Women organizations and their role in India

Women’s Organisations emerged in India as a result of the spread of education and the establishment of the notion of the new woman. There was an improved level of communication among women which made them aware of the different problems that they faced and their rights and accountabilities in society. This awareness led to the upsurge of women’s organizations that fought for and signified women’s causes

An exclusive feature of the Indian women’s crusade is the fact that early efforts at women’s liberation were set in motion by men. Social reformers such as Raja Ram Mohan Roy, Maharishi Karve, and Swami Dayanand Saraswati challenged the conventional subservience of women, stimulated widow remarriage, and supported female education and impartiality in matters of religion, among other issues. Mahila mandals organized by Hindu reformist organizations such as the Arya Samaj and Brahmo Samaj encouraged women to go out of the boundaries of their homes and interact with other members of society. Pandita Ramabai, who was considered as one of the innovators of the feminist movement, with the help of Justice Ranade established the Arya Mahila Samaj in 1882. She envisioned creating a support network for newly educated women through weekly lectures and lessons at homes, where women could learn and gain confidence through interactions.

Women’s auxiliaries of general reform associations also served as a ground for women to deliberate social issues, express opinions, and share experiences. The Bharata Mahila Parishad of the National Social Conference was the most protruding among such opportunities. Though the National Social Conference was formed at the third meeting of the Indian National Congress in 1887, the Mahila Parishad was launched only in 1905.

These initiatives greatly influenced the social status of women. Early attempts at encouraging women to converse outside their families and local committees thus, stemmed from the broader social reform movement and efforts to upgrade the conditions of women.

The pre‐Independence period saw women’s issues related to the nationalist agenda at various junctures. In this period, a major enhancement of women was in terms of political participation of women, calling for a redefinition of conventional gender roles. Women began openly demonstrating their opposition to foreign control by supporting civil disobedience actions and other forms of protest against the British. Opportunities to organize and participate in agitations gave women much‐needed confidence and a chance to develop their leadership skills. Cutting across communal and religious barriers, women associated themselves with larger problems of society and opposed sectarian issues such as communal electorates. Political awareness among women grew, owing to a general understanding that women’s issues could not be separated from the political environment of the country. During this period, the initial women’s organizations formed within the historical background of the social reform movement and the nationalist movement were as follows.

•The Women’s India Association (WIA).
National Council of Women in India (NCWI).
•The All India Women’s Conference (AIWC) in 1917, 1925, and 1927 correspondingly.
Each of these organizations emphasized the importance of education in women’s progress.
•The WIA, created by Margaret Cousins in Madras, worked widely for the social and educational emancipation of women. •Associated with the Theosophical Society, it encouraged non‐sectarian religious activity and did creditable work in promoting literacy, setting up shelters for widows, and providing relief for disaster victims.
•Women in Mumbai, Chennai, and Kolkata through networks developed during World War I work, allied their associations together, and created the NCWI in 1925. A national branch of the International Council of Women, its most prominent member was Mehribai Tata, who aggressively campaigned against inert charity and advised men to support female education.
•The most important of the women’s organizations of the time was the All India Women’s Conference. Though its initial efforts were directed towards improving female education, its scope later extended to include a host of women’s issues such as women’s franchise, inheritance rights.

The Constitution of India enlisted in 1950 which permitted equal rights to men and women. Rights such as the right to vote, right to education, right to enter into public service, and political offices brought in satisfaction among women’s groups. In this period, there was limited activity in the area of women’s rights. Many women’s organizations such as the National Federation of Indian Women (1954) the Samajwadi Mahila Sabha (1559) were formed to work for supporting the cause of Indian women. Since the country was facing a social, political crisis after British rule, many demands of the women activists were not supported by the Government. But during this period from 1945, the Indian women got an opportunity to participate in confrontational politics.



In post-independent India, the women’s crusade was divided, as the common opponent, foreign rule, was no longer there. Some of the women leaders formally joined the Indian National Congress and took a powerful position as Ministers, Governors, and Ambassadors. Free India’s Constitution gave universal adult franchise and by the mid-fifties, India had fairly liberal laws concerning women. Most of the demands of the women’s movement had been met and there seemed few issues left to organize around. Women’s organizations now observed that there was an issue of implementation and consequently there was a pause in the women’s movement.

Some women organizations such as the Banga Mahila Samaj, and the Ladies Theosophical Society functioned at local levels to promote contemporary ideas for women. These organizations deal with issues like women’s education, abolition of social evils like purdah and Child marriage, Hindu law reform, moral and material progress of women, equality of rights and opportunities.

It can be believed that the Indian women’s movement worked for two goals.

•Uplift of women.
•Equal rights for both men and women.

Currently, there are many women organizations in India:

•All India Federation of Women Lawyers
•All India Women’s Conference
•Appan Samachar
•Association of Theologically Trained •Women of India
•Bharatiya Grameen Mahila Sangh
•Bharatiya Mahila Bank
•Confederation of Women Entrepreneurs
•Durga Vahini
•Friends of Women’s World Banking
•Krantikari Adivasi Mahila Sangathan

The major objective of this organization is:

•Strengthening and building new initiatives, networks, forums, etc., for protecting women’s rights
•Monitoring the Government of India’s commitments, implementing the Platform for Action with special focus on the eight-point agenda discussed at the Conference of Commitment, CEDAW, the Human Rights, and other United Nations Convention.
•Advocacy, lobbying, and campaigning on women-related issues.
•Information Dissemination and Documentation.
•Solidarity and linkages with other regional and global forums.


Another women organization in India is Swadhina (Self-esteemed Women) which was formed in 1986. It is principally a civil society organization focused on the Empowerment of women and Child Development based on Sustainable Development and Right Lively hood. At Swadhina, it is believed that positive social change has a direct effect on the lives of women and that change is possible only through equal and spontaneous participation of Women. Organization members are active in five states across the country in remote tribal districts of Singbhums in Jharkhand, Purulia, and West Midnapur in West Bengal, Kanya Kumari in Tamil Nadu, Mayurbhanj in Orissa, and East Champaran in Bihar.

Due to the women’s movement, several legislations were passed like the Equal Remuneration Act, Minimum Wage Act, Maternity Benefit Act, etc. to ensure equal status to women in society & more importantly at work. However, illiteracy amongst the major women workforce (87% of women are employed in the unorganized sector), fear of losing employment & lack of awareness of the laws enacted to protect them, make it difficult for women to benefit from them.


A girl should be two things:

who and what she wants.

Personal Habits: Over-Apologizing

How would it feel when a person you know apologizes for something which isn’t their fault? If someone dashed into him, he would apologize saying, “ I am sorry, I didn’t see you coming my way.” There is a limit for everything and after a while it feels weird to hear them say sorry for so many things. 

There are so many factors that lead you to apologize for things. It could be how you have been raised or it’s something you have seen your family do, maybe it’s how you see the world. Apologizing is good for finding peace in conflicts or relationships. You say sorry for the mistake you have made so you don’t repeat it again. It reassures a person that you genuinely didn’t expect the outcome that has come and you want to amend your mistake. 

You should not apologize for something you have not done or you have done for something that needed help. When you dash into someone, you apologize because you should have seen him coming, but you shouldn’t apologize for someone who dashed into you when you have been standing quietly. 

A lot of people apologize for the reason of avoiding conflict or because they feel that they made the other person feel bad. It usually is either of them. Sometimes, it’s guilt that drives them. Guilty for joking/pranking, guilty for ignoring them, guilty for not asking them or the feeling of guilt for putting themselves first.

Reasons why you feel like apologizing:

  1. You were taught to put others first: When you were a kid, you saw someone fall down. You rush to their aid and lift them up with your itty-bitty strength, and they thank you for helping them. You are praised by your family and the incident’s talked about at various family gatherings. It gives you the feeling of responsibility and makes you feel that you have to put others first and it should be your priority over anything. Fast forward to now, your friends ask for your help on their project, and you rush. You complete their project but yours gets delayed. Your sir calls you out in front of the class saying that you delay your work because of your laziness and your friend doesn’t stand up. Neither do they tell the sir after nor give you credit. You don’t say anything because your friend was first even if you were called out. You apologize to sir because you couldn’t finish it and not for helping your friend before yourself.

Truth: By putting others first, you don’t gain much but you do lose out on time that you could have used for yourself. If you had taken time to complete yours along with theirs, the work would have been completed quickly and efficiently with time to go over errors.

  1. You were taught to help others without seeing what you need: You always gave your grandpa medicine on time, you helped your mother in cooking, you would take the newspaper to your dad along with his morning tea/coffee, and you were always told to help people. Today, you help someone, no matter how much stress/workload you have. They ask for anything and you help them out. Sometimes, it’s just a text to their crush on how to ask out and you help them, despite the deadline of your project. So you apologize when you can’t help them because you are placing yourself first.

Truth: You need to see what help you need first so you can complete the necessary task at hand. The text can be sent anytime but your deadline can only be given once. You need to help others but you need to see if it is something that actually needs help.

  1. Scolded when you placed more importance on yourself: A lot of children are told to share and to not be selfish. If you have 2 chocolates, give it to your friend because you are a “good boy/girl”. After growing up, whenever you need new shoes or your family needs a new appliance, you choose the second option because it feels like a need but yours feels selfish.

*Appliance is used twice and placed for “Future Use”*

Truth: Sometimes, being selfish is good. You need new shoes and your home has enough appliances. By getting new shoes, you will stop getting the foot ache that you have been facing for the past 2 months. If you get new shoes, then you can work with more focus and more energy. 

  1. Avoiding Conflict: In most cases, when you were a kid, your tantrums would cause your parents to scold you and you would face punishment, or your friends would distance you because you get angry frequently. The last one pushes a child to socializing issues and causes anxiety on how others perceive them for every single action they take. So, they apologize whenever someone raises their voice a little bit, no matter what the conversation is about. They want to avoid the conflict because they don’t want to face what happened earlier and become outcasted.

Truth: You will face conflicts in future, either in relationships or friendships, you need to understand why you should apologize and for what you should stand your ground. Conflicts are what brings people closer to understand the other person better by learning their needs. If you never have a fight, how will you know what the other person actually feels?

  1. Harmed someone in childhood: When a kid unknowingly harms someone, they get scared and cannot move because they don’t know what to do. Their mind goes blank and they freeze because this feeling is new to their system and it’s hard to know what to do next. The kid is then scolded and constantly lectured over and over again to the point the kid feels anxious to touch a person. When they grow, the anxiety grows with them and it constantly pricks them. What if the casual punch hit harder than it should? What should I do if I dash into someone a little too hard? Should I give them a handshake or fist bump? What if I punch them too hard? Let’s go with the handshake so I don’t hit them too hard.

Truth: It’s okay to give a fist bump or handshake or high-five to a person whom you know. You just need to relax your mind. If you want to touch the person but are scared of the force you put into it, then show a sign of initiation. For a handshake, raise your hand out in the form of a handshake, and wait for them to accept it. By showing initiation, you let the other person engage and guide you through the conversation.

Saying sorry is well and good but exceeding it drains you of your self-confidence. You are a person at the end of the day and you need to stop saying sorry for that. You are existing which means that you will make mistakes and you will learn, but saying sorry for things that don’t require an apology then it will just drain you. It’s not going to get fixed overnight because you have taken years to build this habit. It will be fixed if you work on it every time you notice it happening.

Thank you for reading this article. It is something I have faced and I have learnt how to overcome it. Leave a comment on how has overaplogizing affected your life and how have you overcome it or trying to overcome it.

Impact of Social Media on Youth.

Social media is an plateform which is build that facilitates the users to create content and sharing of information, ideas, interests and different contents ,through virtual communities and networks technology.

Over the last two decades, social media has gained tremendous growth and fame. Despite the fact that almost everyone in the world is connected to at least one social media platform, youth and teens are the ones who who are using social media and are becoming so socially hampered that they even interfere their lives with social media. According to researchers, they have found that these different social media plateforms have a profound impact on the lives of our youth in society in terms of morality, behavior, and even education.

The use of social media has both negative and positive impacts on our youth today. The positive effects of social media on young people today is keeping up to date with what’s happening around the world and being able to network and stay connected with classmates and friends without physical meetings. For example, people in one city can connect and interact with friends in other cities and neighborhoods, bridging the gap between them. In addition, social media platforms allow young people to create pages and groups based on their profession, beliefs, and other aspects of life, creating more connections and more opportunities in their respective fields. This could even create more employment opportunities for unemployed youth.

According to a BBC News report, social media sites appear to continue to connect and inform more people, but it’s also causing social isolation among youths as it reduces the number of face-to-face interactions between young people, as they usually spend most of their time on these online social platforms. Analysis of many studies by various scientists has shown that social isolation can have a variety of effects on youth’s physical, emotional, mental and psychological estate which can create different problems in them. This, in turn, can lead to depression, anxiety, and many other problems. Also, using short forms and abbreviations can lead to misspellings and misuse of words and tenses. This has a direct impact on the student’s language skills and tends to adversely affect the student as it leads to poor language performance.

Also, young teens under the age of 18 can be exposed to online content that may not be appropriate for their age. Social media often introduce these teens to pornographic content which may be shared on online social groups and this may mislead them . The morals of these teenagers are also manipulated because they are granted access to immoral literature and video. This can harm their phycology of seeing things differently in life.

The social media can be used effectively by youth as long hours on social media can be devoted to productive activities that enable people to grow, earn a living, and be educated, such as using online tutorials and online research materials.
Social media may harm ones creativity and also can reduces the productivity of teens by chatting for long periods on social media sites . This may cause young people to not be independent, and rely on the help from others . Social media also provides a great platform for cyber theft and bullying. This increases the chances of personal information theft and incidents. This poses a lot of risk to young people as their personal information can be stolen because they are stored in places they do not know or where security is unknown or suspicious.

At last, social media opens a communication channel for young people and has many benefits. This includes the development of oneself and opening to wide range of social networks that promote opportunities and cultural abilities. However, it is very important that youth should use different social platforms carefully to avoid being victimized by cybercriminals and using it in limit so that it may not harm their mental and phycology abilities.

SOME INTRESTING FACTS ABOUT KAILASH MANASAROVAR

Mount Kailash is located near Lake Manasarover and Lake Rakshastal, near the Indus River, the headwaters of Asia’s longest river. Sutlej; Brahmaputra; Karnali also known as Ghaghara (a tributary of the Ganges) in India. Mount Kailash is considered to sacred in four religions. Receipts; Buddhism; and Jainism.

SOME INTRESTING FACTS ABOUT KAILASH MANASAROVAR

• Stairway to Heaven: Mount Kailash in Tibet is considered a “stairway to heaven”. According to Hindu mythology, it is the residence of Lord Shiva and Goddess Parvati. Climbing this sacred mountain peak is forbidden, as other religions also considered it sacred.
•Sacred to different religions: Mount Kailash is sacred to four religions, including Hinduism, Jainism, Bonn, and Sikhism.
Kailash Strange Structure:The strange pyramid shape of Kailash Manasarovar led to the theory that it was an artificial mountain. According to Russian researchers, Kailash is not a mountain because it is too perfect and symmetrical to be considered a natural event. According to scientists, it’s an artificial vacuum pyramid surrounded by hundreds of small pyramids.
• Kailash cannot be conquered :Kailash, just 6,656 meters above sea level, is not the highest mountain in the world, but it is still unconquerable. There were several trekker trying to climb Mount Kaikash, but none reached the summit. It is believed that climbing this sacred summit will protect the gods.
• Unexpected death of a climber: There are certain points in time when subsequent visits are prohibited. Siberian mountaineers visited once before this point and quickly aged decades earlier. Surprisingly, they died a year later at an old age. Divinity Dwelling: Mt. Kailash is a physical embodiment of Mt. Meru and is believed to have the technical expertise of the superhuman being of God.
Earth’s Energy Center: This sacred mountain is considered the center of the universe. It is considered the axis of the universe, the center of the world, and the pillars of the world. It is the place where the earth and the sky meet.
• Accelerating Aging Near Mt.Kailash: Scientists believed that the aging process would accelerate here. People who spend nearly 12 hours here have been shown to grow their hair and nails. This is equivalent to two weeks in normal life.
• Kailash satellite view: The satellite view of Kailash shows that the shadow of Kailash represents the smile of Lord Shiva.
• Kailash Mystery: You can see the Hindu symbol OM (ॐ) from the southern ridge of Kailash. The formation of a huge ice valley and horizontal rocks from the top of the mountain make up this symbol. Headwaters of the Great Rivers: There are four great rivers in Asia that spring from Kailash Manasarobar. Lake Mansarobar are the sources of the Indus, Sutlej, Brahmaputra and Karnali rivers, which form the main left tributaries of the Ganges.
• Lakes of Good and Evil: The Kailas Himalayan region has two lakes, Lake Manasarovar and Lake Rakshastal. There are many myths surrounding these two lakes. They also show both the good and the bad of humanity.
• Birthplace of Sir Ganesha: Gauri Kund is located near Lake Manasarovar, which is believed to be the birthplace of Lord Ganesha. This is the place where the goddess Parvati surrounded Sir Ganesha with bubbles while taking a bath.
Mount Kailash is said to be non-flying area, you cannot fly over Mt. Kailash by helicopter or any other means.

” It’s pointless giving advice to people who will not listen. It only reduces the value of your words. “

– Author: Farahad Zama

Melting of Glaciers – A topic which should not be avoided.

Glaciers are persistent chunks of dense ice that are constantly moving under their own weight. Glaciers are formed where snow accumulation exceeds its erosion over the years, and often centuries.

Rising global temperatures have undoubtedly been the cause of glacier melting throughout history. Due to the rate at which climate change is occurring today, it can become extinct at record rates.

Some of the other reasons:
Carbon dioxide gases Emissions: Atmospheric concentrations of carbon dioxide and other greenhouse gases (GHGs) produced by human activities such as industry, transportation, deforestation, and burning fossil fuels warm the earth and melt glaciers. Glacier savings can be achieved if CO2 emissions can be reduced by 45% over the next decade before reaching zero by 2050.
Ocean warming: The ocean absorbs 90% of the earth’s heat. This fact mainly affects the melting of sea glaciers near the poles and on the coast of Alaska (USA) and other heavy snow covered areas.

The main consequences of melting glaciers are:
Sea Level Rising- Sea level is rising and covers most of the continental region. This means that which means within years most of the areas can be a complete flooded regions.
Less freshwater – No glaciers also mean less water for population consumption, less hydropower capacity, and less water available for irrigation.
Climate change-The balance between cyclone and anticyclone structure and meteorological patterns is deteriorating.
Food Chain Imbalances-The habitats of some marine and terrestrial species are changing and they may harms to them in maintaining their natural circulation and habitat.

Temperature imbalances, extensive processes of deforestation, and rainfall can be other reasons for global warming that lead to glacier melting.
Glaciologists believe that despite the massive ice loss, there is still time to save the glacier from the predicted disappearance. It can done through to curb climate change and save glaciers from getting extinct. Scientists believe that controlling climate change can prevent glaciers from melting and disappearing.

“The earth has a skin and that skin has diseases; one of its diseases is called man.”

– Friedrich Nietzsche

India’s last village Mana.

Mana Village is located in the Chamoli district of Uttarakhand, at an altitude of 3200 m , on the banks of the Saraswati River, about 5 km from the famous Hindu pilgrimage site Badrinath. This beautiful place is located 26 km from the border between India and Tibet and is the last village of India.
According to the 2011 census, the village was home to about 558 households and with population of about 1214 people . Most of the population here belong to Marchhas and Jads or Bhotias. During the winter, the area is covered with snow, so the entire population moves to lower altitudes. Many cafes here tell people that their store is the last cafe on the Indian border. Most of the people here speaks Garhwali Or Hindi languages.
If you visit this place, you will notice that the shopkeepers in the area sell their products under the title “Last Village”, such as “The Last Tea and Coffee Corner in India”.

Religious importance of mana village:

The village of Mana is of great religious importance to Hindus as it is associated with the Mahabharata era. Pandavas, the five mythical figures of the epic Mahabharata, is believed to have passed through the village of Mana on his final journey to heaven. There is also a stone bridge called “Bheempul” near the Saraswati River. It is believed to have been created by Bheem, one of the Pandava’s .

How do you get to Mana village?
You can reach Mana village easily as it is easily accessible from Rishikesh / Haridwar/Dehradun and situated just 5 km from Badrinath Temple. The nearest train station is located in Haridwar, about 275 km away, and you can reach the village by bus / taxi from outside this station. Mana is just 315 km from Dehradun and there is a regular bus in front of the train station.

Mana attractions :

Neelkanth Peak: At an altitude of 6597 feet above sea level, Neelkanth Peak is one of the region’s main attractions. Also known as the “Queen of Garhwal”, this snow-capped peak rises beautifully above the Badrinath Temple and is a must-see for adventure and trekking lovers.

Tapt Kund: According to Hindu mythology, Tapt Kund is the Sanctuary of the Lord of Agni (Fire). This natural hot spring is thought to have medicinal properties, and it is said that soaking in Tapt Kund water will cure skin diseases.

Vasudhara: This is a scenic waterfall about 9km from Badrinath Temple. According to Legend it is the place where Pandavas stayed for some time during their exile.

Vyas Gufa: As the name implies, Ved Vyas, a famous scholar and author of the epic Mahabharata, lived in this cave while writing the four famous vedas. What makes this cave interesting is a small shrine dedicated to him, which is said to be over 5,000 years old.

Beehma Pul: One of Mana Village’s main attractions is Beehma Pul. Beehma is said to have built this Bheem Pul, a stone bridge to allow his wife Draupadi to cross the Saraswati River on a journey to heaven.

Web 3.0 : Financial Service Industry

How will the evolution of the web have an effect on Financial Services? This is a question that puts many financial institutions in peril but is it really something that will put banks out of business? 

What is Web 3.0?

Web 3.0 is a new evolution phase that is coming into reality. The web as we know, is evolving into something more secure with more opportunities and various features. A lot of people don’t understand Web 3.0 and are scared of it. This will be a massive change on how we see the internet and how we will use it. It is going to be a decentralized platform and it will be individualized wherein you can customize your internet browsing experience. 

The Royal Bank of Canada is utilizing millions of data points to train its own AI, resulting in fewer client calls and faster application delivery. Meanwhile, BNY Mellon, the world’s largest cross-border payments service provider, improved its fraud prediction accuracy by 20%. By researching real-time market data within nanoseconds, AI and high-performance computing (HPC) are combining to provide better and faster trading intelligence.

What does this mean for Financial Services?

Web 3.0 is transforming the finance sphere slowly into a decentralized place. Basically, you don’t need a financial institution governing your transaction or authorizing them. The transaction will only be initiated by you and reaches the receiver, in a matter of moments, without any middlemen. Using cryptocurrency, you can make transactions over blockchain that eliminates that bank server from between. Cryptos are digital assets that let users transact directly without a payment service provider in the intermediary, which means that they enable new forms of capital. Although Bitcoin remains comparatively low now, it still may provide effective money governance by preserving and protecting the data or memory of what our money represents. Then there is the unparalleled manipulation of fiat money. We can observe how central banks have significantly extended their balance sheets since the GFC and the ongoing pandemic COVID-19. 

DeFi

DeFi is short for decentralized finance where there are no middlemen between you and the receiver. The transaction will be on the blockchain where the transaction time is reduced from time of hours/days, to moments that you can count on your hands. With DeFi, you can perform all transactions and services that are offered by traditional banks, without the bank in between. Now, you might wait for your transaction to be passed through because your bank should allow it and then it has to pass through the bank’s server. 

DeFi uses cryptocurrency as the main currency because they are programmed using blockchain technology. There is a huge difference between CeFi and DeFi. 

Effect on Financial Services

Undoubtedly, Web 3.0 has opened its doors for infinite opportunities and many FinTechs are utilizing them while traditional institutions are being left behind. These organizations are investing in their technology and its improvement in this rapidly changing market. These FinTechs’ major part of investment is into AI which are being programmed to understand the different problems faced by people and able to give out the solutions in a matter of seconds. This dependance on AIs is being constantly improved which are learning from their own errors and giving better and more efficient solutions. A survey by NVIDIA , according to it, nearly 83% of finance service professionals say that AI is essential for the companies’ success. It is also said that AI can improve company growth by 20%.

Conclusion

Web 3.0 is bringing so many opportunities while improving the present technology and organizations that are utilizing it will not be taking rest anytime soon. This technology is just going to become better and better. Every single day that we see this technology step up just shows that we are not done with technology, it can be better and more efficient and these companies are proving that to use everyday. Web 3.0 is showing more freedom of speech and thoughts than the present restricted web 2.0, decentralization is going to put back the control back in the hand of the User.

“Where there is life, there is growth

Where there is age, there is evolution.”

~Charles Darwin

Thank you so much for reading this article. I have added information from different websites and I thank them for their view on this topic. Do leave comments on different aspects of Web 3.0 that you think will change us.

The links to pages that helped me understand Web 3.0 better:

Financialit.net: How web 3.0 is transforming the financial services industry?

https://www.finextra.com/the-long-read/231/how-ai-is-powering-the-future-of-financial-services

https://n26.com/en-eu/blog/what-is-defi#:~:text=How%20does%20DeFi%20work%3F,are%20secured%20through%20blockchain%20technology.

Post-traumatic Stress Disorder.

Post-traumatic stress disorder (PTSD) is an phychological disorder that a person can face who has experienced or witnessed a traumatic event such as a natural disaster, terrorist attack, war/combat, rape, or death, sexual violence or serious injury.

People with PTSD have intense and annoying thoughts and feelings associated with their experience that last long after the traumatic event is over. One may relive the event through flashbacks and nightmares. They may feel sad, afraid, or angry. And they may feel separated or alienated from others. People with PTSD can avoid situations and people that are reminiscent of traumatic events and have a strong negative reaction to mundane things such as loud noises and accidental contact.

According to reports in context to United States, about 3.6% of people about 5.2 million adults develop PTSD in time of last year , and an estimated 7.8 million Americans will develop Women are more likely to develop PTSD than men. This may be because their are high chances that women are more likely to be victims of domestic violence, abuse and rape.

Symptoms:
• Intrusive thought: Intrusive thoughts such as repeated involuntary reminders. A miserable dream; or a flashback of a traumatic event. Flashbacks are so vivid that people feel like they are remembering or seeing the traumatic experience in front of them.
• Avoidance: Avoiding the memory of traumatic events may include avoiding people, places, activities, objects, and situations that can cause disastrous memory. People may try not to remember or think about traumatic events. They may resist talking about what happened and how it makes them feel.
• Mood changes and Behaviour : Negative thoughts and feelings that lead to persistent and distorted beliefs about oneself and others, such as not being able to remember important aspects of traumatic events. Distorted thoughts about the cause or effect of an event can lead to false accusations of yourself or others. Persistent fear, fear, anger, guilt, or shame. There is much less interest in the activities that I enjoyed before. Feeling alienated or alienated from others; or unable to experience positive emotions (lack of happiness or satisfaction).

Treatment:
It is important to note that not everyone who experiences trauma develops PTSD, and not everyone who develops PTSD requires psychiatric treatment. For some people, the symptoms of PTSD disappear over time. Others are better with the help of their support system (family, friends,etc) . However, many people with PTSD need specialized medical treatment to help recover from psychological stress. It is important to remember that trauma which causes the PTSD can lead to serious distress. The sooner a person is treated, the more likely one can recover fast from PTSD.
Psychiatrists and other mental health professionals use several effective ( authorized and proven) methods to help people recover from PTSD. Both talk therapy and medical dosage provide effective evidence-based treatment for PTSD.

Destructive Habits: Bias

There are many habits that destroy your mental peace, happiness and mostly you. Some of them are usually with different addictions or because of people but what destroys you as a person depends on how you view things and people around you. Your environment is what shapes you but to be different, you have to do it by yourself. 

The most common habits have become common because we are more focused elsewhere than ourselves. To be a better version of yourself, you need to view your flaws and work on them.

  1. Spotlight Effect: We overestimate how much attention people give to our words and appearance. Imagine you said something but it felt wrong after it came out. In reality, everyone only remembers it for the moment and immediately moves to the next topic. We ponder over it for days, forgetting that others don’t care as much as we do about it.

Example: “The red shoes don’t match the outfit at all! I guess the guys are laughing because of it”

*Red shoes matched the outfit better than you imagined*

Truth: No one cares about you as much as your loved ones do. Everyone is just a temporary traveler in your life and you have to be okay with it. Dress how you want and be how you want to be. 

  1. Status Quo Bias: We prefer for things to be the same; usually change is viewed as a negative aspect of life. If you adopt a new habit that cuts out something from your life, you immediately feel guilty of not being able to manage it, so you quit your new habit for the old one because it feels more comfortable.

Example: “I like to paint, but the classes are on Friday, I won’t be able to party! I can always paint later so let’s party now!”

*Proceeds to miss out on an amazing experience*

Truth: Change is hard. To adapt to a new routine and new place is always difficult and your mind is stuck on the old routine, but only then do you learn more about yourself. You may like to paint now, but when you explore it, you may not want to put the brush down! You need to explore that change for a while to know more about yourself.

  1. Zeigarnik Effect: We focus more on the incomplete tasks than the ones that have been completed. Sometimes, we forget to see that we have accomplished many things on the way, and we focus on the ones that we have not accomplished yet. It pushes you to feel bad that you are not able to do anything. 

Example: “Bro I lost the Table-Tennis Pan-India Semi-finals! I feel so like I can’t do it anymore”

*Came so far by winning championships and tournaments*

Truth: You have to see where you are today. Look behind you and see the different hurdles you had to come across. You didn’t cross them just to go back did you? It does feel bad to not achieve something the first time you try it, but when you achieve it, after toiling for some time, the fruit is incomparable.

  1. Pessimism Bias: We tend to overestimate the possibility of negative outcomes. We always have a small part of your mind that searches for a negative outcome. What you see and ask for, is what you get and have. You will increase the chance of losing the opportunity if all you see is losing it.

Example: “I feel like I will lose this chance to be head of department, there are so many others who are way more qualified.”

*Loses opportunity because it messed with your confidence and screwed your interview*

Truth: What energy you put out, is what you usually get. Sometimes, you lose opportunities, but don’t dwell on the wrong aspects. You may not have the necessary qualifications but the way you portray yourself is what gets you opportunities.

  1. Sunken-Cost Fallacy: We invest more in things that have cost us something, even if we have negative outcomes. We feel that if we invest more, the difference can be recovered with just a little gain.

Example: “My portfolio is down by 25%! I will invest 50% of it so with a 25% gain, I can recover the loss”

*Proceeds to lose more because the stock market is in a bear phase*

  1. Self-serving Bias: Our failures are situational but our success is our hardwork’s result. We view that our failures are determined by external factors and our success is because of us. It is also difficult to ascertain what caused success or failure on the spot so we divide it based on the result.

Example: “I lost the game because the opponent was too strong. I got the best player of the match because I practiced well”

*Opponent won because of your overconfidence in your practice*

“The eyes sees only what the mind is prepared to comprehend.”

~Robertson Davies

Sometimes, we see these habits recurring but we don’t want to change because we feel it will make others dislike us. By changing, you are not making your friends feel bad but giving them a chance to understand that it’s time to improve. It’s time to make yourself the person you always wanted to be. Everyday is a learning step and only then can you improve. These habits of biasing situations have a lot of effect on where you are and where  you want to be.

This post has been inspired by Ankur Warikoo. You can check his post on LinkedIn here!

This was a delight to write about. I hope you have found this article interesting and let me know about your thoughts on this. Keep on smiling!

Importance of Cybersecurity.

Cyber security is the protection of Internet-connected systems such as hardware, software, and data from cyber threats. This technique is used by individuals and businesses to protect against unauthorized access to data centers and other computerized systems.

Cyber security is important because it protects all categories of data from theft and damage. This includes sensitive data, intellectual property data, government and industry information data and systems information,personally identifiable information , protected health information and personal identified information . Without cybersecurity programs, organizations cannot protect themselves from data breaches campaigns and are attractive targets for cybercriminals.
Global connectivity and the use of cloud services such as Amazon Web Services to store sensitive and personal information increase both inherent and residual risks. Along with increasingly sophisticated cybercriminals, widespread misconfiguration of cloud services means an increased risk for businesses suffering from successful cyberattacks and data breaches. Executives can no longer rely solely on off-the-shelf cybersecurity solutions such as antivirus software and firewalls, cybercriminals are smarter, and their tactics are more resilient to traditional cyber defense. It is important to cover all areas of cybersecurity to remain fully protected.
Cyber threats can come from all levels of an organization. Organization should educate employees about common cyber threats such as social engineering fraud, phishing, ransomware attacks and other malware designed to steal intellectual property and personal information. Should include cybersecurity awareness training for.

Types of Cyber Threats :
Malware-This is a type of malicious software that can use arbitrary files or programs to harm computer users. This includes worms, viruses, Trojan horses, and spyware. Ransomware-This is another type of malware. This involves an attacker locking the victim’s computer system files and requesting payment to unlock them.
Social Engineering-This is an attack that relies on human interaction to trick users into breaking security procedures and gaining sensitive information that is normally protected.
Phishing-This is a form of social engineering that involves sending deceptive emails or text messages similar to those from trusted or known sources. Often in random attacks, the purpose of these messages is to steal sensitive information such as credit cards and login information.
Spear phishing – This is a type of phishing attack aimed at targeted users, organizations, or businesses.

Cyber security is very important today. Our society is more dependent on technology than ever before and in today’s digital time data breaches that could lead to the theft of personal information which are easily disclosed to social media accounts. Sensitive information such as social security numbers, credit card information, and bank account details are now stored in cloud storage services such as Dropbox and Google Drive. In fact, whether you are an individual, a small business, or a large multinational company, in today’s time everyone rely on computer systems every day .

Misuse of Section 375 .

Section 375 of the Indian Criminal Code was created to protect women from rape. In Indian criminal law, in section 375 Men are said to commited rape if he :
(a) pierce the penis in some way or force a “rape” on a woman’s vagina, mouth, urethra, or anus.
(b) in some way insert an object or body part other than the penis into the woman’s vagina, urethra, or anus, or have the woman do so to him or others.
(c) manipulate any part of a woman’s body to penetrate or penetrate the woman’s vagina, urethra, anus, or other parts of her body.
(d) place the mouth in the woman’s vagina, anus, urethra.

Under Section 370 , If a person rape woman and do so in any of the following seven situations.
1) Against to their will. 2) Without their consent. 3)With consent and consent for fear of death or injury to them or those they are close to.
4) Consent is given because a man knows he is not her husband and believes that he is another man who is married, or that he is legally married. If so, with her consent
5) If she is under the age of 18, with or without her consent.

Abuse of power
One of the famous sayings used in connection with Section 375 is “Men are guilty until proved innocent, and women are not guilty until proved innocent.”
Laws enacted to empower women and reassure them in patriarchal societies soon turned into swords that killed the dignity of men in society by false accusations, or women misused laws and power made to protect them. The problem that is occurring in our world today is that women use verbal consent to have sexual intercourse and later refuse or refrain from having sexual intercourse or falsely accuse men that they had it without thier consent. In both cases, the man has the responsibility of proof and must prove his innocence.

According to an article published in The Times of India , only one person was convicted in each of the fourth cases of rape, and high probability that anyone who did not proven guilty after a full trial could be innocent. Leads to the high assumption that innocent people have been accused of rape. India’s conviction ratebin rape cases is 32%, which is self-evident from the fact that numerous false reports related to rape have been registered in India.

Being a victim of false rape allegations is as bad as being a victim of rape. You can’t imagine the shock, trauma, ridicule, and humiliation that someone experienced after being falsely accused of rape. Not only the man, but his family and close friends suffer from various consequences, and isolation and ridicule are just a few of them. Their future is shattered, the humiliation and shame that society suffers is enough to shatter it, and no one can think of them living as they used to.

What can be done ?
The creators of Article 375 of the 2013 Act and the Criminal (Amendment) having only one vision in context to the problem, consider only the safety of women and have not developed any means of protecting innocent men in society. Therefore, there is usually a debate about what we can do to protect innocent people from society who are falsely accused. Provision (Section 375) cannot be said to be gender-neutral to remove the slight justice that this section offers, as it acts as a hurdle for women to file genuine rape cases.
Then the question arises. What can you do? In such situations, the legislature and judiciary need to work together to strike the right balance between men and women so that the virtues of justice are provided to them equally.

Assassination Of Former Prime Minister Rajiv Gandhi .

The assassination of former Prime Minister of India Rajiv Gandhi, , occurred on 21 May 1991 as a result of a suicide bombing in Sriperumbudur in Tamil Nadu, India . At least 14 others,we’re killed alongside Rajiv Gandhi in the suicide bombing.

The assassination was carried out by Thenmozhi Rajaratnam, a member of the Tamil Liberation Tigers (LTTE), a Tamil separatist organization in Sri Lanka, and Dr. Jagjit Singh Chohan of the National Council of Khalistan (NCK) and Gurjant Singh Budhsinghwala of the Khalistan Liberation Force. At that time, India had just finished its involvement in the civil war in Sri Lanka through the Indian Peace Keeping Force. Rajiv Gandhi along with G.K. Moupanal started election campaign in southern state of India. After campaigning in Visakhapatnam, Andhra Pradesh on May 21, his next destination was Sriperumbudur, Tamil Nadu. Approximately two hours after arriving in Madras ,Rajiv Gandhi rode a white ambassador car to Slipelumbudur in a convoy, stopping at several other campaign sites along the way. Arriving at the campaign rally at Sriperumbudur, Rajiv left the car and went up to the podium, where he gave a speech. After the soeech the assassin Danu (Thenmozhi Rajaratnam) approached and greeted him. Then she bent over and touched his leg, and at 10:10 pm, detonated a belt loaded with RDX explosives place under her dress. Gandhi, his assassin and 14 others were killed in a subsequent explosion, and 43 were seriously injured. The assassination was filmed by local photographer Haribab. Haribab’s camera and film were found intact on the scene, but he also died in the blast.

Apart from Rajiv Gandhi, former Prime Minister of India and the suicide bomber Thenmozhi Rajaratnam , several people were killed in the blast on 21 May 1991:
Including Pradeep K Gupta (personal security officer of Rajiv Gandhi ), K.S Mohammed Iqbal (police superintendent), Edward Joseph ( police inspector) ,Dharman,Chandra, Ethiraju Muruganand and Rajguru (police constables), Santhani Begum (Mahila Congressn Leader) ,Latha Kannan ( Mahila Congress worker,who was with her daughter Kokilavani ),Kokilavani (ten-year-old daughter of Latha Kannan, who sang a poem to Gandhi immediately before the blast), Munuswamy (former member of the Tamil Nadu Legislative Council) ,Saroja Devi (seventeen-year-old college student), Ravichandran (Black Cat commando).
Around forty-three spectator present in the campaign including police sub-inspector Anushiya Daisy were also injured in the explosion.

Immediately after the assassination, the Chandrasekhar government handed over the investigation to the CBI on May 22, 1991. Authorities, formed a special research team led by Karthikeyan to determine who is responsible for the assassination. A SIT investigation confirmed the role of the LTTE in assassination and was endorsed by the Supreme Court of India. Judge Millap Chand Jain’s interim report investigated the secret aspects of the assassination and accused DMK of working with the LTTE. The report concluded that the DMK provided the LTTE with shelter and made it easier for rebels to assassinate Rajiv Gandhi. The report also claimed that Jaffna’s LTTE leaders possessed confidential, encrypted messages exchanged between the federal and DMK state governments.Authorities also stated in reports “There is evidence that during this period some of the most important radio messages were exchanged between the LTTE agents stationed in Tamil Nadu and Jaffna. These later deciphered messages are directly related to the assassination of Rajiv Gandhi “. The Congress demanded withdrawal of DMK from the Union Front government, after claiming to have played an important role in Rajiv Gandhi’s death. According to reports Dr. Jagjit Singh Chohan supported the LITTE with logistic and tactical support. His involvement was first revealed in 2016, about 10 years later. Speculation. This was evidence of the Jain Commission’s report and was suspected that the LTTE had contacted Gurjant Singh Budhsinghwala with Jagjit Singh Chohan to plan the plot.

After the investigation on the assassination of former prime minister Rajiv Gandhi ,the court convicted and sentenced the seven persons who were involved in the assassination to life imprisonment. They are currently undergoing life imprisonment in prisons in India.
They are:
Murugan – A LTTE operative from Sri Lanka, Nalini – Wife of Murugan. Nalini is a citizen of India ,Jayakumar – The brother in law of Robert Pious ,Ravichandran – A Sri Lankan national ,T. Suthenthiraraja – A Sri Lankan national ,Robert Pious – A Sri Lankan national and A. G. Perarivalan – An Indian citizen who was arrested for supplying a 9-volt battery for the explosive device.

Personal Habits: Exercising

Everyone from India has heard the phrase, “ If you get up by 6 in the morning, everything will set in order.” It is a common phrase made for Millennials and Gen-Z. We hear it so often and tried a few times but it didn’t suit your routine. Did you ever wonder why you weren’t able to adopt it? After reading this, do let me know about your thoughts on this.

Exercising in the Morning

Of course, the most common habit among people. Exercising a few hours after you get up is beneficial to your health. It increases blood flow in you as well as trains your muscles. It increases alertness and also energizes you for the day. It’s common to do cardio in the morning with lifting weights before your first breakfast. This helps in burning fat as well as developing your muscle endurance. But why can’t you do it?

Jogging in the Morning increases blood flow and improves body endurance.

The most common reasons are:

  • Sleeping Late: You may have slept late. Even if you have slept around 11PM, if you need 8 hours of sleep then you will get up at 7AM. Your body needs sufficient sleep to get up or it will keep you tired the entire day. You have to plan your sleep schedule in a way you don’t compromise your sleep.
  • Exhausted: If you had a backbreaking day and you are completely exhausted of your energy, then you may not get up the next day at your set time. If this is your regular routine, you may want to change the time you want to get up.
  • Jam-packed daily routine: If your schedule is full on an everyday basis, you need to start prioritizing your work. It may be tough to change your routine but by doing this, you can improve the amount of time you can give to yourself and your new habits.
  • Feeling awkward where you exercise: Am I doing it well? Is my form right? Is my shirt torn? Am I sweating too much? Am I disturbing someone? Are they looking at how bad I am? Are they judging me? It is okay to feel these when you workout. Everyone goes through this and it’s okay. At the beginning it does feel weird to do a workout but we all started as beginners and we also have made mistakes. The only thing that you can do is ask a friend, family or trainer to help you. They may also point out other mistakes that you may have made which you can correct.
  • You don’t want to: Most of the time when you try to build a habit, there is a feeling that says, “This isn’t worth the trouble we are going through” but sometimes, you just don’t want to. You might want to do it to show others or of the stereotypical “healthy person”. If you think clearly by separating your external ideas/thoughts, you will understand why you want to do it.

How can you tackle these problems?

At first, these hurdles feel the hardest to jump over but unless you jump over them, you cannot reach your goal. There will be hurdles along the way and you are the solution to them. You will become better when you start crossing hurdles. Every hurdle you face is a step that you need to conquer and move forward.

  1. Set a Convenient time: 5 AM may be easy for others but it may be difficult for you. It may not agree with your sleep routine, or with your work routine so you quit. Rather, just change the time. If you get up around 7 AM and have to go to work by 10 AM. Make a slot of 1 hour for your workout and complete your morning routine! If you can’t make a slot of 1 hour, carry it to the evening when you come home. 1 hour before dinner, exercise to your heart’s content! 
  1. Change your workout: If you are the ‘No pain, No Gain’ person, sometimes, you may get too sore from your workout which leads to quitting. Rather than quitting, change your workout a bit. You don’t need to change weight, just change what you do. It is very helpful to have a 10-minute cardio session at the end. Not high intensity but something like walking on a treadmill or yoga, will help you recover efficiently.
  1. Get a workout partner: “Sometimes, the fruit tastes better when it’s shared” Get a partner! A friend who wants to workout or a family member who is bored of being alone in the gym, work together at the gym! When you have someone to look out for you, you get more confident and work better. It will also help in improving your form! If you workout with a partner you are comfortable with, you will be able to focus more on your workout than others.
  1. Take Pictures of yourself: When you take pictures of yourself after you workout, you can see the amount of progress that you are accomplishing over time. This way you get to see how far you have come. Every day that you work is a step forward. You and your partner could record each other’s workout and see where you could improve.
  1. 20% of the work gets you 80% of the way: Some days, you don’t feel like working out, you don’t feel like going to the gym but by showing up and doing 10% of your workout makes you feel happy that you came. Just by showing up and starting your workout sets the wheels in motion. By the time you take off your headset, you are halfway through.
  1. Take cheat days/rest days: When you exercise, it’s important to rest so your muscles recover and become stronger. By not taking rest, you are prone to burning out. If the gym is tiring you out way beyond it should, then you need a rest day. Hitting the gym after your rest day feels better because you will feel stronger and work more.

This article is my personal opinion that I have used when I workout and it has worked well for me. Experiment with your workout routines and I am sure you can find something that works well for you. To become better tomorrow, you have to work today. This way, you will become a better version of yourself. All the Best! 

Gaura Devi who played an important role in Chipko Movement.

Gaura Devi (1925 – 1991) was a social activist and a rural women community leader from Uttarakhand, India who played an important role in the Chipko movement in 1970’s .
Gaura Devi was born in 1925 in a village named Lata of Chamoli district in the state of Uttarakhand. She got married at very young age, afer her marraige she moved to a nearby village named Reni by the Alaknanda River. At the age of 22 she was a widow with a child. After her husband death she moved to a new village which was near to the border of Indo-Tibet.

An environmentalist Sunderlal Bahuguna initially started the Chipko Movement . Gaura Devi became the leader of the Chipko movement in 1974. Gaura Devi was elected to lead the Mahila Mangal Dal (Women’s Welfare Association) in the wake of the Chipko movement. The organization worked towards protecting the forests of the community. On March 25, 1974, she learned from a young girl of the village that a local loggers of the village were logging a tree near the village. People in the village of Reni were told the news that according to government new policy, the government would pay compensation to the people for the land used by the army . Gaura Devi and 27 other women decide to take action against the loggers. She confronted the loggers and demanded that the men shoot her instead of cutting down trees, and she described the forest as “vandevta” (the jungle god) and her maika (mother’s house). Eventually, for the next three or four days Gaura Devi along with other village women’s protect the trees by hugging the trees , despite the insults and intimidation of the armed loggers,she was able to stop the logger’s work . After seeing the bravery of Gaura Devi and other village women’s how they protect the trees who are the important part of thier life other villagers from different villages joined the action with her . After this incident, the Uttar Pradesh government set up a specialized committee to investigate logging issues, and the logging company withdrew its subordinates from Reni. The Commission stated that the Reni Forest is an ecologically sensitive area where trees should not be logged. The Uttar Pradesh government who was in power of that area at that has since banned all logging in areas over 1150 km² for 10 years.

Some other important activist who played an important role in Chipko Andolan or Chipko movement along side Gaura Devi were :
Suraksha Devi, Sudesha Devi, Bachni Devi and Chandi Bhatt, Virushka Devi and others.

Gaura Devi passed away in July 1991, at the age of 66 in Reni village Chamoli.

“Ecology is permanent economy “

-Sunderlal Bahuguna

A temple believed to be a marriage place of Lord Shiva and Goddess Parvati.

Trijuginarayan Temple is a Hindu temple located in the village of Trijuginarayan in the Rudraprayag district, Uttarakhand, India. The ancient temple is dedicated to Lord Vishnu. Its a popular Hindu pilgrimage site because it is attributed to the legend that this is the place where the marriage of Lord Shiva and Goddess Parvati took place and which Lord Vishnu witnessed here. The hallmark of this temple is the eternal fire that burns in front of the temple. It is believed that the fire is burning from the time of Lord Shiva and Goddess Parvati marriage. Therefore, this temple is also known as Akhand Dhuni Temple. The temple courtyard is also the source of water that fills the three nearby sacred bathing ponds (Kund).

It is believed by many historian that Trijuginarayan Temple have been built by Adi Shankaracharya. Adi Shankaracharya is said to have built many temples in Uttarakhand. The shrine has a silver two-foot statue of Vishnu, accompanied by Consort (the goddess of wealth Lakshmi and the goddess of music and learning) Saraswati.The Trijuginarayan Temple is located at an altitude of 1,980 meters (6,500 feet), about 5 km from Sonprayag, the meeting junction of the Mandakini and Songanga rivers. During the three months of winter, the area is covered with snow. Apples and drupes are cultivated in this area for agricultural purposes.

According to Hindu Dharma, the goddess Parvati was the daughter of Himavat or Himavat-personification of the Himalayas. She was the reincarnation of Shiva’s first wife, Sati-who lost her life when her father offended Shiva. Parvati first tried to allure Shiva with her beauty, but failed. In the end, she suffered severe penance in Gaurikund, five kilometers from Trijuginarayan, and won Shiva. Pilgrim visitors to the Trijuginaryan Temple also visit the Gauri Kund Temple dedicated to Parvati, which is also the base camp for trekking to the Kedarnath Temple. According to mythology, Shiva proposed to Parvati in Guptakashi before getting married in the small village of Trijuginarayan .
Triwajinarayan is believed to be the capital of Himavat. It was the place where Shiva and Pearlvati married in heaven during Satya Yuga, and was witnessed in front of the eternally burning sacred fire in front of the temple of Havana Kund or Agni Kund. It is said Vishnu appeared at the wedding ceremony of Lord Shiva and Goddess Parvati as a brother of Parvati. Meanwhile, the Lord Brahma served as the priest of marriage which was witnessed by all the wise men of the time. The exact location of the wedding is indicated by a stone called Brahma Sila in front of the temple. The splendor of this place is also recorded in Stala Purana, a scripture unique to the Pilgrimage Center. According to the scripture , pilgrims visiting this temple consider the burning ashes of fire to be holy and carry it with them. The ashes from this fire are also believed to promote the bliss of the couple. There were no witnesses to the incident before the wedding, but it is believed that the gods taken bath from the four kunds: Rudra Kund, Vishnu Kund, and Brahma Kund. The stream of the three Kunds, according to legend, comes from Saraswati Kund, which is derived from the navel of Vishnu. Therefore, these Kund waters are considered a remedy for infertility.