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FLAX SEEDS: Best for Health and Longevity

Flax seeds are also known as linseed. It is a flowering plant called Linum usitatissimum.It is a food and fiber crop grown in temperate region.

Flax seeds has been used for thousand of years and they also form an essential part of our diet. It is best for health and longevity of life. It contains 800 times more lignin than any other food plant. It is one of the best vegetarian source of omega-3 found in salmon. 50 gm of flax seeds is equivalent to that found in 3-ounce of salmon serving. It also contains omega-6 and omega-9. It is a rich source of iron,calcium and protein. Amino acid found in flax seed are the one’s which human body can’t generate on its own.
Uses of Flax Seeds
According to a research, intake of omega-3 provides benefit in many diseases. By consuming flax seeds, we have the following benefits:-
1.Presence of high fiber and low carbohydrates in flax seeds helps in controlling weight as it reduce our appetite.
2.Intake of flax seeds decreases the LDL cholesterol, which reduces the chance of having heart diseases.Omega-3 fats does not allow blood vessels to get blocked. Through this omega-3 cleans our blood vessels. It helps in smooth flow of the blood. Omega-3 is very useful for the blood vessels.
3.Flax seeds have different types of antiviral properties, which protects us from frequent cold and flu ailments.
4. Omega-3 present in flax seeds does not allow clotting of blood. As blood clots increases the chances of having stroke,heart attack, etc.
5. Omega-3 fatty acids and vitamin B that are present in flax seeds help to  reduce dark marks and spots on face. It makes the skin glow and prevents pimples.
6. Flax seeds keeps are digestive system healthy. Intake of these seeds helps to cure the swelling in the stomach.Person get a better health when problems related to digestion ends.
7. Omega-3 boost the memory and concentration. It is good for the brain. Effective in Alzheimer disease.
8. Omega-3 helps to improve eyesight. Also effective in cataract and glaucoma. Use of flax seed makes  the eyesight sharp.
9. Intake of 15-20 gm flax seeds with aloevera, helps to reduce constipation.
10.Flax seeds balances women hormones so that danger of early menopause can be eliminated. Intake of flax seeds in the breakfast helps to regulate periods and eases period cramps.
11.Flax seeds are effective in high blood pressure.
12.Old age problem of knee pain can be reduced by intake of flax seeds.
13.Presence of antioxidants in flax seeds helps to cure different types of cancer.
13.Omega-3 is called feel good food as it keeps our mind and soul happy.
14.Omega -3 is very beneficial for our hair and nails.
15.Flax seeds are extremely high in soluble and insoluble fibers.
16.Flax seeds detoxifies cells.
17.It is very rich in calcium and iron.
18.It helps to prevent anemia.
19.It helps to burn fats
Dosage
Roast the flax seeds before use to get a better taste.
Take 1 tablespoon of flax seeds three times a day after every meal.

India's long road: Rural development

 

“The village is the cell of the national body and the cell-life must be healthy and developed for the national body to be healthy and developed.” – well alluded by SRI AUROBINDO.

India as it is said is the “land of villages.” The heart of our nation resides in the rural areas. As quoted by the father of our nation, Mahatma Gandhi, “India lives in her seven hundred thousand villages.” Although the term “Rural development” has been widely used, what constitutes it seems to have changed significantly. So, the question is what exactly is rural development. Rural development means improving the living conditions of the people living in rural areas. There are many definitions to it. The fact is that today more than half of the Indian population lives in rural areas and most of them depends upon agriculture as their primary source of income. Agriculture is an integral part of many world economies, especially the developing ones, and hence plays a significant role in the rural development. The strength and prosperity of our nation depends upon the strength and prosperity of rural areas. Therefore, it is important to free the rural India from poverty.

Our government is trying its best to bring rapid growth and development in the villages. We derive major contributions to GDP from rural workers. Upwelling schemes for rural electrification, open defecation free villages, skill development, Prime Minister rural housing mission, Prime Minister Gram Sadak Yojana, Deen Dayal Upadhyaya Grameen Kaushalya Yojana, National Rural Livelihood Mission, National Rural Employment Guarantee Act, Sampoorna Grameen Rozgar Yojana, Sarv Siksha Abhiyan, Sansad Adarsh Gram Yojana, National Social Assistance Programme etc., has modified the doddering face of Indian villages.

Empowering rural economy through digitalization schemes, regeneration of traditional industries schemes, entrepreneurship schemes, water conservation schemes, MGNREGS, has further added to the rural development and has brought direct benefit transfer. Achieving hygiene and sanitation through government initiatives like SWACHH BHARAT MISSION has further added to the list.

According to the World Bank, “Rural development as a strategy designed to improve the economic and social life of a specific group of people – The rural (people) poor. It involves extending the benefits of development to the poorer among those who seek a livelihood in rural areas. The group includes small-scale farmers, tenants and the landless.” Rural development is a strategy that encompasses all the aspects and factors to achieve an overall spectrum of development and growth. This development is needed to benefit the poor and weaker sections of the society. Rural development seeks to transform all the sectors of rural economy – the primary sector, the secondary sector and the tertiary sector. It is concerned with the improvement of the standard of living of the rural people through the provision of health and medical facilities, employment opportunities including vocational training, educational facilities, etc. It brings about significant improvement in the socio-economic conditions of the scheduled castes, scheduled tribes, the landless agricultural labourers and the marginal and small farmers.

The village land of India is adorned with lush green land, protected livestock and unexplored pool of species which needs special attention of the government. The recent extent of India from the Regional Comprehensive Economic Partnership (RCEP) did mark the promise of self-sustained indigenous production of India. The decision was to safeguard the interests of industries like agriculture and dairy.

Rural development should include social, economic and overall development of a rural area. It should be an all- round project. Employment creation is the main component of rural development. Therefore, to generate employment opportunities in villages, there is a need to strengthen agriculture sector and also set up other industries. A digital platform should be built for active labourers to check the process of employment generation. Integrated and organic farming methods should be promoted. Economic models like Gig’s – economy must be brought in action to counter seasonal as well as disguised unemployment from rural economy. Better planning must be done by the government, to boost up local economy of a village. Better roads connectivity should be put in the major plan of action. Basic amenities should be made available.

“Education is the most powerful weapon which you can use to change the world”, well said by Nelson Mandela. Six Indian states account for about 70per cent of all illiterates in India. India currently has the largest population of illiterate adults in the world with 287 million people, with major proportion in the rural India. While India’s literacy rate rose from 48 per cent in 1991 to 63 per cent in 2006, “population growth cancelled the gains so there was no change in the number of illiterate adults”, says the UNESCO report.

Thus, education is the most important tool which can pave the way for the development of every other factors. The government has been trying to come up with schemes to strengthen education and integrated skill development of youth of rural India. Primary education has been made free and compulsory for the rural people so that the maximum number of the villages may be literate. Schemes like Beti Bachao Beti Padhao, has been proved effective. Women in rural India are still devoid of their ‘fare-share’ in the field of agriculture and labour. Strengthening of service sector has emerged as a boon for women. The problem of the ownership of the land should be resolved. The cottage industries should be established to further accelerate the growth. The villages should be in sync with the urban areas.

Another matter of concern is the crime rate which has increased in rural areas and specially against the marginalized sections of society. The death rates in rural areas due to domestic violence has also not seen any change. Banning of liquor consumption in states like Bihar has provided to be an effective step. People should be made aware and educated about the rights and wrongs. Proper healthcare facilities should also be provided with adequate number of doctors and nurses. Other robust steps should be adopted towards rural development.

It is often felt that the migration of people from rural to urban, in search of employment or better lifestyle, is putting severe pressure on urban amenities. The low wage migrants are thus left with no other option than to live in unhygienic condition. There is a need to make rural economy stronger and create employment opportunities in rural India. This will help in reducing the disparity in per capita income of rural and urban which has always remained high.  A significant growth is required in rural area. Non farming activities should also be encouraged.

The development of rural India is of utmost importance for the development of the country. If India needs to become the next superpower in the world, it needs to tap into the potential of rural India. Given its size and population, no business house can afford to neglect the consumer spending power of rural India. India has many heroes that rural population should look up, like M.S. Swaminathan, the father of the green revolution in India, Varghese Kurien, the father of the white revolution in India. The progress of a nation depends upon the progress of its villages. We can say that the rural areas are the backbone of a nation.

Our rural areas have undergone major changes since independence. We should try to keep in mind the Sustainable Development Goals (SDGs) while trying to achieve the rural development goal. We need to join our hands with the government in embellishing its goal of the development of rural India.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

rapid growing industry

BY: NEHA SHAHAB 
The concept of e-commerce first formally came forth in 1991, a time when internet practically did not even exist in India. Even worldwide, very few could fathom that the act of buying and selling goods and services over the internet, would be as widely accepted a practice, as it is today. By the late ’90s, people became aware of this thing called the internet, but for a majority of them, it remained a luxury they did not particularly need. In a truly Indian manner, it was only in 2002, when the IRCTC introduced an online reservation system, that the public widely accepted the internet as something fruitful, by which time a company named Amazon, was already beginning to create a few murmurs in the US.
Many people are also unaware that Rediff had been trying to capture the Indian market since the year 1999 and that IRCTC was the first company to create a successful portal.
Investments/ Developments
Some of the major developments in the Indian e-commerce sector are as follows:
In May 2021, Amazon introduced a video streaming service within its shopping app called MiniTV for users in India. MiniTV features web series, comedy shows and content on tech news, food, beauty and fashion.
In May 2021, Flipkart strengthened its grocery infrastructure to cater to customer safety and demand across India. In this quarter, it is planning to further expand its fulfilment centre capacity for grocery by over 8 lakh square feet across Delhi, Kolkata, Chennai, Coimbatore and Hyderabad.
In May 2021, Flipkart announced that it is in talks with sovereign funds, private equity majors and other investors to raise up to US$ 2 billion at a valuation of US$ 30 billion.
In April 2021, Flipkart announced a commercial alliance with Adani Group to improve the company’s logistics and data centre capabilities and create about 2,500 direct jobs.
In April 2021, Flipkart announced to acquire Cleartrip, an online travel technology firm. Flipkart announced to purchase 100% shareholding of Cleartrip as the company expands its investments to broaden its digital commerce offerings for customers.
In April 2021, Kirana commerce platform ElasticRun raised US$ 75 million in a round led by existing investors—Avataar Venture Partners and Prosus Ventures.
In March 2021, Amazon acquired Bengaluru-based retail tech start-up Perpule for Rs. 107.6 crore (US$ 14.5 million).
In March 2021, Purplle, an online beauty store, raised US$ 45 million from Sequoia Capital India, Verlinvest, Blume Ventures and JSW Ventures.
In March 2021, Captain Fresh, a B2B marketplace for seafood, raised US$ 3 million in seed capital led by Matrix Partners India and Ankur Capital.
In March 2021, the Confederation of All India Traders (CAIT), which represents 80 million traders and 40,000 trader associations, announced the launch of a mobile app for its e-commerce portal, ‘Bharat E-market’. The association aims to get more small traders to sell online easily through smartphones.
In February 2021, Flipkart partnered with Maharashtra State Khadi & Village Industries Board and Maharashtra Small Scale Industries Development Corporation to bring local artisans and small and medium businesses into the e-commerce ecosystem.
In February 2021, Zomato entered into an agreement with the Ministry of Housing and Urban Affairs (MoHUA) to introduce 300 street food vendors on its portal.
In February 2021, Flipkart Wholesale, the digital B2B marketplace of Flipkart Group will offer grocery on its app with an aim to provide kiranas and small retailers one-stop access to a wide selection of products.
In February 2021, Udaan, a B2B e-commerce firm, announced to expand its warehouse capacity (by 5x) to 50 million sq. ft. across several states in the next 7-8 years.
In January 2021, Flipkart introduced SuperCoin Pay to strengthen its SuperCoin rewards programme by allowing customers to pay through SuperCoins at >5,000 retail outlets across the country.
In January 2021, The Khadi and Village Industries Commission (KVIC) unveiled eKhadiIndia.com, an e-commerce portal, which will comprise >50,000 products, ranging from apparel to home décor.
In January 2021, the B2B e-commerce platform, Udaan raised US$ 280 million (Rs. 2,048 crore) in additional financing from new investors—Octahedron Capital and Moonstone Capital. Prior to this, in October 2019, the company raised US$ 585 million (Rs. 4,280 crore) from Tencent, Altimeter, Footpath Ventures, Hillhouse, GGV Capital and Citi Ventures. It is likely to deploy the latest fund towards continued market creation of B2B e-commerce in India and digitise more small businesses across the country.

women suffer in lockdown

                 WOMEN SUFFER IN LOCKDOWN 
BY : NEHA SHAHAB 
DUE TO COVID 19 PANDEMIC MANY COUNTRY IMPOSED LOCKDOWN WORLDWIDE AS WELL AS IN INDIA.  THE LOCKDOWN AFFECTED WOMEN ALOT. ACCORDING TO THE SURVEY THAT IT WAS WELL DOCUMENTED THAT DOMESTIC VIOLENCE HAS BEEN INCREASED IN MANY COUNTRIES DURING THE LOCKDOWN.
BUT IN INDIA A NUMBER OF CASES OF DOMESTIC VIOLENCE IS REPORTED DURING THE LOCKDOWN. A REPORT PUBLISHED BY WHO THAT MORE THAN 80,000 WOMEN KILLED IN 2012 AND MOST OF THEM WERE VIOLATED BY INTIMATE OR FAMILY MEMBERS. 
AS THE LOCKDOWN IMPOSED NATION WIDE THE DOMESTIC VIOLENCE CASES INCREASED EXTENSIVELY. IT WAS WELL DEMARCATED THAT THE RATES OF DOMESTIC VIOLENCE HAVE INCREASED AFTER LOCKDOWN IN INDIA.
AT THE BEGINNING OF THE LOCKDOWN SOMEWHERE IN MARCH IN 2020 THERE 247 CASES REPORTED OF DOMESTIC VIOLENCE.
ACCORDING TO THE NATIONAL COMMISSION FOR WOMEN CHAIRPERSON REPORT THAT HIGHEST NUMBER OF CASES REPORTED FROM PUNJAB DURING THE LOCKDOWN.
DOMESTIC VIOLENCE DUE TO LOCKDOWN IN INDIA AS WELL AS ALL OVER THE WORLD HAS EMERGED AS A BIG PUBLIC HEALTH THREATS. 
THE EFFECT OF DOMESTIC VIOLENCE IS MORE DANGEROUS THAN PHYSICAL EFFECT. IT BRINGS DEPRESSION,  EATING PROBLEMS,  NIGHTMARES. EVEN IN THESE WORSE SITUATIONS WOMEN THOUGHTS OF DOING SUICUDE. 
PEOPLE SHOULD UNDERSTAND WHAT THEY ARE DOING WITH THERE WOMEN , THEY MUST BE A ORGANIZATION TO TAKE URGENT ACTIONS FOR THE WOMEN WHO ARE SUFFERING WITH THIS AND TAKE THEM OUT OF IT URGENT ACTION ARE REQUIRED TO OVERCOME THESE LONG LASTING 
SOCIAL PROBLEMS.

tour of space

                       TOUR OF SPACE 
BY : NEHA SHAHAB 

THE WORLD RICHEST MAN AND FOUNDER OF AMAZON RECENTLY WENT TO SPACE AND BACK ON BLUE ORIGIN CAPSULE.  

HE WENT WITH HIS TEAM HIS BROTHER MARK BEZOS , WALLY FUNK A 82 YEAR OLD WOMEN PILOT WHO EARLIER TRAINED TO GO TO SPACE BUT NEVER GOT A CHANCE. ALONG WITH THEM THERE IS 18 YEARS OLD BOY OLIVER DAEMEN. HE TOLD BEZOS THAT HE NEVER PURCHASED ANYTHING FROM AMAZON. DAEMAN GOT THE SEAT AFTER AN ONLINE AUCTION FOR THE SEAT BACKED UP. HE SAID HE DIDN’T PAYED ANYTHING CLOSE TO $ 28 MILLION BUT HE TOLD THAT THEY CHOOSE ME BECAUSE I WAS A YOUNGEST ONE , I WAS A PILOT AND I KNEW QUITE A LOT ABOUT IT ALREADY . 

SOON AFTER BEZOS CAME BACK FROM THE SPACE FLIGHT HE TOLD REPORTERS THAT EVERY AMAZON EMPLOYEES , EVERY CUSTOMERS YOU GUYS PAID FOR ALL THIS AND THANK YOU FROM THE BOTTOM OF MY HEART. IT’S VERY APPRECIATED.

" TOP BOOKS REVIEWS"

                  RICH DAD AND POOR DAD

About author :Rich Dad Poor Dad is about Robert Kiyosaki and his two dads—his real father (poor dad) and the father of his best friend (rich dad)—and the ways in which both men shaped his thoughts about money and investing. You don’t need to earn a high income to be rich. Rich people make money work for them.

Short note about book : Rich Dad Poor Dad has sold over 32 million copies in more than 51 languages across more than 109 countries, been on the New York Times bestsellers list for over six years, launched a series of books and related products; and received positive reviews from some critics.

          It advocates the importantes of financial literacy,financial independence and building wealth through investing in assets,real estate Ingesting,starting owning business as well as increasing one’s financial intelligence.







Traditional and Online School

 It sounded pretty weird when we thought about attending school from our bed back in 2019, but now when we look at it, it has become a new normal.

THE NEW NORMAL 

It started back in March 2020, when the complete lockdown was imposed by the Prime Minister of India due to increasing cases of Covid-19, and all the educational institutions along with everything else was shut down. The mode of classes was switched to online and all the students were directed to cope with the teachers in the online lectures. 

As time passed by and the situation grew even worse, and the mode of online education became normal like any traditional method of education. Online classes didn’t even mold the schedule of students but gave them a better chance to interact with teachers. It’s not that there aren’t any drawbacks to it, they’re present in almost everything like students finding a distraction during the time of classes and a rush to be highly self-motivated, which often leads to students getting misguided and wasting their time.

TRADITIONAL VS ONLINE CLASSES

Both traditional and online classes have their own pros and cons- it’s up to the students how they utilize the opportunities provided to them. 

FLEXIBILITY: Where traditional classes have fixed schedules and demand the particular time of the student, on the other hand, online classes provide students flexibility and a schedule that they can fix on their own. It lets students stay focused and give suitable time to their other commitments. 

SELF DISCIPLINE AND MOTIVATION: When it comes to discipline and motivation traditional classes do have an advantage for it holds a structured schedule and provides students on-campus interactive sessions, whereas in online classes students need to stay motivated and save themselves from distractions that might disrupt their schedule.

SOCIAL INTERACTION: The interaction in the online classes is so much more efficient than those in traditional because not only provides scheduled doubt lectures but gives access to students of recorded lectures that help them deal with their queries, while the traditional classes fail to thrive because of the lack in regularity due to distance and several other factors.

BLENDED EDUCATION

The curriculum is designed in such a way that it can be studied through both- online and in-person learning. It’s up to the individual on how they take the medium and learn to be productive by any means. 
There might be a minimal difference between the two- likewise timing, accessibility, and place, but both the sources implement the best of themselves for the education of students and hence it’s up to the students to decide what they want in the future, as per the present circumstances there might be a day where students will have to choose between the two options of education, that is- online and traditional.
CONCLUSION
Most of it comes to personal preferences of how one learns more efficiently, hence there ain’t no right or wrong in traditional versus online school. These learning methods can be very effective or of no use at all, all that depends on that particular individual for they take apply it on their personal style of learning.







POEMS

                                     

                         POEMS

The Art which connects the multiple effects of writing, reading, understanding, visualizing and mesmerizing thoughts that are always connected with actions is called poetry.


I strongly believe that the deadlines for poems have no point as it is the process of desire.

The feelings are more clearly read in eyes than listening them in the words. Yes, That is called the art of understanding!

THE ART OF LIVING IN READING

Poems can bring an adverse effect in all kinds of generation because they always come with the imagination of inventive thinking. No one in the world is born without feelings may be some or not ready to express it quietly at times and there comes the Power of the Poems which the inexpressive person can become an expression one within a nanosecond and that can be noted with a blink in the eye.

POETIC FORMS

The most frequently used poetic types are Sonnet, villanelle, Haiku, Elegy, Epigram, Limericks and free verse.
Sonnets are fourteen lines with specific rhyme and the scheme of stanzas. The music flows in the heart of readers while enjoying it to the fullest.

Villanelle are the nineteen lines with the repetition of the certain theme and it is considered to be the most challenging form.

Haiku is short and sweet format poems. Japanese haiku still resembles to be a masterpiece.

Elegy is usually used to express grief, admiration and acceptance. They are unique and enjoyed by all generations.
 
Epigrams are the form of statement which have the dimension of both humor and wit in the text.

Limericks are the five line poem with the line rhyme in the line 1,2,5 and then another rhyme in the lines of 3,4.

Free verse is an open poetic form which does not have specific rules or rhyme to be followed by. It may be short or long under any medium.


 POWERFUL POEMS WHICH CAN CHANGE YOUR MIND


NO MAN IS AN ISLAND BY JOHN DONNE



No man is an island,

Entire of itself;

Every man is a piece of the continent, 

A part of the main.

If a clod be washed away by the sea,

Europe is, the less,

As well as if a promontory were:

As well as if a manor of thy friend’s

Or of thine own were.

Any man’s death diminishes me,

Because I am involved in mankind.

And therefore never send to know for whom the bell tolls;

It tolls for thee.


The poet uses  two important elements, he starts with the continent and ends in the bells which represents the church.  He adds that no man is an island every human being is interconnected with one another. One man’s death is the loss of the whole continent. The poet addresses himself, and he asks that when the bell tolls one should not worry who it is tolling for. It is tolling for everyone. A single person’s death is like the death of everyone.




SEVEN STAGES OF LIFE BY WILLIAM SHAKESPEARE


All the world’s a stage,
And all the men and women merely players;
They have their exits and their entrances,
And one man in his time plays many parts,
His acts being seven ages. At first the infant,
Mewling and puking in the nurse’s arms;
And then the whining schoolboy, with his satchel
And shining morning face, creeping like snail
Unwillingly to school. And then the lover,
Sighing like furnace, with a woeful ballad
Made to his mistress’ eyebrow. Then a soldier,
Full of strange oaths, and bearded like the pard,
Jealous in honor, sudden and quick in quarrel,
Seeking the bubble reputation
Even in the cannon’s mouth. And then the justice,
In fair round belly with good capon lined,
With eyes severe and beard of formal cut,
Full of wise saws and modern instances;
And so he plays his part. The sixth age shifts
Into the lean and slippered pantaloon,
With spectacles on nose and pouch on side;
His youthful hose, well saved, a world too wide
For his shrunk shank; and his big manly voice,
Turning again toward childish treble, pipes
And whistles in his sound. Last scene of all,
That ends this strange eventful history,
Is second childishness and mere oblivion,
Sans teeth, sans eyes, sans taste, sans everything

The poet says about the seven stages of life of man. 

Stage1 – infancy – helplessness

Stage 2 – schoolboy – slowly walks to school

Stage 3 – teenage – craze on girl

Stage 4 – adulthood – mans works for name

Stage 5 – middle age – respect, prosperus

Stage 6 – oldage – loses influence

Stage 7 – death – loses all

Above all, Poems can also make you feel romantic, grateful and also powerful. Poems are loved by all kinds of people. If you ever feel sad read poems which makes gives you a great feeling.




Myths and facts about the most common mental illness: Anxiety

Remember the feeling of nervousness and fearfulness on the first day of school/when going for a job interview/when moving to another city/when giving your first speech? Well, if you do then that feeling my friend is called Anxiety. 

Anxiety is our body’s natural response to stress. It’s a feeling of fear or uncertainty about what’s to show up. However, if you feel anxious on a severe level and the feelings last longer than six months and are intruding with your life, you may have an anxiety disorder. 

Anxiety is the most common mental illness. Also, you have heard a lot of things about anxiety, out of them some are facts and some are myths. So, let’s have a look at some of the myths and facts about Anxiety:-

I) What are the types of Anxiety?

Myth: All anxiety is the same.

Fact: There are multiple different types of anxiety disorders.

Anxiety affects people differently. For some people, anxiety may only be experienced in certain situations, while others experience it more often. 

Common types of anxiety include:

★ General anxiety disorder

★ Panic disorder

★ Social anxiety disorder

★ Phobias

★ Obsessive-Compulsive Disorder

★ Post-Traumatic Stress Disorder

★ Separation anxiety

II) Who suffers from Anxiety?

Myth: Only adults suffer from anxiety. 

Fact: Anxiety affects both children and adults. 

The more Anxiety is common in Adults, the same it is for children. According to the Centers for Disease Control and Prevention (CDC), around 4.4 million children aged 3-17 have been diagnosed with anxiety. 

Anxiety can affect children by causing; children behavioral, emotional, and physical symptoms, similar as they can in adults. 

III) How serious is Anxiety? 

Myth: It is not a big deal. 

Fact: Anxiety can cause serious health problems. 

As mentioned above anxiety can be different for everyone. Anxiety becomes a problem when it starts intruding on your day-to-day life. 

Anxiety can cause emotional and behavioral problems like worries and fears. Also, it can cause physical problems like rapid breathing, sweating, headaches, and tense muscles. It also affects eating and sleeping patterns.

IV) Anxiety and Depression

Myth: Anxiety and depression are not related.

Fact: Many people who suffer from anxiety also undergo depression. 

It is common to have both anxiety disorder and depression at the same time. 50% of people undergoing depression are also diagnosed with anxiety disorder, according to the Anxiety and Depression Association of America (ADAA). 

Also, according to ADAA, anxiety is linked with numerous other mental and health conditions:

★ Headaches

★ Irritable bowel syndrome

★ Chronic pain

★ Eating disorders

★ Sleep disorders

★ Substance abuse

★ Bipolar disorder

★ Attention-deficit/hyperactive disorder

★ Fibromyalgia

Anxiety is a concerning issue, stop believing in myths, check your facts. And if it has started intruding your life, consult a doctor. 

 

Benefits of Investing in Mutual Funds in India

 

(Photo: Bank Bazar)

Investment in any form is considered to be the best way of achieving additional income. It’s like waiting for an extra reward. One such word with which we all are familiar is “equity mutual funds”.There’s a large structural growth in equity mutual funds for Indian industries.  The Indian Mutual Fund AUM/GDP ratio currently stands at 12% vis-à-vis the global average of 60%.

India has seen a significant growth rate in equity mutual funds investment. Indian investors are usually keen on investing in equity mutual funds because of the risk management. Investing in mutual funds has many advantages. Let’s discuss them briefly. 

  •       Return:  Mutual funds involves higher risk but generally the return that it gives is greater than in any other investment plan.
  • Ø  Professional Management: Even a person who does not have professional knowledge can invest. They are assured by the experts. The experts manage and operate mutual funds. They allocate it in different securities thereby assuring them profit.
  • Ø  Flexibility in Investment amount: There’s no fixed amount to be invested. You can invest even with a minimal amount of Rs 100. This is the most important benefit which the investors get in equity mutual funds.
  • Ø  Liquidity: This is also another benefit of investing in mutual funds. It’s not like fixed deposit where you are unable to withdraw amount at any point. You can redeem it at any point. Mutual funds have flexible withdrawal.
  • Ø  Safety & Transparency: All the equity mutual funds have now become safe and transparent after the introduction of SEBI guidelines. They’ve a color coding through which the investors can assess the risk level.
  • Ø  Diversification: Diversification is another factor which reduces the risk involved in building a portfolio.  Mutual Funds consist of many securities, so investor’s interests are safeguarded if there is a downfall in other securities purchased.
  • Ø  Accessibility: Mutual Funds are easily accessible. By accessibility, it means that you can buy mutual funds from anywhere in the world. You don’t require a Demat account for it. Mutual funds are very easy to buy.
  • Ø  Lower cost: In Mutual Fund, funds are collected from many investors, and then the same is used to purchase securities. These funds are however invested in assets which therefore helps one save on transaction and lower its cost. Investors get the savings as lower costs of investing in Mutual Funds.

Mutual Fund is a strong financial tool which has helped in increasing the growth of Indian economy. Mutual Fund have provided financial stability to the Indian economy. The Indian capital market has been increasing significantly during last few years. With the Industrial revolution and reforms of financial sector, the economy has been opened up and many developments have been taking place in the Indian money market and capital market. In order to help the small investors, mutual fund industry has come to occupy an important place in the Indian market.

Although there are many benefits of investing in mutual funds in India, but we must remember that every good thing comes with some flaws. The market condition is very dynamic. Not anyone can invest in mutual funds. One needs to have a proper knowledge to do that.  However, one thing which is certain is that there’s no harm in it. India still has many steps to climb.