DREAM : an essence of growth

Dream, the sweetest word in our dictionary is essential for our growth. Many of us ponder how and why it is necessary that a dream and growth are corelated. Literally dream means a series of thoughts, images and sensation occurring in person’s in during sleep. Some of the synonyms of word dream are ambition, aspiration and hope, It is the most necessary part of our life. Life without dream is food without salt. Our late President Abdul Kalam had said ” dream, dream, dream, dream transform into thoughts and thoughts result in action”. Dream is just a baby step towards our goal. If you can dream it, you can achieve it. Without dreams there will be no ambition to chase. the essence of one’s personal growth starts with a willingness to change for better.

Always remeber a dream never becomes reality through magic, it takes sweat, and rdetermination and hardwork. A correct attitude towards success is guiding angel.Each one of use are unique, so this uniqueness should be reflected in our dreams. Success is never tailor made.One has to toil hard toachieve it.

“IF YOU WANT TO BE LIKE SUN, THEN BURN LIKE SUN”

Even in our dreams we should never limit our thinking process. For example, if someone’s father owns a shop then the son/daughter should aim to open a mall and not the vice versa. Think big to achieve big “Shoot for the moon. Even you miss, you land among the stars”. Everyone ha the potentiality, strength and passion to reach the stars to change the old. One is never too old to set another goal or to dream new dream.

The future belong to those who believe into he beauty of their dreams, And to achieve it we should be like bamboo tree. Do you know that bamboo tree grows under root for five years before it comes out as shoot. In other words, a strong foundation make good house. We should make our foundation strong so that the future generation can learn from it and make a better outcomes. Diligence, perseverance and dedication towards your goal can lead to achieve any goals that once you set your foot on.

Example of a dreamer who turned achievers are Mahatma Gandhi ( the man who dreamed of free and independence India), Narayan Murthy (founder of Infosys), Dhirubhai Ambani ( Founder of reliance). The list goes on and never ending, So students change yours’s can into cans and turned your dreams into plans. Then grab your success.

Ferruccio Lamborghini

Ferruccio Lamborghini was an Italian industrialist who is best recognized as the founder of the high-end sports cars company Automobili Lamborghini in Sant’Agata Bolognese, northern Italy. The son of grape farmers, he tinkered with machinery in his youth and studied mechanics in college, following which he served as a vehicle maintenance supervisor during the Second World War. He subsequently established a garage which eventually turned into the tractor manufacturing business Lamborghini Trattori. Apart from these two vehicle businesses, he also founded Lamborghini Bruciatori, an oil heater factory which later became, Lamborghini Calor, which also produced air conditioners, and Lamborghini Oleodinamica, a hydraulic valves and equipment manufacturing company. While he is best known for the luxury car business, it is said that he was prompted to become a car manufacturer after he was insulted by racer and businessman Enzo Ferrari, founder of the Ferrari car brand, when he had approached the latter with his complaints about Ferrari’s after sales service.

Early life:

Ferruccio Lamborghini was born on April 28, 1916, in Renazzo di Cento, in the Province of Ferrara, in the Emilia-Romagna region of Northern Italy,. His parents, Antonio and Evelina Lamborghini, were viticulturists, but rather than farming, Ferruccio was more interested in farming machinery and studied mechanics at the Fratelli Taddia technical institute near Bologna.He was enrolled into the Italian Royal Air Force during World War II and was assigned as the supervisor of the vehicle maintenance unit at the Italian garrison on the island of Rhodes. After the Germans surrendered Rhodes to the British at the end of the war in 1945, he was taken prisoner and was forced to work on allied vehicles until the next year.

Career:

Upon his return to Italy, Ferruccio Lamborghini opened a garage in Pieve di Cento where he modified his old Fiat ‘Topolino’ 500 by replacing its saloon body with an open-top two-seater frame. He also produced a special overhead-valve head for its engine and entered the 1948 Mille Miglia with his custom-made 750-cc car, even though his run ended after crashing into a local restaurant in Fiano, Turin.In 1947, on his father’s request, he urgently built a tractor with a six-cylinder Morris engine, a General Motors transmission, and a Ford differential for conveying power, using parts from military vehicle engines. The model, first of his ‘Carioca’ tractors, contained a fuel atomizer made by him which allowed the vehicle to start on petrol and then switch to diesel to save on the pricy fuel.In the post-war Italy, focused on rebuilding agriculture, the tractor became very popular with his father’s friends, and noticing the demand, Ferruccio Lamborghini established his tractor manufacturing company, Lamborghini Trattori, at his garage. In the following years, the company became one of the largest manufacturers of agricultural equipments in Italy.He soon moved to other businesses, such as the oil heater factory, Lamborghini Bruciatori, which was founded in 1959. The company later diversified into producing air conditioning equipment as well, and shifted to a larger facility, Lamborghini Calor, which had increased production capacity for air conditioners, boilers and burners.As Ferruccio Lamborghini began to amass more wealth, he again turned his attention to fast cars; he bought cars from several manufacturers, and often analyzed and modified them to his liking. After Enzo Ferrari, manufacturer of the Ferrari cars, dismissed his concerns about a Ferrari 250 GT he had bought, he remodeled it to be able to outperform the stock model and decided to launch his own automobile line.In 1963, he founded Automobili Lamborghini, and began producing refined grand touring car models that also became known for providing power and comfort. The company earned widespread reputation following the 1966 launch of the Miura sports coupé, which standardized the rear mid-engine, rear-wheel-drive layout for high-performance cars.Following a rapid growth spanning a decade, his companies began facing financial difficulties during the early 1970s, particularly Lamborghini Trattori, which experienced large order cancellations.In 1972, he first sold his entire holding in the tractor company to rival company SAME, and then sold 51% shares of Automobili Lamborghini to friend and Swiss businessman Georges-Henri Rossetti.After giving up a controlling share in the company, he gradually detached himself from the company’s affairs, and following the 1973 worldwide stock-market crash and the oil crisis, sold the rest of the shares. However, he continued to run Lamborghini Calor, the heating and air conditioning company, as well as Lamborghini Oleodinamica, a hydraulic valves and equipment manufacturing company.

Family & Personal Life:

Ferruccio Lamborghini married for the first time soon after his return from the Second World War in 1946. However, his wife, Clelia Monti, died the following year while giving birth to their first child, a boy named Tonino, who later went to Japan and started his clothing and accessories business.In 1974, he bought an estate named ‘La Fiorita’ on the shores of Lake Trasimeno, in Castiglione del Lago, in the province of Perugia of Umbria, central Italy. He spent his time hunting, golfing and producing wine, and even designed his own golf course.After his second marriage with Anna Borgatti ended in divorce, he married Maria Theresa Cane and, fathered a daughter named Patrizia at the age of 58. His daughter now runs the Lamborghini winery on his Umbria estate.Two weeks after suffering a heart attack, 76-year-old Lamborghini died on February 20, 1993, at Silvestrini Hospital in Perugia and was buried at the cemetery of Renazzo. His son, who designed the electric microcar ‘Town Life’, opened a museum in his father’s name in 1995 that was later moved to Argelato, Bologna and is now known as the Ferruccio Lamborghini Museum.

Trivia:

Ferruccio Lamborghini, who had been an avid fan of bullfighting, adopted a raging bull as the emblem for his auto company after he founded Automobili Lamborghini.

Sinkhole

A sinkhole is a hole in the ground formed when the land collapses away leaving a big hole on the surface. It happens when the rock underneath is dissolved by water.

They can range in size enormously, as you can see from the videos above and below.

Sinkholes form when rainwater comes into contact with a certain type of soft rock – such as chalk or limestone – and dissolves it, leaving a gap deep in the ground.

The land on the surface then collapses into this gap.

The rainwater is able to dissolve soft rock like this, after seeping through the top layers of soil and having CO2 added to it, which makes it more acidic.

Additionally, sinkholes can result from both natural and human causes. Man-made sinkholes are created when a city development compromises the structural integrity of underlying rock. Roads, buildings and other infrastructure can cause water to collect in certain areas and wash away any supporting layer of rock, resulting in sinkholes.

Where do they happen?

Areas on top of land with limestone or chalk foundations are more at risk of sinkholes.

They are pretty common in the American state of Florida because virtually the entire state is built on a limestone platform, but they are rare in the UK.

They can also occur in areas where there has been mining activity in the past and so the composition of the land deep underground has been affected.

Even though they are formed over quite a long period of time, it can be rather difficult to predict when they are going to happen.

What causes sinkhole?

Dissolution

Some sinkholes result from the surface dissolution of soluble rock. For example, limestone rocks dissolve when attacked by rainfall or groundwater that is acidic.

Collapse

Collapse dolines occur as consequence of the gradual collapse of a cave passage at depth. The collapse may gradually propagate up through the overlying strata to cause subsidence at the surface (a ‘collapse sinkhole’). These sometimes extend up into rocks that are not themselves prone to dissolution, creating a ‘caprock sinkhole’. Sinkholes of this type are common in parts of South Wales where sandstone rocks overlie cavernous limestone and in Ripon, Yorkshire, where sandstone and limestone overlie gypsum. Others may be buried by more recent deposits.

Erosion

Some sinkholes are caused not by dissolution of limestone, but the erosion of weak, unconsolidated material by flowing water. Loose material can removed by a process called ‘soil piping’, creating large voids within the sediment. One of the most spectacular examples of this type of collapse is the event that occurred in May 2010 in Guatemala City. Here, cavities developed in weak, unconsolidated, volcanic deposits following a tropical storm. These then collapsed, creating a shaft approximately 100 m deep and 20 m wide.

What triggers sinkhole?

  • Heavy rain or surface flooding can initiate the collapse of normally stable cavities, especially those developed within superficial deposits.
  • Leaking drainage pipes, burst water mains, irrigation or even the act of emptying a swimming pool are all documented examples of sinkhole triggers.
  • Construction and development modifying surface drainage or altering the loads imposed on the ground without adequate support can cause sinkholes to develop.
  • Groundwater abstraction can cause sinkholes by changing the level of the water table. This removes the buoyant support water provides to a cavity. Draining these cavities can cause them to collapse.
  • Mining can be a factor in causing sinkholes, either by dewatering and lowering of the water table or by intercepting clay-filled voids, which subsequently collapse. Several sinkholes in Norwich have been caused by old chalk mines intercepting otherwise stable, sediment-filled voids.

5 Amazing Indian female directors

A film can surely our change your life ,or change your perspective towards it. Although everyone has their own personal favourites, one thing is common among all of them; the passionate creators of those movies. Every director, producer puts in equal effort as the actors, and helps put their ideas on the screen.

Fatima Begum , is credited to be the first female director in India. She opened doors for other aspiring female directors who wished to also make their mark in the cinema.

  1. Aparna Sen

Director, screen writer and an actress, what can this woman not do ?! Has films like Mr and Mrs. Iyer , Arshinagar and Ghawre Bairey Aaj. She has won 2 National Awards for her movies- 36 Chowringhee Lane( 1981 ) and for Mr. and Mrs. Iyer ( 2002).

Aparna Sen on Ghawre Bairey Aaj - Telegraph India

She has critically targeted the complex issues of fundamentalism through her work and has redefined the Indian cinema with a fresh perspective.

2. Deepa Mehta-

This Indian director, is best known for her critically acclaimed Elements trilogy film – Fire, Earth and Water. Through these films , she challenged the daily societal norms and started discussions on topics which were considered taboo.

A Conversation With Deepa Mehta (FUNNY BOY) - Hammer to Nail

She is considered the pioneer of courageous and path breaking films.

3. Mira Nair –

She is definitely one of the best directors that we have. Harvard graduate , she has directed movies like Monsoon Wedding, Vanity Affair, The Namesake, Queen of Katwe, A Suitable Boy.

Mira Nair: Queen of Social Realism – Point of View Magazine

She had also gotten the offer for directing the one of the movies in the famous Harry Potter series- Harry Potter and the Order of Phoenix. It was her commitment to tell stories of marginalized characters , the ones who needed someone to help them voice their opinions. She has also directed Salaam Bombay , which was nominated for the Best Foreign Film category in Oscars.

4 .Meghna Gulzar –

Daughter of the famous poet,Gulzar, she made her directorial debut in 2002 with her film , Filhaal. The film was based on surrogacy, and was way ahead of it’s time. A topic not many people were ready to be perceive on screens.

Credit: Getty Images/Ernesto Distefano

She later went on to direct projects like – Talvaar, Raazi and Chapaak. Her projects have always challenged the societal and the orthodox norms.

5. Zoya Akhtar

Having films like – Luck by Chance, Zindagi na Milegi Dobara, Dil dhadakne do and Gully boy in her kitty, she has made her mark in the industry as a very powerful creator.

Want to represent what India stands for: Zoya Akhtar | Deccan Herald

Although most of her films are commercially centered yet she never misses to send her proclaimed messages in her projects. Gully Boy was India’s official entry for Oscars, which further proves the caliber of the director.

Also having created projects like Made In Heaven, that questioned the patriarchal nature of the society,and the horrid reality behind the happy faces and the lavish wedding sets , she has proven her worth and contribution to cinema.

Caption cool

Mahendra Singh Dhoni is the current captain of the Indian Cricket team. He was born on 7 July 1981 in Ranchi, Jharkhand to Pan Singh and Devaki Devi. His paternal village Lvali is in the Lamgarha block of the Almora District of Uttarakhand. Dhoni’s parents, moved from Uttarakhand to Ranchi where Pan Singh worked in junior management positions in MECON. Dhoni has a sister Jayanti and a brother Narendra.

Dhoni studied at DAV Jawahar Vidya Mandir, Shyamali, (now the school is known as JVM, Shyamli, Ranchi) Ranchi, Jharkhand where he initially excelled in badminton and football and was selected at district and club level in these sports. Dhoni was a goalkeeper for his football team and was sent to play cricket for a local cricket club by his football coach. Though he had not played cricket, Dhoni impressed with his wicket-keeping skills and became the regular wicketkeeper at the Commando cricket club (1995 – 1998).

Based on his performance at club cricket, he was picked for the 1997/98 season Vinoo Mankad Trophy Under-16 Championship and he performed well. Dhoni focused on cricket after his 10th standard. Dhoni is an aggressive right-handed batsman and wicket-keeper. The Indian team in the 2000s saw the use of Rahul Dravid as the wicket-keeper to ensure that the wicket-keeper spot didn’t lack in batting talent. The Indian cricket establishment also saw the entry of wicket-keeper/batsmen from the junior ranks with talents like Parthiv Patel and Dinesh Karthik both India U-19 Captains in the test squads.

With Dhoni making a mark in the India-A squad, he was picked in the ODI squad for the Bangladesh tour in 2004/05. Dhoni did not have a great start to his ODI career, getting run out for a duck on debut. In spite of an average series against Bangladesh, Dhoni was picked for the Pakistan ODI series. In the second match of the series, Dhoni in his fifth one-day international scored 148 in Vishakapatnam off only 123 deliveries. Dhoni’s 148 erased the earlier record for the highest score by an Indian wicketkeeper, a record that he would re-write before the end of the year.

Following his good one-day form against Sri Lanka, Dhoni replaced Dinesh Karthik in December 2005 as the Indian Test wicket-keeper. Under his captaincy, India won the 2007 ICC World Twenty20, CB Series of 2007-08 and the Border-Gavaskar trophy 2008 in which they beat Australia 2-0. He also led the team to their first ever bilateral ODI series wins in Sri Lanka and New Zealand.

Dhoni has also been the recipient of many awards including the ICC ODI Player of the Year award in 2008 (the first Indian player to achieve this feat), the Rajiv Gandhi Khel Ratna award and the Padma Shri, India’s fourth highest civilian honour in 2009. Also Dhoni named as Skipper of Wisden’s first-ever Dream Test Team in 2009.

In the history of test match India become first time number one in December 2009, under leadership of Dhoni. Under leadership of M.S. Dhoni, India is continued on the way of success for few years.

And, we hope that India will still on the path of glory in cricket history in future under his brilliant, tactful and marvelous captaincy by means of winning a lot of matches and series and the world cup too.

“If there is a book about cricket finishing chapter would be MS Dhoni”

Jeff Bezos

Jeff Bezos is an American technology entrepreneur and founder of e-commerce giant Amazon.com. Born to Jacklyn Gise and Ted Jorgensen, he was adopted by Miguel Bezos, a Cuban immigrant, after his mother married him. As a child, he spent his summers laying pipes, vaccinating cattle and fixing windmills at his grandfather’s Texas ranch. He attended Miami Palmetto Senior High School, and took his B.Sc. degree in Electrical Engineering and Computer Science from Princeton University graduating ‘summa cum laude’. He worked on Wall Street in companies such as Fitel, Bankers Trust and D. E. Shaw & Co, New York. He became the youngest Vice President at D. E. Shaw & Co. In spite of success, he decided to quit the field of finance. He founded Amazon.com, an online book store, and later introduced features including one-click shopping, customer reviews, and e-mail order verification. He expanded it to include various other items including clothes, CDs, toys, jewellery, watches, electronics and shoes. He has constantly been improving his web site, and introducing improved facilities for his customers. His childhood dream of space travel spurred the founding of Blue Origin, an aerospace company that is developing technologies to offer space travel to customers. Bloomberg Billionaires Index listed Bezos as one of the wealthiest people in the world with an estimated net worth of $28 billion.

Childhood & Early Life

Jeff Bezos was born on January 12, 1964, to Jacklyn Gise and Ted Jorgensen. His mother’s ancestors were settlers who lived in Texas, and had acquired a 25,000-acre ranch near Cotulla over the generations.Bezos’ mother was a teenager when she married his father. After marriage with Ted Jorgensen ended, she married Miguel Bezos, a Cuban immigrant who studied at the University of Albuquerque.After marriage, Miguel Bezos legally adopted Jeff. The family then moved to Houston, Texas, where Miguel became an engineer for Exxon. Jeff attended River Oaks Elementary School, Houston, from fourth to sixth grade.

CareerBezos family moved to Miami, Florida. He attended Miami Palmetto Senior High School. He also attended the Student Science Training Program at the University of Florida, and received a Silver Knight Award in 1982.While in high school, he started his first business venture, the Dream Institute, an educational summer camp for fourth, fifth and sixth graders. He graduated as high school valedictorian.In 1982, he entered Princeton University, where he studied computers. He was elected to the honor societies Phi Beta Kappa and Tau Beta Pi at Princeton.He used to take up summer jobs. In June 1984, he took a summer job as Programmer/Analyst in Norway, and the following year, he improved an IBM Program in California.He served as the President of Princeton’ Students for the Exploration and Development of Space. In 1986, he graduated summa cum laude, with a B.Sc. in Electrical Engineering and Computer Science.After graduation, he worked at several firms on Wall Street, such as Fitel Bankers Trust, and the investment firm D.E. Shaw.He joined D. E. Shaw & Co, New York, in 1990. He became the youngest Vice President there. His career in finance was extremely lucrative, but he decided to quit after four years.In 1995, he founded Amazon.com, an online bookstore. Market analysts were initially sceptical about its success vis-a-vis the traditional stores, but he soon outpaced his competitors. In 1997, the company went publicWith time, Amazon started to diversify its portfolio. In 1998, it started offering CDs and videos and, in 2002, it also included clothes to its portfolio.

In 2003, Amazon formed A9, a commercial search engine focusing on e-commerce web sites. He also launched an online sporting goods store that offered up to 3,000 different brands.The year 2007 saw Amazon introduce a handheld electronic reading device, the Kindle, which uses E-Ink to render text with adjustable font size to enhance ease of reading.In 2010, Amazon signed a deal with The Wylie Agency who gave Amazon the digital rights to works of authors. Publishers were bypassed, and felt angered. However, readership and sales increased, thereby benefitting authors.Competing with Apple iPad, Bezos introduced Kindle Fire, a color touch screen mini tablet computer. With Kindle Paperwhite, Amazon gave e-readers comfort and convenience with illuminated touchscreens that enabled reading in the dark.He launched Amazon Studios apart from Amazon Local, LivingSocial and Amazon Web Services. Amazon plans to present the television programs through an online video service.On August 5, 2013, he purchased The Washington Post and other publications affiliated with The Washington Post Co., for $250 million cash marking the end of the four-generations of reign by the Graham family.In December 2013, Bezos revealed an experimental initiative called Amazon Prime Air that uses drones capable of carrying weight up to 5 pounds, and travelling 10-miles to provide delivery services to customers.

Major Works

Bezos has played a seminal role in the development and growth of e-commerce. He founded Amazon.com, an online book store, in 1995. The company has ushered revolution in online shopping by introducing innovative features, such as one-click shopping, customer reviews, and e-mail order verification.

In 2004, he founded Blue Origin, an aerospace company that is developing technologies to offer space travel to customers, kept a secret until land was purchased to build a launch and test facility.

Awards & Achievements

Bezos was awarded an honorary doctorate in Science and Technology from Carnegie Mellon University in 2008. He was also selected by U.S. News & World Report as one of America’s best leaders.In 2011, The Economist gave Bezos and Gregg Zehr an Innovation Award for the Amazon Kindle. The following year, he was named Businessperson of The Year by Fortune.In December 2012, the National Retail Federation named Amazon as the top retailer of the year, and awarded him the Gold Medal Award, given to an individual who has served the industry with distinction.

Trivia

This innovator funded an expedition that recovered two powerful Saturn V first-stage F-1 rocket engines from the Atlantic Ocean identified as belonging to the Apollo 11 mission’s S-1C stage in July 2013.

In California, Argo AI may now provide public rides in its self-driving vehicles.

Argo AI, the Ford and VW-backed autonomous vehicle technology firm, has received a permit in California that will allow it to provide free rides in its self-driving vehicles on public highways.

According to the accepted application, the California Public Utilities Commission gave the so-called Drivered AV pilot permit earlier this month. It was published on its website on Friday, a little over a week after Argo and Ford revealed plans to debut at least 1,000 self-driving cars on Lyft’s ride-hailing network in a variety of locations over the next five years, beginning with Miami and Austin.

The authorization, which is part of the state’s Autonomous Vehicle Passenger Service pilot, adds Argo to a small but increasing group of businesses looking to go beyond standard AV testing — a hint that the industry, or at least some companies, are getting ready to go commercial. Since 2019, Argo has been testing its self-driving technology in Ford cars in Palo Alto. In California, the company’s test fleet consists of around a dozen self-driving test vehicles. In addition to Miami, Austin, Washington, D.C., Pittsburgh, and Detroit, it has autonomous test cars.

Aurora, AutoX, Cruise, Deeproute, Pony.ai, Voyage, Zoox, and Waymo have all been granted licences to participate in the CPUC’s Drivered Autonomous Vehicle Passenger Service Pilot program, which necessitates the presence of a human safety operator behind the wheel. This permission does not allow companies to charge for rides.

Cruise is the only business that has obtained driverless authorization from the CPUC, allowing it to transport people in its test cars without the presence of a human safety operator.

Obtaining a Drivered authorization from the CPUC is only the first step on the road to commercialization in California. Before charging for rides in robotaxis without a human safety operator behind the wheel, the state needs firms to clear several regulatory barriers from the CPUC and the California Department of Motor Vehicles, each with its tiered system of licences.

The DMV is in charge of regulating and issuing licenses for autonomous vehicle testing on public roads. The DMW issues three types of permits, the first of which allows businesses to test autonomous vehicles on public roads with a safety driver. This basic testing authorization is held by more than 60 businesses.

The next permission allows for driverless testing, followed by a commercial deployment permit. Permits for driverless testing, in which no person is behind the wheel, have become the new benchmark and a need for firms looking to start a commercial robotaxi or delivery service in the state. The DMV has issued autonomous permits to AutoX, Baidu, Cruise, Nuro, Pony.ai, Waymo, WeRide, and Zoox.

Nuro is the only person who has gotten deployment permission from the DMV. Nuro may now deploy on a commercial basis thanks to this permission. Nuro’s trucks can only carry freight and not passengers, allowing the firm to avoid the CPUC approval procedure.

Meanwhile, in May 2018, the CPUC approved two pilot projects for autonomous vehicle passenger transportation. The Drivered Autonomous Vehicle Passenger Service Pilot program, which Argo just obtained, permits firms to run a ride-hailing service utilizing autonomous vehicles as long as they adhere to certain guidelines. Companies are not permitted to charge for rides, and a human safety driver must be present at all times. Additionally, specific data must be provided quarterly.

The second CPUC pilot will allow Cruise to launch an autonomous passenger service in June 2021.

It’s worth noting that getting to the holy grail of commercial robotaxis necessitates obtaining all of these permissions from the DMV and CPUC.

How to derive an effective time table or routine for college?

One of the keys to having been successful in college is to have good time management skills. Between studying, attending class, social activities, a part-time job, and rest, it’s no wonder that many students struggle with time management! The best way to better manage time is to develop daily schedules. Most organized people plan daily, weekly, and monthly tasks

Utilize these tips to conduct effective long-term planning during a semester:

1.Plan Enough Time for Study


One study showed that 87% of students believe managing their time better will help them improve their grades. College students are expected to spend two hours studying and completing assignments for every class hour.

However, students with excellent grades typically spend more time studying. Gifted students often earn high grades with less preparation, but most students must spend two hours preparing for every hour of class to earn good grades.

2.Study at the Same Time Every Day



Students are encouraged to develop daily study habits. In other words, they should try to study at the same time each day, so it becomes part of their daily routine. Students who begin the semester studying five days each week around the same time of day typically do not break their routines.

3. Make Use of Your Free Time During the School Day


Study during class breaks. Many students neglect to take advantage of these valuable hours. Utilize this time to complete assigned readings to arrive prepared for class and ready to ask questions.

4.Plan Study Sessions to Follow Class


If you can’t study before classes, plan to study immediately following them. Be sure to plan what you’ll be studying to remain on task and complete the most important assignments first.

5.Space Your Study Sessions


Schedule 50-90 minute study sessions per class. Once you’re done, take a 10-15 minute break. Resume studying once your break concludes. Short breaks are beneficial, especially if you plan on studying hours at a time.

6.Set Aside Time for Weekly Reviews

Set aside an hour per week to review weekly progress. Students often benefit from doing this during the weekend since they’re less stressed.

7.Leave Some Unscheduled Time to Ensure Flexibility



It’s essential to develop flexible schedules since it’s impossible to predict unexpected emergencies and distractions. Students often set themselves up for failure by cramming too much into their schedules.

8.Schedule Time for Recreation and Other Fun Activities


Begin planning by filling time slots with set activities, such as extracurricular, church, work, social, fun, and other activities. Once this is done, fill available time slots with other tasks. Be flexible by creating interchangeable time slots.

For example, if you set aside two hours to study chemistry and another two-hour block to socialize with friends, be sure that these blocks can be switched in case a conflict arises.

Well, the bottom line is regardless of how well you plan, you’ll be frequently required to deviate from it. This is the advantage of interchangeable blocks since you can’t predict what will happen, but you can compensate for it and still complete every planned task.

Time and Tide Wait for None

Time and tide wait for none this idiom is apt in today’s world. As the world is moving at a fast pace nobody has got time to waist. Moreover, time never stops, the clock is always ticking. Therefore to use our time we should work hard every second. Because if time once has gone, we cannot regain it. It is the most precious thing a person can have.

With time everything is possible, it’s just that you should have a dedication towards utilizing it. Also, various successful people know how to manage their time. And that is the reason they are successful. You can earn money by using time but you can never earn time by using money.

The History behind 14th November as the Children’s day

Because of Chacha Nehru’s immense love for children, 14th November was declared as Children’s day since the death of Nehru in 1964. Nationwide this day is celebrated to shower love and affection towards children.

Schools and Colleges celebrate Children’s day with great enthusiasm. Teachers and students of every school on this day come out of their daily routine to celebrate the day.

As Pundit Jawaharlal Nehru said, “The children of today will make the India of tomorrow. The way we bring them up will determine the future of the country.” Children’s day is a beautiful occasion to remember and celebrate the famous thoughts of Chacha Nehru. Celebration on children’s day is a great way to make both children and adults aware that children are the true future of the country. Hence everyone should understand the responsibility towards providing a fulfilled childhood to every child.

The love and care that we give to our Children today, disregard of their social and economic status, will bloom as the fate of our country tomorrow. Children’s day celebration is a tribute to this thought.

Importance of Independence Day

Every Indian holds a different viewpoint about Indian Independence. For some, it’s a reminder of the long struggle while for youngsters it stands for the glory and honor of the country. Above all, we can see the feeling of patriotism across the country.

The Indian’s celebrate Independence Day with a feeling of nationalism and patriotism across the country. On this day every citizen echoes with festive feeling and pride in the diversity and unity of the people. It’s not only a celebration of Independence but also of the unity in diversity of the country.

Hush Hush: Women Are Always Hushed!

Everything is either taboo or inappropriate when it comes to women.

Sexual harassment at the workplace

‘If you want to keep your job then hush!’. Well, the norm is if a girl is harassed and mind you irrespective of her age, it is because either her dressing was inappropriate or she was out late.  Well, then what excuse or explanation do you have when a 90-year-old grandmother or a 3-month-old baby girl or even a cow is sexually harassed?

I’m guessing society will blame the parents of the three-month-old baby or the owner of the cow. The person who commits the cause is never blamed just because he happens to be a MAN.

THIS HAS TO END!

Do you want to know why girls are out there alone? Because they need to make a living. They need to get their life going and feed their starving children back home.

Women are scared to travel in busses and trains after their work in the evenings. They are living in constant fear of the men standing or sitting behind them. 

What happens when women are denied their rights at their workplace? What happens when women are harassed in their offices? Will a well-dressed woman working in a nine to five job be blamed for her inappropriate dressing or staying out at odd hours?

Something that men should ponder upon – What if these silent women one day react?  Men won’t be able to even comprehend the power inside a woman. Because that is how amazingly she carries it.

In the end, it is expected of women to hush and forget the whole thing and show up every day at work with a big smile.

Women are made to do this every time in fear of losing their jobs or standing in society. They are terrified of having their names be dragged through all this negative attention and the frown on the faces of their children and family.

Men on the other hand can shrug it off.

Girls are taught right from the age of 6 how to behave, talk, dress and eat. Boys are not given much attention because boys are boys. They are expected to be naughty and reckless. In case a girl talks back or rebels, she is punished harshly and looked down upon. She is titled as the bad sheep of the family bringing dishonour to the name.

Parents and elders, when you make sure your daughters are at home on time and not roaming around at night and calling them up every minute of the day for updates and to know their every move, it is also just as important for you to check on your sons.

Even if you trust them and give your word on their behalf, circumstances can at times prove otherwise. It is never a shame or frowned upon when you check in on your boys, instead you are just making sure the girls out there are safe.

And that is something you can contribute to this world.

WHY ONE SHOULD ADOPT STRAY DOGS?

The human-dog relationship has been around for over 15,000 years.   A new study shows that even untrained, homeless and abused, stray dogs can understand the language of our bodies. India has the world’s largest number of stray dogs, approximately 30-35 million.

But still, many continue to regard street dogs as a threat and disease-causing animals. These ill-treated & famished animals often find it hard to feed themselves. They mostly depend on eatables lying in the waste, food left by people outside their homes & whatever little food some caring people feed them. They have no voice to word the many horrors faced by them, their pains, their suffering. But just like us, they have feelings. They too feel everything & most of the time, they feel rejected, ignored, scared, and like a menace. Covid hasn’t been hard only on humans. It has affected those poor creatures too, with little to no people leaving their homes & everything closed, it has gotten even harder for them to survive.

Pet dogs aren’t chased & captured by the Municipal dog vans & neither are they beaten. Having an average lifespan of 15 years and a high fertility rate, they may produce a puppy every six months. Their pups are also more likely to go on to have an easy and long life.

But these forlorn street dogs are less likely to complete even five years of their life. Having a low fertility rate, they also produce fewer and weak babies. The survival rate of their babies is even lower, with many of them dying within their first few days or months. Even if they somehow manage to survive, they can be at any moment, captured & taken away by the Dog catching vans.

THE COMPASSIONATE INDIAN YOUTH

However, times are changing the youth is more aware, more compassionate & more giving towards these animals. Not only are they volunteering for good deeds, but they have also set up many NGOs, many organizations to feed and take care of the street dogs.  Many of them are even open to adopting the indies, providing them a happy and healthy life with a forever home. Adopting a stray dog means saving their life.

One such NGO is “Perroayuda Welfare Foundation” a youth-based organization with a simple and heart-warming motto, to lend a helping hand to stray animals in need. During COVID-19 lock-down, they fed over 900 dogs a day. “Thuvani Foundation” donated 1000kg of rice, feeding more than 9000 dogs. An Agra-based NGO fed and gave shelter to stray dogs during strict COVID-19 lockdown.

Udaipur based, Animal Aid Unlimited; People For Animals, Red Paws Rescue, Stray Relief And Animal Welfare (STRAW), The Blue Cross of India, International Animal Rescue Goa are just a few NGOs, making life a little better for stray animals.

REASONS TO ADOPT

  • The Indies are much well-suited to the heat of India, unlike pugs, huskies, Great Dane, dalmatians, golden retrievers, etc, as they are non-native to the country.
  • They have very high immunity & do not fall sick easily. They rarely suffer from obesity & hip dysplasia problems.
  • They are very low-maintenance. Basic nutrition, exercise & regular vaccines are enough to keep them in the best of their health.
  • They are not very picky and eat anything given to them with love.
  • Extremely trainable & easily adaptable to changes.
  • The Indies are an unmatchable race when it comes to intelligence. They are very alert. Another factor that contributes to the intelligibility of these dogs is high competition to get through a day.
  • They don’t shed much.
  • They will love you far more if you love them a little. They love wholeheartedly & are very protective of their owners.

So, Let’s be human & start adopting & loving these adorable dogs. They need love more than anything & we should do our bit in making India a better place for them.

The Seven Habits

Our character basically is a composite of our habits. ” Sow a thought, reap a habit; Sow an action, reap a habit so habit reap a character; So a character reap a destiny.”

Formula : B2 PTS 3

1. B- ” Be productive”
Be a responsible person

2. B- “Begin with the end in mind”
Be clear with your destiny

3. P- “Put first things first”
Prioritize your work

4. T- “Think to Win”
You also win, I also win.

5. S- “Seek first to understand then to be understood”
First listen what others are saying then you talk.

6. S- “Synergize”
Work as a team.

7. S- “Sharpen the saw”
Think twice, cut once.

Digital Banking

Digital Banking has completely changed the way we bank in today’s times. With Digital Banking, you can transact with higher speed, ease and convenience.

What is Digital Banking? 

In simple terms, Digital Banking means availability of all banking activities online. Here, you have the luxury to freely access and perform all traditional banking activities 24*7 without having to personally go to a bank branch to get your work done. Some of the major online banking activities include-

(1) Money Deposits, Withdrawals, and Transfer
(2) Checking/Savings Account Management
(3) Applying for Financial Products
(4) Loan Management
(5) Bill Payment
(6) Account Services

Many banks also offer other integrated services like investing in Mutual Funds and other investment options online. Thus, making Digital Banking a widely used concept.

Digital Banking in India

Digital Technology has drastically changed the way banks interact with us. Similarly, it has completely changed the way we transact and interact with the bank. This is especially true in the case of a booming technological and financial economy like India, where more and more people are being connected to Digital Banking Platforms with each passing day. 

With Digital Banking you can perform every transaction, from start to end in a seamless, secure manner. You can withdraw money, deposit money, apply for loans, invest in Mutual Funds- all at a click of a button.

With the introduction of mobile banking you can perform transactions on the go. Mobile banking is a convenient and easy way to finish your transactions. For example, you can do over 125 transactions through HDFC Bank’s mobile banking app. 

The latest addition to mobile banking feature is the Mobile Banking LITE app.The HDFC Mobile Banking app can work without an internet connection, italso doesn’t take up too much space and is quick to install over slow connections. It’s a safe and secure way of making transactions on the go.

Digital Banking services are offered by all major retail banks in the country today and have, in fact, become an integral part of their services. So, one can now bank from the ease of one’s home, with the convenience of smartphone screens.

(1) Indian Financial System Code (IFSC)
The Indian Financial System Code (IFSC) is an 11-character code in alphanumeric format to uniquely identify all bank branches within the NEFT, RTGS, and the Immediate Payment Service (IMPS) network within India. This code is printed on every cheque leaf in your personal or company chequebook. To transfer funds to an account electronically, the receiver must share his IFSC code as it identifies the receiver bank and branch.Magnetic Ink Character Recognition (MICR)
Magnetic Ink Character Recognition (MICR) is a technology used to verify the legitimacy or originality of paper documents, especially cheques. A special ink sensitive to magnetic fields is used in the printing of certain characters. Every bank branch has a unique MICR code, which helps the RBI speed up the cheque clearing process, with MICR readers.

(2)Magnetic Ink Character Recognition (MICR)
Magnetic Ink Character Recognition (MICR) is a technology used to verify the legitimacy or originality of paper documents, especially cheques. A special ink sensitive to magnetic fields is used in the printing of certain characters. Every bank branch has a unique MICR code, which helps the RBI speed up the cheque clearing process, with MICR readers.

(3) Electronic Clearing Service (ECS)
Electronic Clearing Service (ECS) is another method of transferring funds from one bank account to another. It is most often used to pay regular bills (telephone, mobile, credit card, electricity, etc, to make EMI payments (Personal, Car, Home Loan), and SIP investments. This is done by invoking the auto debit facility. ECS is also used by entities for payment of salaries, pensions, distribution of dividend interest etc.

(4) Immediate Payment Service (IMPS)
Since NEFT may not be available for use on weekends and bank holidays, you could try using IMPS or Immediate Payment Service. The service is available 24X7. The minimum transfer value is Rs 1 and the maximum value is Rs 2 lakh.
But to use this service, you will need to register via your bank and provide the mobile number and MMID of the beneficiary as IMPS transfer can also be done through mobile phones. Mobile Money Identifier (MMID) is a seven-digit unique number issued by the bank.

(5) National Electronic Funds Transfer (NEFT)
The National Electronic Funds Transfer (NEFT) system allows individuals, companies, and other entities to transfer funds electronically from one bank to another within India. Normally, funds from the remitting bank will be sent to the RBI within three hours of the transaction. However, the time taken to credit the beneficiary bank’s branch account depends on how long it takes the bank to process the transaction. It should be noted that NEFT operates only during business hours on weekdays. NEFT transactions cannot be done on Sundays, bank holidays, and second and fourth Saturdays of the month. The minimum transfer value is Rs 1 and there is no upper limit.

(6)Real Time Gross Settlement (RTGS)
Another method for transferring money electronically, from bank to bank, within the Indian banking system is Real Time Gross Settlement (RTGS) scheme, where the minimum amount for each transaction is Rs 2 lakh and there is no upper limit. The beneficiary account receives the money immediately.
The RTGS system is primarily meant for large value transactions.With effect from 00:30 hours on December 14, 2020, RTGS facility is available round the clock on all days i.e. 24 hrs. India one of the few countries to operate the system 24×7. This comes within a year of the Reserve Bank of India (RBI) operationalising NEFT 24×7. NEFT is the popular mode for small-value transactions. RTGS, which started on March 26, 2004 with a soft launch involving four banks, presently handles 6.35 lakh transactions daily for a value of Rs 4.17 lakh crore across 237 participant banks. The average ticket size for RTGS in November 2020 was Rs 57.96 lakh, making it a truly large-value payment system. RTGS uses ISO 20022 format which is the best-in-class messaging standard for financial transactions. The feature of positive confirmation for credit to beneficiary accounts is also available in RTGS.
Earlier, the RBI had decided not to levy charges on transactions through NEFT and RTGS in order to promote digital transactions, and had asked banks to pass on the benefits to customers. The RBI used to levy minimum charges on banks for transactions routed through RTGS and NEFT. Banks, in turn, levied charges on their customers. RTGS is meant for large-value instantaneous fund transfers, while NEFT is used for fund transfers of up to Rs 2 lakh.
It should be noted that NEFT, RTGS and IMPS impose transaction fees in slab rates.

(7) Society for Worldwide Interbank Financial Telecommunication (SWIFT)
SWIFT is an acronym for Society for Worldwide Interbank Financial Telecommunication. It is an internationally recognised identification code forbanks worldwide, and is usually used for international wire transfers. Only those banks that are SWIFT-enabled can take part in this system. In EU nations SWIFT is also known as BIC or Bank Identification Code. When dealing with international transfers also be aware of IBAN or International Bank Account Number. IBAN (International Bank Account Number) appears in bank statements and the bank’s online systems. IBAN and BIC (Bank Identification Code ) contain your bank account number and sort code written in an internationally recognised format. All these numbers can make your wire transfers happen quickly and securely.