Parents and their importance…

A parent is their child’s first teacher and should remain their best teacher throughout life. Functioning as a coach, the parent exposes a child to age-appropriate challenges to encourage development as well as to experiences that allow the child to explore on their own and learn from interacting with their environment. Child Development specialists have learned that from birth children are goal-directed to experiment and learn from each experience. Child Development experts have taken the concept of scaffolding from the building trades. Just as scaffolding is put up to support the structure of the building as it is being built and gradually taken down as the building is able to stand on its own, a parent will need to provide the necessary support for a child to allow them to safely and productively explore and learn from their environment.

As the child matures and develops mastery the scaffolding is removed or changed to allow the child to become more independent. If the child is not quite ready, the support is reinstated and then gradually withdrawn once again. As children develop from infants to teens to mature they go through a series of developmental stages that are important to all aspects of their personhood including physical, intellectual, emotional, and social. The proper role of the parent is to provide encouragement, support, and access to activities that enable the child to master key developmental tasks.

Parents and caregivers make sure children are healthy and safe, equip them with the skills and resources to succeed as adults, and transmit basic cultural values to them. Parents and caregivers offer their children love, acceptance, appreciation, encouragement, and guidance. They provide the most intimate context for the nurturing and protection of children as they develop their personalities and identities and also as they mature physically, cognitively, emotionally, and socially.

The role of grandparents in the rearing of healthy and happy children should not be overlooked. A recent study concluded that spending time with a grandparent is linked with better social skills and fewer behavior problems among teenagers, especially those living in single-parent or stepfamily households. This study found that children and teenagers whose parents have separated or divorced see their grandparents as confidants and sources of comfort. In fact, supportive relationships with other family members outside the immediate family may lead to better adjustment for all children and teenagers.

Here some when parents involve in child education life:

Families are the keystone that holds the educational framework together. In a research report, Southwest Educational Development Laboratory (SEDL) concluded: “When schools, families, and community groups work together to support learning, children tend to do better in school, stay in school longer, and like school more.” The synergy of these forces is infinitely more beneficial to students when parents do their part. Consider the following benefits to students who have involved parents, according to SEDL:

Higher grades and test scores, enrollment in more advanced programs.
Grade promotions, earn more credits.
Better school attendance and homework completion rates.
Improved social skills and behavior allow students to acclimate better to school environments.
Higher self-esteem.
High school graduation and advancement to post-secondary education.

Even parents themselves benefit when they are involved in their children’s education. By involving themselves at the school and community levels, parents:

Interact with their children more and are thus more sensitive to their emotional and intellectual needs.
Have more confidence in their parenting abilities.
Have a better understanding of the teacher’s role and the curriculum.
Use more positive reinforcement the more they know about developmental stages.
They are more likely to respond to teachers’ requests for help at home when they stay apprised of what their children are learning.
Have higher opinions of and feel more committed to their children’s schools.
Become more active in policy-making at school and in the community.

Sometimes, Considering the heavy workload at the workplace and stress, parents find it difficult to take out time for their children. They spend very little time listening to and communicating with children because of their long working hours. As a result, children avoid sharing their school life or other regular events with their parents and feel neglected. These factors form communication barriers between them, and their child gets more freedom to whatever they wont to do, and they become fearless of parents or guardians they can not choose their right way of success, so parents are one of the entities, who can control and give batter information regarding better career, sometimes a child does like their parent’s suggestions, they start to grumble but they do no think that it is life-changing steps are taken by the second face of GOD.

so, please respect parents and their suggestions and discussions.

History behind Father’s Day…

In our society, we celebrate different days about different personalities like Mother’s Day, Teacher’s Day, and women’s Day. The main purpose of celebrating these days is to pay tribute to those personalities, Likewise, every year the father’s day is celebrated on the third Sunday of June. In ancient times, this day had celebrated on 19 of March as Saint Joseph Day, but in present time, every year the father’s day is celebrated on the third Sunday of June this tradition of celebrating Father’s day was started after an incident.

man person cute young — Photo by Pixabay on Pexels.com

In 1907 many men were died in an explosion occurred in a mine in West Virginia. The Father’s day was started in the remembrance of these men, Sonora Dodd from Washington had introduced this term “Father’s Day” in 1909. Sonora Dodd had very interesting story related to Father’s Day. She used to love her father William Jackson. Her mother died in her childhood, so her father brought her up along with her 5 siblings. William Jackson died in a war. When Sonora Dodd had heard about Mother’s Day, she told the pastor of local Church that

“Similar Day should be celebrated for dads too”.

Therefore, she proposed 5th June for Father’s Day, as that day was her father’s Birthday, but there was not enough time left for ceremony, So pastor denied her proposal and then this ceremony took place on third Sunday of June. At start, Sonora Dodd could not get any success to advertise this Day, so she left advertising it and she went to arts institute of Chicago for studies. In 1930 she came back to her city and started advertising Father’s Day once again. This time she got very success in it, because she got the support of Local Businessmen. Father’s Day was an opportunity to local businessmen. Specially for those who belongs to gift selling businesses. After 1930, Father’s Day become a commercial day.

Islam has also stress on the importance of parents, especially for father, it is said that ” Father’s desire is Allah’s Desire and father’s anger is Allah’s anger “In our society, we openly show our love to Mothers but maybe it is not in the case of fathers. The thing we need to do is that we should not only show our love to our parents but should also take a great care of them in old age. My Friends, the father is only man who sacrifice everything for your need and your desires. Today if your father is alive and he forbid you from anything, then for this blessing you should be very thankful to your GOD. My Friends, the importance of this thing can be asked from those who do not have fathers with them. The father is only man who is the first hero of his son, similarly he is the first love of his daughter.

Why Mukesh Ambani is more successful than Anil Ambani? – Inspirational story…

Once before in 2019 Mr. Anil Ambani either you pay Eriksson 453 crore rupees or go to jail that time is super rich brother saved him from that feed and then it happened again this year you are personally liable to the three Chinese bank for our comms use of 700 million dollars, but sir I have a net worth of zero you Daikin industrialist socialite and fitness enthusiast there riches-to-rags story of Anil Ambani could well be a plot for a Bollywood film just like his father the Dhirubhai Ambani.

Image source: Business Insider

Dhirubhai Ambani also inspired a film guru Dhirubhai was legendary for his audacious vision and his ability to successfully implement it

“If you don’t build your dreams someone else will hire you to help them build theirs while”

Started as a petrol pump attendant in Aden Yemen his son’s vocational him walk straight to the directors cabinet while returned to India with just 500 rupees set up reliance and took it public in 1977 the boy started life sitting on its board and that time of his death in 2002 Forbes ranked Dhirubhai Ambani as the world’s 130 eighth richest person with a net worth of 2.9 billion dollars leaving behind one of India’s biggest companies worth 75 thousand crore unthinkable to him that his two sons would fight over his legacy. Dhirubhai did not leave behind the wheel despite cracks forming between the two brothers even during his lifetime who were then Chairman and Managing Director of Reliance Industries respectively after the father’s death these cracks came wide into the open over who would own which company. There was no question as to who would get their flagship petroleum company reliance because Mukesh was the one who had built them main Patal Ganga plant and understood the business intricately Reliance Communications India’s second largest telecom company at the time was also micaceous baby having an vision and build it from scratch but Anil wanted it. Finally, it was their mother Kokilaben in 2004 five I need are calm mom supported by external negotiators chartered accountant s guru-murthy and banker KV Kamath who stepped in to divide the conglomerate Mukesh got all the old economy companies Reliance Industries petroleum IPCL infrastructure while Anil got all the new economy companies and renamed his group ad AG telecom Reliance Capital Energy Natural Resources and broadcasting and his legacy left him as the sixth richest man in the world with a net worth of more than 42 billion dollars just one step below his elder brothers forty three billion. It was broadly expected that since Ana had control over sundry sectors he would do better than Mukesh in the long run in his quest to further strengthen his hold in this sunrise sector in 2005 Anil bought ad lab films and their chain of theaters big cinemas which by 2008 had become the largest multiplex chain with 700 screens across India and overseas he also signed a 1.2 billion dollar deal with American filmmaker Steven Spielberg’s production company DreamWorks in the same year making some Academy award-winning movies.

Image source: Wikipedia.org

When Anil floated an IPO for Reliance Power it was subscribed in 60 seconds and record for Indian capital markets a Mills flamboyant lifestyle was a fairytale like his proximity to Bollywood celebrities on a loose was my genre program to politicians like Samajwadi parties. Amar Singh who had enough clout to have him nominated as AI onion through by Ambani having being elected as a member of the Rajya Sabha like his bi-weekly helicopter flight from his South Mumbai home to our comms office in Navi Mumbai named Dhirubhai Ambani knowledge seeking or his love for running and fitness which he apparently took up after an American investor.

Image source: Forebs

Mukesh boasting of the most expensive house in Asia worth 700 million dollars four and a half thousand crore anil planned his own luxurious house aboard also worth about the same amount in Bandra Pali Hill which is still under construction with so much money and attention around it seemed Anil star would shine forever things however did not go as planned relations between the once close brothers that were until then civil Saud instead of renegotiating an old deal in 2010 and Anil took Mukesh to court over the supply price of gas from Reliance Krishna Godavari Basin. Mukesh refused to supply him gas at the contracted price under the terms of the 2005 gas agreement brokered by their mother who Kokila had contracted to supply gas to onions our NRL at two dollars 34 cents per mm BTU even though its price had since risen sharply in international markets but the Supreme Court in accordance with the government’s gas utilization policy fixed the price at four dollars 20 cents per mm BTU in favor of Mukesh as Anil his next hit was in Telecom when our comb was set up they adopted the cheaper CDMA technology. While rivals such as Airtel and Hutch used the more expensive GSM while CDMA was a superior technology at 2g and 3G levels the world was moving towards 4G and beyond which it could not support once the tenure anti-competition clause with his brother lapsed into end Mukesh launched Jio and changed the face of the telecom industry in India within three years of Jio’s launch our comes one point six five lakh crore market capitalisation lost over 98% of its value and eventually went into insolvency proceedings in May 2018 both these were big setbacks for Anil.

Image source: Business Today

Now his dominoes began to fall one by one in an effort to reduce debt in 2014 Anil sold big cinemas to Carnival for seven hundred and ten crore and two years later parts of his TV and FM radio business to Zee for one thousand eight seventy two crore during his head is Anil to showcase his engineering capability took huge loans to build Mumbai Sea Link and the city’s verso Agard copper Metro both projects done below cost despite things falling all around him. Anil without domain knowledge tried his hand in the defense sector when in 2016 he bought p-pop of marine and offshore engineering so it was no surprise when the diversification failed and the market cap of Papa renamed Reliance navel fell ninety percent in 2019 from a billion dollars to a hundred million the Fuhrer over the Rafael deal in Parliament also added to his woes finally the profit making and cast generating Reliance Energy was sold off to Adani in 2017-18 for 2.5 million$ 18,000 crore took pay off debts loans that Anil defaulted on worth twelve thousand eight hundred crore also played a part in the downfall of yes bank as of December 31st 2019 Anil Ambani telecom naval infrastructure and power businesses have defaulted on loans over 43860 dollars his pile of deaths has also affected his other projects we had the Delhi Metro or power projects in Madhya Pradesh while Mukesh Ambani’s wealth saw ups and downs but remains steady at 43.1 billion$ last year on his fortunes tumbled to 1.7 billion and is reported to be worth less than 1 billion.

Mukesh Ambani House (Image: Business Today)

Anil monies deadly sins poor strategy are calm lost out when 4g came this way known drawback in CDMA pride chasing prestige projects with long returns rather than the bottom line like the ceiling over ambition looking outside of core competence areas like venturing into defense mismanagement taking more loans than the ability to pay in worst case scenarios like our comm navel etc mukesh on the other hand has not only kept a deep focus on his core business but entered two major sunrise sectors retail and telecom through a well-crafted strategy. Anil is not the only one to lose his fortune Ranbaxy is Shiv endure and Melinda Singh lost their ancestral 2 billion empire Ashika then Ravi can through you had to let go their bankrupt Essar Steel to ArcelorMittal VG Siddhartha of coffee cafe day ended his life citing debts and pressure from lenders the rage girl had to step down as chairman of Jet Airways which eventually wound up operations under a debt of 8500 TV mogul Subash Chandra lost his stake in Zee TV due to mounting debt the once billionaire is currently battling a lawsuit by three Chinese banks which are trying to recover 680 million$ they lend to our Comment 2012 debt backed by onions personal guarantee in a further spate of bad luck Reliance Capital the only business which was still doing well also got hit due to global recession after the corona virus epidemic a London Court has now asked him to deposit a hundred million dollars in six weeks but Anil pleaded, “I do not hold any meaningful assets which can be soon to pay them” now that the six week deadline is over and Anil is still out of jail it appears that he had enough personal funds to make the payment after the Jio-Facebook deal big brother Mukesh sauce even higher but with limited resources left the question is what next for Anil Ambani Baseball’s Limerick this is the story of Anil Ambani how his life was once full of glory but his death overloaded and capital eroded what chapters are left in this riveting story.

A Story of African Diamonds…

It’s a far cry from the clean, mechanized mines of South Africa, but it’s how much of Africa’s gemstones are mined: men dig by hand in pits, gravel and stream beds, looking for telltale signs of that elusive stone that will make them rich – or at least bring in enough money to sustain them and maybe secure the family’s future. Over one million diggers search for diamonds this way in Africa. They make less than a dollar a day, while the global diamond trade nets an estimated $80 billion a year. But, economic woes are not the only human toll of the gem industry.

In countries like Angola, the Democratic Republic of Congo, and Sierra Leone, diamonds were used by armed militias and rebels to fan civil war and inflict misery on the population. These became known as “blood diamonds.” Global Witness was one of the first non-governmental organizations to focus on the issue. Speaking with VOA in London, Annie Dunnebacke says the group set out to document the tragedy of conflict diamonds. “Sierra Leone is one of the most notorious cases where hundreds of thousands of people died as a result of the conflict that saw the eastern part of the country, where the diamond fields are, controlled by the Revolutionary United Front, a rebel group backed by then Liberian president Charles Taylor,” says Dunnebacke. “Horrific destruction and havoc were wreaked, especially upon the civilian population really, because the diamonds represented an economic incentive for the war to continue.”

The horrors of that war shocked the public, especially the scenes of innocent men, women, and children with their limbs cut off by rebels, and youngsters being forced into combat. Efforts to publicize the link between the atrocities, the warlords, and the diamonds paid off.

The movie Blood Diamonds helped. In it, Leonardo DiCaprio plays an ex-mercenary who sells arms to Sierra Leone rebels in exchange for diamonds. In the end, though, he gives up the business and helps publicize the illicit trade. Global Witness was an advisor on the film, and Annie Dunnebacke says it had an impact. “I think bringing the message is sort of Hollywood terms to a much wider audience than possibly our reports get to, it does have value,” she says.

Eventually, international pressure made the diamond industry sit up and listen. In 2003, the Kimberley Process came into being. It requires member governments to certify that exports and imports are free from blood diamonds. Industry associations said they would comply. Tom Tweedy is a spokesman for DeBeers, the world’s largest producer of. He says the Kimberley Process is a good way forward. “We have a system, and however imperfect it may be, it is probably the only comprehensive system of its type in the world,” says Tweedy.

At the World Diamond Center in Antwerp, Director Philip Claes says that before the Kimberley Process, conflict diamonds accounted for 4 to 15 percent of rough diamonds traded worldwide. “Today, conflict diamonds account for only 0.2 percent of all rough diamonds traded worldwide,” says Claes.The emphasis is on certifying the origin of the diamonds to weed out goods traded illegally. Annie Dunnebacke of Global Witness says it’s a good start but there are loopholes.

“There are huge weaknesses ranging obviously from porous borders in African artisanal producing countries and basic lack of infrastructure, corruption, things like this which are stopping the scheme from being implemented effectively, things that encourage a lot of smuggling, cross-border smuggling,” she says. In Johannesburg, diamond trader Janine Chaveau agrees. “I know quite a few people who are multi-millionaires who have never dealt in legal diamonds,” she says, “it’s always been illegal, blood diamonds.”

Chaveau says she has been offered many undocumented diamonds. She says if they don’t have papers, she doesn’t touch them. But, it’s not just diamonds that are causing trouble. More than 90 percent of the world’s rubies come from Burma, a poor country with a military government that controls the sale of gems. The trade helps maintain the government in power. Human rights activists are working to tighten sanctions against Burmese rubies. But, like with diamonds, the potential profits are large and many are willing to look the other way.

Rights activists are hoping consumers will start to ask more questions of the jewelers to make sure that the gemstone they buy is not sullied by anguish and blood.

World Picnic Day…

We celebrate world picnic day on 18 June, and It’s often claimed that life is no picnic but today it is! International Picnic Day is a chance to eat out in the open air with friends or family. The word “picnic” comes from the French language, and it’s believed this type of informal outdoor meal became a popular pastime in France after the Revolution. As fans of Jane Austen’s novels will know, 19th-century picnics were elaborate social occasions, with menus featuring a wide range of cold meats and pies that took days to prepare. International Picnic Day is celebrated in many countries, though its origins are uncertain. Charity events, school picnics, and all kinds of other group meals are organized to mark the occasion. You could also bike, walk or hike to a nearby beauty spot, or just take your sandwiches and cold hard-boiled eggs into the garden and enjoy an al fresco lunch.

International Picnic Day is observed on June 18, every year. It is a day to encourage people to go outdoors and enjoy a hearty meal in nature, with other people’s company. In the early days, people used to go on a picnic as an escape from their daily lives. The true origin of International Picnic day remains unknown, but it can be traced back to the end of the French Revolution and the Victorian Era. This day is also marked by various charity events and school picnics. People all around the world meet their friends and family and go on picnics. They generally used to carry food, outdoor games, soft drinks, juices, and other essentials to share it with their travel partners. According to the Guinness Book of World records, the largest Picnic took place in Portugal. In Australia’s Northern Territory, the International picnic day is celebrated in August on the first Monday of each year. It is a popular concept in that area and the general public gets a day off on this day. Schools and Colleges are also shut on this day.

Asian people do not give any importance to the picnic day, and this day always celebrated in Australia and the U.S., Australian celebrate Picnic Day events since the late 1800s in Northern Territory. The Harts Range Races in Central Australia are held each Picnic Day long weekend. The races began in 1946 when three brothers Bennett, Quinton, and Kil Webb from Mount Riddock Station raced stockman Jack Schaber and the regional policeman Senior Constable Bob Darken over a distance of about a mile to the Ulgarna Yards to determine who had the fastest horse.

Moreover, in the U.S., Picnic Day is organized by a board of directors consisting of 18–20 students, ranging from different backgrounds and talents. Directors are full-time students and active participants of other extra-curricular activities and events at UC Davis. Every year, the board of directors selects a theme that will reflect the mission and vision of that year’s Picnic Day, and they also organized a different kind of themes and parade marshals each and every year since 1942 the themes started and in 1962 the parade marshal was started.

Here are some advantages and benefits of a picnic:

Spending time outdoors, basking in nature, breathing fresh air, and enjoying a great view. The pure air invigorates you and leaves you feeling rejuvenated.
Spending time with family is always a great bonding experience. In the fast-paced, urbane lifestyle of today, there is often limited time for maintaining relationships with some of the most important people in your life.
Since picnics often take place in warm environments, the tendency to participate in relaxing small talk is high.
While picnics offer many social benefits, you don’t have to spend the entire time chatting up a storm.
Meals prepared and eaten at home are usually more nutritious and healthy than eating out and particularly so when you bring food for a picnic.
Eating lunch outdoors is a natural mood booster. You can be amazed at how much the lack of sun in your body can affect your mood.
Picnics are a great stress buster as it helps reduce the stress and anxiety related to work and home.

Please, spend time with family at outdoor and spread awareness regarding it.

thanks for reading.

Can You Give Up?

“You can do it. Just a little more effort. You’re almost there. You’re the hero. I know you have it in you. You can’t give up.”

Well, here’s some newsflash for you. You can give up.

Be it movies, songs, books, everyone’s pushing the protagonist to do a thing which is clearly out of their scope. They may not have the physical or mental strength to do the thing but we still expect them to. It doesn’t matter whether you want to do that thing or whether it’s actually for a greater good. You just have to do it. You cannot give up. Because giving up is for losers. And the hero cannot be a loser, right? Or it’s the opposite? A loser cannot be a hero?

Shah Rukh Khan’s character from Rab Ne Bana Di Jodi was a scrawny guy who tried to fight with a samurai. Since they are selling their movie to you and it’s ‘the SRK’, obviously he’s going to win that fight. But think about this. You are up against some buffy wrestler let alone a professional sumo wrestler. Do you think you stand a teensy bit chance? You have your answer right there.

Provided this whole notion of not giving up works on some people, but it’s warping the minds of others. Most people cause some irreversible damage while not giving up. And more often than not, this damage is to them. I am not saying giving up is a good thing. But it’s not a bad thing either. Don’t you think, it would be nice to have an option of giving up, backing down from doing a particular thing when it is clearly out of our reach, and not be judged for it?

Most of you might not know this but there is a Disney movie Moana whose scene would be apt in a situation like this. When Moana confesses she couldn’t defeat the villain, Te Fiti, her Grandma clearly says that it is not Moana’s fault. She states that the burden is too much for her granddaughter and that she would be with her even if Moana wants to go back home.

Moana did end up defeating Te Fiti in the end. But that wasn’t because someone pushed her to do that. Instead, she realized her power and strength on her own. This just shows that even if you don’t have enough strength to do something, you are not a loser. What matters is you gave your best. And there will be people who’re there for you, supporting you even when you get defeated in life because it’s not your fault. It was just too much burden.

Or a more relatable example would be Aamir Khan’s character in 3 Idiots who fought against all odds to study not because someone was pushing or cheering him but because he himself wanted to do that.

Having said all that, I’m not against actually working hard. But the focus remains on working hard because you yourself want to achieve something. What I’m saying is we should all try to find our inner voice and be happy with whatever outcome there is to our situations.

How to open a Franchise without money- US…

let’s talk about to open a franchise with no money so the first thing you can do, if you want to open a franchise with no money down is go to your friends and family look. I understand that that’s something that you may not want to do sometimes that’s a toughest conversation asking friends and family for money but I would assume if you’re willing to open a franchise and you have some skill sets you have a certain level of intelligence and a certain level of ambition so assuming that you have a good reputation and a good rapport with your friends and family then that’s the first place that you can go to get money to fund your franchise.

hamburger and fries photo — Photo by Jonathan Borba on Pexels.com

Now when you’re approaching them for the money it’s important to be tactical and strategic about it and you don’t just say hey! can I borrow ten thousand dollars can I borrow twenty thousand dollars can I have fifty thousand dollars you have to go into it strategically so go into it with a business plan this is the franchise that I want to buy this is the amount of money that I need to get started this is a lot the amount of money that I think I will make with the franchise this is the time period which I can pay the money back to you and get on that loan repayment plan, another way to approach getting money from feds and friends and family to fund your franchise is to ask them to be a partner with you so although they may not want to work in the franchise themselves maybe they’re more willing to give you money or lend you money for the franchise if they are an owner or an investor with you so maybe you’re the one that runs the franchise and you handle the day-to-day operations the sales managing the staff managing the overall business and they get a percentage of the profits as a way of paying them back.

close up photography of starbucks disposable cup — Photo by Adrianna Calvo on Pexels.com

The next way that you can fund a franchise is to get a loan and before you read about that real quick with the franchise so now in getting a loan to open a franchise business it’s important to note that one you’re going to need to have good credit and two you’re going to need to have an income that can support paying back. The loan and three the likelihood is you are still going to need money for the down payment on that loan if you get us an SBA loan which is Small Business Administration they require a minimum of 10% down from you in order to fund that business so what does that mean if you need $100,000 for your franchise business then that means you need to come up with $10,000 in order to here that loan so the question is how will you come up with that $10,000 and there’s a number of options that we’ll go over in a second of how you can do that one way you can do that is what we already talked about which is getting money from friends or family it’s so even with the Small Business Administration having a ten percent minimum requirement that you have to put towards the loan in order to open a business.

white and blue come on in we ere open signage — Photo by Tim Mossholder on Pexels.com

Most lenders that issue SBA loans are going to require anywhere from 20% to 30% in order for you to secure that loan so again in that example if you’re looking to open up a business that’s a total of $100,000 you’re going to have to figure out a way to come up with twenty to thirty thousand dollars in order to secure that loan and so in a second I’m going to tell you about a strategy of exactly how you can do that without having to ask your friends or family for money another way that you can fund a franchise without having any money so to say is seeing if you have any 401k or retirement plans now as someone who has managed over a hundred million dollars over the course of career as a financial advisor typically. I would not recommend for someone to take money out of their 401k and that’s not what I’m recommending to you. So, I want to make sure that you get that clear because there are severe penalties and tax consequences that you should consult the tax advisor about but there are ways that you can leverage your 401k so if you’re still working with your employer you can take out a loan against your 401k in order to fund a business and when you take out a loan there’s one thing that you have to be very careful about the thing that you have to be careful about is that if you leave that employer and you have an outstanding loan they are going to make you repay that loan within a certain period of time usually it’s 60 days if that is the case if you don’t come up with the money and repay the loan for the 401k they count it as an early distribution you’re going to have to pay taxes on that money depending upon if it’s a pre-tax 401k and you may have to pay some penalties. 2 guys opened up first location they were going to need 300 just over $300,000 in order to get first location open so they had a significant equity in their home at that time and want to went ahead and apply for a home equity loan they secured a three hundred and ten thousand dollar home equity loan use that home equity loan to fund the business and to pay for the business about a year or so later they actually wind up moving they sold their house the home equity loan was paid for paid off and now they own the franchise in the business completely outright don’t have any loans on the business and then the last way that you can potentially buy or open a franchise with absolutely no money is to talk to the franchiser again it’s not about the resources it’s about your resourcefulness so it never hurts to ask them and to make a pitch if you’re truly excited and confident about the opportunity.

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Strength comes from struggle and rebel……

Everyone is aware of the word of rebels, and ones in while many of you are also done in your life at school, colleges, or other public places for gatting rights according to your demands. However, in the past also people have done rebels to get political rights, Sardar Vallabh Bhai Patel, Mahatma Gandhi, Subhash Chandra Bose, Shahid Bhagat Singh, and more freedom fighter also have contributed for getting freedom from the British people. furthermore, a rebel is not the only way to get rights, instead, there is some legal process to do, which is made by the government of all counties.

The famous rebel incident happened between Indian solders and Kashmir’s citizens, this whole incident started from Kashmiri people, they started the attack by throwing stones on Indian soldiers and we all know that soldiers do not have rights to file at the time of the attack they have to wait for the order from the government, and then they can fire when the government gave the order to fire before that two or three soldiers had serious injuries, but when Indian army get the order then they did a great job by killing The 12-hour gunbattle ended with the killing of Junaid Ashraf Sehrai, a commander of Kashmir’s largest rebel group, Hizbul Mujahideen, and his aide. Junaid, son of senior separatist leader Mohammed Ashraf Sehrai, joined the rebel ranks in early 2018 after graduating in business management from the region’s main university.

However, in Bollywood, many people have done rebel against the nepotism but there some strong pillars, who don’t wont to do changes in the industry, they do not give chance to new people, many people wont to join the Bollywood and they give interviews and show their work buy doing the theater and making small and short films, but the big director and producer always support the famous personalities child-like Varun Dhawan, Ananya Pandey, and many more. But people like from small families and not wall background never chance to show them in front of society and what they can do for the community. celebrities like Pankaj Tripathi, Nawazuddin Siddiqui, Manoj Bajpai, Johny lever and Sushant Singh Rajput had done exceptional debut in Bollywood by doing small T.V. serials and theater, and look at how they become famous worldwide famous stars without showing their body or fighting skill, which is very common in nowadays movies, but this senior actor always wins our heart by delivering dialogues. people who do not have celebrity background they always have to struggle, and nowadays young personalities share messages they “they have struggled after sign 10 to 20 films and advertisement.” shame on them by spreading fake, abominable and detrimental rumors, we have proof, they said by their own word on a national television show like coffee with Karan, at the beginning of the carrier people say that I admire that person and i follow them, but after getting success they forget, by ignoring and do not talk about them.

if anyone wont to look perfect nepotism then look the last few film awards, where Ananya Panday aka miss.struggle received Zee cine Award for Best Debut Actress, Filmfare Awards for Best Debut Actress, and lately best fresh Talent of the year, moreover on another side Sushant Singh Rajput did not get any award even though, he has done grate lead role in chhichhore.

So, please guys don’t support fake people, instead of support upcoming and real struggle persons, who can motivate us by simply narrating their story, be a lone wolf do not depend on someone to make a clear way.

Mental Health: Children, Young People, and Families

Mental health is a widely overlooked aspect of a person’s health. People don’t consider it as important as their physical health, mostly because the injuries are not visible. However, they often forget that the signs are always there. Mental health problems are often directly proportional to the day-to-day happenings in our lives. Most mental health problems start developing at a very young age, but parents often ignore the warning signs. At such an impressionable age, children need to be taught about their mental well being too. It is imperative that we address the issue of mental health among children, young people, and families.

Children and Young People

It is seen many-a-times that the physical needs of a child are obvious, but his or her mental needs may be neglected. Even when the red flags are identified, there is a stigma associated with mental illness.

Some problems that children suffer from are ADHD, autism, anxiety, anorexia (eating disorder), depression, and bipolar disorder. Warning signs include intense mood swings, self-harm, substance abuse, sudden appetite loss, fidgeting, and continuous nightmares.

A few suggestions to nurture a child or adolescent’s mental health could include talking to them about their day; asking them if they are facing any problems at school. This strengthens your bond with them and they start trusting you more. As a parent, make sure that your ward eats a healthy and balanced diet, is physically fit, and takes part in outdoor activities.

Provide children with a healthy environment at home; a child should feel secure in his surroundings. Help them build their self-esteem and confidence while talking to them. Encourage their first steps towards new interests. This would enable them to open up more and express their feelings and doubts. And most importantly, don’t condemn them when they do something wrong. Instead, let them know their mistake and work together to improve it.

Families

It is obvious that an individual’s mental health problems will have consequences for others within his social networks and most importantly his family. When it comes to mental illness, the emotional and behavioral consequences for family members go largely ignored along with having a huge impact on their financial component.

Family life often becomes unsettled and unpredictable as the needs of the ill become paramount day by day. The afflicted often feels that he’s isolating those close to him. Children may find it difficult to understand why their parent is not his/her usual self. Therefore, many tend to blame themselves and grow up feeling abandoned, lonely, and isolated.

In case a family member suffers from a mental health problem, you should not let him feel dismissed and disregarded. Instead, you could try to understand what he is going through, his inner turmoil, and try to help him cope with that. Children need special care at this time as they are perplexed by the happenings in their lives.

You should try to mend the broken relations, leave the toxic people in your lives behind, and create a positive impact on others’ lives.

Image Courtesy: Google

Falling Apart

Our life is never about the destination. Life is a beautiful journey with a lot of stops along the way. We feel if we know what to expect in our future, we will be ready for it. This imagery has become so much a part of our language that we don’t even stop to think about what it actually means for us.

When things don’t go our way, it feels like everything is falling apart. Despite having our bouts of feeling depressed we try to remain in a continual state of happiness. However, this is possible only if we accept the fact that everything is as good or bad as one’s opinion makes it.

Everyone is in a constant state of falling apart. How you deal with it is dictated by your outlook on life. You could, after all, try these few things.

Never hide your emotions

Some people like to cry when they are overwhelmed. Tears are, in fact, a way for your body to get rid of those excess emotions, and if you hold these emotions too long they may corrode your insides. Talk to people – your loved ones, your friends. You will find that every one of them has something difficult going on in their lives.

Be honest

Be true to yourself. If you cannot admit your problem to yourself, you can never openly talk about it which means you will never be able to take the first step towards solving that problem. So much pain mostly comes from not telling the truth. Lying is mostly the reason for things falling apart. After admitting the truth to yourself, make sure you always tell the truth to those around you. It may hurt for a second but eventually, things will fall back into place.

Ask for help

The society inherently and subconsciously teaches us that asking for help is pathetic and a sign of weakness. This makes a person feel trapped and alone, inevitably hurting him and those around him. Accept the fact that everyone struggles at some point in the journey of their life. Instead of acting like it is not universal, start hailing vulnerability for what it actually is – a sign of strength, openness, and hope. Do not be afraid to ask for help.

Have your cheat moments

Just like people have their cheat days from diets, have your cheat moments from the problems you are facing. Do not let your pain entirely rule every aspect of your life. Enjoy some trivial and jovial moments of life guilt-free.

There will be days when you are not okay, and that is okay

The journey of life is a bumpy one. There will be days where the pain and reality of your situation will consume you. Allow yourself to feel helpful on such days. But never forget that tomorrow is a good day and the sun will eventually shine brightly again. When it seems like life is falling apart, it may actually be falling into a place better than expected.

Image Courtesy: Google

Instagram Envy

Today’s world is full of influencers. What you eat, what you wear, where you go on holiday, and even what you speak is heavily influenced by social media. Although people today are smart enough to realize that it is not okay to compare yourself to other people, social media still provides you numerous opportunities to do just that.

Recall that heavy feeling in your heart when you see your friends and celebrities posting photos doing exciting things like going on long drives, attending glamorous parties, and visiting rare places. This sinking feeling is known as Instagram Envy.

Instagram is all about unadulterated voyeurism. You will not find Facebook’s messiness or Twitter’s relatable content in the posts here. Instagram is almost a photo site with built-in vintage filters idealizing your every moment. It encourages its users to create these perfect layouts of their lives, almost as if everyone is living their fairy tale.

Why Instagram Envy Happens

There is an unspoken rule adopted by the users worldwide to avoid populating the feeds with any mediocre or unedited pictures. Now you might feel that it is all about showing off to your followers, but that is not the case here. It is trying to level with everyone else posting one amazing picture after another; it is trying to feel good about yourself that you are in no way less than any of your friends. Owing to this rule, people often end up spending hours in hopes of composing an image of food as simple as a glass of coke over a dish of pizza worthy enough for their Instagram feed.

The followers, on the other hand, are expected to indulge in the ethics of impress rather than confess, all the while being swept away from the sumptuous photos and chipping in with beautiful comments. Even the likes are shaped like little hearts, reinforcing in the minds of the viewers, the idea that each shot is a performance worthy of applause. Every last image is an advertisement for the self.

In a society focused on physical appearance, this is perhaps no surprise that there is an element of narcissism to Insta-bragging. People with a higher level of narcissism post more self-presented photos and update their profile picture often.

Dealing with Instagram Envy

One approach to counteract Instagram envy is to showcase love, not luxury. People who generate Instagram envy can also use the same platform to demonstrate that they understand and embrace the value of citizens of all social and economic strata by posting about them. They will gain more followers than foes by showcasing love.

Another aspect you need to understand is that living through the lens is not all bad. Social media has made us all social, without a doubt. You catch up with long lost friends in no time because you already have an idea of what is going on in their lives. But you need to accept social media for what it is – it is social and it is, after all, media. You really shouldn’t blindly believe everything you see. You learn through experience that it is better to know how to post than to boast.

Image Courtesy: Google

You can share messages, why not blood?

The blood donation happens when a person voluntarily ready to transform their blood into communities without any charges, however, Donation may be of whole blood, or of specific components directly. Blood banks often participate in the collection process as well as the procedures that follow it.

The blood donation process discovered by English physician William Harvey in 1628 but after 36 years thy successfully done blood donation camp in England, the first blood transform done on a dog and Physician Richard Lower keeps dogs alive by transfusion of blood from other dogs people think it is funny incident but it is very seriously a successful transformation.

Today in the developed world, most blood donors are unpaid volunteers who donate blood for a community supply. In some countries, established supplies are limited and donors usually give blood, when family or friends need a transfusion. Many donors donate as an act of charity, but in countries that allow paid donation some people are paid, and in some cases there are incentives other than money such as paid time off from work. Donating is relatively safe, but some donors have to bruise where the needle is inserted or may feel faint. Potential donors are evaluated for anything that might make their blood unsafe to use. The screening includes testing for diseases that can be transmitted by a blood transfusion, including HIV and viral hepatitis. The donor must also answer questions about medical history and take a short physical examination to make sure the donation is not hazardous to his or her health. How often a donor can donate varies from days to months based on what component they donate and the laws of the country where the donation takes place. Ex. in many countries the doner have to wait for two to three weeks to rebuild their blood counts and proper growth of their blood portion. A typical donation is 450 milliliters of whole blood, though 500-milliliter donations are also common. Historically, blood donors in India would donate only 250 or 350 milliliters.

There are two main methods of obtaining blood from a donor. The most frequent is to simply take the blood from a vein as whole blood. This blood is typically separated into parts, usually red blood cells and plasma since most recipients need only a specific component for transfusions. The other method is to draw blood from the donor, separate it using a centrifuge or a filter, store the desired part, and return the rest to the donor. This process is called apheresis, and it is often done with a machine specifically designed for this purpose.

What precautions have to take donor after blood donation, they have to lay down for 10 to 15 minutes at the bead, then take light refreshments, such as orange juice and cookies, or a lunch allowance to recover speedy, The needle site wound is covered with a bandage and the donor is directed to keep the bandage on for several hours. And in last avoid strenuous exercise and games, alcohol and other kinds of physical exercise.

People from non-science backgrounds have questions that how doctors store blood for a long time?, here is the answer, Red blood cells, the most frequently used component, have a shelf life of 35–42 days at refrigerated temperatures. For long-term storage applications, this can be extended by freezing the blood with a mixture of glycerol, but this process is expensive and requires an extremely cold freezer for storage. Plasma can be stored frozen for an extended period of time and is typically given an expiration date of one year and maintaining supply is less of a problem.

Here is the table display that, which blood group person can donate to whom.

If your blood type is:	You can give to:	You can receive from:
O Positive	O+, A+, B+, AB+	O+, O-
A Positive	A+, AB+	A+, A-, O+, O-
B Positive	B+, AB+	B+, B-, O+, O-
AB Positive	AB+ Only	All blood types
O Negative	All blood types	O- only
A Negative	A-, A+, AB-, AB+	A-, O-
B Negative	B-, B+, AB-, AB+	B-, O-
AB Negative	AB-, AB+	AB-, A-, B-, O-

Life Unplugged

For a second, let your imagination run along these lines. It is a beautiful morning, the sun is slowly rising. You are there on your balcony, peacefully sitting and the only sound you can hear is the chirping of birds. In your hand is your favorite drink, and in your mind is calmness. Amidst all this, you take a long deep breath and feel connected to your soul.

Your life keeps going on and you do things which you think are important for you. You never once stop to just take a breath and look around to see where you have actually reached; what is going on in your own life. So to counteract this, there is this unworldly concept that you just sometimes take a break from your life; you unplug from your own life.

More often than not, you forget to take a break. And even if you do take it, you usually only give it to your physical being but forget that your mental being is equally important.

Take a break every now and then to reevaluate your life and your surroundings. It is just as important to stop as it is to continue to accomplish things because, without a balanced head, you would not be able to accomplish them anyway. Take a break from places, from routines, from people, and even from yourself. Unplug from the chaos of life.

Plug back into life in its purest form and not through a lens. Plug back to your values and the things you desire. Connect to those who truly matter. Connect to peace, joy, and Zen. Embrace your inner self once in a while.

Start your day with yourself

There will come a time when you have to attend to your duties and obligations. The world will start pulling at you and the day will become just a domino effect of endless pulls. Before that happens, spare a few moments for yourself. You deserve it. Nobody else is more important than you. Take five minutes to breathe, contemplate, and feel grateful for your life.

Mind your diet

The world is a chaotic place where every being has to fend for himself. Start by minding and mending your food habits. Introduce a new super item into your diet. The only condition is that it should be healthy. Drink a green smoothie if you like that. Find healthier alternatives for your favorite foods. Try eating cakes and sweets that are gluten-free. Cleanse your diet.

Empower yourself with an inspiring book

Your subconscious mind creates reality. Feed your mind with the world you want to create for yourself. Start your day by reading a portion of a book that embeds positive thoughts in your mind.

Explore your neighborhood

It is not necessary for you to travel to exotic places to feel relaxed. You could just go outside your home and take a walk around your neighborhood. Connect yourself with nature. Try a new restaurant. Join a class that you wanted to for a long time.

Prioritize your time and feelings

Learn to balance your time within your boundaries. Manage the time you spend on social media. Own up your actions and let people know how you want to be treated. Focus less on what you want to do and achieve and more on how you want to feel while achieving that.

Image Courtesy: Google

Meditation: A happy pill to your life

In our lives we are surrounded by a lot of tensions of our career, of our studies and recently we are really stressed about global pandemic (Covid-19). So in this stressful time, it is necessary to keep your mind and body, calm and healthy. So one of the best way to cope up with this is Meditation.

Meditation is the practice of thinking deeply in silence to make your mind calm and peaceful. Through meditation you are able to reduce and manage your stress level. Meditation is just like other relaxation techniques like yoga and deep breathe which activates your body relaxation response. It boost your feeling of happiness and calmness. Regularly doing meditation increases your ability to stay cool, calm, and composed even if you have a lot of pressure.

According to researches, doing meditation also benefits our mental health. It decreases depression and increase the positive emotional state. It also increases the ability to deal with unavoidable stressful condition.

Doing meditation relaxes our body, it leads to active growth of positive mental skills such as affection, kindness, sympathy, tolerance and energy. It increases the creative level of our mind. We are able to do things better if we regularly do meditation.

It is necessary to perform meditation in a quite place, as effective meditation should be free from any distraction. Meditation also have a positive effect on our health, while doing meditation our heart rate and breathing slows down, usage of oxygen becomes more efficient and it normalise our blood pressure. If you are doing meditation regularly, your immune system also works well. Meditation enchances our attention span and increases positive thinking. It is very effective in reducing stress so, it is used in treatment of the prevention of many stress – related conditions. According to a study of Haward University, Meditation alters the chemistry of brain and increases positive emotions. It also shows that meditation has improved the lifestyle of many people suffering from stress related conditions.

In our lives we are surrounded by lots of tension, anxiety, stress, so it is necessary to start meditation. Even if you are happy and don’t think that you are suffering from any kind of stress then also do meditation. As we know that, meditation will also help in reducing many health related issues and also help you to be calm, reduce your anger issues.

So start meditating, it will really help you to live a happy, peaceful and disease-free life.

The Scientific Argument for Mastering One Thing at a Time

Many people, myself included, have multiple areas of life they would like to improve. For example, I would like to reach more people with my writing, to lift heavier weights at the gym, and to start practicing mindfulness more consistently. Those are just a few of the goals I find desirable and you probably have a long list yourself.

The problem is, even if we are committed to working hard on our goals, our natural tendency is to revert back to our old habits at some point. Making a permanent lifestyle change is really difficult.

Too Many Good Intentions

If you want to master multiple habits and stick to them for good, then you need to figure out how to be consistent. How can you do that?

This finding is well proven and has been repeated in hundreds studies across a broad range of areas. For example, implementation intentions have been found to increase the odds that people will start exercising, begin recycling, stick with studying, and even stop smoking.

However (and this is crucial to understand) follow-up research has discovered implementation intentions only work when you focus on one thing at a time. In fact, researchers found that people who tried to accomplish multiple goals were less committed and less likely to succeed than those who focused on a single goal.

What Happens When You Focus on One Thing

Here is another science-based reason to focus on one thing at a time:

When you begin practicing a new habit it requires a lot of conscious effort to remember to do it. After awhile, however, the pattern of behavior becomes easier. Eventually, your new habit becomes a normal routine and the process is more or less mindless and automatic.

Researchers have a fancy term for this process called “automaticity.” Automaticity is the ability to perform a behavior without thinking about each step, which allows the pattern to become automatic and habitual.

The most important thing to note is that there is some “tipping point” at which new habits become more or less automatic. The time it takes to build a habit depends on many factors including how difficult the habit is, what your environment is like, your genetics, and more.

Change Your Life Without Changing Your Entire Life

Alright, let’s review what I have suggested to you so far and figure out some practical takeaways.

You are 2x to 3x more likely to follow through with a habit if you make a specific plan for when, where, and how you are going to implement it. This is known as an implementation intention.
You should focus entirely on one thing. Research has found that implementation intentions do not work if you try to improve multiple habits at the same time.
Research has shown that any given habit becomes more automatic with more practice. On average, it takes at least two months for new habits to become automatic behaviors.

The counterintuitive insight from all of this research is that the best way to change your entire life is by not changing your entire life. Instead, it is best to focus on one specific habit, work on it until you master it, and make it an automatic part of your daily life. Then, repeat the process for the next habit.

The way to master more things in the long-run is to simply focus on one thing right now.

Here some when parents involve in child education life:

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Too Many Good Intentions

What Happens When You Focus on One Thing

Change Your Life Without Changing Your Entire Life

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