Sexual Harrasment

In this uncertainty world , girls are facing many struggles in working places or even in schools by men’s. One of it is sexual harrasment. It took longer time to recognize about this problem.

Sexual harrasment is an form of unwilling sexual behavior which is offensive without womens willingness. It is against law. In this modern world , there are new laws were put forth by the government. But many culprits are escaping from the law and orders. Now take a glimpse at these paragraphs below, so that you could understand what it means .

What is sexual harrasment?

It is an unwillingness sexual behavior which is offensive , humiliating and intimidating. If this sexual activity takes place without his or her personal willingness or interest , then it is considered to be sexual harrasment. This is not only happened to women but also to mens. There are three types of sexual harrasment in work place is verbal or written, physical and visual.

SEXUAL HARASSMENT ANS ITS IMPACT:

Sexual harassment comes in many forms and not just a single one. You can understood what is good touch and bad touch.

It includes when someone tries to bad touch you or grab you or tries to make other physical contacts with you without your consent.

Not only that, compelling you or requesting you to have sex with them and leering at you.

Asking unwanted questions about your sex life and showing offensive material.

Sending unwanted messages or videos or photos about sex or observe phone calls.

Sexual harassment can impact a person severely. It may stress out the victim and they may suffer from anxiety or depression.

Moreover, it can also cause them to withdraw from social situations. After that, the victim also starts to lose confidence and self-esteem. There may also be physical symptoms like headaches, sleeping problems and being not able to concentrate or be productive.

WHAT CAN WE DO:

It is better to solve this problem fastly. First thing , you share this problem with your family members or else share it with your closed ones.

Take this problem to police or your higher officials about this harrasment .

Maintain a document to make it as proof like the texts or social medias comments or emails etc…

Get your friends suggestions or ideas to get rid of from this problem.

Many countries issued that sexual harrasment is an illegal. The word ‘sexual harrasment ‘ means occurring violence within the general community. In India it is described as ‘ eve teasing ‘ .

Indian Law and order

According to Indian constitution, it overrun the fundamental rights of women to gender equality under Article 14 and her rights to live life with dignity under Article 21.

The Supreme Court of India in a public Litigation defined sexual harassment at work place in 1997. This judgement is known as vishaka judgement. Indian law passed its own law on sexual harrasment in the work place which is ” The sexual Harrasment of women at workplace ( prevention, prohibition and Redressal) , Act in 2013.

The criminal Law (Amendment) act in 2013 was introduced with some changes in the Indian Penal Code , making it as an expressed offense under the section 354. The one who involves in this will get punishment upto 3 years of imprisonment or fine.

Though we have many laws and orders for this harrasment, many criminals are easily escaped from this . Think what is making these culprits to spoil many persons life.

To conclude, sexual harassment is a very real issue that went unnoticed for a long period of time, but not anymore. It is essential for all of us to take measures to prevent it from happening as it damages the life of the victim severely.

Give yourself a break

In todays’ fast-paced world we tend to overwork ourselves because the environment is so competitive that we forget that our body and mind need rest sometimes. You must have found yourself tired and felt helpless at some point of time in your life, right? When you do too much work and when you finally take a rest you are not able to rest your mind, it may be a sign that you need a break. Similarly, if you feel devoid of energy to continue your work or you can’t sleep at night you need to take a break.

Burnout is the state of mind when it is exhausted and you feel physically exhausted too. At that point in time, you must consider being generous to yourself and take a break from everything that is going on. Many people feel that a break would leave them behind others but that is not the case, because everybody has their growth path, they grow at their own pace. Racing against time, overworking yourself will not help you in succeeding instead it will leave you exhausted. Sometimes a break in life is very important for a better comeback. If you feel stressed or you feel like you have tried your best but still the universe is conspiring against you, that is the indication to take a break.

Taking a break could be different things for different persons, for some it may be going back to your hobbies, for some it may be to take rest for a few weeks and do nothing. All of this me-time is valid, you don’t need to do anything productive in the meanwhile, you should not feel any pressure to do a task during your break. Giving yourself a break means giving your mind rest from all the whirling emotions that you have been feeling for a while.

Some people might say that you have given up, but you should not care what they say, everybody deserves a break from time to time. If you do not give yourself a break your mind will get exhausted and you might lose interest in all the activities in life.

There are many ways to give yourself some me-time:

Book yourself a spa appointment and enjoy the massage.
Read a book you’ve been wanting to read for some time but you couldn’t get time to do it.
Go out for a morning jog, the fresh air would feel great.
Go out for a swim or go out to play your favorite sport.
Do nothing get in your bed and get a sound sleep.
Take a hot water bath and then cook something for yourself and eat it. Self-made food tastes great and it gives you a sense of accomplishment.
Meditate and exercise or do yoga.
Get away from your screen and talk to someone you like to talk to.
Watch a feel-good movie or any of your favorite movies while eating your favorite snacks.

The Dabbawala

You would have heard of the Mumbai Dabawalas. Well if you did not let me tell you about them. One of the most important and driving force behind the satiety of Mumbai’s hunger is because of them. These men do not ask for anything and enjoy doing their work with utmost dedication and love. Nothing can stop them from doing their job let it be the weather or their own injuries. This group of individuals have a 6 sigma star rating and a minute margin of error.

What makes them so special? Their unconditional devotion to the people of Mumbai. They run day in and out to make sure all the individuals get their meals right on time. They are so selfless that even with the amount of money they earn monthly, they are always satisfied. They have families to run too but they still never ask for more. People from various other countries have been so amused by their accuracy that they have even conducted their PhD researches on them! Institutes such as IIM, one of the most prestigious universities of management of India also claim and give them as an example of brilliancy.

How did this start? Well, Long ago, A Parsi man always wanted home made food sent to him in office. He then appointed the first Dabbawala. This soon grew over the years and now the committee runs with so many more dabbawalas. They are so well reputed that even Harvard Business School had performed a study on them. Individuals such as Mr Richard Branson, personally even did the duties of a dabbawala and transported huge tiffin orders to his colleagues at Virgin, Mumbai. Even though the people running with our food, do not have the needed education it does not act like a barrier for them. They challenge themselves no matter what and are a huge inspiration to everyone in and around India!

Love each other

In today’s world, there is enough hate to make a person sick of loving others. Hate is engraved in our society; it has become a go-to emotion for everybody. When we see others succeeding but not us, we start spreading hate towards them. Spreading hate is not going help anybody, it will neither make you successful nor will it help the other person, the negativity will affect their mental health too.

For once, try loving people without expecting anything in return. It will free you from any negative emotions, you will get to know that by loving others you will feel good too. Loving includes all types of love whether it is love for your partner, your child, your sibling, your parents, or fellow planet-mates. All of us need to be loved, whether we realize it or not we need all kinds of love, from our partner, from our children, etc.

Love is a very powerful emotion; we can win over people’s hearts with love. Today, when everybody is spreading hate, jealousy, negativity, start loving others, this planet needs it. Imagine a world where there is no hate, almost all the problems would be solved, there would be no wars, no shootings, no crimes, and everybody would live peacefully. Every year, so many people are killed, so many women are raped, there are bombings and suicides and homicides, these all occur due to hate engraved within people’s souls towards one another

When you love others, you might always get love in return but that does not mean we start hating those people who do not return our emotions. In the end, we’ll be happy that we lived a life devoid of any kind of hate. It is highly unlikely though, when you are generous and you love people, you will attract people with negative emotions, instead you will attract people who are as generous and lovable as you.

Some people fear to love others; this may happen because they might have had some traumatic past where they loved the other person but they betrayed them. Such people, for the rest of their lives, fear to trust and love others. They must see a counselor solve their mental and emotional issues.

When people spread hate towards you, you must act in a certain way, rather than spreading similar hate and negativity towards them you should forget about them, exclude them from your life and move on We must concentrate on our actions rather than on others, when we show kindness and generosity, and love towards others the universe will conspire to return the same emotion to us. Therefore, we must start to watch our actions and deeds, and rather than noticing how other people behave and then choosing our way to treat them we must spread love no matter what. Love and kindness start at home and your body is your home too, so in order to love others, we must love ourselves, and treat our mind with kindness.

Overcoming failure

Each one of us has failed at least once in some aspect of our lives. But that is never the end, you must try again. But, if the particular field that you failed in, does not interest you and you are doing it because of peer pressure only, then you should find something else that interests you and someday you will succeed in that field. What some people may consider success other people may consider failure so it depends on person to person and their ideology of success and failure.

Sometimes the fear of failure stops us from even trying something for the first time. For example, some kids who might have been rejected at school competitions may feel the fear of failure for the rest of their lives. Some people are not able to cope up with failure and they choose to drop that field forever, that happens because a fear of failure develops in them. They fear the judgment of society, and society does not help much, there are more people to discourage you than people who encourage you. But, you need to see that these people do not matter, you must ignore them and move on with your journey.

When you think that you should quit because you failed once or twice, you should think positively, and imagine the scenario where you achieve your goal in the next try. Give it a try once again, what could be the worst outcome?

Play practically, you should always have a backup plan too. If you are giving it your last try then plan B will make you feel more secure and safe that even if you fail you will have another plan. Set smaller goals, it will help you in achieving your final goal more efficiently.

When you experience the fear of failure, you procrastinate a lot, your anxiety levels are increased and you become reluctant to try new things. However, if your goal is important to you, you must not give up on it no matter how many times you have failed, no matter how many people say negative things to you.

SOME QUOTES BY FAMOUS PEOPLE TO MAKE YOU FEEL BETTER:

“Many of life’s failures are people who did not realize how close they were to success when they gave up.” —Thomas Edison
“A person who never made a mistake never tried anything new.” —Albert Einstein
“Success consists of going from failure to failure without loss of enthusiasm.” —Winston Churchill
“Success is most often achieved by those who don’t know that failure is inevitable.” —Coco Chanel
“Failure after long perseverance is much grander than never to have a striving good enough to be called a failure.” —George Eliot
“When you take risks, you learn that there will be times when you succeed, and there will be times when you fail, and both are equally important.” —Ellen DeGeneres
“It’s fine to celebrate success but it is more important to heed the lessons of failure.” —Bill Gates

Emotions

An emotion is a reaction to something that happens to us, which stirs us up. Love, affection, desire, fear, anger, hatred, grief, etc. are felt tendencies that involve our minds and bodies and our total personalities. Everyone has emotions and as we grow we learn and experience it.

Emotions direct our thoughts and thoughts direct our emotions. There are soft emotions like kindness, sympathy, compassion whereas hatred, bitterness, murder, jealousy can be called as hard emotions. Some are also called negative emotions which include fear, anxiety, depression, sadness, etc. obviously there are positive emotions like happiness, peace, hope, etc.

We need to manage our emotions in our life. Sometimes our emotions in a situation can lead to bad conditions. The first step is to recognize and identify the emotions what we are experiencing. Then we must see how that emotion affects our health, happiness, personal relationships and our studies. After that we must try our control our emotions according to the circumstances.

Let us try to have positive emotions in our life which increases our health too.

BASICS OF TURNING HOBBIES INTO CAREER

I have already enlightened you about why having hobbies are important. In case you have missed it out then do read it by clicking on the link below.

We all have hobbies. It might be writing, painting, Youtubing, dancing, and whatnot. We all love to follow our hobbies because they are interesting and make us happy. And any work done happily and enjoyably brings spectacular success. Even Maya Angelou says so.

“You can only become truly accomplished at something you love. Don’t make money your goal. Instead, pursue the things you love doing and then do them so well that people can’t take their eyes off of you.”
– Maya Angelou

Now many of you might think, is it possible to transform a hobby into a full-time career? Yes, you can definitely do so. All you need to do is prepare a rock-solid strategy and plan.
In the following lines, I will point out some of the areas which you need to consider why preparing your strategy.

CLEAR YOUR MIND:

So, first things first. List down the hobbies/passions you love and then prioritize what you are most inclined to. Make sure to write things short and clear. Once you choose your hobby, ask yourself certain questions.
Like, why do you want to make this your career? What are your goals? Answering these questions will bring clarity to your mind. You would be more serious and driven towards your decision.

DO MARKET RESEARCH:

After you have decided on your path, do full market research. Read about your target market and its trend. The potential customer’s demands and the type of product and service you would provide. Collect data on all of these dominions. Write down your full research on paper and accordingly chalk out your plan. Make sure you consult your plan and strategy with wise counsel.

DO IN-FIELD PRACTICAL:

Once your plan’s blueprint is ready, take it out to the customer. The best way to know the quality of your plan is to do an in-field practical. Take up your plan to a potential customer and ask him about their view on your project. What product/ service they would want to get? Or what are their demand from this field? These analyses would help you get ample knowledge about your project, the opinion of the customers, and its scope in the market.

LEARN MARKETING BASICS:

After you have done the research and began the production, start learning about the ways to advertise your product. For reaching out to the customers and interacting with them, you need to know the marketing basics. Nowadays, Digital Marketing is heightening. Learn how you can connect with your customers online. The initial step in this would be to start your website and a social media handle. You can even run digital ads on Google Search, Facebook, or Instagram. These are some low-cost advertisement platforms, where you can create a wide customer base.

BE CONSISTENT:

Out of all these steps, the one thing that matters most is being consistent. You might not be able to attract a generous number of customers, or your product might not stand out in the market. Whatever the situation might be, you do not have to lose hope. Just be consistent in your work. Accept the defects and shortcomings and work upon them. But, never let your energy and enthusiasm fade even a little.

Dwayne Johnson, a Hollywood actor says,
“Success isn’t always about greatness. It’s about consistency. Consistent hard work leads to success. Greatness will come.”

Keep these basics in mind and follow these steps and one day you would definitely shine bright.

https://eduindexnews.com/2021/06/04/hobbies-are-they-really-important/

IMPORTANCE OF TIME IN DAILY LIFE:

Time is somewhat that you can never take back. It not rewind like videotape. Time management is significant for students to do the study with spotlight. Time management is important for students to get high marks. Student’s winner in studies depends much on managing time professionally. The practice and ethics they get during schools time and home will stick with them throughout future. Unfortunately, time doesn’t always equal money though. Time is frequently passing but that doesn’t mean you are repeatedly making money, this depends on how you manage your time and what you do with it. There are lots of different ways to undertake the issue of time management you can download apps, adjust your sleep time, create lists, etc.

No issue how you carve it, there is only 24 hours in a day. That apply to you, and to your associate who only seem able to do half the amount of work you do. But it also applies to the former coworker who every time accomplishes more than you, and was promoting as a result. If you want to rise through the ranks, you have to recognize the importance of finding a way to manage this limited resource.

When you find out to take control of your time, you recover your ability to focus. And with increased focus comes improved efficiency, because you don’t lose energy. You’ll start to puff of air through responsibilities more quickly.Whether you rely on a time chunking technique or discover the power of list-making, you’ll soon find that a good side advantage of good time management skills is the ability to make better decisions.

When you feel short of time and have to make a judgment, you’re more likely to jump to conclusion without fully considering every option. That leads to poor decision making.During efficient time management, you can get rid of the heaviness that comes from feeling like you don’t have enough time. You’ll start to feel more calm and in control. When the moment comes to appear to make a decision, instead of hurrying through the process, you can take time to carefully consider each option. And when you’re able to do that, you diminish your chances of making a bad decision.

Time management is the key to success. Leaders in your business will come to you when they need to get things done. And that increased exposure helps put you in line for advancement opportunities.You gain knowledge of the exclusive you are to your employer. And great learning opportunities are approximately you, if you’ve got time to stop and take advantage them.When you work more professionally, you have that time. You can help out with that new merchandise initiate your development team’s been working on. Volunteer to help swarm your company’s open house. Even just enjoying a nice lunch with teammates in other departments can prove eye-opening.The more you learn about your company and your industry, the better your likelihood of making a positive impression on the C-suite.When you don’t have control of your time, it’s easy to end up feeling overwhelmed.

It can be tough to figure out how long it’s going to take to complete a task.If you find out how to supervise your time, you no longer subject yourself to that level of anxiety. Besides it being better for your health, you have a clearer picture of the demands on your time. You’re better able to approximation how long a given task will take you to complete, and you know you can meet the deadline.Everyone needs time to loosen up and calm down. Unfortunately, many of us don’t get enough of it. Between jobs, family responsibilities, errands, and upkeep on the house and the yard, most of us are hard-pressed to find even 10 minutes to sit and do nothing.

The fine time management skills help you find that time. When you’re busy, you’re getting more done. You build up extra time throughout your day that you can use later to relax, unwind, and prepare for a good night’s sleep.When you practice good time management, you leave no room for procrastination. The better you get at it, the more self-discipline you learn. This is an expensive skill that will begin to bang other areas of your life where a lack of discipline has kept you from achieving a goal.

Time plays a significant role in our life. Time helps us make a good habit of structuring and organizing our daily activities. If you understand the value of time better, you can gain experience and develop skills over time. Time is the most valuable resource because you cannot take it back.The right use of time is that we spend the life in a better way. We spend our life for the welfare of the people and help the parents in his daily work. The most important use of right time is gaining of knowledge. In short the time of our life is very short and we are always use it in a better way.

Myths and facts about puberty.

Parents have a tendency to feel a sense of dread when confronted by the onset of puberty. That dread seems particularly acute among fathers with growing daughters, presumably because they lack a frame of reference and because puberty in girls remains a borderline taboo subject (for a host of cultural reasons we don’t need to get into here). Where mystery abides, so too does mythology. And there are a lot of myths about the way in which girls go through puberty, many of them stigmatizing and bizarre. As it turns out, puberty is simply a child development process. There is nothing special about it. The weird emotional baggage that comes with it? You can put that down.

As puberty begins for a girl, it’s important that her parents look past the myths. Because more than anything they stand in the way of what can be a tumultuous time for young women, who will need their parents’ guidance. Yes, both of their parents.Many parents conflate a girl’s menarche, of first menses, with the onset of puberty. As if, up until that point nothing has really been happening. But the fact is that puberty is a long process and has likely been occurring for years prior to the first awkward ask for menstrual pads and pain relievers.The fact is that puberty can start anytime after a girl is 8 years old. The earliest signs of puberty may include breast growth and body odor. A typically developing girl will generally start producing the hormones that promote hair growth in the armpits and groin around 14, with the first period arriving about a year later.

There has been plenty of casual observation in the last decade or so that puberty seems to be happening sooner. Many parents simply shrug off the knowledge as more of a factual curiosity than a condition that could have long-term effects on a child’s health. But early puberty can set a child up for serious issues in the future.Essentially, early puberty works to accelerate maturity. But not just physical maturity. It’s also been linked with an increase in social problems like early drug use and sexual activity resulting in teen pregnancy. Studies have also suggested links to health problems including depression and some reproductive cancers.

Puberty is happening so early that some doctors and endocrinologists have suggested moving the “standard” onset of puberty to as early as 6 or 7-years-old. And there are a host of reasons why puberty could be occurring in girls so young.On recent study found that poverty is linked to early puberty. The research suggests that an impoverished mothers health can send signals to a developing fetus to develop more rapidly in order to reach reproductive age sooner after birth. And some research suggests that diet can also play a role. One longitudinal study found that girls who were obese were more likely to start puberty early.

There’s an idea that young men going through puberty are really stinky. And that’s actually true. But girls don’t get a pass on puberty stink. Their biology creates the same conditions that cause boys to smell too.The stink occurs as kids begin to sweat more due to hormonal changes. But it’s not the run of the mill forehead sweat causing the issue, it’s the oily sweat that secreted by what are known as sebaceous glands that produce oils. These oils are a particular favorite for bacteria who congregate in the dank spaces and create the odor. Importantly, these bacteria do not care if they are on a boy or a girl. The are equal opportunity stinkers.

Talking to girls about puberty can be completely nerve-wracking for dads whose experience growing up through puberty feels markedly different than what they are witnessing. But by treating the subject as taboo, Dads are inadvertently adding a layer of shame to a process that should be free of shame.

Sure, reading that won’t necessarily make it easier for dads to talk to daughters about puberty, but perhaps it can act as motivation. The important part for Dads is to stay as chill and matter-of-fact about the process of puberty as possible. That means answering questions honestly and talking about body parts without using euphemisms. It also means admitting when your ignorant about an issue and not asking her about her period in front of her friends

How music changes your mood?.

Music stimulates the part of the brain that produces the dopamine hormone. This hormone affects emotional behavior and mood. The influence of music is both behavioral and neural. That is, this means that music not only affects the mood but also affects what we cannot control ourselves.Music is not only able to affect your mood — listening to particularly happy or sad music can even change the way we perceive the world, according to researchers from the University of Groningen.

Music and mood are closely interrelated — listening to a sad or happy song on the radio can make you feel more sad or happy. However, such mood changes not only affect how you feel, they also change your perception. For example, people will recognize happy faces if they are feeling happy themselves.

A new study by researcher Jacob Jolij and student Maaike Meurs of the Psychology Department of the University of Groningen shows that music has an even more dramatic effect on perception: even if there is nothing to see, people sometimes still see happy faces when they are listening to happy music and sad faces when they are listening to sad music.

Research has found that when a subject listens to music that gives them the chills, it triggers a release of dopamine to the brain. And if you don’t know, dopamine is a kind of naturally occurring happy chemical we receive as part of a reward system. Now here’s the really interesting part: Dopamine is not only released during peak musical moments but also when we anticipate those moments. It’s like our brain is rewarding us for knowing a really great chorus is just about to hit!

Hearing a song from our adolescence brings back a flood of feelings and memories. By why do those songs have such a strong hold on our emotional core? Our brains develop rapidly between ages 12 and 22 (there’s a reason they call it our “formative” years), so when we make a connection to a song during that time, it’s a strong neurological connection. The massive rush of hormones associated with our pubescent years tells our brains that everything is super important, and that includes whatever music we’re listening to at the time. That’s why when we hear a true throwback to our high school days, it’s a powerful thing.

The impact of positive thinking has been a subject of focus for psychologists and self-help gurus for ages now, but what about positive listening? Is there such a thing as intentionally listening to positive-sounding music to boost your mood? We already know music that gives us the chills helps to release dopamine, but a separate study found that people who intentionally listened to upbeat music improved their moods and happiness in just two weeks. When a separate group was instructed to listen to different music that wasn’t deemed positive sounding, they didn’t experience the same mood-boosting effect. So the next time you’re blue, maybe put on a song that will make you smile.

Mutual Funds 1O1- Advantages

Mutual Funds collect small sums of money from a large number of investors. This becomes a large pool of money which is invested into the market and the returns generated are distributed among the investors proportionately.

There are many advantages of investing in Mutual Funds:

Professional Management: Investing directly in Equity is very risky for those who are not experts and lack the ability to track the market regularly. Mutual Funds are managed by professionals with adequate qualifications and experience.
In house research is undertaken to aid the fund manager.
Top management involvement to guide the investment policy and the fund house philosophy.
Competitive performance resulting in constant improvement of portfolio and NAVs are disclosed at record timings.

Diversification: Diversification is nothing but investing your money across different types of investments. An investor with a limited amount of funds might be able to invest in only one or two stocks/bonds. However, Mutual Funds invest in a no. of companies across a broad cross-section of industries and sectors. This diversification reduces the risk because it is unlikely that all the stocks decline at the same time. So Unit holders of a mutual fund achieve this diversification with very less money that an investor cannot do on its own.

Low Cost: Mutual Funds invest huge amounts of money on a regular basis. Therefore they pay very less % of the amount such as brokerage, depository and other types of charges as compared to the individual investors. So mutual funds provide a cost efficient way to invest in the financial market.

Transparency: Mutual Funds have to publish their NAV on a daily basis and they have to periodically share the portfolio investments with the investors. They offer transparency to investors and have to publish their results semi-annually. Any important change in the scheme has to be duly informed to investors.

Attractive Returns: Mutual Funds give very attractive returns in the long or medium term because fund managers invest in stocks after considering the fundamentals, future plans of companies with the help of trained research teams. They use every possible technique to save the investors’ money such as Hedging. So it’s a very good investment avenue used in the financial planning process.

Well Regulated: All the mutual funds have to be mandatorily registered with SEBI. SEBI Mutual Fund Regulations 1996, as amended till date, governs the mutual fund operations and investments. The regulatory system aims to ensure the protection of interest of investors. The fund investments have to be as per the scheme’s objectives and there has to be complete transparency about funds investment and performance. NAV of the fund has to be published daily and scheme’s performance periodically. SID (Society for Information Display) & SAI contains all relevant and important information pertaining to scheme and fund and serves as an important investment document for the investor. Thus mutual funds are a well regulated investment vehicle in India.

Choice of Options: In India, Mutual Funds offer different types of schemes to suit the varying needs of investors. Investors have different goals and objectives, which may range from retirement planning to investing for a vacation. Investor’s needs may include capital appreciation, liquidity, regular income etc. Because of several types of schemes launched by mutual funds catering to different investment requirements, investors have numerous options to choose from the wide range of schemes such as growth plan, regular income plans or Equity oriented plan, Gilt Funds. They also have the choice available in their method of investment. They can invest lump sum money or they can opt for periodic investment in the form of monthly installments through Systematic Investment Plan (SIP). Similarly they can opt for single withdrawal of entire funds when needed or monthly Systematic Withdrawal Plan (SWP).

Liquidity: Open ended mutual funds are very liquid investment avenues because investors. Open-ended schemes are all the time open for subscription and redemption with the fund house itself. Investors can enter and exit from the scheme at any time at the prevailing NAV. Closed ended schemes offer limited liquidity to investors. Investors can buy the units only during NFO (new fund offer) and can exit at the maturity of the scheme when the mutual fund redeems the units at the prevailing NAV. However, all the closed ended schemes have to be necessarily listed on the stock exchanges in India. This provides a secondary market exit route to the investors of closed ended schemes. Though the schemes are listed but practically trading volumes in mutual fund units are negligible and therefore closed ended schemes don’t offer liquidity to investors.

Convenience: Mutual funds provide a very easy and convenient way of investment as well as withdrawal of funds as compared to other investment avenues like Real estate, Debt instruments etc. Investors can invest in any manner either through distributors in the physical form or can buy units online whatever is convenient to them. Units can be held in physical or demat form.

Mutual Fund is an investment avenue which gives the small investors an option to participate in the capital market with their small funds and limited knowledge of the volatile market.

Learn to Apologize

Apologize when u do a mistake.Sounds cliche right?

But it has a deep meaning and significance.

There are two possibilities either you have done something for which you should genuinely apologize and second is you have not done anything wrong but still being accused.

Let’s discuss the former ,

If and when a mistake is committed by you be it intentionally or unintentionally,apologize for it.

It may so happen that your actions/words didn’t directly culminate to a mistake but have adverse indirect effects.So ,by keeping your heart out of ego ,empathizing with the victim , just apologize.

Your mistake might not feel big to you but could be grave or fatal for the other party.

You might have caused deep cuts by your words,causing injury to their soul.

Irrespective of your awareness of the grief,apologize.

It will not just Help them move on but also help yourself from avoiding any further regret. A man Can live poorly But living with guilt It’s some thing no one can afford.

So for the sake of your own selfishness at least,learn to apologize.

It is not easy to become brave and accept your mistakes.But it is wise and appropriated.Bowing down doesn’t make you weaker,it only helps you grow as a person.Self introspection grows stronger and your quest to success begins.Identifying and realising your mistake is an indication of self awareness and diluted self ego.

So next time you cause hurt,mental or physical intention or unintentional

Apologize.

Now the question is when you know you have not done wrong and the other party is falsely accusing you.After self introspection you come to know that you aren’t at fault,no facts support you are wrong and the other party is falsely framing you for selfish purposes.

Do this,

First of all realise that this person is not your friend if s-he does something like this.Cut off this toxic person.

Do not apologize when you aren’t wrong.Take your stand. You aren’t nothing to bow down when you are right.Stand up for what you believe.

Provide facts or statements of your right.Convince those who care about your arguments.Those who do not care won’t care even if you are right.

Give counterarguments .Do not sit down helplessly.If the person is important to you then try to explain yourself if not once then thrice.If s-he doesn’t trust you regardless,leave.

Trust is an important tenet of any relationship-friendship.If you cannot trust you ,you should not keep them.

You need to achieve a balance between right and wrong.

A wrong means for a right future is not always justified.

So today’s mantra-

Organize yourself,your thoughts and never bow down your ideals to someone who doesn’t value you or your thoughts.

Care for yourself just like you would care for others.

When wrong,do not shy away from apologizing.

International Widows’ Day 2021 : Theme and it’s Significance

It is necessary for every one to have a life partner in certain stages of their life. Fortunately many are luckly got their partners life long but unfortunately few have married and lost their partners due to some uncertainty situations and cause of their fate. Few young aged people are getting married after their partner is no more but many remains as same as their partner is no more. There are some privileges that are given to them by the government. Losing a partner is a great loss which makes them to feel low.

International Widows day is observed on June 23 every year . This day is to create awareness among the people about the Widows ,the problems faced by them in this society and to galvanize the support they need. It is very difficult for them to live this life. There are few widows and single parent children are suffering without the basic needs and pack of money.

According to United Nations website, there are over 258 million Widows round the world. In that , one people out of ten are living in extreme poverty. A report says that, in the eastern democratic Republic of Congo, 50 % of women are widows

History of International Widows Day

This day was initiated by The Loomba Foundation to create awareness about the struggles faced by Widows. They decided to mark this day as International Widows Day cause on this day in 1954 Shrimati Pushpa Wati Loomba who was the mother of Lord Loomba became a Widow.

So , Lord Loomba and Cherie Blair, the foundation’s president decided to launch this day on June 23. The first international Widow day was took place in 2005. Only after the sixth international Widow day , other countries started observe this day and events were held in some countries like India, SriLanka, United States, UK , Nepal, Bangladesh, Syria and Kenya.

Then this day was adopted as International Widows Day by United Nations on 21st December 2010.

Theme of this year

The theme of this year is ‘invisible women , invisible problems’. This theme highlights the problems face by the women , after the death of her husband. They are facing many problems and are ignored by their own family members who doesn’t give any importance to them .

Significance of this day

This day plays an important role in amplifying the voices of widows. It’s main aim is to create awareness about the hardships and struggles faced by the Widows and to implement many legislations to ensure their rights . Every year , this day is observed to honor these Widows.

It also insists to provide their inheritance, pension, lands and other basic needs. It also requests to provide social protection , good job with good salary to them. Widowed women should fight for their rights which is both physically and emotionally.

According to United Nations, it states that, Many years Widows have been left unseen, unsupported and unmeasured. Many people losts their partners due to this covid-19 pandemic. Widows are considered as bad omens and forbidding their presence in some happy occasions. Even in this modern century, these practices are still continuing in some countries. United Nations says that, member countries should give all the equalities, rights and pension to the Widows.

Covid-19 Vaccines and Immunization

A COVID 19 vaccine is a vaccine intended to supply or improve immunity against severe acute respiratory syndrome corona virus 2 (SARS CoV 2), the virus that causes corona virus disease 2019 (COVID 19).

India began to vaccinate from 16 January 2021 . As of twenty-two June 2021, India has vaccinated 294,639,511 doses overall, including first and second doses of the currently-approved vaccines.

Vaccine, manufactured by the Bharat Biotech, may be a Whole-virion inactivated Corona virus Vaccine which is additionally manufactured by this institution and has reduced the productions of vaccines like Influenza, Rabies and Hepatitis- A.

EFFECT OF VACCINE:

Currently, a complete of seven COVID-19 vaccines are available across the world but only three vaccines are circulated in India. However, some people questions about the efficacy of those vaccines, especially the emergence of latest strains of the virus. Vaccines must be effective at that time which significantly reduces the spread of the virus for them to achieve success .

Research has demonstrated that the fashionable and therefore the mRNA-based Pfizer vaccines are 94-95% effective, and therefore the figures have proven true even in trials, studying those at high risk and the elderly.

It is a standard misconception that this suggests 95% who get the vaccine are shielded from the disease, leaving 5% unprotected. If this were true, during a population of 100,000 were vaccinated this is able to cause 5,000 people contracting the virus and developing the disease over three months. This rate is analogous to the present UK COVID-19 case rate.

The 95% effectiveness actually means people with the vaccine have a 95% lower risk of COVID-19 in comparison to an impact group. Without the vaccine, we might expect roughly 1% of the population to urge the disease, and with the vaccine, this reduces to 0.05%. At such low rates, the vaccines will allow society to urge back to ‘normal’ and for restrictions to be permanently eased.

ADVANTAGES OF VACCINES:

The best means of staying healthy is to avoid infection by the SARS-CoV-2 virus. If, however, you are doing become infected, vaccination appears to limit the danger of developing severe or maybe fatal symptoms. this is often because the currently available vaccine primes your immunological system for producing antibodies without causing you to urge sick. If you are doing become infected, your body is ready to fight the disease. Vaccination typically leads to fewer or milder symptoms when you’re ill

By getting the COVID-19 vaccine, you furthermore may lessen the prospect of spreading the COVID-19 pathogen to relations , friends, or people with whom you’ve got contact.

All FDA-approved medications are clinically tested before release to the general public . The Pfizer-BioNTech vaccine has been shown to be 94-95 percent effective within fortnight of full inoculation. In other words, the vaccines will safeguard 19 out of each 20 persons inoculated from becoming seriously ill with COVID-19.

As with any vaccination, some side effects are recorded. These include soreness at the injection site, headaches, chills, fever, and fatigue. within the great majority of cases, these post-inoculation symptoms will disappear quickly. they’re also far less severe than the foremost serious COVID-19 symptoms.

The virus has spread across the planet , and therefore the inflection point has yet to be reached, indicating that transmission will still occur unless the virus is firmly controlled. Thus, developing a COVID-19 vaccine which will be used globally may be a major priority.

WHAT CAN WE DO:

Rate this:

Rate this:

Rate this:

Rate this:

Rate this:

Rate this:

Rate this:

Rate this:

Rate this:

Rate this:

Rate this:

Rate this:

Rate this:

Rate this:

Rate this: