Intracity Hydrogen Buses to start Operation in Leh on Trial Basis

 Towards achieving Carbon-Neutral Ladakh, NTPC is setting up Hydrogen Fuelling Station, Solar Plant and providing five Fuel Cell buses for operation on intracity routes of Leh.

The first hydrogen bus reached Leh on 17th August, 2023 as part of a 3-month-long process of field trials, roadworthiness tests and other statutory procedures. This will be India’s first ever deployment of hydrogen buses on public roads.

The first-of-its-kind Green Hydrogen Mobility Project at 11,562 ft is co-located with dedicated Solar plant of 1.7 MW for providing renewable power. A unique feature of this project is that the fuel cell buses are designed for operation in sub-zero temperatures in rarefied atmosphere, which is typical for high altitude locations.  

NTPC is committed to achieve 60 GW of Renewable Energy capacity by 2032 and be a major player in Green Hydrogen Technology and Energy Storage domain. The company is taking up several initiatives towards decarbonization such as Hydrogen blending, Carbon Capture, EV buses and Smart NTPC Townships.

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All-India Tree Plantation Campaign

 Union Home Minister and Minister of Cooperation, Shri Amit Shah, planted the 4 Croreth tree under the All-India Tree Plantation Campaign of the Ministry of Home Affairs at the CRPF Group Center in Greater Noida, Uttar Pradesh, today.

 

Shri Amit Shah also inaugurated 15 newly constructed buildings, built at a cost of Rs. 165 crores, across 8 different campuses of the Central Reserve Police Force (CRPF). These include, construction of 220 family accommodations at 102 Rapid Task Force at a cost of Rs. 57 crores, construction of a 50-bed hospital in Group Center, Raipur at a cost of Rs. 17 crores, administrative building, quarter guard and parade ground at Recruit Training Center Jodhpur at a cost of Rs. 16 crores, construction of a 240-men barrack in Group Center Raipur built at a cost of Rs. 11 crores, and construction of hospitals, gyms, mess, sewage treatment plants, canteens, etc. in various parts of the country. Several dignitaries including the Union Home Secretary and Director Generals of CRPF, CISF, NSG, NDRF, ITBP, SSB, BSF, and Assam Rifles were present on the occasion.

 

In his address, Shri Amit Shah said that today is a significant day for all Central Armed Police Forces (CAPFs). He added that three years ago, it was resolved that by December 2023, we would plant 5 crore trees and after gap filling, once they have grown bigger, we will dedicate them to the world. Shri Shah expressed confidence that the goal of planting 5 crore trees by December 2023 will be achieved. He remarked that to turn this seemingly impossible task into a reality, all the personnel of our CAPFs and their families embraced it as a challenge, regarded the trees as their friends, and dedicated time to care for them. He said that with the planting of 40 millionth sapling today, that too of Peepal, the contribution of all CAPFs in making the earth greener will forever be remembered. This campaign will write a new saga of sensitivity of CAPFs towards conservation of earth and climate change along with bravery. He stated that the target for planting 1 crore 50 lakh saplings this year is in progress, and a total of 4 crore saplings have been planted till today and the goal of planting 5 crore trees to be achieved very soon.

 

 

Union Home Minister said that today is the birth anniversary of Param Vir Chakra awardee Lieutenant Colonel AB Tarapore, who not only made the supreme sacrifice for the security of the country but also set an excellent example by valorously leading from the front and boosting everyone’s morale. Shri Shah said that Prime Minister Shri Narendra Modi has immortalized the memory of Lieutenant Colonel AB Tarapore by naming an island in Andaman-Nicobar after him, ensuring that he remains alive in the hearts and minds of the people forever.

Shri Amit Shah said that ‘All India Tree Plantation Campaign’ to plant 5 crore trees is like a Mahakumbh of environmental protection. He added that the personnel of all our CAPFs have always stood steadfastly to ensure the country’s internal security and safeguard its borders with their courage, sacrifice, dedication, and hard work. Apart from ensuring the country’s internal security, disaster management, border security and ensuring public facilities to the first villages located on the borders, CAPFs are now doing unprecedented work towards environmental protection through tree plantation drive. He said that whether it is natural disasters or pandemics like COVID-19, our CAPFs have shown unwavering commitment to stand by the people in every crisis without hesitating to risk their lives. Shri Shah added that through the Vibrant Village Program, our CAPFs are ensuring that public service and facilities are made available to our first villages situated on the country’s borders. He said that now another dimension has been added, wherein our CAPFs have made consistent efforts in environmental protection by planting and nurturing 4 crore trees, and will achieve the target to plant 5 crore trees by December this year. Shri Shah added that it will be a biggest contribution by a security-related agency towards environmental conservation, globally. He said that all the CAPFs together have planted 4 crore trees, and the officials of Ministry of Home Affairs have overseen the program at various levels. All the DGs of all CAPFs have shown commitment to this program, and it has been wholeheartedly embraced at the platoon and sector levels. In several places, protective fences and nets were installed to safeguard the saplings, and trenches were dug to ensure their survival. He added that due to all these efforts, 4 crore trees are making the Earth greener, now.

Union Home Minister and Minister of Cooperation said that environmental protection is possible only by planting trees, a tree planted today will provide oxygen to many future generations. He added that with the increasing pollution, the ozone layer is being damaged, and as a result, in the future, solar rays will directly impact the Earth, due to which the earth will not remain safe for human life. He said that the only way to prevent such a scenario is by planting as many trees as possible and reducing the emission of carbon dioxide. Shri Shah added that two factors were considered when planting trees. First, the trees being planted should have a long lifespan, and second, they should be able to provide maximum oxygen, such as Peepal, Banyan, Neem, Jamun, and others. He said that these trees emit oxygen ranging from 60-100% and will contribute towards conservation of earth for years.

Shri Amit Shah said that Prime Minister Shri Narendra Modi has worked towards developing and making India Aatmnirbhar in various sectors, thereby strengthening the country’s position in the world. He added that our heritage and culture has always promoted environmental protection, and through our sentiments and actions, we have always ensured conservation of environment. He highlighted that Prime Minister Shri Narendra Modi has made India a front-runner in the fight against climate change and global warming through the Green Initiative. Shri Shah said that for this reason, “Vasudhaiva Kutumbakam”- One Earth, One Family, One Future, has been adopted as the mission statement of G-20. He added that India, along with France, initiated the International Solar Alliance, a project that aims to create One Sun, One World, One Grid. Many countries are now participating and contributing in this alliance. It is a significant achievement of the union government under the leadership of Prime Minister Shri Narendra Modi. Home Minister said that through the Lifestyle Style for Environment (LiFE) Mission initiative, Prime Minister Modi has put forth our traditional way of life to the world as a means to save the Earth. He added that the world is now following these initiatives, and it is because of these efforts that the United Nations honoured Prime Minister Shri Narendra Modi with the ‘Champions of Earth’ award, recognising his commitment to sustainable development.

Union Home Minister mentioned that India has also explored new methods to reduce single-use plastics. He added that through the Swachh Bharat Abhiyan, Prime Minister Shri Narendra Modi has taken a significant step towards environmental protection. He said that initially, only 39% of households in the country had toilets, but now, 99.9% of households have toilets, which is a remarkable achievement in our efforts towards environmental conservation. Shri Shah said that initiatives such as Net-Zero Carbon Emission, International Solar Alliance, 20% Ethanol Blending, construction of 12 modern refineries for converting bio-gas into biofuel, and the Green Hydrogen Mission are being eagerly observed by the world and are being emulated. He added that Prime Minister Shri Narendra Modi has showcased India’s commitment to environmental protection through eight crucial missions: National Solar Mission, National Mission for Enhanced Energy Efficiency, National Mission on Sustainable Habitat, National Water Mission, National Mission for a Green India, National Mission for Sustaining the Himalayan Ecosystem, National Mission for Sustainable Agriculture, and National Mission on Strategic Knowledge for Climate Change. These initiatives have re-establishing the age-old culture of environmental protection in our country.

Shri Amit Shah said that our CAPFs have planted four crore trees as part of this tree plantation campaign. When we reach the target of planting five crore trees, we will proudly showcase our sensitivity to the entire nation as CAPFs not only safeguard citizens’ lives but also work diligently for the protection of the environment. He added that today, our CAPFs have accomplished what seemed impossible. Home Minister expressed confidence that as security and valour for the nation are the ethos of CAPFs, they will also embrace tree plantation as their ethos.

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Integration of Traditional Medicine with modern medicine

 “Integration of Traditional Medicine with modern medicine would contribute to advancing the health system attributes related to quality, efficiency, equity, accountability, sustainability and resilience.” This was stated by Dr. Mansukh Mandaviya, Union Minister of Health and Family Welfare, in the presence of Shri Sarbananda Sonowal, Union Minister of Ayush and Dr. Tedros Adhanom Ghebreyesus, Director-General, World Health Organization during his valedictory address at the G20 co-branded event, WHO Traditional Medicine Global Summit, co-hosted by the Ministry of Health & Family Welfare and the Ministry of Ayush. Shri Mahendra Munjapara, Union Minister of State for AYUSH and Dr Bharati Pravin Pawar and Prof. S P Singh Baghel, Union Ministers of State for Health and Family Welfare were also present.

The two – day Global Summit for Traditional Medicine, with the theme “Towards Health and Well-being for All” explored the role of traditional complimentary and integrative medicine in addressing pressing health challenges and driving progress in global health and sustainable development.

Speaking on the occasion, Dr. Mandaviya said, “Since the advent of a public health systems approach, there has always been a focus on providing holistic health services centred around the principles of healthcare integration. WHO’s Global Conference on Primary Health Care, 2018 & Declaration of Astana on Primary Health care had also mentioned that the success of primary healthcare will be driven by applying scientific as well as traditional knowledge and by extending access to a range of healthcare services, which include traditional medicines.”

On the different types of traditional medicinal practices that are followed in member states, such as Ayurveda, Traditional Chinese medicine, Herbal medicine etc, the Union Health Minister said, “In India, under the leadership of the Hon’ble Prime Minister, we have a specific focus on Traditional Medicine & established a separate Ministry of AYUSH, which includes Ayurveda, Yoga, Unani, Siddha, and Homoeopathy.”

He highlighted that “during the COVID-19 crisis, traditional medicines had played a very important role through scientific and evidence-based medicines in terms of preventive, therapeutic and public health management”. “Ministry of Health and the Ministry of AYUSH works closely to integrate, endorse, and develop holistic health, including through availability of traditional medicines and yoga in 150,000+ Health & Wellness Centres and by establishing centres of integrated medicines in our tertiary hospitals”, he stated.

Dr Mandaviya said, “under the overarching theme of India’s G20 Presidency of ‘One Earth, One Family & One Future’ and focus on reducing fragmentation and enhancing convergence, this meeting will be a torch bearer for effective health systems strengthening and will bring additional research, evidence and innovation to help us meet health-related Sustainable Development Goals.”

Shri Sarbananda Sonowal said that “the Ayush industry’s evolution to holistic healthcare aligns with a global shift in health consciousness. This trend recognizes that health encompasses physical, mental, emotional and spiritual dimensions.” He noted that the summit will help identify potential areas for collaboration and innovation in traditional medicines and help harness traditional medicine in achieving Universal Health Coverage goals.

Highlighting that the pandemic has underscored the significance of holistic health approaches, leading to a surge in interest and recognition for AYUSH systems, the Union AYUSH Minister said, “the AYUSH systems of medicine like Ayurveda emphasizes equally on prevention and treatment parts of healthcare. Practices like yoga helps in mind and body healing.”

Shri Sonowal also emphasized on the versatility of AYUSH across different industries. He said, “the pharmaceutical and food processing sectors benefit from the demand for herbal remedies and natural products, while the diagnostic sector gains from AYUSH’s preventive focus. This synergy amplifies India’s healthcare ecosystem, contributing to economic growth and healthcare sustainability.”

Dr. Tedros Adhanom Ghebreyesus said, “Traditional medicines never had this kind of attention from governments, even though they have been practiced since millennia. Many of the important treatments of conventional medicines have their origin in traditional medicines like treatment for small pox.” He regretted that Traditional Medicinal practices are mostly stigmatized as unscientific but emphasized that they have their own utility as well. “Recognizing the benefits in the use of traditional medicines, WHO recently established the Global Centre for Traditional Medicine in Jamnagar, Gujarat”, he stated.

Dr. Ghebreyesus appreciated India’s role in promoting the use of traditional medicines and hoped that this first-ever summit on traditional medicines will be a catalyst for bringing together modern science and traditional knowledge in making health systems better.

Shri Sudhansh Pant, Secretary, Ministry of Health and Family Welfare: Shri Rajesh Kotecha, Secretary, Ministry of AYUSH; Shri Lav Agarwal, Additional Secretary, Ministry of Health and Family Welfare; and Dr. Poonam Khetrapal Singh, WHO Regional Director, South East Asia Region, also participated at the event. The event also witnessed the participation of scientists, practitioners of traditional medicine, health workers and members of the civil society organizations from all over the world across the two days.

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Ms. Ninna Lego, founder of House of Macnok from Upper Siang District of Arunachal Pradesh.

 Ms. Ninna Lego, founder of House of Macnok, is passionate about promoting sustainable living and empowering local artisans. Having grown up in the tranquil town of Mariyang, nestled in the Upper Siang District of Arunachal Pradesh, she developed a deep appreciation for handloom and handicraft products, along with organic farming. After earning a Bachelor’s degree in civil engineering from Dr. MGR University in Chennai, Ninna pursued an MBA with dual specialisation in HR and Marketing from RGU to enhance her professional skills.

With her passion for arts and crafts, Ninna started making beaded earrings and necklaces for friends. Realising the demand for handmade jewellery and organic foods, she founded House of Macnok, offering an eclectic range of lifestyle products ranging from clothing, jewellery, to preservative-free food items such as smoked tea, wild honey, pickles, and medicinal herbs and spices, grown sustainably and packaged responsibly.

Ninna’s goal is to bring global attention to the artistic talents of the tribes of Arunachal Pradesh.Sustainability is central to her brand, and they take pride in reducing their carbon footprint and minimising waste.

House of Macnok directly employs ten people and supports over a hundred local artisans with regular work, fair wages, and access to a comprehensive training program that covers traditional and modern skills. The program includes training in sustainable practices, such as organic farming and natural dyeing techniques, and focuses on skill-building, product development and quality control.

It is a self-funded business with an initial investment of around Rs. 5 Lakh. In addition to the local market, they have clients pan India and Southeast Asia as well. Their best-selling products include fashion jewellery, organic foods and non-alcoholic wines.

Recognitions:

  • ‘The Best Handmade Brand’ at RGU on Women’s Day, 2018 and 2019
  • ‘Best Business Model Canvas’ on National Startup Day, 2023, by the Department of Planning and Investment, GoAP
  • Won the ‘Entrepreneurship Challenge’, 2022-23 under incubation category by IIMCIP, APIIP under the Department of Investment and Planning
  • Won the ‘North East Entrepreneurship Challenge’ (NEEDP) for the year 2023 under Incubation Category, sponsored by MDoNER, NEC, incubated by IIM Kolkata, and was ranked the top entrepreneur from the state
  • Selected as one of the top 9 women entrepreneurs under Pernod Ricard’s WE challenge, 2022

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Investor Education and Protection Fund Authority (IEPFA) and National Council of Applied Economic Research (NCAER) organise webinar under the theme “Investor Protection Framework in India: Challenges and Road Ahead”

 The Investor Education and Protection Fund Authority (IEPFA), in partnership with the National Council of Applied Economic Research (NCAER), successfully conducted a significant webinar under the theme ‘Investor Protection Framework in India: Challenges and Road Ahead’. The webinar witnessed the convergence of diverse stakeholders including government entities, academic institutions, and industry experts.

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The keynote address was delivered by Ms. Anita Shah Akella, CEO, IEPFA and Joint Secretary at the Ministry of Corporate Affairs (MCA). Ms. Akella’s address underscored the critical importance of financial education and protection in the rapidly evolving financial landscape. As financial markets undergo transformation, the paramount significance of informed decision-making and safeguarding investor interests, Ms. Akella highlighted.

Ms. Akella emphasised that financially enlightened individuals wield the potential to create substantial economic impacts through astute financial decisions and elaborated on the concept of a “financially educated” individual, encompassing a comprehensive understanding of economic fundamentals, adept money management, and insightful decision-making spanning budgeting, savings, investments, and consumer choices. This holistic understanding empowers individuals to navigate the intricate realm of financial resources, assets, credit, insurance, taxes, and make prudent choices that resonate beyond individual households, creating positive impacts on communities and societies, Ms Akella said.

The event’s highlight was a stimulating panel discussion on “Investor Protection Framework in India: Challenges and Road Ahead”. Esteemed panelists shared their expertise on various topics, including insurance, digital initiatives, cybercrime awareness, evolving banking systems, and the pivotal role of regulatory bodies in fostering investor awareness.

The distinguished panelists included:

Mr. Dhirendra Kumar: Founder of Value Research. Mr. Kumar delved into the practicality of insurance tools and the need for simplified and comprehensive information disclosure to investors prior to making investment decisions.

Mr. R.K. Nair: Former Member of the Insurance Regulatory and Development Authority of India (IRDAI). Mr. Nair elaborated on insurance matters, emphasizing the practicality and transparent information disclosure about insurance tools to investors.

Mr. Neeraj Nigam: Executive Director at the Reserve Bank of India (RBI). Mr. Nigam provided insights into evolving banking systems and RBI’s role in promoting investor awareness in modern times.

Mr. Gangesh Varma: Principal Associate of Technology and Policy at Saraf and Partners. Mr. Varma discussed digital initiatives for investor awareness and the indispensable need to educate investors about cybercrime prevention.

The engaging panel discussion was adeptly moderated by Dr. C.S. Mohapatra, IEPF Chair Professor at NCAER.

Concluding the event, Mr. Sumit Agarwal, AGM at IEPFA, extended a vote of thanks, acknowledging the invaluable contributions of all participants, speakers, and attendees. He underscored the collaborative spirit of the webinar, aligning stakeholders towards the shared goal of enhancing financial literacy and safeguarding investor interests.

The resounding success of the webinar reflects the collective commitment to fostering financial awareness and safeguarding investor interests amidst a rapidly evolving financial landscape. As global economies embrace digital transformation and financial inclusivity, the event illuminated the pivotal role of financial literacy in unlocking the true potential of these advancements. The webinar sets the stage for sustained collaboration and initiatives that will undoubtedly shape a prosperous financial future for all.

About IEPFA

The Investor Education and Protection Fund Authority (IEPFA) was set up on September 7, 2016, under the aegis of the Ministry of Corporate Affairs, Government of India, for administering the Investor Education and Protection Fund for making refunds of shares, unclaimed dividends, and matured deposits/debentures, among other things, to investors.

About NCAER

NCAER is India’s oldest and largest independent economic think tank, set up in 1956 to inform policy choices for both the public and private sectors. It is one of a few independent think tanks world-wide that combines rigorous economic analysis and policy outreach with deep data collection capabilities, particularly for large-scale household surveys. NCAER is led by its Director General, Dr Poonam Gupta, the institution’s first woman head, who assumed office on 1 July 2021, and it is governed by an independent Governing Body currently chaired by Mr Nandan M. Nilekani.

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Warehousing Development Regulatory Authority organizes one day conference on e-NWR

 The Warehousing Development and Regulatory Authority (WDRA) under the Department of Food and Public Distribution held a conference on “e-NWR based pledge finance with Regional Rural Banks (RRBs)” here today to create awareness amongst the RRBs about the eco-system of WDRA and benefits of pledge finance through e-NWR.

Shri Dheeraj Sahu, Joint Secretary, WDRA in his welcome address appreciated the unique role of regional rural banks in ensuring institutional credit to agricultural and rural sector in India through its vast network of 21,000+ branches in rural and semi-urban areas. He further highlighted that 70% of the RRB credit flows through the agricultural sector and 64% of their credit is targeted towards weaker sections including small and marginal farmers. Shri Sahu also underlined the commonality of interest between WDRA and RRBs.

Shri T K Manoj Kumar, Chairperson, WDRA requested all the RRBs to onboard with WDRA repositories so that they can start lending through electronic- negotiable warehouse receipts (e-NWR). With the active participation of public sector banks, private sector banks and RRBs, WDRA is trying to improve the post-harvest credit in the country. He further added that RBI has enhanced PSL limit for e-NWRs from Rs. 50 Lakhs to Rs. 75 Lakhs while for other warehouse receipts PSL limit is capped up to Rs. 50 Lakhs only. He also said that banks should be encouraged to extend pledge finance only against e-NWR. WDRA has proactively reached out to banks directly during the last couple of years which has resulted in increasing pledge finance against e-NWR. The Chairperson urged RRBs to enter into MOUs with WDRA to promote pledge finance just as other banks such as SBI, PNB and Federal Bank have done. He further emphasized that WDRA had digitized its operations since 2017 and WDRA’s e-NWR is the first digitized negotiable warehouse receipt in India. He also requested RRBs to be a part of the Digital Gateway being created by WDRA in partnership with NABARD aimed at reducing pledge processing time and improving the ease of doing business.

Shri Mukesh Kumar Jain, Member, WDRA highlighted that RRBs are the lifelines of India’s rural economy. He said that the disproportion between pre and post-harvest finance results into distress sale by farmers and ballooning of NPA in KCC portfolio. RRBs are mandated to lend 75% of total loans and advances under priority sector. The gross NPA in KCC portfolio is quite high in banks including RRBs and if agriculture credit for post-harvest pledge finance is increased through e-NWR then it will help in reducing the NPA in KCC loan drastically. By storing goods in WDRA registered warehouses, farmers can take loans against the e-NWR issued and easily repay their KCC loan. Thereafter, they can sell the produce when prices improve and adjust the pledge loan. This will help in improving farmers’ income also. WDRA has submitted a proposal to the Government of India for formulation of a Credit Guarantee Scheme on e-NWR based pledge finance which will further help in reducing NPAs in KCC portfolio.

Further, Shri Jain stated that post-harvest pledge finance has the potential to go up from Rs. 40 thousand crores to Rs. 5 lac crores. It is seen that many frauds have happened in unregistered warehouses where physical warehouse receipts are given. As a result, banks have suffered huge losses in financing. However, under the WDRA ecosystem, Rs. 8,000/- crores finance has already been extended through WDRA registered warehouses and hardly any major dispute has been reported with respect to quality and quantity by banks. Under modified Interest Subvention (IS) scheme, 1.5% IS is extended to small and marginal farmers having KCC for a further period of up to six months post-harvest of the crop on the produce stored in warehouses registered with WDRA.

Shri Arun Kumar Shrivastava, Member, WDRA highlighted that the produce stored in WDRA registered warehouses has greater security compared with unregistered warehouses. He said that electronic negotiable warehouse receipt is safer compared with paper receipts especially as chances of fraud against paper receipts are very high. e-NWR is a negotiable instrument backed by the WDRA Act 2007. He also outlined the benefits of WDRA registered warehouses including various insurances, periodic inspections, scientific storage with SOP, etc. to safeguard the interest of depositors and bankers. He further said that Govt bodies such as FCI, NAFED and National Horticulture Board have already issued guidelines that Central Pool Stock should be kept in WDRA registered warehouses. Elaborating on the value chain of WDRA registered warehouse eco-system, he said that the direct beneficiaries of the WDRA ecosystem are farmers/warehouseman/ traders and requested RRBs which hold 18% of KCC accounts of farmers to come under WDRA’s ambit to improve post-harvest finance and improve financial health of farmers and the rural sector.

Shri Faiz Ahmed Kidwai, Additional Secretary, Department of Agriculture and Farmers Welfare (DAFW) also graced the occasionsaid that 86 per cent of India’s farmers are small and marginal farmers and they have very limited choice of marketing. Most of them usually sell their produce within the vicinity of their village to the middleman who goes to the Mandi for selling the said produce where too there is often limited choice. Apart from DAFW’s initiative of eNAM, options such as WDRA’s e-NWR can provide choices to farmers. The Department wants to promote post-harvest loaning which is low compared with pre-harvest loaning and wants to ensure that the farmers can hold their produce for 3-4 months when the prices are very low and there is glut in the market. He appreciated that e-NWR based pledge finance is an option for farmers where they can pledge their produce in the WDRA registered warehouse and can get loan against KCC at a very low rate of interest. He said that today the issue was not of production but marketing and that the Department is working with the Farmer Producer Organisations (FPO) to ensure that farmers get better price for their produce. He stated that the WDRA system is designed for better storage, no fraud and with checks and balances so that the farmers can be rest assured after keeping their goods in WDRA registered warehouses. He also spoke about the model APMC Act by which the Department is trying to bring uniformity across the country on marketing loans. The salient feature of the model APMC Act is to recognize the warehouse as Mandi and allow electronic trading through these warehouses such that farmers can keep their stock in the warehouse and get the loan against the said stock in 24-72 hours. Through electronic trading they can be informed about the price of the stock kept in the warehouse and without visiting the warehouse they can sell the stock and settle bank loans. He requested banks including the RRBs to join hands with the Department of Agriculture to promote this eco-system across the country to enhance its present limited outreach and said that with WDRA’s support, farmers would be able to get the remunerative price of their produce.

Ms. N. Neerja, CGM, NABARD said that the farmer is the center of all activities and e-NWR is beneficial for them. The Kisan Credit Card is an innovative step by the Govt. of India which has enabled farmers to get credit that has further enabled improvement in production of food grains. Digitization is significant especially in context of the agricultural value chain. Banks can increase their lending and profits by lending against secure e-NWR especially as Rs. 10 lakh crore is the combined balance sheet of all RRBs.

A video on the activities of WDRA pan-India was screened and a brief presentation was made on the benefits of the WDRA ecosystem. The major issues outlined in the presentation were challenges in agricultural marketing, WDRA’s prime objectives, various benefits of WDRA registration and the functions and role of WDRA in mitigating risks and promoting safe lending through e-NWRs for various stakeholders including RRBs.

WDRA jointly with NABARD is also working on developing a digital gateway for reducing the time and complexity of the present process of extending pledge finance and in this regard a presentation was made. In the said presentation, the objectives, core features, gateway architecture, connectivity and advantages of the proposed gateway were mentioned.

During Open House, the interaction with the participants including Chairpersons of Regional Rural Banks and repositories was lively and enriching. Significant suggestions were made in further improving the overall pledge finance system and enhancing the participation of RRBs in WDRA’s ecosystem. All the RRBs’ Chairpersons presented promised to help increase pledge financing through e-NWRs.

The conference was well-attended by representatives from regional rural banks, public sector banks, Ministries and Govt. bodies working in agriculture/logistics/financing, industry associations, repositories and media personnel.

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Revolutionizing Animal Feed

 The Technology Development Board (TDB), operating under the Department of Science & Technology (DST), is thrilled to announce its strategic partnership with M/s Chemlife Innovations Pvt. Ltd., headquartered in Bengaluru, Karnataka. This collaboration marks a significant stride in advancing the project titled “Commercialization and Manufacturing of Bio-Trace Minerals used in Feed for Animals,” a visionary endeavour that harmonizes seamlessly with TDB’s commitment to fostering impactful scientific innovation.

Amid the present urgency for innovative solutions propelling sustainable progress, a crucial dimension of this collaboration aligns harmoniously with the National Livestock Mission—a cornerstone of India’s strategic framework. Guided by the Prime Minister’s vision, the mission aims to enhance livestock productivity, optimize feed and fodder resources and infuse technology into livestock management.

Aligned with this national roadmap, TDB and M/s Chemlife Innovations Pvt. Ltd. embark on a transformative journey, marking a pivotal milestone in the “Commercialization and Manufacturing of Bio-Trace Minerals used in Feed for Animals” project. TDB’s unwavering support is evidenced by its commitment of ₹ 84 lakh, significantly contributing to the total project cost of ₹ 142.60 lakh.

Speaking on the occasion, Shri Rajesh Kr. Pathak, Secretary, TDB, said, “We’re thrilled to support Chemlife Innovations Pvt. Ltd. in their pioneering endeavour. This project exemplifies technological innovation and sustainable manufacturing, aligning seamlessly with TDB’s goals. As the project advances, it’s poised to enhance animal nutrition, transform livestock and poultry & dairy production, and set new eco-friendly manufacturing benchmarks. This collaboration aligns with the National Livestock Mission’s objectives, addressing vital aspects of animal nutrition through innovative bio-trace minerals in animal feed.”

Driven by innovation and sustainability, M/s Chemlife Innovations Pvt. Ltd. envisions revolutionizing the manufacturing of bio-trace minerals for animal feed, particularly targeting the livestock and poultry/dairy sectors. Anchored by the ground breaking ‘Accelerated Natural Bio Transformation’ (ANBioT) technology, the project introduces a proprietary nutrient medium that facilitates chelation reactions under milder conditions, aligning seamlessly with principles of environmental sustainability.

Central to this endeavour is the ingenious use of pupa proteins, rich in hydroxy amino acids, offering an economical alternative to imported ligands like yeast hydrolysate and Methionine hydroxy analogue (MHA). This strategic shift not only enhances economic viability but also aligns with India’s self-sufficiency goal.

The company’s unwavering commitment to quality is substantiated by its attainment of Global Certification for Animal Feed Additive Quality and Feed Safety, alongside the esteemed FAMI-QS certification—a globally recognized benchmark. Third-party validation confirms the efficacy of their developed product ‘MinBioZen,’ showcasing compatibility and promising results.

Beyond the realm of innovation, this project contributes to the circular economy by repurposing silk worm pupae meal, thereby mitigating waste generated by the silk industry. The company’s membership in Pharmexcil augments export prospects, fostering economic growth. Leveraging locally available by-products from the silk industry enhances economic viability, aligning with import substitution objectives and potential foreign exchange savings.

Their comprehensive approach, fortified by global certifications, exemplifies their commitment to green chemistry principles and sustainable resource utilization. Innovative products like MinBioZen address the indispensable need for bio trace minerals—zinc, copper, manganese, iron, and selenium—in optimizing livestock health and growth. Aptly named MinBioZen, the product seamlessly integrates bioavailability and stability, symbolizing their dedication to innovation and environmental stewardship.

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Advanced Horse Racing Betting Strategies for Experienced Horse Racing Enthusiasts

 Welcome to the world of advanced horse racing betting strategies. A realm where experienced horse racing enthusiasts hone their skills and take their best bet on horse race online – 1xbet to a new level. For those who have learned the excitement of the racetrack. The excitement of picking winners and watching outsiders triumph has become an art and a passion. Now, having become experienced players, you strive to improve your game. Armed with a deep understanding of this sport and an insatiable desire to uncover hidden secrets. Which can turn your bets into triumphant victories.

Photo by Helena Lopes on Pexels.com

In this research journey, we will look at strategies that go beyond the usual bets. And also let’s delve into the nuances that distinguish a knowledgeable player from a casual observer. We will go through the data analysis, the form of races. The views of the jockeys and the conditions of the track. Revealing the secrets that distinguish rivals from contenders for victory.

Harnessing the Power of Data Analysis

In the dynamic world of horse racing, where fractions of a second and instant decisions can determine the outcome of the race. The use of data analysis capabilities becomes paramount for experienced horse racing enthusiasts. In addition to the thrill of watching majestic thoroughbred horses. Racing along the tracks. This sport is a treasure trove of data – a huge layer of information. Which, with proper analysis, can give invaluable information. To make informed betting decisions. For those who seek to improve their betting strategies. Diving into the field of data analysis opens up a whole world of possibilities.

  • Going Beyond the Basics:

As experienced enthusiasts, you are well acquainted with the fundamentals of data analysis in horse racing. However, delving into the advanced techniques is where the real magic happens. Advanced data analysis – from building complex models to using complex algorithms. It takes you beyond the superficial and reveals hidden patterns and trends. Which may affect your choice of bets.

  • Utilizing Historical Data:

Historical race data is a goldmine for understanding a horse’s performance patterns. Past performances, racing records and speed indicators. They represent a treasure trove of information. Which can be used to assess the current shape of the horse and its potential for success in future races. Thanks to a detailed analysis of historical data. You can identify horses that do well under certain conditions. Or they have a track record of unexpected failures.

  • Advanced Handicapping Methods:

Handicapping is the cornerstone of horse racing betting, and advanced handicapping methods take it to new heights. Experienced enthusiasts are deeply versed in various methods of determining the handicap. From speed determination to tempo analysis and beyond. To get a comprehensive understanding of the strengths and weaknesses of the horse. The goal is to identify factors that others may overlook and to spot potential upsets.

  • Big Data and Machine Learning:

In the digital age. Big data and machine learning have changed the way data analysis is conducted at horse races. Powerful algorithms can process huge amounts of data in real time. Providing useful information that was previously unimaginable. Using machine learning models. Experienced enthusiasts can stay ahead of the competition and make informed decisions. About rates based on advanced predictive analytics.

  • Statistical Analysis and Probabilities:

Statistics and probabilities are indispensable tools for horse racing enthusiasts. Seeking to understand the probability of different outcomes. Advanced statistical analysis helps to identify trends. Measure the influence of variables on the results of races and calculate the probability of success of a horse. Armed with this knowledge, experienced enthusiasts can make calculated bets that optimize their chances of winning.

  • Integrating Data with Intuition:

Although data analysis is a powerful tool. Experienced enthusiasts understand that it should not replace intuition and knowledge of the racetrack. The art is to find a balance between knowledge based on data. And inner feelings. Because the race track is an ever-changing landscape. Where unexpected factors can affect the results. Combining data analysis with knowledge of the racetrack. Creates a comprehensive approach to betting that takes into account both science and art.

Unraveling the Complexity of Race Form

In the complex history of horse racing, the analysis of the form of arrival. It is one of the most important and complex aspects. For advanced betting enthusiasts. Apart from the thrill of watching majestic horses in action. Understanding the form of horse racing is an art that requires a sharp eye. Scrupulous attention to detail and a deep understanding of the subtleties. Which can be crucial at the racetrack. For those who seek to improve their betting strategies. Understanding the complexity of the form of racing opens the gates to the world of invaluable information.

  • The Art of Form Study:

Studying a horse’s past performances, or race form, is the foundation of informed betting decisions. Experienced enthusiasts know that simply skimming the surface of a horse’s recent races is not enough. Instead, they dive deep into the data. Thus carefully studying every detail. To identify patterns, strengths and potential weaknesses.

  • Evaluating Class and Competition:

The class of the race and the level of competition that the horse faced. They are the most important elements for understanding its racing form. Advanced enthusiasts analyze the level of competition in each race. In which the horse participated. Looking for cases when the horse successfully performed on stronger fields. Or demonstrated dominance in lower classes.

  • Weight and Handicap Factors:

Weighing a horse’s performance under different weight conditions is a key component of race form analysis. Handicap races add another layer of complexity, as horses carry varying weights to level the playing field. Experienced enthusiasts evaluate how the horse has performed under various loads. Taking into account both the absolute weight and the jockey’s norm.

  • Spotting Patterns and Trends:

Racing data reveals a wealth of information that can help uncover patterns and trends. Advanced enthusiasts keep a keen eye on a horse’s preferred distance, track surface, and running style. They are looking for horses that consistently perform well in certain conditions. Because this knowledge can be invaluable for predicting future success.

  • Identifying Race-Specific Factors:

Every race is unique. The nuances of a racetrack can play a significant role in determining the results of a horse. Factors such as the slope of the track, the running position, the position of the rack and the pace of the race. They are carefully studied to identify horses that may have a clear advantage in specific race conditions.

  • Balancing Recent Form vs. Historical Performance:

While the recent form is crucial for assessing the current condition of the horse. Experienced enthusiasts understand that historical indicators provide valuable information. About the general capabilities of the horse. A combination of recent form with a perspective for the future. It helps to get a more complete picture of the horse’s potential in the upcoming races.

  • Analyzing Workout Patterns:

In addition to sports uniforms. Analysis of the nature of horse training, during training. Gives additional information about her physical fitness and readiness for competitions. Training can indicate whether the horse is improving. Whether she is keeping fit or facing problems. Which may affect its performance.

The Jockey Factor: Understanding the Human Element

In the exciting world of horse racing, where speed and skill are intertwined. The human factor plays a key role in determining the outcome of each race. At the heart of this human element is the jockey – a skilled athlete, strategist, and master of the art of race-riding. For advanced horse racing enthusiasts, understanding the jockey factor. Is an important aspect of improving their betting strategies. In addition to the physical aspect of bringing the horse to victory. The jockey brings a complex mix of experience to the racetrack. Decision-making skills and psychological skills.

  • Jockey Insights and Race Strategy:

Experienced enthusiasts recognize that jockeys are not mere passengers on the backs of horses. They are astute strategists, capable of adapting their race plans based on changing race dynamics. Thanks to in-depth conversations with coaches before the race and studying the race conditions. Jockeys make informed decisions during the race. Adjusting your tactics to gain a competitive advantage.

  • Trainer and Jockey Combinations:

The partnership between a jockey and a horse’s trainer can significantly impact the horse’s performance. Experienced enthusiasts pay close attention to successful combinations of trainer and jockey. Because a strong bond and mutual understanding between them can increase a horse’s chances of success.

  • The Psychology of Jockeys:

The mental fortitude of jockeys is a crucial aspect of the human element in racing. The pressure of high-stakes racing. Split-second decisions. Thus, the pursuit of victory can greatly affect the mind of a jockey. Understanding the psychological aspect helps enthusiasts evaluate. How a jockey’s composure and temperament can affect their performance in stressful racing conditions.

  • Knowing the Jockey’s Style:

Every jockey has a unique riding style, and experienced enthusiasts study their tendencies and preferences. Some jockeys excel in front-running, others are adept at timing their moves, while some specialize in rallying from behind. Understanding the jockey’s style allows enthusiasts to define races. In which their strengths coincide with the track and competitions. Which potentially leads to successful bets.

  • Reading the Race:

The ability of a jockey to read the race as it unfolds is a critical skill. They should be aware of the location and actions of other horses. Feel the pace and anticipate potential problems. Experienced enthusiasts pay attention to jockeys who demonstrate exceptional situational awareness. Because their race reading skills can significantly affect the outcome of the race.

  • Balancing Experience and Youth:

In horse racing, it is necessary to maintain a balance between the experience of experienced jockeys. And the enthusiasm of young talents. Experienced enthusiasts appreciate the merits of both. Recognizing that an experienced jockey brings wisdom and skill to racing. While a young jockey can bring a fresh perspective and a thirst for success.

Conclusion

In the field of advanced horse racing betting, experienced enthusiasts have plunged into the depths of data analysis. We figured out the complexities of the form of racing and took into account the human factor of the jockey. Armed with a comprehensive understanding of these complex aspects. They have taken their betting strategies to new heights. Turning the racetrack into an arena of intellectual search and calculated risk.

The pursuit of excellence in horse racing betting goes beyond the thrill of winning. This is a way of constant learning and improvement. The world of horse racing is a dynamic canvas where science and art converge. Where data analysis and intuition are intertwined, and where the human spirit of athletes and enthusiasts creates the conditions for exciting moments.

Post Matric Scholarship for Scheduled Castes (SC) and Scheduled Tribes (ST) in Madhya Pradesh

Daily writing prompt
In what ways do you communicate online?

By Kavita Dehalwar

The scheme “Post-Matric Scholarship” started in 1945 by the Tribal Welfare and Scheduled Caste (SC) Department, Madhya Pradesh, provides scholarships to Scheduled Tribe students studying in classes 11th, 12th, Colleges, PhD, and Professional Courses.

The Post Matric Scholarship for Scheduled Castes (SC) and Scheduled Tribes (ST) in Madhya Pradesh is a government initiative aimed at promoting higher education among students belonging to SC and ST communities. The scheme provides financial assistance to help students meet the expenses of their education after matriculation (Class 10). Here’s a detailed overview of the scholarship:


Objective

The primary goal of the Post Matric Scholarship is to reduce the financial burden on students from economically weaker SC and ST communities and to encourage them to pursue education beyond the matriculation level.


Eligibility Criteria

To be eligible for the Post Matric Scholarship, students must meet the following criteria:

  1. Caste Requirements:
    • The applicant must belong to the Scheduled Caste (SC) or Scheduled Tribe (ST) category as recognized by the Government of Madhya Pradesh.
  2. Educational Qualification:
    • Students must have passed Class 10 (matriculation) from a recognized board or institution.
    • The scholarship is applicable for studies at the post-matric level, including higher secondary, undergraduate, postgraduate, diploma, professional, and technical courses.
  3. Income Criteria:
    • For SC students: The family income should not exceed ₹3,00,000 per annum.
    • For ST students: The family income should not exceed ₹6,00,000 per annum.
  4. Domicile:
    • The applicant must be a resident of Madhya Pradesh.
  5. Other Requirements:
    • The student should be enrolled in a government or recognized private educational institution.
    • Students receiving similar scholarships or financial aid from other sources are not eligible.

Benefits of the Scholarship

The benefits of the Post Matric Scholarship include:

  1. Tuition Fee Coverage:
    • The tuition fees for the course are reimbursed directly to the institution.
  2. Maintenance Allowance:
    • A monthly allowance is provided to cover living expenses, books, and other necessities. The amount varies based on the level of study and the type of institution (government or private).
  3. Other Expenses:
    • Examination fees, library fees, and laboratory charges are also covered under the scheme.

Application Process

The application process for the scholarship is entirely online through the Madhya Pradesh Scholarship Portal. Here’s a step-by-step guide:

  1. Registration:
  2. Fill the Application Form:
    • Log in and complete the scholarship application form.
    • Provide details about your academic history, institution, caste certificate, and income certificate.
  3. Upload Documents:
    • Upload scanned copies of the required documents (see the list below).
  4. Verification:
    • Submit the application. The institute will verify the details provided.
  5. Approval:
    • After verification by the institution and authorities, the scholarship amount will be credited to the student’s or institution’s bank account.

Required Documents

Applicants need to upload the following documents during the application process:

  1. Recent passport-sized photograph.
  2. Caste certificate issued by a competent authority.
  3. Income certificate of the family (issued within the past year).
  4. Domicile certificate of Madhya Pradesh.
  5. Previous year’s mark sheet.
  6. Admission proof (fee receipt or admission letter).
  7. Bank account details of the student (linked with Aadhaar).

Important Dates

  • Application Start Date: Generally announced in July or August each year.
  • Application Deadline: Typically by November, with extensions announced as needed.
  • Renewal Applications: Renewal students must reapply before the deadline, providing updated documents.

Key Points to Note

  1. Renewal Process:
    • Students who continue their studies in subsequent years need to apply for scholarship renewal annually.
  2. Monitoring and Transparency:
    • The scheme is monitored through the online portal, ensuring transparency in fund disbursement.
  3. Grievance Redressal:
    • Any issues related to the scholarship can be resolved through the helpline available on the MP Scholarship Portal.

Contact Information

For further assistance, students can contact:

  • Helpline Number: Provided on the official portal.
  • District Education Office: For offline inquiries and document submission.

This scholarship program plays a crucial role in ensuring that financial barriers do not hinder the education of SC and ST students in Madhya Pradesh. By covering tuition fees and providing maintenance support, it encourages higher education and helps bridge the gap in educational opportunities.

National Cooperative Development Corporation (NCDC)

 National Cooperative Development Corporation (NCDC), a statutory corporation under the Ministry of Cooperation, Government of India was established on 14.03.1963 under an Act of Parliament (NCDC Act of 1962) to promote cooperative movement and for economic development through cooperative societies across the country including the state of Chhattisgarh.

The major objective of the Corporation is to promote, strengthen and develop farmer cooperatives for increasing production and productivity and instituting post harvest facilities. The Corporation’s focus is on programmes of agricultural marketing and inputs, processing, storage, cold chain and marketing of agriculture produce and the supply of seeds, fertilizer and other agricultural inputs etc. In the non-farm sector, the Corporation endeavors to equip cooperatives with facilities to promote income generating activities, with special focus on weaker sections such as dairy, livestock, handloom, sericulture, poultry, fishery, scheduled caste & scheduled tribes, women cooperatives, etc. Details of various Central Sector and other Schemes being implemented by NCDC, are enclosed at Annexure-1.

In addition, Ministry of Cooperation with active participation of various States/ UTs has taken various initiatives to revitalize and strengthen the cooperative sector across the country and to achieve the vision of “Sahakar se Samriddhi”, as mentioned at Annexure-2.

(b): State-wise details and number of loans disbursed by NCDC during the last three years (2020-21, 2021-22 and 2022-23) is enclosed at Annexure-3.

(c): District-wise details and number of loans disbursed by NCDC during the last three years (2020-21, 2021-22 and 2022-23) to the States of Madhya Pradesh and Chhattisgarh is enclosed at Annexure-4 and Annexure-5 respectively.

This was stated by the Minister of Cooperation, Shri Amit Shah in a written reply to a question in the Lok Sabha today.

 

Annexure-1

SCHEMES IMPLEMENTED BY NCDC

 

A.     Central Schemes Implemented:

  1. Scheme for Formation and Promotion of 10,000 Farmer Producer Organizations (FPOs) – Ministry of Agriculture and Farmers Welfare
  2. Fisheries & Aquaculture Infrastructure Development Fund (FIDF) Scheme – Ministry of Fisheries, Animal Husbandry and Dairying
  3.  Pradhan Mantri Matsya Sampada Yojana (PMMSY) – Ministry of Fisheries, Animal Husbandry and Dairying
  4. Pradhan Mantri Formalisation of Micro Food Processing Enterprises (PM FME)- Ministry of Food Processing Industries
  5. Pradhan Mantri Kisan Sampada Yojna (PM KSY) Integrated Cold Chain and Value Addition Infrastructure Scheme – Ministry of Food Processing Industries
  6. Agricultural Marketing Infrastructure (AMI) – Storage Infrastructure, Sub-Scheme of Central Sector Integrated Scheme on Agriculture Marketing (ISAM) – Ministry of Agriculture & Farmers’ Welfare
  7. Agricultural Marketing Infrastructure (AMI) – other than Storage Infrastructure, Sub-Scheme of Central Sector Integrated Scheme on Agriculture Marketing (ISAM)- Ministry of Agriculture & Farmers’ Welfare
  8. Mission for Integrated Development of Horticulture (MIDH) /National Horticulture Board (NHB) / National Horticulture Mission (NHM)- Ministry of Agriculture and Farmers Welfare
  9. National Beekeeping and Honey Mission (NBHM)- Ministry of Agriculture and Farmers Welfare

 

B.        NCDC Sponsored Schemes/Activities Assisted:

  1.  

Marketing

  1.  

Processing

  1.  

Storage

  1.  

Cold Chain

  1.  

Distribution of essential consumer articles through cooperatives

  1.  

Industrial

  1.  

Credit & Service Cooperatives/ Notified Services

  1.  

Cooperative Banking Unit

  1.  

Agricultural Services

  1.  

District Plan Schemes:Integrated Cooperative Development Projects in selected districts

  1.  

Cooperatives for Weaker Sections: Fisheries, Dairy & Livestock, Poultry, Schedule Caste, Tribal Cooperatives, Handloom, Coir, Jute, Sericulture, Women, Hill area, Tobacco & Labour

  1.  

Assistance for Computerization of Cooperatives

  1.  

Yuva Sahakar– ­Cooperative Enterprise Support And Innovation Scheme

  1.  

Ayushman Sahakar–  For Healthcare Sector

  1.  

Nandini Sahakar– For Women Cooperatives

  1.  

Digital Sahakar

  1.  

Dairy Sahakar

  1.  

Krishak Dirghawadhi Punji Sahakar Yojana – for extending long Term Loan to Agricultural Credit Cooperatives

  1.  

Swayam Shakti Sahakar Yojana – for strengthening women Self Help Groups through Credit Cooperatives.

  1.  

Promotional and Developmental programmes

 

*****

Annexure-2

 

  1. Making Primary Cooperatives transparent and economically vibrant (14 initiatives)

 

  1. Model Bye-Laws for PACS making them multipurpose, multidimensional and transparent entities: Prepared and circulated to all the States/ UTs for adoption as per their respective State Cooperatives Act to enable PACS to undertake more than 25 business activities. Model byelaws have been adopted by 27 States/ UTs.
  2. Strengthening of PACS through Computerization: Process to onboard 63,000 PACS on an ERP based national software, with an outlay of ₹2,516 Crore started.
  3. New Multipurpose PACS/ Dairy/ Fishery Cooperatives in uncovered Panchayats: A plan has been approved to set up 2 lakh new multi-purpose PACS or primary dairy/ fisheries cooperatives covering every Panchayat/ village in the next five years.
  4. World’s Largest Decentralized Grain Storage Plan in Cooperative Sector to ensure food security: Pilot Project is under implementation to create godowns and other agri-infra for grain storage at PACS level.
  5. PACS as Common Service Centers (CSCs) for better access to e-services: More than 17,000 PACS onboarded as CSC to improve their viability, provide e-services and generate employment in rural areas.
  6. Formation of new Farmer Producer Organization (FPOs) by PACS: Approval of 1,100 additional FPOs by PACS in those blocks where FPOs have not yet been formed or the blocks are not covered by any implementing agency.
  7. PACS given priority for Retail Petrol/ diesel outlets: PACS have been included in the Combined Category 2 (CC2) for allotment of retail petrol/ diesel outlets. Existing PACS with wholesale petrol pump license permitted to convert into retail outlets.
  8. PACS eligible for LPG Distributorship for diversifying its activities: PACS have now been allowed to apply for LPG Distributorships.
  9. PACS as Jan Aushadhi Kendra for improving access to generic medicines at rural level: For providing additional income source to PACS, they have also been allowed to operate Pradhan Mantri Bhartiya Janaushadhi Kendras.
  10. PACS as Pradhan Mantri Kisan Samriddhi Kendras (PMKSK) for fertilizer distribution: PACS have been allowed to operate PMKSK for ensuring easy accessibility of fertilizer & related services to farmers in the country.
  11. Convergence of PM-KUSUM at PACS level for energy security: Farmers associated with PACS can adopt solar agricultural water pumps and install photovoltaic modules in their farms.
  12. PACS to carry out O&M of rural piped water supply schemes (PWS): PACS have been allowed to carry out the Operations & Maintenance (O&M) of PWS in rural areas.
  13. Micro-ATMs to Bank Mitra Cooperative Societies for providing doorsteps financial services: Micro-ATMs now being given to cooperative societies like Dairy, Fisheries.
  14. Rupay Kisan Credit Card to Members of Milk Cooperatives: Rupay Kisan Credit Cards being provided to the members of cooperatives through Cooperative Banks for providing credit at comparatively lower interest rates.

 

  1. Strengthening the Urban and Rural Cooperative Banks (9 initiatives)

 

  1. UCBs have now been allowed to open new branches to expand their business.
  2. UCBs have been allowed by RBI to offer doorstep services to their customers.
  3. Cooperative banks have been allowed to make one-time settlement of outstanding loans, like Commercial Banks.
  4. Time limit increased to achieve Priority Sector Lending (PSL) targets given to UCBs.
  5. A Nodal Officer designated in RBI for regular interaction with UCBs.
  6. Individual housing loan limit more than doubled by RBI for Rural and Urban Co-operative Banks.
  7. Rural Co-operative Banks will now be able to lend to commercial real estate/ residential housing sector, thereby diversifying their business.
  8. License fee for onboarding Cooperative Banks to ‘Aadhaar Enabled Payment System’ (AePS) has been reduced by linking it to the number of transactions.
  9. Non-scheduled UCBs, StCBs and DCCBs notified as Member Lending Institutions (MLIs) in CGTMSE Scheme to increase share of cooperatives in lending.

 

  1. Relief to Cooperative Societies in Income Tax Act (6 initiatives)

 

  1. Surcharge reduced from 12 % to 7% for co-operative societies having income between Rs. 1 to 10 Cr.
  2. MAT reduced for cooperatives from 18.5% to 15%.
  3. A clarification has been issued to remove difficulties in cash transactions by cooperatives under Section 269ST of IT Act.
  4. A flat lower tax rate of 15% has been fixed, compared with current rate of up to 30% plus surcharge, for new cooperatives commencing manufacturing activities till March 31, 2024.
  5. Limit increased from Rs. 20,000 to Rs. 2 lakh per member for deposits and loans in cash by PACS and PCARDBs.
  6. Increase in cash withdrawal limit for cooperatives from Rs. 1 Crore to Rs. 3 Crore, per annum, without being subjected to TDS.

 

  1. Revival of Cooperative Sugar Mills (4 initiatives)

 

  1. Relief from Income Tax to Sugar Cooperative Mills: Sugar cooperative mills not to be subjected to additional income tax for paying higher sugarcane prices to farmers up to Fair and Remunerative or State Advised Price.
  2. Resolution of decades old pending issues related to Income Tax of Sugar Cooperative Mills: Sugar cooperatives allowed to claim as expenditure their payments to sugarcane farmers for the period prior to assessment year 2016–17, giving a relief of nearly Rs. 10,000 crores.
  3. Rs. 10,000 crore loan scheme launched by NCDC for strengthening of Sugar Cooperative Mills: Scheme can be used for setting up ethanol plants or cogeneration plants or for working capital or for all three purposes.
  4. Preference to Cooperative Sugar Mills in purchase of ethanol: Decision has been taken to put Cooperative Sugar Mills at par with private companies for ethanol procurement by Government of India under the Ethanol Blending Programme (EBP).

 

  1. Three new Multi-State Societies at the National Level (3 initiatives)

 

  1. New National Multi-State Cooperative Seed Society for certified seeds: New apex multi-state cooperative seed society established under the MSCS Act, 2002 as umbrella organization for quality seed cultivation, production and distribution under a single brand.
  2. New National Multi-State Cooperative Organic Society for organic farming: New apex multi-state cooperative organic society established under the MSCS Act, 2002 as umbrella organization to produce, distribute and market certified and authentic organic products.
  3. New National Multi-State Cooperative Export Society for promoting exports: New apex multi-state cooperative export society established under the MSCS Act, 2002 as umbrella organization to give thrust to exports from cooperative sector.

 

  1. Capacity Building in Cooperatives (3 initiatives)

 

  1. Establishment of the World’s Largest Cooperative University: Decision for establishment of National Cooperative University for Cooperative education, training, consultancy, research and development and a sustainable and quality supply of trained manpower is at advanced stage.
  2. New Scheme of Cooperative Education and Training: To strengthen the cooperative movement, build capacity of faculty of VAMNICOM, NCCT and JCTC, promote quality research and studies on important areas of Cooperative sector, etc.
  3. Promotion of training and awareness through National Council for Cooperative Training (NCCT): NCCT conducted 3,287 training programs and provided training to about 2,01,507 participants in FY 2022-23.

 

  1. Use of Information Technology for ‘Ease of Doing Business’ (2 initiatives)

 

  1. Computerization to strengthen the Central Registrar’s Office: For creating a digital ecosystem for Multi-State Cooperative Societies and to assist in processing applications and service requests in a time bound manner a decision for computerization has been taken.
  2. Scheme for computerization of office of RCSs in States and Union Territories: To increase ease of doing business for Cooperative Societies and create a digital ecosystem for transparent paperless regulation in all States/Union Territories.

 

  1. Other Initiatives (7 initiatives)

 

  1. New National Cooperative Database for authentic and updated data repository: Preparation of a database of cooperatives in the country started to facilitate stakeholders in policy making and implementation.
  2. Formulation of New National Cooperative Policy: A National level committee comprising 49 experts and stakeholders drawn from all over the Country constituted to formulate the New National Cooperative Policy to create an enabling ecosystem to realize the vision of ‘Sahakar-se-Samriddhi’.
  3. Multi-State Co-operative Societies (Amendment) Bill, 2022 The Bill has been passed by the Lok Sabha and the Rajya Sabha to amend the MSCS Act, 2002 to incorporate provisions of 97th Constitutional Amendment, strengthen governance, enhance transparency, increase accountability and reform electoral process in the Multi State Cooperative Societies.
  4. Inclusion of Cooperatives as ‘buyers’ on GeM portal:  Cooperatives permitted to register as ‘buyer’ on GeM, enabling them to procure goods and services from nearly 40 lakh vendors to facilitate economical purchases and greater transparency.
  5. Expansion of National Cooperative Development Corporation to increase its range and depth: New schemes for cooperatives launched by NCDC in various sectors such as ‘Swayamshakti Sahkar’ for SHG; ‘Deerghavadhi Krishak Sahkar’ for long term agricultural credit; ‘Dairy Sahkar’ for dairy and ‘Neel Sahkar’ for fisheries. Total financial assistance of Rs. 41,024 Crores disbursed by NCDC in FY 2022-23.
  6. Computerization of Agriculture and Rural Development Banks (ARDBs): To strengthen the Long-term Cooperative Credit structure, a decision has been taken to computerise Agriculture and Rural Development Banks (ARDBs).
  7. Refund to Investors of Sahara Group of Societies: A portal has been launched for making payments to the bona fide depositors of the cooperative societies of Sahara Group in a transparent manner after proper identification and submission of proof of their deposits and claims.

*****

Top Coaching for Medical Exams

 Certainly! In India, several coaching institutes are renowned for their quality education and coaching for medical entrance exams like NEET (National Eligibility cum Entrance Test) and AIIMS (All India Institute of Medical Sciences) exams. Here are some of the top coaching institutes known for their excellence in medical exam preparation:

  1. Allen Career Institute: Allen is well-known for its comprehensive coaching programs for medical entrance exams. It offers structured courses, experienced faculty, and comprehensive study materials, helping students prepare effectively for NEET and AIIMS.

  2. Aakash Institute: Aakash is a prominent name in medical coaching, providing classroom programs, online courses, and test series for NEET and AIIMS preparation. It offers a well-structured curriculum, expert faculty, and regular assessments to track student progress.

  3. Resonance: Resonance is renowned for its rigorous coaching methods and personalized attention to students. It offers integrated classroom programs, study materials, and test series specifically designed for medical entrance exams.

  4. Bansal Classes: Bansal Classes has gained recognition for its quality coaching in the field of medical entrance exams. It offers structured courses, experienced faculty, and a conducive learning environment for NEET and AIIMS preparation.

  5. Brilliant Pala: Situated in Kerala, Brilliant Pala has been known for its consistent success in coaching students for medical entrance exams. It offers comprehensive courses and guidance, especially for students from Southern India.

  6. Career Point: Career Point provides coaching for NEET and AIIMS exams through its classroom programs, study materials, and online resources. It is known for its quality teaching and individual attention to students.

  7. FIITJEE: Though primarily known for engineering entrance coaching, FIITJEE also offers specialized programs for medical entrance exams. It emphasizes a strong foundation in subjects crucial for medical aspirants.

  8. PACE IIT & Medical: PACE offers coaching for NEET and AIIMS exams with a focus on concept clarity and in-depth understanding. It provides a structured curriculum and experienced faculty.

  9. Vidyamandir Classes: Vidyamandir is recognized for its quality teaching and result-oriented approach in medical entrance coaching. It provides comprehensive study materials, regular tests, and doubt-solving sessions.

  10. Narayana Institute: Narayana offers coaching for medical entrance exams with a focus on building a strong foundation and conceptual understanding. It provides well-structured courses and expert faculty guidance.

Students seeking coaching for medical entrance exams often consider factors such as faculty experience, study materials, teaching methodology, success rate, and infrastructure before choosing an institute. These coaching centers have consistently produced successful medical aspirants and continue to be among the top choices for NEET and AIIMS preparation in India.

Research Methods Definitions Types and Examples

Research Methods | Definitions, Types, Examples
Research methods are specific procedures for collecting and analyzing data. Developing your research methods is an integral part of your research design. When planning your methods, there are two key decisions you will make.
First, decide how you will collect data. Your methods depend on what type of data you need to answer your research question:
Qualitative vs. quantitative: Will your data take the form of words or numbers?
Primary vs. secondary: Will you collect original data yourself, or will you use data that has already been collected by someone else?
Descriptive vs. experimental: Will you take measurements of something as it is, or will you perform an experiment?
Second, decide how you will analyze the data.
For quantitative data, you can use statistical analysis methods to test relationships between variables.
For qualitative data, you can use methods such as thematic analysis to interpret patterns and meanings in the data.
Methods for collecting data
Data is the information that you collect for the purposes of answering your research question. The type of data you need depends on the aims of your research.
Qualitative vs. quantitative data
Your choice of qualitative or quantitative data collection depends on the type of knowledge you want to develop.
For questions about ideas, experiences and meanings, or to study something that can’t be described numerically, collect qualitative data.
If you want to develop a more mechanistic understanding of a topic, or your research involves hypothesis testing, collect quantitative data.
Pros Cons
Qualitative
Flexible – you can often adjust your methods as you go to develop new knowledge.
Can be conducted with small samples. Can’t be analyzed statistically, and not generalizable to broader populations.
Difficult to standardize research, at higher risk for research bias.
Quantitative Can be used to systematically describe large collections of things.
Generates reproducible knowledge. Requires statistical training to analyze data.
Requires larger samples.
You can also take a mixed methods approach, where you use both qualitative and quantitative research methods.
Primary vs. secondary research
Primary research is any original data that you collect yourself for the purposes of answering your research question (e.g. through surveys, observations and experiments). Secondary research is data that has already been collected by other researchers (e.g. in a government census or previous scientific studies).
If you are exploring a novel research question, you’ll probably need to collect primary data. But if you want to synthesize existing knowledge, analyze historical trends, or identify patterns on a large scale, secondary data might be a better choice.
Pros Cons
Primary Can be collected to answer your specific research question.
You have control over the sampling and measurement methods. More expensive and time-consuming to collect.
Requires training in data collection methods.
Secondary Easier and faster to access.
You can collect data that spans longer timescales and broader geographical locations. No control over how data was generated.
Requires extra processing to make sure it works for your analysis.
Descriptive vs. experimental data
In descriptive research, you collect data about your study subject without intervening. The validity of your research will depend on your sampling method.
In experimental research, you systematically intervene in a process and measure the outcome. The validity of your research will depend on your experimental design.
To conduct an experiment, you need to be able to vary your independent variable, precisely measure your dependent variable, and control for confounding variables. If it’s practically and ethically possible, this method is the best choice for answering questions about cause and effect.
Pros Cons
Descriptive
Allows you to describe your research subject without influencing it.
Accessible – you can gather more data on a larger scale. No control over confounding variables.
Can’t establish causality.
Experimental More control over confounding variables.
Can establish causality. You might influence your research subject in unexpected ways.
Usually requires more expertise and resources to collect data.
Research methods for collecting data
Research method Primary or secondary? Qualitative or quantitative? When to use
Experiment
Primary Quantitative To test cause-and-effect relationships.
Survey
Primary
Quantitative To understand general characteristics of a population.
Interview/focus group Primary Qualitative To gain more in-depth understanding of a topic.
Observation
Primary Either To understand how something occurs in its natural setting.
Literature review
Secondary Either To situate your research in an existing body of work, or to evaluate trends within a research topic.
Case study
Either
Either To gain an in-depth understanding of a specific group or context, or when you don’t have the resources for a large study.
Methods for analyzing data
Your data analysis methods will depend on the type of data you collect and how you prepare it for analysis.
Data can often be analyzed both quantitatively and qualitatively. For example, survey responses could be analyzed qualitatively by studying the meanings of responses or quantitatively by studying the frequencies of responses.
Qualitative analysis methods
Qualitative analysis is used to understand words, ideas, and experiences. You can use it to interpret data that was collected:
From open-ended surveys and interviews, literature reviews, case studies, ethnographies, and other sources that use text rather than numbers.
Using non-probability sampling methods.
Qualitative analysis tends to be quite flexible and relies on the researcher’s judgement, so you have to reflect carefully on your choices and assumptions and be careful to avoid research bias.
Quantitative analysis methods
Quantitative analysis uses numbers and statistics to understand frequencies, averages and correlations (in descriptive studies) or cause-and-effect relationships (in experiments).
You can use quantitative analysis to interpret data that was collected either:
During an experiment.
Using probability sampling methods.
Because the data is collected and analyzed in a statistically valid way, the results of quantitative analysis can be easily standardized and shared among researchers.
Research methods for analyzing data
Research method Qualitative or quantitative? When to use
Statistical analysis
Quantitative
To analyze data collected in a statistically valid manner (e.g. from experiments, surveys, and observations).
Meta-analysis
Quantitative To statistically analyze the results of a large collection of studies.
Can only be applied to studies that collected data in a statistically valid manner.
Thematic analysis
Qualitative
To analyze data collected from interviews, focus groups, or textual sources.
To understand general themes in the data and how they are communicated.
Content analysis
Either To analyze large volumes of textual or visual data collected from surveys, literature reviews, or other sources.
Can be quantitative (i.e. frequencies of words) or qualitative (i.e. meanings of words).

stevie Edward died at 58 by lung cancer

Expressions and CULTURE

Stevie Edwards, Design Originator Who Styled Diana Ross, Kicks the bucket At 58. The Washington Park local concentrated on design at Dunbar Professional Foundation, was found by Dark Magazine matron Eunice Johnson and got one of his greatest breaks from the Oprah Winfrey Show.

Style fashioner Stevie Edwards as of late sent off an internet based mission to assist with clinical expenses as he fights Stage 3 cellular breakdown in the lungs.

Edwards’ sister, Aretha Edwards, said the style creator kicked the bucket calmly Sunday encompassed by friends and family. He’d combat cellular breakdown in the lungs for over two years. The family will design a remembrance to respect him before very long, she said.

Woman disrupts American airlines

A Dallas lady started off an American Carriers departure from Texas to Orlando in the wake of going ballistic on video had the option to get back to the solid side of the air terminal after various endeavors to go through a Transportation Security Organization designated spot, police records uncover.



Tiffany Gomas, a 38-year-old promoting leader, was accused of intruding after the viral implosion before departure from Dallas-Post Worth Worldwide Air terminal July 2.

She deliberately got off the plane and left the terminal, however at that point supposedly attempted on numerous occasions to help back through air terminal security.

In spite of the fact that her ticket had been repudiated, evidently it was as yet dynamic in the TSA framework, as per a police report.

Tiffany gomes