certain steroid medications
  • Cannot attend the medical visits necessary to ensure the abortion is completed
  • Does not have access to emergency care
  • Has uncontrolled seizure disorder (for misoprostol)
  • Has acute inflammatory bowel disease (for misoprostol)

Risks of Abortions:

Abortion has serious effects on a woman’s body. The following are a few risks associated with abortion:

  • Heavy bleeding
  • Infections
  • Incomplete abortions
  • Damage to the cervix
  • Scarring of the uterine lining 
  • Perforation of the uterus
  • Damage to internal organs
  • Miscarriages in future pregnancies
  • Death
  • Eating Disorders
  • Suicidal thoughts
  • Guilt
  • Relationship problems
  • Depression
  • Sexual dysfunction
  • Prone to addiction

When to Call your Doctor?

It is normal to contact your doctor after an abortion with any queries. 

These are the signs of complications where calling your doctor is important:

  • Excessive Bleeding
    • Bleeding is normal, but excessive bleeding is not.
  • No bleeding in the first 24 hours.
  • Signs of infection
    • Headache
    • Muscle aches
    • Dizziness
    • Fever
  • Severe abdominal pain
  • Fever that lasts for more than 4 hours
  • Vomiting for more than 4-6hours
  • Sudden belly swelling
  • Rapid heart rate
  • Smelly vaginal discharge
  • Pain, redness, and swelling in the genital area
  • Any other unexplainable symptoms

After a surgical abortion, follow up with one or more of these medical exams:

  • A physical exam of the cervix and uterus
  • A lab test to check your hCG levels
  • Blood test for anemia

Horrors of Remote Work

Before the pandemic hit the world, working at remote locations or rather work from home was supposedly believed to give a sense of joy. But now, work from home has become the new normal with the trend hitting most of the multinational corporations. But as we are trying to combat the virus by confining ourselves to our homes, some data theft ‘viruses’ are lurking outside our homes. With most of us using the setups outside the security layers of office, data thieves are trying to tap on those setups to maximize their wealth.

Remote work might be enjoyable in all aspects, but it also possesses certain downsides which can be horrifying both the recipient and the sender of the network. Looking at various perspectives as well experiencing some, I would like to highlight a few such instances:

  1. Public Wi-Fi network. Usage of public Wi-Fi internet connection to do office work can be very unsecure owing to the malicious parties trying to tap the internet traffic to collect confidential information. Potential malwares such as Trojan horse, virus, worms, spyware, rootkits etc. can very easily damage your service with irreparable effects.
  2. Unlocked device. When working in a public location or at home, sometimes we have the tendency to just leave it and get up to do some chore or to even just get a glass of water. In the meantime the confidential data such as office website, servers or mails gets exposed to the stranger or children at home, which can lead to data leakage, thus compromising the security.
  3. Use of personal devices and networks. Most companies have started this policy where you can use your personal setups such as laptop or desktop at your home. Usually the IT Department configures all the required software in your personal device and you can use it for professional reasons. Issue arises when you are using the same device for your personal work such as installing an app or browsing in such websites which can have malicious content and thus your system, data and majorly, your confidential office data gets compromised. But then the question arises, who is to be blamed here? Is it the organization who allowed the associate to compromise company’s data with the personal setup without enough security firewall? Or is the associate who should have taken care while using it for personal uses?
  4. Wary of VPN. Many a times, the remote workers are over-confident about the confidential data-security and since VPN can make the internet connection a bit slower, people tend to just overlook it. But what they forget in the meantime is that Virtual Private Network (VPN) can restrict the flow of information or data to the intended recipient as well as encrypt the data.
  5. Exposure of home router. It’s a human habit to either go for very weak password or avoid password altogether, lest one might forget. And such a habit can easily throw us into the devil’s mouth.
  6. Opening ‘all’ kinds of e-mails. Hackers and phishers wait for the opportunity to bask in glory when they send us a very catchy and a ‘congratulatory’ kind of mail and wait for our ‘one-click’ on that mail. And after that, everything becomes a history.
  7. Device always switched-on. If we get a notification on our setup asking to restart the system in order to install the updates, we tend to reschedule it to the point when we can avoid it altogether. Non-updated device are the most-prone device to each and every kind of threat.

Just a heads up, these are some, but not exhaustive, lists of threats and danger one can face from remote work. Nevertheless, these also have their own solution but it demands a chunk of our attention and intervention. So from the next time, when you sit down and switch on your system to work, always remember there is an extra pair of eyes looking upon you.

Abort the virus, inside and outside.

Till then, stay safe.

It’s not your weakness, it’s their strength

Are you motivated to do something? It’s what we call it but people will call it as influencing. They didn’t betray you, you trusted them. You are easy target for them. It’s you whom you should change. People are easy target for them. It’s us who should make us strong. Beleiving is good, but trusting is not better. They create a impression on your brain that you get attracted to them. It’s not your weakness, it’s their strength. Try to make yourself from such incidents.

Trusting blindly will not happen all of sudden. It’s a slower process where they crate a impact of them on you. People with clarity will definitely fake the people who actually wanted to fake us. So be careful while choosing friends. It’s easy to get influenced because it’s difficult to influence. Believing and betraying is a cycle. People who got betrayed will become the people will betray. it’s a never ending cycle. It ends when people start betraying. It only happens when people stop betraying. Have clarity over such things. There are too smart to catch. They influence you with their magical words which create a direct impact on your brain. Escape from such things.

Have a true life rather than making people suffer. Be kind and gentle atleast to yourself. Anyone no one gonna live permanent. People will betray someone untill people stop betraying. Have guts to earn something by working hard. Believe in your work and have confidence in you. Be happy with what you have rather than wasting your time on something that you never get. Go in a truthful manner and definitely right yhing will happen.

You definitely do what your friend had done because you too wanted to do what he did. It’s good it it’s good but if you do something wrong them that’s completely wrong. You will definitely get influenced by your friends unknowingly. You should have a control over your thoughts on this issue. It becomes serious if you do something that shouldn’t be done.

ICSE, ISC exam result 2020 to be announced tomorrow at 3 PM. All you need to know

ICSE, ISC Exam 2020 Result to be Declared Tomorrow at 3 PM | All You Need to Know

ICSE, ISC Exam 2020 Result: The Council for the Indian School Certificate Examination (CISCE) on Thursday said that ICSE (class 10) and ICS (class 12) exams results will be declared tomorrow at 3 PM, on the official website ‘cisce.org’ and ‘results.cisce.org. All students who have appeared for the exams are advised to keep an eye on the website and check their results.

To check the results once they are out, follow this steps:

step 1-Visit the official website at https://www.cisce.org/

step 2-Go on the ‘Careers’ portal on the homepage.

Step 3: Now, click on the relevent exam link.

Step 4: Enter all the details asked including your roll number, click submit

Step 5: You result will now appear on the screen.

Step 6: Download and take a print-out for a future reference.

Icse result 2020, icse board result 2020, isc result 2020, isc board result 2020

To get results on SMS, students can send their Unique id to 09248082883 in this format: ‘ICSE/ISC (Unique ID)’.

Earlier in the day, the CISCE board reduced 25 per cent syllabus from this year’s curriculum in view of the coronavirus pandemic.

According to the latest notification issued by the ICSE Board, the decision to reduce the syllabi will be applicable for Class 9 to Class 12 students and has been taken to reduce the burden amid limited teaching via online classes. The CISCE stated that the reduced syllabus aims to cope with the loss of instructional hours due to the difficulties faced in the academia in the lockdown situation.