International widows day and their condition in India

“Widow. The word consumes itself”.

23^rd June observed “International widows day” by United Nation in light of creating awareness about the situation and maltreatment of windows in the world.

The theme of this year’s International widow Day is “ invisible women, Invisible Problems”.

Women who lose their husband due to any cause are known to be a widow. According to United Nation, There are more than 258 million widows around the world, suffering from daily needs. They tolerate major issues like poverty, violence, health-related problem and war/conflicts effects.

“ Human Rights are for everyone and not contingent on marital status. For many widows, losing rights, income, and possibly their children. On International Widows Day, let’s commit to providing widows with access to legal and social protection”.

-Antonio Guterres

• India and widow condition

History and background

Raja ram Mohan Roy worked hard to abolished the sati pratha in India.

In the past, In the sati pratha is a ritual where the wife of a dead husband, had to sit on her pyre and burn alive.

British abolish sati pratha on 4 December 1829.

Still today, the mentality remains the same.

They were forced to shaved their head and prohibit to wear colourful clothes.

They were even called “Husband Eater”.

They were not allowed to enjoy any festival.

They were kept separately as to punish her, and were tortured by society by calling “ Bad Luck “ to be seen in the morning.

To sum all, widows were tortured and abused for centuries and centuries

India emerged as a welfare sate, and implement major scheme of widows in the country .

They come under the Ministry of women and child development.

• The major schemes and Acts of government of India are as under –
• Indira Gandhi National widow pension schemes (IGNWPS) :-

Under IGNWPS pension scheme for widows as well as Pension scheme for the Elderly below poverty line .

IGNWPS was launched in 1995 as a part of the National Social Assistance Programme.

A widow in age group of 40 to 65 years whose family falls under Below poverty line is eligible under this scheme.  

She is initiated to receive Rs 200/- per month and Rs 400 per month by the state government.

• Home for widows:-

A Home for widows has been set up in Vrindavan, UP with a capacity of 1000 inmates to provide widows with a safe and secure place of stay, health services, nutritious food, legal and counselling services.

• The Widow Remarriage Act of 1856:-

According to this legislation, a Hindu widow had to give up any rights to property , or maintenance from her dead husband’s property, if she married again.

• The current Inheritance Laws For Widows :-

•  The Hindu Succession 1956 applies to Hindus. Skikhs, jains and Buddhist for intestate succession / inheritance.

• The Indian Succession Act , 1925, particularly Sections 50 to 56, apply to Parsis for intestate succession.

• The Indian succession Act , 1925 , particularly Section 31 to 49, apply to Christians and news for intestate succession.

• The law of succession governing Muslims, for intestate succession, is the Muslim Personal Law Application Act, 1937.

Even though there are many schemes and acts for widows in India. But the condition of widows on a grassroots level is devastated. More than half of the windows don’t even know their rights and government  scheme.

We have to take steps to aware them at the grassroots level.

Cricket enthusiasts have always been familiar with the game being played at apex levels only in the limited overs format. But now since the past two years, where the tournament for tests had begun, it gave the whole new meaning to the test cricket which is considered to be the purest form of cricket. “The Ashes”, a very prominent and popular test series among fans which has a very significant history for itself marked the beginning of the ICC WTC in August 2019. This marked the beginning of the long tournament for the next two years from 2019 to the finals in June 2021. World’s best 9 teams qualified to compete with each other in this ICC tournament having to play 3 home and 3 away test series for the next two years.

All these said and done, now was the time for the ultimate test, the finals of ICC World Test Championship. Through the course of two years, best of the best teams were tested on friendly and ferocious conditions in home and away terrains of the game. This lengthy tournament kept cricketing fans waited for the last two years to arrive at the site of this day, June 18 2021 the finals of ICC WTC. Irrespective of what teams they like, irrespective of all the positions on the points table of WTC, everybody was equally excited for this massive final, ultimately they all wished to see who’s dream of winning this ICC WTC trophy would fulfill in the debut season of the tournament. The final was played by the top 2 teams of the the world- INDIA and NEW ZEALAND.

The Ageas Bowl in Southampton was relatively a nerve wrecking experience for fans as well as the teams themselves. The venue being a not so familiar terrain to both the teams already had now become unpredictable for its weather and continuous shower on the day 1 of the WTC final. Indeed not a great way to start the final of such an event! New Zealand had never played in this venue before, on the other hand India had played on this venue twice and had no winning experience on both the occasions. The final was given an extra day in the full intention to avoid a tie and to declare a winner for the tournament, which indeed got fruitful as the game continued for the 6th day after the continuous rain on 2 occasions of the 5 day test match. Having had to play on unfamiliar conditions, batting units from both teams were not having an easy time and indeed it was up to the bowlers to control the test match and bring victory to their side.

Fans were devastated from day 1, for all the rain, the weather conditions and predictions that were being made. But, all’s well that ends well, fans could finally cherish the final as it was a clear sky on day 6 and concluded with the Kiwis winning the title of the ICC WTC! They totally deserved every bit of it, Kane Williamson the captain of the winning side now finally had an ICC trophy and a victory to cherish after the unfortunate defeat at the 2019 World Cup.

This sale of immovable property is nothing but the transfer of ownership in exchange for a price paid or promised or partly paid or partly promised.it deals with the rights and duties of buyer and seller. in this sale of immovable property there are three requirements of laws that transfer of property by sale must take place with the help of validly executed sale deed ,by the transferor in writting is properly attested and registered.

In the case of tangible immovable property for example if we take the value which is morethan 100 rupees then this transfer can be made by only registered instrument. in the same example suppose if we take the value which is less than 100 rupees then this transfer may be either registered instrument or by the delivery of the property. this delivery of tangible immovable property takes place when when the seller places the buyer.

There are some essential elements for the sale of immovable property:

PARTIES: In this element there must be atleast 2 parties involved.which is the person who transfers his property is known as the transferor. and the person to whom the property is transfered is known as the transferee.

SUBJECT MATTER OF THE SALE: immovable property includes the benefits arrising out of land and the things attached to the earth except for standing timber, growing crops and grass.

PRICE OR CONSIDERATION: the price paid and the price promised to stand on equal footing as regards of the transaction of a sale there is nothing illegal, or contracy to public policy if the parties agree that the payment of the consideration shall be postponed in certain events.

REGISTRATION: the execution and registration of the sale deed, the ownership and all the intrests in the property pass to the transferee, yet that would be on terms and conditions embodied in the dead indicating the intention of the parties.

CONVEYANCE: there are 2 types in this conveyance. they are delivery of possession and the registration of the sale deed.

A.Delivery of possesion: this delivery of tangible property takes place when the sellers puts the buyer or such person as the buyer directs in the possession of the property.

B.Registration of sale deed: where the property is intangible immovable property of any valuation, it will require registration for completion of sale.

Outriggers are rigid horizontal structures designed to improve building overturning stiffness and strength by connecting the building core or spine to distant columns. Outriggers have been used in tall, narrow buildings for nearly half a century, but the design principle has been used for millennia.The oldest “outriggers” are horizontal beams connecting the main canoe-shaped hulls of Polynesian ocean going boats to outer stabilizing floats or “amas”.

Features of Outrigger Structural System:

Outrigger system is adopted for buildings that are subjected to large overturning moments compared to shear and lateral deflections.

Outrigger in structures reduces the overall drift and core wind moments.The outrigger system reduces the overall building acceleration due to high winds and improves occupant comfort.

Outrigger systems function by tying together two structural systems – typically a core system and a fringe system – to yield whole-building structural behaviors that are far better than those of the component systems. They do this by creating a positive interaction between the 2 tied systems. The beneficial effect is most pronounced where the responses of the component systems under lateral loads are most disparate. Outrigger system performance is suffering from outrigger locations through the peak of a building, the amount of levels of outriggers provided, their plan locations, the presence of belt trusses to engage adjacent perimeter columns versus stand alone mega columns, outrigger truss depths, and therefore the primary structural materials used.

The main types of outrigger structural systems are:

1. Conventional outrigger system

2. Offset outrigger system

3. Virtual outrigger system

Benefits of an Outrigger

SystemDeformation

ReductionIn a building with a central core braced frame or shear walls, an outrigger system engages perimeter columns to efficiently reduce building deformations from overturning moments and the resulting lateral displacements at upper floors. A tall building structure which incorporates an outrigger system can experience a reduction in core overturning moment up to 40% compared to a free cantilever, as well as a significant reduction in drift depending on the relative rigidities of the core and the outrigger system.

Efficiency

For systems with belt trusses that engage all perimeter columns, columns already sized for gravity load may be ca-capable of resisting outrigger forces with minimal changes in size or reinforcement, as diff erent load factors apply to design combinations with and without lateral loads. In the event that additional overall fl exural stiffness is required, the greater lever arm at outrigger columns makes additional material more effective than in the core. Outriggers may also permit optimization of the overall building system using techniques such as the unit load method to identify the best locations for additional material.

Foundation Forces

A separate but related advantage is force reduction at core foundations. Outrigger systems help to effectively distribute overturning loads on foundations. Even where a foundation mat is extended over the full tower footprint, a core-only lateral system applying large local forces from overturning can generate such large mat shear and fl exural demands, as well as net tension in piles or loss of bearing, that the design becomes uneconomical or impractical. Reducing core overturning and involving perimeter column axial

Health is not only what you eat or what you drink. Health includes all other factors such as what you think, whom you surround yourself with, and the environment where you reside. Physical Health and Mental Health go hand in hand.

Nowadays, we tend to focus so much on our physical appearance and health that we forget to take care of our mental health. No doubt, if we do not eat good food and take proper rest, we may get ill but if we do not care about our thoughts, then also we may get ill. We are living in a world that is moving at a very fast pace and we all are messed up in our worlds. We have many problems nowadays like family problems, relationship problems, work stress, etc., and finding solutions to these problems is the only way we can live happily. All this can trouble a person so much that the person may find himself/herself depressed. We must speak about the problems and situations we are facing in our lives to our near and dear ones.

A person may look happy from the outside, but what’s going on inside that person matters more than what’s on the outside.

Mental health includes our emotional, psychological, and social well-being. It affects how we think, feel, and act. It also helps determine the extent to which we can handle stress and make a healthy and happy life. Mental health is of utmost importance at every stage of life, be it childhood, adolescence, or adulthood. Mental and physical health are equally important for overall health. Mental illness, especially depression, increases the risk for many types of physical health problems, particularly long-lasting conditions like stroke, type 2 diabetes, and heart disease. Similarly, the presence of chronic conditions like cancer and diabetes can increase the risk for mental illness.

WHO defines Mental health as mental well-being in which an individual realizes his or her own abilities, can cope with the normal stresses of life, can work productively and is able to make a contribution to his or her community.

When we sense our physical health declining, we visit a doctor for a check-up. The doctor then performs some tests and the results are out in no time. If we have a fever or headache, we take medicines to recover from it. The medical field has advanced so much in the past few years that we have developed treatments and medicines for almost all types of physical health disorders. Why don’t we do the same if we sense our mental health declining? Why are we afraid to speak up about our mental problems. Speaking up about our mental health problems to your peers or family members is the only way you can find a solution. If you don’t reveal what is wrong with you, then you are only responsible for the decline of your health because mental illnesses like depression and schizophrenia can destroy the person from inside and others may never get to know about it. 75% of suicide cases occur due to this situation that people never open up about the problem they are facing, they get eaten up on the inside by the illness and when it crosses the red line, they do not find any good reason to live and give up on their life. Psychologists and Psychiatrists are the ones you need to visit if you sense your mental health declining, if you sense yourself in a lot of stress, eating less or more than you used to eat, sleeping more or less than you used to sleep, you see your daily functioning reduced as you are messed up in your own thoughts. There are stigmas associated with mental illness and people are discriminated against for it but if we keep these things to ourselves and not open up due to fear of stigmas and discrimination, it will be a big mistake. Illness means that something is not okay with us, be it physically or mentally. So, what is the problem with visiting a psychologist and consulting what is going on inside you? We all need to rise above the stigmas and open up about the mental illness we face. 

To every problem, there is a solution. But if we do not speak up, we may never know the right place or the right way to find the solution.

So, I urge everybody to speak up about their mental illness and not keep it to themselves.

A sound mind in a sound body

Greek philosopher Thales

Only if your body is physically fit and you have a sound mind, you can lead a happy and peaceful life.

Body shaming is the act of mocking someone’s physical appearance. This includes fat- shaming, height- shaming, shaming for thinness; also sometimes people are body-shamed for having less hair or hair colour , lack of masculinity ( in males) and lack of femininity ( in females).

If a person whether a male or a female is overweight or obese then they are body-shamed for their fats present in the body. Sometimes this segment becomes a little controversial that if the person is suffering from obesity then why don’t they do regular exercise and follow regular diet; which is quite right to say. But there are also some people who have some kind of problem because of which no matter what the do or follow strict diet a little bit of eating can also make them fat. It is seen that sometimes the overweight people eat less than the normal people and till now nothing such conclusion has been made to this situation.

Suppose if a fat girl wears a tight fitting dress which projects her belly fat as if coming out of the body, people stars mocking her and saying abusive things for that. They starts telling her ugly and all these things makes her insecure about her physical appearance and sometimes this may lead to a serious condition of depression. The people who laughed at her said abusive words to her , could have gently told her not to wear such tight fitting clothes instead wear some losses beautiful clothes so that she can look more pretty.

Not only the obese people, the thin people are also body- shamed. They are said that “you are so thin that you will get carried away with the air”. People tell them that they don’t have any stamina or strength because they are so thin and don’t have much muscles. Instead of saying things like them they could have said that eat some protein rich foods and do some exercises for building up muscles.

If a boy is a little short then he is treated very ill in the society. Our society has the notion that boys should be tall enough to fit in the category of so called “perfect”. No matter what is their age people always calls them as “little”, “dwarf”. This effects a lot to the mental state of the boy and his self- esteem is totally destroyed. Sometimes if a boy is too tall then also people mocks him by making him as “pillar”. Instead of saying these kind of things people should encourage them as the way they are.

If a girl has some masculine features in her body let’s say for example, has some thin facial hairs or hairs around the upper lip then they are mocked by their friends as a boy. On the other hand if a boy don’t have much facial hair then they are laughed at and regarded as a girl.

Our society has a pre occupied notion that a perfect body for a girl is that the girl has to be slim, she should not have any masculine features and she should not be much tall. While for the boys, they should be tall and should have much facial and hair growth in their body.

This lowers the self esteem of such people who are the victims of body shaming. Instead of shaming them for their physical appearances we should stand with them and encourage them to be with themselves in the way they are!

Hey! Today we will talk about ourselves!

confused? Don’t worry! Am talking about a motivational and lovable attitude within us, that we forgrants and feel unhappy with ourselves.

Here are some tips that you should try and I promise, you will love yourself and will satisfy with your life!

1. Every time when we got into a problem, we feel so embarrassed and disagree with the situation. Sometimes this situation puts us in depression. so when next time you feel like these all things, just ask yourself- is your mess- up really a big deal?
2. All the people can’t be same! So appreciate your imperfections!
3. turn negative Statements into neutral ones and feelings into facts. So you will not feel dismotivated.
4. Put distance between your thoughts and who yourself!
5. Talk to yourself like a good friend.

I hope all these tips will work for you! Try and feel free to tell me about your experience!

Creating a financial planner workforce that reflects the changing demographics of wealth in the United States is important for ensuring the long-term success of the profession and the ability of Americans to access the advice they need.In recent years, significant progress has been made in attracting more women, people of color, and young individuals into the field. The number of CFP® professionals under age 30 has increased by 83% since 2016; 6,032 new women have joined the ranks of CFP® professionals, bringing the total to 20,632; and the number of Black and Latino CFP® professionals , including those who self-identified as biracial Black and Latino, grew to 3,688 in 2020.Recruiting, however, is just one piece of the puzzle.Creating a more diverse and sustainable workforce also requires cultivating an environment in which financial planners want to build a career.”As awareness of the financial planning profession continues to spread and we attract more ethically and racially diverse talent, the challenge continues to be retaining and supporting these thriving professionals,” explains Rianka Dorsainvil, CFP®, Co-CEO of 2050 Wealth Partners.In part, such support means helping financial planners feel comfortable in the field and recognize the unique skills and perspectives they bring.”Even though I didn’t necessarily look like most everyone else in the profession, I wish I realized then the power of being able to connect with someone who shares my background,” says Marguerita Cheng, CFP®, CEO of Blue Ocean Global Wealth.”There are many people from different walks of life who could benefit from the services provided by a financial planner. And the personality traits that might appeal to one person or demographic, may not resonate quite as well with women or people of color,” Cheng says.Jeanne Fisher, CFP®, CPFA, with Strategic Retirement Partners, notes that this is why financial planners need to harness their differences.”Being a woman can be an advantage — not a disadvantage. Embrace it. Don’t try to ‘fit in with the guys.’ Our different approach, and the fact that we are naturally more empathetic, works in our favor,” she says.Early in her career, Dorsainvil says she felt that “in order to fit in I needed to code-switch. I could not be my authentic self.” Not only was it exhausting to constantly change mannerisms or appearance to feel like she belonged with a specific audience, Dorsainvil says doing so also ignored the fact that no matter where you come from, what you look like, how you grew up or your circumstances, you can be successful in this profession for who you are and what you bring to the table.Dorsainvil adds that overcoming that mindset and the barriers that keep women and people of color from entering or staying in the profession requires allies in the financial advisory space to act in solidarity with marginalized groups and unlearn what they think they know about race and ethnicity.Phuong Luong, CFP®, a financial planner with Just Wealth, LLC, explains that this means having difficult conversations.The profession “cannot truly be inclusive until we see why we’ve been exclusive for so long,” she says, adding that financial planning as a whole is in a unique and privileged position to facilitate the reckoning that will ultimately help people become the most honest and realized versions of themselves”If we get comfortable talking about race, imagine what we could do.”To learn more from diversity, equity and inclusion thought leaders and best practices visit www.CFP.net and plan to attend the 4th Annual Diversity Summit, taking place virtually November 17-18.