PM congratulates cities which have secured top positions in Swachh Survekshan-2020

The Prime Minister, Shri Narendra Modi has congratulated cities which have secured top positions in Swachh Survekshan-2020.

The Prime Minister said, “Congratulations to all those cities who have secured top positions in Swachh Survekshan-2020. May other cities also be inspired to further ramp up their efforts towards ensuring cleanliness. Such competitive spirit strengthens the Swachh Bharat Mission and benefits millions.”

Ministry of Tribal Affairs and Ministry of Rural Development Sign a Joint Communication to Promote Sustainable Livelihood Opportunities Among Tribal Women SHGs in Rural India

Shri Deepak Khandekar, Secretary Ministry of Tribal Affairs and Shri N.N. Sinha,Secretary,Ministry of Rural Developmentsigned a Joint Communication on 18.08.2020 for leveraging each other’s strengths to propel the rural economy and jointly promote sustainable livelihood opportunities among tribal women Self  Help Groups (SHGs) under National Rural Livelihood Mission (NRLM).  The occasion was graced by Shri Arjun Munda, Union Minister for Tribal Affairs (MoTA), Shri Narendra Singh Tomar, Union Minister for Rural Development (MoRD), Smt. Harsimrat Kaur Badal, Union Minister for Food Processing Industries (MoFPI),  Smt. Renuka Singh Saruta, Minister of State for Tribal Affairs (MoTA), Sadhvi Niranjan Jyoti, Minister of State for Rural Development (MoRD) and several senior officers.

The features of joint communication are as under:

The DeendayalAntyodayaYojana- National Rural Livelihoods Mission (DAY-NRLM) implemented by the Ministry of Rural Development has built an extensive network of women-led Self-Help Groups (SHGs) in India, including 8.9 lakh ST SHGs. The programme provides institutionalsupports, livelihood services, access to credit and market through its SHGs. Similarly, the Ministry of Tribal Affairs provides grants to the States based on prefixed criteria through a number of initiatives such as Special Central Assistance to Tribal Sub-Schemes (SCA to TSS), Grant-in-Aid under Proviso to Article 275 (1) of Constitution of Indiatothe States having notified STs, Development ofParticularly Vulnerable Tribal Groups (PVTGs) to the States / UTshaving notified PVTGs etc.

Since the initiatives of the Ministry of Tribal Affairs and objectives of DAY-NRLM deeply complement each other, the Ministries have decided to come together to improve the economic opportunities available to tribal women. To take this convergence initiativeforward, the series of activities will be carried out by both theMinistries to synergize the efforts to fetch tangibleresults.

Activities by Ministry of Rural Development will include: identification and mapping of tribal women SHG members and their individual livelihood assets; mapping of common tribal community assets; development of comprehensive proposal for the economic development of PVTGs through the strengthening of their traditional livelihood and  occupations; convergence of GPDPs and CCD plan of OVTG habitations; assistance of SHGs to identify tribal households for enrolment under Van Dhan Yojana; and capacity building and credit access support to tribal communities through SHGs

Activities by Ministry of Tribal Affairs will include: planning support to SRLM to finalize the State Annual Action Plan and inclusion of the plan in its Livelihood Annual Action Plan; promotion of livelihood opportunities among women identified by SRLM through avenues such as Mess Management,Outsourcing works of EMRS schools like housekeeping, cleaning and otheractivities in the EMRSs and Ashram Schools; augmenting the creation of individual as well as common livelihood assets as per beneficiaries identified by SRLM; implementing proposals for PVTG inco-ordination with the SRLM; inclusion of tribal SHGs / PG with majority of members from tribal households in Van Dhan Yojana and providing marketing support to produces fromSHGs and PGs through its marketing network.

Ministry of Tribal Affairs is the nodal Ministry for the welfare of tribals.  At the same time, there are 37 other Ministries, who have to spend assigned percentage of their budget as per mechanism designed by NITI Aayog, under Tribal sub Plan or Schedule Tribe Component (STC) for welfare of tribals. NITI Aayog and Secretary Tribal Affairs have been monitoring STC component of such Ministries regularly as per the mandate given to the MoTA in 2017. The total Central budget under STC component during FY 2020-21 is Rs. 51,000crore and MoTA is monitoring such expenditure through a dedicated web portal(stcmis.gov.in), which captures expenditure data of respective Ministries from PFMS.  The performance of such Ministries in respect of utilization of STC funds can also be seen on Performance Dashboard (http://dashboard.tribal.gov.in), developed by MoTA, which was launched jointly by Sh. Amitabh Kant, CEO NITI Aayog and Sh Ramesh Kumar, Member NITI Aayog on 10th August 2020.   Recently under the guidance of NITI Aayog, all such schemes numbering more than 300 were examined in consultation with respective Ministries, to deliberate how MoTA and sectoral ministries can collaborate and work together for tribal welfare.  

As per STC mechanism, MoRD isspending about Rs.  20000 cr on tribal welfare in 3 main schemes namely Pradhan Mantri AwasYojna (PMAY) which has STC component of Rs 4700 Cr , National Rural Livelihood Mission- Program, STC Component of 1284 cr and rest of expenditure is under MNREGA, which is a demand based scheme. Both MoTA and RD have developed robust IT system and has developed mechanism to share data amongst themselves.  On the basis of data of Anatodya Mission provided by RD, MoTA has done Infrastructural gap analysis of 1170000 villages (available on tritribal.gov.in) with population more than 50% and States have been asked to use this data for making plans in SCA to TSS and 275(1) schemes.   The present collaboration between RD and MoTA is part of such collaborative mechanism, which will go a long way in socio-economic development of STs across the country and strengthen STC mechanism. There is vast scope of expanding such mechanism with other Ministries like Agriculture, Health, Education, MSME and Food Processing to achieve real objective of STC mechanism. 

IS COVID-19 HELPING CLIMATE!!!

Retrieved from dw.com

The environment ministry of Germany affirmed that it would have been impossible to meet the climate goal of 2020 if the corona virus pandemic had not entered the scene, because of its arrival the country was able to see a huge drop in greenhouse gas emissions.

They were hoping to cut emissions down to 40% to achieve below 1990 levels according to the newly implemented policy of 2019 as it is Europe’s largest greenhouse gas emitting country. But it was able to cut only 37.5% of the emissions till the arrival of pandemic. The ministry officials are not clear about the complete impact of pandemic on emissions but it is a calculated possibility that it might have lowered significantly.

COVID lock down rendered polluting industries shut down, the usage of energy and transportation saw a new low so it is expected that emissions level would definitely plunge. The next climate target by European Union is going to be set next month to lower the emission by cutting down to 50% or 55% against 1990 levels. Though some of its countries are against the idea in the view of economic cost. As in order to achieve such goals, many companies with high emission will have to stop functioning or decrease their emission rates which will highly affect their economic growth.

INDORE HITS ‘THE CLEANEST CITY TAG’ AGAIN BY WINNING FOURTH YEAR IN A ROW

Retrieved from jobsvacancy.in

Union Housing and Urban Affairs Minister Hardeep Singh Puri announced Swachh Survekshan awards 2020 in a ceremony on Wednesday and Indore had shone again by bagging the cleanest city award for the fourth year consecutively. The second place was grabbed by Surat and Navi Mumbai of Maharashtra came in third place.

Sanitation workers (Safai Mitra) were brimming with pride when they were honored. In a cleanliness campaign, Indore Municipal Corporations officials, MPs, MLAs and local residents took part with a vim and vigor and their collective participation paid off. The municipal workers kept working despite many areas being sealed due to corona virus and carried on their services to homes which had COVID positive cases as well without a complaint by providing constant supplies of vegetables and grocery and keeping the city clean as well.

The other initiatives which the city undertook were complete ban of single use plastic and implanted ‘Bartan (Utensils)’ bank in order to stop people from using disposable and getting habitual of older habits of using utensils in functions and gatherings. The other endeavor which they pulled off was to treat 15 lakh tonnes of rotting waste and turn Devguradia based trenching ground into forest city inhabited with 60,000 trees.

The Indore Municipal Corporation was able to turn 10 residential colonies into waste free zones and turned home garbage into fertilizer and was able to generate Rs. 40 crore revenue through their waste management techniques. 

Coronavirus Latest Updates: Top 10

  1. After the anti-mask protests, scientists in USA said that they have noticed a trend and conducted experiments which prove that even the cloth masks slow the spread of the virus. It is a very necessary protective layer. They find out that people who wear a mask are mostly asymptomatic. Click here for more information.
  2. Face shields reduced the risk of infection from 19% to zero. The study is published in the medical journal JAMA network.
  3. Humidity is a key factor is the spread of coronavirus. Professor Michael Ward, an epidemiologist in the at the University of Sydney, and two researchers from Fudan University in Shanghai conducted a research which proves that dry air or low humidity is increase the risk of coronavirus spread. The research shows that for a 1% decrease in relative humidity, COVID-19 cases might increase by 7-8 %.
  4. Avaaz NGO conducted a research and concluded that there is a very high percentage of misinformation about coronavirus spreading over Facebook. Facebook algorithm is a major threat to health, they said. They are taking big steps to solve this problem. When someone tries to share a link about COVID-19, they show them a pop-up to connect with credible health information and authorities. Despite its efforts, Avaaz’s report suggests only 16% of the health misinformation it identified on Facebook carried a warning label. The top 10 websites identified by Avaaz researchers which spread misinformation have approximately 4 times as many views on Facebook as information from official sites, such as the World Health Organisation.
  5. In the most comprehensive study of coronavirus patients to date, Massachusetts General Hospital (MGH) and Mass General Hospital for Children (MGHfC) provide critical data, which shows that kids play a huge role in the community spread of the virus than previously estimated. In a study of 192 children of age group 0-22, 49 children tested positive and an additional 18 children had shown illness related to coronavirus later on. The infected children were shown to have a significantly higher level of virus in their airways than hospitalized adults in ICUs for COVID-19 treatment.
  6. Australia has secured access to a promising coronavirus vaccine and will offer free doses to its entire population of 25 million. The vaccine is being developed by Oxford University and the pharmaceutical company AstraZeneca.
  7. Yale has a special saliva test for coronavirus called SalivaDirect. It is much safer and easier to conduct than the universal nasal swab test, which stays short in supply, riskier, painful and not free of cost. Yale conducts the SalivaDirect test for free.
  8. Germany could start the sale of its Coronavirus vaccine in early 2021. The vaccine is in its last stage of testing with high immune results from Stage 1 and 2. Klaus Cichutek, head of the Paul Ehrlich Institute, confirmed it. Russia will start the sale of its coronavirus vaccine at the end of this month.
  9. Most Americans say they are embarrassed by US response to coronavirus, concluded in a survey. Professors at the University of Michigan say they have NO CONFIDENCE in the administration’s plan to control the virus and Collin county said that they have NO FAITH in the state coronavirus data.
  10. Los Angeles stops the supply of electricity to a celebrity’s house. The residents violated the government rules and were throwing parties frequently attended by many. They say it is a warning for all the others who violate the rules.

When art couldn’t be completed

The Virgin and child with Saint John and Angels reminds first that art is made by people. We don’t know why this was left unfinished. It may have been at a patron flaked or that a more interesting opportunity arose. Artists are not like Geniuses who are fundamentally different from us, but human beings who live in time and space like any of us. Great artists are both making history and being subjected to it. Like us. They fail to finish things because they get bored or because they discover a problem they can’t figure a way around, or because they received word that a loved one is sick and they must abandon work to care for them. Still, there can be so much wonder and beauty to unfinished art. The figures to our left are just coming into being almost sculptural. In their outline in the center of the picture, Mary is trying to hold a book away from the baby Jesus, which 16th century dealers would have known to be part of the book of Isaiah that foretells of a Messiah pierced for our transgressions and crushed for our iniquities. Even when your kid is the son of God, I guess he still want to protect him from suffering other times. The historical significance of an artwork is not so much the work itself as its context. Like in the United States, we have a tradition of the official presidential portrait and with the major exception of candy, wiley’s portrait of President Obama, most of these portraits are. I’ll put this charitably. Competent but uninteresting. It’s like I’m touching papers. I’m also touching papers. I prefer holding my paper, as Do I. I’m touching papers, ball, holding my place in a book, and so on. Anyway, Franklin Delano Roosevelt’s official presidential portrait is exactly as you’d expect. It’s you know, competent, but by far my favorite painting of FDR. The unfinished watercolor painted by the Russian American artist Elizabeth Shoumatoff in April of 1945, FDR was seated at a card table and Shoumatoff had only been painting for a little while. When the president said. I have a terrific pain in my head and collapsed. He died later that afternoon. She would have never completed the painting, but she did later make a finished portrait based from memory and in that finished portrait. Of course the president is holding paper. Both portraits romanticize a frail old man. I mean, the day before Roosevelt looked like in a photograph, but anyway, shoumatoff’s unfinished portrait is more arresting and powerful than her completed one. It’s a fierce and riveting reminder that to quote the last words of another US President, We are all going. The unfinished painting power is partly in its historical context. Of course. I mean, if the artist had because she had a hand cramp, the picture wouldn’t mean as much. But then all art is context dependent. Really, all everything is context dependent. In a similar vein, I love Benjamin West’s unfinished painting Treaty of Paris, which was supposed to commemorate the treaty ending the US Revolutionary War leaders of the American independence movement, including Benjamin Franklin are depicted here, but the British delegation refused to pose for a picture commemorating their defeat. Other times work goes unfinished because the artist dies. Such was the case with horror nights. Unfinished portrait of Vijayalakshmi Pandit, former president of the UN General Assembly, or the Gustav Klimt’s painting called the bride, which was left incomplete when Clint died in 1918. As a result of a global flu pandemic and then there is the gut wrenching story behind Ford Maddox Brown’s painting. Take your son, Sir, which showed his wife Emma holding their newborn son, Arthur Brown, abandoned the painting in 1857 when Arthur died at just ten months old. In this way an unfinished painting can be a kind of memorial to an unfinished life.

Unfinished paintings can also be important to curators and conservators trying to understand our history, like take, for example, Perino Del vaga’s painting of the Holy Family with Saint John the Baptist. You can see the map the artist laid out, known as underdrawing, and in doing so, clips some of the techniques used to construct perspective and facial features. As met curator Kelly bomb. Put it. An unfinished painting is almost like an X Ray, which allows you to see beyond the surface of the painting. To what lies behind earlier versions preparatory sketches, all the underlying architecture, which is normally disguised and suppressed in that sense, unfinished paintings can become a kind of archaeology like almost 2000 years ago, plenty the elder wrote in his Natural History. The last works of artists and their unfinished pictures are more admired than those which they finished because in them are seen. The preliminary drawings left visible and the artists actual thoughts and then of course, unfinished. Ness can also be an artistic choice as it is in the portrait by Kerry James Marshall, where there is no black in the artist’s palette. And the paint by numbers work in the background remains unfinished. The tradition of intentionally not finishing something, sometimes known in art history circles as the non finito is widespread in art history. The art historian Carmen Baumbach has argued, for instance, that the astonishing portrait was considered complete if unfinished, by Leonardo Davinci, and this gets at a complex question in art and in life. Does something have to look finished to be complete?

Humanity is going to be in declining stage as faster than you are thinking.

As we all are aware of the current situation and what has happened all around the world.Due to which we have lost our loved ones,family members and some places the situation are so worse that full families have been lost their lives into this pandemic.It has came as a curse in the normal life of the people for some there is nothing left in this life for some the future seems of blank pages with nothing left in their hand.Only one thing can save is the God’s grace.But personally I would like to tell you all,’its not that one thing can decide the whole future you all can stand and be an inspiration to many.Face the storm right now and your future will shine like anything’.

Now,if we talk about the major concern in coming years is one most important topic of all is the slowly declining of human population which is not going to be good for the ecology due to which there will be many implications.This is what the data is showing and it feels like at a point that it is not a good situation for the future generation.A study of Lancet clearly says that slow and steady decline is not good for environment and future of human beings.Lets consider some important topic:

1)Analysis says that China’s population could be down to half of its population currently,India will have 300 million less population by 2100:

Lancet study says that India will be at peak in the year 2048 with 1.6 billion people but till 2100 it will have 300 million less people.It is said that including China and 23 other countries they are Spain,Japan would be at severe drop at in their population around 50%.

2)Due to fall in population it the fertility will be collapsed:

At 2.1 children per woman is the new outcome which the country will see.Already collapsing of fertility has started in every country including India.If the fertility comes below 2.1 than the country is below replacement level.

3)It is also predicted that from 2020s till 2100 will have the largest workforce:

As it is clearly seen that till now only the advanced countries were having the great strength of workforce from all around the world but now as India will be crucial country and it has already been considered the best developing nation in recent times.If we take example of Japan,it has the increased life expectancy more than one third of its population is over 60 years.But it is considered to be the smallest country as working age population.

4)Economic Burden the countries are going to face due to shrinking population:

In the year 2017,every person who used to turn 80 years old,there were 7 births.But it will come down to one in the year 2100.This is because right now the population of 80 plus is grows to 866 million from 141 million today.In 2017 it was noted that the average age was around 32.6 years but till 2100 it is going to rise to around 46.2 years.Other major economies like US and Australia will see decline in their workforce and India will see a peak in workforce in the year 2040s.Nigeria will peak in the end of the Century.

Lancet predicted that India will be at no 4 position in largest economy by 2030 and 3rd largest by 2050.It is also expected that China will be largest economy by 2050.All this data will more cleared in the year 2024 where the final report will be presented.

Common Eligibility Test

The Union Cabinet meeting chaired by Prime Minister Narendra Modi decided that a single exam will be conducted to fill vacancies for all Central Government jobs. This exam will be called Common Eligibility Test (CET) and will be conducted by National Recruitment Agency.

According to secretary of Department of Personnel and Training, C. Chandramouli there are around 1.25 lakh vacancies in Central government jobs for which almost 3 crore aspirants sit every year. For now CET will be conducted for group B and C non technical jobs. Till now the central government jobs were conducted by Staff Selection Commission, Railway Recruitment Board and Institute of Banking Personnel Selection. The national recruitment agency will have representatives from all three agencies mentioned. The CET exam will be conducted once a year for three different levels which are for 10th pass, 12th pass and graduates. The CET will be just preliminary examination and if the agency wants they can conduct the specialised tier examinations.

CET will be conducted online. It has been planned that every district will have an examination centre for this and special focus will be given 117 aspirational selected districts. It will be conducted in 12 different languages so that more and more candidates can apply. the marks obtained in the seat will be valid for a period of three years.

Is India truly free after Independence!?

Democracy is a government meant for the people, as it is by the people, and of the people. The news that us currently making rounds in the country is mostly about corruption, black money, Swiss bank accounts and what not. In this era, everyone wants to earn money without hard work.

The politicians of this country crave for money today. All they do in their long tenures is hog money illegally. Today many of these politicians are preying on the nation itself, which is very disgusting and immensely horrible to describe. We even talk a lot about unification or unity in diversity. Where did this unity disappear during the “Godhra incident”? India did lack the day so called brotherly feeling during the 92-93 Mumbai blasts as well as the 26/11 Mumbai terror attacks. When the media thinks of setting down and decides to focus on some other interesting topics, we say everything is fine, but what about the lives lost, the wives widowed and children orphaned?

The politicians even try to divide people on the basis of religion. Just take the example of Ram Mandir v/s Babri Masjid issue. These politicians present themselves in frontnif people for votes at the time of elections, saying that they will promise to build a respective religious place of worship. They just bribe the people for votes. After they win the elections, they simply abscond. They loot the money of the people and fool them. In this way, they try to segregate the people and create communal violence across the country, thereby breaking the unity and integrity of the nation.

I don’t think there is any state in India which can claim to have stable government. We at times forget that the land of the country’s territory belongs to the nation first and then to the states. We have even heard of tonnes if food grains rotting. Each grain is a token of happiness and satisfaction to the hungry stomachs of the poor, yet the Government has the audacity to let it rot without distributing the food grains amongst the needy.

I feel, currently in India only rich become richer and the poor beg for a living, and hence we love in an era of ignorance. We see the temples plundered, mosques demolished and the churches ransacked. So where is the so called brotherly love here!?

Japan got it’s freedom in 1945. It came out superbly from the shock of atomic attacks. India got freedom two years later still it is no match to the Japanese technology and competence. Instead, we rely on them for the construction of railways and roadways.

In India there have been some changes and development in the past few years, but they are not considerable in number. There are many changes and developments yet to to be done. We can see a lot of evil, dirty practices and policies going on in India that are huge in number even after Independence.

But do we do anything to stop all these? We think that someone, somewhere will take the initiative in order to control the situation to buy we don’t actually figure the fact that in one way or the other everyone thinks the same. Everyone has the same mentality. They think that why should I care about all these things when there are many others to think about it.

But we are wrong. If everyone thinks like this, do you think India can call itself a developed nation or a super power within 20-30 years? Do you think India will achieve this rank? Our country needs us, and by doing something for the country we can make a big difference. We say that India is a country of the youth, but what is the use finally the youths of this country sit quitely and watch all these atrocities and injustice? So, it is up to us, how seriously we take these issues and however solve them. Being the future citizens of India, it is our duty to lead our country to a better future.

On 15th August, evey year we celebrate Independence Day, but I feel, sadly, India is not truly free even after getting it’s independence.

Cyberbullying

We all are very nicely aware of this term and still many of us take this in a not so serious way. But this problem has a major impact on today’s generation. Now, what exactly is cyberbullying? It is any sort of humiliation that can be done to any individual by using digital devices or any digital platform. Cyberbullying can take place through SMS, Email, and Applications, or online via social networking, blogs, or gaming where people can access, engage in, or exchange information. Cyberbullying means mailing, publishing, or exchanging derogatory, damaging, misleading, or mean information regarding someone else. Which may involve revealing sensitive or private knowledge about someone else causing shame or humiliation. Some cyberbullying crosses the line of illegal or criminal behavior.

Given the proliferation of social networking and public platforms, tweets, videos, updates, and information posted by individuals may also be accessed by both outsiders and associates. Content and human web communication – including their personal information and any derogatory, rude, or malicious material – provides a kind of permanent public archive of their opinions, behaviors, and behavior. This public record may be used as an electronic profile that can be made available to teachers, jobs, universities, organizations, and anyone that might be investigating a person now or in the future.

When you find early indicators that a child may be engaged in cyberbullying, take action to examine the child’s digital behavior. Cyberbullying is a type of abuse, so parents will adopt the same path to handling it: help the person being harassed, fix the offensive actions of the offender, so reassure children that cyberbullying is being taken seriously. Since cyberbullying occurs online, reacting to it involves a range of strategies.

Many states have regulations allowing schools to respond to abuse. As cyberbullying has become more common through the usage of technology, multiple jurisdictions now have cyberbullying or cyber-bullying offenses in these statutes. Schools can take action, either as necessary by statute or through local or school policies that encourage them to discipline themselves or to take other action. Few States do include laws to tackle discrimination in situations where it impacts school results. You will read about the laws and regulations of will jurisdiction, including how they include cyberbullying.

And guys please don’t overlook this, as this is a really serious problem , particularly for adolescents, but that doesn’t mean it can’t happen to the elders. Consider that personally and address issues with your parents and others that are near. Bear in mind, and remain healthy.

How President of India is elected ?

The president of India, is the ceremonial head of state of India and the commander-in-chief of the Indian Armed Forces.

The president is indirectly elected by an electoral college comprising the Parliament of India (both houses) and the legislative assemblies of each of India’s states and territories, who themselves are all directly elected.

Although the Article 53 of the Constitution of India states that the president can exercise his powers directly or by subordinate authority, with few exceptions, all of the executive powers vested in the president are, in practice, exercised by the prime minister (a subordinate authority) with the help of the Council of Ministers. The president is bound by the constitution to act on the advice of the prime minister and cabinet as long as the advice is not violating the constitution.

Origin

India achieved independence from the British on 15 August 1947, initially as a dominion within the Common wealth of Nations with George VI as king, represented in the country by a governor-general. Still, following this, the Constituent Assembly of India, under the leadership of B.R.Ambedkar, undertook the process of drafting a completely new constitution for the country. The Constitution of India was eventually enacted on 26 November 1949 and came into force on 26 January 1950, making India a republic. The offices of monarch and governor-general were replaced by the new office of President of India, with Rajendra Prasad as its first incumbent.

The Indian constitution accords with the president, the responsibility and authority to defend and protect the Constitution of India and its rule of law. Invariably, any action taken by the executive or legislature entities of the constitution shall become law only after the president’s assent. The president shall not accept any actions of the executive or legislature which are unconstitutional. The president is the foremost, most empowered and prompt defender of the constitution (Article 60), who has pre-emptive power for ensuring constitutionality in the actions of the executive or legislature. The role of the judiciary in upholding the Constitution of India is the second line of defence in nullifying any unconstitutional actions of the executive and legislative entities of the Indian Union.

Difference between democracy and republic is a minor one where democracy refers to the government elected by the people while republic refers to the Head of the state elected by the people.   

In India, Prime Minister is the head of government while President is the head of the state. In England, Prime Minister is head of government and Queen is the head of the state. Since Prime minister is elected by the people of England but Queen is not, England is a democracy but not a republic. But in India both the head of the government as well as state both are elected by the people of India, India is a democratic as well as republic.   

As per Article 52 of the Constitution of India, there shall be a President of India and the executive powers of the Union shall be vested in the President. The President of India is the first citizen and represents the Indian nation and does not, therefore, belong to any particular political party. Election of President is conducted by the Election Commission of India. He / She  is indirectly elected by the people of India as the representatives of the people through an Electoral College.   

The main reasons behind the indirect election of President of India as discussed in the Constituent Assembly were –  

• If the direct election of the President were adopted, the Presidential candidate who has to carry on an election campaign from one corner of the country to another will certainly be put up by some party or the other, which may cause political excitement and generate party feelings. Thus the person elected to the Presidential office through this means will never be able to forget his party affiliations.  

• A directly elected President may not be content with his position of a mere constitutional head and can claim to derive his authority directly from the people. So, if he wanted to assume real power, it would lead to a constitutional deadlock.  

The Electoral College constitutes the elected members of Lok Sabha, Rajya Sabha and State Legislative Assemblies who elect the President through proportional representation single transferable vote.   

Candidate who corners the majority i.e. more than 50 percent of votes is the winner but it is possible that four aspiring candidates A, B, C and D gets 35 %, 30% 25 % and 20 % respectively and no one gains more than 50% of votes. In this case, single transferable vote is used where each voter gave preference to each candidate as first, second, third of fourth preference. Since in the said example, D gets least number of first preference votes, He will be eliminated from the race and his votes will be distributed among the other contestants on the basis of the second preference.   

The Proportional Representation is followed by assigning a value to the votes of MP and MLA. Each member of the Electoral College who is a member of a State Legislative Assembly will have a number of votes calculated as follows : 

On vote of MLA = Total population of state/ Number of MLAs in the state x 1000 Fractions exceeding one half being are counted as one.   

For example , The population of Punjab is 1,35,51,060. Let us take the total number of elected members of the Legislature of Punjab to be 117. Now applying the aforesaid process, if we divide 1,35,51,060 (i.e. the population) by 117 (i.e. the total number of elected members), the quotient is 115821.0256. Therefore, the number of votes which each member of the Punjab Legislature would be entitled to cast is 115,821.0256/1000 i.e. 116.  

The value of a vote of MP is = Total value of vote of all MLAs/ Total No. of MPs  

In 2012 Presidential elections,  Value of vote of each elector in Parliament = 1025179/776 = 1321(without fraction)  

Total value of votes of Parliament = 776 x 1321= 1025096  

Total value of votes of State electors (4120 MLAs) = 1025179  

Total value of 4896 electors for Presidential election in 2012 = 2050275  

In this manner, total 4896 electors from the country will vote to elect the President of India through a single transferable vote. In order to be elected as President of India, he / she    

• Must be a citizen of India. 

• Completed 35 yrs in age. 

• Eligible to be a member of Lok Sabha. 

• Must not hold any Government post     

Supreme Court inquires all disputes regarding President’s election. President takes oath in presence of Chief Justice of India, or in his absence, senior most judge of Supreme Court.

Impact of Insurance Bill

Insurance is a means of protection from financial loss. It is a form of risk management, primarily used to hedge against the risk of a contingent or uncertain loss.

An entity which provides insurance is known as an insurer, insurance company, insurance carrier or underwriter. A person or entity who buys insurance is known as an insured or as a policyholder. The insurance transaction involves the insured assuming a guaranteed and known relatively small loss in the form of payment to the insurer in exchange for the insurer’s promise to compensate the insured in the event of a covered loss. The loss may or may not be financial, but it must be reducible to financial terms, and usually involves something in which the insured has an insurable interest established by ownership, possession, or pre-existing relationship.

The insured receives a contract, called the insurance policy, which details the conditions and circumstances under which the insurer will compensate the insured. The amount of money charged by the insurer to the policyholder for the coverage set forth in the insurance policy is called the premium. If the insured experiences a loss which is potentially covered by the insurance policy, the insured submits a claim to the insurer for processing by a claims adjuster. The insurer may hegde its own risk by taking out reinsurance, whereby another insurance company agrees to carry some of the risks, especially if the primary insurer deems the risk too large for it to carry.

Insurance sector in India has seen instrumental change since the last two decades when there was only one player namely Life Insurance Cooperation (LIC) before it was opened up for the private and foreign players. Currently, there are 28 players in the non life insurance business and 24 players in life insurance thus infusing the competition in the sector. The Insurance Regulatory and Development Authority (IRDA), headquartered at Hyderabad, being the regulatory authority of the insurance sector in India is the sole authority which frames regulations for the sector, ranging from registration of insurance players to protection of policy holders’ interest, thus aiming to regulate and promote the growth of the insurance sector. 

The Insurance Laws (Amendment) Bill, 2015, which intended to increase the FDI limit in the insurance sector from 26% to 49% apart from introducing several other changes, got the nod of the parliament on March 12, 2015 after much deliberations. The bill is expected to provide a major fillip to growth of the sector. Some major changes introduced by the bill are as under –

Capital Infusion


Apart from increasing the foreign holding, the bill also provided various other avenues and flexibility in raising the capital for the cash strapped sector. The current insurance penetration is just 3.9% in India. The capital infusion would not only increase the penetration of insurance which is need of hour, but would also augment the product diversification.


Consumer Interests


In order to curb the miss-selling, heavy penalties have been imposed on intermediaries and insurance companies for misconduct. The penalty is increased to up to INR1.0 crore for the insurance companies and up to INR10,000 for agents depending upon the nature of violation. This would work as a deterrent to the companies and agents for any miss-selling. Further, if the policy is older than three years, no life insurance policy can now be rejected by the insurer on any ground. This will motivate insurers to strengthen their underwriting standards and increase faith amongst consumers and protect the policyholder’s interest. Ban is also imposed on multilevel marketing schemes.  

Commission and Pay Outs

The bill confers the power to determine the quantum of commission, pay outs and other expenses to the IRDA. From now onwards, IRDA would try to bring more transparency in the sector for the benefit of the end consumers. Meanwhile, agents and intermediaries have been banned from more than one company. 

Empowering IRDA

Empowering IRDA to frame operations related rules and regulations would provide it with the opportunity to adapt quickly with the changing environment while securing best interest of the policyholders. IRDAI is now empowered to regulate key aspects of operations including solvency, investments, expenses and commissions etc. It also empowers the Authority to regulate the functions, code of conduct, etc., of surveyors and loss assessors.

Changes in Health Insurance Sector

Under the revised regulations, minimum capital investment in health insurance sector has been increased to Rs 100 crore, to ensure that only serious players are present in the sector. The amendment Act has also expanded the definition of health insurance business by including travel and personal accident cover. This would result in further growth of the health sector, which is one of the most under-insured segments in India.

Thus the new amendments in the Insurance sector aims to bring a holistic improvement in the sector by augmenting competition, infusing capital, introducing product diversification as well as safeguarding the interests of the final consumer. In this way, insurance business can increase its depth and penetration in conformity to the developed world.

HEAD ON (2004) AND, THE ROARING TWENTIES (1939) MOVIE REVIEWS

HEAD ON (2004)

Head On is about two Turkish immigrants living in Hamburg. Sibel wants to get married because she wants freedom so she doesn’t want to live with her family. Cahiit is a guy in his 40s who’s addicted to booze and drugs. Sibel meets him at a mental institution and asks him if he would marry her. They would just be labelled as married but ehy would not be actually behave like a married couple.They will just have to live together, but they could see other people. But soon they develop feelings for each other, and things don’t go right.

 

This is a great meditation on two characters, and nicely shows how these two different people find themselves in the midst of their so called marriage. They face many emotional ups and downs, and its all portrayed in a very poignant way. I also liked the style that Fateh Akin has adopted, the first half is more of a not so intense drama filled with music. The music often playing an instrumental role in taking the story further. The second half is way more intense, with characters facing consequences for their actions and coming to understand themselves better.

 

The performances are excellent, I felt like I was myself experiencing the despair that they went through. The characters are so well fleshed out that you actually relate with them. Birol Unel is great as this alcoholic, he’s kind of this rough nihilistic guy in his 40s. Sibel Kekilli is as good, her arc is way more tragic.

 

I was really impressed by the bleak and unsettling story, it affected me deeply. It’s bitter to watch but everything is shown really beautifully. It’s also very human and realistic, and very different from most mainstream love stories. In the end, Head On is a great piece of filmmaking. It’s poignant, moving, unsettling and one of the best tragedies I’ve ever seen.

THE ROARING TWENTIES (1939)

The Roaring Twenties (1939) is about Eddie Bartlett (James Cagney) who returns to America after fighting in the first world war. America is under the prohibition law which bans manufacture and sale of alcohol. Eddie gets into the bootlegging business and his business flourishes. The film is basically about his rise and fall, shown in the span of twenty years.

 

The Roaring Twenties has inspired most gangster films that you see today.The layered screenplay with cracking dialogues and one liners make this a massively entertaining film. James Cagney as Eddie carries the film with such ease. He’s so charismatic as this character, it was amazing seeing him. This film is one of Bogart’s earliest roles and he kills it as this short tempered and sadistic world war vet. I loved the way they’ve shown characters turning against each other and all the mindless gun slinging. Even the love triangle in this movie was really well done, and unique for that time period.

 

The film immaculately portrays the roaring twenties, a time when the U.S. prospered a lot, also a time when there was the prohibition law. It was a time of modernisation and I just loved how the film captures it in the background. I also really liked the music along with the jazzy score, adding to the glamour of that time period. Raoul Walsh has directed this epic time period very gracefully.

 

All in all, The Roaring Twenties is a slick gangster flick, with great writing and one of the best performances ever given by James Cagney.

FILM SUGGESTIONS – O BROTHER, WHERE ART THOU (2000) AND RUN LOLA RUN (1998)

  1. O BROTHER, WHERE ART THOU (2000)

 

O Brother, Where Art Thou is set in 1937 Mississipi, and it’s about Ulysses Everett who escapes from prison with his two companions Pete and Delmar. Their goal is to now find the treasure that Ulysses had buried, without getting caught by the authorities. And we are shown all the problems and chaos that they encounter on the way. It’s based on the greek poem Odyssey by Homer.

I like what Coen brothers have done with this movie, they have nicely captured the depression era. There’s a lot of attention to detail to create a sense of that time period. The extensive use of the sepia tint adds to it. The characters are all whacky and nicely done. Our leads George Clooney, John Turturro, and Tim Blake Nelson are excellent as these convicts. Even the minor characters made me laugh as they are all eccentric, like the scene with Coen’s long time collaborator, John Goodman was the most memorable because of how surreal and funny it was.

As always, the writing is really fine. Coen Brothers know how to create a clever southern crime comedy. It’s really funny and entertaining. And it’s all very unique! I’ve never seen anything like this.

I really liked how they’ve used folk and country music. The music is important to the film as it precedes the story. The film would not have been the same without the music.

All in all, O Brother, Where Art Thou is one of the many perfect films made by the Coen Brothers. It’s odd, unpredictable, hilarious, and original.

 

  1. RUN LOLA RUN (1998)

 

In Run Lola Run, Lola needs to bring 100 grand marks under 20 minutes or her boyfriend would have to face some consequences from his employer. We are shown three different scenarios, on how Lola secures the money.

This is no brain entertainment at it’s best. The film is thrilling and fast paced. It does a great job at creating tension. The fast editing is really cool and I even liked the use of animation. The high beat techno music elevates the tension. The film just begins without introducing the main characters, indicating that we have no time to breathe. I’d like to praise the director for how innovatively he has used fast takes, quick cuts, slow motion and panning to create this adrenaline filled experience. I also liked how well put together all the little elements of the plot were. All three scenarios tie together perfectly.

The film is basically about how every small decision we take affects our life. The movie shows this in three different scenarios. A lot of details are used to show how if one little thing had not happened to a particular character, his/her life would have been different. It also portrays the importance of time. For an entertaining thriller, it portrays all this quite effectively.

I’d highly recommend this movie, it’s a well made film that is easy to watch. It’s a fun fast paced thriller.