POEMS

                                     

                         POEMS

The Art which connects the multiple effects of writing, reading, understanding, visualizing and mesmerizing thoughts that are always connected with actions is called poetry.


I strongly believe that the deadlines for poems have no point as it is the process of desire.

The feelings are more clearly read in eyes than listening them in the words. Yes, That is called the art of understanding!

THE ART OF LIVING IN READING

Poems can bring an adverse effect in all kinds of generation because they always come with the imagination of inventive thinking. No one in the world is born without feelings may be some or not ready to express it quietly at times and there comes the Power of the Poems which the inexpressive person can become an expression one within a nanosecond and that can be noted with a blink in the eye.

POETIC FORMS

The most frequently used poetic types are Sonnet, villanelle, Haiku, Elegy, Epigram, Limericks and free verse.
Sonnets are fourteen lines with specific rhyme and the scheme of stanzas. The music flows in the heart of readers while enjoying it to the fullest.

Villanelle are the nineteen lines with the repetition of the certain theme and it is considered to be the most challenging form.

Haiku is short and sweet format poems. Japanese haiku still resembles to be a masterpiece.

Elegy is usually used to express grief, admiration and acceptance. They are unique and enjoyed by all generations.
 
Epigrams are the form of statement which have the dimension of both humor and wit in the text.

Limericks are the five line poem with the line rhyme in the line 1,2,5 and then another rhyme in the lines of 3,4.

Free verse is an open poetic form which does not have specific rules or rhyme to be followed by. It may be short or long under any medium.


 POWERFUL POEMS WHICH CAN CHANGE YOUR MIND


NO MAN IS AN ISLAND BY JOHN DONNE



No man is an island,

Entire of itself;

Every man is a piece of the continent, 

A part of the main.

If a clod be washed away by the sea,

Europe is, the less,

As well as if a promontory were:

As well as if a manor of thy friend’s

Or of thine own were.

Any man’s death diminishes me,

Because I am involved in mankind.

And therefore never send to know for whom the bell tolls;

It tolls for thee.


The poet uses  two important elements, he starts with the continent and ends in the bells which represents the church.  He adds that no man is an island every human being is interconnected with one another. One man’s death is the loss of the whole continent. The poet addresses himself, and he asks that when the bell tolls one should not worry who it is tolling for. It is tolling for everyone. A single person’s death is like the death of everyone.




SEVEN STAGES OF LIFE BY WILLIAM SHAKESPEARE


All the world’s a stage,
And all the men and women merely players;
They have their exits and their entrances,
And one man in his time plays many parts,
His acts being seven ages. At first the infant,
Mewling and puking in the nurse’s arms;
And then the whining schoolboy, with his satchel
And shining morning face, creeping like snail
Unwillingly to school. And then the lover,
Sighing like furnace, with a woeful ballad
Made to his mistress’ eyebrow. Then a soldier,
Full of strange oaths, and bearded like the pard,
Jealous in honor, sudden and quick in quarrel,
Seeking the bubble reputation
Even in the cannon’s mouth. And then the justice,
In fair round belly with good capon lined,
With eyes severe and beard of formal cut,
Full of wise saws and modern instances;
And so he plays his part. The sixth age shifts
Into the lean and slippered pantaloon,
With spectacles on nose and pouch on side;
His youthful hose, well saved, a world too wide
For his shrunk shank; and his big manly voice,
Turning again toward childish treble, pipes
And whistles in his sound. Last scene of all,
That ends this strange eventful history,
Is second childishness and mere oblivion,
Sans teeth, sans eyes, sans taste, sans everything

The poet says about the seven stages of life of man. 

Stage1 – infancy – helplessness

Stage 2 – schoolboy – slowly walks to school

Stage 3 – teenage – craze on girl

Stage 4 – adulthood – mans works for name

Stage 5 – middle age – respect, prosperus

Stage 6 – oldage – loses influence

Stage 7 – death – loses all

Above all, Poems can also make you feel romantic, grateful and also powerful. Poems are loved by all kinds of people. If you ever feel sad read poems which makes gives you a great feeling.




Myths and facts about the most common mental illness: Anxiety

Remember the feeling of nervousness and fearfulness on the first day of school/when going for a job interview/when moving to another city/when giving your first speech? Well, if you do then that feeling my friend is called Anxiety. 

Anxiety is our body’s natural response to stress. It’s a feeling of fear or uncertainty about what’s to show up. However, if you feel anxious on a severe level and the feelings last longer than six months and are intruding with your life, you may have an anxiety disorder. 

Anxiety is the most common mental illness. Also, you have heard a lot of things about anxiety, out of them some are facts and some are myths. So, let’s have a look at some of the myths and facts about Anxiety:-

I) What are the types of Anxiety?

Myth: All anxiety is the same.

Fact: There are multiple different types of anxiety disorders.

Anxiety affects people differently. For some people, anxiety may only be experienced in certain situations, while others experience it more often. 

Common types of anxiety include:

★ General anxiety disorder

★ Panic disorder

★ Social anxiety disorder

★ Phobias

★ Obsessive-Compulsive Disorder

★ Post-Traumatic Stress Disorder

★ Separation anxiety

II) Who suffers from Anxiety?

Myth: Only adults suffer from anxiety. 

Fact: Anxiety affects both children and adults. 

The more Anxiety is common in Adults, the same it is for children. According to the Centers for Disease Control and Prevention (CDC), around 4.4 million children aged 3-17 have been diagnosed with anxiety. 

Anxiety can affect children by causing; children behavioral, emotional, and physical symptoms, similar as they can in adults. 

III) How serious is Anxiety? 

Myth: It is not a big deal. 

Fact: Anxiety can cause serious health problems. 

As mentioned above anxiety can be different for everyone. Anxiety becomes a problem when it starts intruding on your day-to-day life. 

Anxiety can cause emotional and behavioral problems like worries and fears. Also, it can cause physical problems like rapid breathing, sweating, headaches, and tense muscles. It also affects eating and sleeping patterns.

IV) Anxiety and Depression

Myth: Anxiety and depression are not related.

Fact: Many people who suffer from anxiety also undergo depression. 

It is common to have both anxiety disorder and depression at the same time. 50% of people undergoing depression are also diagnosed with anxiety disorder, according to the Anxiety and Depression Association of America (ADAA). 

Also, according to ADAA, anxiety is linked with numerous other mental and health conditions:

★ Headaches

★ Irritable bowel syndrome

★ Chronic pain

★ Eating disorders

★ Sleep disorders

★ Substance abuse

★ Bipolar disorder

★ Attention-deficit/hyperactive disorder

★ Fibromyalgia

Anxiety is a concerning issue, stop believing in myths, check your facts. And if it has started intruding your life, consult a doctor. 

 

Benefits of Investing in Mutual Funds in India

 

(Photo: Bank Bazar)

Investment in any form is considered to be the best way of achieving additional income. It’s like waiting for an extra reward. One such word with which we all are familiar is “equity mutual funds”.There’s a large structural growth in equity mutual funds for Indian industries.  The Indian Mutual Fund AUM/GDP ratio currently stands at 12% vis-à-vis the global average of 60%.

India has seen a significant growth rate in equity mutual funds investment. Indian investors are usually keen on investing in equity mutual funds because of the risk management. Investing in mutual funds has many advantages. Let’s discuss them briefly. 

  •       Return:  Mutual funds involves higher risk but generally the return that it gives is greater than in any other investment plan.
  • Ø  Professional Management: Even a person who does not have professional knowledge can invest. They are assured by the experts. The experts manage and operate mutual funds. They allocate it in different securities thereby assuring them profit.
  • Ø  Flexibility in Investment amount: There’s no fixed amount to be invested. You can invest even with a minimal amount of Rs 100. This is the most important benefit which the investors get in equity mutual funds.
  • Ø  Liquidity: This is also another benefit of investing in mutual funds. It’s not like fixed deposit where you are unable to withdraw amount at any point. You can redeem it at any point. Mutual funds have flexible withdrawal.
  • Ø  Safety & Transparency: All the equity mutual funds have now become safe and transparent after the introduction of SEBI guidelines. They’ve a color coding through which the investors can assess the risk level.
  • Ø  Diversification: Diversification is another factor which reduces the risk involved in building a portfolio.  Mutual Funds consist of many securities, so investor’s interests are safeguarded if there is a downfall in other securities purchased.
  • Ø  Accessibility: Mutual Funds are easily accessible. By accessibility, it means that you can buy mutual funds from anywhere in the world. You don’t require a Demat account for it. Mutual funds are very easy to buy.
  • Ø  Lower cost: In Mutual Fund, funds are collected from many investors, and then the same is used to purchase securities. These funds are however invested in assets which therefore helps one save on transaction and lower its cost. Investors get the savings as lower costs of investing in Mutual Funds.

Mutual Fund is a strong financial tool which has helped in increasing the growth of Indian economy. Mutual Fund have provided financial stability to the Indian economy. The Indian capital market has been increasing significantly during last few years. With the Industrial revolution and reforms of financial sector, the economy has been opened up and many developments have been taking place in the Indian money market and capital market. In order to help the small investors, mutual fund industry has come to occupy an important place in the Indian market.

Although there are many benefits of investing in mutual funds in India, but we must remember that every good thing comes with some flaws. The market condition is very dynamic. Not anyone can invest in mutual funds. One needs to have a proper knowledge to do that.  However, one thing which is certain is that there’s no harm in it. India still has many steps to climb.

Nomophobia: A growing fear in the modern world

 The pandemic has limited our movement and contact with the real world. Smartphones are connecting us with the world right now. There was a drastic increase in the number of hours spent on the phone after the first lockdown in March 2020.  Phone is our source of information, entertainment, socializing virtually and even attending classes. From work to leisure activity, everything is done on our phone. Our daily routine revolves around technology in this “new normal”. We all find it extremely difficult to be detached from our phone these days. 

What is Nomophobia?

People have become so used to the habit of checking their phone constantly that they find it hard to keep their phone aside. Not being able to check the notifications on the phone immediately makes them anxious and builds up stress. We struggle to spend a minute without checking the social media updates. 

Nomophobia refers to the fear, discomfort, or anxiety of being out of contact with the mobile phone. In simpler words it means “No mobile phone phobia”. This fear is normal. But when the fear is severe and continuous, it can be problematic. It can affect our day-to-day behaviour and action. Young adults are the most vulnerable group affected by smartphone addiction. 

The term was coined during a UK based research which aimed to study the possibility of anxiety disorders due to excessive use of mobile phones in 2008. The main cause of their phobia was the fear of losing connectivity with their near and dear ones. 

Nomophobia can impact our body physically and mentally. Physically, it can affect our eyesight, headache, disturbed sleep. A study by the International Journal of Research and Innovation in Social Science has established a relationship between Nomophobia and physical health. People who had the symptoms and felt anxious without the phone were experiencing headache, disturbance in sleeping and other such problems.

Its mental implications include lack of concentration, stress, irritation and anger. A research by the International Journal of Indian Psychology has found a positive correlation between Nomophobia and anger.   

Developing a “Stopping rule” to limit the hours spent using the phone, replacing some screen time with another hobby, and spending time on meditation are some of the preventive measures suggested in the studies. Some other suggestions include having a “no phone day” once in a week if possible and taking breaks frequently, especially for gamers. 

There is no doubt that a phone is a really useful device that can be used for a variety of purposes. But it is important to be aware of phone addiction because too much dependency on any device has its own consequences . 


CRED's Master Plan – CRED Business Study

Hello everybody, CRED is one of the most fascinating business case studies in the Indian start-up ecosystem. In just 2 years, CRED went from 0 to hitting a $2B valuation and became one of the youngest Indian startups to reach this milestone. Now, the peculiarity of CRED is that in 2020 alone CRED incurred a massive loss of ₹360 crores which is a massive increase of 492% from 2019. And for every rupee of revenue that CRED generated they spent ₹727 which is a massive cashburn. 

We all have seen the result of massive expenditure into creative marketing. *beating noises* So now the question is, even with such massive losses how is it that CRED is getting so much funding ? And what exactly is Kunal Shah’s strategy ? Well, the beauty of this case study is the that if you only understand what CRED is doing you will more or less understand a large chunk of the Indian startup ecosystem because most of the giant companies like Jio, Ola, PharmEasy also operate in a similar fashion. and the most important factor that is common in all of them is that they extensively work on altering the behavioural design of the society. And the anticipation of that behavioural design, is what makes them billion dollar companies. 

This golden strategy works out in 4 discrete steps The first phase is what we call cash burn and here’s where The company, first identifies a major problem in the society, Number two, it designs a system to fix that problem Number three, it raises a million dollars in funding and lastly it entices the customers to use the product by giving out unbelievable offers which are almost too good to be true.

 A very simple example of the same is Jio. First of all, Jio identified internet accessibility as a major problem in the Indian society and then Reliance spent about ₹1.5 lakh crores into building the infrastructure required for Jio. And then in 2016 when Jio got launched, they gave out offers that almost looked impossible. -free sim cards, free calls and free internet. And the moment this announcement happened, millions of people rushed to buy Jio sims. And Jio did everything in it’s capacity to maximise it’s number of it’s users without even bothering about profits. Which is why, on top of the heavy investment that they made they further incurred a loss of Rs. 31 crores in 2016.

 Just like this, when CRED rolled out in 2018 they identified 3 of the biggest pains of a credit card holder which are; number one, hidden charges Number two, late fees due to forgetfulness and number three is the extra interest. And they rolled out massive cashbacks and offers to incentivise the act of on-time payment. And these offers were as amazing as free flight tickets extremely lucrative discounts and ₹1000 cashbacks also Fast foward to 2021, CRED today, has over 30 lakh users and today, CRED is already processing 20% of all the premium credit card transactions. 

So this is how within a short span of time, in Phase 1, companies present incentives in order to get customers to use their product, eventually, to increase their user base. And this is what brings us to Phase 2. Phase 2 is all about habituation. Once you bought a Jio sim, you never bothered about talktime, you never bothered about data. And we all recklessly got habituated to this newfound luxury of Internet Similarly, in case of CRED, the people who have 2-3 credit cards found it so simple to use CRED that they stopped using their conventional method wherein they had to go through this long list of their statements or putting in effort to dig in and find out whether there are hidden charges, on each credit card As a CRED user myself, I can’t even tell you how amazing it feels as compared to having this terrible feeling wherein you have no idea where the hell your money is going. 

In fact, there was a time when I thought that some hacker is stealing my money, alright ? and I’m not even kidding about this. So, this is how in Phase 2, using their super efficient system companies seemlessly get us habituated to new normal wherein we are no longer used to adjusting to the ‘hurdles of the system’. Here’s where we enter the most crucial phase of all, that is, Phase 3 and Phase 3 is what we can call as Irreversibility. 

A classy example of the same is Google Maps Now you might have observed that most of the people of our generation never even bother to remember the name of a landmark, street or chowk In fact, I’ve got so used to Google Maps that in my own city, if you leave me in some street I will start wandering as if I am in some strange jungle. That is how much I have got habituated to Google Maps And by the way, this does not include those superhumans who have this amazing memory to remember any route, even if they have visited that place only once and you know which friend am I talking about… So the point is, 

Google Maps has made our lives so easy that finding a way to a place no longer occupies our headspace and in case of CRED, users no longer have to remember to pay their credit card bills, they no longer have to remember when exactly is their due dates or bother about late fees. Similarly in case of Ola, we are no longer used to finding taxi on the streets In case of Jio, when there is no Internet you all know how you feel So you see, once these companies came in there has been an irreversible change in our behaviour wherein the small acts of booking a cab or paying a credit card bill has changed to such a large extent that we will never ever go back to our past system. 

Now CRED is yet to complete this phase which is why all the numbers that you see about CRED is in the negatives now because CRED is yet to change a significant part of the consumer behaviour. After this we come to Phase 4. Now, this is the goldmine that every investor waits for wherein the company starts making profits and if you look at the numbers, it literally looks like a goldmine. For that matter look at the numbers of Jio. In just 1.5 years, Jio became profitable that is in the 3rd quarter of 2017 with a profit of ₹504 Crores From there onwards it has been on a magnificent run wherein in 2020, Jio has posted a net profit of ₹5,562 crore and the reason why CRED is also sitting on a similar goldmine is because the customers of CRED are by default the richest 1% of the country.

 These people are literally the dream customers of any company. Their incomes are high, so they make expensive purchases on a regular basis which results into massive profit margins for every company And my sense is that in the 4th phase, CRED could leverage it’s golden customer base in three very very powerful ways. 

Number one, CRED could become this must have expense management app which will also allow it’s users to file their income tax and just like it cured the headaches of the credit card users by saving their money from hidden charges. CRED might also might start saving it’s customers a ton of money through their income tax rebate filings by turning the entire process of income tax filing into a very simple and efficient process and if this happens, I don’t think any of us will ever leave the CRED club.

So, Kunal sir if you’re watching this please help us out over here. Number two, CRED has one of the most valuable customer data in terms of purchase preferences For example, CRED clearly knows that Parsh loves to spend ₹20,000 into sports. Ganesh loves to spend ₹10,000 in education and books. So CRED could use this data to show relevant advertisements with exclusive coupons to get people to spend heavily on the things they absolutely love eventually, to make a comission out of it. 

Lastly, CRED could also became a bank for the top 1% of India and the reason why I think so is because there are two important factors that are very very crucial for any bank’s existence.

 Number one, every bank wants customers who have a lot of money deposited in their bank account after all their investment and expenses. And this money is what the bank uses to lend to businesses and customers in the form of home loans, car loans etc. 

Number two, every bank needs borrowers who pay back their loans judiciously. So that they can charge an interest on top of it eventually to make money out of the lending business. And guess what ? CRED literally has these exact people in it’s customer base which is why my sense is, CRED could literally extend itself to become a full fledged bank or maybe even become a full fledged portfolio management system for the top 1%.

 Eventually to become the most revolutionary fintech start-up of India So to put that straight, for ordinary people like you and me CRED might look like a weird idea but in reality it is a revolutionary idea coming from one of the most amazing entrepreneurs in the Indian start-up space. 

And we must consider ourselves to be extremely fortunate that we are getting to witness their processes and we must learn from these revolutionary start-ups that are going to redefine 21st century India forever.  

How to Maintain Sanity in When Social Media Gets too Overwhelming?

We all aware of the digital era we have entered in. It is undeniably addictive and luring. From just sharing pictures, videos and content it has now become an indispensable part of our lives. Try asking a young teenager if they have a social media account. Their answer is always going to be yes, without fail. 

That is how deeply social media has penetrated into the society. 

It can be pretty overwhelming sometimes. Social media was given to the world as a blessing. People used it to get connected to each other and find communities where they belonged. 

Social media was once a break from reality but now experiencing life is a break from social media.

 

Who can we really blame? 

Can we really blame social media? In my opinion, social media shouldn’t be held accountable. We should really be blaming the people and organizations who are using it, in the wrong ways. Like every other thing, social media has a good as well as a bad side, both of which the society brings out. Lets look at some of the factors that are making social media toxic. 

  • Fake vs Reality

 How many of us really look for credibility in a particular post or content? A very few or none of us. We come across something, we watch it, we get affected by it and move forward. None of us question the origin or the reality of that post.

 

There are so many influencers, so many organizations who fake their content just for a few likes and shares.
How is it going to be any different? 
How are they really going to influence people like that? 
They skip these questions all together. 
There are a very few creators who present their truest selves in front of the audience. It starts getting so overwhelming at a point where you are not able to judge what is right or wrong for you. In this situation all you need is a little discretion and less time on social media. 
  • #FOMO

This is an internet slang for “fear of missing out”. This is a very common situation in today’s society. This FOMO makes you anxious for not catching up with the daily updates of the virtual world. Let’s take an example. 

Girl A doesn’t check her Instagram for one day and goes to school the other day. Girl B asks her if she saw the viral funny cat video yesterday. She says no. She gets laughed at. Now she makes sure she checks her socials everyday before coming to school. It has gradually turned into her habit now. 
The only way this could have been prevented was to not have made such a big deal of social media from the first day itself. Check yourself if you are fanning the flame of social media in the daily walk of life. Try to treat it only as a distraction from the routine rather than basing your whole life on it. 
  • Self-Image Issues 

We are functioned in a way that we always compare ourselves with others. Be it the notable personalities, a neighbor next door, a friend or a colleague. We compare ourselves so much that we become unaware of the worth we hold in us. Social media is a top notch platform to propagate this. 

We tend to mirror our personalities in front the unmatchable standards of the people on social media. This butchers self confidence and creates issues with self. 
As human beings we usually forget the fact that we are all different individuals with different timelines, processes and personalities. All you can do is trust yourself and not fall prey to the fake standards. 
  • Anxiety

The constant nudges from social media and the urge to keep scrolling down the page starts causing anxiety. You are constantly worried about either what to post next or watch next. It never ends and neither does the feeling of unease leading to harmful scenarios for the body, mind and soul. 

The question pleads, how do you stop it. Answer is detox, a social media detox. Take a break from it, just sit back and relax. Learn to find time for yourself. It is going to freshen and broaden up your mind indeed. 
You think you are the one controlling your social media, but then it becomes too late when you realize that you are the one being controlled.

At the end when you start feeling social media starts getting too overwhelming and controlling for you; when you feel you are getting addicted to it start lessening the time devoted to it. Start taking out more time for yourself. Then there’s social media detox too, where you stop using your socials altogether. 
These are a few ways in which you can maintain your sanity in these challenging times. 

HARD TO GET VACCINE

                                                    HARD TO GET VACCINE

BY : NEHA SHAHAB

SLUM RESIDENTS FIND IT HARD TO GET VACCINATED . DUE TO LACK OF DIGITAL ILLITERACY AND KNOWLEDGE. EARLIER A GREAT INITIATIVE BY DISTRICT HEALTH DEPARTMENT THEY SETUP WALK IN VACCINATION CAMPS BUT THIS PROCESS HAS BEEN SUSPENDED DUE TO SHORTAGE OF VACCINE IN THE CENTRE.

A LADY NAMED REKHA WORKS AS A DOMESTIC HELPER LOST HER JOB BECAUSE SHE DIDN’T GET VACCINE AND SHE WILL NOT ALLOWED THE SOCIETY WHERE SHE WORKS. SHE SAID IT WILL MADE HER FAMILY’S SURVIVAL DIFFICULT IN THE CITY. SHE VISITED THE PRIMARY HEALTH CENTRES IN THE LAST 15 DAYS BUT COULD NOT GET VACCINE. SHE SAID THE OFFICER ASKED HER TO REGISTER ONLINE BUT SHE DIDN’T HAVE ANY DOCUMENTS.

THIS IS NOT ONLY ONE STORY THERE ARE MANY REKHA WHO WORKS AS A HOUSE HELPER AND NOW ARE NOT WORKING AS THEY DIDN’T GET VACCINE DUE TO THEIR ARE ILLITERATE , WE AS EDUCATED , LITERATE RESPONSIBLE PERSON IN THE SOCIETY HELP AND AWARE THE DOMESTIC HELPERS , SECURITY GUARDS , GROUND STAFF BY BOOKING THEIR SLOT ON COWIN APP AND MAKE THEM VACCINATED

NEW MEDIUM OF LEARNING

                                           NEW MEDIUM OF LEARNING 

BY : NEHA SHAHAB

AS A COUNTRY WE ARE GOING THROUGH AN INCREDIBLE PHASE OF TECHNOLOGICAL DEVELOPMENT AND IT IMPACT EVERY SECTOR NOT JUST IN BUSINESS , EDUCATION AS WELL. ACCORDING, TO RECENT REPORT AFTER US , INDIA IS THE 2 HIGHEST COUNTRY FOR THE ENROLLMENT COURSES ALL OVER THE WORLD.

THERE ARE MORE THAN 560 MILLION USERS IN THE COUNTRY AND THE NUMBER IS GROWING EXPONENTIALLY. IT MEANS THAT NOW THE ONLINE WORLD HAS BECOME EASIER ACCESSIBLE FOR OUR POPULATION. THE LEARNING MARKET THAT STOOD AT $247 MILLION IN 2016 IS NOE EXPECTED TO REACH $1.6 BILLION BY THE END OF THE YEAR 2021. AS PER THE CONDITIONS RIGHT NOW PANDEMIC SITUATION PEOPLE ARE FORCED TO LIVE INSIDE, THEIR IS A HUGE POSSIBILITY OF GROWTH OS E-LEARNING IT COMES WITH MANY BENEFITS.

THERE ARE 245+EDUCATION TECHNOLOGY STARTUP IN THE COUNTRY THAT IS CHANGING THE WAY OF EDUCATION IS DELIVERED IN THE COUNTRY. IT DOES NOT LIMITED TO SCHOOLS AND COLLEGES. IT HAS HELPED STUDENTS AND OPENED VARIOUS OPPORTUNITIES FOR THEM.

THE DEMAND FOR THE ONLINE EDUCATION WILL CREATE MORE EMPLOYMENT FOR THE LECTURES IN THE FUTURE.SO WE CAN CONSIDER THAT WE HAVE THE BRIGHTEST FUTURE FOR ONLINE EDUCATION IN INDIA. 

Call for Papers – IJR Journal

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Risk Profile

Risk Profiling refers to the evaluation of an individual ability to take risks. It assists in making the risk profile of the investor.
As psyche of every person differs from others. 

People can be classified as:-
Risk-Averse -Don’t want to take up the risk. 
Risk seeker- Is one who is willing to accept greater financial risk in exchange for more profits.
Risk Neutral- These people are neither risk seekers nor averse.
Due to it, new investors can plan their investments by knowing where they stand and what is right for them Mutual Funds, Shares, or Crypto.
Some other benefits –
•It helps in taking the right risk as per requirements and capacity.
•Bring the right investment opportunities to light, so a balance of risk and reward can be achieved.
•Help to identify psychological reactions to unexpected fluctuation in the market.
•Plan for the worst-case scenario.
                 Know your risk Diet

MONEY MADNESS…

In today’s world, Money has become the most important thing in the life’s of people, but a sad thing is it’s going beyond and people were becoming money minded and it’s becoming a madness. Money may be an important thing but you can’t buy everything with money. Yes, it’s true. Money can buy the your physical needs but you can’t buy the internal things like happiness, peace, etc..

GREAT LOSS THAT MONEY IS CAUSING TO HUMAN LIFE:

1.It is making people mad and it’s becoming like an edit to money, always the thoughts of making money rules in the minds of people.

2.It’s spoiling relations between humans, instead it’s tying the people in the bonds of madness.It is live an evil that’s killing the relations of people.

3.Everything is going on money, if you have money people will surround you like flies gather around sweetness and once your money is gone, then see no one will at least look upon you.

4.Some people always run and run to earn more and more money, they are not satisfied and may be their thirst of money has gone so far.

5.Trying to acquire money at all costs, or constantly trying to acquire as much money as you can, could lead you to unethical or even criminal behavior, such as theft or scamming others.

6.Money can create disagreements, between your family, friends, relatives and everyone around you.

7. Money may lead to really dangerous situations or decisions like Divorce between the couples, separation between dear ones etc..

8.Money is indirectly spoiling the relations in human beings, people are loving money and using people, instead of using money and loving people.

9.People are treating people as things and no strong relations are existing in today’s society, if you have money then people will raise you up to the sky ,but once you are left with no money, no one will come to you.

10.Money should be disconnected from you and you should connect with people, because money can’t give you happiness and satisfaction in your life.


A WRITER SAYS:

What Money Can Buy:

A bed but not sleep

A clock but not time

A book but not knowledge

A position but not respect

Medicine but not health

Amusement but not Bliss

Obedience but not faithfulness

A companion but not a friend

A house but not a home.


SO NEVER RUN AFTER MONEY AND SPOIL YOUR RELATIONSHIPS, START CONNECTING WITH YOUR BELOVED ONES AND PEOPLE AROUND…

 

Social Media and Reality

 Uh oh, check this out before that new notification distracts you and makes you waste another 2 hours stalking someone you think is superior to you and make yourself sulk for nothing.

Social Media VS Reality

If we start comparing the pre-social media phase and post-social media phase, many of us will have different views on the same. Let’s say that it was so much better when we didn’t have to spend hours before the screen and actually had some goals specifically for the day.

The physical meet-up with friends and families had its own advantages and better exposure for anyone who liked interacting with people. The white light of phone screens has literally snatched it away from all of us.

We all will accept the fact that technology has brought so many facets that are helpful for us all and provides us a such a level of education and productivity that we wouldn’t have been able to realize without it. If we talk about social media it has allowed for larger and quicker access to information. The information coming to us may be about some celebrity activity, fashion, or recent natural disaster but we cannot claim that we are not informed. 

                     
                   

Like every other thing, social media has its own downsides. There are a lot of questions that arise that if the information we receive is correct? Do we trust the sources giving us the information? Would the addiction of it affect our normal life? Does social media alter one’s understanding of reality? 

The chaos of looking better than the rest in your Instagram posts, sharing your travel location on Facebook, and tweeting on Twitter over the topics that you aren’t even aware of, is just another reason to feel accomplished at that time and then feel anxious upon it. 

THE FAKE BUBBLE OF SOCIAL MEDIA

Don’t get me wrong- social media is amazing. From information, comedies to one’s personal stories, ideas to marketing and targeting people for little to no cost. But as great as all of it is, social media is the most damaging aspect of our generation.

From the new teens to the ones in their 40s, almost everyone participates in the marathon of looking presentable over social media, the cold war between Instagram influencers and digital creators within this marathon is something that can’t be ignored or go unnoticed. It is very common these days where one might create all the scenarios over their online love interest and later realize that it was nothing but treachery with a whole fake identity and several trap accounts, playing with people’s emotions and this act that may sound fun to one, might lead someone with serious trust issues and on the edge of loneliness.

It is high time for every one of us to understand that being on social media platforms can be great and help us deal with almost any kind of boredom, be it by being a part of random group chat, recreating pictures like some “victoria secret” model, and being the queen bee amongst your friend circle, but as far as it looks so fascinating and attractive, one must know that it is nothing but a well-composed online game which was visually created with the actually existing people and none that happens on it, is real and holds any existence. 

WHAT THE WORLD'S LONGEST LIVING PEOPLE EAT AND DRINK?

 

THE IKIGAI DIET – A REVIEW

According to the World Health organization’s report, Japan is the country which has the highest life expectancy of the people.  Okinawa, an area in Japan has the highest life expectancy of overall an average. Okinawa is said to be the most affected area in the World War II.  People were affected by hunger due to lack of resources during 1940s. They recovered themselves from the huge destruction and now they have the longest living citizens.

What they actually do? What makes them special in terms of their life expectancy?

Okinawa is a place in Japan where there is no train and people living there either use cycle or prefer to walk while travelling. This is followed by the Japanese people as it is the province, which is managed by the government.

MIRACLE DIET


People in Japan eat a wide variety of vegetables. They consume at least 5 servings of fruits and vegetables. Minimum 7 types of fruits and vegetables on their daily basis. 30% of their calories comes from the vegetables. Their tables consist of colorful varieties of vegetables.
However, their primary food is White rice, which they consume on their daily basis. They also add noodles sometimes to their diet. 
Their foundation for a diet is grains. They rarely eat sugar if they consume sugar it is only cane sugar. Sugarcane has the several benefits on dietary effects as they have antioxidant property. Eating a bit of sugar after meal avoids tooth decay.

STUDIES OF MAKATOO SUZUKI

  • Sugars are less on their diet. i.e. One third of their diet.
  • Salt 7grsms per day.
  • Few calories food intake.
  • Fish 3 times per week.
  • Lot of legumes and beans.


SANPIN-CHA

Sanpin cha  – a mix of green tea and jasmine flowers. In addition to the antioxidant property of green tea, Jasmine has varied benefits such as they strength immune system and relieve stress. Studies says that Jasmine tea reduces blood cholesterol levels. They drink on an average of three cups of jasmine tea.

GREEN TEA & WHITE TEA 

Green tea plays an important role in longevity. It protects from UV damage, promotes good bone health and prevents against bacterial infection.

White tea has a high concentration of polyphenols which prevents aging. It has the greatest antioxidant power with is equal to dozen of fruit juices. 

Drinking either green tea or white tea everyday reduces free radicals in the body which keep the body young.

SHIKUWASA

Shikuwasa, a citrus fruit which is widely found in Ogimi, a village in Okinawa. Shikuwasa juice is taken after diluting it with water. Their taste lies between lime and orange. As all citrus fruits have high levels of nobility which is a flavnoid, consuming nobiletin protects cancer, type 2 diabetes and obesity.

They also contain Beta carotene, vitamin C & B1 and minerals. They are used in many dishes and widely used in parties as they also serve as a cake.

SO EAT LESS, LIVE LONGER!

Calorie restriction is a very effective way to keep your body younger. Eating more calorie rich food makes one to be lethargic and body is unable to digest the food frequently. Though we don’t have any accurate study on calorie restriction based on longevity, but the data increasingly give information on adequate calorie restrictions will be a protective effect against obesity, type 2 diabetes and heart diseases. Mountain 5:2 is his best way, i.e., fasting one or two days every week and eating normally for the remaining five days.