Insurance and it’s Types

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Insurance is a means of protection from financial loss. It is a form of risk management, primarily used to hedge against the risk of a contingent or uncertain loss. An entity that provides insurance is known as an insurer, an insurance company, an insurance carrier, or an underwriter. an arrangement with a company in which you pay them regular amounts of money and they agree to pay the costs if, for example, you die or are ill, or if you lose or damage something.

Insurance is a contract in which an insurer indemnifies another against losses from specific contingencies or perils. It helps to protect the insured person or their family against financial loss. There are many types of insurance policies. Life, health, homeowners, and auto are the most common forms of insurance. insurance is a contract, represented by a policy, in which a policyholder receives financial protection or reimbursement against losses from an insurance company. The company pools clients’ risks to make payments more affordable for the insured.

Insurance policies are used to hedge against the risk of financial losses, both big and small, that may result from damage to the insured or their property or liability for damage or injury caused to a third party.

Key Takeways :

1. Insurance is a contract (policy) in which an insurer indemnifies another against losses from specific contingencies or perils.

2. There are many types of insurance policies. Life, health, homeowners, and auto are the most common forms of insurance.

3. The core components that make up most insurance policies are the deductible, policy limit, and premium.

How Insurance Works :

A multitude of different types of insurance policies is available, and virtually any individual or business can find an insurance company willing to insure them—for a price. The most common types of personal insurance policies are auto, health, homeowners, and life. Most individuals in the United States have at least one of these types of insurance, and car insurance is required by law. Businesses require special types of insurance policies that insure against specific types of risks faced by a particular business. For example, a fast-food restaurant needs a policy that covers damage or injury that occurs as a result of cooking with a deep fryer. An auto dealer is not subject to this type of risk but does require coverage for damage or injury that could occur during test drives. There are also insurance policies available for very specific needs, such as kidnap and ransom (K&R), medical malpractice, and professional liability insurance, also known as errors and omissions insurance.

Insurance Policy Components:

A firm understanding of these concepts goes a long way in helping you choose the policy that best suits your needs. For instance, whole life insurance may or may not be the right type of life insurance for you. Three components of any type of insurance are crucial: premium, policy limit, and deductible.

1. Premium -:
A policy’s premium is its price, typically expressed as a monthly cost. The premium is determined by the insurer based on your or your business’s risk profile, which may include creditworthiness.

2. Policy Limit -:
The policy limit is the maximum amount that an insurer will pay under a policy for a covered loss. Maximums may be set per period (e.g., annual or policy term), per loss or injury, or over the life of the policy, also known as the lifetime maximum.

3. Deductible -:
The deductible is a specific amount that the policyholder must pay out of pocket before the insurer pays a claim. Deductibles serve as deterrents to large volumes of small and insignificant claims.

Types of Insurance :

There are many different types of insurance. Let’s look at the most important.

1.Health Insurance -:
Regarding health insurance, people who have chronic health issues or need regular medical attention should look for policies with lower deductibles. Though the annual premium is higher than a comparable policy with a higher deductible, less expensive access to medical care throughout the year may be worth the tradeoff.

2. Home Insurance -:
Homeowners insurance (also known as home insurance) protects your home and possessions against damage or theft. Virtually all mortgage companies require borrowers to have insurance coverage for the full or fair value of a property (usually the purchase price) and won’t make a loan or finance a residential real estate transaction without proof of it.

3. Auto Insurance -:
When you buy or lease a car, it’s important to protect that investment. Getting auto insurance can offer reassurance in case you’re involved in an accident or the vehicle is stolen, vandalized, or damaged by a natural disaster. Instead of paying out of pocket for auto accidents, people pay annual premiums to an auto insurance company; the company then pays all or most of the costs associated with an auto accident or other vehicle damage.


4. Life Insurance -:
Life insurance is a contract between an insurer and a policy owner. A life insurance policy guarantees that the insurer pays a sum of money to named beneficiaries when the insured dies in exchange for the premiums paid by the policyholder during their lifetime. Life insurance. life insurance provides for your family if you unexpectedly die. This is especially important if your family is dependent on your salary. Industry experts suggest a policy that pays out 10 times your yearly income. But not everyone can afford the cost. When estimating the amount of life insurance you need, factor in funeral expenses. Then calculate your family’s daily living expenses. These may include mortgage payments, outstanding loans, credit card debt, taxes, child care, and future college costs.


5. Travel Insurance -:
Travel insurance is a type of insurance that covers the costs and losses associated with traveling. It is useful protection for those traveling domestically or abroad.

6. Long-Term Disability Coverage -: Long-term disability insurance is the type of insurance most of us think we will never need. Yet, according to statistics from the Social Security Administration, one in four workers entering the workforce will become disabled and will be unable to work before they reach the age of retirement. Often, even workers who have great health insurance, a nice nest egg, and a good life insurance policy don’t prepare for the day when they might not be able to work for weeks, months, or ever again. While health insurance pays for hospitalization and medical bills, you’re still left with all of the expenses that your paycheck had covered.

Is insurance an asset?

Depending on the type of life insurance policy and how it is used, permanent life insurance can be considered a financial asset because of its ability to build cash value or be converted into cash. Simply put, most permanent life insurance policies can build cash value over time.

Conclusion:

Insurance plans will help you pay for medical emergencies, hospitalization, contraction of any illnesses and treatment, and medical care required in the future. The financial loss to the family due to the unfortunate death of the sole earner can be covered by insurance plans.




LGBTQ AND THEIR RIGHTS

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LGBTQ is an acronym for “lesbian, gay, bisexual, transgender, and queer. Lesbian, Gay, Bisexual and Transgender, Queer. Over the past decade, LGBT people have gained more and more tolerance and acceptance in India, especially in large cities.

LGBTQ people in India remain closeted, fearing discrimination from their families, who might see homosexuality as shameful. Discrimination is still present in rural areas, where LGBTQ people often face rejection from their families and forced opposite-sex marriages. People in the LGBTQ community are fighting for equal rights and acceptance. Trans people, especially, face a lot of difficulty in finding acceptance. People in the LGBTQ community are looked down upon all the time.

This is a major issue because discrimination against the LGBTQ community is highly prevalent. People’s prejudices lead them to think that LGBTQ people are odd and very different. Today, homosexuality and queer identities may be acceptable to more Indian youths than ever before but within the boundaries of families, homes, and schools, acceptance remains a constant struggle for LGBTQ people. I have heard of people coming out of the closet and declaring to their families that they are not the person their family expected them to be. Being L, G, B, T, or Q is not a ‘problem’, nor is it a ‘choice’ as such. LGBTQ individuals are merely individuals who have sexual preferences that differ from what would appear to be the ‘norm’, due to differing learned behaviors and, you know, having a personal perspective and mindset that differs from everyone else’s. Saying that it’s objectively wrong for people to have sexual preferences that differ from the norm is objectively wrong itself.

Transgender people in India are allowed to change their legal gender post-sex reassignment surgery under legislation passed in 2019 and have a constitutional right to register themselves under a third gender. Additionally, some states protect hijras, a traditional third-gender population in South Asia through housing programs, and offer welfare benefits, pension schemes, free operations in government hospitals as well as other programs designed to assist them. There are approximately 480,000 transgender people in India as per Census 2011. Article 15 of our Indian Constitution Article 15, 1949. 15. Prohibition of discrimination on grounds of religion, race, caste, Sex, or place of birth.

In 2018, in the landmark decision of Navtej Singh Johar v. Union of India, the Supreme Court of India decriminalized consensual homosexual intercourse by reading down Section 377 of the Indian Penal Code and excluding consensual homosexual sex between adults from its ambit. Amidst strong political movements in favor of LGBTQ rights, people are more accepting of same-sex relationships, with around three out of four Indians supporting them according to an opinion poll. In the 2010s, LGBT people in India increasingly gained tolerance and acceptance, especially in large cities.

Major Activists of LGBTQ:

1. Anand Grover.
2. Menaka Guruswamy.
3. Laxmi Narayan Tripathi.
4. Anjali Gopalan.
5. Gopi Shankar Madurai.
6. Manvendra Singh Gohil.
7. Harish Iyer.
8. Ashok Row Kavi.

Conclusion:

The backlash is the biggest concern at the moment. Homophobia is still one of the last acceptable forms of bigotry in some regions, and my hope is that that changes. Legally India has taken many steps in this area to identify the rights of LGBT community. Discrimination and the fear of discrimination is an important concern among the minorities at workplace.

If normal men and women have the right to live in this society with respect then why not a person who belongs to LGBTQ can live in this society with respect? It’s not about what our religion says it’s about what humanity says.

FEMINISM

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Feminism is a range of socio-political movements and ideologies that aim to define and establish the political, economic, personal, and social equality of the sexes. Feminism incorporates the position that society prioritizes the male point of view and that women are treated unjustly in these societies.

Who started Feminism ?

Mary Wollstonecraft is seen by many as a founder of feminism due to her 1792 book titled A Vindication of the Rights of Woman in which she argues for women’s education. Charles Fourier, a utopian socialist and French philosopher are credited with having coined the word “féminisme” in 1837.

The important aspect of feminism:

1. Feminism is defined as the belief in the social, political, and economic equality of the sexes.


2. The goal of feminism is to challenge the systemic inequalities women face daily.


3. Contrary to popular belief feminism has nothing to do with belittling men feminism does support sexism against either gender. Feminism works towards equality, not female superiority.


4. Feminists respect individual, informed choices and believe there shouldn’t be a double standard in judging a person. Everyone has the right to sexual autonomy and the ability to make decisions about when, how, and with whom to conduct their sexual life.


5. There isn’t just one type of feminism, there are a variety of feminist groups including girlie feminists, third-wave feminists, pro-sex feminists, and so on. All these groups aim to deal with different types of discrimination women, and sometimes men, face.


6. Women earn 78 cents for every dollar a man makes.


7. Only 17% of the seats in Congress are held by women.


8. Although 48% of law school graduates and 45% of law firm associates are female, women make up only 22% of federal-level and 26% of state-level judgeships.


9. Even in the 10 top paying jobs for women, females earn less than men; only one career, speech pathology, pays the same regardless of gender.


10. Despite previous attempts to ratify a UN treaty guaranteeing the elimination of all forms of discrimination against women, the U.S. refuses to support an international bill of rights for women signed by nearly every other nation on the planet.


11. What feminists want the world to know, or at least acknowledge is the different ways men and women are treated, and although there have been great strides towards equality, women and men are far from playing on the same field.

The First Wave of Feminism:

This first wave of feminism activism included mass demonstrations, the publishing of newspapers, organized debates, and the establishment of international women’s organizations. At around the same time, women became more active in communist, socialist and social democratic parties because increasing numbers of women began to work outside the home in factories and offices. Women were first allowed to go to university in the early 20th century, having both a career and a family. In certain countries, when fascist parties gained power the feminist movement was banned. Women started organizing again after the end of the Second World War, and they soon gained equal political rights in most European countries, with women’s emancipation becoming an important aim and most women being allowed to take on full-time jobs, divorce their husbands and go to university.

The Second Wave of Feminism:

The second wave of feminism aimed to achieve ‘women’s liberation, different groups had different ideas about how this should be done. Liberal feminists wanted better equality laws and reform of institutions such as schools, churches, and the media. Radical feminists argued that the root cause of women’s inequality is patriarchy: men, as a group, oppress women. They also focused on violence against women by men and started to talk about violence in the family, and rape. Socialist feminists argued that it is a combination of patriarchy and capitalism that causes women’s oppression. The second wave of feminism also resulted in new areas of science: women’s studies became a discipline to be studied at university, and books began to be published about women’s achievements in literature, music, and science and recording women’s previously unwritten history.

The women’s movement played an important role in the drafting of international documents about women’s rights, such as the Universal Declaration of Human Rights and the Convention on the Elimination of all Forms of Discrimination Against Women (CEDAW, 1979).

The Third Wave of Feminism:

The third wave of feminism mainly refers to the American movement in the 1990s, and was a reaction to the backlash of conservative media and politicians announcing the end of feminism or referring to ‘post-feminism’.t the third wave of feminism can be characterized by increased awareness of overlapping categories, such as race, class, gender, sexual orientation. More emphasis was also placed on racial issues, including the status of women in other parts of the world (global feminism). This was also a moment when several feminist non-governmental organizations were established, but focused on specific feminist issues, rather than claiming to represent general feminist ideas. Third-wave feminism actively uses media and pop culture to promote its ideas and to run activities, for example by publishing blogs or e-zines. It focuses on bringing feminism closer to people’s daily lives. The main issues that third-wave feminists are concerned about include: sexual harassment, domestic violence, the pay gap between men and women, eating disorders and body image, sexual and reproductive rights, honor crimes, and female genital mutilation.

The Fourth Wave of Feminism:

The term cyberfeminism is used to describe the work of feminists interested in theorizing, critiquing, and making use of the Internet, cyberspace, and new media technologies in general. The term and movement grew out of ‘third-wave’ feminism. Cyberfeminism is considered to be a predecessor of ‘networked feminism’, which refers generally to feminism on the Internet: for example, mobilizing people to take action against sexism, misogyny, or gender-based violence against women. One example is the online movement in 2017, which was a response on social networks from women all over the world to the case of Harvey Weinstein, a Hollywood producer who was accused of sexually harassing female staff in the movie industry.

Feminism Activists in India:

1. Aranya Johar. 2. Kamla Bhasin. 3. Aruna Roy. 4. Vandana Shiva. 5. Medha Patkar. 6. Manasi Pradhan. 7. Urvashi Butalia. 8. Laxmi Agarwal. 9. Deepa Malik. 10. Swati Maliwal

Conclusion:

Feminism can be seen as a movement to put an end to sexism, sexist exploitation, and oppression and to achieve full gender equality in law and practice. The women’s movement is made up of women and men who work and fight to achieve gender equality and to improve the lives of women as a social group.

FASHION BLOGGING

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A fashion blog can cover many topics, such as specific items of clothing and accessories, beauty tips, trends in various apparel markets (haute couture, prêt-à-porter, etc.), celebrity fashion choices, and street fashion trends. Many fashion blogs could also be categorized as shopping blogs, similar to the content of fashion magazines. Some retailers in the fashion industry have started blogs to promote their products. Some blogs focus more on fashion advice, featuring how-to articles for the lay reader. Articles discuss clothing fit, the matching and complementing of colors, and other information on clothes wearing and care, along with prescriptive advice on adhering to basic standards and recent trends.

History:

Fashion blogs first appeared in the blogosphere before 2002. Both the number of fashion blogs and the number of media mentions of fashion blogs have grown considerably since then. Published accounts of the growing number of fashion blogs are mentioned above, and a Facteva search reveals that media articles mentioning “fashion blogs” grew from one in 2002 to over 100 in 2006. In 2006, the commercial success and growing profile of fashion bloggers were the two main themes in the coverage of fashion blogs. In 2009, CNN wrote about a blogger, Rumi Neely of Fashion Toast, who went from a small website to the runway for a popular label.

Impact on Fashion Industry:

Fashion is a multi-billion dollar industry that has a considerable impact on the way ordinary people dress and present themselves and relies heavily on media and advertising to communicate the producer’s preferences and goals and influence public perception through various types of promotion; at the same time, fashion can be influenced by social change and counter-trends outside the producer, retailer or advertiser’s control. As fashion is driven by trends within and without the fashion industry, fashion blogs and other “new media” outside the control of traditional establishments represent a disruptive innovation to the social dynamics of mass media and fashion consumption in modern consumer society.

From the industry’s standpoint:

The New York Times “Style” section writer, Eric Wilson, did an extensive study on the impact of fashion bloggers on the fashion industry for one of his style columns. Wilson wrote that these bloggers have ascended ‘from the nosebleed seats to the front row’ in the past year and that the divide between the ‘high code’ editors with a professional opinion and the ‘amateur’ fashion bloggers is beginning to disintegrate.


From a reader’s standpoint:

A similar statement was said by Constance White, the style director for eBay and former fashion journalist, saying that the impact of the fashion blogosphere has allowed the whole population to take ownership of the fashion world, including people of all different races, genders, and social standings. Unlike fashion-focused magazines and television shows, fashion blogs can be updated more frequently, keeping up to date with the new and up-and-coming fashion trends.

From an advertising standpoint:

Many of these fashion blogs also serve as a source of advertisement for both designers and fashion retail stores. These advertisements have had a heavy influence on fashion designers of various standings, helping to give a name to small up-and-coming designers as well as bringing high-end designers back to life. Many of the top fashion bloggers are said to have received free samples of the designer pieces that they have mentioned in their blogs and some top fashion bloggers got paid for wearing and publishing a brand name product on their Instagram accounts.

Types of fashion blogs:

• By writer’s expertise:

Fashion blogs may be written by insiders, outsiders, or aspiring insiders. Insiders are people who work (or have previously worked) in the fashion industry or for the traditional fashion media. In addition, some fashion insiders write occasionally as guest bloggers on larger sites. For example, the fashion designer Nanette Lepore has contributed to Glam.com. Aspiring insiders are people who want to work in the fashion industry or media and believe their blog may provide a ‘back door entry into a mainstream fashion writing job.

• By ownership:

Fashion blogs may be owned either by individuals or by companies. The types of individuals running fashion blogs are listed above. The types of companies now running fashion blogs include large mainstream media organizations and fashion retailers. Condé Nast Publications is a mainstream media organization with fashion blogs. Fashion retailers with blogs include Bluefly, Queen of Suburbia, and Splendora.

Indian Fashion Bloggers:

1. Komal Pandey.
2. Masoom Minawala Mehta.
3. Aashna Shroff.
4. Kritika Khurana.
5. Riya Jain.
6. Sakshi Sindwani.
7. Siddharth Batra.
8. Karron S Dhingra.
9. Usaamah Siddique
10. Abhinav Mathur

Conclusion:

Fashion blogs are increasingly becoming a part of the mainstream fashion press. Many big media organizations have started fashion blogs and the best fashion bloggers are now also being offered mainstream media positions. Fashion blogging is also now regarded as worthy of mainstream media coverage. The reference list below shows the very high caliber of media publications that have written about fashion blogs. These publications include the Wall Street Journal, The New York Times, Fast Company, and the Sydney Morning Herald. Fashion blogging is rapidly becoming a highly profitable new media business, with a mixture of independent blogs and well-funded fashion blog networks competing to dominate the space.

How Social Media Creates Required Attention For A News

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At the touch of a screen, most people now get their news information online, especially from social media. Social media reaches a maximum audience. In a recent survey, 50 percent of internet users said that they get to know about the latest news via social media even before it is on a news station. Social media in reporting is that the news does not get spread fairly quickly. If information is correct then it can be an excellent way of getting the news.

Positive -:

1. The news on social is immediate, while traditional media, can be delayed due to press times
2. Social media is versatile (you can make changes or delete once published. Whereas traditional media, once published, is set in stone.
3. The accessibility of social networks across devices makes them easy to use on the go and one of the most convenient ways to read the news.
4. RVCJ media page that provides the latest news on Instagram

Negative -:

1. There is a fierce media competition
2. Social platforms have control over what news and information we see. Our social media friends have become “managing editors” deciding what we see. An article needs to be liked and shared multiple times before many see it in their feed. Therefore, social media friends have control over what news pieces we see and what we do not.
3. The authentic content is hard to come by now. In fact, fake news is actually more likely to spread than the truth. 4. Falsehood diffused significantly farther, faster, deeper, and more broadly than the truth in all categories of information.

Conclusion -:

News happens fast now. Today’s story will be tomorrow’s forgotten story. It is easy to miss things now because of how quick stories can get turned around and shared. While having so much information at our fingertips is great, it is worth always checking sources and not taking headlines as truth. With social media as our new news managers, it is up to us to be the new fact checkers for media.

Robber Barons

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The super rich industrialists and financiers such as John D. Rockefeller, Andrew W. Mellon, Andrew Carnegie, Henry H. Rogers, J.P. Morgan, Cornelius Vanderbilt of the Vanderbilt family, and the prominent Astor family were labeled as “robber barons” by the common people.

A robber baron is a term used frequently in the 19th century during America’s Gilded Age to describe successful industrialists whose business practices were often considered ruthless or unethical. Robber baron is a term that is also sometimes attributed to any successful businessperson whose practices are considered unethical or unscrupulous. This behavior can include employee or environmental abuse, stock market manipulation, or deliberately restricting output to charge higher prices.

These practices included exerting control over natural resources, influencing high levels of government, paying subsistence wages, squashing competition by acquiring their competitors to create monopolies and raise prices, and schemes to sell stock at inflated prices to unsuspecting investors. The term combines the sense of criminal (“robber”) and illegitimate aristocracy (a baron is an illegitimate role in a republic). This monopoly was achieved in part by crushing rivals and systematically cheating Native Americans of fur pelts.

During 19th century the chief complaint that was capitalists were becoming monopolists. Fear over the robber barons and their monopoly practices increased public support for the Sherman Antitrust Act of 1890 (The Sherman Anti-Trust Act authorized the federal government to institute proceedings against trusts in order to dissolve them). Many so-called robber barons. became wealthy entrepreneurs through product innovation and business efficiency. Of the goods and services they provided, supply grew, and prices fell rapidly, greatly boosting Americans’ standards of living. This is the opposite of monopolistic behavior.

Some Of The Major Robber Barons -:

1. James Fisk, one Wall Street’s first great financiers, accumulated much of his fortune by fraudulent stock market practices. The venture brought them vast sums but led to a securities market panic that began on September 24, 1869, a day that was long remembered as Black Friday.

2. Leland Stanford became involved in Republican politics in California and was elected governor in 1861. With three colleagues, he formed the Pacific Association and used their combined assets to bribe congressmen and others with political influence in the country’s capital. In return, the association was provided 9 million acres (3.6 million hectares) and a $24 million loan financed by federal bonds.

3. John D. Rockefeller made his immense riches from monopolizing America’s oil industry. Conspiring with refinery owners, he helped found what became known as the Standard Oil monopoly. Those who stubbornly resisted were confronted with price wars. By 1890, the Rockefeller trust controlled approximately 90 percent of the petroleum production in the United States, a situation that led to the passage of the Sherman Antitrust Act that same year.

4. J.P. Morgan who organized a number of major railroads and consolidated the United States Steel, International Harvester, and General Electric corporations

5. Andrew Carnegie who led the enormous expansion of the American steel industry in the late 19th century; shipping and railroad magnate

6. Cornelius Vanderbilt, Industralist

7. George Pullman the inventor of the Pullman sleeping car

8. Henry Clay Frick who helped build the world’s largest coke and steel operations.

Common criticisms of the early robber barons -:

Poor working conditions for employees, selfishness, and greed. Some robber barons including Robert Fulton, Edward K. Collins, and Leland Stanford earned their wealth through political entrepreneurship. Many wealthy railroad tycoons during the 1800s received privileged access and financing from the government via extensive use of lobbyists.

The major considerations of robber barons are – :

•While robber barons took advantage of their workers, they sometimes offered better working conditions than the norm of the day


•Some tycoons rank among the most noted philanthropists of all time. Rockefeller donated around 10% of every paycheck he ever earned.


•Railroad tycoon James J. Hill publicized and provided free education about crop diversification, and would transport immigrants at reduced rates if they promised to farm near his railroads.

Radio In India

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Radio broadcasting began in India in 1922. The Government owned radio station All India Radio dominated broadcasting since 1936.

Broadcasting in India actually began about 13 years before AIR came into existence. In June 1923 the Radio Club of Bombay made the first ever broadcast in the country. This was followed by the setting up of the Calcutta Radio Club five months later. The Indian Broadcasting Company (IBC) came into being on July 23, 1927, only to face liquidation in less than three years.

In April 1930, the Indian Broadcasting Service, under the Department of Industries and Labour, commenced its operations on an experimental basis. Lionel Fielden was appointed the first Controller of Broadcasting in August 1935. In the following month Akashvani Mysore, a private radio station was set up. On June 8, 1936, the Indian State Broadcasting Service became All India Radio.

The Central News Organisation (CNO) came into existence in August, 1937. In the same year, AIR came under the Department of Communications and four years later came under the Department of Information and Broadcasting. When India attained independence, there were six radio stations in India, at Delhi, Bombay, Calcutta, Madras, Tiruchirapalli and Lucknow. The following year, CNO was split up into two divisions, the News Services Division (NSD) and the External Services Division (ESD). In 1956 the name AKASHVANI was adopted for the National Broadcaster. The Vividh Bharati Service was launched in 1957 with popular film music as its main component

The phenomenal growth achieved by All India Radio has made it one of the largest media organisations in the world. With a network of 262 radio stations, AIR today is accessible to almost the entire population of the country and nearly 92% of the total area. A broadcasting giant, AIR today broadcasts in 23 languages and 146 dialects catering to a vast spectrum of socio-economically and culturally diverse populace.

Programmes of the External Services Division are broadcast in 11 Indian and 16 foreign languages reaching out to more than 100 countries. These external broadcasts aim to keep the overseas listeners informed about developments in the country and provide a rich fare of entertainment as well.

The News Services Division, of All India Radio broadcasts 647 bulletins daily for a total duration of nearly 56 hours in about 90 Languages/Dialects in Home, Regional, External and DTH Services. 314 news headlines on hourly basis are also being mounted on FM mode from 41 AIR Stations. 44 Regional News Units originate 469 daily news bulletins in 75 languages. In addition to the daily news bulletins, the News Services Division also mounts number of news-based programmes on topical subjects from Delhi and its Regional News Units

AIR operates at present 18 FM stereo channels, called AIR FM Rainbow, targeting the urban audience in a refreshing style of presentation. Four more FM channels called, AIR FM Gold, broadcast composite news and entertainment programmes from Delhi, Kolkata, Chennai and Mumbai. With the FM wave sweeping the country, AIR is augmenting its Medium Wave transmission with additional FM transmitters at Regional stations.

In April 2020, as per a survey by AZ Research PPL, commissioned by the Association of Radio Operators for India (AORI) Radio listenership in India touched a peak of 51 million.

Does radio have a future?

The consoles, connected watches and TV’s that we use every day will be just another way in which radio stations can broadcast and increase their audience numbers. Since its creation, radio has continually evolved with the times

Why Radio is still popular?

Portable and Inexpensive: Radio is portable among many modes of communication. They can be used in cars, stores, and other places, which helps to reach the targeted audience. According to researchers, broadcast radio reaches 99% of the Indian population today.

The Government decision for transition to the digital mode of transmission, AIR is switching from analog to digital in a phased manner. The technology adopted is the Digital Radio Mondiale or DRM. With the target of complete digitization by 2017, the listeners can look forward to highly enhanced transmission quality in the near future.

Self-Improvement Month

If you’re reading this, then chances are that you are looking for some way to improve your life. Maybe you need help with personal development or maybe you’ve been thinking about starting a new job or volunteering at an organization. Whatever your reason for wanting to make changes in your life, it’s important that we keep our eyes open and try new things so we can be successful in achieving our goals.

Without encouragement, it is difficult to change.

Without encouragement, it is difficult to change. You need to believe in yourself and think that you can improve your life by making positive changes. The first step is believing that you can improve for the better—that’s because it will make all the difference. If you do not believe that things can get better, then no one else will either.

If someone says they are going through hard times or struggling with something difficult right now, try giving them some words of encouragement as a way of showing them how much strength there is inside themselves despite their circumstances (or lack thereof). This could mean saying something like “I know what it’s like when things keep getting worse instead of better.” Or maybe even just “I’m sorry about everything happening right now.” These small gestures go a long way towards helping those around us feel supported during times when we feel isolated from others’ understanding due to our own struggles.

You are most likely to succeed if you focus on one change at a time.

The key to success is to focus on one change at a time. This can be as easy as focusing on improving your diet, or it may be more complex—it depends on what you’re trying to accomplish and how long it will take for you to reach your goal.

For example: If you want to lose weight, then focus on eating healthier food and making more exercise a part of your daily routine. Once that’s accomplished and needs adjusting (such as adding more fruits or vegetables), move onto the next step by increasing the amount of exercise in your schedule again until all of these changes have been completed successfully.

Changing your life takes time and daily effort.

Changing your life takes time and daily effort. You can’t change a habit overnight, nor can you expect to change your lifestyle or attitude overnight.

You have to commit to making positive changes in the way you think and act for them to stick. This includes changing negative beliefs about yourself and others, as well as changing other people’s perceptions of you—for example, by doing something nice for someone else instead of taking advantage of them.

The changes you make will have an impact on other people, so talk to them about what you are doing.

Make sure you have a support network:

You can’t do it alone! You need people who believe in you and want to help support your goals.

Be honest with yourself:

Don’t let yourself get discouraged by results because they won’t always be immediate or easy to achieve; this is just another step in the process of self-improvement.

You are more likely to change your behavior if you write down your goals and track your progress toward them.

If you want to make changes in the way that you live your life, it’s important to write down your goals. The more specific and detailed they are, the easier it will be for you to stay focused on achieving them.

You can use a notebook or spreadsheet as a place where you put down all of the things that matter most to you—including what motivates each goal and any additional details about how long until completion or other deadlines associated with achieving each goal (if applicable). Then once per month or so (depending on how often progress is made toward those goals), go back through this list of ideas and see where there are still opportunities for improvement or new additions which may help bring about change faster than otherwise would be possible otherwise.”

Sometimes people need a second or third try before they can achieve their goals.

Change is a process that can happen gradually if we give ourselves permission to not be perfect.

It’s okay to fail. You don’t have to make every mistake in the world, but you do need to take risks and learn from them. If you’re going through a difficult time, it may feel like everything is stacked against you, but remember: You’re stronger than that! Don’t let anyone else dictate what your limits are; set boundaries for yourself so that everyone around you knows where they stand with respect toward how much weight/pressure/stressors they bring into your life (and vice versa).

You can’t change everything at once! Change takes time and effort—you might not see results right away on day one of starting something new at work; sometimes there are things we need practice doing before learning how good our new skills actually feel like coming out of our mouths (or fingers). Make sure whatever goal(s) this month has been focused on has been well-thought out beforehand so as not waste valuable resources unnecessarily trying out half-baked ideas prematurely – because even though change doesn’t happen overnight…it does happen eventually 

Conclusion

If you are ready to start changing your life and make some changes in your life, then this is the right time. Start now.

MICROPHONES

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A microphone is a device that translates sound vibrations in the air into electronic signals and scribes them to a recording medium or over a loudspeaker. Microphones enable many types of audio recording devices for purposes including communications of many kinds, as well as music vocals, speech and sound recording.

Types Of Microphone

There are three main types microphones based on construction -:

1. Dynamic/Moving coil. 2. Ribbon. 3. Condenser/ capacitor

1. Dynamic / Moving coil

A microphone in which the sound waves cause a movable wire or coil to vibrate in a magnetic field and thus induce a current.

Key Advantages -:

1. Rugged and able to handle high sound pressure levels, like those delivered by a kick drum.
2. Provide good sound quality in all areas of microphone performance.
3. They do not require a power source to run
4. They are relatively cheap

Key disadvantages -:

Heavy microphone diaphragm and wire coil limits the movement of the assembly, which in turn restricts the frequency and transient response of the microphone
Generally not as suitable as condenser microphones for recording instruments with higher frequencies and harmonics, such as a violin.

Dynamic microphones can be used for many applications, produce an excellent sound and are suitably rugged – great for traveling on the road. They are best avoided when recording high-frequency content on an important recording.

For reliable, everyday tasks you will not find a more multifaceted, trustworthy device than a good quality dynamic microphone.

Ribbon -:

A ribbon microphone, also known as a ribbon velocity microphone, is a type of microphone that uses a thin aluminum, duraluminum or nanofilm of electrically conductive ribbon placed between the poles of a magnet to produce a voltage by electromagnetic induction. Ribbon microphones are typically bidirectional, meaning that they pick up sounds equally well from either side of the microphone

Key Adavantages -:

1. Ribbon Microphones are very sensitive and accurate
2. Ribbon microphones have a very low noise
3. Ribbon microphones tend not to pick up lots of background noise
4. Ribbon microphones can be very expensive
5. Ribbon microphones are good to produce a thin and tinny sound

Key disadvantages -:

1. Ribbon microphones can be very large and heavy
2. Ribbon microphones are very sensitive to air movements
3. It is very difficult to achieve a tight polar pattern
4. The ribbon is fragile and susceptible to damage
5. Ribbon microphones are not as popular as dynamic microphones
Ribbon microphones require more maintenance

Ribbon microphones are often described as the most natural-sounding microphones available, and for good reason: they condenser microphones that use a thin ribbon of aluminum foil to pick up sound (instead of a solid diaphragm).

Condenser/ Capacitor Microphones -:

A Condenser capsule is constructed similarly. It consists of a thin membrane in close proximity to a solid metal plate. The membrane or diaphragm, as it is often called, must be electrically conductive, at least on its surface. The most common material is gold-sputtered mylar, but some (mostly older) models employ an extremely thin metal foil.

When sound waves hit the diaphragm, it moves back and forth relative to the solid backplate. In other words, the distance between the two capacitor plates changes. As a result, the capacitance changes to the rhythm of the sound waves. Thus, converted sound into an electrical signal.

Key Adavantages -:

1. They have a Greater Dynamic Range than Ribbon or Dynamic Mics.
2. They Have a Better Frequency Response than Dynamic Mics.
3.They Have a Better Noise Floor than Dynamic or Ribbon Mics.
4. When Hit with Loud Transients, They Generally Sound Snappier than Dynamic or Ribbon Mics.

Key Disadvantages -:

1. The limited number of operating microphones at the same time and place.
2. The limited number of radio channels.
Sound files can use up a lot of computer memory in a device.
3. Voice recognition system software is not as accurate as typing manually.

Condenser microphones are best used to capture vocals and high frequencies. They are also the preferred type of microphone for most studio applications.

Conclusion -:

Microphones are used everywhere, from stage performances, broadcasting, and even talking on the phone. The microphone is a transducer, a machine that changes one form energy to another form of energy. Microphones are an essential part of any audio recording system.

Television In India

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Television is the most powerful medium of mass communication that has ever existed. It has revolutionized our lives in many ways. Isn’t it a wonder that we can witness the events happening all over the world in the comfort of our drawing-room by merely switching on the Television? Today television has become an integral part of our lives. Television is a recent invention. Very few homes had television sets some fifty years ago. Also, till the 1990s Doordarshan was the only channel available to a vast majority of Indians.

Evolution Of Television-:

Today television has become an integral part of our lives. 1939, television broadcasts began in the United States also. Other countries began television broadcasting on a wide scale only by the 1950s. Second World War slowed down the rapid development of the new medium, but the post-war years made up for it. The limitations of the early camera forced the actors and anchors to work with impossibly hot lights. Imagine trying to read news with full makeup under a blazing light. The early television broadcasts were all black and white. The first successful program in color was transmitted by Columbia Broadcasting System (CBS) in the USA in 1953. From being a “radio with pictures” it acquired a unique style of its own. As a result of this, this phase is often called the “golden age” of television.

Important dates -:

1. 1936 – British Broadcasting Corporation (BBC) of Britain began the first television service in the world.
2. 1939 – Television broadcasts began in the US. The 1950s – Other countries began television broadcasting on a wide scale.
3. 1953 – The first successful program in color was transmitted by CBS in the USA.

1959- TELEVISION BEGAN IN INDIA ON AN EXPERIMENTAL BASIS -:

The early programs on these experimental broadcasts were generally educational programs for school children and farmers. Several community television sets were set up in Delhi’s rural areas and schools around Delhi for the dissemination of these programs. By the 1970s, television centers were opened in other parts of the country also. In 1976, Doordarshan, which was All India Radio’s television arm until then became a separate department.

1976- DOORDARSHAN BECAME A SEPARATE DEPARTMENT INDEPENDENT OF ALL INDIA RADIO (AIR) -:

Several community television sets were distributed as a part of one of the important landmarks in the history of Indian television, the Satellite Instructional Television Experiment (SITE). It was conducted between August 1975 and July 1976. Under this program, the Indian government used the American satellite ATS-6 to broadcast educational programs to Indian villages. Six states were selected for this experiment and television sets were distributed in these states.

• Clusters selected for SITE

1. Andhra Pradesh
2. Karnataka
3. Madhya Pradesh
4. Bihar
5. Orissa
6. Rajasthan

1975-1976 SATELLITE INSTRUCTIONAL TELEVISION EXPERIMENT (SITE) -:

SITE was an important step taken by India to use television for development. The programs were mainly produced by Doordarshan which was then a part of AIR. The telecasts happened twice a day, in the morning and evening. Other than agricultural information, health and family planning were the other important topics dealt with in these programs. Entertainment was also included in these telecasts in the form of dance, music, drama, folk, and rural art forms. A major milestone in the history of Indian television was the coverage of the Ninth Asian Games in 1982. In addition to the domestic transmission, Doordarshan was also providing content for the broadcasters of many other countries. After 1982, there was a huge increase in the live coverage of sports by Doordarshan. Doordarshan provided national coverage for the first time through the satellite INSAT 1A. Also, for the first time, the transmission was in color.

1982- DOORDARSHAN PROVIDED NATIONAL COVERAGE FOR THE FIRST TIME THROUGH THE SATELLITE INSAT 1A. -:

By 1983, the government-sanctioned a huge expansion of Doordarshan. Several new transmitters were set up throughout the country. Thus towards the end of the 80s around 75 percent of the population could be covered by the transmitters. Many of the programs of Doordarshan like Hum Log, Buniyaad, and Nukkad were immensely popular.

1983- GOVERNMENT SANCTIONS HUGE EXPANSION OF DOORDARSHAN -:

In 1997, Prasar Bharati, a statutory autonomous body was established. Doordarshan along with AIR was converted into government corporations under Prasar Bharati. The Prasar Bharati Corporation was established to serve as the public service broadcaster of the country which would achieve its objectives through AIR and DD. This was a step towards greater autonomy for Doordarshan and AIR. However, Prasar Bharati has not succeeded in shielding Doordarshan from government control.

1997- ESTABLISHMENT OF PRASAR BHARATI -:

About 90 percent of the Indian population can receive Doordarshan programs through its network. From its humble beginning as a part of All India Radio, Doordarshan has grown into a major television broadcaster with around 30 channels. These include Regional Language Satellite Channels, State Networks, International Channel, and All India Channels like DD National, DD News, DD Sports, DD Gyandarshan, DD Bharati, Loksabha Channel, and DD Urdu.

Conclusion -:

Television as a medium of visual communication offers immense possibilities to overcome the illiteracy barrier and assists in the process of modernization. It has a marked role to play in furthering the cause 2 of education and has a unique advantage over the media. While it provides words with pictures and sound effects like the movies, it scores over the latter by its high intimacy and reaches the largest number of people in the shortest possible time the visual in it has ii an edge over sound broadcasting. It can also deal with topical problems and present known persons who can provide solutions. People learn through the eye and remember things better. periodical surveys about the public reaction to television programs have indicated that most of the programs telecast are rather dull. There is a lot to be done in them. The plays particularly are uninspiring and badly directed.

Criticism against Indian television is that like the All India Radio, it is the mouthpiece of the Government and the ruling party. The News Bulletins in Hindi and English and the news and views programs are heavily colored in favor of the Government and the party in power. Achievements of the Government are highlighted while the weaknesses are ignored. There is hardly any program: which allows free, frank, and straightforward criticism of the Governmental policies and the ruling party politicians. Therefore, there has been a demand for All India Radio and Doordarshan to be turned into autonomous bodies with no control and interference by the Government.

How to cope with stress in your daily life

Stress is a natural part of life, and like many things, it’s important to learn how to manage it. If you’re suffering from stress, here are some helpful tips for coping:

Find a hobby

If you’re looking for a way to manage stress and unwind, a hobby can be an excellent option. It doesn’t have to be something specific or intense; you could simply enjoy doing something that inspires you every day.

Whatever it is that makes your heart race with excitement, there’s probably an outlet for it in your life—if not now then at some point in the future. Taking up knitting or painting might seem like an odd choice when you’re stressed out by midterms and finals, but these activities can become routine sources of relaxation as well as hobbies!

When we were kids growing up, many of us were fond of playing sports: football or baseball games were favorite pastimes at our houses during the summer months because they gave us something physical (and occasionally competitive) to do together after school hours were over. Nowadays however there are plenty other ways for parents and kids alike alike enjoy getting involved together outside on weekends – whether through volunteering with community organizations like Habitat For Humanity; going camping together on family camping trips; taking part in organized activities such as dance lessons where everyone learns new moves together while having fun at once too 🙂

Build a daily routine

The first step to managing stress is building a daily routine. A morning routine, afternoon routine and evening routine are all good places to start.

Make sure you have your coffee (or tea) before 7:30 AM. This will help you get going in the morning and prevent late-night cram sessions later on in the day when you’re tired or distracted by something else that needs doing.

Get through at least one workout session per week—even if it’s just walking around campus for 30 minutes with friends or playing basketball with teammates after class! Exercise helps burn off energy so that mentally challenging tasks don’t seem insurmountable anymore; moreover, exercise has been shown to reduce anxiety levels as well as improve moods overall.* Go grocery shopping once per week rather than buying food from convenience stores because they tend to have higher prices than supermarkets do; however replacing fast food with healthy alternatives like salads instead of burgers will save money while still providing nutritious meals throughout each day.* Try not using social media sites like Facebook or Twitter too frequently either during lunch breaks at work because this causes users’ lives outside office hours become blurred together into one giant blur which makes everything seem more difficult than before since now there’s no separation between work life & personal life anymore.

Eat healthy food

Eating a balanced diet is key to managing stress. It helps you feel more energized and less tired, which can help you avoid getting sick or stressed out by hunger pangs. If possible, eat a healthy breakfast every morning—this will give you the energy boost that makes it easier for you to get through your day!

If eating junk food is something that stresses out your stomach (and let’s be honest here: who doesn’t love pizza?), try finding healthier snacks like fruit salad bites or even granola bars instead of sugary ones. The key here is moderation; no one should ever eat too much junk food because this will only make them feel worse afterwards.

Get in touch with your family

Stress is a normal part of life and as such, it’s important to find ways to manage your stress. One way you can do this is by talking with your family about how they can help.

Family members are a great source of support when it comes to helping you manage stress—and they may not even realize how much they’re helping! If you have parents or siblings who live nearby, consider asking them if they’d like some help managing their own lives and those around them. You could even offer up some of your time (or money) in exchange for their assistance so that everyone benefits from their efforts together.

Get enough sleep

Sleep is important for learning and memory.

It’s also linked to stress reduction.

Getting enough sleep can help reduce your stress levels, which will make you more productive at school or work.

Go for a walk

You can get away from the stress of school by going for a walk.

Go for a walk alone or with friends if you’d like, but don’t worry about being seen—the point of walking is just to move your body, not impress others. Listen to music while you walk (or listen in silence), and try to take in some fresh air too. Take your dog for a long walk around the neighborhood; they’ll love it! If possible, try walking at least 10,000 steps each day—that’s equivalent to running one mile per hour continuously for 30 minutes straight! When I was younger and had more energy than I do now as an adult who’s trying everything she can think of not only stay healthy but also keep fit at age 55+.

Listen to music


Music is a great way to relax and de-stress. You can listen to any music you like, but try not to choose something that’s too hard or fast. Music can also help you focus on what’s important in your life, which will help keep things in perspective when they get overwhelming.

Music can also help with sleep! I recommend listening before bed because it helps calm your mind enough so that it doesn’t keep tossing and turning at night because of all the stressors going through your head during the day (or even week).

Meditate

Meditating is a great way to relax and unwind. It can help you deal with stress, anxiety and depression, improve your memory and creativity, even slow down the aging process.

If you’re new to meditation or have never tried it before there are plenty of ways that beginners can begin:

Sit comfortably in a comfortable position (sitting or lying down).

Close your eyes if possible – this might help you focus better on what you are doing (most people choose not to cover their eyes).

Start by breathing normally through both nostrils for one minute without counting the breaths or trying anything else at first; this will help clear any thoughts from your mind so that when they come back again later on during meditation they won’t distract us from our task at hand which is meditating.

Talk to someone about your stressors

Talking to someone about your stressors is an important part of managing them. You can talk to your friends and family, but it’s also helpful to talk about the stressors with a therapist or counselor. If you feel comfortable talking about this issue with a doctor, go for it! The same goes for religious leaders, coaches and mentors who have experience dealing with similar issues in their own lives. And if none of these people are available yet, teachers are usually willing to listen when students come seeking guidance from them (or even just want advice on how they should handle their own problems).

Few more steps to encounter stress

Stress can be caused by a variety of factors including work-related issues, relationships with friends and family members or even just having too much on your plate at once. In order to manage stress effectively there are some steps that you can take:

Start taking breaks from time to time during the day (even if only for 5 minutes). This will help you relax and recharge so that when you return back into work mode again; everything feels fresh again.

Try getting outdoors more often during the day so that there’s less time spent indoors where all these feelings tend to accumulate over time because there isn’t much else going on besides watching TV shows while eating pizza as opposed being outside enjoying nature around us all… You get what I mean? 🙂


I hope this article has given you some useful tips for managing your stress. Remember that the best way to deal with a stressful situation is to stay calm and take action. Use our tips above and find something that helps you relax, like giving yourself time away from your responsibilities or getting some exercise – anything will do.

Eating Disorder

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Eating disorders are behavioral conditions characterized by severe and persistent disturbance in eating behaviors and associated distressing thoughts and emotions. They can be very serious conditions affecting physical, psychological, and social function.

The most common type of Eating disorders are -:

1. Anorexia Nervosa -: Anorexia is characterized by a distorted body image, with an unwarranted fear of being overweight.


2. Bulimia Nervosa -: A serious eating disorder marked by bingeing, followed by methods to avoid weight gain.


3. Binge Eating – People with the binge-eating disorder frequently consume unusually large amounts of food and feel unable to stop eating.

Additional eating disorders include:
1. Avoidant/resistant food intake disorder (ARFID)
2. Diabulimia
3. Other specified feeding and eating disorders (OSFED)

Physical Warning Signs of Eating Disorders -:

1. Dramatic or rapid weight loss
2. Compulsive or excessive exercise
3. Visiting the bathroom immediately after each meal
4. Loss of menses
5. Frequent stomach cramps or stomach pain

Emotional Warning Signs of Eating Disorders -:

1. Behavior changes (acting differently)
2. Isolation and withdrawing from others
3. Being less interested in daily activities
4. An increase in mood swings, irritability, or high anxiety

Warning Signs of Anorexia Nervosa -:

Anorexia is a potentially life-threatening illness characterized by the following eating disorder symptoms and signs: an abnormally low body weight, an intense fear of gaining weight, and a distorted perception of weight or shape. People with anorexia use extreme measures to control their weight, such as excessively restricting calories, over-exercising, and laxative or diet aid abuse.

Warning Signs of Bulimia Nervosa -:

Bulimia is a serious, potentially life-threatening eating disorder. It is typically characterized by episodes of bingeing on large portions of food and then voiding the food through purging, excessive exercise, or the use of diet pills or laxatives. Many people with bulimia also restrict their eating during the day, which often leads to more binge eating and purging.

Warning Signs of Binge Eating Disorder -:

People with binge eating disorder (BED) regularly eat too much food (binge) and feel a lack of control over their eating. Typically, they eat quickly or eat more food than intended, even when not hungry, or they may continue eating even long after they’re uncomfortably full. They may feel guilty, disgusted, or ashamed of their behavior and the amount of food eaten. Many times, they overeat in private. New bouts of bingeing usually occur at least once a week. Sufferers can be normal weight, overweight or obese.

Causes of Eating Disorder -:

1. Having a trauma history
2. Being pressured to look or act a certain way
3. Dealing with stringent sports performance requirements
4. Having high expectations for grades
5. Life transitions and developmental changes
6. Other challenging family dynamics
7. Perfectionism
8. Highly reactive to stress
9. High sensitivity
10. Low distress tolerance
11. Anxiety

Treatment for Eating Disorder -:

Nutritional Healing :

1. Develop a healthy relationship with food
2. Eat a variety of foods in a balanced way
3. Enjoy food in moderation

Therapy :

1. Acceptance and Commitment Therapy (ACT)
2. Radically Open Dialectical Behavior Therapy (RO DBT)
3. Dialectical Behavior Therapy (DBT)
4. Cognitive Behavioral Therapy (CBT)
5. Exposure Therapy

Family-Based Therapy :

Family-based therapy is shown to improve eating disorder treatment outcomes  increasing one’s chance of a full recovery. Family and caregiver support is especially critical for younger patients, but family involvement and family therapy are encouraged for all patients seeking help for eating disorders, including adults.

Medication :

In eating disorder treatment, medications may be prescribed to address physical health concerns and complications related to the eating disorder.

Evolution Of Camera

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The history of the camera began even before the introduction of photography. Cameras evolved from the camera obscura through many generations of photographic technology – daguerreotypes, calotypes, dry plates, film – to the modern day with digital cameras and camera phones.

Camera obscura (Before the 17th century) -:

The forerunner to the photographic camera was the camera obscura. Camera obscura (Latin for “dark room”) is the natural optical phenomenon that occurs when an image of a scene on the other side of a screen (or for instance a wall) is projected through a small hole in that screen and forms an inverted image (left to right and upside down) on a surface opposite to the opening. The oldest known record of this principle is a description by the Han Chinese philosopher Mozi (c. 470 to c. 391 BC). Mozi correctly asserted that the camera obscura image is inverted because light travels in straight lines from its source. In the 11th century, Arab physicist Ibn al-Haytham (Alhazen) wrote very influential books about optics, including experiments with light through a small opening in a darkened room. It was wildly successful after debuting to the public in 1839 when both it and the calotype began introducing photography to the masses. Normally, having portraits taken was an activity exclusive to the upper classes. The cost and amount of time needed to produce such works were unreasonable for most working-class people. The speed of the camera, which only increased as time went on, made it possible for anybody to have quality portraits.

Early photographic camera (18th–19th centuries) -:

The development of the photographic camera, it had been known for hundreds of years that some substances, such as silver salts, darkened when exposed to sunlight.[9]: 4  In a series of experiments, published in 1727, the German scientist Johann Heinrich Schulze demonstrated that the darkening of the salts was due to light alone, and not influenced by heat or exposure to air.[10]: 7 The Swedish chemist Carl Wilhelm Scheele showed in 1777 that silver chloride was especially susceptible to darkening from light exposure and that once darkened, it becomes insoluble in an ammonia solution.[10] The first person to use this chemistry to create images was Thomas Wedgwood.

The first permanent photograph of a camera image was made in 1825 by Joseph Nicéphore Niépce using a sliding wooden box camera made by Charles and Vincent Chevalier in Paris.[10]: 9–11  Niépce had been experimenting with ways to fix the images of a camera obscura since 1816. The first photographic camera developed for commercial manufacture was a daguerreotype camera, built by Alphonse Giroux in 1839. Giroux signed a contract with Daguerre and Isidore Niépce to produce the cameras in France,[9]: 8–9  with each device and accessories costing 400 francs.[13]: 38  The camera was a double-box design, with a landscape lens fitted to the outer box, and a holder for the ground glass focusing screen and image plate on the inner box. By sliding the inner box, objects at various distances could be brought to as sharp a focus as desired. After a satisfactory image had been focused on the screen, the screen was replaced with a sensitized plate. A knurled wheel controlled a copper flap in front of the lens, which functioned as a shutter. The early daguerreotype cameras required long exposure times, which in 1839 could be from 5 to 30 minutes.

Within a decade of being introduced in America, 3 general forms of the camera were in popular use: the American- or chamfered-box camera, the Robert’s-type camera or “Boston box”, and the Lewis-type camera. The American-box camera had beveled edges at the front and rear, and an opening in the rear where the formed image could be viewed on the ground glass. The top of the camera had hinged doors for placing photographic plates. Inside there was one available slot for distant objects, and another slot in the back for close-ups. The lens was focused either by sliding or with a rack and pinion mechanism. The Robert’s-type cameras were similar to the American box, except for having a knob-fronted worm gear on the front of the camera, which moved the back box for focusing.

Early fixed images -:

The first partially successful photograph of a camera image was made in approximately 1816 by Nicéphore Niépce,[18][19] using a very small camera of his own making and a piece of paper coated with silver chloride, which darkened where it was exposed to light. His unhardened bitumen was then dissolved away. One of those photographs has survived.

Daguerreotypes and calotypes -:

After Niépce died in 1833, his partner Louis Daguerre continued to experiment and by 1837 had created the first practical photographic process, which he named the daguerreotype and publicly unveiled in 1839.[21] Daguerre treated a silver-plated sheet of copper with iodine vapor to give it a coating of light-sensitive silver iodide. After exposure to the camera, the image was developed by mercury vapor and fixed with a strong solution of ordinary salt (sodium chloride). Henry Fox Talbot perfected a different process, the calotype, in 1840. As commercialized, both processes used very simple cameras consisting of two nested boxes. The rear box had a removable ground glass screen and could slide in and out to adjust the focus. After focusing, the ground glass was replaced with a light-tight holder containing the sensitized plate or paper and the lens was capped.

Dry plates -:

Collodion dry plates had been available since 1857, thanks to the work of Désiré van Monckhoven, but it was not until the invention of the gelatin dry plate in 1871 by Richard Leach Maddox that the wet plate process could be rivaled in quality and speed. The 1878 discovery that heat-ripening a gelatin emulsion greatly increased its sensitivity finally made so-called “instantaneous” snapshot exposures practical.

The invention of photographic film -:

The use of photographic film was pioneered by George Eastman, who started manufacturing paper film in 1885 before switching to celluloid in 1888–1889. His first camera, which he called the “Kodak”, was first offered for sale in 1888. It was a very simple box camera with a fixed-focus lens and single shutter speed, which along with its relatively low price appealed to the average consumer.

35 mm -:

Some manufacturers started to use 35 mm film for still photography between 1905 and 1913. The first 35 mm cameras available to the public, and reaching significant numbers in sales were the Tourist Multiple, in 1913, and the Simplex, in 1914.

TLRs and SLRs -:

The first practical reflex camera was the Franke & Heidecke Rolleiflex medium format TLR of 1928. Though both single- and twin-lens reflex cameras had been available for decades, they were too bulky to achieve much popularity. The Rolleiflex, however, was sufficiently compact to achieve widespread popularity and the medium-format TLR design became popular for both high- and low-end cameras.

Instant cameras -:

Polaroid Model 430, 1971
While conventional cameras were becoming more refined and sophisticated, an entirely new type of camera appeared on the market in 1948. This was the Polaroid Model 95, the world’s first viable instant-picture camera. Known as a Land Camera after its inventor, Edwin Land, the Model 95 used a patented chemical process to produce finished positive prints from the exposed negatives in under a minute.

Automation -:

The first camera to feature automatic exposure was the selenium light meter-equipped, fully automatic Super Kodak Six-20 pack of 1938, but its extremely high price (for the time) of $225 (equivalent to $4,331 in 2021)[23] kept it from achieving any degree of success.

Digital cameras -:

Digital cameras differ from their analog predecessors primarily in that they do not use film but capture and save photographs on digital memory cards or internal storage instead. Their low operating costs have relegated chemical cameras to niche markets.

Digital imaging technology -:

The first semiconductor image sensor was the CCD, invented by Willard S. Boyle and George E. Smith at Bell Labs in 1969.[24] While researching MOS technology, they realized that an electric charge was the analogy of the magnetic bubble and that it could be stored on a tiny MOS capacitor.

Early digital camera prototypes -:

The concept of digitizing images on scanners, and the concept of digitizing video signals, predate the concept of making still pictures by digitizing signals from an array of discrete sensor elements. Early spy satellites used the extremely complex and expensive method of de-orbit and airborne retrieval of film canisters. Technology was pushed to skip these steps through the use of in-satellite development and electronic scanning of the film for direct transmission to the ground. The amount of film was still a major limitation, and this was overcome and greatly simplified by the push to develop an electronic image-capturing array that could be used instead of film.

Analog electronic cameras -:

Handheld electronic cameras, in the sense of a device meant to be carried and used as a handheld film camera, appeared in 1981 with the demonstration of the Sony Mavica (Magnetic Video Camera). This is not to be confused with the later cameras by Sony that also bore the Mavica name.

Early true digital cameras -:

In the late 1980s, the technology required to produce truly commercial digital cameras existed. The first true portable digital camera that recorded images as a computerized file was likely the Fuji DS-1P of 1988, which recorded to a 2 MB SRAM (static RAM) memory card that used a battery to keep the data in memory. This camera was never marketed to the public.

Digital SLRs (DSLRs) -:

Nikon was interested in digital photography since the mid-1980s. In 1986, while presenting to Photokina, Nikon introduced an operational prototype of the first SLR-type digital camera (Still Video Camera), manufactured by Panasonic.[48] The Nikon SVC was built around a sensor 2/3 ” charge-coupled device of 300,000 pixels. Storage media, a magnetic floppy inside the camera allows recording of 25 or 50 B&W images, depending on the definition.

Camera phones -:

The first commercial camera phone was the Kyocera Visual Phone VP-210, released in Japan in May 1999.[54] It was called a “mobile videophone” at the time,[55] and had a 110,000-pixel front-facing camera.[54] It stored up to 20 JPEG digital images, which could be sent over e-mail, or the phone could send up to two images per second over Japan’s Personal Handy-phone System (PHS) cellular network.

SCHIZOPHRENIA

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Schizophrenia is a disorder of the brain in which the person has lost touch with reality, and has symptoms like delusions, hallucinations, and bizarre beliefs. A person with schizophrenia has only one personality. The ‘split’ refers to the fact that their thinking, feeling, and behavior may not be consistent/congruent with one another (e.g., laughing while recollecting a sad story).

Schizophrenia sometimes can cause a person to behave violently, but not all with schizophrenia are violent. It is only a small minority of violent persons. Even these people are not violent all the time; they may become violent mostly when they are very ill. After a proper diagnosis and appropriate medication, a person with schizophrenia is no more or less violent than a person who does not have the disorder. Improved patients who are on treatment are no more dangerous than the general population.

Symptoms of Schizophrenia –:

The symptoms are classified into 5 types Behavioural, cognitive, mood, psychological, speech

1. Behavioural: social isolation, disorganized behavior, aggression, agitation, compulsive behavior, excitability, hostility, repetitive movements, self-harm, or lack of restraint
2. Cognitive: thought disorder, delusion, amnesia, belief that an ordinary event has a special and personal meaning, belief that thoughts aren’t one’s own, disorientation, mental confusion, slowness in activity, or false belief of superiority
3. Mood: anger, anxiety, apathy, feeling detached from self, general discontent, loss of interest or pleasure in activities, elevated mood, or inappropriate emotional response
4. Psychological: hallucination, paranoia, hearing voices, depression, fear, persecutory delusion, or religious delusion
5. Speech: circumstantial speech, incoherent speech, rapid and frenzied speaking, or speech disorder

• Also common: are fatigue, impaired motor coordination, lack of emotional response, or memory loss.
• Triggers may include:
• stress
• drug misuse
• chronic alcohol use

Causes of schizophrenia –:

1. Genetics
2. Structural changes in the brain
3. Chemical changes in the brain
4. Pregnancy or birth complications
5. Childhood trauma
6. Previous drug use

Can you prevent schizophrenia?

Researchers don’t completely understand what causes schizophrenia, there’s no sure way to prevent it. However, if you’ve been diagnosed with this disorder, following your treatment plan can reduce the likelihood of relapse or worsening symptoms.

Do People with schizophrenia need to be cared for in a hospital ?

Not all people with schizophrenia need to be hospitalized. The family can care for the person at home, by understanding the disorder and learning what kind of support the person needs, while diligently following the advice of the mental health professionals.

Is schizophrenia caused by bad parenting or abuse during childhood ?

Schizophrenia is not caused by bad parenting or abuse. The occurrence of schizophrenia is linked to the structure of the brain, and other risk factors: genetic, physical, emotional, and social. Adolescence is a period where some structural changes take place in the brain. One of the theories is that due to some faulty disruption that happens in the brain during adolescence, the teenager may be more vulnerable to developing the illness if other risk factors are also present.

When to seek help ?

If you believe you or a loved one is showing signs of schizophrenia, it’s important to seek immediate treatment.
Keep these steps in mind as you seek help or encourage someone else to find help.


1. Remember that schizophrenia is a biological illness. Treating it is as important as treating any other illness.
2. Find a support system. Find a network you can rely on or help your loved one find one they can tap into for guidance. This includes friends, family, colleagues, and healthcare providers.
3. Check for support groups in your community. Your local hospital may host one, or they can help connect you to one.
4. Encourage continuing treatment. Therapy and medications help people lead productive and rewarding lives. You should encourage a loved one to continue treatment plans.

Treatment –:

Treatment includes medications and therapies –:


1. Medications – Antipsychotic and Anti-Tremor
2. Therapies – Support group, Rehabilitation, Cognitive therapy, Psychoeducation, Family therapy, Behaviour therapy, and Group psychotherapy

Schizophrenia is a lifelong condition. However, properly treating and managing your symptoms can help you live a fulfilling life. Recognizing strengths and abilities will help you to find activities and careers that interest you. Finding support among family, friends, and professionals can help you to reduce worsening symptoms and manage challenges.

Bitcoin The Future?

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Bitcoin is a type of digital currency that enables instant payments to anyone. Bitcoin was introduced in 2009. Bitcoin is based on an open-source protocol and is not issued by any central authority. It is an electronic currency created back in January 2009. It is known to be decentralized electronic cash that does not rely on banks. It is possible to send from one user to another on the bitcoin blockchain network without the necessity for mediators. It is primarily used for sending or receiving cash through the internet even to strangers. Bitcoin is also known to be a new type of cash. It is predicted to grow at a rapid pace over the years, along with its value. It is typically purchased as an investment by numerous industries and people.


The central government typically handles bitcoins without specific rules, unlike dollars and euros. It is not owned by a country, individual, or group. Therefore, it reduces the chances of corruption and inflation.

History -:

The origin of Bitcoin is unclear, as is who founded it. A person, or a group of people, who went by the identity of Satoshi Nakamoto are said to have conceptualized an accounting system in the aftermath of the 2008 financial crisis.

Uses -:

1. Originally, Bitcoin was intended to provide an alternative to fiat money and become a universally accepted medium of exchange directly between two involved parties.
2. Fiat money is a government-issued currency that is not backed by a commodity such as gold.
3. It gives central banks greater control over the economy because they can control how much money is printed.
4. Most modern paper currencies, such as the US dollar and Indian Rupee are fiat currencies

Acquiring Bitcoins -:

1. One can either mine a new Bitcoin if they have the computing capacity, purchase them via exchanges, or acquire them in over-the-counter, person-to-person transactions.
2. Miners are the people who validate a Bitcoin transaction and secure the network with their hardware.
3. The Bitcoin protocol is designed in such a way that new Bitcoins are created at a fixed rate.
4. No developer has the power to manipulate the system to increase its profits.
5. One unique aspect of Bitcoin is that only 21 million units will ever be created.
6. A Bitcoin exchange functions like a bank where a person buys and sells Bitcoins with traditional currency. Depending on the demand and supply, the price of a Bitcoin keeps fluctuating.

Bitcoin Regulation -:

The supply of bitcoins is regulated by software and the agreement of users of the system and cannot be manipulated by any government, bank, organization, or individual.Bitcoin was intended to come across as a global decentralised currency, any central authority regulating it would effectively defeat that purpose.It needs to be noted that multiple governments across the world are investing in developing Central Bank Digital Currencies (CBDCs), which are digital versions of national currencies.
The legitimacy of Bitcoins (or cryptocurrencies)

In India -:
In the 2018-19 budget speech, the Finance Minister announced that the government does not consider cryptocurrencies as legal tender and will take all measures to eliminate their use in financing illegitimate activities or as a part of the payment system.
In April 2018, the Reserve Bank of India (RBI) notified that entities regulated by it should not deal in virtual currencies or provide services for facilitating any person or entity in dealing with or settling virtual currencies.
However, the Supreme Court struck down the ban on the trading of virtual currencies (VC) in India, which was imposed by the RBI.
The Supreme Court has held that cryptocurrencies are like commodities and hence they can not be banned.

Possible Reasons for the Rise in the Value of the Bitcoin -:

1. Increased acceptance during the pandemic.
2. Global legitimacy from large players like payments firm PayPal, and Indian lenders like State Bank of India, ICICI Bank, HDFC Bank, and Yes Bank.
3. Some pension funds and insurance funds are investing in Bitcoins.

Bitcoin Transaction -:

Bitcoin address is built from the public key. It is very similar as compared to an email address, anyone can check up and provide bitcoins. The private key is known to be identical to that of an email password since it is possible to send bitcoins with the help of remote access only. That’s why it is essential to keep the private key confidential or hidden. To send bitcoins, it is required to verify to the network that you acquire the private key of that particular address without the private key being revealed. It can be done with a specific mathematics branch referred to as public-key cryptography. The identification of the user possessing bitcoins is known as a public key. The public access and the ID number are very alike. For an individual to send you bitcoins, they require your bitcoin address. It is known to be another version of the public key that can be typed and read effortlessly.

However, the security concern of bitcoin is increasing day by day across the world. Since digital wallets are used to store bitcoins, they might be targeted by hackers as their value increases.