Month: July 2021

The Bad Bank

In the budget 2021-22, Finance Minister Nirmala Sitharaman announced the creation of an Asset Reconstruction Company (ARC) to manage the bad loans. National Asset Reconstruction Company Ltd (NARCL) owned by state-owned and private sectors banks without central government involvement, registered wih Registrar of Companies on July 7. It is also known as ‘bad bank’ and has 8 public sector banks as its shareholders. It will carry the business of ARCs like dealing in financial assets and manage, enforce, sell or realise any property or assets that may come into its possessions.
Recently banks have identified 22 assets worth Rs 82,000 crore, to transfer the newly set up Assets reconstruction company i.e. NARCL to recover the bad loans.

What are the Bad loans?

When a person delays the amount which is due on him in banks is known as non performing assets. This amount includes interest amount, installation or prinicipal amount. There is an unprecedented increment in NPAs due to the pandemic, according to the RBI governor. NPA is different from bank frauds which is a criminal offense whereas NPA is a loan or advance remain overdue for a period of 90 days.
As per the RBI, “the asset that is not generating income for the banks, becomes non-performing”.  It is rising aggresively in public banks more than private banks.

While the government doesn’t have any equity stake in the company, it will provide guarntee against loan losses. The company will pay to banks 15 percent cash and 85 percent in form of security receipt.

Maintain your limits!

Every child is taught to eat healthy food including vegetables and fruits. Adding vegetables to your diet will help to stay healthy and disease-free. Intake of some vegetables can be more useful in treating health issues rather than consuming medicines. Vegetables are low in fats and calories and can also reduce the risk of heart problems, cancer, digestive problems, etc. They also provide the essential requirements of our body such as vitamins, potassium, fiber, etc.
But we are also taught that everything has a limit. Consuming something more than its need will always cause serious problems in life. Likewise, consumption of some vegetables daily may also react negatively and lead to health problems.
One should always know the limits before consuming any vegetable on daily basis.

Here are some vegetables and it’s negative effects

Spinach

Spinach is filled with vitamin A, vitamin C, vitamin K, iron, and even calcium. But on the other hand, spinach can cause bloating, gas, and even stomach cramps if consumed excessively. A limited amount of spinach should be consumed daily.

Carrots

Carrots are the best source of keeping blood sugar levels under control and can lower the risk of diabetes. But eating too much carrot on daily basis can cause carotenemia which can discolor the skin.

Cauliflower

Cauliflower is extremely gassy and can cause bloating. These conditions occur when it is eaten in excess. A moderate amount of cauliflower can provide antioxidants and can help you prevent cancer.

Potatoes

Potatoes are a good source of fiber and can also prevent heart diseases and strokes. But consuming damaged potatoes, green potatoes and sprouts can cause headaches, gas, stomach cramps, diarrhea, restlessness, this occurs because these potatoes contain poisonous chemicals which cannot be destroyed.

Okra

Eating okra daily can worsen kidney stones and gall bladder stones. Eating too much okra can cause bowel problems too.

Always research before eating any vegetable on daily basis.

What is EI?

Rule Your Feelings, Lest Your Feelings Rule You. 

— Publilius Syrus

Emotional Intelligence (EI)

  • Emotional intelligence refers to ‘the ability to identify one’s own emotions and those of others, harness and apply them to tasks, and to regulate and manage them’.
  • Emotional Quotient (EQ) is a measure of one’s EI i.e. through a standardized test, one’s awareness of emotions in relation to self and others is known.

“What really matters for success, character, happiness and lifelong achievements is a definite set of emotional skills – your EQ — not just purely cognitive abilities that are measured by conventional IQ tests.”

– Daniel Goleman

Daniel Goleman’s Elements of EI

  • Self-Awareness: It is the skill of being aware of and understanding one’s emotions as they occur and as they evolve.
  • Self-Regulation: It is about controlling one’s emotions i.e. instead of reacting quickly; one can reign in one’s emotions and thus will think before responding.
  • Internal Motivation: It includes one’s personal drive to improve and achieve commitment to one’s goals, initiative, or readiness to act on opportunities, and optimism and resilience.
  • Empathy: It is an awareness of the needs and feelings of others both individually and in groups, and being able to see things from the point of view of others.
  • Social Skills: It is applying empathy and balancing the wants and requirements of others with one’s. It includes building good rapport with others.

EQ in common words

  • EQ is a measure of a person’s level of emotional intelligence. It refers to a person’s ability to perceive, control, evaluate, and express emotions.
  • EQ is centered on abilities such as identifying emotions, evaluating how others feel, controlling one’s own emotions, perceiving how others feel, using emotions to facilitate social communication and relating to others.

Why is EI important?

EI is very important for our everyday lives because it is

  • The ability to perceive emotions in oneself and others accurately.
  • The ability to use emotions to facilitate thinking.
  • The ability to understand emotions, emotional language, and the signals conveyed by emotions.
  • The ability to manage emotions so as to attain specific goals.

How can we improve our EI

  • By self-evaluating oneself, one can know one’s emotions and reactions to different situations.
  • By observing others, one can comprehend feelings of others.
  • By improving one’s expression, one can communicate better.
  • By analyzing the impact of one’s action over others, one can fine tune the actions.

“Anybody can become angry, that is easy; but to be angry with the right person, and to the right degree, and at the right time, and for the right purpose, and in the right way, that is not within everybody’s power, that is not easy.”

—Aristotle

Freelance Writer Find One Today

FREELANCE WRITER

There are a few fantasies in subsidiary promoting, which draw in a many individuals to it accepting they are valid. First is they think dealing with an online business is simple and second, they feel that one can make a fortune through web based advertising in a moment. Likely not even 10% of the individuals who are into offshoot advertising became rich short-term. There might be some who luckily made overpowering progress in a limited capacity to focus time in the wake of setting up a subsidiary program, yet not a greater part of them can certainly say they just had karma. Any individual who is effective in this sort of business would say he endeavored to get to where he is at the present time. Accomplishment in associate promoting sets aside time and difficult work, however it’s great.

In case you are wanting to begin an associate program, something you need to consider is having your own site, a standard site as well as an expert looking one. How would you construct a partner promoting site? What are the simple strides to assemble one? To begin with, you should have effectively settled on the topic or specialty of your site. It would be better in the event that you as of now have a thought what items or administrations to advance as this would help you plan the plan and spread out of your site pages. The following thing to do is to pick an area name and get it facilitated. The space name is an interesting name used to name the real location of your site on the Internet. In choosing what space name to enroll, investigate the kind of items you are supporting and the subject of your site. Having the right watchwords in your area name would allow you better opportunities of attracting more guests to your site. Likewise, pick a high level area or expansion, for example, .com in light of the fact that it is more mainstream. In choosing your web have, think about the security of workers and up time ensures.

Presently, you can begin making your site pages. Try not to be discouraged when you know a little in this field. There are page age devices and quick dispatch destinations accessible on the web; you simply need to look for them. Innumerable online sources could help you assemble a partner advertising site, however you may require time to contemplate and get familiar with the entire interaction. This is one reason why your site or the items you will advance should coordinate with your advantage. Building your advertising site interestingly would be much more fun on the off chance that you know very well the subject of your site. In the event that you don’t have the opportunity to make your own site, you can utilize layouts or buy promptly accessible sites. The last mentioned, notwithstanding, is a more costly alternative.

Making an offshoot site all alone would be less expensive and really fascinating. During the time spent structure your site, you may likewise build your insight in Information Technology and the utilization of PCs, virtual products and the Internet. As you teach yourself in these fields, you are expanding your benefit against other offshoot advertisers. It helps a ton, however, in the event that you definitely know the rudiments in site page improvement like programming dialects and designs virtual products since you can make your site extra corporate-looking, more advantageous to utilize or simpler to explore. Moreover, in case you are learned and handy around here, you would already be able to focus more on the substance of the page as opposed to the plan.

The way to attract guests to your site is to have great substance; hence, the following thing you should focus on in building your advertising site is this. There might be a few different components that add to the accomplishment of your associate promoting site, however a decent substance best the rundown. This is accurately the motivation behind why clients decide to enter your site. They need to get data thus when they don’t discover it, they would go somewhere else. Compose intriguing articles identified with your topic as this would make them successive your site. In the event that you have effectively searched for member programs that supplement your site, add connects to the business destinations and other generally excellent enlightening locales. Connections add to how well you will be recorded in significant web crawlers too. Additionally, make pages for the items you are embracing, yet don’t simply advance the items by putting advertised up promotions. Keep your perusers intrigued by infusing heaps of important and helpful data. This would make them click the connection to the business site and purchase the item. Recollect that horrible substance implies no incessant guests, no deals and eventually, no commission.

Simplify your webpage yet not without a bit of class to cause it to show up to a greater degree a business site instead of an individual site. This would be satisfying to the eyes and more fascinating to peruse. To assist you with the plan, you can check some fruitful online stores to get a thought on how you can make your webpage look better. Ensure you don’t put an excessive number of standard promotions since these could occupy some webpage clients; and consequently, rather than clicking your advertisement, they may very well leave your webpage and search for other intriguing sites. All things considered, standard advertisements are by all account not the only method for publicizing your items. Presently your site is finished, present its URL to significant web crawlers to build your traffic.

Develop from where you began. Find out about utilization of watchwords for website improvement and apply them in your substance. Update your website consistently or add new site pages. Try to illuminate your possibilities about the most recent updates in your site. You can utilize bulletins to achieve this. The Internet offers an immense wellspring of data about anything, utilize it. Keep on teaching yourself on the most proficient method to work on your site and before long you’ll get yourself effective in associate advertising.

Building Affiliate Marketing Websites The Easy Way

There are a few legends in offshoot advertising, which draw in a many individuals to it accepting they are valid. First is they think dealing with an online business is simple and second, they feel that one can make a fortune through web based advertising in a moment. Most likely not even 10% of the individuals who are into associate advertising became rich short-term. There might be some who luckily made overpowering progress in a limited capacity to focus time subsequent to setting up an associate program, however not a larger part of them can certainly say they just had karma. Any individual who is fruitful in this sort of business would say he endeavored to get to where he is at the present time. Accomplishment in associate showcasing sets aside time and difficult work, however it’s awesome.

In case you are wanting to begin a partner program, something you need to consider is having your own site, a common site as well as an expert looking one. How would you construct a member promoting site? What are the simple strides to fabricate one? To start with, you should have effectively settled on the topic or specialty of your site. It would be better in the event that you as of now have a thought what items or administrations to advance as this would help you plan the plan and spread out of your website pages. The following thing to do is to pick an area name and get it facilitated. The space name is an interesting name used to name the real location of your site on the Internet. In choosing what space name to enlist, investigate the kind of items you are underwriting and the subject of your site. Having the right catchphrases in your area name would allow you better opportunities of attracting more guests to your site. Likewise, pick a high level space or expansion, for example, .com on the grounds that it is more mainstream. In choosing your web have, think about the security of workers and up time ensures.

Presently, you can begin making your site pages. Try not to be dampened when you know a little in this field. There are page age apparatuses and quick dispatch destinations accessible on the web; you simply need to look for them. Innumerable online sources could help you fabricate a subsidiary promoting site, however you may require time to examine and gain proficiency with the entire interaction. This is one reason why your site or the items you will advance should coordinate with your advantage. Building your advertising site interestingly would be significantly more fun in the event that you know very well the subject of your site. On the off chance that you don’t have the opportunity to make your own site, you can utilize formats or buy promptly accessible sites. The last mentioned, notwithstanding, is a more costly choice.

Making a partner site all alone would be less expensive and seriously fascinating. During the time spent structure your site, you may likewise build your insight in Information Technology and the utilization of PCs, programming projects and the Internet. As you instruct yourself in these fields, you are expanding your benefit against other associate advertisers. It helps a great deal, however, on the off chance that you definitely know the fundamentals in site page improvement like programming dialects and illustrations virtual products since you can make your site extra corporate-looking, more advantageous to utilize or simpler to explore. Moreover, in case you are proficient and handy around here, you would already be able to focus more on the substance of the page as opposed to the plan.

The way to attract guests to your site is to have top notch content; accordingly, the following thing you should focus on in building your showcasing site is this. There might be a few different elements that add to the achievement of your partner advertising site, however a decent substance best the rundown. This is accurately the motivation behind why clients decide to enter your site. They need to get data thus when they don’t discover it, they would go somewhere else. Compose fascinating articles identified with your subject as this would make them incessant your site. In the event that you have effectively searched for member programs that supplement your site, add connects to the business locales and other generally excellent enlightening destinations. Connections add to how well you will be recorded in significant web crawlers too. Additionally, make pages for the items you are supporting, however don’t simply advance the items by putting advertised up promotions. Keep your perusers intrigued by infusing bunches of significant and valuable data. This would make them click the connection to the business site and purchase the item. Recall that horrible substance implies no continuous guests, no deals and at last, no commission.

Simplify your webpage yet not without a bit of class to cause it to show up to a greater extent a business site instead of an individual site. This would be satisfying to the eyes and more fascinating to peruse. To assist you with the plan, you can check some fruitful online stores to get a thought on how you can make your website look better. Ensure you don’t put such a large number of pennant promotions since these could occupy some webpage clients; and subsequently, rather than clicking your advertisement, they may very well leave your webpage and search for other fascinating sites. All things considered, flag advertisements are by all account not the only method for publicizing your items. Presently your site is finished, present its URL to significant web search tools to build your traffic.

Develop from where you began. Find out about utilization of watchwords for site improvement and apply them in your substance. Update your website routinely or add new site pages. Make a point to advise your possibilities about the most recent updates in your site. You can utilize pamphlets to achieve this. The Internet offers a gigantic wellspring of data about anything, utilize it. Keep on instructing yourself on the best way to work on your site and before long you’ll get yourself effective in member showcasing.

What is Bipolar Disorder?

Bipolar disorder, also known as manic depression, is a mental illness that causes extreme mood swings between emotional highs (mania or hypomania) and lows (depression). The word bipolar itself means two extremes. Hence, it is a mental health condition characterized by extreme shifts in moods and mental states. Depression causes feelings of sadness or hopelessness, and you lose interest or pleasure in most life activities. When your mood shifts to mania or hypomania, you may feel euphoric, full of energy or unusually irritable. These mood swings can affect sleep, energy, activity, judgment, behavior and the ability to think clearly. People with bipolar disorder may have trouble managing everyday life tasks at school or work, or maintaining healthy relationships. There is no known cure, but there are many treatment options available that can help to manage the symptoms. 

Causes

The exact cause of bipolar disorder is unknown, but several factors may be involved. For example, researchers believe that certain people with bipolar disorder have biological differences that cause chemical imbalances in the brain. There is also the factor of genetics, as bipolar disorder is more common in people who have a first-degree relative, such as a sibling or parent, with the condition.

Types

  • Bipolar I disorder: This involves manic episodes lasting 7 days or more, or severe mania that requires hospitalization. The person may also experience a major depressive episode that lasts 2 weeks or more. Thus, this type is characterized by extreme and severe highs and lows.
  • Bipolar II disorder: This features both mania and depression, but the mania is less severe than in bipolar I, and doctors call it hypomania. A person with bipolar II may experience a major depressive episode preceding or following a manic episode. Hence, here there are briefer, less extreme periods of elation with longer periods of depression.
  • Cyclothymic disorder: Also known as cyclothymia, this type includes symptoms of hypomania and depression that last for 2 years or more in adults or 1 year in children. These symptoms do not fit the criteria for wholly manic or depressive episodes.
  • Other types: People with these disorders experience symptoms that do not fall into the above categories. The symptoms may stem from drug or alcohol use or medical conditions, for example.

Symptoms

The three main symptoms of this illness are those mentioned earlier; mania, hypomania, and depression. These symptoms also vary depending on the type of bipolar disorder. The most serious type is Bipolar I, where a person experiences both mania and depression very deeply.

Mania is an emotional high that makes people feel excited, impulsive and euphoric. But these exceed ordinary feelings of joy, causing racing thoughts, rapid speech, sleeplessness, hypersexual feelings, and risky actions. Hypomania is generally associated with bipolar II disorder. It is similar to mania, but not as severe.

Depression causes things like low mood, dwindling interest in hobbies, changes in appetite, feeling worthless, sleeping too less/too little, and suicidal thoughts. Basically, life loses all colour for a person experiencing depression, and it is very hard for them to enjoy anything or feel any positive emotions.

Treatment

Though it cannot be cured, bipolar disorder can be controlled with treatment. Medication is the cornerstone of bipolar disorder treatment, and psychotherapy can help many patients learn about their illness and how to cope with it, preventing future mood episodes. Treatment aims to stabilize the person’s mood and reduce the severity of symptoms. The goal is to help the person function effectively in daily life.

Medications known as ‘mood stabilizers’, such as lithium, are the most commonly prescribed type of medications for bipolar disorder. These medications are believed to correct imbalances in brain signaling. Because bipolar disorder is a chronic illness in which mood episodes typically recur, ongoing preventive treatment is recommended. Bipolar disorder treatment is individualized, as individuals react differently and symptoms vary widely. It is important to get a correct diagnosis and find a suitable treatment as per the individual.

People suffering from bipolar disorder have their life split in two realities; elation and depression. For someone constantly bouncing between emotional states, it can be hard to find the balance which will help lead a healthy life. Hence, we should also support the people in our lives suffering from bipolar disorder and help them cope with such extreme and debilitating emotions.

Disaster Management

A disaster is a sudden, calamitous event that seriously disrupts the functioning of a community or society and causes human, material, and economic or environmental losses that exceed the community’s or society’s ability to cope using its own resources. Though often caused by nature, disasters can have human origins. Disaster Management can be defined as the organization and management of resources and responsibilities for dealing with all humanitarian aspects of emergencies, in particular preparedness, response and recovery in order to lessen the impact of disasters. Disaster management Is a systematic process of planning, organizing, and leading in order to effectively manage the after-effects of a disaster. It aims to reduce the negative impact or consequences of adverse events.

Types of disasters

Disasters can be classified as natural, man-made and human-induced.

Ex. of natural disasters :
Earthquakes
Volcanoes
Floods
Cyclones

Ex. of man-made disasters :
Nuclear leaks
Chemical leaks / spills
Terrorist activities
Structural collapse

Ex. of human-induced disasters :
Global warming
Large scale deforestation
Large scale biological warfare

Disaster Management Cycle

Disaster management is an enormous task. Disasters are not confined to any particular location, neither do they disappear as quickly as they appear. Therefore, it is essential that there is proper management to optimize efficiency of planning and response. Due to limited resources, collaborative efforts at the governmental, private and community levels are necessary.

Disaster Management, and Methodology

Disaster management is a cyclical process; the end of one phase is the beginning of another Timely decision making during each phase results in greater preparedness, better warnings, reduced vulnerability and/or the prevention of future disasters.
Mitigation: Measures put in place to minimize the results from a disaster.
Examples: building codes and zoning; vulnerability analyses; public education.
Preparedness: Planning how to respond.
Example: preparedness plans, emergency exercises/training; warning systems.
Response: Initial actions taken as the event takes place. It involves efforts to minimize the hazards created by a disaster.
Examples: evacuation, search and rescue; emergency relief.
Recovery: Returning the community to normal. Ideally, the affected area should be put in a condition equal to or better than it was before the disaster took place.
Examples: temporary housing; grants; medical care.

VARIOUS PHASES OF DISASTER MITIGATION

Disaster prevention
These are activities designed to provide permanent protection from disasters. Not all disasters, particularly natural disasters, can be prevented, but the risk of loss of life and injury can be mitigated with good evacuation plans, environmental planning and design standards. In January 2005, 168 Governments adopted a 10-year global plan for natural disaster risk reduction called the Hyogo Framework. It offers guiding principles, priorities for action, and practical means for achieving disaster resilience for vulnerable communities.

Disaster preparedness
These activities are designed to minimise loss of life and damage – for example by removing people and property from a threatened location and by facilitating timely and effective rescue, relief and rehabilitation. Preparedness is the main way of reducing the impact of disasters. Community-based preparedness and management should be a high priority in physical therapy practice management.

Disaster relief
This is a coordinated multi-agency response to reduce the impact of a disaster and its long-term results. Relief activities include rescue, relocation, providing food and water, preventing disease.

Disaster management in India

In order to manage the various kinds of disasters occurring sporadically in various parts of India, The Disaster Management Act, 2005 provides for the constitution of the following institutions at national, state and district levels.
National Disaster Management Authority
State Disaster Management Authorities
District Disaster Management Authorities
National Institute of Disaster Management and
National Disaster Response Force

SECRET OF NATURE’S PEACE IS PATIENCE!

Forget hard work , Patience is the key to success .

You know what is lacking in today’s generation ? It’s not hark work guys , it’s patience rather. Patience (or forbearance) is the ability to endure difficult circumstances. Patience may involve perseverance in the face of delay; tolerance of provocation without responding in disrespect/anger; or forbearance when under strain, especially when faced with longer-term difficulties. Having the ability to be patient and continue on the journey towards achieving your goals can help you understand that consistent hard work and reflection will generate successful outcomes in your life. If your just expecting everything to come to you within a short period of time, you will end up sadly disappointed and frustrated when a setback or challenge comes your way. Having Impatience can lead you down a road of disappointment and you will eventually give up on achieving that goal or starting up that business. If you are patient enough then whatever the problem is , you will pass it with flying colors. Being impatient leads to greater problems & greater problems leads to stress & then & there stress leads to health issues . Your whole life depends on how patient you are , & it is your patience only which decide how efficient you are in solving a particular problem

It is very sad to know that today’s generation is lacking patience , when they want a particular item then they want , irrespective of the their age group or their understanding of that item , this is what lacking patience means . If they are trying their hand at some new place , there also they lack patience , they want the result early & this urge of getting every thing at first leads to hurdles in their way.

The skill of patience is not only important in life but also in forming strong personal relationships with your friends, partner, employees, family, and other important people who are in your life. Expressing patience towards them shows how caring and supportive you are towards them. Being impatient brings frustration in your life & hampers you inner peace. Bring inner peace into your life and stress less by being patient. Your mind and body will thank you for it in the long run. The skill of patience can be hard to master but developing that skill overtime can really help you out in your life. Being patient will help you taking better decision in you life. So here we can conclude that being patient enough will lead to better mental health .

Let’s end this article with a beautiful quote , ” PATIENCE IS NOT THE ABILITY TO WAIT , BUT THE ABILITY TO KEEP GOOD ATTITUDE WHILE WAITING”.

Elder Abuse

Life is a really wonderful gift from God, and one of the most essential aspects of it is aging. An individual’s life is divided into stages such as infancy, childhood, puberty, maturity, middle age, and old age. We are all busy in the early phases of our life, discovering the lovely hues of youth, learning new things, and are more inclined toward self-development. Then we approach adulthood and begin to organize our life, whether it’s our employment, marriage, children, family requirements, and so on; the list is infinite. Then there’s old age, which is the most relaxed and serene time of our life. It is that point in our lives when we can sit back and reflect on our lives, our successes, our ups and downs, and feel satisfied.

As we become older, we start to notice certain changes and may develop some impairments that are quite typical for our age. People of this age need to be helped in any way imaginable, whether emotionally, financially, physically, or cognitively. However, the unfortunate fact is that some people in today’s world fail to grasp such basic human foundations. The number of incidents involving children’s misunderstanding of elderly people and their needs is growing, and in many cases, this leads to elder abuse.

Indian Scenario

India is a land of ethics and feelings, where we respect each other’s emotions and believe in peaceful coexistence. In India, where we cherish and accept a value-based, joint family system, old age has never been an issue. Indian culture has always been courteous and supportive of elders. With that in mind, elder abuse was never regarded as an Indian issue, but rather as a Western one.

However, the coping abilities of both younger and older family members are now being tested more frequently than ever before. There are occasions when younger family members exhibit undesirable conduct, which the elder family members see as odd and causes them to feel ignored and discouraged.

People used to regard their parents with the greatest reverence and worship them as gods, but the harsh realities of today’s society are quite different. Children perceive parents as a burden that no one wants to bear. This is why many parents are found in deplorable situations walking around or placed in old age facilities. Today’s scenario is extremely paradoxical and awful, with animals receiving more love and [1]affection than people and humans being treated worse. It’s revolting how brutally parents are abandoned by their children.

They are the ones that work diligently their entire lives to see their children succeed and selflessly offer all within their means to make them a civilized human being. Our parents experience various challenges and impairments as they age, which is quite natural, and all they want is to be loved and supported in the same manner they did for their children, but when the opposite situations arise, these children appear to avoid their duties.

The current generation’s self-centered mentality and steady movement toward Western culture has undermined the hold of traditional values and ethics. One of the other reasons for such conduct is people’s rising greed and desire to be wealthy and powerful. As a result, they participate in elder abuse and emotionally and psychologically manipulate their parents in order to compel them to give up their property and other possessions in favour of their children.

Elder Abuse: Meaning And Types

Elder abuse (also known as elder mistreatment, senior abuse, abuse in later life, abuse of older adults, abuse of older women, and abuse of older men) is defined by the World Health Organization (WHO) as a single or repeated act, or lack of appropriate action, occurring within any relationship where there is an expectation of trust, that causes harm or distress to an older person.

It is not necessarily essential for abuse to be committed by children; it may be committed by anybody, such as a spouse, family member, or any other person on whom an old person is reliant; nonetheless, abuse by children is the most serious issue that must be addressed (including their spouse). The phrase abuse looks to be quite easy, but it is actually a highly complicated term with a wide range of meanings. There are several forms of abuse, including physical abuse, mental abuse, sexual abuse, financial abuse, and neglect. An old person may be subjected to the following types of abuse:

  1. Physical abuse: Elder physical abuse is defined as the purposeful use of force against an older person that results in bodily injury ranging from physical pain to death.
  2. Emotional abuse: Psychological and emotional abuse are purposeful behaviours that cause an older mental agony, fear, or suffering. Insults, seclusion, humiliation, intimidation, and name calling are all examples.
  3. Elder sexual abuse: is defined as any type of coerced or unwanted sexual encounter with an older adult. Some of the indicators of sexual abuse include anus or genital bleeding, newly transferred sexually transmitted infections, anus or genital discomfort, pelvic injuries, and so on.
  4. Elder financial abuse: is the unlawful, unapproved, or inappropriate use of an older person’s resources by someone in a trusting relationship with that individual. This type of abuse can occur with persons who are unable to grasp their financial accounts or conditions due to advanced age.
  5. Neglect: Senior neglect occurs when the person in charge of the older’s care fails to safeguard the elder from harm or fails to satisfy the elder’s needs in a way that results in or risks significant injury.

Neglect is not an honest accident:

It is the result of carelessness or a lack of regard for the wellbeing of an elder. It may include depriving elders from basic needs like- shelter, clothing, health upkeep or nutrition needs.

Indian Provisions Regarding Elder Abuse:

The point is, what are we doing to address this issue, and do we have any provisions in place in our country? The following acts and legislation have been introduced in this regard:
The Parental Maintenance Act of 2007 – This law has been modified twice, once in 2013 and again in 2018. The original Act stated that sons had a legal responsibility to care for their parents. Following a 2013 modification, parents might file a complaint against their sons, and the boys could be held legally liable for not supporting their parents. Daughters and sons-in-law were also deemed liable for supporting their parents under the 2018 modification.

The Parents and Senior Citizens Act (2007) makes it a legal requirement for children and legal guardians to pay maintenance to elderly people. It enables state governments to establish and operate old age homes in each district. Senior persons who are unable to sustain themselves might ask for a monthly stipend from their children. Children or heirs may be penalized if they do not provide support to elderly people. The punishment may be a Rs.5000 fine, three months in jail, or both.

Whereas it is critical to address the new law that was proposed in 2019 to alter the contents of the previously stated bill. The Parents and Senior Citizens Amendment) Bill 2019 aims to provide for the maintenance and welfare of parents and senior citizens by ensuring their basic needs, safety and security, the establishment, management, and regulation of institutions and services, and the rights guaranteed by the Constitution. It also mentions eliminating the Rs10000 cap and appointing nodal police officers for senior people at each police station and district-level special police unit, as well as a helpline for senior persons.

While many faiths have varied measures to safeguard the rights of older persons, some are extremely specific, such as the legislative provision for parental support under Hindu personal law included in Section 20 of the Hindu Adoption and Maintenance Act, 1956. Similarly, Muslim laws, Christian laws, and even Parsees laws have similar clauses. The Indian Constitution has provisions to protect the rights of individuals beyond the age of 60. Because these articles are part of Chapter IV of the constitution, which discusses the Directive Principles, they cannot be enforced by a court of law, as mentioned in Article 37; nonetheless, they serve as the foundation for any legislation.

Article 41 of the Constitution guarantees elderly persons the right to work, education, and public support. It also requires the state to protect these rights in instances of disability, old age, or illness. Meanwhile, Article 46 states that the elderly’s educational and economic rights must be maintained by the state.

Conclusion:

Some societal changes are unavoidable, such as raising older people’s understanding of their rights and the types of assistance available under various laws. Furthermore, politicians must broaden their view on the term “NEEDS,” since they frequently fail to understand the social “needs” of belongingness, preserving power, and a position of significance in the family, a set of needs that frequently go unsaid.

Things everyone should do in their 20s

  • Learn a new language
    Learning a new language is always a fun. There are many advantages of learning a new language, it will help you to connect with new people, it will advance your career, will boost your creativity and many more.
    You can learn their culture and after learning new language it will be easy to interact with them, making friends and exploring their culture.
    You can improve your job prospects and travel trough foreign countries more easily.
    You can learn any foreign language by yourself without spending any money.
  • Solo travel
    Travelling alone will completely change your life. In our 20s we all become very busy with our studies, building our career, we completely forget that what matters the most is our happiness, we just have to be happy and solo trips are the best way to give time to yourself, to live your life the way you want to, no one going to judge you, just be yourself. No matter where you go and what you do, it will completely change you. During solo trips you will get to know yourself better, it will boost your confidence and you will learn to rely on yourself.
    The biggest advantage of traveling alone is you are less likely to feel stressed out and of course it’s cheaper compared to other group trips. You can be selfish and its completely okay you need some time for yourself, to love yourself.
  • Sleep under the star
    Don’t have a partner? Ohh its okay make yourself your partner. Grab a bottle of wine snuggle up under a cozy blanket, enjoy the beauty and think about the memories which will make you happy. Under a beautiful sky with millions of stars just you, no shadow, just you the real you. Have a partner? It will    become more romantic you and the one you love, the one who will spent his/her rest of life with you, under a cozy blanket, with a bottle of wine , holding each other’s hand, thinking about your sweet time together.
  • Learn to play an instrument
    Learning to play an instrument will make you more creative and will help you to concentrate. Music is an important part of our life it has a power to change our mood, it helps to erase our pain and reduce stress. Research has shown that blood flows more easily when music is played.
  • Find your passion
    The teenage years (and even the early twenties) are a confusing time when most of us don’t have much figured out. But as the years go by, you should grow a sense of purpose. Figure out what you want to be remembered for and make it happen.

SCHIZOPHRENIA- A CAGE

Schizophrenia is a mental disorder characterized by continuous or relapsing episodes of psychosis. Major symptoms include hallucinations(typically hearing voices), delusion and disorganized thinking. About 0.3 to 0.7% of people are diagnosed with schizophrenia during their lifetime. In 2017, there were estimated 1.1 million new cases and in 2019 a total of 20 million cases globally. Males are more often affected and on average have an earlier onset, although some large reviews have not found gender differences in the prevalence of the disorder. The likely causes of Schizophrenia include genetic and environmental factors. Genetic factors include a variety of common and rare genetic variants. Possible environmental factors include being raised in a city, cannabis use during adolescence, poor nutrition during pregnancy etc.

SYMPTOMS:-

Schizophrenia involves a range of problems with thinking(cognition), behavior and emotions. Signs and symptoms may vary, but usually involve delusions, hallucinations or disorganized speech and reflect an impaired ability to function. Symptoms may include:-

  • Delusion- these are false believes that are not based in reality. For example, thinking that the person is harmed or harassed, certain gestures are towards them, have an exceptional ability or fame.
  • Hallucination- these usually involve seeing or hearing things that don’t exist. Yet for the person with Schizophrenia, they have the full force and impact of a normal experience.
  • Disorganized thinking(speech)- disorganized thinking is inferred from disorganized speech. Effective communication can be impaired, and answers to questions may be partially or completely unrelated.
  • Extremely disorganized or abnormal motor behavior- this may show in a number of ways from childlike silliness to unpredictable agitation. Behavior isn’t focused on a goal, so it’s hard to do tasks.
  • Negative symptoms- this refers to reduced or lack of ability to function normally. The person may neglect personal hygiene or appear to lack emotion. Also, the person may begin to lose interest in every day activities, socially withdraw themselves, don’t get the feeling of happiness and pleasure.

COMPLICATIONS:-

  • suicide, suicide attempts and thoughts of suicide.
  • anxiety disorders and obsessive-compulsive disorder(OCD).
  • depression.
  • abuse of alcohol or other drugs, including nicotine.
  • inability to work or attend school.
  • financial problems and feeling of homelessness.
  • social isolation.
  • health and medical problems.
  • being victimized.
  • aggressive behavior(uncommon).

CAUSES:-

Problems with certain naturally occurring brain chemicals, including neurotransmitters called Dopamine and Glutamate, may contribute to schizophrenia. Neuroimaging studies show differences in the brain structure and central nervous system of people with schizophrenia. While researchers aren’t certain about the significance of these changes, they indicate that schizophrenia is a brain disease.

TREATMENT:-

People with schizophrenia often lack awareness that their difficulties stem from a mental disorder that requires medical attention. So it often falls to the family or the friends to get them help by visiting a good doctor and giving proper medications on time.

LONAVALA

Mumbai’s Heaven

If one thing is known to help you get through a tough week or month, it is travelling. Travelling gives you the much needed break from the hustle and bustle of life. Even if that’s not the case, travelling is very essential for your self growth. It opens up your mind and makes space for new thoughts and adventures. If you are planning your next trip, Mumbai would be the place for you. The city is a combination of beaches and mountains, and there is nothing better than that.

When you think of Mumbai, the first place that pops up in your mind is Lonavala. Monsoon and Lonavala go together like peanut and jelly. Lonavala is a place you think of when you are planning a weekend long trip to unwind from your daily life. This place has something to offer for everyone. The huge landscapes are great for kids to play on, the mountains are a treat for adrenaline junkies, forts and caves for our history lovers and last but not the least a place with breathtaking views for all those who are just looking to relax and sip their drink all day. Needless to say, Lonavala is much more than a hill station. There are several tourist attractions which you don’t want to miss. Some of the best places that will surely make your holiday more interesting are:

  • Tiger’s Leap- Situated near I.N.S. Shivaji Base, Lonavala: This spot is an attraction for people who are into trekking and hiking. The waterfall in the valley is an added advantage. The sound of water rushing down the mountain is all you need to forget everything about your work.
  • Bhaja Caves- Situated in Bhaja village of Lonavala: This spot is believed to be one of the oldest caves in India and has been declared as a national monument. There are 22 entrances to the cave. The architectural design of this place is something you wouldn’t want to miss.This place is a real gem for everyone who is interested in knowing more about India’s trade history.
  • Bhushi Dam- Situated near I.N.S. Shivaji Base, Lonavala: Bhushu dam is just a 15-minute drive from Tiger’s leap. It is a magnificent dam built in the 1860s. It is situated on the Indrayani river in Lonavala. The place is always crawling with localities and tourists and to enjoy your visit it is suggested to go during the monsoon season when there are light rains.
  • Rajmachi Fort- Situated in Rajmachi Village, Lonavala: This spot undoubtedly tops the list of the favorite tourist destination with its breathtaking view. Visitors trek to reach the highest point and all the hassle is totally worth it.
  • Lohagad Fort- Another tourist favorite destination would be the Lohagad Fort. It is 52 km from Lonavla and is close to other sites such as Bhaja Caves and Karla Caves.
  • Pawna Lake- Situated 30km from Lonavala: This spot is best for camping and picnic. Its wide landscape offers a breath of fresh air and much-needed peace and calm.

Lonavala is no wonder the favorite tourist destination. This place is a hot-spot for the localities to escape their daily life and enjoy everything that the place has to offer, be it the nature or the history lessons. Doesn’t matter if you enjoy gazing the stars or watching the sunrise, Lonavala is the place for you.